November 2012 Issue

Volume 3, No. 3 November 2012 FREE

• Dr. Greg Johnston Back killing you?

• Jim Innes Endure, evolve, expand • Renee Carpenter Paint like a pro Bestselling author Kelley Armstrong Cover story: page 3

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M O N T H

November, 2012

Cover Story

6,400 Businesses, Select Homes and

Delivered to

The phenomenal success of a local writer

Newsstands in Elgin County... you’re never far from the inside story on local business and community news.

Two million copies in the female werewolf series alone

by Terry Carroll

Kelley Armstrong’s rise from relative obscurity to bestselling author involves a tale of overcoming adversity worthy of one of her many female protagonists. Along the way, she’s become a prolific author and a savvy business woman who understands her target audience and has parlayed that understanding into remarkable sales.

Her female werewolf series alone has surpassed two million copies worldwide.

And she’s done it while living in Malahide Township with her family, where she quietly writes her fiction But meeting fans and making appearances all contribute to her success, and she has become professional at these activities as well.

Kelley came from a family where the arts were not a career option. “If I had told my mother that I wanted to grow up to be a writer, she would have said, ‘Fine. Now what will you do to make a living?’” she says with a chuckle.

She finished her BA in psychology at Western and was about to enter the Master’s program when it occurred to her that she would be working 50 to 60 hours a week, with no time for writing. So she switched to computer programming at Fanshawe College, following that up with a job at the TD Bank, with a regular work schedule and time to write in the offhours.

When her first female werewolf novel “Bitten” was sold in 1999, her oldest daughter was six and Kelley was six months pregnant. Books have their own gestation period, and by the time “Bitten” actually hit the shelves, she had two children under the age of two and an eightyear-old daughter. With her day job, family responsibilities and burgeoning novel success, something had to give. She took the plunge into full-time writing.

The results? Multi-million sales for the female werewolf series, which has been picked up for Space TV in 2013. Two mystery novels published. And two trilogies in her Young Adult series, timed perfectly to ride the Twilight series wave.

Not too shabby. Not too shabby at all.

Coming in December: Send holiday wishes to family, friends and customers... call Greg Minnema today to place your greeting: 519-633-1640 Extension 22

Ad Deadline: Monday, November 22

Cover photo by Philip Bell, Shutter Studios

Carroll Publishing Inc. President Terry Carroll Secretary-Treasurer Nancy Kelly Carroll

Elgin This Month Publisher & Editor Terry Carroll Section Editor Business Beat – Bob Hammersley

Graphic Design / Production Jim McHarg Sales Representative Greg Minnema Office Manager Laura Bart

Elgin This Month is a monthly magazine focusing on business and lifestyle issues and includes Business Beat, the St. Thomas & District Chamber of Commerce newsletter.

The publication is available for pickup at no charge at news stands and other locations around Elgin County, as well as distribution to businesses and selected households.

Published monthly by Carroll Publishing Inc., 15 St. Catharine Street, St. Thomas, ON N5P 2V7 519-633-1640 www.theweeklynews.ca/etm November, 2012

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3

INNES AS I SEE IT

Nothing can stop us

by Jim Innes

A botany experiment, unlike any other, took place in 1875 at Amherst College, Massachusetts. It began in July of that year and entailed, first off, the planting of a chili squash seed. This was to be the first known scientific investigation of the enormous force of plant growth. As the plant grew to about the size of a person’s head, it was framed and harnessed by boards and iron bands. The girdled squash would continue growing by expanding against the pressure of the restraints. It was forced to lift a nine-foot chestnut beam that was increasingly weighted down.

Scientists estimated it might press about 500 lb. However, within two months the pressure had increased to 1500 lb. Then, at 2000 lb., the bands were reinforced. By November 7, under 5000 lb. of pressure, the rinds finally split (a little) and the constricted squash was painstakingly chiseled free of the metal bands. It weighed nearly 50 lb. and had a tough rind three inches thick. It had sent out over 80,000 feet of roots measured to about 2000 feet in length.

This was an inspiring display of development under stress, and witnesses marveled at how relentlessly the squash silently grew: “No great groans or crunching sounds signaled its progress.” It is a testimony to the innate potentiality in all of creation.

For me, this subtly provokes thoughts about human resiliency and

the innate drive of all living things to endure, evolve and expand. The experiment clearly depicts an innate energy that pushes out despite any limiting constraints. The imbedded scars of the freed chili squash (now kept in a plaster cast form) mirror back the craggy marks of a well-worn life and remind me of the earthy, wizened, resilience in those who have endured the years. This hardy toughness is in us all.

An interesting side note to the squash experiment came when they eventually split it open. It was full of inedible coarse fibers that grew to push back against its restraints. For me, this begs the question as to how many of us are overly knotted and excessively corrugated by life’s circumstance.

As a priest and counselor, I find such questions evoke ideas of healing – especially the need for some of us to work at softening our well chiseled reactive instincts, the instincts that helped us to push back during those moments when such exertion was required but now work to our detriment because they make us fibrous and hard to be with.

We are who we are. We become what may. It is what makes us unique and interesting. We are a testament to life’s potential.

Jim Innes is a clinically trained therapist and a priest at St. John’s Anglican Church

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M O N T H

November, 2012

BUSINESS / COMMUNITY LEADERSHIP

The truth about workshops - part two

begin to realize that goal? This is where your projected and actual budgets can help build your strategy.

Question 7: What workshop do you need to give?

If you have done all the work to answer the first six questions, and are clear on the need that the workshop is intending to answer in those you serve, you will now be able to see what workshop to give, why to give it, where to offer it and to whom.

Most of us start at question seven and hope that the workshop is a hit. Start at question one, do the work, and you can be assured that you will find your audience who will thank you for the difference you have made in their lives.

How to give a great workshop experience

by Shayne Wyler

Together, in the last column, we explored how to have a great workshop experience. Today we are going to look at how to give one. Using the same basic questions as we worked with last time, let's now answer them from the perspective of giving a great workshop experience.

As always, we will use seven questions to uncover the truth and bring you the direction you need to be clear on how to give a great workshop experience.

Let's begin Question 1: What do you need to accomplish?

Every workshop exists because there is a need in those you serve. Your workshop must answer that need and empower those who attend. If you are simply doing a workshop to sell your product or service, you need to re-focus your intention. We can all smell a sales pitch a mile away.

Question 2: Where do you need some direction to be able to give this workshop?

Take some time to figure out what you are unclear about. This can be in terms of the topic or the process on how to give a workshop.

Question 3: How valuable is it for you to have that direction?

To be clear and head in the right direction saves time, money and other valuable resources along the way. In putting together your workshop, you will be using your resources to develop it. Be sure you are ready to make the commitment required. To know the value of heading in the right direction will encourage you

as you move forward to develop the right workshop for those you serve.

Question 4: How will having that clear direction help you accomplish this?

Your answer here will help you begin to develop the right strategy and workshop for those you are reaching out to that have the need you are intending to answer.

Question 5: Why is a workshop the right tool to use?

Now that you have clarified why you are doing a workshop, what you need to know to be able to do it, how valuable this tool is and how it can help both you and those who attend, you can answer question five with confidence.

Question 6: What is your budget?

To know your budget is to know how big you can go. Do a full budget analysis to know just how many resources you have available. Start with the fully realized

Shayne Wyler, CEO of Seven, works with people and organizations that need clarity. "We clarify your direction by asking the right questions."

goal and work backwards. This is will help you to develop your strategy further. For example, if the goal is to deliver this workshop to 500 people, 12 times a year, in 12 major cities across the nation, what resources do you have right now to start to make that a reality? You may only have $500. How can you g

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BUSINESS / COMMUNITY MANAGING MONEY

by Ellen Luft

Vigilance Keep an eye on your money

“

“Performance. Durability. Quality. be frank about your financial situation

For over 50 years Shindaiwa has been an industry leader in manufacturing high-quality outdoor power equipment.

Thinking of changing financial advisors? Found yourself in an investment that is underperforming?

Missing the big picture that should be the core of your financial plan?

Don’t understand your advisor’s recommendations and are afraid to ask?

Protecting yourself against bad investment and planning advice is critical in an era of increased awareness of investment fraud. Canadians need to be more vigilant in determining their overall planning goals. There are great myths and misconceptions in the financial planning and investment universe.

Knowing where to turn and what to do if you are getting bad advice is important. There is a lack of understanding among consumers about the role of financial planners and advisers and what to expect from them.

Choosing the right relationship with a reliable adviser who meets your needs up front is critical. You may have to look at several advisors before determining the right fit.

Choose someone who gives advice rather than just sells financial products. You need to put financial plans in place before you jump to investment decisions.

Look at your situation from a global perspective, your mortgage, your credit card debt, should you have an Education Savings Plan?

Figure out your short, medium and long term goals and realize that your needs will change over time.

You may be getting reasonable investment advice but it may be totally inappropriate in light of the bigger financial picture. There are lots of situations that arise where people get lousy advice and they are in the wrong investments.

If you think your relationship

with your financial advisor isn’t working, get a second opinion, and a third if necessary. Don’t be shy about sharing your goals and be frank about your financial situation.

Another advisor should gladly review your plan and portfolio and offer an honest opinion of the situation you are in.

Many investors who got into trouble with the likes of Bernie Madoff put their trust in someone who said they would make them rich and they lost sight of reality. The old adage holds true: “If it looks too good to be true, it probably is.”

Everybody should have a financial advisor who cares about their personal situation. Trust plays a huge role in the relationship so if you are feeling uncomfortable or unsure about your present relationship, take action, seek another opinion and do take positive steps to make sure your goals are foremost in the planning process.

This article was prepared by Ellen Luft who is an investment Advisor with DWM Securities Inc. a DundeeWealth Inc. Company. This is not an official publication of DWM Securities Inc. The views (including any recommendations) expressed in this article are those of the author alone, and they have not been approved by, and are not necessarily those of, DWM Securities Inc.

Ellen Luft is an Investment Advisor with DWM Securities Inc. in St. Thomas.

The views expressed are her own.

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BUSINESS & COMMUNITY TECHNOLOGY

Get your organization tech-ready, part two Further dreams for business development in Elgin County Where were we? Or yes, I was dreaming about our region becoming a model for the world, developing a ‘technology muscle’ that naturally flexes to find ways that technology can solve problems and make things better.

If you’ve got a problem, there’s likely a technology solution to consider. Web 2.0 shifted value from tech owners to users, and the rise of open source software and the freemium business model means that costs have plummeted.

So I dream of more of our tourism and culture groups taking advantage of online tools to tell their story and engage supporters. Elgin Heritage Trees mashed up Google Maps and Flickr to deliver what they’re about to the world: the trees that they love.

The Elgin Heritage Trees people understood that digital media is about access and preservation as much as the information itself. So I wish there was a project to record our seniors and preserve their stories. I’ve learned that everyone has at least one remarkable story to tell, and I’d hate to lose them forever. All it takes is a microphone, (built-in with most laptops), free software like Audacity or even Windows’s built-in Movie Maker and a communal place to store them like Sugar Sync. Maybe one of our heritage organizations could map out the process.

Got a business on the go? Pay Pal’s Here, Intuit’s GoPayment and NetSecure all let you accept credit card payments with nothing more than an iPhone and a dongle that plugs into the headphone jack. The Safepay and Payfirma apps don’t even require the dongle.

Imagine using this at art shows, fund raisers and charity events. The merchants at our excellent local farmers’ markets would have a competitive advantage if they accepted credit cards for payment. No more choosing between local fruits, vegetables and arts & crafts; you can have it all!

Speaking of crafts, I wish someone smarter than me would get a 3-D printer.

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Or at least build something from the incredible materials available at HackerThings or Inventables. I don’t know what to do with transparent concrete, magnetic fluid or conductive elastic fabric. But someone out there does.

Collaborative consumption lets people save money by sharing items they’re not using but aren’t ready to part with. TradePal lets users rent or share things they’re not using to people who just need them for a day or two. Like our lawnmower. Or that power drill I gave my wife for Christmas.

Everyone loves movies. I’d like our whole community to be listed with the Shoot Local app, (shootlocalapp.com), popular with photographers and videographers. We have beaches, Hawk’s Cliff, towns, farms and historic buildings that are just waiting for their close-up. I’m especially thinking of that abandoned house way out on Highway 3.

Local musician Deni Gauthier is using RocketHub to seek funding for his next album, with a music industry heavyweight confirmed to produce. Sites like this, along with Kickstarter, IndieGoGo and Quirky, can help our local creative people – artists, musicians, designers, fabricators – access global sources of support and build their customer base at the same time.

We’re slowly building a local community of people who can help. In addition to Deni’s experience building his audience online, we’ve got the team at EBRC, a growing selection of talented web design teams, and Jenn Nelson is back from her work with national organizations in Scotland and has opened Social Studio to help businesses develop social media strategies.

I believe that Elgin County can compete artistically, culturally and commercially with anyone, anywhere. We have the talent, ideas Peter Atkinson is and skills here already. Let’s start E-Services looking for intelligent ways to use Consultant at the technology to share them with the St. Thomas world.

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E L G I N

www.elginwebsite.com T H I S

M O N T H

Wayne De Vries Sales Representative 519-639-6740

7

BUSINESS & COMMUNITY WORKING IN ST.THOMAS & ELGIN

Job developers have value for employers

by Megan Bartlett

The job developers at Employment Services Elgin (ESE) are one of the best kept secrets in Elgin County.

These job developers work not only with employers in this area but also with clients of Employment Services Elgin who are looking for work.

Here’s one job seeker’s story. When Brian was searching for employment, he approached ESE. He worked with an employment counsellor, kept his skills up to date and prepared a great resume. The result? Brian was offered an interview with Fusion Homes in London. Because Brian had limited experience, ESE job developers were able to offer a wage subsidy as part of the discussion about his resume and possible employment. In the end, Brian was offered a position with Fusion Homes. He indicates he is happy with his new position and is looking forward to building his skills.

Sometimes, there is a myth that the people that access Employment Services Elgin are not employable. “That isn’t true,” says job developer Gordon Hall. “Many of the clients we work with come from all walks of life.”

Job developer Jan Maguire adds, “Many of them have good skills, but there just aren’t the opportunities available.”

In their professional lives, job developers combine the skills of a matchmaker, facilitator, and job carver. They review resumes employment counsellors send along to market their clients. They facilitate relationships between employers and clients looking for work through the job test option. As “job carvers,” they work with employers and carve out new positions that can support clients who may have some learning

Hire us first

challenges or require some accommodations in order to be successful.

They market clients and identify how businesses can benefit by bringing on the marketed client.

One of the difficult parts for job developers is to be able to demonstrate the value of using Employment Services Elgin by “trying to get in the door.” Many employers are skeptical about using ESE services. They question whether Employment Services Elgin is a placement or temp agency.

The answer is no. All services offered to ESE employers and clients are free.

Job developers look to build longterm relationship with employers, similar to the relationships ESE has with Erie Flooring and Wood Products in West Lorne. Sheila Ficca says job developers have played an integral role in the success of the hiring

activities of Erie Flooring and Wood Products. They have streamlined the recruiting process by optimizing resources and finding top calibre candidates. Through screening candidates, assisting with the completion of paperwork, liaising with candidates, and facilitating meetings, job developers have laid the groundwork for a successful business relationship.

Sheila indicates that by working with job developers, the company has gained more flexibility and freedom to concentrate on other areas of the business rather than spending time with the recruitment process.

The valuable knowledge gained from the programs and services offered by job developers will have long lasting benefits, a complement to the trust, integrity and service the business relationship is built on, she says.

Job developers say the best part of the job is connecting clients with employers and helping employers find the right people for their businesses.

The services offered by ESE job developers need be a secret no longer.

Employers looking for employees to grow their businesses should contact an ESE job developer today, and “hire us first.” Employment Services Elgin has three locations in West Lorne, St. Thomas and Aylmer, and job developers work out of each site.

Call 519-631-5470 today.

Megan Bartlett is the marketing and job developer assistant with Employment Services Elgin.

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M O N T H

November, 2012

• KEY CONTROL SYSTEMS • SAFES • ACCESS CONTROL • LOCK HARDWARE Prompt, Professional, Mobile & Instore Service • Residential • Commercial • Industrial

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The Chamber is proud to support the Weekly News “Yes We Can” promotion.

See the Chamber website for details.

Business Beat Table of Contents Business Sample Show ................................page 10 Regional Economic Leadership ................................page 11 Assessing assessments ................................page 12 Snowbirds are coming ................................page 13 Reducing red tape ................................page 14 How to budget ........page 15 New Members ........page 16

Business After 5

Wednesday November 14 Jennings Furniture 432 Talbot Street Doors open at 5:00 p.m.

Please note: This event will feature only “furniture friendly” refreshments including white wine, champagne and beer. Sorry, no colas, red wines or dark beer admitted!

November, 2012

The perfect gift!

We all know someone who is hard to buy for; a gift-getter who already has everything! That’s, in part, why we’re pleased to suggest a new idea as the giftgiving season approaches: tickets to a new event in St. Thomas in January called St. Thomas Uncorked.

They’re just $25 plus HST, and a perfect start to what promises to be a memorable, informative and fun event.

It takes place on Saturday, January 26 at the St. Thomas – Elgin Public Art Centre and is being organized by the Chamber’s Member Services Committee. St. Thomas Uncorked is a wine and art appreciation night. With the latest sales stats from the LCBO reporting annual wine sales up over 6% this year for Ontario products and over 10% for premium listings, there’s no better time to taste, try and learn.

Tickets can be ordered now via the Chamber’s website at www.stthomaschamber.on.ca Only 160 are available and advance purchase is a must. The full evening program and agenda is posted on our website or available via email on request to the Chamber office.

Date: Saturday January 26, 2013 Time: 7:00 p.m. to 10:00 p.m.

Site: STEPAC, 301 Talbot Street

Business Sample Show winner

Volunteer with us?

Have you ever considered working with the Chamber on programs, projects and community activities?

If so, let’s talk.

Our volunteer ‘year’ is the calendar year. In the case of our Board of Directors, terms are limited and up to 4 Directors retire each year. There are also opportunities for work on our standing committees such as the Member Services Committee or our Public Sector Liaison Committee with links to government and public services such as health and education.

Participation as a Chamber volunteer is open to anyone from any business or organization that is a Member of the St. Thomas & District Chamber. For more info, please call Chamber President & CEO Bob Hammersley at 519-631-1981 Extension 524 or email him at: bob@stthomaschamber.on.ca

Linda Axelson from The Weekly News was excited to win a door prize from Quantum RBS at the Chamber’s 12th annual Business Sample Show. Attendance climbed by over 20% this year when the event was held October 17.

The Chamber organizes the event each year as part of local activities to mark National Small Business Week.

Send Holiday wishes to your Business friends in our annual Holiday edition To take advantage of excellent advertising opportunities give me a call at 519-633-1640 (ext. 22) Greg Minnema, Advertising Sales

or email me at gregthismonth@theweeklynews.ca December Edition Advertising Deadline is November 12th

E L G I N

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M O N T H

9

BUSINESS BEAT

CHAMBER NEWS Events and News of Interest to our Members

Another successful show A sold-out hall with 54 exhibitors and displays brought businesses and consumers together for the Chamber’s 12th annual Business Sample Show at St. Anne’s Centre in St. Thomas. Food samples, door prize draws, exhibits and plenty of samples and offers attracted a crowd of over 500 people this year. Held each year during National Small Business Week, the Sample Show took place on October 17. The Chamber thanks everyone who attended, all of our exhibitors, and our event sponsors – The Weekly News and the Elgin Business Resource Centre.

1.59 6.9 1.64 %

¢

% Published by Carroll Publishing Inc. and delivered to businesses in St. Thomas and Elgin County For complete information on the St.Thomas and District Chamber of Commerce, reach us at: 115-300 South Edgeware Rd., St. Thomas, Ontario N5P 4L1 Telephone: 519-631-1981 Fax: 519-631-0466 E-Mail: mail@stthomaschamber.on.ca Website: www.stthomaschamber.on.ca President & CEO

10

E L G I N

T H I S

Bob Hammersley

Accounting Coordinator

Susan Munday

Member Services

Linda Crawford

M O N T H

2012 Board of Directors Chair: Jason White Steelway Building Systems 1st. Vice-Chair: Paul Smith P.J. Smith & Associates 2nd. Vice-Chair: Laura Woermke St. Thomas Elgin Art Centre Treasurer: Mark Lassam, CA Kee, Perry & Lassam Chartered Accountants Past Chair: Linda Sawyer BMO Bank of Montreal Director: Beth Burns K & K Locksmiths Director: Renee Carpenter Jennings Furniture Director: Pete Charlton Charlton’s Quality Meats Director: Monty Fordham Monty Fordham Law Office Director: Jeff Kohler Presstran Industries Director: Rob Mise myFM 94.1 Director: Debra Mountenay Workforce Planning & Development Board Director: John Regan Elgin Business Resource Centre Director: Darren Reith Reith and Associates Insurance & Financial

November, 2012

BUSINESS BEAT

CHAMBER NEWS Events and News of Interest to our Members

“Emerging stronger” Regional Economic Leadership Series Chamber delegations from Windsor, Sarnia, Chatham-Kent, Strathroy, St. Thomas, Woodstock, Tillsonburg, Ingersoll, and London took part in a halfday, Ontario Chamber of Commerce (OCC) sponsored regional roundtable discussion hosted by the London Chamber at its facilities on Pall Mall Street on October 9.

The delegations were made up of business, academic, and non-government organizations as well as a few elected officials from across the region. The regional roundtables are part of a Regional Economic Leadership Series to discuss the state of our regional economy and the plans that are being developed to revitalize it. The London event was the last in a series held across Ontario, in preparation for the Ontario Economic Summit (OES) to be held in Niagara-on-the-Lake November 6 – 9.

The issues facing the region are not unique to SW Ontario but the consensus view of the group was that solutions are going to have to come from within and we cannot be reliant on government alone to steer us in the right direction.

The SW Ontario region in particular was hardest hit by the 2008 economic downturn and, sadly, it may be the last to fully recover from it.

The participation of this “corridor” group of chambers and their respective community leaders will give them the opportunity to connect into a network within the Ontario Chamber that provides a learning environment to explore what other regions are doing to revitalize and strengthen their economies.

The Ontario Chamber of Commerce founded the OES in 2004 and the November event this year is the 9th annual, bringing together business leaders, entrepreneurs, government officials, university and college presidents, and labour, to discuss and develop an action agenda to address the issues facing Ontario's economy.

This year, the OES will be better prepared to hear from and deal with the various challenges and solution from across the province as a result of these regional economic leadership series.

The partnership with the Ontario Chamber of Commerce and the Ontario Economic Summit provides us with additional resources to a build an effective economic action agenda in SW Ontario.

Ontario Chamber of Commerce President and CEO Allan O’Dette stressed that, with input from its network of chambers across the province, the OCC/OES have developed an economic vision for Ontario called “Emerging Stronger” that focuses on five priorities: 1. Fostering a culture of innovation in order to become a productivity leader

2. A 21st century workforce through training, newcomer’s skills and apprenticeship reform 3. Restoring fiscal balance by improving how government works 4. Taking advantage of new opportunities in the global economy, and 5. Identifying and championing Ontario's competitive advantages.

The Regional Economic Leadership Series examined ways in which regional economies can help influence and affect these five priorities to build a stronger Ontario.

Many of the new ideas and solutions that came forward out of the London roundtable will in fact support the five priorities contained in the “Emerging Stronger” document. The original document has already been cited by the Premier and his Cabinet as a great road map for the province to follow in order to return Ontario to its rightful place as Canada’s economic engine.

New to the roundtable list of ideas and solutions was the recognition that we all have to do a much better job of interacting with Ontario’s agriculture sector given the significant contribution it makes to Ontario’s economy in particular in this very region of SW Ontario. All Chambers will be challenged to take a lead role on this initiative.

The complete “Emerging Stronger” document is available for download on the Chamber website at www.stthomaschamber.on.ca on our main page.

The 28-page document is the result of extensive research and collaboration by the OCC, Leger Marketing and the Mowat School of Public Policy & Governance at the University of Toronto.

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www.kpl-accountants.ca M O N T H

11

BUSINESS BEAT

LEGAL BUSINESS Legal News and Issues for Business

Assessing the assessment

by Monty Fordham

Toward the middle of November, property owners in Ontario can expect to receive their Notices of Assessment for municipal property tax purposes for the upcoming four years. You may recall that the notices sent in 2008 included a phasing in of increases of assessed values over the four year period. Assessment notices for residential properties will be sent out by MPAC (Municipal Property Assessment Corporation) on November 16 and for commercial properties on November 19.

I spoke to Nick Enns of P.J. Smith

and Associates, Property Tax Consultants, who provided some general advice to ratepayers upon receiving the Notices. Of course, first, you should carefully read the notice, and, if possible compare the assessed value of your property to the values assigned back in 2008. The goal of the assessment is to approximate the value of the property as at January 2012.

The Divisional Court of Ontario, in a seminal decision concerning municipal taxation, stated “Historically, there are three main methods of valuing property: the sale comparison approach, the cost approach,

and the income or direct capitalization approach.” The objective always is to determine the “current value” of the property in question. The mechanisms for these assessments are found in the Assessment Act and the Ontario Municipal Act. Under s. 14 of the Assessment Act, the Municipal Property Assessment Corporation shall prepare an assessment roll for each municipality in Ontario. But how does MPAC come to a determination of the current value of your property? One thing Nick says is rarely done: an actual inspection of the individual property, due to a lack of available MPAC personnel. However there are circumstances where a closer look may be taken at the actual property.

Once you have reviewed your Assessment Notice, compared it to the previous Notice, looked at real estate listings for similar properties in your neighbourhood, maybe talked to Nick and the folks at P.J. Smith and Associates, checked out your property history (more about that in a minute), and you are not satisfied that the value assigned is the true value of your property, you may prepare and forward to MPAC a “request for reconsideration of the assessment”.

The form of the request for consideration may be found on the MPAC Website: mpac.on.ca . Any request for reconsideration must be filed on

or before March 31, 2013. Nick suggests this be forwarded by hard copy by fax and/or mail to avoid the possibility of it being lost in cyberspace, or otherwise. This process is free to the taxpayer. This will set in motion a process which will eventually result in a “letter of decision” from MPAC, usually within 4 to 6 months.

Once you receive your letter of decision, you have 90 days from the date of issuance of the decision to appeal the decision to the Assessment Review Board. This is where the process gets more complicated, and Nick’s people and/or lawyers usually get involved. Obviously, this stage is usually not free to the taxpayer.

The good news, if there is any in taxation matters, is that, according to Nick, the valuation process utilized

by MPAC involves assessors looking at actual sales figures in the relevant area. In the case of the current assessment notices the time period which is scrutinized will be the last six months of 2011 and the first six months of 2012, more or less. Nick says property tax consultants can usually tell immediately if the valuation is way off.

MPAC’s website is particularly helpful. You can actually log into your individual property history.

Once again, it is mpac.on.ca.

Lawyer Monty Fordham prepares this monthly column for the St. Thomas & District Chamber of Commerce and our Members. Monty is also a volunteer serving on the Chamber’s Board of Directors. Questions, comments and suggestions for future columns are welcomed by Monty at his office: Fordham & Brightling Associates – Lawyers, 4 Elgin Street, St. Thomas.

Telephone 519-633-4000, FAX 519-633-1371 or e-mail: montyfordham@4elgin.ca

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E L G I N

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M O N T H

Tony Milles, AMP Mortgage Broker

November, 2012

BUSINESS BEAT

CHAMBER NEWS Events and News of Interest to our Members

Welcome to town!

The Chamber wants to formally say “Welcome” to two individuals with new positions in our community.

Ross Fair has joined the Fanshawe College team as Chair of the St. Thomas/Elgin Campus, and we’re very pleased to see him already engaged in projects and activities with the Chamber.

Matthew (Matt) Smit has relocated from Scotiabank’s Aylmer location to be Branch Manager of Scotiabank’s St. Thomas and Belmont operations.

Notice to Members

In compliance with the Chamber’s legal obligations under the Boards of Trade Act, notice is hereby given to all Members that the 143rd Annual General Meeting of the St. Thomas & District Chamber of Commerce will take place Wednesday November 21, 2012 for the purposes of receiving the annual Auditor’s Report and reporting, confirming the activities of the organization, and Members’ business.

Time: 5:30 p.m.

Site: Main Boardroom, Elgin Business Resource Centre, 300 South Edgeware Road, St. Thomas.

‘Birds are back!’

Congratulations to everyone involved on confirming the internationallyacclaimed RCAF Snowbirds will headline the 2013 Great Lakes international Air Show (GLIAS) in St. Thomas.

The GLIAS is held every two years and will take place again at St. Thomas Municipal Airport next summer, June 28 to 30. Over 20,000 attendees are again expected.

The 2011 show produced over $75,000 in donations to local charities and contributed $4.5 million to the regional economy.

Ticket and event details are being updated regularly on-line at www.greatlakesinternationalairshow.ca Chamber Members will also get exclusive information and updates when the GLIAS organizers co-sponsor the Chamber’s Business After 5 event in February.

Sponsorship and participation opportunities can be explored by sending an email note to Corporate Sponsorship Director Heather Broadhead at: sponsorships@GLIAS.ca or Hugh Shields, Executive Director, at: showdirector@GLIAS.ca

Attendance is open to any designated voting representative of any business or organization which is a Member of the St. Thomas & District Chamber

HOLIDAY H OLIDAY D DAZZLE AZZ ZLE Do you you know know how how to to get get your your Holiday Holiday gift? gift?

You Y ou could could be be one one of of five five fortunate fortunate clients clients that that w will ill rreceive eceive an an exclusive exclusive Holiday Holiday gift. gift.

Street maps?

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Si m p le . C Call all ffor orr a c consultation onsultation o a and nd b book ook k fo indow display display or or in-store in-sstore d isplay forr w window display

Here’s a reminder to all Members that copies of the Chamber’s city/district street maps are available on request for free distribution. Just call the Chamber office to arrange pick-up or delivery.

Our popular street map product is the only locally-produced map available and includes adjacent communities plus photos and descriptive information useful in promoting and showcasing our area.

The Chamber produces and distributes approximately 30,000 copies of the map each year and produces a new edition every two years.

pr oject tto o rreceive ece eive a deco rated n atural project decorated natural Ch hristmas tree. tr e e .

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Christmas In St.Thomas

17th Annual “Tour of Homes”

“Candlelight Preview” Friday, November 9th, 6pm-9pm

Tour “5” lovely different homes offering the utmost in beautiful Christmas decor.....

Saturday & Sunday November 10th & November 11th 10:00 am - 4:00 pm Participate in Auction, Draws, Tickets: $17.00 advance, $20.00 at the door & More all weekend.

For tickets or information call 519-633-0838

Thanks for all our sponsors & donors

www.rotarystthomas.org November, 2012

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13

VIEWPOINT

BUSINESS BEAT

New path – New benefits Chamber research has consistently shown that “red tape” reductions are a concern to local employers. That’s why the St. Thomas & District Chamber is pleased to be part of a new initiative that hits that target and, at the same time, produces beneficial results while reducing demands on employers.

The EmployerOne Survey is a project of the Workforce Planning and Development Board and is

funded by the Ministry of Training, Colleges and Universities. Its purpose is to gather and analyze data on workforce and market needs while reducing collection and sampling research done by a variety of government and private sector agencies.

Simply said, we’re on a path to be less intrusive to employers and busi-

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nesses while working smarter to provide new levels of information that will help everyone face the changing challenges in our market.

Today’s market requires that we think differently about productivity and growth because: 1. Globalization is expanding more than ever creating a highly competitive market 2. Incredible movements in technology are ushering a new technological age 3. There is a demographic shift in a population that is aging rapidly For the past year a collaboration of workforce, economic and business groups have brought together a number of partners in order to develop a collaborative, efficient way to receive reliable local labour market information from employers. The EmployerOne Survey is designed to get this information while respecting the employer's confidentiality and limited time. The EmployerOne survey allows employers, once a year, a chance to communicate their workforce needs directly to stakeholders who provide solutions.

Direct benefits to employers and business operators include data that will be a timely and dependable reflection of workforce needs to assist in human resource decisions. And provision of the information at no direct cost.

The survey, once a year in January, should only be about 15 minutes to one hour depending on the size of your organization! The survey can be taken anytime within the month of January and can be done progressively by saving the answers.

The EmployerOne Survey was created with consultation of key individuals and organizations in both the public and private sectors to ensure the survey meets its purpose. The survey will start with a

Are your Monthly and Year-to-date Revenues and Expenses on track with your Budget?

Don’t Delay, Call Us Today! All Services are FREE! Employment Services Elgin 400 Talbot St., St. Thomas P: 519.631.5470 Mon-Thurs 8:30am-6pm • Fri 8:30am-4pm

Aylmer Community Services West Elgin Support Services 25 Centre Street, Aylmer P: 519.765.2082 Mon-Fri 9am-4:30pm Tues 9am-6pm

three-year plan that has been developed to give the survey the time it needs to establish itself. The following items have been put in place to ensure its success: 1. A Memorandum of Understanding to ensure all partners will work, to the best of their abilities, towards the success of the survey 2. A sophisticated survey software program is being used to collect all responses and break down data 3. All the collected data and the labour market intelligence that comes of it will be shared with the partners who will in turn use it in ways that ultimately serves the needs of the region's labour market At the middle of October, work to secure participation had just begun and several local employers and agencies pledged support and participation. Among them, in the St. Thomas/Elgin area: 1.Elgin-Middlesex-Oxford Workforce Planning and Development Board 2. London St. Thomas Association of Realtors 3. Employment Services Elgin 4. South Central Ontario Region 5. South West Economic Alliance 6. YWCA St.Thomas - Elgin 7. County of Elgin 8. St. Thomas & District Chamber of Commerce The EmployerOne Survey needs participation of employers in the Elgin, Middlesex and Oxford region. For more information, contact the Workforce Planning & Development Board at 519-672-3499 or see their Website: www.workforcedevelopment.ca The potential benefits that come with the EmployerOne Survey more than outweigh its cost and will provide much needed data to produce quality information on workforce needs of our regions employers.

We can work with you in preparing a budget that will identify the money leaks.

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14

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Gail Dennis

www.accountingwithyou.com • gail@accountingwithyou.com 300 South Edgeware Rd., St. Thomas, ON N5P 4L1 519-633-7597 (Ext. 405) T H I S

M O N T H

November, 2012

BUSINESS BEAT

PRO TEXT Business Management News & Issues bill for the washer breaking and kidís activities, need to go in. This realistic budget will make you aware of if the purchase is necessary. If you have to estimate your income and expenses, keep income on the low side and expenses on the high side.

The following are the fundamental steps to creating a budget: The first step is to gather your bank statements, credit card statements, and household bills which include mortgage and loan statements and insurance premiums. Now analyze the previous monthís figures to determine what you earned and what you have spent. A recommendation is to place expenses into three columns/categories ñ fixed, discretionary and large purchases.

Fixed expenses are monthly recurring amounts, such as hydro, gas and phone payments; as well as groceries. Discretionary expenses are lifestyle choices like dining out.

Large purchases are appliances, furniture and a computer ñ these are included because one of these purchases usually appears every year.

A recommendation is to use a computer spreadsheet. By itemizing you expenses into these categories you can then express the totals as a percentage of income ñ a very eye opening result.

The second step is to analyze your findings. If the expenses are higher than your income than look at which category is the largest percentage of income. Fixed expenses are challenging to lower whereas discretionary can be cut out completely (stop eating out; make your own coffee in the morning). Once all expenses have been reduced and you are still in a negative situation than you have to look at increasing income.

Other information to notice from you budget is: 1) Are you reducing debt/credit

Why would you ever want to budget?

by Patrick Erb

There are a lot of opinions on budgeting. You might be like most people ñ you are great at spending money, but have trouble saving it.

You might have started a budget but had trouble sticking to it; or perhaps you just donít see the value in it.

Many people are afraid to know what their finances really look like.

This attitude can often lead to financial and unnecessary stress.

A personal budget is a plan for expense and earnings. The goal of a successful budget is to ensure that your income sufficiently meets and exceeds your expenses. If done right it can ensure that you have enough money set aside for emergencies, retirement, debt reduction, or any major purchases.

Whether you use a budget or not, you are still going to need to know what is coming in each month and what is going out. If not, you are going to have problems. Ignoring this makes it easy to spend more than what you make. Many people who have debt bring it back in check just by putting it on paper. Budgets help you out of debt and reinforce why debt isnít a good idea.

Your budget will allow you to keep your savings goals on track. Itís easier to resist the spending temptation when you are constantly being reminded of what you are saving for.

Through a budget you can actually have more money to spend. Most people believe that budgeting means no trips to the mall ñ this is not true.

You actually have more money because you are spending wisely. Simply include in the budget money for shopping sprees. This way, you will feel less guilt.

One thing to keep in mind is that your budget should be realistic.

Non-recurring items, such as a repair

cards? Once you write down all those credit card debts, you will see why you need to get rid of them. Go ahead, add up all the amounts and see how long minimum payments will take to bring it to zero.

2) Are you saving for retirement/kids college fund? In a couple of years, if you invest wisely, $5 dollars per week could be thousands.

3) Are you saving for that annual vacation? If not, how will it be funded?

Third step is to live your new budget. For the next couple of months, track every dollar that you spend. This includes buying coffee in the morning, a pack of gum and any other frivolous purchase. This is an important benefit of a budget.

The more time you spend thinking about your money, the more focused you are on building wealth. Once you start thinking about money, you will often find more ways to save and not waste it.

The final step is to repeat steps 1 through four. By doing this process for a couple of months, and being brutally honest about every dollar spent, you will see a significant drop in your discretionary expenses. You

will notice a change in lifestyle behaviors that will result in debt reduction and an increase in savings.

Lifestyle is about balance. Having a budget is a vital element of your personal financial health. By using a realistic and manageable plan, you will be well on you way to achieving your financial goals.

No matter what insurance or financial services firm you are now doing business with, have a look at your situation, along with the service you have been getting to ensure the best results. If you might be interested in a second opinion, after a review with your current investment advisor, our team would be pleased to assist with providing you with insights into creating and maintaining a lifestyle that will enhance your future.

This column appears monthly in Business Beat and has been submitted

by Patrick Erb, Controller at Reith & Associates Insurance and Financial Services Limited. Questions and comments are welcomed by the writer at 519-631-3862 or Email: info@reithandassociates.com

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www.disbrowe.com 15

BUSINESS BEAT

NEW MEMBERS Welcome To The Chamber Network

Welcome new Members The St. Thomas & District Chamber of Commerce is pleased to welcomes the following businesses and individuals as our newest Members. The staff and management of the organizations shown below were accepted as registered Members to October 15, 2012.

Bookkeeping Principle Phone: 519-670-8101 Fax: 519-204-8152 Email: andrea@bookkeepingprinciple.com Website: www.bookkeepingprinciple.com Contact: Ms. Andrea Ruth, Owner/Operator Buyer’s Guide Categories: Accounting Services; Business Advisory Services; Business Information Services; Tax Services; Products & Services: Andrea L. Ruth is a certified bookkeeper with 26 years’ experience providing setup and monthly maintenance services to businesses.

Claris Tech St. Thomas, ON Phone: 519-860-1573 Email: tyler@claristech.com Website: www.claristech.com Contact: Mr. Tyler Logtenberg, Owner Buyer’s Guide Categories: Web Design Services; Internet Services; Products & Services: ClarisTech offers complete and extensive internet marketing and presence solutions for businesses of any size.

They build solutions tailored to your business and back-up their work with a guarantee to bring results.

Dragon Ebikes St. Thomas 198 Balaclava Street St. Thomas, ON N5P 3E3 Phone: 519-280-6850 Email: coopersdistributing@gmail.com Website: www.dragonebikes.com Contacts: Mr. Arthur Cooper, C.E.O. Buyer’s Guide Categories: Bicycle Dealers – Sales & Service Products & Services: DragonEbikes St. Thomas is a local dealer for a broad range of electric bicycle styles including their very popular

3-Wheel bikes, Mobility Scooter, 2Wheel Scooter Style, Mountain and Folding Ebikes, all with very attractive pricing, plus trailers, helmets and accessories.

Lise LaLonde, Bowen Practitioner 304 – 39 Wellington Street St. Thomas, ON N5R 2P6 Phone: 226-926-1806 Email: dansingleaf@hotmail.com Contacts: Ms. Lise LaLonde Buyer’s Guide Categories: Health Care Services, Massage Products & Services: Bowen is a health care technique that addresses every system in the body through the nervous system. Ms. LaLonde is a certified Bowen Practitioner offering alternative health care.

St. Thomas Business & Professional Centre 10 Mondamin Street St. Thomas, ON N5R 3T3 Phone: 519-851-0325 Email: rossrains@compuserve.com Contact: Mr. Ross Rains, President Buyer’s Guide Categories: Commercial Space; Real Estate – Commercial; Products & Services: This newly-

renovated commercial property is directly adjacent to St. Thomas’ City Hall and offers multi-purpose office space for professionals in a wide range of sizes. Site visits can be arranged by appointment at any time.

Talbot Trail Toastmasters Elgin Mall 417 Wellington Street St. Thomas, ON N5R 5J5 Phone: n/a Email: contact@ talbotrail.ca Website: www.talbottrail.ca Contacts: Mr. Wes Bailey, VicePresident of Public Relations; Ms. Paula De La Penotiere-Smith, President; Ms. Julie Hayes, Vice-President of Education; Buyer’s Guide Categories: Agencies & Associations Products & Services: Up to 75% of adults have some form of speech anxiety. Beat the statistics and gain valuable public speaking skills by joining Talbot Trail Toastmasters.

The Toastmasters organization helps you develop public speaking and presentation skills. Learn at your own pace and gain valuable communications skills. The group meets every Thursday from 7:00 p.m. until 8:30 p.m in the Community Room inside Elgin Mall. Dues are just $60 every six months, with guests always welcome for a complimentary visit.

Talbot-Promo Phone: 519-773-3095 Fax: 800-268-0326 Email: dpettit@talbot-promo.com Website: www.talbot-promo.com Contact: Ms. Dawn Pettit, Account Representative Buyer’s Guide Categories: Promotional Products; Advertising/Promotion; Displays; Printing & Publishing; Signs/Screen Printing; Products & Services: Talbot-Promo is a 125 year-old promotional product distributor serving clients across and within Canada, and now expanding to serve the St. Thomas district. The company maintains a catalog and inventory of over 400,000 promotional products to help leverage your brand and message to the world.

PROFESSIONAL SERVICES DIRECTORY Save 3.5¢/litre Chamber members qualify for Esso’s Direct Billing Program; you pay 3.5¢ off the posted retail pump price whenever you fuel up.

You may also get a convenient, detailed monthly invoice and also qualify for Speedpass®. For an application, contact:

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Residential • Commercial • Industrial November, 2012

Special Feature

FARM

BUSINESS

Questions from the field

by Janine Lunn

When we started out on this adventure of Agritourism, taking over the reins of the Belmont Corn Maze, Brad and I had a lot of assumptions about how things would work. We imagined sunny days and starlit nights, entertaining the masses with our farm attraction, smoothly educating the public about the realities of farming, while they wandered through the twists and turns of the maze.

While there have been a lot of sunny days, and many starlit nights, we’ve endured more than a few days and weeks of grim looking weather, uncooperative wind, and enough rain to dampen many a pair of shoes.

And we hope some visitors have learned from their visits, but I know we’ve learned a lot more about perceptions others hold about farming through their questions.

“Can we eat the corn”? The first answer is ‘No’ . . . although technically, field corn does end up in a lot of the products we use, from carpet to air bags, and a lot of foods we eat, from corn flakes to table syrup. But we prefer customers not eat the corn while visiting. It’s hard, dry, and chewy, and we like to save it for harvest. And despite popular belief, all corn fields are not created equal. This corn does not turn into popcorn when heated, and will not create a steaming plate of sweet corn. And people wonder why one of our posted rules is ‘Don’t throw the corn’ . . . this is because it’s happened. And trust me when I say, flying corn cobs hurt!

“Do you rent parkas?” We haven’t gotten into the clothing rental business, yet. However, after our first few wet weekends four years ago, we did enter the rubber boot rental business.

We’ve collected dozens of sizes and styles for those visitors caught off-

guard by our sidewalk-free environment. And we do keep a small stash of socks and gloves for sale on those really cold nights. But for now, we allow visitors to experience the elements in the clothes they arrive in.

“Can we camp overnight?” I suppose we should never say ‘never’, but we’ve never had anyone stay over at the maze (voluntarily or otherwise!).

Usually a count of the cars at the end of the night serves as a final check to rule out anyone staying over at the farm.

“Can’t you cover the maze with a tarp to keep it dry?” Sure, we could.

But we haven’t done this yet. With the maze measuring over 12 acres, we estimate it would take over 11 football fields’ worth of tarp to cover the corn. I’m not saying it would never happen, but we haven’t drawn up

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“Aren’t there any lights?” While it is mostly a matter of principle and cost, that we keep the maze ‘off the grid’, the simplest way to keep the soil producing healthy crops is to rotate the corn field each year, which means moving the maze ‘yard’ as well. So permanent power and electricity aren’t in the cards for this farm field. Apart from some solar lights, and what we can run in the yard with a generator, the best light we have is up. Way up. The moon and the stars provide a great backdrop for the maze at night, and even eyes accustomed to 24-7 streetlights seem to adjust.

There are a lot of questions to answer, but for this year, our favourite has been from our own little visitors: “Mom, dad, can we help?”

Janine Lunn hosts the Belmont Corn Maze, and lives on a sheep farm with her family.

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www.gastechsolutionsinc.com 17

Special Feature

Growing Forward Agreement

Innovation, market development and longterm growth in Canadian agriculture by from OMAFRA

In September, federal, provincial and territorial (FPT) Ministers of Agriculture reached agreement on the content of the Growing Forward 2 policy framework for the agriculture, agri-food and agri-products sector. The new five-year agreement includes investments in strategic initiatives of over $3 billion for innovation, competitiveness and market development, including a 50 per cent increase in governments' cost-shared initiatives. In addition, governments will continue to deliver a complete and effective suite of Business Risk Management (BRM) programs to ensure farmers are protected against severe market volatility and disasters.

"Just as farmers continuously im-

FARM prove their business practices, so too have governments made adjustments to help Canada remain a world leader in agricultural innovation and trade," said Federal Agriculture Minister Gerry Ritz. "Growing Forward 2 will help drive economic growth and long-term prosperity through agricultural innovation and market development, while also ensuring governments continue to share the risk of severe market volatility and disasters."

Key highlights of Growing Forward 2 include: • 50% increase in cost-shared investments in strategic initiatives (non-BRM) to stimulate innovation, competitiveness, and market development.

• Complete and effective suite of BRM programs to protect against severe market volatility and disasters.

• Greater flexibility for provinces and territories to tailor programs to local needs.

• Increased opportunity for provinces and territories to invest in environmental initiatives and onfarm water infrastructure.

• Ongoing support for farmers with a full suite of risk management programs, including: • Improved negative margin coverage in AgriStability;

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• Lower program fees for AgriStability; and • Substantially increasing farmers' ability to contribute greater funds into their AgriInvest accounts to better manage risk.

In collaboration with the sector, governments will also encourage the development of private sector risk management tools and will continue to monitor and review BRM programming over the term of the framework.

Following consultations with industry, governments have committed to increase their focus on innovation, competitiveness and market development. As the global population rises and demand for consistency in supply of high quality food increases, Canadian farmers, producers and processors must be positioned to capitalize on emerging market opportunities. Research and development hold the promise of growth in both productivity and profitability for the sector.

Innovation will lead to more efficient, sustainable farming and processing operations and help position Canada as a world leader in agriculture.

"The new Growing Forward agreement pays particular attention to strategic investments that support sector sustainability and adaptability to ensure all government programs contribute to the sector's future economic growth," said meeting co-

chair Brad Cathers, Yukon Minister of Energy, Mines and Resources.

"Growing Forward 2 is important for Yukon with its emphasis on investment in innovation and market development. We are pleased to have worked collaboratively to reach this important stage in support of our sector's transformation."

Modifications to AgriStability and AgriInvest will ensure that Canadian producers continue to have access to a strong and effective suite of BRM programs. AgriInsurance (crop insurance), AgriRecovery, and the Advanced Payment Program will continue to help farmers manage production risks and provide cash flow assistance. Governments will boost coverage for those with negative margins as well as substantially increase farmers' ability to contribute greater funds into their AgriInvest account. BRM program reform is in line with government and industry agreement that programs should not mask market signals and should create space for the development of private risk management tools.

The agreement sets the stage for FPT governments to complete bilateral agreements so programs will be in place by April 1, 2013, when the current framework expires.

Note: In the absence of a Quebec Minister responsible for agriculture, Quebec has not taken a position on these issues.

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Putting your garden to bed How to prepare your outdoor green spaces for winter

empty beds.” She makes her own by chopping fallen leaves finely with the lawnmower. “It keeps the ground cool. Since we don’t get good snow cover in this area, mulch helps keep the cold in during those warm spells we often get in February.”

She doesn’t wrap any of her plants in burlap, since she says it’s only effective for helping shrubs like topiary keep their shape – and she doesn’t have many of those. But if plants are close to where salt is strewn or ice could fall, she says it’s probably a good idea.

Diane pulls away some tree branches to show me one of the many birdhouses she has around the perimeter of the yard. “Birds decorate your garden more than anything, especially in the winter,” she says. She usually puts out a feeding station in the middle of the garden to attract cardinals, blue jays and juncos.

“It seems like a lot to do,” she says, “but it’s not really. The more you do in the fall, the less fuss there is in the spring.”

by Dorothy Gebert

My husband and I always give our garage a thorough clean out in the fall, sweeping out cobwebs and leaves, stowing away the barbeque, and switching out the summer rakes and brooms for the winter shovels and scrapers.

But what about the garden?

It’s tempting to leave everything as it is in a sort of tribute to unruly chaos. But to save you from extra work in the spring and to maintain a good-looking garden throughout the winter months, here are some suggestions from Diane Vaughan, master gardener and former president of the St. Thomas & District Horticultural Society. She took me on a tour of her backyard garden and showed me some of the things that she does to prepare for winter.

“I cut down anything soft that flops on the ground, because it can rot and attract insects,” Diane says.

“But I leave anything rigid standing, especially if it’s got seeds. They provide food for the birds and look great poking through the snow.”

She’s especially adamant about not cutting down ornamental grasses.

“Fall and winter is the time for grasses,” she says, walking me around a central bed filled with Giant Miscanthus, Dwarf Maiden Grass and Trailblazer Switchgrass. “They provide movement in the garden and look wonderful when the sun shines through them.”

Diane also keeps plants with hollow stems standing, like hollyhocks.

“They make great homes for insects,

which is not always a bad thing,” she says. “Most people think of them as pests, but 99 per cent of them are beneficial, and you want to keep those around.”

Leaving flowers on some plants can also be very decorative in the winter.

She showed me a climbing hydrangea against the house, which, when the snow falls on top of the dried blooms, makes it look like hands are cradling snow.

I remembered that my mother used to place yew boughs on cleared hosta beds, and I asked Diane whether she covers her beds with anything.

“Mulch. I always put mulch on

Here are a few more tips for fall clean up: • Dig up summer bulbs and store in a cool place, like a garage • Bring in houseplants two weeks before the last frost • Hill up the soil around rose bushes to prevent heaving during warm spells • Clean out the pond and stop feeding the fish • Clean your tools and drain the water hoses

Dorothy Gebert is a writer and garden enthusiast in St. Thomas.

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Swallowing it whole for cow health

by Christina Crowley and Natalie Osborne

A new electronic capsule for detecting disease in livestock is a high-tech, non-invasive, way for producers to increase their bottom lines and decrease their vet bills.

Disease detection in livestock may soon be encapsulated in what’s called a telemetric bolus, which gives farmers a computerized, non-invasive look at what’s going on inside their animals.

The bolus is a 120-gram cylindrical plastic monitoring device that records temperature readings inside an animal. It transmits a signal using its own unique frequency to a field receptor, which then transfers the data onto the farmer’s personal computer.

Researchers at the University of Guelph developed this tool, which can detect common illnesses even before clinical symptoms appear.

They believe its use on farms could transform the way producers moni-

tor their cattle’s health.

“We’ve worked with veterinarians, engineers and mathematicians to develop the telemetric bolus as a reliable tool for farmers,” says animal science professor Brian McBride, who developed the device with postdoctoral researcher Ousama Alzahal.

“It could soon be possible for producers to use their laptops to monitor their cattle’s health or to receive updates on individual animals from information sent to their cell phones.”

One disease they could monitor is sub-acute ruminal acidosis (SARA).

It’s a costly digestive disorder common in high-producing dairy cattle and was the original research focus.

McBride and Alzahal used the bolus to measure the rumen’s acidity and

temperature and found a correlation between the two.

The bolus could be given to cattle orally, and the weighted device would sink to the bottom of the cow’s rumen (and stay there), unnoticed by the cow. From there, the bolus could transmit a constant

stream of information throughout the animal’s life.

The traditional method of detecting SARA is a minor surgery called rumenocentesis, in which a veterinarian punctures the rumen with a long needle to extract a sample of fluid. Stomach tubing is also used, but both processes can be expensive as well as invasive and stressful for the animal.

The researchers plan to conduct more trials to determine various ruminal temperature ranges and how different fluctuations could be significant to cattle health. By linking these measurements with different illnesses or bodily processes, McBride and Alzahal hope to develop guidelines and recommendations to accompany the technology.

High demand for farmland Double digit assessment increases possible

by Mark Wales, President, Ontario Federation of Agriculture and Board member, Elgin Federation of Agriculture

When farmers receive their Property Assessment Notice in the mail this fall, they may not like what they see. We expect the higher prices paid for farmland will result in double digit increases in farm property assessments.

The latest report from Farm Credit Canada reveals that farmland in many parts of the province remains in high demand. FCC’s Farmland Values Report notes that farmland values in Ontario increased 7.2% in the second half of 2011 alone, following gains of 6.6% and 2.4% in the previous two reporting periods.

"We encourage farmers to read their assessment notices carefully,"

says Fons Vandenbroek, Elgin Federation of Agriculture president.

"If assessments are out of line, we want farmers to know that they may be able to apply for a request for reconsideration throught the Municipal Property Assessment Corporation."

The sale prices of farmland, purchased by farmers, are used by the Municipal Property Assessment (MPAC) to establish the assessment value of farmland, which will be reassessed based on the January 1, 2012 value. The higher prices paid by farmers means assessment farmland values could see a significant four-year increase. Next year’s property tax bills will be calculated using the January 1, 2012 reassessment base and next year’s property tax rates that will be set by municipal governments. Increases in assessed value from January 2008 to January 2012 will be phased in gradually in equal annual increments over four years.

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November, 2012

FARM

Seconds please

by Jamie Quai

Every autumn the LCBO has a promotion called ‘Go Local.’ The campaign is designed to enhance consumers’ awareness of the bounty of terrific wines grown right here in Ontario. LCBO’s ‘Go Local’ almost always features a full glossy flyer with all the featured wines and this year was no exception. As I perused this year’s edition one thing really jumped out at me – a lot of the wines were second labels.

As the name suggests, a second label is a wine, or line of wines, produced by the same winery, but for one or several reasons was not used in the primary wine (first label) that the winery bases its brand on. The second label will often make little to no reference to the first label producer. These wines are well made and often retail for a fraction of the cost of the first label. They can also be characterized as lifestyle, or gimmick brands. They put less emphasis on the land, the climate, and more on just having a ‘good time.’ There is a constant struggle for Ontario wine producers to get recognition, and while it seems counter intuitive to create a separate line that doesn’t necessarily acknowledge the core brand, there are several reasons why second labels are on the rise.

There is a long tradition of second labels, going back hundreds of years. In good years, the top Bordeaux producers would make relatively small blends of their top wines (in an effort to keep demand and quality high), then bottle the remaining volumes as second label blends to clear inventory and generate a little cash flow. In bad years, to maintain a standard of quality, some producers will choose not to release a first label, and simply use their second to move the wine. Nowadays, most iconic chateaux’s have three labels and the prices differ by orders of magnitude.

Even with a varietal wine (say Chardonnay), quality producers will ferment

“

BUSINESS them in a range of styles to enhance the complexity of the final wine. Some may see oak, some may see extended yeast contact. When it comes time to bottle the first label wine, winemakers will select the best lots to match their goals. More often than not, the best wines do not include every lot and winemakers are left with extras. Those extras are then assembled and bottled, labelled, and sold separately.

The recent surge in second labels in Ontario is, in my opinion, being driven largely by three factors: price points, surplus, and creating choice. Relative to other parts of the wine world there aren’t as many wineries in Ontario. A big driver for second labels here is about creating more choice in the Ontario section of your favourite store. Most of us don’t realize that most of the lifestyle or gimmicky brands in the Ontario section are merely second labels.

The next two reasons are pretty much based on supply and demand. The start of the recession coincided with new large vine plantings in the province. This created an excess of supply, and wineries simply were not moving enough volume with their first label. Another successful label on the shelves will only aid their market share. The final driver is price point. Ontario VQA wines were generally more expensive to purchase relative to the alternatives when the recession hit. Rather than reduce the price of the first label, and potentially hurt brand image, wineries created second labels, at affordable prices, to move the volumes until the markets stabilize.

There are some truly spectacular second labels out there. My recommendation is to do a little research. Figure out where your favourite second labels come from. Odds are good, with the Jamie Quai is same team behind the wine, you may head winemaker at find a whole new array of wines you Quai du Vin Estate like when you match the second label Winery in Elgin to its producer.

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they can also be characterized as lifestyle, or gimmick brands

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FARM

Home, safe home

by Kathy Nesbitt RN BScN

There’s no place like home, or the farmhouse – and often it feels there’s no place safer. However, for seniors, the home is where many in injuries occur, and most of these are falls.

In Elgin-St. Thomas in 2009, 835 seniors were seen in emergency due to injuries sustained from a fall. For Ontarians aged 65 years and older, falls are the leading cause of injuryrelated emergency department visits, hospitalizations, and in-hospital deaths. The most serious falls occur in and around the home, especially in

the bathroom, the stairs and in the kitchen.

The good news is that many injuries due to falls can be prevented. The first step to avoiding falls is to understand what causes them. For example, poor balance, decreased muscle and bone

BUSINESS strength, reduced vision or hearing, and unsafe conditions in and around your home can increase your chance of falling. Staying safe and on your feet is a matter of taking some steps to protect yourself.

Here are some steps you can take to stay safe: • Talk to your doctor or health care provider about falls prevention. Have regular vision and hearing tests.

• Take prescription and over-thecounter medications correctly. Keep a medication record and review it regularly with your doctor. Tell your doctor if your medication makes you dizzy or lightheaded.

• Install proper lighting throughout your home. Pay special attention to stairs (with a light switch at both ends) and bathrooms. Use nightlights in the hallways.

• Keep your floor and stairs free of clutter. Avoid the use of scatter rugs.

Be sure to have at least one handrail (preferably two) on all stairways and steps in your home. Ensure handrails are securely attached and in good repair.

• Check that stairs are in good repair and are slip resistant. Add a strip along the edge of each step in a contrasting colour to make it easier to see or use reflective anti-skid treads.

• Take the same precautions for outdoor steps. In addition, arrange to have leaves, snow and ice removed on a regular basis. Use salt or sand throughout the winter months.

• Wear proper footwear. Shoes, boots and slippers should provide good support and have non-slip soles.

• Install grab bars by the toilet and in the bathtub or shower. Ensure they are installed correctly. If you need extra support, consider a bath seat or

bench so you can have a shower sitting down.

• Use a rubber mat along the full length in your tub, and a non-skid bath mat beside the tub.

• Don’t try to do tasks that are too strenuous or potentially dangerous.

Find a volunteer – a friend, neighbor, a relative, building maintenance staff – to help you with heavy work.

• Take care not to trip on your pet (or your grandchild’s toys).

Take off your reading glasses when you’re not reading.

• Don’t rush to the telephone; if you have an answering service, your callers will leave a message; if not, they will call back.

• If you notice any hazards or unsafe conditions, let the proper authorities know (municipality, apartment owner, seniors’ center, store staff). Reporting unsafe conditions benefits you and the entire community.

• Check out Canada Mortgage and Housing Corporation (CMHC) for valuable information on home safety, adaptations and accessibility by calling 1-800-668-2642 or by visiting www.cmhc.ca It is never too late to prevent falls by making the needed adjustments to your home and by making sure you eat well and stay fit. Your independence and well being are at stake.

For more information on falls prevention resources, contact Elgin St Thomas Public Health at 519-6319900 (ext. 1254) or 1-800-922-0096.

Kathy Nesbitt is a Public Health Nurse with Elgin St. Thomas Public Health. She coordinates the falls prevention program.

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November, 2012

Special Feature

RURAL

EL GIN

The Elgin Arts Trail

An inspiring journey

by Katherine Thompson

Elgin County is located along 120 km of Lake Erie’s spectacular north shore. The Area is known for its rural landscapes, attractive beaches and railway heritage. Visitors to the area are often surprised to discover that Elgin is home to such a vibrant and thriving arts community. Some say that Elgin County is a work of art itself with its sprawling countryside, charming villages and tranquil waters. Numerous artists have been inspired by this natural beauty and have decided to make the area their home.

In September 2012, Elgin-St. Thomas Tourism celebrated the oneyear anniversary of the Elgin Arts Trail. The Trail invites visitors and residents alike to celebrate the finest visual arts attractions that Elgin County has to offer. The Trail seeks to build local awareness of the artists in Elgin and St. Thomas, evoking a sense of pride and having a positive impact on the community.

The Elgin Arts Trail takes visitors on a journey to 14 studios and galleries across Elgin County and St. Thomas, featuring original paintings, sculptures, photography, pottery, and other hand crafted items. Comprehensive resources including a guide book, map and website are available to steer visitors in the right

direction. The 14 locations on the trail were carefully selected based on a set of criteria designed to ensure superior quality and a memorable experience.

Originally built on the wealth of the railways of yesteryear, the city of St. Thomas is currently undergoing a gradual transformation into a creative hub, with several galleries now calling the downtown core home.

Numerous other galleries and studios can be found in the towns and villages that dot the Elgin countryside and shoreline. Visit Canada’s oldest continuously operating pottery studio nestled in a 54-acre pine forest, take an art class or workshop at a fully functional studio, or purchase a piece of art from one of Elgin’s several charming folk artists.

Additional studios and galleries can be found in the seldom explored, yet ruggedly beautiful western portion of the County where artists have an innate ability to capture the essence and history of rural life.

The trail also features several talented artisans and crafters. Visitors can experience the sweet scents of hand poured candles in the historic

Quaker village of Sparta, visit a spacious 1842 home selling and displaying fibre and yarn art in St. Thomas’s West Village neighbourhood or purchase a beautifully hand-crafted concrete garden statue in Central Elgin.

The Elgin Arts Trail marries country charm with fine art and provides opportunities for both those who appreciate art from afar and amateur artists wishing to actively participate in courses and workshops.

Visit www.elginartstrail.ca to be inThe Elgin Arts Trail is a program with spired by the Elgin Arts Trail. a goal to promote and enhance arts tourism in Elgin County and St. Thomas. The trail is a route through Elgin County that visits some of the best galleries, studios, and artisans in Elgin and St. Thomas.

For full trail information visit www.elginartstrail.ca or find us on Facebook.

Katherine Thompson is Marketing & Communications Coordinator with The County of Elgin

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H E A LT H Y L I V I N G EVERYDAY HEALTH “Hey Doc, I think I have sciatica.”

This is a very commonly heard comment in our office yet few people really understand exactly what it means. Most people assume that if they are experiencing any hip or leg pain that seems to be associated with back pain that they must be experiencing “sciatica”. This may or may not be true.

The problem is that the term sciatica is treated like a diagnosis when in actuality it really isn’t a diagnosis but a description of symptoms. Sciatica is a condition in which the sciatic nerve, one of the main large nerves of the lower limb, is being irritated resulting in leg pain. True classic sciatica results in severe pain down the back of the leg all the way to the foot.

It is commonly described as an “electric shock” like pain and most unfortunate suffers usually express that it is the worst pain that they have ever experienced. Keep in mind that this is the classic textbook description and many variations are possible.

Now that we are clear about what sciatica really is, let’s discuss where the confusion lies. As stated, the term sciatica really is a description rather than a true diagnosis. For it to become a true diagnosis, one must uncover the cause of the sciatica. Sciatica is thought to be commonly caused by a

O-o-o-h, my back But is it

sciatica?

by Dr. Greg Johnston B.H.K., B.Ed., D.C

disc injury such as a herniation but sciatica can also be caused due to inflammation of the joints in the lower back, advancing spondylosis (the

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term to describe arthritis in the spine), nerve root adhesions or even a tumour. There are even conditions referred to as pseudo-sciatica which appear like regular sciatica but are caused by compression of the sciatic nerve by tight muscles.

The challenge for the heath care practitioner is to determine the exact cause of the sciatica because until that can be determined there is no way to know what the best course of treatment will be. This is where a thorough history and physical examination come in. Studies indicate that 80 per cent of a diagnosis can come from a good thorough history. The physical examination and other tests are then used to confirm the diagnosis and rule out the differential diagnoses.

Again, in a classic textbook case, the patient will present in moderate to severe pain. The pain typically involves the lower back and one leg. Many times the leg pain is described as being much more severe than the back pain. The patient will stand and walk slightly stooped forward and perhaps leaning slightly to one side.

The affected leg may also be slightly bent at the knee and the patient may have difficulty putting weight on the leg. The patient may relay a history indicating a specific precipitating event such as lifting or perhaps an occupation that requires long hours of sitting.

The physical examination should include several important orthopedic and neurological tests. Typically range of motion will be limited with flexing forward being the most painful. A

T H I S

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test called the straight leg raise will be performed and is usually painful indicating nerve root tension. Reflexes, motor strength testing and testing for sensory changes should be performed. They may be normal however changes in these tests may indicate a more serious condition.

Most importantly when sciatic symptoms that seem consistent with a disc herniation are present, the patient must be educated to help them understand their condition. It is important for the patient to understand that, if they experience problems with bowel or bladder control, they should be advised to go to the emergency room as this might indicate a neurological emergency called cauda equina syndrome.

Finally, many treatment options exist depending on the cause of the sciatica. It is important to seek out the advice and help of a qualified health practitioner such as a chiropractor or physiotherapist as these people specialize in the treatment of these types of conditions.

Dr. Greg Johnston is a chiropractor and partner in Family Health Options Treatment and Resources Centre in St. Thomas.

November, 2012

HOMESTYLE DECORATING warmth. Paint an accent wall using a dark colour, creating visual interest without making the room feel smaller. Before painting a room white, pay special attention to how surrounding elements will reflect light and alter the colour.

It’s worth the time to do the prep work. Paint will cover more uniformly and adhere better to clean, dry, non-glossy surfaces. Scrape off any flaking paint, fill holes with spackling compound, and sand walls.

Wipe off sanding dust, and wash dirty walls with a TSP solution. Remove switch-plates and other hardware. Help conceal stains and ensure uniform colour and absorption by first applying a primer.

Using the right equipment is essential. Choose brushes with long and dense bristles – nylon or latex (water-base) paint and natural for oil-base paint. A 2-inch angled sash brush, a 3-inch trim brush, and rollers are enough for most jobs. For rough or textured surfaces, use a roller with a 3/8-inch or thicker nap; for smooth surfaces, use a roller with a nap of ¼ to 3/8 inch.

Choose the right roller cover. For a smooth surface, choose a short nap or pile. Rough surfaces require a longer nap. The higher the gloss level of the paint, the shorter the nap of the roller cover should be.

Use painter’s tape. Apply no more than 8-10 inches of painter’s tape at a time to be guaranteed a straight edge. Smooth the edges with a putty knife.

Lastly, paint the walls.

Wait until the paint is dry to the touch, and remove the tape slowly at a 45-degree angle. If the tape begins to tear, run a crafts knife along the seam to preserve the finish.

Renée Carpenter A fresh coat of paint not only is the owner of smells fresh but feels fresh, as well, Jennings Furniture changing the feel of an interior space and Design in faster than anything else. But only if St. Thomas. it is well done! A sloppy job is worse than no job at all. The devil is in the detail and delivery.

Paint like a pro

by Renée Carpenter

Before diving into your paint project, ensure a smooth painting process that looks clean and professional.

Spend more for quality paint. Good quality paints cost more due to their covering ability. They go on smoother, splatter less, and resist fading. The accrued costs of frequent repainting cancel the ‘savings’ you enjoy by buying the cheap stuff.

Consider luster/finish. Generally, the higher the gloss, the better the finish will stand up to stains, abrasions, and cleaning. Flat paint is widely used for ceilings but is not a good choice for walls in high traffic areas. Eggshell works well in bedrooms, living rooms, and hallways where frequent cleaning is not needed. Easier-to-wash satin or semi-gloss paints are good choices for bathrooms and kitchens. Use high-gloss paints for trim, cabinetry and doors that are in perfect condition.

Correct colour choice is crucial! Light colours tend to open up a room, making it seem lighter and more spacious. Dark hues can add depth and

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LIFESTYLES SELF DISCOVERY

What should you have been?

Over the last few weeks, I have seen a number of posts on Facebook that show a banner stating what people should have been, e.g., Joe Smith should have been a police officer or Mary Brown should have been a politician. These posts related to a certain app where you would provide some information about yourself and in turn you would discover the career you should have pursued. My immediate thought was how sad it would be if all of these people were being told that they should have been something other than what they actually are. I would hate to think that people have been working in careers for 20-30 years for which they are unsuited and more importantly unhappy.

The good news is that it’s never too late to pursue something that you really want to do. I think career happiness is dependent on two things: 1. Pursuing a career that marries your passion with your strengths 2. Being of service to others.

Your ability to achieve items one and two above closely relates to your career happiness and ultimately your career success. If you want to pursue a career that you really love, spend some time in honest reflection thinking about what you love to do and what you are good at. It is not enough to just pick what you are good at. I myself know several things that I am good at, but I also know those same things would not bring me happiness; in fact, they would most likely bring me a lot of stress and fatigue. Just about every job allows you to be of service, whether you are a cashier at Walmart or selfemployed providing a service such as accounting.

Many people in our community have been affected by downsizing

“

by Sharon Lechner

“

she was exploring things that tickled her spirit and are now getting into a position of deciding what to do next. If you are one of those people, start to think of what you really like to do. If all work paid the same, what would you do? What hobbies or personal interests do you have that could potentially become your next career?

Recently, one of my coaching clients told me that she was exploring things that “tickled her spirit”. I love that expression. I am continually doing things that tickle my spirit and I encourage you to do the same.

Although January is the month when many people make change, the fall is also a great time with many seasonal activities commencing throughout the season.

Once you have one or more things that tickle your spirit, spend some

time thinking about how this could become your next career (if you are looking for one). Before taking the plunge and delving into something full force, you could ask to job shadow someone who is doing what you would like to do or whose work would complement what you would like to do. This can provide clarity about what you really want to do and will let you feel whether or not, this potential career feels like a good fit for you.

Once you have a career in mind that marries your passion with your strengths, don’t let anyone deter you from pursuing your dream. My own daughter wants to be a professional dancer. She applied to a very specialized program and two universities for which auditions were required. Un-

fortunately, she didn’t get in this year, but she has doubled her efforts in training until she may apply again, and no one will stop her from pursuing her dream.

You don’t need a Facebook app to tell you what you should have been or what you should be in the future; you just need to listen to your heart.

Sharon Lechner is a certified master life coach and owner of Reach for the Stars Empowerment in St. Thomas.

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Margaret Blake, director of merchandising at Staples Advantage Canada, says, "The MADD Virgin Drinks are a sophisticated step up from the ordinary soft drinks or punch. They help our corporate customers offer beverages that fit the party mood, but don't cause them any concern.”

Office party planning tips If you're the one charged with planning your office party this year, Blake and her colleagues offer these other tips: • Get the invitations out early, or at least tell people the date and time of

Planning a fun and festive holiday party

ments, and flowers in the most visible spaces.

• Save yourself the mess and use an artificial tree. Artificial trees look just as good as the real ones so your guests won't be able to tell the difference. Consider using a product like Febreze Air Effects in Cranberry and Frost to add a touch of holiday scent.

• Good lighting is a must. Use lights on dimmers or consider adjusting the lighting with candles. There's no such thing as too many candles – don't be shy about using votives, pillars, and tapers everywhere. To create a unified scent around the house, try using Febreze Candles to add ambience or as part of a festive centerpiece.

• Sit down dinners can be intimidating so set up a variety of food stations instead. Your food stations can still include the holiday classics: set up a turkey carving station and let people help themselves to sides and stuffing. www.newscanada.com

(NC)—Whether you're hosting a party for 30 or 300 people this holiday season, it's important to plan and prepare leading up to the big day. Selecting the menu, creating the holiday décor, and ensuring the space is spotless before guests arrive, is paramount. Having planned hundreds of celebrations and parties, here are some of my tips and tricks for hosting the perfect holiday party that both you and your guests will enjoy.

• Start with a colour theme: red and gold or white and silver are both perfect for a holiday party. Incorporate these colours into everything from your invitations to your decorations.

• Create vignettes throughout your home by grouping candles, orna-

the party well in advance. If you don't get on the employees' social season calendar first, you'll quickly place second or third to the neighbours and in-laws. Be clear on the invitation about whether or not employees may bring guests, and mention the kind of attire that's ex-

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• Give away prizes. The most coveted tech gadgets work well for door prizes. It's also nice to make sure everyone leaves with a small gift. Be creative, but practical. www.newscanada.com

“

(NC)—Does the phrase “office Christmas party” fill your head with images of drunken coworkers who launched wholeheartedly into potentially career-damaging behaviour?

Did they stagger out mumbling something about needing a cab?

Businesses hosting on-site holiday parties, or any celebratory events at all, are becoming increasingly aware of the risks associated with serving alcohol.

Organizations want to be able to celebrate without the worry, and some are turning to non-alcoholic beverages that capture the spirit of the season without the spirits themselves.

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27

LIFESTYLES THAT’S LIFE

“

“

I found a wallet, pull-up diaper, Zip-Lock bag filled with baby wipes...

Lost keys

On the day when I needed to be half an hour ahead

by Elizabeth VanHooren

I needed my keys, and they were not in the basket by the back door. A basket has been strategically placed there to accommodate keys; and mine on a morning when I needed to be at least half an hour ahead of schedule were not there.

In my panic I emptied out the entire contents of my purse the only other logical place where my keys might be. I found a wallet, pull-up diaper, Zip-Lock bag filled with baby wipes, Zip-Lock bag filled with craisins, a pen, four receipts, a toy from a Happy-Meal, lipstick, a Hot Wheel red Corvette, a pack of gum, a handful of loose Gold Fish crackers, a Zip-Lock bag filled with Gold Fish crackers, a pair of toddler’s socks, my sun glasses, my son’s sunglasses, our Telephone bill, some business cards, my phone, a coupon and my grocery list. All that and no keys.

I recruited everyone in the household to hunt for mom’s keys while I retraced my steps, racked my tired brain for where I could have set my keys. In the midst of my fury, I paused and wondered what my public relations professor from university would think of me now. She had once lectured that she could tell the mental state of a woman by looking in her purse. “A cluttered purse is a cluttered mind, a cluttered life. You 28

need only your wallet, lipstick and a pen in your purse.” She frowned on even a loose candy or gum wrapper.

My professor was right on one thing a women’s purse is an extension of her life. But my cluttered purse does not reflect a cluttered mind – it reflects the reality of a mom.

As a mom, my mind is constantly adrift with lists and “what-if ’s,” and my purse accommodates both. As a mom you need a grocery list not because you are trying a new recipe and want to remember the ingredients.

No, a mom needs a grocery list in her purse – one, to remember to get groceries and, two, because when you finally make it to the store its quite possible to forget that you need milk over the cries of your two-year-old who has had quite enough of viewing life from the grocery cart. And that’s when I reach into my purse and pull out the Zip-Block back full of craisins or Gold Fish. The Happy Meal toy is a reminder of the lunch he was rewarded with for having made it through another grocery run.

A telephone bill can be paid at lunch. Business cards remind me of my “need to call” list for work. And coupons are on my list of “ways to save” around the house.

Baby wipes are every mother’s saviour – I never leave home without them. Baby wipes not only clean up unexpected sticky hands, but they also prevent stains from setting in on suit jackets and easily rid your high heels of dirt. The toddler socks are there if one boy steps in a puddle and will double as emergency mittens should another forget their own.

E L G I N

Yes my purse – my brain – my life is cluttered. But I like to think of it as an organized mess in which I try to stay one step ahead of every scenario.

Still whatever you have packed into your purse as arsenal for “those days” and “those accidents,” sometimes your keys are just not there. And now, ten minutes behind schedule and still with no keys, I decided to take the valet key and leave my husband to lock up the house. An hour later he called to report he had found my keys in the shoe box by the back door.

A woman with a neat purse may have questioned the logic of finding keys in a box full of shoes. But this mom simply sighed, rolled her eyes, and moved on to the next task in the day.

Elizabeth VanHooren is general manager of the Kettle Creek Conservation Authority.

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LIFESTYLES REMEMBRANCE

Remembering to say thanks

(NC)—When you think of Canada's multicultural society and all the freedoms and opportunities that we experience on a daily basis, devoting a few minutes of silence on Remembrance Day to think of our troops is an important and meaningful gesture. Our soldiers and veterans sacrificed their time, personal com-

of our soldiers' sacrifices and will encourage others to do the same.

Write to soldiers. Send a letter or card to express your appreciation.

Mailing addresses are listed on the Department of National Defence website. You can also post a message to troops on the site's message board.

Donate in honour of a soldier. Just as the Canadian Forces aim to bring peace and security to countries in need, consider doing your part to help those around the world who are

forts, and in many cases their lives so we could enjoy ours. Here are some other ways that you can show gratitude: Wear a poppy. From the last Friday in October to November 11, pin a poppy on the left lapel of your garment or as close to the heart as possible. This will publicly remind you

On November 11th

suffering. Organizations like Christian Children's Fund of Canada offer a gift catalogue where you can purchase items such as fruit trees or insecticide treated bed nets in honour of one of Canada's heroes. You can also personalize a card and mail your thanks to a Canadian Forces member. More information is available at www.ccfcanada.ca/GiftCatalogue. www.newscanada.com

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LIFESTYLES TIME ON MY HANDS

All smiles at the mosque

Getting a handle on Christianity’s sister religion

by Duncan Watterworth

It’s a glistening afternoon in Kandahar, Afghanistan in 1972. I’m on a park bench with another backpacker named Joe, mowing through a bag of cookies from a bakery nearby. We finally realize we are getting nasty stares from passersby, and even snarls. What? We finally clue in. It’s Ramadan – the Muslim holy month – when everyone fasts from sunrise to sundown. Our public gluttony is on a par with mistaking a baptismal font for a urinal. Oops. But they don’t cut off our heads; they cut us some slack.

Islam was not even on my radar as I was growing up in rural Southern Ontario. So I am still learning about Christianity’s great sister religion through my encounters with Muslims, and my reading.

Over my lifetime, I have spent al-

most three months travelling in six Muslim countries. I traveled close to the ground – no guides or resorts. I have had no difficulties from the people, but many acts of kindness. I think of the man I sat beside on a bus in Morocco, wordlessly sharing his bag of cookies with me as we rumbled up the coastal desert.

At the recent Doors Open weekend in London, I spent a couple of hours touring the Muslim Mosque. Smiling greeters and guides were everywhere. In the gym was a fashion demonstration of hijab head coverings. Two women were selling homemade baked goods. I bought some cookies, and a young boy insisted on finding me the package with the most chocolate ones. At a table, a bearded man wrote my name for me in curving Arabic script. I reclined on cushions and enjoyed dates and coffee. I told the coffee server my Ramadan-cookie story. His eyebrows shot up.

In the large, unfurnished prayer room, I left my shoes at the door and chatted for half an hour with a soft-

spoken gentleman in a grey sweater – a retired professor. We each have a spiritual side and a material side, he said, and too often the material side prevails. The fighting in Syria is more politics than religion. Those with a true understanding of Islam know that the Qur’an absolutely forbids the killing of innocent people. If captured in war, they must be fed and released, or ransomed. But people are people, and may act in anger. He mentioned the American drone attacks, which are killing innocent people along with combatants.

When the afternoon prayer was about to start, men were dropping their shoes and streaming in. Most said hello to me as they passed, or gave a friendly nod. Then they quietly greeted each other, sometimes with a handshake or pat on the shoulder. The goodwill and fellowship were palpable. I know this feeling, I thought. It is just like church.

Downstairs was a row of tables, each manned by a friendly face, usually bearded. Here were the educational posters, pamphlets and

Duncan Watterworth is recently a retiree and emptynester in St.Thomas.

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booklets explaining Islam. Peace, love, tolerance. It sounded like Christianity on a good day.

These people were trying hard to make a good impression on the wider London community. They are a long way from the Islamists in the international news.

The worldwide community of Muslims is deeply fractured, says Reza Aslan in his insightful book on Islamic history: No God But God. Being played out now on the world stage is not a conflict between Islam and the West. Rather, it is an internal struggle between the Muslims who wish to adapt to modernity, and those who wish to revert – sometimes fanatically – to fundamentalism. Christianity had its bloody reformation: now it is Islam’s turn.

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32

Vida Golzari Business Manager

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November, 2012