The Power Is Now Real Estate Magazine, December 11, 2023 by The Power Is Now Media Inc.

DECEMBER 11, 2023

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DOWN PAYMENT MYTHS DEBUNKED: NAVIGATING THE REALITIES OF HOMEOWNERSHIP page 6

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MORTGAGE NEWS

Down Payment Myths Debunked: Navigating the Realities of Homeownership

mbarking on the journey to homeownership is an exciting venture, but it often comes with a fair share of myths and misconceptions, especially when it comes to the elusive down payment. Aspiring homeowners frequently encounter a myriad of information, some accurate and some veiled in myth. In this article, we aim to demystify the intricacies of down payments, unraveling common misconceptions that might be standing you and your dream home. Let’s explore 6between l

the truths behind down payments and equip you with the knowledge needed to make informed decisions on your path to owning a piece of real estate.

MYTH: YOU NEED A 20% DOWN PAYMENT TO BUY A HOME Reality: While a 20% down payment is often recommended to avoid private THE POWER IS NOW REAL mortgage ESTATE MAGAZINE

insurance (PMI), it’s not a strict requirement. Many Understanding that a 20% down payment is not lenders offer options with lower down payments, a strict requirement liberates prospective buyers making homeownership more accessible. from an unnecessary barrier. By exploring various lending options and comprehending the nuances When it comes to the world of homeownership, of down payment alternatives, individuals can the myth that a hefty 20% down payment is an embark on their homeownership journey with absolute prerequisite can be a significant deterrent confidence. The myth debunked, the path to for potential buyers. While the 20% benchmark is owning a home becomes more navigable, frequently touted as the gold standard, the reality fostering inclusivity and accessibility in the realm is far more flexible and accommodating. of real estate. 1.VARIED LENDING OPTIONS:

Contrary to the misconception, numerous lenders understand the diverse financial circumstances of homebuyers. They offer a range of mortgage products with lower down payment requirements, catering to individuals with varying financial capacities.

MYTH: DOWN PAYMENT ASSISTANCE PROGRAMS ARE ONLY FOR FIRST-TIME BUYERS

2.FHA LOANS:

Reality: Down payment assistance programs exist for both first-time and repeat homebuyers. These programs vary by location and eligibility criteria, so it’s essential to explore available options, regardless of your buying history.

3.CONVENTIONAL LOANS WITH LOWER DOWN PAYMENTS:

In the realm of down payments, a pervasive myth suggests that assistance programs are exclusively reserved for first-time homebuyers. This misconception often dissuades repeat buyers from exploring valuable avenues of support. The truth, however, paints a more inclusive picture, highlighting the availability of assistance programs for a broader range of homebuyers.

The Federal Housing Administration (FHA) is a key player in making homeownership attainable. FHA loans often require down payments as low as 3.5%, allowing buyers to enter the market with significantly less upfront capital.

Conventional loans, typically associated with higher down payment expectations, now come with options for down payments as low as 3%. This increased flexibility aims to accommodate a broader spectrum of homebuyers. 4.PRIVATE MORTGAGE INSURANCE (PMI) MITIGATION:

For those opting for down payments below 20%, private mortgage insurance (PMI) is a common consideration. While it adds an additional cost, it serves to protect the lender, enabling buyers to secure financing with a more modest upfront investment. 5.AFFORDABILITY AND FINANCIAL PLANNING:

A lower down payment allows potential homeowners to enter the market sooner, taking advantage of favorable real estate conditions. It also enables individuals to allocate their finances more strategically, balancing homeownership goals with other financial priorities.

NAVIGATING THE PATH FORWARD

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INCLUSIVE ASSISTANCE PROGRAMS

Contrary to the myth, down payment assistance programs are not limited to those taking their first step onto the homeownership ladder. Many programs extend their support to repeat buyers, recognizing the diverse paths individuals may take in their real estate journey. VARIED ELIGIBILITY CRITERIA

Each down payment assistance program comes with its own set of eligibility criteria. While some programs may focus on specific demographics or income brackets, others are designed to cater to a wider audience. Understanding these criteria is crucial to identifying programs that align with your

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unique circumstances. LOCAL AND FEDERAL INITIATIVES:

Both local and federal entities contribute to down payment assistance initiatives, fostering a collaborative approach to making homeownership more accessible. These programs often reflect the nuanced needs of different communities, offering tailored solutions for prospective buyers. CONSIDERATION FOR MARKET DYNAMICS:

Recognizing the evolving dynamics of the real estate market, assistance programs aim to adapt and remain relevant. Repeat buyers facing changing circumstances or market conditions can find support through these initiatives, promoting a more fluid and inclusive homebuying landscape.

GUIDANCE FOR HOMEBUYERS RESEARCH LOCAL PROGRAMS

Start by researching down payment assistance programs in your local area. Many municipalities and states have specific offerings tailored to the needs of their residents, and understanding these options is a crucial first step. CONSULT WITH LENDERS

Lenders often have insights into available assistance programs. Engage in conversations with mortgage professionals to explore options that match your financial profile, whether you’re a first-time buyer or someone looking to purchase again. STAY INFORMED ABOUT FEDERAL PROGRAMS

Federal programs, such as those offered by the U.S. Department of Housing and Urban Development (HUD), provide a broader perspective on down payment assistance. Stay informed about these initiatives, as they may offer valuable resources for repeat buyers. In dispelling the myth that down payment assistance is exclusive to first-time buyers, a more inclusive narrative emerges. By exploring diverse programs and understanding the varied criteria, both first-time and repeat homebuyers can tap into valuable support systems, fostering a more accessible and equitable path to homeownership.

MYTH: A HIGHER DOWN PAYMENT 8l

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GUARANTEES MORTGAGE APPROVAL Reality: While a substantial down payment can strengthen your mortgage application, it doesn’t guarantee approval. Lenders consider various factors, including credit history, income, and debtto-income ratio. A well-rounded financial profile is crucial. The notion that a higher down payment serves as an infallible key to securing mortgage approval is a prevalent misconception in the realm of home financing. While a significant down payment can undoubtedly enhance your overall financial profile, the reality is far more nuanced. Mortgage approval involves a comprehensive assessment of multiple factors, with the down payment being just one piece of the puzzle. 1.COMPREHENSIVE FINANCIAL EVALUATION:

Mortgage approval is a multifaceted process that goes beyond the numerical value of a down payment. Lenders conduct a thorough evaluation of your financial situation, considering factors such as credit history, employment stability, and overall debt. 2.CREDIT HISTORY SIGNIFICANCE:

A higher down payment alone does not compensate for a less-than-ideal credit history. Lenders scrutinize your credit report to assess your creditworthiness, emphasizing the importance of maintaining a positive credit standing. 3.INCOME VERIFICATION:

The stability and reliability of your income play a pivotal role in the mortgage approval process. Lenders assess your income sources, employment history, and the likelihood of consistent earnings to gauge your ability to meet mortgage obligations.

5.RISK MITIGATION STRATEGIES:

Lenders are primarily concerned with mitigating risk. While a higher down payment reduces their exposure, other risk factors, if not adequately addressed, can impact the overall decision. Demonstrating financial stability through various means is key.

NAVIGATING THE MORTGAGE APPROVAL PROCESS: ●HOLISTIC FINANCIAL PLANNING:

Rather than focusing solely on the down payment amount, adopt a holistic approach to financial planning. Address any outstanding credit issues, stabilize your income, and manage existing debt responsibly. ●CONSULT WITH MORTGAGE PROFESSIONALS:

Engaging in open communication with mortgage professionals provides valuable insights into the specific criteria lenders consider. Seeking advice allows you to tailor your financial strategy for optimal mortgage approval prospects. ●PRE-APPROVAL PROCESS:

Prioritize the pre-approval process, which involves a preliminary assessment of your financial situation by a lender. This step offers clarity on the feasibility of mortgage approval and provides guidance on areas that may need attention. In dispelling the myth that a higher down payment guarantees mortgage approval, the emphasis shifts to the holistic evaluation of your financial health. While a substantial down payment is commendable, a comprehensive and well-managed financial profile remains the key to navigating the intricate landscape of mortgage approval.

MYTH: YOUR DOWN PAYMENT MUST

4.DEBT-TO-INCOME RATIO:

A well-rounded financial profile considers your debt-to-income ratio—a crucial metric in determining your capacity to take on additional debt. Even with a substantial down payment, a high debt-to-income ratio may pose challenges to mortgage approval. WWW.THEPOWERISNOW.COM

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COME FROM PERSONAL SAVINGS Reality: Down payments can come from a variety of sources, including gifts from family, employer assistance programs, or even certain loans. Understanding the acceptable sources for your down payment can open up additional avenues. The misconception that a down payment must exclusively stem from personal savings can create an unnecessary barrier for aspiring homeowners. In reality, the origin of your down payment is not confined to your personal savings account. Understanding the flexibility in acceptable sources broadens the horizon, allowing potential homebuyers to explore diverse avenues of financial support. 1.GIFTS FROM FAMILY:

Contrary to the myth, down payments can be gifted by family members. Many lenders accept financial gifts as a legitimate source for down payments, provided they come from a close relative and adhere to specific documentation requirements. 2.EMPLOYER ASSISTANCE PROGRAMS:

Some employers offer assistance programs to support employees in their homeownership journey. These programs may contribute to or match funds for a down payment, providing an additional avenue for securing the necessary funds. 3.GOVERNMENT AND NONPROFIT PROGRAMS:

Various government and nonprofit organizations run initiatives to promote homeownership. These programs may offer grants or loans with favorable terms to assist individuals in meeting their down payment requirements. 4.DOWN PAYMENT ASSISTANCE GRANTS:

Down payment assistance grants, available through certain organizations, can be a valuable resource. These grants aim to bridge the financial gap for homebuyers and are often designed to enhance accessibility to homeownership.

retirement account could be considered, though it’s essential to evaluate the implications and risks associated with such options.

GUIDANCE FOR EXPLORING ALTERNATIVE SOURCES ●CONSULT WITH LENDERS:

Engage in open conversations with lenders to understand their policies regarding acceptable sources for down payments. Different lenders may have varying criteria, and clarity on this aspect is crucial. ●DOCUMENTING GIFT FUNDS:

If receiving a financial gift, be prepared to document the transaction thoroughly. Lenders typically require a gift letter specifying the nature of the gift, the relationship between the giver and receiver, and confirmation that the funds are not a loan. ●RESEARCH DOWN PAYMENT ASSISTANCE PROGRAMS:

Explore available down payment assistance programs offered by government entities, nonprofits, and community organizations. Familiarize yourself with the eligibility criteria and application processes to leverage these resources effectively. ●UNDERSTAND LOAN IMPLICATIONS:

If considering loans for your down payment, carefully assess the terms and implications. Be aware of the impact on your overall financial picture and mortgage affordability. By dispelling the myth that down payments must solely originate from personal savings, potential homebuyers can navigate a broader spectrum of financial avenues. Embracing alternative sources provides not only flexibility but also the opportunity to tap into various support systems, fostering a more inclusive path to homeownership.

5.CERTAIN LOANS:

Depending on your financial situation, certain loans may be used for your down payment. For example, a personal loan or a loan against a 10 l

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MYTH: SMALLER DOWN PAYMENTS MEAN HIGHER INTEREST RATES

smaller down payments, offering competitive interest rates as part of efforts to make homeownership more accessible.

Reality: While a larger down payment may result in a lower interest rate, the correlation is not linear. Many factors influence interest rates, and borrowers with smaller down payments can still secure competitive rates based on their overall financial picture.

PRIVATE MORTGAGE INSURANCE (PMI):

The belief that smaller down payments inevitably translate to higher interest rates is a common misconception in the world of home financing. While it’s true that a larger down payment can contribute to securing a lower interest rate, the relationship between down payments and interest rates is multifaceted. Borrowers with smaller down payments still have the opportunity to secure competitive interest rates by considering various factors that influence the lending landscape. INTEREST RATE DETERMINANTS:

Interest rates are influenced by a myriad of factors beyond the size of the down payment. Lenders consider credit scores, debt-to-income ratios, employment history, and overall financial stability when determining the interest rate for a mortgage. CREDITWORTHINESS IMPACT:

A borrower’s creditworthiness plays a significant role in shaping the interest rate. Even with a smaller down payment, individuals with strong credit profiles can negotiate favorable interest rates, highlighting the importance of maintaining a positive credit history. MARKET CONDITIONS:

The prevailing market conditions also impact interest rates. Economic factors, central bank policies, and fluctuations in the financial markets contribute to the overall interest rate environment. Borrowers can secure favorable rates during periods of economic stability or favorable market conditions. LENDER POLICIES AND PROGRAMS:

Lenders often offer various mortgage programs with different terms and conditions. Some programs cater specifically to borrowers with 12 l

For borrowers with smaller down payments, private mortgage insurance (PMI) may be a consideration. While it adds an additional cost, it enables individuals to secure financing with a lower upfront investment and does not necessarily result in significantly higher interest rates. GUIDANCE FOR BORROWERS:

Focus on Credit Management: Prioritize maintaining a positive credit history and a good credit score. A strong credit profile can contribute to securing a competitive interest rate, irrespective of the size of the down payment. EXPLORE LENDER PROGRAMS:

Research and explore mortgage programs offered by different lenders. Some lenders may have specific programs designed to accommodate smaller down payments while providing competitive interest rates. Consider Long-Term Affordability: Evaluate the overall affordability of homeownership, considering factors beyond the down payment and interest rates. A holistic approach to financial planning ensures sustainable homeownership over the long term. By debunking the myth that smaller down payments inevitably lead to higher interest rates, borrowers gain a clearer understanding of the nuanced factors influencing mortgage terms. Recognizing the multifaceted nature of interest rate determinants empowers individuals to make informed decisions and secure favorable financing terms based on their unique financial circumstances.

MYTH: DOWN PAYMENTS ARE THE ONLY UPFRONT COSTS Reality: Beyond the down payment, there are additional upfront costs such as closing costs, home inspections, and appraisal fees. Being aware of these expenses allows you to budget effectively and ensures a smoother homebuying THE POWER IS NOW REAL ESTATE MAGAZINE

process. The misconception that down payments are the sole upfront costs in the homebuying process can lead to financial oversights and surprises. In reality, prospective homeowners should be mindful of additional expenses beyond the down payment. Understanding these upfront costs, including closing costs, home inspections, and appraisal fees, is crucial for effective budgeting and a seamless homebuying experience. CLOSING COSTS:

Closing costs encompass various fees associated with finalizing a real estate transaction. These may include loan origination fees, attorney fees, title insurance, property taxes, and other charges. Typically, closing costs amount to a percentage of the home’s purchase price. HOME INSPECTIONS:

Home inspections are a vital part of the homebuying process, providing a comprehensive assessment of the property’s condition. While not always mandatory, inspections help uncover potential issues that may impact the home’s value or require repairs. Buyers are typically responsible for the cost of inspections. APPRAISAL FEES:

Lenders often require a home appraisal to assess the property’s market value. Appraisal fees, paid by the buyer, cover the cost of the professional appraiser’s evaluation. This step ensures that the home’s value aligns with the proposed mortgage amount. PREPAID EXPENSES:

Homebuyers may need to prepay certain expenses at closing, such as property taxes, homeowners insurance, and mortgage interest. These prepaid items contribute to the upfront costs but are essential for ensuring ongoing financial obligations are met.

GUIDANCE FOR EFFECTIVE BUDGETING: ●REQUEST A LOAN ESTIMATE:

Early in the homebuying process, request a Loan Estimate from your lender. This document provides an overview of the expected closing costs, helping you plan and budget accordingly. ●FACTOR IN INSPECTION COSTS:

While home inspections are valuable, they come with a cost. Factor inspection expenses into your budget, recognizing them as a necessary investment in understanding the condition of the property. ●NEGOTIATE CLOSING COSTS:

In some cases, buyers may negotiate with sellers to cover a portion of the closing costs. While this depends on the terms of the sale, it can help alleviate some of the financial burden. ●PLAN FOR PREPAID ITEMS:

Prepaid expenses are part of the upfront costs, so plan for property taxes, homeowners insurance, and mortgage interest payments that may be due at closing. ●UNDERSTAND APPRAISAL FEES:

Be aware of the appraisal process and associated fees. While it is a requirement for many loans, understanding this upfront cost ensures you are financially prepared. By dispelling the myth that down payments are the only upfront costs, homebuyers can navigate the financial landscape of real estate transactions more effectively. Awareness of additional expenses allows for informed budgeting, contributing to a smoother and more transparent homebuying process.

ESCROW ACCOUNTS:

Some lenders may require the establishment of escrow accounts to manage property taxes and insurance payments. Buyers contribute an initial amount to these accounts at closing, adding to the overall upfront costs. WWW.THEPOWERISNOW.COM

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CONCLUSION

Embarking on the journey to homeownership is a significant and exciting venture, but it’s essential to navigate the process with accurate information. In this exploration of common myths surrounding down payments and upfront costs, we’ve unveiled the realities that shape the landscape of home financing. Understanding that a 20% down payment isn’t a rigid requirement opens doors for many aspiring homeowners who may have alternatives to explore. Down payment assistance programs, varied funding sources, and the flexibility of acceptable down payment amounts empower buyers to tailor their approach to their unique financial circumstances. Moreover, recognizing that smaller down payments do not automatically equate to higher interest rates emphasizes the importance of a holistic financial profile. Creditworthiness, market conditions, and lender programs all play pivotal roles in shaping the interest rates offered to homebuyers. Beyond the down payment, we’ve emphasized the significance of being aware of additional upfront costs. Closing costs, home inspections, appraisal fees, and other financial considerations contribute to a comprehensive understanding of the financial commitment involved in purchasing a home. As you embark on your homebuying journey, armed with accurate information and a clear understanding of the nuances involved, you’re better equipped to make informed decisions. Remember to consult with mortgage professionals, explore available programs, and plan your budget with the full spectrum of costs in mind. In dispelling these myths, our aim is to empower you to approach the homebuying process with confidence and clarity. Whether you’re a first-time buyer or navigating the real estate landscape once again, the keys to successful homeownership lie in informed decision-making and a well-rounded financial strategy. Here’s to unlocking the door to your dream home with knowledge as your guide. Happy homebuying! 14 l

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AS COVID-19 MAKES IT

HARD FOR SOME PEOPLE TO PAY RENT, SOME LANDLORDS ARE SUGGESTING SEX INSTEAD OF RENT.

During the COVID-19 crisis, many people are struggling to pay rent. Unfortunately, some unscrupulous landlords try to force tenants to provide sexual favors in exchange for canceling or reducing rent. Sexual harassment in housing situations is illegal under the Fair Housing Act. If your landlord asks for sex or a maintenance person refuses to fix something in your apartment because you won’t provide sexual favors, that’s illegal. File a complaint with HUD and put a stop to it.

Go to hud.gov/fairhousing/sexualharassment or call 1-800-669-9777 Federal Relay Service 1-800-877-8339 If you fear for your safety, call 911.

FAIR HOUSING: THE LAW IS ON YOUR SIDE. A public service message from the U.S. Department of Housing and Urban Development in cooperation with the National Fair Housing Alliance.

WWW.THEPOWERISNOW.COM The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability.

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Empowering Communities through Financial Education: The Journey of Denise Hunt and Walking In Prosperity

n a world marked by financial challenges and disparities, there’s a shining beacon of hope in the form of “Walking In Prosperity,” a non-profit organization founded in 2023 with the mission of closing the wealth gap through financial education. This blog post delves into the heartwarming story of Denise Hunt, the driving WWW.THEPOWERISNOW.COM

force behind this movement, as well as the core values and vision of Walking In Prosperity.

DENISE HUNT: A PASSIONATE ADVOCATE FOR FINANCIAL LITERACY l 17

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Denise Hunt, the founder of Walking In Prosperity, is a passionate advocate for financial literacy. With 14 years of experience in the financial industry, a Bachelor of Arts in Sociology from the University of California, Los Angeles, and an MBA specializing in Finance from the University of Redlands, Denise is well-equipped to lead the charge for financial education.

A PURPOSE BORN FROM EXPERIENCE

CORE VALUES: BUILDING HEALTHY FINANCIAL BEHAVIORS Walking In Prosperity is built on a strong foundation of core values that guide their work: 1.A PATIENT HEART -

“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” (Proverbs 13:11) 2.A WISE PLANNER-

Denise’s journey to becoming a champion of financial literacy began with her upbringing in modest circumstances in Southern California. She witnessed firsthand the impact of the lack of financial education on generational wealth within her family and minority communities. This exposure ignited a deep-seated desire to make a change.

“A wise man thinks ahead; a fool doesn’t, and even brags about it.” (Proverbs 13:16)

TRANSFORMATIVE KNOWLEDGE AND EXPERIENCE

4.A SAVER -

Denise’s academic journey and professional experience in the financial industry played a pivotal role in shaping her commitment to financial education. Her interest in investments, including real estate and the stock market, was awakened during her pursuit of an MBA with a specialization in Finance. Denise knows the transformative power of financial knowledge and responsible money management.

WALKING IN PROSPERITY: BRIDGING THE WEALTH GAP Driven by her extensive experience and a fervent desire to empower her community, Denise Hunt founded Walking In Prosperity. This non-profit organization is on a mission to provide free resources, tools, and guidance to help individuals of all backgrounds navigate the complex world of personal finance. Denise’s life purpose is to be an advocate for financial literacy and to work towards closing the wealth gap in her community. 20 l

3.A BUDGETER -

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” (Luke 14:28) “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” (Proverbs 21:20)

BELIEVE AND RECEIVE: PROSPERITY & WEALTH Walking In Prosperity’s slogan, “Sowing Wisdom, Reaping Prosperity,” reflects their belief that prosperity and wealth are gifts from God. They encourage individuals to believe in themselves and the possibility of financial prosperity.

CONCLUSION In a world where the wealth gap is a persistent issue, Denise Hunt and Walking In Prosperity provide a beacon of hope through their commitment to financial education and empowerment. With their core values and unwavering dedication, they are working to bring financial literacy to those who need it most, ultimately closing the wealth gap and creating a more prosperous future for their community.

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They told me to “Try someplace else.”

So I did. I called HUD.

SCAN HERE FOR MORE INFO

I found the perfect apartment near a park and public transportation. I asked for a reasonable accommodation for my service dog, but the landlord told me “no pets – try someplace else.” So I called HUD and found out it’s illegal for a housing provider to prohibit service animals. I filed a complaint, and now my dog and I have a great place to live.

Fair Housing Is Your Right. Use It. Landlords must make reasonable accommodations for persons with disabilities, such as allowing for service animals or providing an accessible parking space. Report housing discrimination to HUD or your local fair housing center.

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) 1-800-927-9275 (TTY)

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

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Ariz

zona

L O C

ARIZONA

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VIP AGENT

YVONNE MCFADDEN

Realtor | Delex Realty

License: SA035043000 Office License: LC64980001 Contact: (408) 628-2619

www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

7311 E VIA ESTRELLA AVENUE SCOTTSDALE, AZ 85258

List price $1,850,000

PROPERTY INFORMATION

Located in the exclusive Monterey at Mountain View community, this beautiful home is bright, and light filled, with a great floor plan, high ceilings, and spacious rooms. The kitchen area, living room, and primary bedroom open to a delightfully peaceful pool and garden area that combines desert landscaping with a lush Mediterranean feel. The kitchen includes quartz countertops, and SubZero and Miele appliances. The primary bedroom and office are on the main floor with a loft area & two guest bedrooms upstairs. Marble flooring throughout the home together with exquisite carpeting adds to the elegant setting. European marble in vanities and showers and backsplash in the kitchen is stunning. The 3 car garage with new flooring, and storage cabinets galore will most certainly impress. A community pool and tennis court are just steps away. The community is only minutes from Scottsdale’s “World Famous Shopping” and excellent fine dining restaurants.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW! 3417 E AMELIA AVENUE, PHOENIX, AZ 85018

List price $1,175,300

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PROPERTY INFORMATION

Welcome to the enclave of Arcadia Lite! This immaculate residence boasts an array of finishes that epitomize luxury. At every corner, a sense of opulence greets you, making this property truly exceptional. Boasting the rare configuration of 4 bedrooms and 4 bathrooms, this home is a testament to Arizona living. Step into a welcoming expanse where an open and inviting kitchen seamlessly merges with the living space. The charm of granite and wood flooring graces each step you take. The master suite, a sprawling haven, features a walk-in closet and an oversized glass shower, offering a true retreat. Thoughtful design is evident throughout, with two additional bedrooms accompanied by private bathrooms, while a generously sized guest bath indulges with its tub. The sleek and sophisticated stone and tile finishes adorn the home with an air of elegance. Your private sanctuary awaits in the backyard, primed for entertaining.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

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16630 N 50TH WAY SCOTTSDALE, AZ 85254

List price $724,900

PROPERTY INFORMATION

Spectacular 4 bedroom, 2 bathroom home in the gated community of Encantobella. As you enter, you will notice the open concept layout and hardwood flooring that guides you through your journey into the home. Find joy cooking in the stylish eat-in kitchen, featuring stainless steel appliances, granite countertops, a pantry, and a breakfast bar. Relax in the privacy of the primary bedroom, featuring a sizable closet and an suite bathroom with a dual sink vanity, a soaking tub, and a separate shower. Unwind in the beautiful Scottsdale weather on the covered flagstone patio overlooking the expansive backyard with an outdoor grilling island. Enjoy your own private hot tub in the yard. This home is minutes from restaurants, shopping centers, and community amenities, including a park and pool Listing Courtesy of Delex Realty

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CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

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2946 S PETROGLYPH TRAIL, GOLD CANYON, AZ 85118

List price $3,840,000

PROPERTY INFORMATION

Beautiful builder lot and a well thought out Luxury home design. 360 degree mountain views. This Luxury Home includes 5 Bedrooms, 5 Full, 2-1/2 Bathrooms, Great Room Concept, Den, 2 Fireplaces Floor to Ceiling Climate Controlled Wine Room, State of the Art Gourmet Kitchen, Wet Bar, Large Laundry Room, Attached 1 Bedroom Casita with Kitchen and Separate Entrance. Luxury planned community at it’s finest, fully equipped with Community Pool, Golf & Country Club, Sports Club, Club House, Fitness Classes, Tennis & Pickle Ball Courts, Bocce and Croquet. LOT PURCHASE ONLY OPTION FOR $285,000.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

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3816 E EL SENDERO ROAD CAVE CREEK, AZ 85331

List price $1,342,800

PROPERTY INFORMATION

Stunning 3894 sq ft single level home featuring 4 bedrooms, 3.5 baths, on a 1+ acre lot with N/S exposure. Open floorplan with 12’ ceilings, 24’’ Italian porcelain flooring & plantation shutter window coverings throughout; home includes large master bedroom w/ spacious walk in closet, great room w/ wet bar, dining room, living room, den/office. Kitchen features stainless appliances, top tier granite countertops, solid maple cabinetry with staggered uppers, & large walk-in pantry. Relaxing resort backyard features north million dollar mountain views, large covered patio, sparkling pool w/ waterfall, heated spa, gas firepit area w/ seating, & outdoor pergola shaded kitchen complete with BBQ and pizza oven. Enjoy the palm trees, fruit bearing fig & citrus in your tropical desert oasis. Listing Courtesy of Delex Realty

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

9264 E SUPERSTITION MOUNTAIN DRIVE, GOLD CANYON, AZ 85118

List price $5,929,200

PROPERTY INFORMATION Beautiful builder lot and a well thought out Luxury home design. 360 degree mountain views. Luxury planned community at it’s finest, fully equipped with Community Pool, Golf & Country Club, Sports Club, Club House, Fitness Classes, Tennis & Pickle Ball Courts, Bocce and Croquet. LOT PURCHASE ONLY OPTION FOR $285,000..

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

5663 E HORSESHOE WAY PINE, AZ 85544

List Price $969,000

PROPERTY INFORMATION

Spectacular laser cut gate invites you to a newly repainted log lodge horse property with covered decks/patio on front and back of home. Beautiful great room with large windows open to the back yard and pellet stove in great room with newly remodeled kitchen with quartz counter tops and all stainless appliances. Large main floor master bedroom with dressing room and tub. Separate attached guest quarters on main level with bedroom, full bath, kitchen and great room. Two additional bedrooms on upper level with open shared sitting area. New garage doors on home and barn (with bonus room) and new owned 22 panel solar system. The property has a separate area with a 3 stall horse barn, corrals, and mare hotel. A new tuff shed for those tools and gardening supplies The entire property is fenced for privacy. The lot is one of few that is level and tall Pine trees add to a perfect setting.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619

www.yvonnemcfaddenrealtor.c

com

61 4 7 E L E W I S A V E NU E , S C O T TS D A L E , A Z 8 5 2 5 7

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TYPE CONDO

LIST PRICE

$599,000

PROPERTY INFORMATION: Fully remodeled townhome featuring open concept living with natural light. Brand new kitchen with quartz counter tops, tiled backsplash, and new appliances. The primary bedroom is spacious with walk in closet, brand new vanity, shower, and stand alone tub. Guest bath is fully remodeled w new shower vanity. Brand new waterproof viny laminate flooring throughout. In addition, private front and back patio and low maintenance landscaping.

CALL ME FOR DETAILS

Yvonne McFadden

Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

6641 E MEADOWLARK LANE, PARADISE VALLEY, AZ 85253

List price $7,700,000

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PROPERTY INFORMATION

Timeless & Sophisticated Estate - Nestled at the base of Mummy Mountain, 1.52 acre gated, luxurious property. Step Inside the grand foyer, feel the elegance curated via soaring ceilings, chandeliers, architectural details, & natural light. Gourmet kitchen, breakfast nook, butler kitchen, full bar & formal dining, provide fantastic spaces for entertaining. Split floorplan includes 2 en-suite bedrooms down one wing, plus 2500+ sqft owner’s wing with office/library, master bedroom, wet bar, private patio, sunken sitting area, spiral staircase/loft, full separate his/her bathrooms, huge closets. Bonus features include dedicated theater/office, arts/crafts room, & 600+ bottle wine cellar. Glass tiled pool/spa, mature landscaping, multiple covered patios, full guest house across the courtyard.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

“Will the apartment still be available when they

meet me in person?” “I made arrangements to look at an apartment, but when the landlord saw my son and me, he walked away. When we caught up with him, he said the apartment was already rented.”

Discrimination because of race or familial status is prohibited under the law. If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home. A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

YOUR POWER TO BUY A HOME IS NOW!

3204 S PONDEROSA DRIVE GOLD CANYON, AZ 85118

List price $1,623,400

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PROPERTY INFORMATION

Beautifully appointed contemporary style home equipped with clean, smart finishes. Opulent, well designed open concept home includes a wine room, large, oversized combined pantry and butler pantry with sink and 2 entrances, double waterfall islands, Miele Cook Top, Thermador double ovens, Electrolux Frigidaire in the kitchen. Second Laundry in Primary Bedroom. Each guest bedroom has it’s own on suite. Split floorplan with home office. Golf Club Membership applied for separately.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

2403 E GRAPEVINE DRIVE PAYSON, AZ 85541

List price $2,000,000

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PROPERTY INFORMATION

This spectacular ‘’Custom’’ Log Home with abundant natural light overlooks the par 4,11th fairway. The .44 acre cul-de-sac lot provides an ideal setting. The floor plan is warm and cozy with the kitchen, dining and family room open and combined. The upgrades are exceptional with light stone countertops, beautiful wood flooring, knotty pine cabinets and a vaulted wood ceiling. The spacious primary suite is on the main level including a terrific master bath and two closets. There are 3 large bedrooms and an entertainment room downstairs. Exterior decks, water heater, TV’s & audio system are brand new! The back deck provides a peaceful setting amidst several towering Ponderosa Pine trees. The home feels like a true sanctuary. A turn-key home. ALL FURNITURE IS INCLUDED Less the Artwork.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

16227 N 63RD PLACE SCOTTSDALE, AZ 85254

List price $1,399,000

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PROPERTY INFORMATION

Welcome to THE HERITAGE HOUSE located in the very private North Ranch neighborhood within the magic zip code of 85254. Midbar Development has carefully rebuilt the entire home from the studs-out and even more impressive was the remodel to allow better flow and use of space. This 4 bedrooms 2 bath, 2600 sf one level home has all new plumbing with recirculating hot water, all new electric including remote dimmers in every room, LED recessed lighting and 2 completely new mechanical (HVAC) systems. Sound proof insulation will keep the noise and temperature controlled. Level 5 Drywall in nearly every part of the house. 28’ of sliding doors at the back of the house brings an incredible patio and pool view amongst the backdrop of the incredible mountain range.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

YOUR POWER TO BUY A HOME IS NOW!

9956 E ADDY WAY, SCOTTSDALE, AZ 85262

List price $2,270,000

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PROPERTY INFORMATION

Nestled within an idyllic, exclusive gated community, this extraordinary residence epitomizes opulence and elegance, presenting breathtaking mountain panoramas on an expansive expanse of unspoiled terrain, spanning over an acre. This majestic estate stands ready to become the home of your most cherished dreams. As you pass through the gracefully arched iron and glass front door, a realm of pure refinement unfurls before your eyes. From the very instant you cross the threshold, you’ll be greeted by the finest of finishes, seamlessly blending the timeless allure of travertine and hardwood flooring. The kitchen stands as a culinary masterpiece, featuring state-of-theart built-in appliances, granite countertops, and a welcoming wet bar, perfect for hosting gatherings. The office stands as a a testament to bespoke craftsmanship, adorned with custom built-ins and a sunken wine room capable of housing over 200 of your finest wine bottles. Every facet of this residence exudes sophistication, with flawless light fixtures and an integrated whole-house smart wiring and sound system.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

Where Starting Over happens every day!

We’re Starting Over, Inc. - a 501(c)(3) organization dedicated to supporting and uplifting people experiencing the effects of mass incarceration, systemic racism, housing insecurity, substance addiction, and mental health issues. We believe that people impacted by these issues are the ones closest to the solutions, which is why we are a Black-led and criminal justice-impacted organization engaged in this work. From experience, we’ve learned that housing is critical, but alone, it is not enough to support those exiting prisons or the streets. We not only provide transitional housing, but also include holistic services such as peer support, case management, employment, wellness, and reentry services. We also work to address the root causes of our houseguests’ difficult situations, leading grassroots organizing and policy initiatives in the Inland Empire region and statewide. Established in 2009, we’ve served over 1,400 men, women, and families in Riverside and Los Angeles Counties through the reentry and transition process. We believe that the past does not define our future. We’re invested in creating safe and equitable opportunities for all members of our community, and especially those with past convictions. Housing opportunities are crucial for our community members and directly affect their ability to thrive. Starting Over, Inc. is committed to reducing and eliminating the many barriers to life after incarceration. We have a deep commitment to identifying and implementing evidence-based approaches to strong communities and families. We seek to creating program/project solutions where the need exists in our community. We do lots of things at Starting Over, Inc. - but our primary goal is to address the immediate effects and root causes of incarceration, be it through housing, employment, legislation, or community organizing. To get involved with our initiatives, access our services, or support our work through donations, you can reach us at (951) 898-0862 or office@startingoverinc.org.

www.startingoverinc.org

6355 Riverside Ave Suite 100, Riverside, CA 92506

Our programming and projects include, but are not limited to:

Transitional Housing

We currently operate eight homes in LA and Riverside Counties open to men, women, and children, with options for sober living or harm-reduction housing. All of our services are available to our houseguests, many of whom have been unable to obtain housing after being released due to their conviction histories. Case Management

Our Case Management specialists provide support to our guests with obtaining necessary documents/identification and accessing insurance, education, healthcare, clothing, food, & more. Peer Support

Our houseguests are not alone - our support specialists, having experienced incarceration, addiction, and homelessness themselves - understand our guests' needs and the barriers they face. We’re here to meet our guests wherever they are in their journeys and to support them moving forward through empowerment, support with recovery, referrals, and mentorship. Family Reunification, Equity, & Empowerment (FREE) Project

Mass incarceration affects not just individuals, but families - many of our community members and guests experience family separation at the hands of the child welfare system. The FREE Project is system-impacted led and organizes parents and family members in a non-judgemental space, advising on best practices and dependency court procedures. We recently sponsored and passed a statewide bill that eliminates major barriers to child placement and allows family members with criminal convictions unrelated to caring for children to be considered as placement options allowing for suitable family members with criminal convictions to step up in times of crisis. Employment

Through our Path to SEED program, we connect guests and community members with employment opportunities and provide training & support regarding obtaining and retaining employment, often a major hurdle for formerly incarcerated individuals. Marshall Legal Clinic

Our free clinics provide relief for expungements, wills/trusts, immigration, and more with the support of local legal organizations. Policy Advocacy

In the past year, we’ve co-sponsored and/or supported nearly a dozen statewide bills to reduce the scale of mass incarceration and its collateral consequences. We’ve also worked locally to influence Riverside County to reduce criminal history look-back periods from 7 years to 3 years in 2017 and to enable youth coming out of probation to be able to stay with their family members in subsidized housing. Grassroots Organizing & Civic Engagement

Our Participatory Defense organizing model (based on Silicon Valley De-Bug) empowers family and community members in the courtroom to positively impact their loved one’s outcome and to bring them home. As fiscal sponsor and start-up organization of Riverside All of Us or None (a chapter of a national initiative of formerly incarcerated people, family members, and allies advocating for the rights of the currently and formerly incarcerated people) we ensure that system impacted leadership remains at the center of the fight to keep our community together and address the social problems that incarceration purports to solve. Our community outreach team also disseminates voter registration and public health information regarding COVID-19, and we organize food and clothing relief for community members in need.

(951) 898-0862 office@startingoverinc.org

San Fra

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ancisico

O P

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SAN FRA

VIP AGENT

NORMAN GREEN

Owner/Realtor RE/MAX Prestigious Properties 2811 4th Avenue

License: 01337466 San Francisco, CA 94127 Office : (415) 564-3776 Fax: (415) 564-6313 Direct: (650) 296-5210

norman.green@remax.net

ANCISCO

YOUR POWER TO BUY A HOME IS NOW! 81634 Desert Willow Dr La Quinta, CA, 92253 Riverside County

Offered at $444,000

PROPERTY INFORMATION Address: 81634 Desert Willow Dr La Quinta, CA, 92253 Bed/Bath: 2/2.00 Total Rooms: 6 Square Feet: 1744 Year: 2004 Housing Type: Single Family Home Number of Stories: 1 Lot Size: 8712.00 sq ft

CALL ME FOR DETAILS: NORMAN GREEN

Sales Associate Owner License# 01337466 RE/MAX Prestigious Properties (650) 296-5210 (650) 296-5210

YOUR POWER TO BUY A HOME IS NOW! 202 Melissa Cir, Daly City, CA 94014

Offered at $1,250,000

PROPERTY INFORMATION

Nestled in the coveted Grand View gated community, 202 Melissa Circle exhibits pride of ownership showcasing a versatile floor plan welcoming everyone with plenty of space to spare. This beautiful tri-level home offers 4 bedrooms, 3 bathrooms and 2 car garage. Within the main level, you will find an expansive living space with an enclosed balcony and an open concept dining room that flows into the tastefully updated kitchen showcasing stainless steel appliances & modern cabinetry offering ample storage. A secondary bedroom with a private bath

CALL ME FOR DETAILS: NORMAN GREEN

Sales Associate Owner License# 01337466 RE/MAX Prestigious Properties (650) 296-5210 (650) 296-5210

Califo

ornia

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CALIFOR

VIP AGENT

BRIANA FRAZIER

Realtor

BRE License: 01751473 D: (951) 809-9077 f: (714) 908-7298

brokerbree@fraziergrouprealty.com www.fraziergrouprealty.com

RNIA

148 7 N A sh A v e R i a l t o , C A , 923 7 6 S a n B e r na r d i no C o unt y

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$512,000

PROPERTY INFORMATION: Prime Rialto neighborhood. 4 bedrooms, 2.25 bathrooms, 1877 square feet, on a 11,000 square foot lot. Features living room, family room with brick fireplace, eating area, kitchen, and laundry room. The property is sold asis, without any repairs. Please make an appointment to view this beautiful corner lot property with a Real Estate Agent or Broker of your choice. Near schools and parks, access to 210 and 215 Fwys. Lots of Potential.

PROPERTY INFORMATION:

4 BEDROOMS

Call Briana Frazier Realtor DRE#01751773

2 BATHROOMS

PARKING

mobile: (951) 809-9077 e-mail: brokerbree@fraziergrouprealty.com

148 7 N A sh A v e R i a l t o , C A , 923 7 6 S a n B e r na r d i no C o unt y

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$607,000

PROPERTY INFORMATION: Corner unit in the popular Country Terrace gated community. This community has always been desired due to it’s location, unique style, and it’s intimate size. One car attached garage with one assigned parking place next to the unit. Nice patio area that looks out to the greenbelt. The floorplan works well with two spacious room upstairs with vaulted ceilings and each having it’s own bathroom. There is also a balcony off the front room. Inside laundry. This condo needs some updating but has been priced below the most recent sale for this floorplan.

PROPERTY INFORMATION:

BEDROOMS

Call Briana Frazier Realtor DRE#01751773

BATHROOMS

mobile: (951) 809-9077 e-mail: brokerbree@fraziergrouprealty.com

192 8 S yc a m o r e H i l l D r , R i v e r s i de , C A 9 2 5 0 6

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$1,829,988

PROPERTY INFORMATION:

This home is nestled within the gates of the Hidden Canyon Estates. With its five bedrooms and five bathrooms, this 4,466-square-foot residence sits on a generous half-acre lot, complemented by an additional 1,500-square-foot casita or mothers-in-law quarters that can be easily converted into an ADU. Inside the main house, is a spacious living room and a formal dining room, perfect for gatherings and entertainment. On the main floor, you’ll find a convenient bedroom with a walk-in closet and a full bathroom

PROPERTY INFORMATION:

BEDROOMS

BATHROOMS

PARKING

Call Ruby Frazier Realtor

mobile: (951) 686-5261

DRE#01751773

e-mail: rubyfrazier@fraziergrouprealty.com

DIFFERENT NATIONAL ORIGINS.

SAME FAIR HOUSING RIGHTS.

It is illegal for landlords and real estate agents to deny you housing opportunities because of your ethnicity. The Fair Housing Act prohibits housing discrimination based on national origin. If you believe you have experienced a violation of your rights, file a complaint.

Go to hud.gov/fairhousing or call 1-800-669-9777 Federal Relay Service 1-800-877-8339

FAIR HOUSING: THE LAW IS ON YOUR SIDE. A public service message from the U.S. Department of Housing and Urban Development in cooperation with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability.

F I

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CALIFOR

VIP AGENT

RUBY L. FRAZIER

FULL SERVICE | PROPERTY MANAGEMENT INTERIOR DESIGN | RENTING RESEDENTIALS

LIC#01761773 O: [952] 686-5261 F: [714] 908-7298

www.fraziergrouprealty.com rubyfrazier@fraziergrouprealty.com

RNIA

offered at

$250,000

House for Sale! 1369 Congress Way San Jacinto, CA, 92583 Riverside County

WELCOME HOME!

Facilities Garden

1 Car Garage

2 Bedrooms

Kitchen

2 Bathrooms

Parking

Call Ruby Frazier Realtor DRE#01751773

This 2 bedroom, 2 bathroom home is located in the well established neighborhood of American Village. It offers a vaulted living room ceiling, a one car garage with laundry hookups and plenty of room for a work area. Additionally, there are ceiling fans in both bedrooms. Other amenities include a good sized patio, you are within steps from the club house, used for planned events and community get-togethers, a picnic area with picnic tables and horseshoes for those that are open to a challenge. For those residents that travel and enjoy sightseeing there is a fully fenced area to park your RV's.

mobile: (951) 686-5261 e-mail: rubyfrazier@fraziergrouprealty.com

647 E 3 7 t h S t , Los A nge l e s, C A 9 0 0 1 1

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$540,000

PROPERTY INFORMATION:

A unique opportunity to own a HUD Home in the heart of Los Angeles. This lovely property boasts two bedrooms, one bath, bonus room that could be used as a 3rd bedroom with a spacious backyard, perfect for entertaining or relaxing in comfort. With easy access to local restaurants, shopping, Downtown Los Angeles, and entertainment, this home offers the best of city living while still providing a peaceful retreat from the hustle and bustle. Don’t miss the opportunity to make this HUD home a wonderful property to own!

PROPERTY INFORMATION:

2 BEDROOMS

Call Ruby Frazier

1 BATHROOMS

PARKING

mobile: (951) 686-5261

Realtor DRE#01751773

e-mail: rubyfrazier@fraziergrouprealty.com

192 8 S yc a m o r e H i l l D r , R i v e r side, CA 92506

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$1,829,988

PROPERTY INFORMATION:

BEDROOMS

BATHROOMS

PARKING

Call Ruby Frazier Realtor

mobile: (951) 686-5261

DRE#01751773

e-mail: rubyfrazier@fraziergrouprealty.com

AS COVID-19 MAKES IT

HARD FOR SOME PEOPLE TO PAY RENT, SOME LANDLORDS ARE SUGGESTING SEX INSTEAD OF RENT.

Go to hud.gov/fairhousing/sexualharassment or call 1-800-669-9777 Federal Relay Service 1-800-877-8339 If you fear for your safety, call 911.

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VIP AGENT

DELORES GOLDEN BROKER CA DRE #01075537 1ST INTERSTATE REALTORS PHONE: (213) 718-2305 e-mail: homelady1@msn.com www.1sthomeinla.com

GELES

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4737 Don Porfirio Pl Los Angeles, CA 90008

LIST PRICE: $1,300,000

PROPERTY INFORMATION

Classic Baldwin Hills ranch style Beauty with a formal living room, Family Room, Den, dining room, kitchen and breakfast area. Unique features include separate office room and a detached he/she creative area located in the terraced yard. Property also features two car attached garage. Immaculate home -move in condition. Home is close to Kenneth Hahn Park, Tennis Courts, walking path on Stocker, Ingold Park on Stocker and La Brea, close to the Beach, LAX Airport, 405 and 10 freeways off La Cienega bled, 2 malls nearby Fox Hills and Crenshaw Baldwin Hills Mall.

CALL DOLORES GOLDEN Realtor DRE#01075537

phone: (213) 718-2305 e-mail: homelady1@msn.com WWW.1STHOMEINLA.COM

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3903 S Orange Dr, Los Angeles, CA 90008

LIST PRICE: $1,300,000

PROPERTY INFORMATION

one level house, with den /office, dining area, laundry area, and rear yard has porch , not covered, plus ADU, no garage, very spacious , near LaBrea ave and stores, supermarkets, and eateries ,between Coleseum and Obama Blvd, close to Kenneth Hahn Park, and walking trails, public transportation, close to LAX, and 10 freeway,ADU detached, has air and heat unit gated , and fenced, yard has screened gazebo, in need of repair* used for storage.

CALL DOLORES GOLDEN Realtor DRE#01075537

phone: (213) 718-2305 e-mail: homelady1@msn.com WWW.1STHOMEINLA.COM

YOUR POWER TO BUY A HOME IS NOW! 1444 W 22nd St Los Angeles, CA 90007 | University Park

Offered at $835,000

PROPERTY INFORMATION

USC Adjacent! Under $200/SF with ADUs! 1444 W 22nd St is a value add 4-Plex comprised of (4) Massive 986 Sq. Ft 1-Bed/1-Bath units delivered with 1 vacancy. These Huge units can be converted into 3-Bedroom Units! The property has FULL RTI Approved Permits= for (2) additional 1-Bed/1-Bath ADUs! With ADUs converting one unit into a 2-Bedroom, 1444 22nd operates at a 9.21% Cap Rate (Pre Construction Costs). Rare to find a property so close to USC with this much upside and will stabilize near a 14% Cap Rate! Using a conservative budget, after rehabbing the available unit and building the 2 Approved ADUs, your true cap rate will be over 7% before even touching the occupied units. Give us a call and we can walk you through this deal. You’ll never find a USC DPS zone multi-family at this Price per Square Foot Again.

CALL ME FOR DETAILS: DELORES GOLDEN Realtor DRE#01075537

phone: (213) 718-2305 e-mail: homelady1@msn.com WWW.1STHOMEINLA.COM

HOUSING DISCRIMINATION

UNMASKED.

Don’t let housing discrimination get covered up. “ When I went looking for an apartment, I wore a mask. But they could still see I’m Black. I was told that they wouldn’t rent to me because they heard Black people were disproportionately getting COVID-19.” COVID-19 inequity is real, and it shouldn’t be made worse because of housing discrimination. If you suspect housing discrimination because of your race, color or national origin, file a complaint with HUD or your local fair housing center so we can investigate it.

For more information, go to: hud.gov/fairhousing or call 1-800-669-9777 Federal Relay Service 1-800-877-8339 FAIR HOUSING: THE LAW IS ON YOUR SIDE. A public service message from the U.S. Department of Housing and Urban Development in cooperation with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability.

m o C b

CALIFOR

VIP AGENT

BRANDY NELSON

Broker | Owner

m: (760) 592-1571 o: (760) 660-6444 CalDRE#01471742 brandyn@windermere.com

RNIA

41117 CALLE PAMPAS, INDIO, CA 92203

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$413,250 PROPERTY INFORMATION:

Welcome to this charming property nestled in the desirable Sun City Shadow Hills community. This beautiful home offers a fantastic opportunity for comfortable and active 55+ living. The community also offers a wide array of amenities, including a clubhouse, fitness center, swimming pools, tennis courts, and more.Built in cabinets, open kitchen, granite counter tops. 2 car garage. Large yard with covered patio great for entertainment. Conveniently located near shopping, dining, golf courses, and medical facilities, this home provides easy access to everything you need. Don’t miss your chance to own this delightful property in Sun City Shadow Hills - a vibrant community designed for an active lifestyle.

PROPERTY INFORMATION:

2 BEDROOMS

BRANDY NELSON M: (760) 592 1571 O: (760) 660 6444

2 BATHROOMS

2 PARKING

CalDRE#01471742 brandyn@winder-mere.com

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YOUR POWER TO BUY A HOME IS NOW! 258 Calle Del Verano, Palm Desert, CA 92260

List price $475,000

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PROPERTY INFORMATION

Your Monterey Country Club retreat is ready for you! This 2BR, 2BA condo is a stylish sanctuary with a private courtyard oasis and an extended patio offering serene golf course views. Inside, discover a gourmet kitchen with granite countertops, top-ofthe-line KitchenAid appliances, and built-in wine storage. Dual master suites feature custom built-ins for added convenience. As you step onto the extended rear patio, panoramic golf course views unfold before you - a daily reminder of the breathtaking surroundings. The patio is not only a serene space but also an outdoor chef’s haven, featuring a built-in BBQ island It’s Southern California living at its finest - your dream home is just a showing away!

CALL ME FOR DETAILS: BRANDY NELSON M: (760) 592 1571 O: (760) 660 6444 CalDRE#01471742 brandyn@windermere.com

44408 ACACIA DR, PALM DESERT, CA 92260

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FOR SALE LIST PRICE

$1,450,000

PROPERTY INFORMATION:

6-unit multi-family located in the middle of Palm Desert. 2 triplex units being sold together and fully occupied by long term tenants. Gated complex with pool in the center and grass area. Laundry room that is coin operated for extra income. Each unit is 2 bedroom, 1 bath and 840 square feet.

12 BEDROOMS

BRANDY NELSON M: (760) 592 1571 O: (760) 660 6444

6 BATHROOMS

CalDRE#01471742 brandyn@winder-mere.com

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LIST PRICE: $15,000 0 POUND RD NILAND, CA 92257

1.25 acres of vacant land in Niland. About 4.5 miles from the town of Niland.

CALL FOR DETAILS BRANDY NELSON

m: (760) 592-1571 o: (760) 660-6444 CalDRE#01471742 brandyn@windermere.com

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LISTED FOR $330,000

2255 S Calle Palo Fierro Apt 75, Palm Springs, CA 92264

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Discover the ultimate Palm Springs retreat at 2255 S. Calle Palo Fierro #75. This ground-level condo offers a welcoming and spacious open floor plan, featuring two generously sized master en-suite bedrooms perfectly positioned for privacy. Step onto your own private patio, where you can relax and soak in the sun. Bonus features include a convenient washer/dryer inside the unit, allowing for effortless laundry days, as well as elegant plantation shutters that add a touch of sophistication to the space.Indulge in the resort-like amenities of Canyon Country Club Estados, where the community enjoys beautifully landscaped grounds adorned with fruit trees. Dive into relaxation with three heated pools and four invigorating spas. Stay active with five tennis courts and two pickleball courts, perfect for friendly matches and staying fit. The community also offers a clubhouse with a function room and kitchen, a fitness center, sauna, and barbecue grills for your enjoyment.With excellent hiking trails, downtown Palm Springs, and the Smoke Tree Shopping Center just minutes away, this condo presents an ideal opportunity for full-time living or a part-time vacation escape. Don’t miss out on experiencing the best of Palm Springs - seize this captivating oasis today!

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

25360 Cedar Glen Dr Idyllwild, CA 92549

REAL ESTATE JUST LISTED

LUXURY | CONTEMPORARY | SPACIOUS Gorgeous home surrounded by forest views. Unique interior, a beautiful grand baby piano, and a bonus area. Enjoy a private office area accessible from outside stairs. Lots of exterior space. Become part of the Big Cedar Glen Property Owners Association and make this hidden gem yours!

LIST PRICE:

$513,000

m: (760) 592-1571 o: (760) 660-6444 BRANDY NELSON CalDRE#01471742

brandyn@windermere.com

LIST PRICE: $274,000 2251 SHORE BREEZE AVE, THERMAL, CA 92274

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Cozy 3-Bedroom Home with Spacious Backyard and RV Parking!Welcome to this charming 3-bedroom, 2-bathroom home with a large back yard and convenient RV parking. This property offers the perfect blend of comfort and practicality.3 Bedrooms: This home boasts three well-appointed bedrooms, providing ample space for your family or guests.Spacious Backyard: The expansive backyard is perfect for outdoor activities, gardening, or simply relaxing under the sun. There’s plenty of space for kids and pets to play, and it’s a great canvas for your landscaping ideas.RV Parking: For those with recreational vehicles or boats, you’ll appreciate the dedicated RV parking space, ensuring that your prized possessions are secure and easily accessible.

Brandy Nelson CalDRE #01471742 m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LISTED FOR $285,000

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24101 Rice Rd, Desert Center, CA 92239 ABOUT THE PROPERTY Come into your private driveway into 3 acres with privacy and surrounded by desert views. Spacious house that is ready to move into. Island in kitchen, large living room, bonus room, etc. Large barn/garage with windows and ample space. Desert Retreat with lots of room for storage. 200 foot well for Sweetwater drinking water.

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

258 CALLE DEL VERANO, PALM DESERT, CA 92260

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$475,000 PROPERTY INFORMATION:

PROPERTY INFORMATION:

2 BEDROOMS

BRANDY NELSON M: (760) 592 1571 O: (760) 660 6444

2 BATHROOMS

CalDRE#01471742 brandyn@winder-mere.com

49140 JORDAN ST, INDIO, CA 92201

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FOR SALE LIST PRICE

$1,599,000

PROPERTY INFORMATION:

Welcome to your dream oasis in Desert River Estates! This upgraded home that is partially furnished is nestled on a sprawling 1/2 acre lot, offering you the perfect blend of luxury and tranquility. As you step inside, you’ll be greeted by an open and airy floor plan that seamlessly connects the living, dining, and kitchen areas, making it an entertainer’s delight. The high ceilings and large windows flood the space with natural light, accentuating the elegant features and fine finishes throughout.The gourmet kitchen is a chef’s haven, boasting top-of-the-line stainless steel appliances, custom cabinetry, and a spacious center island that doubles as a breakfast bar. Whether you’re hosting an intimate dinner party or preparing a family feast, this kitchen is sure to impress.The primary suite is a true sanctuary, offering a peaceful retreat after a long day. Pamper yourself in the luxurious ensuite bathroom with a deep soaking jacuzzi tub, a separate large shower, and dual vanities. The expansive closet provides ample storage for all your fashionable attire.Step outside into your own private paradise. The backyard is a haven for outdoor living, with a covered patio that’s perfect for al fresco dining and a sparkling pool to beat the desert heat. The vast 1/2 acre lot provides endless opportunities for entertainment with an outdoor bar and entertainment area and putting green. RV parking with hookups, outdoor shower, and a putting green.

4 BEDROOMS

4 BATHROOMS

PARKING

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BRANDY NELSON M: (760) 592 1571 O: (760) 660 6444

CalDRE#01471742 brandyn@winder-mere.com

53805 EISENHOWER DR, LA QUINTA, CA 92253

BEAUTIFUL HOUSE FOR SALE LISTING PRICE

$387,000

PROPERTY FEATURES Available now in La Quinta Cove! Great mountain views. Center patio with access from all bedrooms. Great opportunity to own in the Cove. Make it yours today! 3 Bedroom 3 Bathrooms

CONTACT ME BRANDY NELSON m: (760) 592-1571 o: (760) 660-6444 CalDRE#01471742 brandyn@windermere.com

33239 Acapulco Trail Thousand Palms, CA 92276

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REAL ESTATE FOR SALE

Located in the 55+ Tri-Palms Estates community. YOU OWN THE LAND! Home sits on a permanent foundation (433A). 2 bedrooms, 2 bathrooms, 3 car garage, fireplace, laundry room, primary bathroom has separate shower and soaking tub, and dual sinks. The backyard is gated and not open to the other lots. Community features include a clubhouse, restaurant with bar, multiple pools and spas, tennis, horseshoes, shuffleboard, live putting green and golf!

LIST PRICE:

$150,000

m: (760) 592-1571 o: (760) 660-6444 BRANDY NELSON CalDRE#01471742

brandyn@windermere.com

LISTED FOR $330,000

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56545 El Dorado Dr, Yucca Valley, CA 92284 Ranch style home with lots of space. Yard is desert landscaped with beautiful native plants and has mature trees, including big yucca trees! Property is fully fenced and includes a shed, 2 car garage and enclosed patio! This 3 bedroom, 2 bathroom home has 2 living space rooms both with fireplaces! About 6 miles from Hwy 62 with shopping and dining.

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LIST PRICE: $590,000 143 KAVENISH DR, RANCHO MIRAGE, CA, 92270

Located in gated Rancho Mirage Country Club!! Fabulous location overlooking the golf course with great views. Large patio and backyard perfect for entertaining. Open floor plan with natural light. Large tile, fireplace, large island in kitchen, and granite counter tops. Large two-car garage with a golf cart garage and a large driveway.

Brandy Nelson CalDRE #01471742 m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

72758 Sierra Vista Dr, Palm Desert, CA 92260

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PROPERTY DESCRIPTION

Gorgeous pool home on corner lot with owned solar. This exceptional home has Natural Light with open sight lines & a free flow from inside to outdoor living. Backyard with a Saltwater Pool & Spa, Big Mountain Views, BBQ, and Firepit. Corner lot with large front lawn.

Brandy Nelson CalDRE #01471742

List Price:

$650,000

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LISTED FOR $380,000

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25650 Kaiser Rd, Desert Center, CA 92239 BASIC INFORMATION

Welcome to Sweetwater Ranch! Located in a cul-de-sac on a large lot. You enter into an open floor plan with a formal dining area and living space with wood flooring. Kitchen offers an oversized island. There is 1 room and bathroom conveniently located downstairs. At the top of the stairs you will find a large loft and laundry room with lots of space. Built in storage for linens in the hall way.

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LISTED FOR $499,000

3820 Hopi Path, Borrego Springs, CA 92004 Investment Dream or Personal Oasis? This 4BR, 3 bath Borrego Springs gem offers endless possibilities! Immerse in luxury with ceramic tiles, granite counters, and stylish remodeled bathrooms. Enjoy energy independence with 40 owned solar panels. Plenty parking for RV, sand toys, etc!! Dip into your own paradise - a spacious pool with fenced privacy. Bonus: Self-sufficient mother-in-law suite beckons with private entrance, kitchen, bath, bedroom, and walk-in closet. Make it yours today

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

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FOR SALE FOR SALE $427,500 $280,000 25349 Marion Ridge Dr, 25340 Marion Dr, Idyllwild, CARidge 92549 Idyllwild, CA 92549

This 2 bedroom 2 bathroom home is available now! Here is your chance to win in the quaint town of Idyllwild. Front porch, 2 car garage, fireplace in living room, and surrounded by large trees. Make this your forever home or your mountain retreat!

BRANDY NELSON Windermere Homes & Estates Palm Springs

(760) 592-1571 (760) 660-6444 brandyn@windermere.com

1864 Balsa Ave, Yucca Valley, CA 92284

REAL ESTATE JUST LISTED

High Desert views and gorgeous skies. Beautiful kitchen with stainless steel appliances. Wood cabinets and fireplace in the living room. On permanent foundation with a 433 cert. Half an acre of land with lots of room and additional electric hook ups.

LIST PRICE:

$185,000

m: (760) 592-1571 o: (760) 660-6444 BRANDY NELSON CalDRE#01471742

brandyn@windermere.com

LISTED FOR $159,000

32160 Oakland Hills St, Thousand Palms, CA 92276

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Discover the perfect oasis for active seniors at Tri-Palm Estates! Own your land, enjoy low HOA fees, and immerse yourself in a vibrant community. This charming 2 bedroom, 2 bath mobile home provides an ideal living space where every day feels like a vacation. With in-house washer dryer hookups for effortless living, this property offers convenience at its best. Step outside and indulge in unlimited golf on two picturesque courses. Enjoy outdoor pools, rejuvenating spas, shuffleboard and lighted tennis courts, along with a clubhouse featuring dining, banquet facilities, and a recreation lounge. Tri-Palm Estates is not just about golf - it’s a comprehensive senior living experience. Conveniently located near shopping, dining, and entertainment, you’ll have access to retail therapy, delicious local restaurants, and exciting outings to nearby attractions. With the added benefit of the owner potentially carrying financing, this is an incredible opportunity you don’t want to miss

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LIST PRICE: $195,000 26560 CATALINA WAY, DESERT CENTER, CA 92239

Welcome to your serene desert escape! Nestled in the heart of Lake Tamarisk, this charming home offers a unique opportunity to experience the beauty of the desert with the added luxury of a picturesque lake in the neighborhood and a 9-hole golf course. All of this with no hoa. 3 bedroom, 2 bathroom house, and a lot of storage space. Step outside to a private backyard, where you can enjoy the desert’s natural beauty. The outdoor space provides an ideal setting for barbecues, gardening, or simply basking in the sun. Also has outdoor spa and sauna. Fenced in yard and patio. Large bedrooms, indoor laundry room, with plenty of room. Garage is large with extra storage above and in attic space.

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LISTED FOR $690,000

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79410 Spalding Dr, Bermuda Dunes, CA 92203 BASIC INFORMATION

This is a great opportunity for you to enjoy with your family or for you to invest in a successful vacation rental!! SHORT TERM RENTALS OK! This completely revamped 4 bedroom, in addition to reward office/room, with 3 bathrooms home looks for you!! Whether you’re enjoying the bright homey atmosphere inside or taking in the desert sun next to your private pool, there’s something for everyone. The interior of the home sparkles with all the finishing touches!

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

FOR RENT $2,500/M

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1284 Mac Rae Rd, Twentynine Palms, CA 92277 Welcome to the open desert area of Desert Heights!! Located on 5 acres of fenced property overlooking the desert, this 4 bedroom, 2 bath home features four bedrooms and two bathrooms! Beautiful sunsets and mountain views await you!! A FULL renovation has been done on this home! Here is your chance to enjoy this property with your family or as an investment property! When you enter the home through the NEW porch, you are greeted by an open floor plan. You’ll be amazed at how beautiful the new kitchen is, with its custom wood cabinets and tile backsplash!

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LIST PRICE: $274,000 2251 SHORE BREEZE AVE, THERMAL, CA 92274

Brandy Nelson CalDRE #01471742

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

LIST PRICE: $8,900 1144 STANFORD AVE THERMAL, CA 92274

Commercial Lot available for Sale. Get in and purchase this lot before all of the new Lithium construction and the newly revitalization and prices continue to rise. Salton Sea has now been named to become the New Lithium Valley of Southern California. Purchase this lot and the one next to it.

Brandy Nelson CalDRE #01471742 m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

58710 Natoma Trail Yucca Valley, CA 92284

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PROPERTY DESCRIPTION

Welcome to 58710 Natoma Trail, a beautiful 4-bedroom, 2-bathroom home,built in 2020, located in the highly sought-after Western Hills Ranchos area of Yucca Valley. Featuring stunning Joshua Tree views and a spacious three-car garage, this home is the perfect blend of comfort and luxury. The open floor plan makes entertaining a breeze, and the expansive windows let in plenty of natural light. High-quality life proof and water resistant flooring throughout the house, give it a comforting, cozy feel, coupled with lovely rustic cabinetry and luxurious granite countertops. The farmhouse kitchen sink will elevate your culinary experience.

Brandy Nelson CalDRE #01471742

List Price:

$425,000

m: (760) 592-1571 o: (760) 660-6444 brandyn@windermere.com

Do you know

Peppermint Ridge? We provide a community of loving homes and empowering support services for individuals with intellectual and developmental disabilities.

support and encourage our residents to live their

lives and fulfill their dreams by fully embracing their indvidual abilities and interests. With 24-hour specialized care and staffing, we provide comfortable, secure homes and recognize that everyone feels a sense of belonging when they have familiar places in which to spend time with family and friends.

There

is a true sense of family at Peppermint Ridge. Of the 94 adults who

live at The Ridge, 38 have lived here for more than 20 years, with 10 of those calling The Ridge home for 40 years or more. Residents have the opportunity to flex their muscles of independence while developing rich lives of their own away from their loved ones. About 30% of our residents have no family, so other Ridgers and our staff have become their family.

Many

caring companies, organizations and individuals in

the community enjoy getting to know The Ridge by helping on small projects, hosting fundraisers, lending a hand at events, volunteering in our office, and assisting residents in activities such as arts and crafts, pool days, horseback riding, music and piano lessons and exercise classes.

825 Magnolia Ave • Corona CA 92879 • 951.273.7320 www.PeppermintRidge.org • Tax ID: 95-2409851

C T M F

OAKLAN

VIP AGENT

KENNETH D. SESSION . SR.

CEO | BROKER OF SESSION REAL ESTATE

CALDRE # 01966148 T: [510] 568-4200 M: [510] 290-7990 F: [510] 559 -2690

8LI 1IRHI^ XIEQ

'LHJR

ksession@sessionrealestate.com

LISTED FOR $550,000

8324 Don Ave Stockton, CA 95209 | Colonial Heights PROPERTY INFORMATION Back on the market! Looking for a spacious and affordable real estate option? Look no further than our Large Duplex, which features 2 spacious 3 bedroom 2 bath units that are sure to satisfy all of your real estate needs. With one unit already occupied by the owner and the other available for rent at $1700, this is an opportunity you don’t want to miss. Plus, with separate water and convenient location close to the freeway, you’ll enjoy easy living in a comfortable and safe neighborhood. And with VA and FHA financing options available, it’s never been easier to secure your dream home.

Kenneth D.Session M: (510) 290-7990 T: (510) 568-4200

E: ksession@sessionrealstate.com www.sessionrealstate.net

LIST PRICE: $1,650,000 221 FAIRMOUNT AVE OAKLAND, CA

This vintage 1927 property featuring three 2 Bedroom/1 Bath Vacant large units and One 1 Bedroom/1 Bath large tenant occupied unit complete with a Dining Room has been tastefully upgraded and meticulously maintained with modern finishes and gleaming hardwood floors. Conveniently located near the Broadway Corridor with wonderful shops, restaurants, markets, and close to transportation.

Kenneth D.Session, SR. T: (510) 568-4200 m: (510) 290-7990 E: ksession@sessionrealstate.com

WILDFIRES DON’T CARE ABOUT YOUR RACE. BUT WHEN WE TRIED TO RENT A NEW PLACE TO LIVE, WE LEARNED THAT SOME LANDLORDS DO. When the fire came, we had to run from our home. Fortunately, we found temporary shelter. But as we started looking for a place to live, we ran into housing discrimination, which isn’t just unfair – it’s illegal. If you feel that a landlord or broker has denied you the sale, rental or financing of a home based on your race, color, religion, sex, national origin, disability or because you have children, report it to HUD or your local fair housing center.

Go to hud.gov/fairhousing or call 1-800-669-9777 Federal Relay Service 1-800-877-8339

HOUSING DISCRIMINATION

UNMASKED.

Color

rado

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D D O i

COLORA

VIP AGENT

WALTER E. HUFF II

Realtor

DRE# 1312180 D: [720] 289-9095 O: [303] 785-1267 info@HuffPIA.com

ADO

LISTED FOR $470,000

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4591 Abilene St, Denver, CO 80239

Price Improvement for this Home!! Lots of Square Footage for $450k, Seller will consider helping Buyer secure a Lender 2-1 Buydown Financing!! Seller prefers Quick-Quick Closing!! Best Home for the Value & Price in Montbello, priced below the Market!! Instant Housing Wealth Opportunity for Your Buyers!! well-cared-for 3Bd/3Ba 2 Story, with BSMT, located on an expansive Corner Lot 8, 310 Sq. Ft. (2 access entry gates to backyard), Have an RV to park?? and want to avoid paying RV storage costs... then check out this Great Family Home!! Some updates include New Back & Front Door(2023), Newer Electrical Breaker Panel Box(2022), Newer Refrigerator(2022), New Kitchen Window(2023), New 50 lb Hot Water Heater(2023), New Central Air Conditioning(2023), Newer Garage Door(2019), Expansive Covered Concrete, Back Patio for Family Barbeques!! Don’t miss out on this opportunity

Walter Huff II DRE #1312180 C: (720) 298-9095

D: (303) 785-1267 F: (303) 785-1266 E: walterhuff78@gmail.com

https://images.homes.com/listings/102/2477095613-124617251/3066-s-emporia-ct-denver-co-primaryphoto.jpg https://images. homes.com/listings/102/2477095613-124617251/3066-s-emporia-ct-denver-co-primaryphoto.jpg

LIST PRICE: $575,000

3066 S EMPORIA CT, DENVER, CO 80231

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Location, Location, Location plus Awesome Potential = A Excellent Opportunity to buy this 3 Bd/3 Ba Home, 2 Car Attached Garage, and you could have the Perfect Home!! Awesome Renovation Opportunity with Instant Equity or Housing Wealth on Move-In Day 1!! Near Cherry Creek Bike Trail/Hampden Heights Park, Hampden Heights Community Pool Club Amenities, Library, and Public Transportation Connections, Bring your Imagination & make your Dreams come True!! *Do not let this opportunity Pass You By * Being Sold in its current “As-Is” Condition * There’s no excuse to lose out on this one!! Check out the Excellent Renovation Loan Programs Available & Start Packing!! Walter Huff II DRE #1312180

C: (720) 298-9095 D: (303) 785-1267 F: (303) 785-1266 E: walterhuff78@gmail.com

LISTED FOR $525,000

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3546 Ivy St Denver, CO 80207 | Park Hill This charming All Brick ranch in North Park Hill with character galore throughout, features Three bedrooms, one bathroom, and 1140 square feet-Full Basement, Covered Front Porch, and Gorgeous Matured Back Yard, bring your Personal Touches and make this Home Your Dream Home!! Excellent Sweat Equity potential to build more Housing Wealth in!! Walk or Bike to nearby Skyland Park, Community Recreation Center, Public Transit, and Mom & Pop small businesses. Opportunity is knocking on your door, but itwon’t be available too long. Schedule your Private viewing ASAP.

Walter Huff II DRE #1312180 C: (720) 298-9095

D: (303) 785-1267 F: (303) 785-1266 E: walterhuff78@gmail.com

LIST PRICE: $25,000 R0029767, CRIPPLE CREEK, CO 80813

This is a Wonderful piece of undeveloped land, located close to the heart of Cripple Creek with Casinos, shopping, museums and more.

Walter Huff II DRE #1312180

C: (720) 298-9095 D: (303) 785-1267 F: (303) 785-1266 E: walterhuff78@gmail.com

LIST PRICE: $$399,900

755 MOLINE ST AURORA, CO 80010 | DELMAR PARKWAY

The seller relocating and is looking for a Buyer who will care for this Delightful Home!! This Charming Home has 3BD/1BA, Open Floor Plan, Eat-In Kitchen, Granite Counters & Stainless Steel Appliances, 2 Sheds, and is Close to Del-Mar Park, Public Transportation, Shopping, and Schools at this price, and the opportunity to call this your “Home Sweet Home” will not last long!! It’s your Move!! Walter Huff II DRE #1312180

C: (720) 298-9095 D: (303) 785-1267 F: (303) 785-1266 E: walterhuff78@gmail.com

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ecticut

D M O w s

CONNEC

VIP AGENT

STEVEN RIVKIN

Reo Broker

DRE# 1312180 Mobile: (203) 982-4985 Office: (203) 387-0200 www.greaternewhavenhomes.com srivkin@planetrealtyct.com

CTICUT

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LIST PRICE: $310,000 46 GEORGE ST, HAMDEN, CT 06514

Nestled within the peaceful and highly desirable Highwood area of Hamden, CT, lies a remarkable opportunity for homeowners and investors alike. The heart of this remarkable 3-family residence lies within its three up and down units, each fully rented and contributing to a flourishing rental income stream. This property is a dream come true for owner-occupants seeking an oasis of their own. Live in one of the units and relish the joys of homeownership, all while benefitting from the rental income generated by the remaining units. It’s an ideal scenario that offers both financial stability and the comfort of having tenants contribute to your mortgage

STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

169 Derby Ave, Seymour, CT 06483

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List Price:

$ 264,000

PROPERTY DESCRIPTION Welcome to your dream waterfront retreat on the scenic Naugatuck River in beautiful Seymour, CT. This charming home boasts direct water frontage, offering a tranquil and picturesque setting that will captivate you from the moment you arrive. Situated on a spacious lot, this property features 3 bedrooms and 1 full bath, providing comfortable living space spanning over 1500 square feet. There are wide plank floors and open beam ceilings and so many vintage CT features. The open and inviting floor plan seamlessly blends the living, dining, and kitchen areas, creating a warm and welcoming atmosphere for both relaxing and entertaining. Step outside onto your private deck or patio, where you can savor the serenity of the riverfront setting. Whether you prefer to relax with a morning coffee, host barbecues, or simply enjoy the beauty of nature, this outdoor space is sure to become your personal oasis. Located in the desirable town of Seymour, residents will enjoy a host of amenities, including nearby parks, shopping, dining, and easy access to major highways for convenient commuting. Schedule your private showing today and prepare to be enchanted by all that this property has to offer STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

4 6 Dayton St, New Haven, CT 06515

SINGLE FAMILY HOME FOR SALE LIST PRICE

$475,000 Back to Table of Contents

PROPERTY INFORMATION:

Welcome to this charming and spacious 3-family home located in the desirable Westville area of New Haven. Perfect for both income generation and owner occupancy, this property offers endless possibilities. With a nicely maintained interior and exterior, this home is ready to welcome its new occupants. Each unit boasts ample space, providing comfortable living for all residents. The layout includes 6 total bedrooms and 3 bathrooms, ensuring privacy and convenience. The interiors feature an inviting ambiance with plenty of natural light, creating a warm and cozy atmosphere. The well-equipped kitchens offer functionality and style, making meal preparation a breeze. The living areas are generously sized, allowing for flexible furniture arrangements and creating a welcoming space for relaxation and entertainment

PROPERTY

STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515 Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

2 PARKING

246 Freeman St Hartford, CT 06106

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PROPERTY DESCRIPTION Come see this beautiful Colonial with 3 bedrooms, 1.5 baths with over 3,000 square feet of living space. Quiet area. Owner is making some upgrades for the sale including new flooring and paint. Put this on your short list

STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

List Price:

$230,000

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

10 Les t e r S t , W e st H a v e n, C T 06516

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FOR SALE LIST PRICE

$290,000

PROPERTY INFORMATION:

Welcome to this expansive 3-family home located in the desirable seaside City of West Haven, Connecticut. This spacious residence offers over 3000 square feet of living space, providing ample room for comfortable living and potential rental income. Situated on a generous lot, this property also features a detached garage, offering additional storage space or the possibility of transforming it into a workshop or studio. While this home is in need of renovation to reach its highest and best value, it presents an excellent opportunity for those seeking to bring their creative vision to life. Whether you’re an investor looking to maximize rental potential or a homeowner wanting to create your dream coastal residence, this property offers endless possibilities. One of the standout features of this location is its proximity to various parks, services, and the picturesque West Haven Beach

PROPERTY INFORMATION:

2 PARKING STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

88 D a w e s A v e , H a m d e n, C T 065 1 7

FOR SALE

LIST PRICE

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$270,00

PROPERTY INFORMATION:

Welcome to this charming colonial home nestled in the desirable Whitneyville area of Hamden, Connecticut. This timeless residence boasts a classic floorplan, offering a perfect blend of comfort and elegance. The main level features a spacious living area, ideal for entertaining guests. Natural light floods through large windows, illuminating the hardwood floors and adding to the warm ambiance. The kitchen is a haven for culinary enthusiasts. Adjacent to the kitchen, you’ll find a lovely dining area to create lasting memories. Upstairs, you’ll discover three generously sized bedrooms for relaxing. There is a convenient half bath on the main level and a full bath on the upper level. A highlight is the private yard, a tranquil oasis that invites you to enjoy outdoor activities. Also included is a one-car attached garage, and a 3season sun porch, where you can soak up the sunshine or enjoy a cool breeze This property is HUD owned. Sold AS-IS. Reserve Escrow available HUD IE. Financing available is Cash, Conventional, FHA 203K financing. Case #061-272524.

PROPERTY INFORMATION:

1 PARKING STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

236 Y o r k S t , W e st H a v e n, C T 06516

FOR SALE LIST PRICE

$109,900

PROPERTY INFORMATION:

Tired of the rental treadmill? Welcome to a spacious 910+ sq.ft. 1-bedroom condo brimming with potential, located in privately-owned Spring Gardens Condominiums. For the imaginative homebuyer or smart investor, this unit is a blank canvas, eagerly waiting for a touch of modern flair and your personalized finishes. Utilities and all electric very easy to manage. It’s always a great time to own your own. Make the smart move today and secure your tomorrow. Contact your favorite agent and buy this today

PROPERTY INFORMATION:

1 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

1 BATHROOMS Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

LIST PRICE: $229,900

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48 HIDDEN POND RD, WATERBURY, CT 06704

Lovely raised ranch quietly nestled on a serene cul-de-sac street in Bucks Hill. Built in 1986, this home boasts 1284 sq ft of main living space, and an additional 690 sq ft in the partially finished lower level – perfect for home game nights or casual entertaining. The interior has 3 spacious bedrooms and two full baths, one as a main bedroom suite. The light-filled living room is a great meeting space, perfect for your daily unwind. This space has a vaulted ceiling and brick hearth fireplace. The efficient yet spacious kitchen serves up style and function for entertaining. Don’t let this opportunity slip away! STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

LIST PRICE: $135,000 693 QUINNIPIAC AVE UNIT 693, NEW HAVEN, CT 06513

Great home near the Quinnipiac. Updated townhouse style condo located in Fair Haven Heights. Currently leased. Modern upgrades and great condition. Contact today

STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

236 Y o r k S t , W e st H a v e n, C T 0651 6

FOR SALE

PROPERTY INFORMATION:

Don’t miss out on this opportunity to own a 3 bedroom Colonial style home in a convenient yet country-like setting with a lovely back yard. Envision a life steeped in classic New England charm and character. This expansive three-bedroom, one-bath colonial home awaits your loving touches. From its timeless architectural details to its generously-sized rooms, every inch of this residence echoes stories of yesteryears while eagerly awaiting your modern touch. Its well-proportioned living spaces present the perfect canvas to bring your dream home to life. Within this sizable haven, you’ll find an abundance of natural light filtering through tall, gracious windows.

PROPERTY INFORMATION:

3 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

1 BATHROOMS Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

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List Price:

$285,000

132 Newhall St, New Haven, CT 06511 PROPERTY DESCRIPTION Discover a unique opportunity in New Haven, CT with this meticulously designed duplex! Each unit offers a thoughtfully crafted living space, with the first unit featuring 3 bedrooms and 2.1 baths, while the second unit boasts 2 bedrooms and 1.1 baths. Built in 2012 under the expert supervision of the Yale School of Architecture and in collaboration with Neighborhood Housing Services, this property exemplifies modern design and community engagement. Both units showcase architectural innovation and attention to detail. Enjoy spacious, well-appointed interiors with an abundance of natural light, sleek finishes, and openconcept layouts. With a prime location in New Haven, you’ll have easy access to the city’s vibrant culture, dining, and entertainment. Don’t miss this chance to own a duplex that’s a testament to architectural excellence and community development. This property is HUD owned. Sold AS-IS. Reserve Escrow available HUD IE. Financing available is Cash, Conventional, FHA 203K financing. Case #061-457343. Lead-Based Paint Addendum attached. Buyers: Please make an appointment to view this home and discuss with the Real Estate Agent of your choice. Sold “AS IS” by electronic bid only. STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

1019 O l d Tur np i k e R d , S o ut hi n g t o n, C T 0 6 4 7 9

FOR SALE LIST PRICE

$180,000

PROPERTY INFORMATION:

Discover this cozy ranch-style gem nestled in the tranquil Plantsville neighborhood of Southington. The home offers 3 bedrooms and 1 bathroom and 1380 SF of living space. Come experience the serenity of country living in this quiet neighborhood, away from the hustle and bustle. Despite its peaceful setting, this home provides easy access to nearby amenities, ensuring a comfortable lifestyle. Perfect for investors, this property offers endless possibilities for customization and renovation and is also a Handy Homeowner’s paradise. If you’re a handy homeowner, this blank canvas is your opportunity to create your dream country haven.

PROPERTY INFORMATION:

3 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

1 BATHROOMS Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

P O i c a t

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List Price:

$74,900

65 Donna Dr Unit B2, New Haven, CT 06513

PROPERTY DESCRIPTION One Bedroom Condo in Foxon Area of New Haven: A Great Opportunity for the Savvy Investor! Are you an investor looking for your next big opportunity? Look no further than this bright, airy 1 bedroom condo located in the desirable Foxon area of New Haven. This unit is not only a great investment opportunity, but it also has the potential for a handy homeowner to add value. Don’t miss out on this chance to make a profitable investment in the ever-growing market of New Haven.

STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

129 Pitt St, Bridgeport, CT 06606

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FOR SALE LIST PRICE PROPERTY INFORMATION:

This charming single-family cape style home in the sought-after Chopsey Hill offers a comfortable and inviting living space. Boasting 3 bedrooms and 1 bath, this home is perfect for families or those seeking a cozy retreat. Upon entering the main level, you’ll be greeted by a warm atmosphere. The connected living room features abundant natural light, creating a bright and airy ambiance. The kitchen offers ample storage and counter space, making meal preparation a breeze. Its functional eat-in layout ensures convenience and efficiency, allowing you to effortlessly whip up culinary delights. The three bedrooms offer a peaceful sanctuary for rest and relaxation. Each room is generously sized and features large windows that provide plenty of natural light. The full bathroom has been tastefully updated, providing modern amenities and a touch of luxury. Step outside into the lovely private yard, where you’ll find a delightful deck, perfect for enjoying morning coffee or hosting summer barbecues with friends and family. Some updating will make this your beautiful home. Welcome to your dream home in Bridgeport!

PROPERTY INFORMATION:

3 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

1 BATHROOMS

PARKING

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

236 Y o r k S t , W e st H a v e n, C T 06516

FOR SALE LIST PRICE

$599,900

PROPERTY INFORMATION:

estled in Sandy Hook, CT, discover this stunning colonial masterpiece. With 2440 sq ft of meticulously remodeled space, this home is a harmonious blend of tradition and innovation. Step inside and be greeted by rich hardwood floors that open to an expansive kitchen with modern amenities. The state-of-the-art kitchen adorned with sleek granite countertops and custom cabinetry is a space where both intimate dinners and grand celebrations come to life. The home’s flow is natural and inviting, following a breakfast nook and a large great room with a modern fireplace, boasting cathedral ceilings and an airy feel. Across the kitchen is a formal dining room and a distinctive parlor for greeting guests or as a formal den or library.

PROPERTY INFORMATION:

4 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

2.5 BATHROOMS

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

571 Beaver St, Ansonia, CT 06401

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FOR SALE LIST PRICE

$280,000

PROPERTY INFORMATION:

Come see this captivating two-family home nestled in Beaver Brook, Ansonia, CT. Situated on nearly 0.6 acres of land, the property backs up to the lush Naugatuck State Forest, offering stunning views and direct access to outdoor activities like hiking, bird watching, and nature walks. Perfect for extended families or those seeking a blend of community and nature, this property offers an idyllic retreat without sacrificing convenience. This duplex home boasts over 2685 square feet of living space and features a total of 5 well-appointed bedrooms, providing ample space for a large or multi-generational family. As a two-family residence, this property offers flexibility. Live in one unit while renting the other, or utilize both spaces for family members, ensuring privacy and comfort for all. Despite its peaceful setting, the home is conveniently located near local amenities, schools, and transportation links, making daily life and commutes hasslefree. There are 3 separate garage bays for dry storage or your vehicles and two distinct sun porches for relaxation.

PROPERTY INFORMATION:

5 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

2 BATHROOMS

PARKING

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

3D TOUR

3 7 E d ge w ood Av e , S h e l t on , CT 0 6 4 8 4

FOR SALE LIST PRICE

$350,000

PROPERTY INFORMATION:

Discover your dream home nestled in Fairfield County’s Shelton, CT, a haven for family living. This wonderful property, set on a serene .38-acre lot, offers a peaceful retreat and a backdrop of secluded woods and views of the Housatonic River Valley. Spanning 2, 000 SF+ of living space, this residence blends classical charm with modern comfort. The interior boasts exposed woodwork, details, and custom-built-ins that add character to every corner. Your home features 3 spacious bedrooms and 2.5 baths, designed to the needs of a growing family. Living areas include a cozy living room, formal dining room ideal for gatherings, a library, and a versatile bonus room that can serve as a home office, playroom, or media room.

PROPERTY INFORMATION:

3 BEDROOMS STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

2.5 BATHROOMS

Office: (203) 387-0200 Cell: (203) 982-4985 Email: srivkin@planetrealtyct.com

Flor

rida

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L M O

w a

FLORIDA

VIP AGENT

ADRIANA MONTES JD MBA

Broker | Owner

License: DBPR #BK 3096165 M: [321] 689-6258 O: [407] 654-9992

www.floridadreamsrealty.com andriana@floridadreamsrealty.com

FOR RENT $8,000/MO

485 BRICKELL AVE, APT 1604, MIAMI, FL 33131

CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

PROPERTY SPECIFICATIONS The property is part of the Via Palm Lakes community. It is located in a gated Welcome to the epitome of luxury and comfort at 485 Brickell Ave, Apartment 1604. Nestled in the heart of Miami’s bustling financial district, this 2-bedroom, 2-bathroom condo offers a lifestyle of elegance and convenience. As you step into this modern apartment, you’re greeted by an open floor plan awash with natural light, courtesy of floor-toceiling windows that also provide breathtaking views of the Miami skyline. The living room is the perfect space for relaxation or entertaining, seamlessly connecting to a contemporary kitchen fitted with high-end stainless steel appliances. Each bedroom is a sanctuary designed with your utmost comfort in mind, featuring spacious closets and large windows.

2 BED

2 BATH

FOR RENT $3,000/MO

151 N ORLANDO AVE APT 131, WINTER PARK, FL 32789

CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

PROPERTY SPECIFICATIONS

Amazing location in Winter Park! Full LAKEFRONT view, fully renovated end unit condo on spring fed, navigable, & private Lake Killarney. o Sunset views every evening from your living, kitchen, dining, and master bedroom! o Lakefront pool and private boat dock with ~14 slips (see management for availability). Assigned parking space, community storage & mail just outside the back door. o Walk to Trader Joe’s, Hillstone’s, Winter Park Village, Publix, movies, restaurants, shopping, etc. Bike or walk to Downtown Winter Park and Sunrail. Fully renovated unit with extra care to space planning.

YOUR POWER TO BUY A HOME IS NOW! 2124 Umbrella Tree Dr, Edgewater, FL 32141

List price $329,900

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PROPERTY INFORMATION

Discover serene country living on a 12-acre ranchette near Lake Fork. Tucked at the end of a long driveway, this home features custom finishes in a tranquil setting. Enter thru grand double doors into the bright interior with vaulted ceilings, setting the stage for a luxurious living experience. Featuring an open floorplan, the heart of this home is the stunning kitchen with a massive island, farmhouse sink, granite countertops, & elegant white cabinets. Wood & brass accents add tasteful flair, while a spacious walk-in pantry with custom shelving & an imported Belgian sink adds functionality. The vaulted primary bedroom is a retreat with a spa-like bathroom & an oversized walk-in closet with built-in drawers, custom shelving, recessed lights, & a vanity table.

CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

FOR RENT $15,000/MO

601 NE 27TH ST, # 1905, MIAMI, FL 33137

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CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

PROPERTY SPECIFICATIONS

Fantastic two level Penthouse with endless panoramic views of Biscayne Bay and Miami Beach! Very large rooftop terrace with jacuzzi and bar area. Newly renovated with marble floors throughout. 14 ft Ceilings, contemporary Italian kitchen cabinetry with BOSCH appliances. Advanced smart wiring system in place. Boutique building with only 90 units. Very low maintenance fee. LEED Gold certified building with 240ft of water frontage. Efficient on energy and water consumption. Great for investors! Amenities include business center, movie theater area, pool with bay views, and fitness center/yoga room. Electric car charging stations. Beautifully landscaped 20,000 sq ft park. Located in Edgewater- 10 minutes from Downtown Miami, airport, and Miami Beach.

Live life in full color. Encourage and accept diversity in your neighborhood and community. It will promote a greater sense of engagement, better prepare your children for the global community they will inhabit…give us all a richer life. To better understand how neighborhood diversity will benefit you and your family, please log onto www.ARicherLife.org.

Celebrating the 40th Anniversary of the Fair Housing Act

FOR RENT $5,500/MO

445 HAMDEN DR, APT 302, CLEARWATER, FL 33767

CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

PROPERTY SPECIFICATIONS Please contact (407) 3 7 8 4 3 3 2 if interested! -- TOP 3rd FLOOR ROCK STAR PAD 2 BEDROOM 2 BATH over 1000 square feet is big on features! This place has it all! The BEST place to hang out at the beach. Large living room area. Laundry room with Washer and Dryer for your convenience. Comfortable bedrooms feature 1 KING BED & 2 QUEEN BEDS and large walk-in closets with a window view of the Gulf of Mexico to the west and towards the north along the island. 1 queen sofa bed in the living room area for additional sleeping area. Tastefully decorated in warm tones the flooring is 20 inch ceramic tile throughout except for carpeting in the bedroom.. From the bedrooms you have a view of the Gulf of Mexico. Heated on-site Pool.

2 BED

1 BATH

FOR SALE $199,999

4022 SHELLMAN ST, ORLANDO, FL 32811

CALL ME FOR DETAILS:

ADRIANA MONTES, JD MBA m: (321) 689-6258 adriana@floridadreamsrealty.com www.floridadreamsrealty.com

PROPERTY SPECIFICATIONS New buyer will assume all violations and fines.

2 BATH

Mary

yland

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O # P

MARYLA

VIP AGENT

EmERICK A. PEACE

OPERATING PATNER REALTOR # 320004 PHONE: (240) 882-0198

emerickpeace@kw.com

AND

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LISTED FOR 403,000

12611 Town Center Way, Upper Marlboro, MD 20772 Property Information

Get ready to get in love with this 3 Storey-property that features 2 Bedrooms, 2 and Half Bathrooms, Huge Family Room, Granite Counters, Deck, and Finished Basement. Countless upgrades such as new paint and new floors have been made! Come see YOUR new HOME today!

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com

LISTED FOR $359,000

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6004 Sherrill Rd, Catonsville, MD 21228 Property Information

Lovely Rambler in Westview Park This 2- level charmer sits on a generous lot on the rarely available block of Sherrill Road that features 3 Bedrooms, and One Full and Half Bath, Updated Kitchen with Stainless Appliance Granite Counter Newer Cabinets Spacious Living Room Dining Area Huge Sunroom Finished Basement with Large Rec Room Den Half Bath Laundry Room and Workshop Area .All situated on a Beautiful Landscaped Lot access to all major routes, near shopping, bus route, and tree-lined quiet street.

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com

LISTED FOR $620,000

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com Back to Table of Contents

65 Allison St NE, Washington, DC 20011 Property Information

Wonderful Opportunity with tremendous flexibility...This wonderful home is licensed as a 2 unit dwelling and will satisfy your requirements if you choose to own it as a single dwelling or a dual resident dwelling. This bright and airy home has numerous upgrades windows, roof, paint, bathrooms, redesigned floor plan and exterior color scheme. Spacious living room Separate dining room Office area Kitchen with access to deck and rear outside fenced entertaining area Upper level has 2 generous bedrooms Upgraded full bath Full kitchen Upper level sunroom/entertaining area with access to rear outside fenced entertaining area Lower level has a wonderful has an entertaining area or living quarters Full remodeled bath Walk-thru closet with shoe racks and ample storage Large laundry area with access to rear outside fenced entertaining area. Outside entertaining are is totally fence for enhanced privacy when entertaining guest. Super accessible to metro and great on the driveability chart with close proximity to North Capitol Street and walking distance to Fort Totten Metro station.

LISTED FOR $520,000

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155 Potomac Psge, National Harbor, MD 20745 Property Information

THE BEST OPPORTUNITY IN NATIONAL HARBOR GREAT VIEWS WELL APPOINTED UNIT HIGHER FLOOR 2 WELL SIZED BEDROOMS 2 FULL BATHS VERY INVITING CONCEPT HARDWOOD FLOORS THROUGHOUT 3 BALCONIES WITH GREAT VIEWS KITCHEN IS APPOINTED WITH LUXURIOUS CABINETRY, GRANITE COUNTERS AND STAINLESS STEEL APPLIANCE LAUNDRY WITH FULL SIZED APPLIANCES THIS IS A WONDERFUL PLACE TO CALL HOME ALL LOCATED AT NATIONAL HARBOR WITH FINE DINING, ENTERTAINMENT CASUAL DINING WINE TASTING WATER ACTIVITIES AND SPORTS SHOPPING AND PHENOMENALLY SCENIC WALKING, BIKING AND JOGGING TRAIL CONNECT TO THE PROPERTY. NATIONAL HARBOR IS A WONDERFUL WALKABLE COMMUNITY.

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com

7700 AREHART DR APT 1209, NEW CARROLLTON, MD 20784

LIST PRICE: $140,000

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com

PROPERTY SPECIFICATIONS Completely remodel unit bring yor best buyers to the best property super neutral homes with one bedroom and one bathroom model lighting recessed lights crystal pendant chandelier stainless steel trim ceiling lights new soft touch close cabinets, quartz countertops, stainless steel appliances completely remodeled bathroom with porcelain tiles with new tub modern two panel doors throughout. This home is ready for the buyer.

2 BED

2 BATH

79 DARRINGTON ST SW WASHINGTON, DC 20032 BELLEVUE NEIGHBORHOOD

LIST PRICE: $269,000

PROPERTY SPECIFICATIONS This home is located at 79 Darrington St SW, Washington, DC 20032 and is currently priced at $269,000, approximately $264 per square foot. This property was built in 1942. 79 Darrington St SW is a home located in District of Columbia with nearby schools including Leckie Education Campus, Hart Middle School, and Ballou High School.

3 BED

1 BATH

CALL ME FOR INFORMATION Emerick Peace NMLSID: 320004 Phone number: (240) 882-0198 Email: EmerickPeace@KW.com

Minne

esota

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M P M S w

MINNESO

VIP AGENT

FRANCINE MARsoLEK

BROKER I OWNER I REAL TOR®

Mobile: (612) 868-9344 Phone: (651) 797-4219 METRO REAL ESTATE SERVICES www.nhmres.com

francine@nhmres.com

OTA

LIST PRICE: $311,000

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811 JACK PINE CT, SOMERSET, WI 54025

Welcome Home to this wonderful ranch-style property! This great home is located on a cul de sac with a large front porch, open floor plan, 3 bedrooms on one level, and a light-filled primary bedroom with a large walk-in closet and private bath with a beautifully tiled shower and a separate soaking tub. Gain instant equity by finished the basement which is currently framed for an amusement room, bedroom, and bath.

CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

D: (612) 868-9344 C: (651) 797-4219 francine@nhmres.com https://www.nhmres.com/ 7309 Lake Dr, Lino Lakes, MN 55014 229 Jackson St, Ste B, Anoka, MN 55303 *Each office is individually owned and operated.*

Facing Foreclosure or Eviction? We’re Here to Help Connect with a nonprofit certified housing counselor today. 844-865-3028 or info.nfcc.org/creditorg

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100% confidential

nonprofit financial counselors. Our mission is to help everyone gain control over their finances

Dedicated financial support

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Our free and confidential financial counseling offers:

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Let us help you stay in your home. Scan the QR code to apply.

Resources That Fit Your Needs

LIST PRICE: $209,900

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3800 ALDRICH AVE N, MINNEAPOLIS, MN 55412

Discover the charm of this Cape Cod treasure featuring 3 bedrooms, 1 bathroom, and a detached 1-car garage. Nestled on a corner lot, this property offers a world of possibilities. Step inside to find spacious rooms adorned with classic hardwood floors that span the home. Two fireplaces add a cozy touch to the living areas, ensuring warmth and comfort. The ample kitchen sets the stage for culinary adventures, while the formal dining room welcomes gatherings and shared moments. An upper-level office provides a quiet space for work or creativity. Downstairs, a full basement offers additional fsf potential. Embrace the character and potential of this Cape Cod residence. Schedule a showing today and envision the lifestyle that awaits you CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $239,900

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5234 FREMONT AVE N, MINNEAPOLIS, MN 55430

Welcome to this ranch-style property offering 4 bedrooms, 1 bathroom, and an array of amenities that enrich everyday living. Step inside to discover hardwood floors and a sunlit living room, perfect for relaxation and gatherings. The kitchen with its thoughtful layout and adjacent dining area forms the heart of the home, while sliding glass doors open to a deck that extends your living space outdoors. Central air ensures year-round comfort, and a detached 1-car garage provides parking and storage. Below, a finished basement welcomes you with an expansive amusement room and an additional bedroom. Don’t miss the chance to explore this exceptional property - schedule a viewing today and envision the possibilities of making it your own CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $239,900

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4146 CLOVER AVE, VADNAIS HEIGHTS, MN 55127

Nestled in Vadnais Heights, this classic Cape Cod home is a fantastic opportunity for those looking to make it their own. Featuring three bedrooms and a functional bathroom, this home is a blank canvas awaiting your personal touch. The spacious living room offers versatility for your lifestyle, and the kitchen, with granite countertops, provides a solid foundation. The deck and oversized 2-car garage add value, while the wooded lot promises tranquility. Located near Vadnais Heights Community Park, this home offers endless outdoor activities. With your vision, you can turn this property into your dream home. Contact us today to schedule a viewing and make it yours!

CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $304,900

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7864 TYLER ST NE, SPRING LAKE PARK, MN 55432

Welcome to this charming Cape Cod residence, perfectly situated to offer you the ultimate in comfort and style. This delightful home boasts a main level amusement room, hardwood floors, updated bathrooms, a generously sized yard, and a beautifully finished basement. Inside, you’ll find an inviting main level amusement room that can be tailored to your specific needs - whether it’s a cozy den, a home office, or an entertainment space, the possibilities are endless. The updated bathrooms bring a modern touch to the classic Cape Cod charm. Step outside into the expansive yard, where you can savor the joys of outdoor living. Whether you have a green thumb or simply appreciate open space, this large yard offers endless possibilities for relaxation, gardening, and outdoor activities. CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $169,900

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3410 LOGAN AVE N, MINNEAPOLIS, MN 55412

An incredible opportunity awaits to make this expansive four-bedroom house your own! Revel in the delights of this remarkable residence, featuring a spacious kitchen, a formal dining room, a charming front porch, and a sprawling deck to unwind on. Added to its appeal is a sizable two-car garage, three upper-level bedrooms, and a convenient main-level bedroom. Don’t hesitate this chance is sure to slip away soon!

CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $329,900

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7321 TEMPO TER NE, FRIDLEY, MN 55432

Discover the perfect blend of space and comfort in this inviting split-level property. With 4 bedrooms, 2 baths, an enclosed porch, a fireplace, a patio, and a finished basement, this home is ready to welcome your family. In fair condition and close to schools, shops, parks, and freeways, it offers a convenient and cozy lifestyle. Picture gatherings by the fireplace, sunny mornings in the enclosed porch, and outdoor relaxation on the private patio. Schedule a viewing to turn this well-loved space into your dream home. Welcome to a lifestyle where convenience meets charm CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

LIST PRICE: $275,000

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7823 OAK CT, LINO LAKES, MN 55014

Welcome to your ideal home in Lino Lakes! This end unit townhome has everything you need for comfortable living. The porch welcomes you, providing a nice spot to relax. Inside, the updated kitchen boasts modern cabinets and granite countertops. The main floor living room features a gas fireplace for cozy evenings. Enjoy the convenience of main floor laundry. Upstairs, the primary bedroom is spacious with a walk-in closet and private bath. The home is situated in the Centennial or Forest Lake School District. Nestled on a quiet street, it offers a peaceful setting. The prime Lino Lakes location provides easy access to local amenities. This townhome is a perfect combination of modern living and a serene community. CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

Go to hud.gov/fairhousing or call 1-800-669-9777 Federal Relay Service 1-800-877-8339

New New

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Y ork York

NEW YOR

VIP AGENT

HARRIET ROBERTSON c: (917) 952-7364 o: (347) 406 8369 harriet.a.robertson@gmail.com mynewcity.com Licensed Real Estate Broker Member Brooklyn Board of Realtors Member NRBA, NAR, NYSAR,NAREB,AREAA

155 Sterling St, Brooklyn, NY 1122

NEW LISTING FOR SALE

PRICED AT $1,600,000

PROPERTY DETAILS This legal two-family home built in 1911 on a 2, 000-square-foot lot consists of two spacious and sun-filled apartments, an unfinished basement, and a lovely backyard. Each apartment has 3 bedrooms, a living/dining room, a kitchen, and a bathroom. Located in close proximity to public parks and other quiet residential spaces. Choose this property as your new home and you’ll be conveniently positioned around two blocks away from the train that provides fast transportation to anywhere in the city. Do not miss this great offer!

CALL FOR DETAILS

Harriet Robertson MLS#435429

m: (917) 952-7364 harriet.a.robertson@brooklynnybpo.com www.brooklynnybpo.com

LIST PRICE: $235,900

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209 GRAFTON ST BROOKLYN, NY 11212

Great opportunity for a 2 family property. Lots of space and can be a very great space for those looking for homes. The property needs a gut renovation

CALL FOR DETAILS

Harriet Robertson MLS#435429

m: (917) 952-7364 harriet.a.robertson@brooklynnybpo.com www.brooklynnybpo.com

Tex

xas

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L C

TEXAS

B U

VIP AGENT

SHARON BARTLETT

Realtor

Lie. #0684103 Cell: [214] 914-9272

www.sharonbartletthomes.com

Bational Director of Operations US REO PARTNERS

3 0 8 Ch arl eston Dr , A n n a, TX 7 5 4 0 9

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$289,900

PROPERTY INFORMATION:

Located in Tara Farms, this one-story home is within walking distance of Joe K. Bryant Elementary. No HOA. This home is well maintained and features a kitchen that is open to the family room. Owners’ suite located at the back of the home with a view of the backyard, large walk in closet. Buyer and buyer’s agent to verify all information.

PROPERTY INFORMATION:

4 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

2 BATHROOMS

2 cars garage

sharon@sharonbartlet.com www.sharonbartletthomes.com

705 Dove r Dr, Richa rds o n, T X 7 5 0 8 0

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FOR SALE LIST PRICE

$325,000

PROPERTY INFORMATION:

Located in the highly sought out Richardson Heights neighborhood, across the street from Dover Elementary school. This home has 3 bedrooms and 1.5 bathrooms and a large backyard. Conveniently located close to US 75 – Central Expressway, dining, entertainment, and shopping. Also, just minutes from Cottonwood Park and all its amenities, including a playground, walking trails, tennis & volleyball courts and swimming pool. Home features hard surface flooring throughout, is ready to be occupied or updated to your preferences.

PROPERTY INFORMATION:

3 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

2 BATHROOMS

sharon@sharonbartlet.com www.sharonbartletthomes.com

1 6 5 E i sen h ow er Bl vd AP T B , Den i son , TX 7 5 0 2 0

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$245,000

PROPERTY INFORMATION:

Whether you’re searching for an investment or simply dream of owning a recently renovated home, don’t miss out on exploring all that this remarkable duplex has to offer! Each unit offers two bedrooms and one bathroom, providing ample space for comfortable living. With their thoughtfully designed layouts and abundance of natural light pouring through large windows, these units offer both functionality and aesthetics. For those seeking convenience and security, each unit also comes with its own one-car garage. Great for protecting your vehicle from the elements, it also provides additional storage space.

PROPERTY INFORMATION:

4 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

2 cars garage

sharon@sharonbartlet.com www.sharonbartletthomes.com

7 7 09 Ston eh aven Ln , R o wl ett, TX 7 5 0 8 9

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$449,900 PROPERTY INFORMATION:

Experience the ultimate residential playground in the vibrant Waterview neighborhood packed with a ton of amenities including golf course, water park, tennis courts, multiple fishing spots, swimming pool, etc. This spacious light & bright 4BR home features NO carpet, LED lighting, updated lighting & plumbing fixtures, wrought iron stair railings, cathedral ceilings, & arches. The kitchen is equipped with a gas cooktop, built in oven & microwave, beautiful quartz countertops & black stainless Samsung appliances. Located downstairs, the primary suite includes a large primary bathroom with ample closet space, dual vanities & separate bathtub & shower. An office is also located downstairs, across from a full bathroom. buyer should perform their due diligence & make their own assessments.

PROPERTY INFORMATION: 4 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

3 BATHS

sharon@sharonbartlet.com www.sharonbartletthomes.com

When it comes to housing, little things shouldn’t make a difference. If you have children or are pregnant and a landlord refuses to rent to you, requires a higher security deposit, limits the use of facilities, or says you can only live in certain areas of a housing complex ... that could be discrimination. And housing discrimination because of familial status is against the law. If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

7 7 0 1 Jan etta Dr, North Ric hl an d H i l l s, TX 76180

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SINGLE FAMILY HOME FOR SALE LIST PRICE

$299,900

PROPERTY INFORMATION:

Welcome to your dream home! This functional 3-bedroom, 2-bathroom residence is a perfect blend of modern style & comfort. As you enter, you’ll be greeted by the seamless flow of hard surface flooring throughout the entire home—no carpet in sight. Equipped with stainless steel appliances, this kitchen is a practical space for all your cooking endeavors. Step outside into your own private oasis—a large backyard awaits, complete with a covered patio. This outdoor space is perfect for hosting barbecues, enjoying morning coffee, or simply basking in the beauty of your surroundings. The covered patio provides a sheltered retreat, allowing you to enjoy the outdoors in any weather. Don’t miss the opportunity to make this house your home—schedule a viewing today & experience the luxury & comfort that awaits you.

PROPERTY INFORMATION:

4 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

2 cars garage

sharon@sharonbartlet.com www.sharonbartletthomes.com

YOUR POWER TO BUY A HOME IS NOW! 1474 State Highway 276, Emory, TX 75440

List price $889,900

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PROPERTY INFORMATION

CALL ME FOR DETAILS:

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272 sharon@sharonbartlet.com www.sharonbartletthomes.com

Sea

attle

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O B

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SEATTL

VIP AGENT

NICOLE BASCOMB

Owner/Designated Broker Bascomb Real Estate Group

DRE# 1312180 Mobile: [206]-250-3133

nicole@bascombrealestate.com www.bascombrealestate.com

FOR RENT: $2,100/MO 611 SW 5TH CT, APT A-103, RENTON, WA 98057

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Beautifully spacious two bedroom two bathroom condo, on the ground level. Kitchen updated with new stainless steel appliances, large farmers sink, lots of cabinet space. Plenty of storage space inside the home as well as patio storage for your convenience. Master bedroom with attached master bathroom, has walk in shower, closet updates with shelving units and drawers as well as a linen closet. Master bedroom also has sliding glass door leading to the back of the building. Second bedroom is spacious with a large window providing natural light, large reach in closet with second bathroom across the hall. Washer and dryer included in a spacious laundry room. Wood burning fire place for cold nights in the winter. Pet friendly. Secure code access building, with personal parking space and guest parking. Pool, cabana, and park access for entertaining children or guests. CALL ME FOR INFORMATION FRANCINE MARSOLEK Broker | Owner | Realtor

HOUSE FOR SALE 4 Bed | 2 Bath | 2 Car | Lot Size 1,900 Sq. Ft. 3650 S Tyler St, Tacoma, WA 98409

List Price: $450,000

Nicole Bascomb (206) 250-3133 nicole@bascombrealestate.com