Fellowship Square Employee Benefits Guide 2025 by Educational Services, Inc.

Introduction

Your benefits are an important part of your overall compensation. We are pleased to offer a comprehensive array of valuable benefits to protect your health, your family, and your way of life. This guide answers some of the basic questions you may have about your benefits. Please read it carefully, along with any supplemental materials you receive.

The information in this Benefits Guide is presented for illustrative purposes and is intended to assist employees make an informed healthcare decision. It is not intended to be medical advice nor to offer an opinion on which plan may be better for an employee and/or their families. The text contained in this guide was taken from various summary plan descriptions and benefit information.

While every effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancy between the guide and the actual plan documents, the actual plan documents will prevail. We are not responsible for any errors, omissions, or incorrect information contained in this guide.

If you have questions regarding any information contained in this guide, or would like a paper copy of the Summary Plan Description (SPD) or Summary of Benefits and Coverage (SBC), or any other documents, please contact your campus HR Department, or Valerie Remington, Corporate HR Director, Benefits & Compliance via phone at 602-443-5414 or email: Valerie.Remington@ChristianCare.org

Common Phrases

Premium: an amount paid for an insurance policy; at Christian Care these are paid through payroll deduction.

Deductible: a specific amount of money that the insured person must pay before an insurance company will pay a claim. Some services, such as preventive care, or those outlined on the SBC may be covered before you meet your deductible.

Copay: a payment made by an insured individual to a provider in addition to the amount the insurance pays the provider for that service.

Coinsurance: your share of the costs of a health care service. Often, this is a percentage. For example, if a service costs $1,000 and there is a 20% coinsurance, the insurance will pay $800 of the claim and the insured person will pay $200.

Out-of-Pocket Limit/Maximum: the maximum amount of money you may pay for health services in a plan year. This may or may not include your deductible, make sure to read the SBC or SPD for more details.

Network Provider (In-Network/Out-of-Network): a network provider, or a provider that is “in- network”, is part of a group of providers that have contracted with your insurance to provide a discounted rate for service(s). Insured individuals will typically pay less for services if they are going to an in-network provider. Some insurance plans will not provide any coverage for visits to out-ofnetwork providers. Many insurance companies maintain a list of network providers on their website. If you choose to ask a provider if they are “in-network” be sure that you get a clear answer that they are “in-network”; sometimes providers will say they “accept your insurance” but this does not mean that they are “in-network”.

Qualifying Life Event: Change in circumstance that will require changes to your insurance. These events allow you to make changes or purchase new policies outside of Open Enrollment.

HDHP: HDHP stands for High-deductible health plan. You pay a larger deductible than most insurance plans in exchange for a lower premium. Typically, standard preventive care is free, but anything beyond that you will have to pay out of pocket or by using your HSA until you reach your deductible.

HSA: HSA stands for Health Savings Account. It is an account that allows you to save up money for your (or your families) health (medical, dental, vision) expenses. HSA funds are withheld from your check pre-tax (before taxes) so that you pay less taxes and save yourself some money in the long run. An HSA is not a “use it or lose it” type of account and money continues to accumulate year after year. In order to enroll in the HSA, you must enroll in the HDHP medical plan. You can only use the funds available in your account at the time.

FSA: FSA stands for Flexible Spending Account. Similar to an HSA, you save money for your health expenses pre-tax - FSA’s also offer a “dependent care” option which allows you to save money for your child-care expenses pre-tax. However, the FSA does require you to use your funds, or you may end up forfeiting them. It is a great idea for someone who knows they will have health or childcare expenses and wants to save money on taxes. An FSA will allow you to use your entire elected contribution right away after your effective date and then pay it back throughout the plan year.

EOB: Explanation of Benefits. A statement sent by a health insurance company that explains what services and/or treatments were paid for on their behalf.

SBC: Summary of Benefits and Coverage. A document required by the government that explains in plain language simple and consistent information about insurance plans.

SPD: Summary Plan Description. A breakdown of all the benefits that are available under a plan.

Benefits Eligibility

You are eligible for most benefits, with the exception of Medical, on the first day of the month following 30 days of employment or change in eligibility. If you are eligible for medical insurance, you are eligible to enroll as of the first of the month following 60 days of full-time employment.

if...

Then...

You are a full-time employee (works 30+ hours per week) You, your spouse, and your dependent children who are under the age of 26 are eligible to enroll in all offered benefit programs.

You are a part-time employee (works 17-29 hours per week)

You are an on-call or temp employee (works less than 17 hours per week, or are only employed for a specific length of time on a temp contract)

For the purpose of enrollments, dependents are:

■ Spouse

■ Children

You, your spouse, and your dependent children who are under the age of 26 are eligible to enroll in dental and vision insurance as well as AFLAC, Legal Shield, or United Pet Care only.

You are only eligible to participate in the 403(b) Retirement Plan.

■ Biological or legally adopted or stepchildren under the age of 26.

■ An eligible child over the age of 26 who is physically or mentally incapable of self-support may continue coverage according to plan guidelines.

When and How to Enroll

All benefit enrollments for newly hired employees (within 21 days from date of hire), or current employees enrolling or making changes to enrollments during open enrollment are required to be completed online by the employee through ADP Self Service.

Employees must have established an ADP account to access the enrollment platform. All employees are eligible for an ADP account. For assistance with creating or accessing your account, please visit your campus HR department.

Flexible Benefits Plan: Cafeteria/Section 125 Plan

Christian Care’s Section 125/Cafeteria Plan allows employees to elect to have certain benefits paid for with pre-tax dollars. The difference between pre-tax and post-tax benefit premium payments is explained further below. Because some plans are not eligible to be paid “pre-tax” you could have a mixture of plans paid pre-tax or post-tax.

■ Pre-tax: If you elect to have your premiums paid pre-tax, you will be locked into the pre- tax benefit selection for the entire benefit year unless you have a qualifying life event as defined by the IRS. If you know you will not be changing your benefits election, pre-tax may be the best option for you as it can save you on your taxes and increase your take home pay.

■ Post-tax: If you elect to have your premiums paid post-tax, you will not save any money on taxes, but you may drop your post-tax plans outside of open enrollment without needing to have experienced a qualified life event.

You will elect which plans will be paid for “pre-tax” and which plans will be paid for “post- tax” by electing the appropriate plan in ADP when you make your selections.

By enrolling in a “pre-tax” plan, you understand and agree to the following:

■ Restrictions on Election Changes: On or after the first day of the plan year, I cannot change or revoke this Salary Redirection Agreement with respect to pre-tax premiums before the next anniversary date of the plan unless a change in status occurs (as defined under the plan and the Internal Revenue Code), and the change is caused by and consistent with the change in status.

■ Commencement of Coverage and Status of Prior Elections: Execution of this Salary Redirection Agreement does not begin coverage under the component benefit plans or insurance policies. The terms and conditions and actual coverage effective date of the underlying coverage will be determined under the separate benefit plans or insurance policies. Prior to the anniversary date each year, I will be offered the opportunity to add, drop, or change coverage for the following plan year. If I do not complete and return a new Salary Redirection Agreement form at that time, benefit plans or policies currently in effect will continue.

■ Use of Personal Information: In addition to and without limiting in any way the rights my employer; the plan; the service provider; and the respective agents, employees, subcontractors, and assigns may have under applicable state or federal law or regulation, I hereby specifically authorize those parties to use my personal information (including, but not

limited to benefit elections, wages, employment status, number of dependents, marital status, and health and dependent child care information) as is reasonably required to administer the plan (including evaluating and processing requests for payment of claims) and detecting and preventing fraud or misrepresentation. I further authorize my employer; the plan; the service provider; and the respective agents, employees, subcontractors, and assigns to further disclose any such personal information as is reasonably required for such purposes. I hereby expressly waive and release any claims related to the use, disclosure, or release of such information so long as the information is used in furtherance of plan administration, or to detect or prevent fraud or misrepresentation.

■ Effect of Pre-Tax Contributions on Benefits Payments: Paying for coverage on a pre-tax basis may cause insurance claim payments under health and medical coverage to be subject to federal and state taxes if claim payments (combining the total from all health and medical policies/plans) are in excess of medical expenses. Paying for disability income policies with pre-tax premiums will cause the benefits payable thereunder to be taxable. Such coverages may be funded on an after-tax basis to preserve the excludability of policy benefits.

Wellness Credits

To help employees reduce their premiums, Christian Care offers wellness credits to allow employees that lead a healthier lifestyle to reduce their premiums. The two wellness credits available are:

■ One (1) for having an annual physical completed, exercising regularly, and completing a health assessment.

■ One (1) for being tobacco free. Wellness credits are an honor-based system. Employees must complete wellness credit eligibility requirements within the communicated time frame. Failure to do

Medical Plan

PERSONIFY HEALTH

■ Website personifyhealth.com

■ PPO Network: Blue Cross Blue Shield of Arizona

■ Provider Search: azblue.com/find-a-doctor/chs-mayo

LIVINITI RX

■ Phone 800-710-9341

■ Website liviniti.com

so, or enrollment in a plan for which an employee is not eligible for, will result in an adjustment to the employee’s enrollment.

Employees that mis-elect their plan and do not enroll in a plan that has a reduced premium based on wellness credits will not be given a retro-active discount. Employees who change their healthy lifestyle (for example, quit smoking) during a plan year are eligible to change their wellness credits outside of open enrollment to take advantage of the premium reduction opportunities.

RXCOMPASS

■ Phone: 833-652-8379

■ Email: carenavigator@myrxcompass.com

■ Website: myrxcompass.com

Christian Care offers two plan options, a Traditional PPO Plan and a High Deductible Health Plan (HDHP) with Health Savings Account (HSA).

Medical benefits are effective on the 1st of the month following 60 days of full-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Medical Plan Comparison

The following comparison is provided to assist employees in comparing the plans; this is not an all-inclusive list of covered services. Please refer to the Summary of Benefits and Coverage (SBC) or Summary Plan Description (SPD) for full details. Traditional Plan AZ - Network Coverage Only HDHP/HSA Plan AZ - Network Coverage Only

Deductible– Single/Family

- Network Coverage Only

$3,300/$6,600 Coinsurance

- Network Coverage Only

Out of Pocket Maximum – Single/Family $3,500/$10,500

Inpatient Services

Surgery

X-rays

Outpatient Services

Office Visits (Primary Care)

Routine Mammogram

Routine OB/GYN

Routine Physicals (Well Woman, Well Man Exams)

Specialists

Well Baby / Childcare

Wellness

Mental and Nervous - Inpatient

Mental and Nervous – Outpatient

Emergency Services

Chiropractic Services

Durable Medical Equipment

Home Health Care

Ambulance

$3,300/$6,600

Deductible, then $500 Copay Plus 20% Coinsurance. Emergency Inpatient: Deductible, then $1,000 Copay Plus 20% Coinsurance. Deductible, then covered at 100%

Deductible, then $500 Copay Plus 20% Coinsurance

$40 Copay

$40 Copay/Visit, Deductible Does Not Apply

$40 Copay

then covered at 100%

$50 Copay Deductible, then covered at 100%

Deductible, then $500 Copay Plus 20% Coinsurance

Deductible, then covered at 100%

$40 Copay Deductible, then covered at 100%

$300 Copay, Deductible Does Not Apply

$40 Copay, 20 Visits Per Plan Year

20% Coinsurance

$250 Copay

then covered at 100%

Deductible, then covered at 100%, 20 Visits Per Plan Year

Deductible, then covered at 100%

Office Visits - Routine Eye Exam Not Covered Not Covered

Office Visits - Routine Hearing Exam Not Covered Not Covered

Drug Coverage

Generic

Brand Formulary

Brand Non-Formulary

SHARx

$25 Copay

Deductible, then covered at 100%

$50 Copay Deductible, then covered at 100%

$80 Copay

Prescriptions Over $350 Must Be Filled Through SHARx

Deductible, then covered at 100%

Prescriptions Over $350 Must Be Filled Through SHARx

Medical Plan Comparison (continued)

Costs may vary between the two medical plans. To help employees make an informed insurance selection the following information is provided to help compare the plans and includes only typical costs. This information is not intended to persuade employees to enroll in a specific plan.

Example Event: Managing type 2 Diabetes

Example Event: Preventive Care

Screenings, immunizations, and annual well woman/man visits: Covered at 100% - No Charge to You!!

Example Event: Preventive Care

Screenings, immunizations, and annual well woman/man visits: Covered at 100% - No Charge to You!!

Things to Consider...

■ Many preventive services are covered at no cost, this includes immunizations, screenings, annual exams. Be sure to check out a full list of preventive screenings covered by your plan to ensure you are receiving all your recommended screenings at no charge!

■ Always shop around for the best price for your medical services - some providers charge more than others even though they may all be in-network.

■ Remember, some pharmacies charge different amounts for medications. You should always shop around for the best price on a medication.

■ GoodRx is a great website or smart phone app to help you see the price of medications near your location.

■ Be clear that your provider is in-network, and not just that they accept your insurance.

■ Be aware that there is NO Out of State provider coverage.

Medical Plan – Employee Contributions

Effective March 1 ,2025

■ Health Savings Account – Christian Care will contribute $50 per month for active employees.

■ IRS Contribution Limits – The 2025 tax year maximum contribution to an HSA is $4,300 for individual coverage and $8,550 for family coverage. This includes any amount funded by Christian Care). There is a $1 ,000 additional contribution allowance for those over age 55.

■ Account Information – myspendingaccount.wageworks.com (UMB Bank Trustee)

Wellness Credits are granted to employees attesting to their current lifestyle choices:

■ 2 Wellness Credits – Non-tobacco, Annual Physical, Exercise, and Health Assessment

■ 1 Wellness Credit – Non-tobacco OR Annual Physical, Exercise, and Health Assessment

■ 0 Wellness Credits – None of the above

Signing up is easy

Personify Health simplifies healthcare management . You have access to tools and resources that can help you easily navigate your health plan. Visit login.personifyhealth.com or open the app and select Create an account.

Follow the progress bar as you complete these easy steps:

Tell us who you are. We’ll ask for a few details about you and your sponsor organization to check your eligibility. Have your ID card handy you’ll need your Group ID and Member ID.

Legal and privacy. Review and agree to the rules, data collection and privacy policy.

Create your account. Add your email, make a password and give us some additional details to customize your experience.

You’re all set. Your account is ready. Click Take Me There to sign in.

Understanding your Medical ID Card

When you enroll in benefits, you will receive an ID card in the mail. You will receive one card for yourself and an additional card for your covered family member(s). You need to present your ID card every time you receive care at the doctor’s office, urgent care clinic, lab, hospital, outpatient facility and pharmacy.

Below is a sample of the information that your ID card may include:

1. Your plan administrator: Personify Health administers your plan, manages your eligibility and benefits, and pays your claims.

2. Eligibility Information: Your name, Group Number (your employer’s assigned number with Personify Health) and your Member ID.

3. Medical Network Information: Identifies the name(s) and logo(s) of the medical network that your employer contracts with to ensure the best discounts for healthcare services.

4. Pharmacy Information: Identifies the pharmacy vendor and contact information.

5. Information for Providers: Contact information that your provider can use to verify your eligibility and benefits with Personify Health.

RxCompass Care Navigation

Easily Connecting With Your Members

RxCompass offers easy, secure, and instant communication for enrolled members via text, email or phone call.

The RxCompass Care Navigators connect with members via text message in real-time to deliver efficient communication that does not disrupt the member’s daily life.

The RxCompass technology allows members to securely connect with us according to their preferences, whether it be text messages, phone calls, or emails.

RxCompass Patient Communication

By utilizing the HIPAA compliant text messaging and emailing platform, members can:

• Correspond with Care Navigators at their fingertips to learn more about reduced cost share on eligible medications

• Receive updates on the shipment and delivery of medication

• Receive applications or pertinent documents to be completed

At RxCompass, the member is at the center of everything the Care Navigator works for and towards. With our membercentric approach, our goal is to make communication between members and Care Navigators secure and convenient.

Members can easily connect with us at 833-652-8379 or carenavigator@myrxcompass.com.

Through RxCompass, your employer o ers signi cant savings as a bene t to you. Our Navigation Team would like to chat with you to discuss possible savings on your medications.

RxCompass Enrollment Form

RxCompass Enrollment Form Submitted

Health Savings Account (HSA)

A health savings account (HSA) is like a savings account for healthcare. An HSA gives you an easy, safe way to lower your healthcare costs today while saving money for future healthcare expenses.

If you enroll in the High Deductible Health Plan, you will be enrolled in the Health Savings Account. You do not have to contribute to this account, but Christian Care will provide $50 per month to this account to help you pay for your health expenses. You cannot be enrolled in the HSA unless you are enrolled in the High Deductible Health Plan.

If you decide to contribute to your HSA, the funds you contribute will be set aside “pre-tax” which means that you will pay fewer taxes this year. The money in the account is yours to keep even if you change jobs, switch

healthcare plans, or retire. Unused funds are rolled over from year to year.

If you are over the age of 65 and enrolled in Medicare or receiving social security, you can no longer contribute to an HSA. The funds in your account are still yours, but you can no longer add to the account balance. You also have the opportunity to use the funds in your HSA without penalty on non-healthcare related purchases, you’ll simply pay regular income tax on the amount.

However, there is an exception that can be made under the following conditions.

An Employee over age 65 can continue to contribute to an HSA bank account IF:

■ You remain enrolled in the Christian Care HDHP (High Deductible Health Plan).

■ You do not enroll in Medicare A, B or D.

■ You are already enrolled in Medicare A, B, or D but have dis-enrolled.

The 2025 tax year maximum contribution to an HSA is $4,300 for individual coverage and $8,550 for family coverage. This includes any amount funded by Christian Care). There is a $1 ,000 additional contribution allowance for those over age 55.

Discover what medical expenses your HSA may cover—from prescriptions to fitness programs by searching the HSA Qualified Medical Expense list at https://www.healthequity.com/hsa-qme.

HealthEquity

Phone 866-346-5800

Website healthequity.com

■ You have not received and will not start to receive Social Security income distributions.

■ You already have been receiving Social Security income distributions, but you pay all of what you have received back to the government.

The money contributed to the account is yours to keep and will roll over year after year – no ‘use it or lose it’ rule!

Flexible Spending Account

A flexible spending account (FSA) can be used in conjunction with the Traditional FPO Health Plan, or without any enrollment in medical insurance. An FSA gives you an easy, safe way to save for healthcare products or services for you, your spouse, and your dependents. There are two options for the FSA program - a healthcare FSA and a dependent care FSA. If you are enrolled in the High Deductible Health Plan with HSA, you are not eligible to enroll in the healthcare FSA.

Simply estimate your annual healthcare expenses and make your contributions through payroll. Your total annual election amount is available on day one of your plan year. Any money left unspent in your FSA at the end of a plan year is forfeited. Christian Care does provide a 2 ½ month grace period after the plan year ends to use your funds. If you decide to enroll in an FSA, the funds you contribute will be set aside pre-tax which means that you

HealthEquity

Phone 877-924-3967

Website healthequity.com

will pay fewer taxes this year and can result in less money spent on healthcare.

■ The 2025 tax year maximum contribution to a healthcare FSA is $3,300.

■ The 2025 tax year maximum contribution to a dependent care FSA is $5,000.

Employees are eligible on the 1st of the month following 30 days of full-time employment, with a qualifying event, or during open enrollment with a March 1st effective date. To enroll in an FSA, please speak with your campus HR Manager to obtain an enrollment form.

Your FSA may cover your medical expenses like prescription medications and counseling treatment. Search the FSA Qualified Medical Expense list at https://www.healthequity.com/fsa-qme

HSA vs FSA

Fund availability Funds available as you contribute Get full annual amount on day 1 of plan year

Fund expiration No use-it-or-lose-it, keep your money forever (even if you change health plans, jobs, or retire)

Investing

Invest4 your HSA tax-free, like a 401(k)

Contribution changes Change or update anytime

Health plan type Requires HSA-qualified health plan

Contribution limits5

$8,550 (Family plan)

$4,300 (Individual plan)

Account compatibility (if offered by employer)

Commuter Benefits • Limited Purpose

Funds eventually expire if you don’t use them (though some employers offer grace period or carryover extensions)

Cannot invest FSA funds or grow your account

Only during enrollment or ‘qualifying life event’

Works with any health plan type

$3,300 (regardless of plan type)

Commuter Benefits • Health Reimbursement Arrangement

Dental Plan

Dental benefits are effective on the 1st of the month following 30 days of full-time or part-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Three dental plans are offered:

■ PPO Low Option 1 is a great option for those looking for an affordable plan, or those who only need minor services. You will need to visit an “in-network” dentist.

■ PPO Value Option 2 is a great option if you want to have the highest coverage level. You will need to visit an “in-network” dentist.

■ PPO NAP Option 3 is the best option if your dentist is out-of-network, this plan costs the same as Option 2, but covers a lower percentage of services so you can visit out-of-network dentists.

Cleanings and Exams |Fluoride Treatments | Sealants | X-rays

Care Services Fillings | Simple Extractions

Major Care Services Bridges | Crowns | Inlays/Onlays | Prostetics/Dentures/Partials

Notes:

■ A deductible is a specific amount of money that the insured person must pay before an insurance company will pay a claim.

■ The Annual Maximum is the maximum amount of services your plan will pay for in a year. The dental annual max year is January through December, while the plan year is March through February.

Guardian

Phone 888-600-1600

Website guardiananytime.com

This information is provided to help employees understand the differences between plans, Christian Care makes no effort to recommend that a plan would be more advantageous for an employee and their family. Employees should review the SBC and SPD for full information.

■ Christian Care’s Dental Plans feature Rollover Dollars. This means as long as you submit at least one claim in a year for less than the claim limit, part of the unused annual maximum will rollover to next plan year up to a total of $2,000.

Dental Plan – Employee Contributions

Effective March 1 ,2025

Pays)

Employees Pays 100% for any type of coverage.

Choose this plan if you use a Guardian dentist. Out-of-Network benefits are limited to the PPO fee schedule.

In- and Out-of-Network benefits. Choose this plan if your dentist is out-ofnetwork.

Each dental plan includes preventive services and office visits.

Vision Plan

Vision benefits are effective on the 1st of the month following 30 days of full-time or part-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Network

Copay

Service Frequencies

Guardian

Phone 888-600-1600

Website guardiananytime.com

VSP Network Signature Plan

$20

Eye Exams Once Every 12 Months

Lenses Benefit Once Every 12 Months

Contact Lenses Once Every 12 Months

Frames Once Every 24 Months

Network Discounts (Glasses and Contact Lens Professional Services)

Limitless Within 12 Months of Exam

Dependent Age Limit 26

Plan Details

Service What You Pay (After Copay, If Applicable)

Eye Exam

Single Vision Lenses

Lined Bifocal Lenses

Lined Trifocal Lenses

Lenticular Lenses

In-Network

Frames 80% of Amount Over $120

Contact Lenses – Elective Amount Over $120

Contact Lenses – Medically Necessary $0

Out-of-Network

Amount Over $46

Amount Over $47

Amount Over $66

Amount Over $85

Amount Over $125

Amount Over $47

Amount Over $120

Amount Over $210

Cosmetic Extras Average 30% off retail price No Discounts

Glasses – Additional Pair of Frames and Lenses) 20% Off Retail Price No Discounts

Laser Correction Surgery Discount Up to 15% off the usual charge or 5% off promotional price No Discounts

Notes:

■ The copay is the amount you must pay in addition to what the insurance company pays for the service.

■ Service Frequency is how often your insurance will cover this service.

■ You can cover eligible dependents until they reach age 26.

■ If you wear glasses, it is suggested that you use your vision insurance to cover your glasses and use the network discounts or other affordable contact vendors such as 1-800-Contacts or Costco to fill your contact prescription.

■ This is only a partial list of vision services. Your certificate of benefits will show exactly what is covered and excluded.

■ Visit GuardianAnytime.com and click “Find a Provider”.

Vision Plan – Employee Contributions

Effective March 1 ,2025

Standard, bifocal and trifocal lenses are covered in full.

Register on Guardian Anytime today

Take advantage of self-service to access and manage your Guardian coverage

Our self-service options will help save you time and keep you informed. We encourage you to register on Guardian Anytime so you can access the latest information and services available to you at your convenience.

Registering is easy

Follow these simple instructions:

1 Go to our self-registration page (guardianlife.com/ login) and choose Member as your User Role.

• Note, if you are registering as a dependent, you’ll need the Member ID, first and last name, date of birth and company name.

2 Create a username and password, click Submit , and you’re done.

Already registered? Log in to your account anytime.

Guardian Member ID

Guardian is committed to protecting your personal information and will be providing a Guardian member ID to use when interacting with Guardian or providers. It is important to have this number available to help ensure quick and easy service.

Your Guardian member ID can be found on your ID card if you’ve received one. Otherwise, once registered you can locate your member ID in the “My profile” section on Guardian Anytime

Services available to you on Guardian Anytime

• Check status of evidence of insurability

• View your summary of benefits

• Print dental ID card and access forms and materials related to your coverage

• Find dental cost estimates and educational information

• Submit claims and track status (except for Life products) including receiving email alerts when dental claims are paid

• View available Explanation of Benefits (EOB)

Your Guardian Group ID Number(s):

If more than one number is listed, enter all numbers when you register.

Short Term Disability Insurance

Short-term disability (STD) is sometimes called “paycheck insurance”. If you become unable to work due to an illness, injury, or medical condition, short-term disability may pay you up to 70% of your wages while you are out of work. This helps to ensure that you can pay your bills even if you are out of paid time off at work.

You can choose your level of benefit and therefore your cost! While you are eligible for up to 70% of your weekly wages (up to $1,150/week), you do not have to max out

Short-Term Disability Benefits

Weekly Benefit

your option; you are able to elect a lower coverage/payout level to obtain a lower premium.

STD benefits are effective on the 1st of the month following 30 days of full-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Lincoln Financial Group

Phone 800-423-2765

Website lincolnfinancial.com

Any $50 increment, with a minimum of $100 of coverage. Maximum of $1,150 per week, not to exceed 70% of salary.

Maximum Duration 13 Weeks

Accident benefits begin: The length of time you must be disabled before benefits begin.

Illness benefits begin: The length of time you must be disabled before benefits begin.

Pre-Existing Condition

Integration of Benefits

Waive of Premium

Additional Benefits

Day 15

You may not be eligible for benefits if you have received treatment for a condition within 12 months prior to your effective date under this policy until you have been covered under the policy for 12 months.

The total of all benefits received from this policy, state disability plans, worker’s compensation programs, and your employer’s sick pay plan may not exceed 80% of your income prior to disability.

You will not be required to pay premium during any time of approved total or partial disability.

■ Portability

■ Rehab Assistance – 5%

■ Survivor Income – 3 Weeks

■ C-Section Benefit – 8 Weeks

Notes:

■ See the Schedule of Benefits in your Certificate for more information.

■ Short-Term Disability is a great way to ensure that if you are removed from work by a medical professional due to a covered medical condition that you will receive funds to help you pay your bills.

Long Term Disability

LTD benefits are effective on the 1st of the month following 1 year of continuous full-time employment. This is a company paid benefit. You will be automatically enrolled in this benefit if you are eligible.

Long Term Disability Employer Paid Plan

Monthly Benefit

Lincoln Financial Group

Phone 800-423-2765

Website lincolnfinancial.com

60% of monthly salary up to $10,000 per month.

Maximum Duration Later of Age 65 or Social Security Normal Retirement Age

Own Occupation Period 24 Months

Elimination Period 90 Days

Pre-Existing Condition

You may not be eligible for benefits if you have received treatment for a condition within 3 months prior to your effective date under this policy until you have been covered under the policy for 12 months.

Waive of Premium You will not be required to pay premium during any time of approved total or partial disability.

Benefit Limitations

■ Mental Illness – 24 Months

■ Substance Abuse – 24 Months

■ Specified Illness – No Limit

Life and AD&D Insurance

Life/AD&D benefits are effective on the 1st of the month following 30 days of full-time employment. This is a company paid benefit. You will be automatically enrolled in this benefit if you are eligible.

Life and AD&D Insurance

Life

Guarantee Issue

Lincoln Financial Group

Phone 800-423-2765

Website lincolnfinancial.com

$15,000

AD&D Will Equal the Life Benefit

Benefit Reduction

Additional Benefits

Benefits will reduce 35% at age 65. Benefits will reduce an additional 15% of original amount at age 70. Benefits will terminate at retirement.

■ Accelerated Death Benefit

■ Seatbelt Benefit

■ Air Bag Benefit

■ Common Carrier Benefit

■ Conversion

Voluntary Life and AD&D Insurance

Optional Voluntary Life and AD&D Insurance is available for employees and their spouse and/or children.

Voluntary Life/AD&D benefits are effective on the 1st of the month following 30 days of full-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Voluntary Life Amount

Lincoln Financial Group

Phone 800-423-2765

Website lincolnfinancial.com

Employee Spouse

Child(ren)

Choice of $10,000 increments Choice of $5,000 increments Newborn children to age 14 days: Not Eligible

Age 14 days to 6 months: $250

Age 6 months to age 19 (to age 25 if full-time student): $2,000, $4,000, $6,000, $8,000, or $10,000

Voluntary AD&D Amount, If Purchased Same as Voluntary Life Election Same as Voluntary Life Election Same as Voluntary Life Election

Minimum Amount $10,000

Maximum Amount $500,000 – Limited to 5 times your annual salary.

Maximum benefit for employees aged 70 or older is $50,000

Benefit Reduction

Guarantee Issue for Newly Eligible Employee

Benefits will reduce 35% at age 70. Benefits will reduce an additional 15% of original amount at age 75. Benefits will terminate at retirement.

$200,000 No Guarantee Issue for employee’s aged 70 or older.

$5,000

$2,000

$250,000 – Limited to 50% of employee’s amount $10,000

Benefits will reduce 35% at age 70. Benefits will terminate at age 75 or Employee retirement, whichever occurs first.

$30,000

Current Eligible Employees You or your Spouse may elect or increase insurance coverage equal to 2 benefit levels on a guaranteed acceptance basis during your company's defined annual open enrollment period, provided that you or your Spouse have not been previously declined, withdrawn, or pending for coverage.

Notes:

■ An employee must purchase Voluntary Life and AD&D on themselves to be eligible to purchase the coverage on their spouse and/or children.

■ An employee may elect up to $10,000 in Child Life and AD&D coverage. One child policy will cover all eligible children.

■ Voluntary AD&D offers the following additional benefits: Safe Driver, Education, Spouse Training, Felonious Assault, Alternate, Childcare, Coma, Common Disaster, Exposure, Disappearance, Common Carrier, Repatriation, Enhanced Dismemberment for Dependent Children, Spouse Critical Period, Monthly Survivor, Helmet, Surgical Reattachment, Third Degree Burn, and Rehabilitation Reimbursement.

LegalShield / IDShield

Legal Advice – personal legal issues (unlimited)

Letters/calls made on your behalf

Contracts & documents reviewed (up to 15 pages)

LegalShield gives you the ability to talk to an attorney on any personal legal matter, no matter how trivial or traumatic, all without worrying about high hourly costs. Everyone deserves legal protection. And now, with LegalShield, everyone can access it.

Residential Loan Document Assistance

Attorneys prepare your Will, Living Will and Health Care Power of Attorney

Have you ever:

Moving Traﬃc Violations

IDShield Benefits

Have you ever:

■ Everything you would expect with great Identity Theft Protection, PLUS expert identity restoration services.

n Needed your will prepared or updated?

n Received a moving traffic violation?

■ Up-to-date Credit Report with Personal Credit Score and Analysis

n Wanted to protect teenage drivers or kids in college?

n Been overcharged for a repair or paid an unfair bill?

■ Needed your will prepared or updated?

Trial Defense including Pre-Trial & Trial

■ Received a moving traffic violation?

■ 24/7 Continuous Credit Monitoring & real time Activity Alerts with our Mobile App

n Had trouble with a warranty or defective product?

■ Wanted to protect teenage drivers or kids in college?

■ Been overcharged for a repair or paid an unfair bill?

Uncontested Divorce, Separation, Adoption and/or Name Change Representation (available at no cost 90 days after enrollment)

■ Had trouble with a warranty or defective product?

IRS Audit Assistance

■ Been a victim of IDENTITY THEFT or worried about it?

25% Preferred Member Discount (Bankruptcy, Criminal Charges, Other Matters, etc.)

■ Wanted to know your options for mortgages?

■ Needed help with insurance claims?

■ Been pursued by a collection agency?

24/7 Emergency Access for covered situations

■ Signed a contract?

Legal Forms and easy to use Mobile App

■ Had concerns regarding child support?

■ Wanted to know what your legal rights are?

LegalShield Benefits

*LegalShield legal plans cover the member; member’s spouse; never married dependent children under 26 living at home; dependent children under age 18 for whom the member is legal guardian; never married, dependent children up to age 26 if a full-time college student; and physically or mentally disabled dependent children.

■ Legal Advice – personal legal issues (unlimited)

■ Letters/calls made on your behalf

■ Contracts & documents reviewed (up to 15 pages)

■ Residential Loan Document Assistance

■ Attorneys prepare your Will, Living Will and Health Care Power of Attorney

Everything you would expect with great Identity Theft Protection, PLUS expert identity restoration services.

■ Moving Traffic Violations

■ Trial Defense including Pre-Trial & Trial

Up-to-date Credit Report with Personal Credit Score and Analysis

■ Uncontested Divorce, Separation, Adoption and/or

Name Change Representation (available at no cost 90 days after enrollment)

■ IRS Audit Assistance

24/7 Continuous Credit Monitoring & real time Activity Alerts with our Mobile App Comprehensive Restoration Service by licensed experts

■ 25% Preferred Member Discount (Bankruptcy, Criminal Charges, Other Matters, etc.)

■ 24/7 Emergency Access for covered situations

■ Legal Forms and easy to use Mobile App

*Family Identity Theft coverage is for employee, spouse/ partner and as many as 10 children up to age 26 for consultation & restoration, up to age 18 for monitoring.

Questions?

■ Comprehensive Restoration Service by licensed experts

n Been a victim of IDENTITY THEFT or worried about it?

n Wanted to know your options for mortgages?

n Needed help with insurance claims?

■ Unlimited service guarantee & $1 million dollar reimbursement policy

n Been pursued by a collection agency?

n Signed a contract?

*Family Identity Theft coverage is for employee, spouse/partner and as many as 10 children up to age 26 for consultation & restoration, up to age 18 for monitoring.

n Had concerns regarding child support?

n Wanted to know what your legal rights are?

LegalShield Only IDShield Only

*Bundled discount

+ IDShield

memberPerks®

Save big and cover the cost of your membership. On average, members can save over $2,300 annually on goods and services they already use!

Questions?

Contact Cassie Prinke, Call/text: 602-999-9643

To Enroll

Complete application or select on your benefits site. Learn more scan

QR code or visit: shieldbenefits.com/christiancare

403(b) Retirement Plan

Christian Care provides an opportunity for ALL employees to defer pre-tax contributions to the 403(b) plan through payroll deductions up to the annual ERISA allowed pre-tax deferral and pre-tax catch-up contribution limits. Enroll or make changes anytime at https://secure.ascensus.com/login/participant.

The 2025 IRS limit is $23,500 with an additional $7,500 additional catch-up for employees 50 years of age or older.

Christian Care will match employee contributions up to 4% of your salary after 1 year of employment AND 1000 hours as an employee of Christian Care.

Other 403(b) Benefits:

■ Loans - a minimum of $1,000 loan amount is required for a 403(b) Loan and available balance must be at

least 2 times the requested amount. Loan payments are made through payroll deductions and cannot exceed five years (except in the case of a new home purchase).

■ Distributions - Distributions without penalties can be taken in full or in increments after the age of 59-1/2, however, applicable taxes will apply. Hardship Distributions for employees under the age of 59-1/2 will require documentation of need and must meet plan and IRS requirements.

Ascensus

Phone 888-652-8086

Website secure.ascensus.com/login/participant

Welcome to Ascensus

Accident – Hospital – Cancer – Critical Illness

Christian Care offers full-time and part-time employees the opportunity to enroll in the following benefits offered through Aflac:

■ Accident

■ Hospital Confinement Indemnity

■ Cancer/Specified-Disease

■ Critical Illness

Aflac benefits are effective on the 1st of the month following 30 days of full-time or part-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Aflac Representative

April Farrell

Phone 480-363-6679

Email April_farrell@us.aflac.com

Website https://www.aflacenrollment.com/ChristianCareManagement/E60613402331

Long Term Care Insurance

Christian Care offers full-time and part-time employees the opportunity to enroll in long term care insurance through New York Life Insurance.

Long Term Care benefits are effective on the 1st of the month following 30 days of full-time or part-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Pet Care Insurance

Christian Care offers full-time and part-time employees the opportunity to enroll in voluntary pet insurance.

Pet Care benefits are effective on the 1st of the month following 30 days of full-time or part-time employment, with a qualifying event, or during open enrollment for a March 1st effective date.

Employees must enroll, change, or cancel these benefits by completing an enrollment form with the United Pet Care representative or Campus HR Department.

Employees must enroll, change, or cancel these benefits through a New York Life Insurance representative.

New York Life

Charles Pascu

Phone 480-840-2001

Website newyorklife.com

United Pet Care

Corrine Hill

Phone 877-872-8800, ext. 829

Website unitedpetcare.com

United Pet Care Benefits Summary

United Pet Care is an easy, instant, and affordable pet care plan with no exclusions due to age, pre-existing or breed-specific conditions. Through our network of 1,500+ primary care veterinarians, UPC helps members save 20-50% on every vet visit.

Unlike pet insurance, we have no claim forms, denials, waiting periods, or frustrating policy restrictions! Memberships also includes access to a free 24/7 pet helpline through whiskerDocs, savings on pet prescriptions from your local pharmacy, savings on from•home testing kits, and $50 off in-home vet care while traveling through BetterVet. Better care + Better savings = Happy pets!

To learn more, watch our video (unitedpetcare.com/ employers/how-it-works/#promo-video) to see how you can protect your fur babies (of all species!) with UPC, or browse our network of vets (unitedpetcare.com/members/ primary-care-vet-search) to find a participating provider in your area.

What’s Included:

When you become a UPC member, you’ll gain access to 20% (or more) off all in-house services, including:

■ Free 24/7 Pet Helpline powered by WhiskerDocs

■ Savings on human-equivalent pet prescriptions

■ Savings on from-home testing kits

■ Wellness visits and routine care

■ Vaccinations and parasite screenings

■ In-house labs and x-rays

■ Sick visits

■ Dental exams

■ Allergy treatments

■ Emergency care, hospitalizations and cancer care

Visit unitedpetcare.com/enroll to enroll today!

Enroll Today!

To protect your pets in the coming year, follow these 5 simple steps:

1. Visit unitedpetcare.com/enroll and fill in your member information.

2. Check “yes” when asked if you’re enrolling through a benefits plan and select your employer.

3. Review your plan rates and select your Primary Care Vet using the search tool.

4. Add your address, email and create UPC portal logins; then add your pet information.

5. A welcome email and ID card will be sent via email. Show your ID card at your selected vet and start saving!

Monthly payroll deduction rates

■ 1 Pet Monthly: $17.50

■ 2 Pets Monthly: $34.00

■ 3 Pets Monthly: $50.50

■ Each Additional: $16.50

Email info@unitedpetcare.com, call us at 877-872-8800, or visit unitedpetcare.com/members

Additional Company Benefits and Perks

Christian Care offers the following benefits and perks to ALL employees. Flyers for these benefits are provided in the remainder of the packet.

Benefit HUB

Discount Marketplace

Gym Membership Discounts to:

■ YouFit Health Club

■ Anytime Fitness

■ Planet Fitness

$25 Fitness Rebate with proof of membership offered every 3 months (up to $100/year)

Discounts to various attractions in Arizona and California

■ Fun Express (California, Arizona)

Discounts provided through LifeMart

■ Enroll on ADP for these emails or access the discounts by following the instructions below: From ADP, Click: Myself > Benefits > Employee Discounts - LifeMart

Discounts at Verizon Wireless

■ To redeem your discount, go to verizonwireless.com/discount-program/

■ You’ll need to provide your work email address, or a paystub to take advantage of this offer.

■ Full details on the Verizon Wireless website.

Employee Referral Program

■ We encourage our quality staff to refer potential employees for hire.

■ If eligible, employees can receive as much as $500 for an employee referral.

■ Check with HR for full details.

Christian Care “Bucks”

■ Safety bucks, birthday bucks, Christian Care bucks

■ Redeem for company merchandise, movie tickets, etc.

Years of Service Awards

■ Employees at specific intervals receive a gift catalog to choose their anniversary gift and may receive “sabbaticals” in the form of PTO credits to their PTO bank.

Employee Assistance Program

■ Confidential services provided by Lincoln Financial Group.

■ Provides employees with information, resources, referrals on family matters, college planning, event, and vacation planning and more.

■ Legal information and referrals for situations requiring legal expertise.

■ Guidance with financial matters and long-term planning.

■ In-person counseling or guidance.

DailyPay

■ DailyPay allows you to access your pay on-demand.

BenefitHub Discounts & Perks

A world of discounts is waiting...

Enjoy discounts, rewards, and perks on 1,000s of brands you love in a variety of categories:

■ Travel

■ Auto

■ Electronics

■ Apparel

■ Local Deals ■ Education

Entertainment

Restaurants ■ Health & Wellness ■ Beauty & Spa

It’s easy to access and start saving!

1. Go to https://christiancare.benefithub.com

2. Enter your name and email address

3. Start saving today!

Questions? Call 1-866-664-4621 or email customercare@benefitshub.com.

Healthy Lifestyle Program

This program provides:

1. Select Corporate Discounts to Fitness Centers or Clubs will be offered to staff. Some restrictions may apply.

2. Employees who join or maintain membership to a fitness center or club are eligible to receive a S25.00 rebate every 3 months from Christian Care (proof of membership & use is required). To receive your rebate, complete the form below and submit it to Human Resources every 3 months.

Corporate Discounts Include:

FITNESS REBATE-$25.00

YouFit Health Clubs: Multiple levels of membership including single or multiple location access, waived enrollment fees, or options to waive annual dues! Check out: https://partner.youfit.com/corporate/790763973B/ChristianCare-7492 for full information or to enroll today!

Anytime Fitness: Open 24/7/365 days a year, 10% off standard monthly dues, free 7-day guest pass, 50% off standard enrollment, access to any club! Contact HR for a flyer today lo enroll, or visit anytimefitness.com for more information about Anytime Fitness.

Planet Fitness: Save $39 on the Classic enrollment fee. Contact HR for a flyer today, or visit planetfitness.com for more information about Planet Fitness Membership options or to enroll - see flyer for full details!

Employee Name: _______________________________________

Campus/Dept: _______________________________________

Fitness Center/Club Name: ___________________________________________________________________________________________

To be completed by Human Resources personnel upon verification of membership & use:

HR Verification Completed: _____________________________Date last rebate paid: _____________________________

$25 rebate included on payroll check dated: _____________________________

YouFit Health Clubs

Clhristlan Care Employees & Family Members are eligible to take advantage of Exclusive Offers from YouFit Health Clubs!

How to Sign Up:

1. Visit https://partner.youfit.com/corporate/790763973B/ChristianCare-7492

2. Choose the Membership Option you would like to sign up for.

3. Fill out the online form.

4. Select the membership you would like and a special link will be sent directly to you!

Christian Care Companies

12-19488

Employee Referral Form

I referred _________________________________________ to join the team at Fellowship Square!

Submitting an application for a position with a referral form does NOT automatically qualify the referral source to be eligible under the program. I understand I may receive a referral incentive payment at the completion of the new employees 1, 3, 6 and/or 12 month marks. I understand I must also be employed at Christian Care at the time of completion dates to receive the referral incentive payment.

This program doe-snot apply to employees that transfer from one department to another. Nor does it apply to temporary, on call positions or previous employees (rehired). ‘The referee must submit this form upon date of hire with the application to qualify for the payout. The referral source must also be employed at Christian Care at the time of completion dates to receive the referral incentive payment.

Employee Name Employee Signature

Referral incentive payment structure:

■ Registered Nurses, AL Caregivers, CNA’s will receive $250 at each mark for a total of $1000 after 1 year of employment

■ Dietary/Waitstaff, Security, Housekeeping staff will receive $125 at each mark for a total of $500 after 1 year of employment

■ All other positions will receive $25 at each mark for a total of $75

HR USE ONLY:

Registered Nurses, AL Caregivers, CNA’s

Date of Hire:

$250 @ 30 days

$250 @ 90 days

$250 @ 180 days

$250 @ 1 year

Dietary/Waitstaff, Security, Housekeeping staff

Date paid Signature

Date of Hire: Date paid

$125 @ 30 days

$125 @ 90 days

$125 @ 180 days

$125@ 1 year

All other positions

Date of Hire: Date paid

$25 @ 30 days

$50 @ 90 days

“Critical Need” Employee Referral Program

On December 5. 2014, The Senior Executive Team determined that it is necessary to update the Employee Referral Program to provide additional incentives for “critical need” employee referrals. The new program will provide additional incentives for employee referrals on a case-by-case basis, as needed, and as exclusively determined by the Campus Executive Directors. Submitting an application for a position with a referral form does NOT automatically qualify the referral source to be eligible under the program. Additional job positions may be added based upon need. Please distribute this “Critical Need” Employee Referral Program to all employees. For Referrals not on the “Critical Need” list. The September 2, 1998 Employee Referral Program will apply. Referral payments listed below, and as determined by critical need assessed by the Campus Executive Director, will be made to employees in four (4) Increments from the first 30 days to one (1) year of employment of the referred employee:

Certified Caregivers/CNAs: $1,000. Paid as follows:

1) 30 days of employment: $250

2) 90 days of employment: $250

Dietary& Security Personnel $250. Paid as follows:

1) 30 days of employment: $62.50

6 months of employment: $250

1 year of employment: $250

2) 90 days of employment: $62.50 3) 6 months of employment: $62. 50 4) 1 year of employment: $62.50

Referral Form:

Please note that this form must be returned to your Campus HR Representative to facilitate payment as scheduled.

Employee Making the Referral:

Employee Referred: Name:____________________________________

Campus HR: Name:____________________________________

Dates and Amount of Employee Payments: Payment

Lincoln Financial Group Flyer

EmployeeConnectSM services

•Company sponsored

•Strictly confidential

•Provided at no charge to you

•Available to you and your dependents 24/7

You get:

•Unlimited phone access to legal, financial, and work-life services

•In-person help with short-term issues

•Up to four* sessions per person, per issue, per year

Detach and keep this card with you at all times.

The resources you need to meet life’s challenges.

Life has its share of ups and downs — and sometimes you may need a little guidance through the “downs.” EmployeeConnectSM services included with your employer’s long-term disability insurance offer an array of confidential services to help you and your loved ones meet the challenges that life, work, and relationships can bring.

Unlimited 24/7 assistance

You can access the following services anytime, online or with a toll-free call:

• Information, resources, and referrals on family matters, such as child and elder care; kennels and pet care; event and vacation planning; moving and relocation; car buying; college planning; and more

• Legal information and referrals for situations requiring expertise in family law, estate planning, landlord/tenant relations, consumer and civil law, and more

• Guidance with financial matters, including household budgeting, and shortand long-term planning

In-person guidance

Some matters are best resolved by meeting with a professional in person. With EmployeeConnect, you get:

• In-person help for short-term issues (up to four* sessions with a counselor per person, per issue, per year)

• In-person consultations with network lawyers, including one free 30-minute in-person consultation per legal issue, and subsequent meetings at a reduced fee

*In California, up to three sessions in six months, starting with initial contact by employee.

Online resources

EmployeeConnect offers a wide range of information and resources that you can research and access on your own just by visiting GuidanceResources.com. You’ll find:

• Articles and tutorials

• Streaming videos

• Interactive tools — including financial calculators, budgeting spreadsheets, and a language translator

EmployeeConnectSM counselors are experienced and credentialed

When you call our toll-free line, you’ll talk to an experienced professional who will provide counseling, worklife advice, and referrals. All counselors hold master’s degrees, with broad-based clinical skills and at least three years of experience in counseling on a variety of issues. For face-to-face meetings, you will be referred to a fully credentialed, state-licensed clinician.

You’ll receive a customized information packet for each of the work-life services you use.

To take advantage of the EmployeeConnectSM program, or for more information: Visit www.GuidanceResources.com or call 888-628-4824.

LincolnFinancial.com

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and contractual obligations.

LCN-1858371-072817

PDF 1/18 Z04

Order code: LTD-EMCO-FLI001

EmployeeConnectSM services are provided by ComPsych® Corporation, Chicago, IL. ComPsych® and GuidanceResources® are registered trademarks of ComPsych® Corporation. ComPsych® is not a Lincoln Financial Group® company. Coverage is subject to actual contract language. Each independent company is solely responsible for its own obligations.

Insurance products (policy series GL3001) are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products (policy series GL3001) are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.

What is DailyPay?

DailyPay allows you to access your pay on-demand!

✓ Track your daily income with updates after every shift you work

✓ Transfer your earnings instantly or next-day

✓ Automatically save a portion of your paycheck

Career Continuum Opportunity

Our Vision is “A world where all people thrive and live with purpose.”

There is room for advancement and/or professional growth with Christian Care Companies. The Career Continuum outlines the career possibilities for someone at Christian Care Fellowship Square. On-the-job training and educational assistance may be available to help staff advance their careers if they meet the following criteria:

1. Remain employed at least 90 days.

2. Receive “Excellent” performance reviews.

When criteria listed above is met:

1. You can apply for formalized education or certification if it is needed for the role you are interested in, just request a recommendation from your Manager by filling out the Education Assistance Application and submit it for Executive Director Approval.

2. Apply for the position you desire!

Wait staff, housekeeper, etc.

Caregiver, CNA, Admin Assistant, etc.

Lead caregiver/CNA, Administrative Position, etc.

Department Director, ...?

RN, Department Supervisor, etc.

Important Phone Numbers

Campus HR Department

Valerie Remington

Corporate HR Director, Benefits & Compliance

602-443-5414

Valerie.Remington@ChristianCare.org

Personify Health

800-990-9058 personifyhealth.com

PPO Network: Blue Cross Blue Shield of Arizona Provider Search: azblue.com/find-a-doctor/chs-mayo

Liviniti Rx

800-710-9341

liviniti.com

RxCompass

833-652-8379

carenavigator@myrxcompass.com myrxcompass.com

HealthEquity

866-346-5800 healthequity.com

Guardian

888-600-1600 guardiananytime.com

Lincoln Financial Group 800-423-2765 lincolnfinancial.com

Legal Shield

Cassie Prindle 602-999-9643 legalshield.com

Aflac Representative

April Farrell 480-363-6679 April_farrell@us.aflac.com

New York Life

Charles Pascu 480-840-2001 newyorklife.com

United Pet Care

Corrine Hill 877-872-8800, ext. 829 unitedpetcare.com

ABOUT THIS BOOKLET

This booklet highlights important features of Christian Care’s benefits for its benefit eligible employees. While efforts have been made to ensure the accuracy of the information presented, in the event of any discrepancies your actual coverage and benefits will be determined by the legal plan documents and the contracts that govern these plans.

Capital Financial

14614 N. Kierland Blvd., Suite N220, Scottsdale, AZ 85254

Office / 480.347.0926

Fax / 480.360.6417