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November 2004

momentum Featured Inside Media blitz this 2 holiday season

stories of significance What if you could make a difference — help a family send their children to college, or save someone’s business? Help

3Q earnings snapshot 3 Field trips make for great 3 service effort Brand Center goes live 4

aging parents get the care they need without depleting their life savings? Assure a widower he’ll be able to make more

than ends meet? That's what we do every day. Though we don’t all have face-to-face contact with clients, the support we

LTC quiz: see how you score 5 Celebrating Colleagues 6

provide to those that do, means we all play an important role in helping our customers secure a legacy and achieve peace

Alzheimer’s Memory Walk 6 becomes a family affair of mind, independence and dignity through all life stages. Recently, Momentum discussed Living a Life of Significance, an

Diversity at MetLife 7 Safe Return Program 7

Individual Business focus that reaffirms the impact that our reps have by being advocates for those who cannot speak for

themselves — a customer’s beneficiaries, families and employees. From time to time, we’ll publish personal stories from

associates on how each of us leads a life of significance. The emotional connection we make with our customers, the

financial freedom we make possible, is something to feel good about every day.

y story begins several years ago at my parents’ home.

M

disability waiver of premium option to the policy. I brought

My grandparents were visiting at the time. I was new

up the long-term care coverage and, as you might guess, the

to financial services and began telling them about the value

client was reluctant — until I shared my personal experience.

and benefits of long-term care coverage. This piqued my

I told them what happened and the situation that faced

grandfather’s interest, so I ran a quick quote for him.

my grandparents and my family. Fortunately, the client was

Immediately, my grandfather said that it was too expensive —

convinced. Shortly afterward, he was diagnosed with a

not an unlikely response. With little experience, I said that’s

brain tumor. He and his family are using the long-term care

fine and didn’t push any further. I now wish I had. My grand-

coverage as well as the waiver of premium option to keep

mother is in the mid-stages of Alzheimer’s disease. She can’t

their life insurance in force.

be left alone and will need full-time care. I’m sad to say that my grandparents are depleting their savings and may need

I want to make sure my clients are absolutely covered for the things that are really important. That’s

government aid.

the first step; the rest can come later. Recently, as a manager, I went on a joint call with one of my newer reps to visit a man who was retiring from a

Brian Brandt

pharmaceutical company. The purpose of the call was to

New England Financial ■

close a life sale. We closed the sale as well as added the

Vision Talk with Bob

s Baby Boomers — all 77 million of

A

help our customers secure an income

Foundation’s commitment to

them — age, many will face new

they can’t outlive or access elder care

combating Alzheimer’s disease. I am

challenges such as having enough

and long-term care services.

always astounded by the statistics — 4.5 million Americans have Alzheimer’s;

income to last through life, planning

Volume 5, Issue 10

for the possibility of needing long-term

MetLife has long been a thought leader

one in three people know someone

care, and fulfilling their desire to

on issues related to aging through the

who does; millions more will be

remain independent and vital well into

studies we support and fund, our

affected in the years ahead. The toll

later life. This presents important

participation in policy discussions, and

on caregivers, mostly family members,

opportunities for MetLife as we deliver

our corporate citizenship. Nowhere is

is especially hard.

solutions and best-in-class research to

that more true than MetLife

Continued on Page 2

< Be sure to visit Momentum Online at mww.metlife.com >

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