55&
JULY/2017
Better 2017
Le Center Leader Le Sueur News-Herald St. Peter Herald
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The OrthoEdge joint replacement program offers superb care from your first visit through recovery. The surgeons from the Orthopaedic & Fracture Clinic and the care team at River’s Edge Hospital provide personal and professional care to get you back to able.
www.orthoedgemn.com
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(Metro) Though a transient lifestyle is something few people aspire to during much of their lives, come retirement, the idea of staying in a place for only a short time has more appeal. According to a 2014 study from the Transamerica Center for Retirement Studies, 36 percent of baby boomers want to spend their retirements traveling. Many are succeeding in doing just that, as a study from the luxury travel network Virtuoso found that today’s seniors spent an average of just
money-saving travel tips for retirees
over $11,000 per year on travel. That was more than any other generation, highlighting just how much older adults like to get out and explore the world. Retirees who fear they cannot afford to travel can explore the various ways for seniors to cut costs and still satisfy their wanderlust during retirement.
businesses that cater to travelers offer discounts to seniors. Car rental agencies, hotels, travel agencies, and cruise lines may offer direct discounts to customers 65 and older, while membership in organizations such as AAA and AARP may make seniors eligible for additional discounts. Discounts on lodging and airfare might net the biggest savings, 1. Take advantage of age-re- but even discounts on various lated discounts. smaller expenses can add up to Some adults prefer to hide big savings. their ages, but when it comes time to travel during retirement, honesty is the best policy. Many Continued on page 12
MONEY TIPS
55 & BETTER
A special publication of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald Publisher Chad Hjellming Media Consultants Kathleen Davies Missy Daschner Gayle Stelten Advertising Design Mary Jo Blanchard Kate McGillen
Look for this section on
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The tenants and residents at Benedictine Living Community of St. Peter have lots of reasons to be smiling...
They are enjoying life at its finest! • Full continuum of care including independent and assisted living, nursing home, memory care, post-acute care, in-patient or out-patient therapy, palliative and hospice care under one roof • Interior access to a clinic, hospital, and fitness center • Nurse practitioners and physicians on campus • Scheduled campus activities and wellness programs • Senior apartments with washers and dryers and offering underground parking
To schedule a visit or to learn more: Benedictine Health Center 507-934-8281 1907 Klein Street, St. Peter
Benedictine Court 507-934-8817 1906 Sunrise Drive, St. Peter
www.blcstpeter.org 55 & Better July 2017 is distributed to subscribers and readers of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald at no additional charge. All rights reserved. ©2017 All advertising contained herein is the responsibility of the advertiser.
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Avoid aches and pains when gardening
Le Sueur Community Center Exercise Anytime - 24/7 Access Available!
Don’t let PAIN keep you out of the GAME! Regular exercise can help you: - Reduce your risk of cardiovascular disease - Strengthen your bones and muscles - Improve your balance to help prevent falls - Improve mental health and enhance mood The Le Sueur Community Center is excited to offer the SilverSneakers Fitness Program, the nation’s leading exercise program designed exclusively for older adults. Your Medicare health plan may include SilverSneakers as part of your benefit package. Find out how you can take advantage of all that SilverSneakers has to offer!
Drop-In Fitness Classes for Seniors
-SilverSneakers Classic 9:30am Mon., Wed. & Fri. -SilverSneakers Circuit 8:00am Tue. & Thurs. -SilverSneakers Yoga 8:00am Mon. & Wed. -Arthritis Foundation Aquatic Program 9:30am Tue. & Thurs. -Zumba Gold 9:30am Wed.
Numerous Health Reimbursement Programs Accepted Call for Activity Information and Hours CALL 507-665-3325 | 821 E. Ferry St. | Le Sueur, MN
www.cityoflesueur.com | www.facebook.com/lesueurcommunitycenter
(Metro) People who have not spent much time in a garden may not consider this rewarding hobby much of a threat to their health. But as veteran gardeners can attest, gardening can contribute to nagging aches and pains that can force even the most ardent green-thumbers indoors. Gardening is a physical activity that, despite its peaceful nature, can be demanding on the body. Thankfully, there are several ways that gardening enthusiasts can prevent the aches and pains that can sometimes pop up after long days in the garden. • Use ergonomic gardening tools. Ergonomic gardening tools are designed to prevent the types of aches, pains and injuries that can cut gardeners’ seasons short. Gardening injuries can affect any area of the body, but injuries or aches and pains affecting the back, wrists and hands are among the most common physical problems gardeners endure. Look for ergonomic tools that reduce the strain on these
areas of the body. Even arthritis sufferers who love to garden may find that ergonomic tools make it possible for them to spend more time in their gardens without increasing their risk for injury. • Alternate tasks. Repetitive-strain injuries can affect gardeners who spend long periods of time performing the same activity in their gardens. By alternating tasks during gardening sessions, gardeners can reduce their risk of suffering repetitive strain injuries. Alternate tasks not just on muscle groups worked, but also level of difficulty. Remember to include some simple jobs even on busy gardening days so the body gets a break. • Take frequent breaks. Frequent breaks can help combat the stiffness and muscle aches that may not appear until gardeners finish their gardening sessions. Breaks help to alleviate muscles or joints that can become overtaxed when gardening for long, uninterrupted periods of time. When leaning down or working on your hands and knees, stand
up to take breaks every 20 minutes or the moment aches and pains start to make their presence felt. • Maintain good posture. Back injuries have a tendency to linger, which can keep gardeners indoors and out of their gardens. When gardening, maintain good posture to prevent back injuries. Gardening back braces can protect the back by providing support and making it easier for gardeners to maintain their posture. Tool pouches attached to gardening stools or chairs also can be less taxing on the back than gardening belts tied around the waist. Gardening might not be a contact sport, but it can cause pain if gardeners do not take steps to prevent the onset of muscle aches and strains when spending time in their gardens.
JULY 2017
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Power of attorney protects loved ones (Metro) Life is full of the unexpected. But just because the future is unpredictable does not mean adults cannot prepare for what lies ahead. Estate planning is important, and establishing power of attorney can be essential for men and women looking to protect their financial resources and other assets.
What is power of attorney?
A power of attorney, or POA, is a document that enables an individual to appoint a person or organization to manage his or her affairs should this individual become unable to do so. According to the National Caregivers Library, POA is granted to an ‘attorney-in-fact’ or ‘agent’ to give a person the legal authority to make decisions for an incapacitated ‘principal.’ The laws for
creating a power of attorney vary depending on where a person lives, but there are some general similarities regardless of geography.
Why is power of attorney needed? Many people believe their families will be able to step in if an event occurs that leaves them incapacitated and unable to make decisions for themselves. Unfortunately, this is not always true. If a person is not named as an agent or granted legal access to financial, medical and other pertinent information, family members’ hands may be tied. In addition, the government may appoint someone to make certain decisions for an individual if no POA is named. Just about everyone can
benefit from establishing an attorney-in-fact. Doing so does not mean men and women cannot live independently, but it will remove the legal barriers involved should a person no longer be physically or mentally capable of managing certain tasks.
involved in general, special and health care powers of attorney being made ‘durable.’ This means the document will remain in effect or take effect if a person becomes mentally incompetent. Certain powers of attorney may fall within a certain time period.
Power of attorney varies
What is covered?
Power of attorney is a broad term that covers various aspects of decision-making. According to the legal resource ‘Lectric Law Library, the main types of POA include general power of attorney, health care power of attorney, durable power of attorney, and special power of attorney. Many of the responsibilities overlap, but there are some subtle legal differences. Durable power of attorney, for example, relates to all the appointments
An agent appointed through POA may be able to handle the following, or more, depending on the verbiage of the document: • banking transactions Power of attorney is a key document to have in an estate plan. • buying selling property • settling claims • deciding on medical treat- out and an agent appointed on • ling ta returns ments one’s own, working with an es• managing government• selling personal property tate planning attorney to better supplied benefits • ful lling advanced health understand the intricacies of this • maintaining business in- care directives vital document is advised. terests • making estate-planning Although a power of atdecisions torney document can be filled
How common is carpal tunnel? (Metro) Increased hours spent on computer keyboards and digital devices can put people at risk for a relatively common and oftentimes painful condition that affects mobility in the wrist. Carpal tunnel syndrome, or CTS, can cause numbness, pain and tingling in the hand or arm as a result of one of the major nerves of the hand - the median nerve - being compressed in the wrist. The American College of Rheumatology says that CTS may be the most common nerve disorder experienced today, affecting between four and 10 million people in the United States alone. Middle-aged to older individuals are more likely to develop CTS than younger persons, and females are diagnosed three times more frequently than males.
What is the carpal tunnel?
The carpal tunnel is a passage that forms in the wrist on the palm side of the hand. It is located just beneath the skin surface. The National Institute of Neurological Disorders and Stroke says the carpal tunnel is a narrow, rigid passageway of ligament and bones. Eight small
when experiencing symptoms fecting activities and sleeping tion that affects nerve function related to CTS. patterns, individuals should see may lead to permanent nerve their doctors. Various nonsurgi- and muscle damage. wrist bones form three sides of also controls some small muscles When to see a doctor cal remedies and therapies may the tunnel. The width of the tun- at the base of the thumb. If pain and tingling are afhelp. If left untreated, any condinel is only about an inch. Injury or inflammation to the tissues Symptoms of carpal tunnel inside of the carpal tunnel can Weakness of the hand as shrink the space of the tunnel, well as tingling and numbness eventually pressing on the ten- are the two most common sympdons and the median nerve that toms of CTS. The numbness runs through this narrow area. particularly affects four of the fingers. It can occur when holdThe role of the median nerve ing a phone, book, newspaper When compression occurs or steering wheel or engaging in in this area of the wrist, a key just about any activity that innerve is affected. The median volves the hands. CTS also may nerve origi- nates in the wake a person up from sleep. neck and There are a number of other 5-Star Nursing Home r u n s compression issues that can ocshort-term and long-term care cur in the hand and arms, causing similar pain and tingling in other areas. Ulnar nerve comMeals On Wheels pression in the elbow can cause part of the ring finger and pinky Aegis Therapy finger to tingle and may be indicative of a different ailment. That’s why a Adult Day Health Center professional diagt hroug h nosis must be the arm. The sought median nerve Sunrise Plaza Independent Ridgeview Le Sueur passes through the carLiving Apartments pal tunnel at the wrist and Medical Center Secure and carefree goes into the hand, providing 621 S. Fourth Street, Le Sueur HUD subsidized apartments feeling to the palm side of the 507-665-3375 thumb and to the index, middle Daily meals and activities available and part of the ring fingers (although not the little finger). It
Senior Services
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Options when paying for long-term care (Metro) Aging has its side effects, as it’s inevitable that individuals’ bodies and minds will change as they approach their golden years. Illnesses, disabilities and other conditions may speed up the changes in certain individuals. While many seniors continue to live independently well into their golden years, some require long-term care. The decision to move an elderly relative into a long-term care facility can be difficult. In addition to the emotional effects of such a decision, families must deal with the financial repercussions. Long-term care services can be costly, and many general
healthcare insurance plans do not cover long-term care. The U.S. Department of Health and Human Services offers that an assisted living facility may cost roughly $3,300 per month for a one-bedroom unit, while a nursing home may cost between $6,200 and $6,900. Seniors or families who have enough income and savings may be able to pay for long-term care services without assistance. But those who cannot afford to do so may need to utilize different programs or resources to pay for long-term care. • ong-term care insurance According to WebMD, commercial insurers offer private
policies referred to as long-term care insurance. These policies may cover services such as care at home, adult day care, assisted living facilities, and nursing homes. However, plans vary widely. In addition, the cost for care and eligibility requirements may change as a person ages, so it’s best to purchase this insurance while young and relatively healthy. • overnment assistance overnment health programs may pay for a portion of certain care but not all of the services offered by long-term care facilities. For example, the Canadian Life and Health Insurance Association says government health
care programs may cover only a small percentage of the costs for nursing homes or other specialized residential care facilities, or perhaps none at all depending on the circumstances. In the United States, Medicare is the Federal health insurance program for people age 65 and older and for some people younger than 65 who are disabled. Medicare generally does not pay for long-term help with daily activities. Medi-
care pays for very limited skilled nursing home care after a hospital stay, but not for many assisted living facilities. Medicaid is another option that pays for health services and long-term care for low-income people of any age. First, applicants must determine their eligibility for Medicaid. Medicaid is typically only available after most personal assets have been depleted. Even with Medicaid, a
resident of a long-term care facility may need to pay a portion of the care out of pocket. What’s more, as part of the application for Medicaid, a ‘look back’ at assets is required to deter gifting assets in order to qualify. Paying for long-term care requires planning well in advance of when such services may be needed.
JULY 2017
55 & BETTER
Simple and natural ways to lower blood pressure
Understanding, preventing and managing osteoarthritis The most common chronic condition of the joints in both the United States and Canada, osteoarthritis affects roughly 30 million people in just those two countries alone. While osteoarthritis, or A can a ect people of all ages it’s most common in men and women over the age of 65. Understanding osteoarthritis and how to prevent and manage the disease can help men and women over the age of 50 reduce their risk and live more comfortably even if they develop A.
What is osteoarthritis?
According to the Arthritis Foundation, healthy joints are covered by cartilage, a flexible
connective tissue that covers the end of each bone. Cartilage facilitates motion of the joints and serves as a cushion between the bones. hen a person has A cartilage breaks down, causing swelling and pain and affecting the mobility of the joint. ver time A can orsen and cause bones to break down and develop bone spurs, which form when bones meet each other in the joints. A can even advance to a point where cartilage wears away and bone rubs against bone, creating even more pain while damaging the joints even further.
What causes osteoarthritis?
product of the wear and tear the human body naturally endures over a lifetime A is no viewed as a disease, notes the AF. The following are some potential causes of A. • enes e AF notes that certain genetic traits can increase a person’s likelihood of developing A. ollagen is a protein that makes up cartilage, and, while rare, a genetic defect that affects the body’s production of cartilage can lead to A occurring in people as young as 20 years old. Researchers have
also noted that the gene FAAH is more commonly found in people ith A of the knee than in people who don’t have the disease. FAAH has been previously linked with pain sensitivity. • eight eing over eight increases a person’s risk for a host of ailments and diseases, and A can be counted among them. Extra weight puts additional pressure on hips and
OSTEOARTHRITIS Continued on page 13
Save the Date September 21st, 2017 2-5pm 1 0 5 P l um R un, Le Sueur, M N
This program is made possible with funds provided by the St Peter Tourism Visitors Bureau.
• ook for foods that contain probiotics. Johns Hopkins Medicine notes that studies have linked foods that contain probiotics to healthy blood pressure. Probiotics are consumable live bacteria, and while studies regarding the relationship between probiotics and blood pressure are ongoing, researchers believe probiotics may produce chemicals that, when absorbed in the blood stream, may activate receptors in the blood vessels to lower blood pressure. • ose eight. eople ith high blood pressure who are carrying a few extra pounds should know that research indicates extra weight can cause injury to the heart. Dropping those pounds, especially through physical activity that can boost heart health, can help men and women lower their blood pressure.
Nicollet County Public Health
nce considered a by-
Senior Expo St. Peter Community Center
|
(Metro) High blood pressure is a big problem. According to the U.S. Centers for Disease Control and Prevention, roughly one in three adults in the United States has high blood pressure. In Canada in 2014, slightly less than 18 percent of Canadians ages 12 and older reported being diagnosed with high blood pressure. While such figures might be frightening, Johns Hopkins Medicine notes that there are some simple and natural ways for people to lower their high blood pressure. • pt for heart-healthy foods. Instead of foods that are high in sodium, eat a diet that is rich in whole grains, fruits, vegetables, and lean proteins. Check labels before buying prepared foods at the grocery store, as many such foods are high in sodium.
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Volunteering as an older adult: How to find the right fit for your new lifestyle
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(Metro) Many parents feel involving their children in volunteering at an early age can have a profound, long-lasting impact on their kids. But youngsters are not the only ones who can reap great rewards from volunteering, as studies show that men and women at, beyond or approaching retirement age also benefit greatly from volunteer work. Research from the Corporation for National and Community Service found that more than 20 million older adults contributed in excess of three billion hours of community service time each year from 2011 to 2013. The reasons why older adults volunteer are varied, but in its 2014 survey the AARP’s Experience Corps found that 97 percent of its volunteers indicated that their volunteer work with the organization gave them a sense of purpose. Older adults who want to volunteer but have little or no history with volunteering might not know where to begin with regard to finding the right opportunity. The right fit can make all the difference for volunteers and the people they help, and the following tips might help older adults as they look for an opportunity that best utilizes their skills and
experience. • no your schedule. Older adults who are still working but want to volunteer may have a firm grasp on their schedules, but even retirees should not overestimate how much time they have to volunteer. Before you begin to look for an opportunity, write down your commitments and daily schedule, using this list to determine how much free time you have to volunteer. Some opportunities require greater time commitments than others, so make sure you know just how much time you can devote to an opportunity before signing up. • ive due consideration to your experience. Older adults who have retired or are on the cusp of retirement have a lifetime of experience they can use to help others. Imparting wisdom learned in your professional life can provide a sense of purpose and even make you feel as though you are still actively involved in the industry where you built your professional reputation. But life experience can also prove invaluable in volunteering opportunities. Mentoring programs give volunteers the chance to help young people, and such opportunities can involve more than just offering professional advice.
• ont do nplay the significance of certain opportunities. Volunteering opportunities come in many variations, and each is significant in its own right. Coaching a grandchild’s soccer team can have as significant an impact on the people you help as other volunteering opportunities. Volunteers offer their time because they have a passion to help others, and that help can be given in a myriad of ways. • eave time for the rest of your life. Volunteering is a selfless act, and volunteers are the backbone of many successful charitable organizations. But older men and women should leave time for the rest of their lives as well. Retirement should be fulfilling but also include time for recreation, so don’t downplay how important hobbies are to you in an attempt to find more time to volunteer. No retiree wants to grow resentful of his or her volunteer work because it leaves little time for other pursuits, so do your best to balance your charitable endeavors with the other things in life that matter to you. Finding the right volunteer opportunity can make all the difference for older men and women who want to give back to their communities.
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Behaviors that may help you reduce your risk for colorectal cancer
Women can get the facts about menopause so they can make smart choices about lifestyle changes and possible treatment options.
Some potentially surprising facts about menopause (Metro) Menopause is a process nearly all healthy women will go through naturally. During menopause, women will begin to experience irregular menstrual cycles to the point where menstruation will cease altogether. WebMD states that most women will enter menopause - marked by not having a period for a duration of one year - on or around the age of 50. Some women experience menopause in their 40s, while others experience it closer to 60. Many women find they are apprehensive about menopause, which is one of the biggest hormonal changes women experience. Difficulty understanding menopause may be fueled by misinformation, including misconceptions about this time of life. Becoming educated about menopause can help women alleviate any anxiety they feel. • eriods largely dont stop overnight. In many cases, a woman entering menopause will not cease menstruating all at once. According to the North American Menopause Society, ovary fluctuations occur gradually. It can take anywhere from three to five years before menstruation fully ceases. As ovary function
fluctuates, so do hormone levels. This leads to periods being closer together or further apart, lighter or heavier. • eight gain can occur if women let it. Menopausal women may need to reassess their diets and exercise habits. During menopause, ovaries make fewer sex hormones, and one might experience a hormonal imbalance. As a result, the body may respond by trying to protect itself by storing fat, especially around the waist, hips and thighs. Working with a nutritionist and a doctor may help women develop a plan to maintain healthy weights throughout menopause. • ormone replacement therapy is an option. nglands ational nstitute of ealth and Care Excellence recently changed its view of hormone replacement therapy or RT which was once deemed dangerous due to the perception that it increased a omans risk of developing breast cancer. In its review of the evidence, NICE found that if 1,000 women aged ere not undergoing RT around 22 would be expected to develop breast cancer over seven years. If the same number were put on combined estrogen and
progesterone treatment, there would be around five more cases and the slightly increased risk only lasts as long as women are on the therapy. • veryone doesnt e perience the same symptoms. Many women are prone to hot flashes and mood changes, while others may sail through menopause without noticing much difference. ts an unpredictable time of life, and women should adapt as their symptoms appear. • ntimacy doesnt have to wane. While hormonal changes can affect libido, speaking with a doctor about symptoms, including vaginal dryness, can open up a discussion focusing on solutions. • e on the lookout for mental symptoms as well. Changes in emotions, memory and concentration during perimenopause and menopause due to sudden shifts in hormones are possible. Be aware that these conditions may be linked to menopause and that they, too, can be managed. Menopause is an inevitability for women. By removing the mystery, women approaching and entering menopause can get the understanding and relief they need.
(Metro) Colorectal cancer is a formidable foe. According to the U.S. Centers for Disease ontrol and revention colorectal cancer is the second leading cancer killer in the United States. Colorectal cancer is similarly lethal in Canada, where the Canadian Cancer Society reports it is the second leading cause of cancer death in men and the third leading among women. Some risks for colorectal cancer are beyond an individuals control. For e ample the CCS notes that a personal or family history of polyps in the colon, rectum or both significantly increases a persons risk of developing colorectal cancer. Lynch syndrome, a condition caused by gene mutations, causes polyps to develop in the lining of the colon, rectum or both. Since Lynch syndrome is inherited, there is nothing men and women can do to reduce their risk of developing it. Research into colorectal
cancer is ongoing, making it difficult for doctors to say certain behaviors or approaches are certain to reduce a persons risk of developing the disease. But there are certain things in-
the colon or rectum. If they go undetected, these polyps may turn into cancer. Screening can detect polyps early so they are found before they develop into cancer. e U. . reventive er-
Physical activity may help men and women reduce their risk of developing colorectal cancer. dividuals can do that might help save them from falling victim to colorectal cancer. • et screened. e notes that colorectal cancer usually begins when polyps form in
vices Task Force recommends colorectal cancer screening using high-sensitivity fecal occult
BEHAVIORS Continued on page 13
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Personalized medicines may be the future of healthcare (Metro) When a person feels ill, his or her doctor may assess any symptoms and then prescribe a particular medication to treat or alleviate those symptoms. Doctors prescribe medications hoping to treat sickness, but sometimes prescriptions fall short, leaving some to wonder if prescription medications could be customized more for individual needs? The science is already here. Making specialized drugs is not a new concept. Prior to the rise of drug manufacturing companies, early pharmacists routinely customized ingredients. According to Professional Compounding Centers of America, customized medications are created through a process known as pharmacy compounding, which is defined as the art and science of preparing personalized medications for patients. Specialized pharmacists take a practitioner’s prescription and mix individual ingredients
together in the exact dosage and strength required. Compounding may be done to change the form of the medication from a pill to a liquid or to remove a certain additive or ingredient, such as gluten, that might cause an allergic reaction. The American Pharmacists Association says that compounding also can be used to flavor a medication in an effort to make it more palatable. Compounded drugs can be just as safe as mass-produced prescriptions. And thanks to their tailor-made formulas, compounded medications also may help people avoid side effects and other adverse reactions. Compounding gives physicians flexibility in regard to how to best help their patients. Compounding is done in hospital pharmacies and other healthcare facilities. There also are thousands of communitybased pharmacies in the United States that specialize in compounding services. Pharmacists
in these facilities spend all of their time making special preparations. All pharmacists and pharmacies engaged in compounding are subject to oversight by both federal and state authorities. On November 27, 2013, Congress amended the Federal Food, Drug, and Cosmetic Act by enacting the Drug Quality and Security Act to ensure that compounded drugs are produced in accordance with applicable federal requirements. The National Association of Pharmacy Regulatory Authorities helps to oversee compounding in Canada. Preparations of products are subject to the Food and Drug Act and Regulations, Good Manufacturing Practice guidelines, and inspection by Health Canada. Pharmaceutical compounding may not be new, but it is increasingly relied on to create the best formulations for individual patients.
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Some benefits of growing
older
(Metro) Many people are quick to think of growing older in a negative light. Although there certainly are some side effects of aging that one may wish to avoid, people may find that the benefits of growing older outweigh the negatives. Seniors are a rapidly growing segment of the population. In the United States, the Administration on Aging states that the older population - persons 65 years or older Ñ numbered 46.2 million in 2014 (the latest year for which data is available). Statistics Canada reports that, in July 2015, estimates
indicated that there were more persons aged 65 years and older in Canada than children aged 0 to 14 years for the first time in the country’s history. Nearly one in six Canadians (16.1%) was at least 65 years old. With so many people living longer, it’s time to celebrate the perks of getting older rather than the drawbacks. Here are some great benefits to growing old. • igher self-esteem e insecurities of youth give way as one ages, and older people have less negativity and higher self-esteem. A University of Basel study of people ranging in ages from
18 to 89 found that regardless of demographic and social status, the older one gets the higher self-esteem climbs. Qualities like self-control and altruism can contribute to happiness. • Financial perks eniors are entitled to discounts on meals, museum entry fees, movies, and other entertainment if they’re willing to disclose their ages. Discounts are available through an array of venues if one speaks up. Seniors also can enjoy travel perks, with slashed prices on resorts, plane tickets and more. e U. . ational ark ervice offers citizens age 62 and older life-
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time passes to more than 2,000 federal recreation sites for just $10 in person ($20 online or via mail). • Reasoning and problem-solving skills rain scans reveal that older adults are more likely to use both hemispheres of their brans simultaneously Ñ something called bilaterali ation. is can sharpen reasoning skills. For e ample, in a University of Illinois study, older air traffic controllers excelled at their cognitively taxing jobs, despite some losses in short-term memory and visual spatial processing. Older controllers proved to be experts at navigating,
juggling multiple aircrafts simultaneously and avoiding collisions. • ess stress As people gro older they are able to differentiate their needs from wants and focus on more important goals. is can alleviate orry over things that are beyond one’s control. Seniors may realize how little the opinions of others truly mean in the larger picture, thereby feeling less stress about what others think of them. Growing older may involve gray hair or wrinkling skin, but there are many positive things associated with aging.
From D es i g n to D o ne and every step in between.
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Adopting a dog or cat later in life
(Metro) Companion animals bring great joy to their owners. The unconditional love cats and dogs provide appeals to people of all ages. While many people associate pets with kids who can’t wait to welcome the first cat or dog into their homes, pets can benefit aging men and women as well. It’s not uncommon for seniors to feel lonely or depressed when they retire, their children move away or they lose a spouse or close friend or friends. The American Humane Society states that studies show pets help seniors overcome loneliness and depression by providing affection, company and entertainment. Pets also provide muchneeded mental stimulation, and many pet owners find their pets help them become more physically active as well. Seniors who adopt pets may also feel a sense of purpose when helping animals who may not have anywhere to live. This is particularly true of older companion animals, which many young families are understandably hesitant to adopt. Mature pets might be an ideal fit for se-
niors. When seniors are looking to adopt a pet, there are various reasons why older pets or particular animals might be the perfect fit for them. • Adult pets may already be house trained, saving seniors the trouble and effort of training them. • eniors may nd cats t their lifestyles more than dogs, as cats are less active and do not need to be walked or played with as much as dogs. Cats also are small and easily maneuverable, meaning even seniors who have arthritis or other physical limitations can easily care for cats. Many cats are also content to
spend long periods of time sleeping on their owners’ laps. • mall dogs that can be active within the house might be a good idea as well, especially for seniors with mobility issues. They’re also easily transported to and from vet appointments.
It’s important that seniors carefully weigh the benefits of adopting a pet against any limitations they may have. Having a backup plan for care is advantageous as well. Seniors should not adopt a pet if they anticipate frequent travel or medical care that requires they be away from home for long periods of time.
MONEY TIPS Continued from page 2
2. Don’t overlook travel agencies. While many prospective travelers’ first instincts are now to visit various travel websites in an effort to find the most affordable trips, it’s important that travelers not overlook travel agencies when planning trips. Travel websites, though a valuable resource, only list the hotels and airlines that agree to be included on their sites. While many participate, some do not, and those that do not may instead work independent of travel websites or partner with travel agencies. Travel agencies have access to the latest information, and many specialize in certain countries, knowing
all the attractions visitors to their countries want to see. Travel agencies may offer packages that include admissions to popular attractions, which can be more affordable than planning a trip a la carte.
gious organization or another program, can save travelers substantial amounts of money. Many hotels and tourist attractions offer steep discounts for group tours, which can even be arranged through travel agencies. A hidden benefit of 3. Travel as part of a group. signing up for a group tour is Group travel may not ap- the chance to meet new people peal to everyone, but it should and develop new relationships appeal to older, budget-con- with fellow globetrotters. scious travelers. Retirees who are uncomfortable driving at Many working profeshome will likely be even less sionals hope to spend the bulk comfortable driving in foreign of their retirement traveling countries where the rules of the the globe. While such a goal road are not the same. Travel- is potentially costly, there are ing in groups, whether it’s with various ways to save and still a retirement community, reli- see the world.
JULY 2017
55 & BETTER
Keeping Active
Metro According to the enters for isease ontrol and revention, regular physical activity is one of the most important things older adults can do to promote their longterm health. The CDC recommends that men and women age 65 or older who are generally fit and have no limiting health conditions need at least two hours and 30 minutes of moderate-intensity aerobic activity, such as brisk walking, each week. n addition such people should perform strength-training activities that work all major muscle groups at least two days per week. While many fit older men and women with no preexisting health condi-
tions are capable of these activities, those able to push themselves a little further can opt for 75 minutes per week of vigorous-intensity aerobic activity, such as jogging or running, combined with the same strengthtraining regimen. A combination of moderate- and vigorous-intensity aerobic activity coupled with strength training may also provide adequate physical activity for aging men and women. Before beginning a new exercise regimen, men and women should consult with their physicians to discuss any limitations they may have and how to manage those risks while still being physically active.
OSTEOARTHRITIS
Continued from page 7 joints, and over time those extra pounds can cause cartilage to break down more quickly than it would if the body was not carrying extra weight. • njury Men and omen who have suffered injuries to their joints may be at greater risk of developing OA than those with no such injury history. • veruse veruse of joints, tendons and ligaments can accelerate the breakdown of cartilage and increase a person’s risk of developing OA. Cartilage also can break down more quickly in the bodies of athletes and people whose careers require
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Home of the
BEHAVIORS Continued from page 9
blood testing, or FOBT; sigmoidoscopy; or colonoscopy for men and women between the ages of 50 and 75. • mbrace physical activity. While men and women who are physically active can still get colorectal cancer, the CCS notes that people who live sedentary lifestyles are at a higher risk of developing the disease than those who are active. • Maintain a healthy eight. According to the CCS, people who are overweight or obese have greater incidence rates of colorectal cancer than those who maintain healthy weights. The
CCS also notes that men with a high body mass inde or M seem to be most at risk of developing colorectal cancer. • imit alcohol consumption. The CDC notes that some studies have shown that limiting alcohol consumption may reduce a person’s risk of developing colorectal cancer.
Colorectal cancer is a devastating disease, but men and women who embrace healthy behaviors may be able to lower their risks.
Michelle Lund, D.D.S. | Bethany Whittier, D.D.S.
them to stand for extended periods of time, bend over frequently and/or lift heavy items. • ree isting conditions Conditions such as rheumatoid arthritis, hemochromatosis and acromegaly may also contribute to the development of OA among people diagnosed with such disorders.
Prevention and management of OA Men and omen ho maintain healthy weights and exercise regularly and appropriately may be able to prevent the onset of OA. Appropriate exer-
on Third
BEERS ON TAP!!!
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cises include strength training that focuses on building muscles around the joints, even if those joints are already affected by OA. Strong muscles around the joints can reduce the pain associated with OA, while range-of-motion exercises can improve flexibility of the joints and reduce stiffness. Aerobic exercise also helps men and women maintain healthy weights while facilitating weight
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loss for those who are already overweight. Those already diagnosed with OA should speak with their physicians before beginning an exercise regimen, and such conversations can also include discussions about the various medications that can be used to reduce symptoms of OA. More information about A is available at www.arthritis.org.
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PAGE 14
55 & BETTER
JULY 2017
Eat healthy at 50 and beyond (Metro) A balanced diet is an integral element of a healthy lifestyle for men, women and children alike. But while kids and young adults might be able to get away with an extra cheeseburger here or there, men and women approaching 50 have less leeway. According to the National Institute on Aging, simply counting calories without regard for the foods being consumed is not enough for men and women 50 and older to maintain their longterm health. Rather, the NIA emphasizes the importance of choosing low-calorie foods that have a lot of the nutrients the body needs. But counting calories can be an effective and simple way to maintain a healthy weight, provided those calories are coming from nutrient-rich foods. The NIA advises men and women over 50 adhere to the following daily calorie intake recommen-
dations as they attempt to stay The Produce for Better Health healthy into their golden years. Foundation notes that a varied, colorful diet incorporates lots of Women different types of phytochemi• ot physically active cals, which the PBH says have 1,600 calories disease-preventing properties. • ome hat active The NIA also advises that men calories and women over 50 make sure • Active lifestyle bet een at least half the grains in their 2,000 and 2,200 calories diets are whole grains. Numerous studies have discovered the Men various benefits of whole grains, • ot physically active which are loaded with protein, 2,000 calories fiber, antioxidants and other nu• ome hat active bet een trients. Whole grains have been 2,200 and 2,400 calories shown to reduce the risk for • Active lifestyle bet een diseases such as type 2 diabetes, and calories heart disease and some types of cancer. When choosing foods to Another potential hurdle eat, the NIA recommends eating men and women over 50 may enmany different colors and types counter is a change in their sense of vegetables and fruits. Phyto- of smell and taste. A person’s chemicals are substances that sense of smell may fade with age, occur naturally in plants, and and because smell and taste are there are thousands of these sub- so closely related, foods enjoyed stances offering various benefits. for years may no longer tantalize
the taste buds. That can be problematic, as many people instinctually add more salt to foods they nd bland. According to the U. . Office of Disease Prevention and Health Promotion, older adults should consume no more than 1,500 milligrams of sodium per day. That equates to roughly 3/4 teaspoon of salt. Older men and women should resist the temptation to use salt to add flavor to foods, instead opting for healthy foods that they can still smell and taste. In addition, men and women should mention any loss of their sense of smell to their physicians, as such a loss may indicate the presence of Parkinson’s disease or Alzheimer’s disease. Maintaining a healthy diet after 50 may require some hard work and discipline. But the long-term benefits of a healthy diet make the extra effort well worth it.
s active as A you want to be. Maintaining an active lifestyle is easy at Good Samaritan Society – St. Peter. Whether it’s an evening stroll outside or just filling up your social calendar, we offer plenty of opportunities to be healthy, active and fulfilled. To learn more, call (507) 931-8545.
All faiths or beliefs are welcome.
JULY 2017
55 & BETTER
PAGE 15
Sexual health as one ages Aging brings about many changes in a person’s body. Some of these changes, such as hair becoming gray and/or white, are widely known, while others may come as a surprise to people who have only begun to experience them. It is normal for sexual desire and other issues affecting intimacy to change as a person ages. However, that doesn’t mean that seniors’ sex lives need to cease or change dramatically. Remaining open to ideas and continuing to communicate with one’s partner can keep couples’ relationships going strong well into their golden years. The National Institute on Aging offers that certain normal physical changes can impact intimacy. These bodily changes may be hormonal. Women who have gone through menopause may discover physical changes to their vaginas, including a shortening and narrowing of this part of the body. Stiffness and less lubrication also may occur in this area, impacting their comfort and enjoyment. As men get older, their ability to have and keep an erection may diminish. Sexual issues are sometimes a byproduct of illness or certain prescription medications. Chronic pain, arthritis, surgery, and even incontinence also can impede intimacy. These are largely treatable
Smile
conditions, but patients must be willing to first open a dialogue with their physicians.
Communication
Couples are urged to talk about their intimacy goals. One person may not be fully aware of a partner’s desires. Other issues can be addressed as well. Discuss any discomfort or sexual problems that can affect the relationship. Couples can bring situations to light so they can manage their issues together. This can bring about a mutually acceptable solution that benefits both partners and prevents one from suffering in silence.
Overall health
Paying attention to overall health can positively impact sexual intimacy. Exercising regularly, eating a healthy diet, drinking plenty of fluids, avoiding tobacco and excessive alcohol consumption, and managing stress in your life can help in your daily life and in the bedroom. Speak with a doctor if a particular medication is impacting your health in a negative way. There may be another, less invasive option you and your physician can explore.
more. The Mayo Clinic says people can help their partners understand what they want from them. Discuss something that seems exciting and find a way to Think creatively include it in your sex life if both Intimacy is more than just partners are willing. intercourse. Intimacy may include touching, closeness, fan- Play it safe tasies, role playing, and much Seniors who are single can
broaden their horizons and resolve to get out and meet new people. However, when the time comes to engage in sexual activity, seniors should be smart about it, regardless of their age. People age 55 years or older account for one-quarter of all Americans living with HIV, reports the Centers for Disease Control and Preven-
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tion. In 2013, people age 50 and over constituted more than 27 percent of new AIDS diagnoses. Older adults are also at risk of other sexually transmitted infections. Condoms may seem like something for younger people to worry about, but they’re a necessity for older adults as well.
Sexual health is something seniors think about as the years pass. Remaining healthy, engaged and communicative with a spouse or partner can ensure couples enjoy sexual intimacy for as long as possible.
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55 & BETTER
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2017
Join the NCB Saints Club and Discover Branson, Missouri! Branson for the Holidays Tour!
Join the Saints Club for a great trip to Branson for the holiday season! Included shows: Daniel O’Donnell Holiday, Dutton Family, Dixie Stampede Dinner, Andy Williams Christmas, Christmas Wonderland and Hits of 50’s & 60’s! Also included is the Titanic Museum , seven meals, four nights’ accommodations, deluxe motor coach transportation and tour director! Call us at 931-3310 for more information!
Nicollet County Bank Saints Club Events: July 13th—Twin Cities Gangster Tour! July 20th—River’s Edge Hospital Update on New Rennovation, George Rohrich, CEO Aug. 31st—Minnesota State Fair Daytrip Sept. 6th—Great Canadian Cities Tour (thru the 14th) Sept. 20th—Old Log Theater, “Ghost, the Musical”
For more info please contact us at Nicollet County Bank at 507-931-3310! Sept. 21st—Travel Show on spring Southern Charm Tour
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Oct. 5th—Treasure Island & River Boat Cruise
Oct. 11th—Daytripper’s Dinner Theater, “Monky Business!” Nov. 16th—Branson Holiday Tour (thru the 20th) Dec. 14th—Orpheum Theater, “Phantom of the Opera”
www.nicolletcountybank.com
April 8th—Southern Charm Tour (Charleston & Savannah thru the 14th)