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breakthrough in our later years. In order to move forward successfully (personal and business), we have to face the past fears If you hope to eventually be financially that scorned us.” free, then one of the most important things you can do is identify the reason you’re Excerpt from The Black overwhelmed by the thought of money Book for Financial issues. Only then can you act to move Freedom by Dr. Karen past the money blocks keeping you from S. Ratliff. obtaining your financial goals. Search hard for answers by asking yourself “What is your first memory around finances, and Exercise: Instead of thinking “I can’t do what are your thoughts and feelings about it,” ask yourself, “what will happen if I could get it done?” it?” “As many entrepreneurs start exploring the challenges to get them going, money issues are almost always the most common roadblock. Financial roadblocks began somewhere, often in our younger years.
Letter from the Editor
Most people have negative feelings and Dr. Karen S. Ratliff memories regarding money that they find Editor In Chief, challenging to talk about. The difficult I Love Mondays with Dr. Karen fact of this is that these negative emotions and feelings surrounding money often come from people we are close to (e.g. our parents, friends, and family members). “These internal fears, created by past situations, negatively impact financial
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