Breaking Bank is a budgeting app that allows students to “level up” as they spend their MasterCard and use it in a responsible way. More points will be awarded for positive behaviors like paying bills on time, paying off one’s entire credit, etc. As users “level up,” they will gain access to more exclusive deals that will be preloaded onto their MasterCard, so that the deal will be instantly applied when they use their MasterCard. This will not only promote positive and responsible banking, but also encourages using one’s MasterCard.