Estonian Pavilion - Money2020 Europe

Money 20/20 Europe

Join the Estonian FinTech (r)evolution estonia.ee

ENTERPRISE ESTONIA Experience the ease of doing business in Estonia – dynamic, tech friendly and future-oriented business environment for your company. We offer you world-class ICT infrastructure, a simple tax system and membership to one of the world’s most advanced digital society.

A dedicated team of professionals at Enterprise Estonia support companies investing to and expanding in Estonia.

INVESTMENT SERVICES: •

General information enquiries about Estonian business environment

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Organising fact-finding missions

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Identifying potential partners in Estonia

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Investment project preparation

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Support with the development of market entry strategies

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Information about specific investment and business opportunities

All services are free of charge.

Check out more: investinestonia.com

Enterprise Estonia also promotes entrepreneurship and export, therefore if you are looking for trade partners who have experience in fintech solutions, we can connect you with the right partners.

Check out more: tradewithestonia.com

Contact person in Estonia: Raido Lember Investment Advisor Lasnamäe 2 11412 Tallinn Phone: +372 627 9369 Mobile: +372 5697 7884 E-mail: raido.lember@eas.ee

estonia.ee

Contact person in Denmark: Kristi Kivi Frimpong Export Advisor Estonian Embassy in Copenhagen Frederiksgade 19, 4th floor 1265 Copenhagen Mob: +45 27 115 007 E-post: kristi.kivifrimpong@eas.ee

E-RESIDENCY E-Residency is a new digital nation for global citizens, powered by the Republic of Estonia. With e-Residency, anybody in the world can apply for a government-issued digital identity and start a location independent business online.

FinTech companies can use e-Residency as a way to scale internationally by simplifying KYC and AML compliance procedures. So far, more than 18,000 people from 137 countries around the world have applied.

Estonia is the first country to offer e-Residency — a government issued digital identity that empowers location independent business.

E-RESIDENTS OF ESTONIA CAN: • • • • •

Establish and administer a company 100% online Access the trusted EU business environment Open a business account and access digital banking Digitally sign contracts and other documents Declare taxes online

Apply for e-Residency at: e-resident.gov.ee

ADMIRAL MARKETS Admiral Markets was originally founded as an Internet service provider Admiral Telecom.

Admiral Markets AS Ahtri tn 6a 10151 Tallinn, Estonia admiralmarkets.com Contact Mihhail Onohhov +372 57 70 57 97 mihhail.onohhov@ admiralmarkets.com

admiralmarkets.com

About the company Admiral Markets is a worldwide-operating online brokerage company and one of the most dynamic companies in Estonia. It provides services to retail and individual traders through the MetaTrader 4 and MetaTrader 5 electronic trading platforms and the MetaTrader 4 Supreme Edition plugin. Our company has local offices and clients based all over the globe, therefore making it a truly global organisation.

Main activity Admiral Markets is a leading online trading provider, offering trading in Forex and CFDs on stocks, indices, precious metals and energy.

We offer: •

Trading services. Easy Access to financial markets

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Professional market analysis and research

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Award-winning educational resources for beginners and advanced traders alike

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Free trading tools: MetaTrader 4 and MetaTrader 5.

MT4 Supreme Edition plugin

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Regulated by the UK Financial Conduct Authority (FCA), one of the most-renowned regulators in the world

FITEK Leading financial processes automatisation solution provider with over 50 million documents handled annually.

About the company

FITEK AS Tartu mnt. 43 10124 Tallinn, Estonia fitek.com

Main activity

Contact Mait Sooaru +372 501 9533 mait.sooaru@fitek.com

We offer:

fitek.com

Founded in 1996, Fitek is serving more than 1000 customers in Baltic states, Nordic and Central Europiean countries. Our customers are leading banks and telecoms, public sector institutions and companies from other industries. There are more than 130 qualified professionals working in our Tallinn, Riga, Vilnius and Bratislava sites. Our solutions help our customers to save up to 5 times of the resources dedicated to their financial processes.

Our services cover most of financial process – from purchase invoice management and document workflow to complex sales invoice solutions.

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Automatic e-invoicing and payment solutions

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Full solutions for enterprise sales invoices

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Purchase invoice management and document workflow solutions

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Self service portal for SME invoice management

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Document digitizing and printing services

FEEDBACKTERMINAL.COM Improved in-store customer engagement internationally by 50M+ customer interactions to date.

Forte Group OÜ Rannaniidu 12 13516 Tallinn, Estonia feedbackterminal.com Contact Andres Eljas +372 566722225 andres@feedbackterminal.com

feedbackterminal.com

About the company Feedbackterminal.com specializes on development of smart customer terminals and improvement of in-store customer engagement.

We help our customers to follow customer satisfaction, enhance communication with customers and increase loyalty and as a result increase revenue.

We offer our product internationally and companies like Decathlon, Tommy Hilfiger, Euronics, Guess improve in-store customer experience using our product daily.

Main activity Customer engagement platform helps enterprises follow customer satisfaction, enhance customer communication and improve customer overall in-store experience.

We offer: •

Smart Customer Terminal - specifically designed for commercial environment

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Cloud-based customer engagement platform enhance customer communication

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In-store instant customer feedback, digital signage, loyalty and rewards

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Mobile wallet SDK for Android and iOS

feedbackterminal.com

FUNDERBEAM In less than a year since launch, investors from more than 40 countries have used Funderbeam to invest and trade startups on blockchain!

Funderbeam OÜ Telliskivi 60a 10412 Tallinn, Estonia funderbeam.com Contact Mads Dalsgaard +45 2560 2660 mads.dalsgaard@funderbeam.com

funderbeam.com

About the company Funderbeam is founded by Kaidi Ruusalepp, the former head of Nasdaq Estonia, she has extensive knowdledge of how Stock Exchanges work – and how they don’t. This is why she has created Funderbeam, the stock exchange for the post-IPO world. Built on Blockchain, the exchange is fast, transparent and secure, while fees are low and trading is open 24/7, 365.

Main activity Funderbeam uses blockchain to allow investors to discover, invest in, and trade early stage companies.

We offer: •

Funderbeam offers free data tools for both investors and founders to make informed funding decisions

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Funderbeam allows investors to pool their funds, while only adding one investors to the startups’ cap tables

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All investments on Funderbeam are instantly tradable using blockchain technology

INWISE Inwise OÜ Kivimurru 34 11411 Tallinn, Estonia supplierplus.co Contact Peeter Puppart +372 5330 2011 peeter.puppart@inwise.co

About the company Inwise is an Estonian FinTech company specialized on large companies supply chain financing solutions. Our primary product is cloud-based SUPPLIER+ that is using the high level of automatization of information exchange through API channels. For institutional investors (like banks or funds) our solution provides possibility to finance ALL suppliers of large debtors while having 100% of debtors’ risk.

Main activity Inwise offers supply chain financing solution for large companies with a high number of suppliers.

We offer:

inwise.co

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For Banks: Premium return with low risk - banks can earn higher interests for top companies risk paid by its suppliers. Easy and quick access to prime companies supply chain financing

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For Debtors: Longer payment terms without harming their suppliers; improved financials without increasing the liabilities

MOBI LAB Mobi Lab’s mission is to simplify complex technologies and business processes for the users.

About the company Mobi Lab is a UX design agency focused on mobile services and products. The team combines: •

UX designers representing end-users and corporate strategy

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product owners tracking business process

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mobile engineers assuring that best technologies are used

Mobi Lab OÜ Akadeemia 3 51003 Tartu, Estonia lab.mobi

Target group:

Contact Tarmo Schmidt +372 521 4941 tarmo.schmidt@lab.mobi

References: Pocopay, EveryPay, LHV and others.

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companies in mobile focused FinTech

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financial institutions investing into new era of mobile experience - start-ups with mobile service

Main activity Mobi Lab’s research-based approach implements modern service design and user-centric experience.

We offer:

lab.mobi

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user behaviour research

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user experience analysis

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user-centric experience design

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software user interface design

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software development for design-heavy and user- facing mobile applications

SK ID SOLUTIONS In 2017, SK made one of the fastest eID rollouts: 3 countries and over 100,000 end-users in 2 months!

SK ID Solutions Ltd. Pärnu mnt 141 11314 Tallinn, Estonia sk.ee, smart-id.com Contact +372 610 1880 sales@sk.ee sales@smart-id.com

sk.ee, smart-id.com

About the company SK ID Solutions specializes in international e-identity solutions. SK is included in the EU Trust List as qualified trust service provider. We enable citizens of different countries to log into e-services and sign digitally.

SK partners the Estonian state in issuing certificates for identity documents. We cater to more than 600 private and public e-services. Over half of the Estonian population use our e-identity platform in their daily activities.

Main activity •

Qualified certification (e-Seal) and time-stamping services

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Secure PKI-based authentication and e-signature solutions trusted by the EU member states

We offer: Smart-ID: •

eSIM ready solution for strong cross-border authentication and e-signing

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eIDAS compliant and accepted on the EU level.

Will soon be recognized as a tool for qualified e-signatures

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meets European Central Bank’s requirements (PSD2) for strong authentication

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international schema – eID issued in one country can be used in another

VERIFF Veriff changes the way we use financial services.

Veriff OÜ Niine 11 10414 Tallinn, Estonia veriff.me Contact Kaarel Kotkas +372 5345 4885 kaarel.kotkas@veriff.me

veriff.me

About the company Veriff’s competitive advantage is the usage of governmental data to verify the legal capacity of a client and the validity of documents. Through technical innovation we have managed to make our product more secure by combining all the technological tools available (facial recognition, Device ID etc.). Veriff is trusted by the Estonian Ministry of Internal Affairs, Ministry of Finance, Finance Inspection, as well as Transferwise, Uber and Inbank.

Main activity Veriff provides web and mobile identity verification solutions that help companies reduce fraud and meet KYC requirements.

We offer: •

Verify a person’s identity online using device’s camera and microphone

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Hassle-free and secure identity verification, fairly unnoticeable for the end-user

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Fully automated face detection, face comparison and OCR technology

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Data comparison with governmental databases (population register, criminal records)

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Increased conversion and decreased fraud rates

FINANCEESTONIA FinanceEstonia is a public-private financial sector cluster organisation with the aim of increasing members’ business opportunities, enhancing the development of Estonian financial sector, supporting innovation and promoting capital availability.

Contact Anu Müürsepp FinanceEstonia Managing Director +372 50 11107 anu.muursepp@ financeestonia.eu financeestonia.eu

financeestonia.eu

About the organization FinanceEstonia is a organisation with over 70 companies and co-operative partners gathered under one roof. By developing Estonian financial sector and introducing our country internationally, FinanceEstonia enables new business opportunities in Estonia, promotes creation of new jobs and improved access to capital, especially for small and medium sized enterprises. FinanceEstonia is a member of Roundtable of European Financial Centers.

FinanceEstonia and its members have crucial information and valuable contacts to help you expand your business opportunities. With a staff of qualified professionals, broad network of contacts and extensive experience in financial industry, FinanceEstonia understands critical success factors and can provide you practical assistance. We collaborate closely with Estonian government and Enterprise Estonia by introducing Estonian financial sector to potential investors and business partners.

Main activity FinanceEstonia and its members can provide assistance in getting appropriate market information, setting benchmarks to support informed decision making process and provide location and recruitment services to ensure smooth market entry.

We aim to raise awareness of Estonia’s financial sector advantages in five priority niches: Capital Markets, Credit Providers, Crowdfunding, Financial Technology and International Private Banking.

HALL C4

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ESTONIAN PAVILION Hall C3

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ESTONIAN PAVILION Stand No. F4

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ESTONIA

Entrance to Hall C3

WC ACI Smoothie Lounge

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Entrance to Hall C3

Money 20/20 Europe Estonian Pavilion @ Hall C3 Stand No. F4

ADMIRAL MARKETS FITEK FEEDBACKTERMINAL.COM FUNDERBEAM INWISE MOBI LAB SK ID SOLUTIONS VERIFF FINANCEESTONIA

tradewithestonia.com investinestonia.com estonia.ee