Business Direction 70

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BUSINESSNEWS

THE FUTURE OF SUSTAINABILITY IN THE HEATING AND HOT WATER INDUSTRY Martyn Bridges, Director of Technical Services at Worcester Bosch, discusses the road to net zero.

NEW YOUNG DRIVER INSURANCE FROM SUTCLIFFE & CO This timely announcement comes as students across the country head off to college and university at the start of the new academic year. It’s widely known that car insurance for young people can often result in high premiums so having access to flexible insurance can help you obtain cover and gain independence at an exciting time. Whether you are still learning to drive or you have recently passed your driving test, Sutcliffe & Co Insurance Brokers have a range of products. With young drivers insurance for individuals who own their own car or perhaps you need cover for using someone else’s car, having these new options for insurance will get you on the road quickly, with minimal fuss. Duncan Sutcliffe, MD at Sutcliffe & Co Insurance Brokers explains, “We are so pleased to help young drivers with their car insurance, as we know how challenging it can be, particularly with the rising cost of living for households. There are a number of options we can offer, to help young drivers access insurance and with an easy to use online quoting system, finding the right cover has never been quicker”. One of the options for insurance for young drivers includes using a parent’s or grandparent’s car, whether this is someone on provisional licence or a full licence. This

type of policy allows the car to be driven on their own policy thus protecting the vehicle owner’s no-claims discount which is insured on a separate policy. There is also specific learner driver insurance, again this allows for cover to be retained, that is separate to the owner’s policy. Flexible insurance cover for young drivers includes pay-as-you-go car insurance and weekly insurance for students that need only short term usage of a friend’s or family vehicle. Alternatively, black box insurance can also be an option which involves software being installed to monitor driving style, with a discount given for safe driving. The added advantage of Black Box Insurance from Sutcliffe & Co is that it doesn’t have night time curfew restrictions.

Worcester Bosch has historically been known as a gas or oil boiler manufacturer and of course both of these technologies emit carbon. As the industry moves towards a net zero future we are actively researching the potential for replacing these current gas and oil supplies with zero carbon sources. Some of which include hydrogen gas and HVO (hydrogenated vegetable oil), used with oil-fired boilers, and of course LPG which can be replaced with bio-LPG in years to come. In addition to the technology changes of hydrogen, and those stated above, heat pumps are an important source to note, and one which is growing in popularity. Heat pumps are specifically electric based and as a grid function on a relatively low carbon source for much of the time, heat pumps come as the perfect answer in a quest toward net zero carbon. A home being built under the 2025 Building Regulations is very unlikely to have a gas or oil fired boiler installed in it and will be more likely to have an electric-based heat pump. Another alternative to a heat pump could be a heat interface unit, which can be installed in close density or apartment blocks where heat is taken from a central source and then circulated through the various houses and apartments. In summary, most of the technologies that we have been used to for the last 50 years are likely to be moving to a different fuel, or even a different technology source.

To find your young drivers insurance apply online today HERE. Alternatively you can contact our award-winning team on 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk.

Business Direction published by Herefordshire & Worcestershire Chamber of Commerce

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