Owatonna Area
REAL ESTATE GUIDE
February 2014 This photo is for illustration only. This is not an actual listing.
Owatonna.com
Page 2 Real Estate Guide
February 2014
WINTRUST MORTGAGE
Want to know about us?
A History
Who We Are
It has been my mission to not only guide our clients through their entire home buying process, but to be as up-front and honest as possible so that they understand everything from the beginning to the end and thereafter. I want my clients to feel confident as they make choices about the many options available for their financing strategy. And know that I do not just disappear after closing. My team and I are there to assist every step of the way. You will hear it classified as your biggest investment, your biggest liability, but in reality it is your home. I want you to feel comfortable with the payment, and program you choose, and understand how it works. As a Mortgage Consultant with Wintrust Mortgage, I have access to numerous lenders with a wide array of programs. This allows us to be creative when the need arises; getting more people into homes. Much of my business is from repeat customers and their referrals. I pride myself on this customer satisfaction that has allowed my business to continue growing on its own so that I have the time to concentrate on giving you the best service possible. On behalf of my team, we look forward to working with you!
Wintrust Mortgage was created to assist in the realization of the American dream of home ownership. Our large volume and the ability to lend in all 50 states makes us one of the largest mortgage bankers in the country. In 2013 alone, we originated over $3 billion in loans. Our large volume means better rates for our borrowers. Wintrust Mortgage is a part of Wintrust Financial Corporation, a diverse financial services company with nearly $18 billion in assets. Wintrust Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community Wintrust Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, Wintrust Mortgage is your calm, clear and experienced guide through the mortgage process.
Scan this QR Code
for contact info and links.
Mark Meier Mortgage Consultant NMLS# 533156
124 N. Cedar Ave. Owatonna, MN 55060
Office: 507.390.5626
Cell: 507.363.0030 eFax: 855.727.2909 MMeier@WintrustMortgage.com www.WintrustMortgage.com
(Requires Smart phone QR Reader)
Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank. Wintrust NMLS# 449042 – © 2013 Wintrust Mortgage
AAW 019
February 2014
Real Estate Guide Page 3
INDEX
Owatonna Area
REAL ESTATE GUIDE
WinTrust Mortgage ................................2 The Owatonna Area Real Estate Guide is a monthly ERA Gillespie Real Estate....................7, 8 Profinium Mortgage ...............................4 Wells Fargo .............................................5
publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN
507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY
email: densley@owatonna.com Media Consultants
Owatonna.com
BETH BARRETT, RACHEL EBBERS,
All advertising contained herein is the responsibility of the advertisers.
DAVID WEEKS
The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2014
BETTY FROST, DIANE GENGLER,
Advertising Design NIKKIE GILMORE, NAOMI KISSLING, KEELEY KREBSBACH, JENINE KUBISTA,
EQUAL HOUSING
OPPORTUNITY
EQUAL HOUSING OPPORTUNITY
KELLY KUBISTA, PAUL RISTAU
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
Page 4 Real Estate Guide
February 2014
See us for an amazing experience with your
HOME LOAN! See Jenny or Matt for details for fast and local service on your home loan. We’ll look out for your best interest!
Owatonna 328 N Cedar 507.444.0101
Jenny
NMLS# 1033034
Mankato 507.389.8900 | Fairmont 507.235.5538 | Truman 507.776.2311
www.profinium.com | NMLS 402979 Member FDIC
Matt
NMLS# 402979
February 2014
Real Estate Guide Page 5
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We part the community and invite you tostop callhow orto stop byassist tohow discover can assist y We are proud bebepart of of the community and youbytoto call or by we canhow assistwe you roud to beare partproud of thetoto community and invite you to callinvite or stop discover wediscover can you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financin with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage finding a program that your unique goals. Wells Fargo Home Mortgage cancan assist with with finding a program that fits your fits unique goals. go Home Mortgage can assist with finding aassist program that fits your unique goals.
visit your local team today. Call or visit your local team today. visitCall youror local team today. Jannell Tufte Jannell TufteTufte Jannell TufteJannell
Home Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Office: 507-455-7516 Office: 507-455-7516 Office: 507-455-7516 Cell: 507-456-5946 Office: 507-455-7516 101 N Cedar Avenue Cell: 507-456-5946 Cell: 507-456-5946 Cell: 507-456-5946 Owatonna, MN 55060 101 North Cedar Avenue 101 North Cedar Avenue 101 North Cedar Avenue janell.d.tufte@wellsfargo.com Owatonna, MN 55060 Owatonna, MN 55060 NMLSR ID 402028 Owatonna, MN 55060
Matthew G LeTourneau Matthew G LeTourneau Matthew G LeTourneau Kelly Ratzloff Matthew G LeTourneau Home Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Office: 507-444-2260 Office: 507-455-6784 Office: 507-444-2260 Office: 507-444-2260 Cell: 507-339-2193 Office: 507-444-2260 1400 South Oak Ave. 101 N Cedar AvenueCell: 507-339-2193 Owatonna, MN 55060 Cell: 507-339-2193 Cell: 507-339-2193 Owatonna, MN 55060 kelly.i.ratzloff@wellsfargo.com 101 N Cedar Avenue 101 N Cedar Avenue 101 N Cedar Avenue matthew.g.letourneau@wellsfargo.com NMLSR ID 1102316 MN 55060 MN 55060 NMLSR ID 404642 Owatonna, MNOwatonna, 55060 Owatonna,
jannell.d.tufte@wellsfargo.com matthew.g.letourneau@wellsfargo.com jannell.d.tufte@wellsfargo.com matthew.g.letourneau@wellsfargo.com matthew.g.letourneau@wellsfargo.com jannell.d.tufte@wellsfargo.com NMLSR ID 402028 NMLSR ID 404642 NMLSR ID 402028 ID 404642 NMLSR ID 402028 NMLSR ID 404642 NMLSR
Wells Fargo Mortgage aaisdivision Wells Fargo Bank, Home Mortgage a division of Wells Bank, N.A. WellsFargo Fargo Home Mortgage isFargo division ofN.A. Wells FargoFargo Bank, N.A. N.A. HomeWells Mortgage is aHome division of Wellsis Bank,of 2013 Wells N.A. All rights NMLSR ID ©© 2013 Wells Fargo Bank, N.A. rights reserved. NMLSR ID 399801. © 2013N.A. Wells Fargo Bank, N.A. AllAll rights reserved. NMLSR ID 399801. 399801. s Fargo Bank, AllFargo rightsBank, reserved. NMLSR IDreserved. 399801. AS992867 Expires 10/2013 Expires 10/2013 AS992867 Expires Expires02/2014 10/2013 xpiresAS992867 10/2013
THE BENEFITS
OF
PROPER PRICING
When you determine your home’s price, beware of the pitfalls of overpricing. Logically, you would think that the higher the price of your house the more money you will receive for it, but there is a fine line between supply and demand. Potential buyers who see your home’s listing price may bypass even looking at it without considering making a lower offer. Concurrently, buyers who are looking only in a specific price range that is less than the cost of your house will never have the opportunity to view your home, leaving you with less
marketability. On the flip side, those who could afford to purchase your home will inevitabley be drawn to better values that are offered elsewhere. The perils of overpricing can be negated by the benefits of proper pricing. Below are just a few of the many benefits that can be reaped with proper pricing: • Higher offers accompany a fair market value. • Real estate agents will be more likely to show your home enthusiastically if he/she believes it is a good market value. A reasonably-priced home will generate competing offers among potential buyers. • A well-priced home will attract more qualified buyers, ensuring that its marketability remains.
Page 6 Real Estate Guide
February 2014
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
Look for the Realtor logo to find the commitment and full services of a real estate professional. REALTOR
®
February 2014
Real Estate Guide Page 7
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING
OPPORTUNITY
save money • save time • simplify your life
NEW
CE!
PRI
$179,000
$469,000
VISUAL TOUR #3035145
SPECTACULAR HOME IN GOLF & LAKE COMMUNITY! • Two story home with 4 bedrooms & 4 baths • 1.66 beautiful acres with lake & golf views • “Rare” granite throughout entire house • Formal & informal dining • 4 season porch, two patios • Family room, wet bar & rec room in lower level • Beautiful master suite with private bath Contact Connie Knutson. MLS #4044646
VISUAL TOUR #3152014
RANCH ON QUIET CUL-DE-SAC! • 3 bedrooms, 3 baths • Master bath with dual vanities • 2 main floor laundry areas • Huge lower level family room • Lots of storage space • Oversized insulated & heated garage • Nice size mature backyard with deck Contact Nancy Sletten. MLS #4048288
$112,000
VISUAL TOUR #3147438
IT’S JUST RIGHT! • Three bedrooms, 2 baths • Upper level den/office • Finished basement with family room • Oversized heated two car garage • Great yard with patio, pond & fire pit Contact Connie Knutson. MLS #4048162
$150,000
VISUAL TOUR #3161145
VISUAL TOUR #3223127
WELL MAINTAINED 4 BEDROOM HOME! • 4 bedrooms, 2 baths • Quiet street near shopping & restaurants • Newer windows & roof • Open floor plan • Finished lower level family room Contact Connie Knutson. MLS #4048581
$95,000
VISUAL TOUR #3205063
ALL ON ONE FLOOR! • Ranch style home • Three bedrooms all on main floor • Double attached garage • Nice deck • Park-like backyard • All appliances stay Contact Connie Knutson. MLS #4050172
$79,900
$89,900
VISUAL TOUR #3025076
VISUAL TOUR #3067413
ALL THE WORK IS DONE! • Three bedrooms • New kitchen • New windows, roof & siding • Future expansion in basement level • Patio & one stall garage • OWNER/AGENT Contact Connie Knutson. MLS #4049783
$119,900
NICE RAMBLER MOVE-IN READY! • Large yard and deck • Appliances included • Single stall garage • Paved driveway, vinyl siding • OWNER/AGENT Contact Connie Knutson. MLS #4045698
NICE & AFFORDABLE! ENJOY LIFE IN A SMALL TOWN! • Three bedroom, 2 bath, 1-1/2 story in Ellendale • Double detached garage • Newer roof, steel siding • Fenced yard, 3 season porch Contact Connie Knutson. MLS #4044294
Our Team of Professionals
507.676.2708
Ryan@owatonnamortgageloans.com
Nancy Sletten Broker Associate GRI, SRES
Matt Gillard Realtor GRI
Erin Gillespie Broker Associate GRI, ERS
Connie Knutson Broker Associate CRS, GRI, ERS ABR
Barry Gillespie CRB, CRS, ePRO
Sid Schroeder Realtor GRI, ERS
Stephanie Woodrich Realtor
Melinda David Realtor
Justin Ohnstad Realtor
Ryan Jirele Mortgage
Lud Gillespie 1925-2011
Mark Woodrich Realtor
Page 8 Real Estate Guide
February 2014
Nancy Sletten Cell: 507-363-9368 nancysletten@gmail.com 122 N. Cedar • Owatonna Broker Associate 507.451.7488 • 800.658.7056 Realtor, GRI, SRES www.erahome.com $179,000
VISUAL TOUR #3152014
RANCH ON QUIET CUL-DE-SAC!
• 3 bedrooms, 3 baths • Master bath with dual vanities • 2 main floor laundry areas • Huge lower level family room • Lots of storage space • Oversized insulated & heated garage • Nice sized mature backyard with deck MLS #4048288
$379,000
VISUAL TOUR #3190173
5 ACRES...2007 BUILT RANCH...STYLE & LUXURY!
$125,500
VISUAL TOUR #3198405
BIGGER THAN IT LOOKS!
• 3 bedrooms, 2 full bath ranch • Newer furnace, vinyl siding & windows • Fenced yard • Family room, bedroom & bath in basement • 2 car garage • First time home OR downsize! MLS #4049617
$150,500
EQUAL HOUSING
OPPORTUNITY
$299,000
VISUAL TOUR #3190757
CONTEMPORARY HOME ON 2.5 ACRES!
• 2.5 acre lot to be created from 9.99 acres • Built in 2004, over 3000 sq ft finished • 4 bedrooms, 2.5 baths • Family room with fireplace & wet bar • Fabulous master suite! • Just a short drive from Owatonna • Additional land with shed negotiable MLS #4049402
$279,900
$78,500
VISUAL TOUR #3187635
MUST SEE TO APPRECIATE! MOVE-IN CONDITION!
• 3 bedrooms, 1+ car garage • Detached 3 season porch • Nice backyard • Spacious kitchen • Vinyl siding & more! • Easy access to downtown MLS #4049375
$79,900
VISUAL TOUR #2392065
VISUAL TOUR #3179627
VISUAL TOUR #3168574
4 BEDROOM, 2 BATH HOME!
PRISTINE CONDITION - LOWER LEVEL OPTIONS!
5+ WOODED RURAL ACRES • 2 bedrooms, 1.5 bath with main floor laundry • 2 parcels sold together = 5.77 acres • Lots of future potential • Second parcel across road • Attached two car garage • Outbuildings need attention • Nice setting 4 miles from town MLS #4048777
• Open updated floor plan • Kitchen with custom cabinets, • 5 bedrooms, 3.5 baths stainless appliances • Heated triple 1147 sq ft garage • Lower level with family room, 2 bedrooms • Lovely kitchen, breakfast bar, open & bath floor plan • New carpet in main floor bedroom • Master bedroom suite - 3 main floor • Private fenced backyard with storage shed bedrooms • Walk-out lower level, large, beautiful patio area • 2 car garage, quiet NE location • 2 basement windows being replaced • Huge family room with wet bar MLS #4048116 • Beautiful country views MLS #4049413
$139,900
Save Money… Save Time… Simplify Your Life
$73,499
• Quality built with 3 bedrooms, 2.5 baths • Spacious sunroom with in-floor heat • Attached 3 car garage • Custom built kitchen, 6 panel doors & more! • Main floor formal living & family room with fireplace, 2nd floor laundry • Master bedroom suite with walk-in closet, whirlpool tub, dual sinks • Pretty landscaping, large patio & decorative curbing MLS #4049138
$169,900
$38,000
SOLD VISUAL TOUR #3147118
RANCH STYLE FOUR BEDROOM HOME! • Established neighborhood • 2 car attached garage • Finished basement family room • Easy access to Hwy I-35 • Near park & schools • Future 2nd bath in basement MLS #4048151
VISUAL TOUR #2749387
DRIVE A LITTLE...SAVE A LOT! • Main floor laundry, bedroom & office • New Pergo floor in kitchen, living & dining room • Huge kitchen with lots of cupboards, counters & breakfast bar • Newer roof, furnace, siding & hot water heater • Two car garage with 220 wiring • Large treed lot! MLS #4049220
VISUAL TOUR #3221349
2009 BUILT - COMPARE TO NEW! • 4 bedrooms, 2 baths • Kitchen island with breakfast bar • Maple kitchen cabinets • Stainless steel appliances • Finished lower level with walk-out • 2 car insulated & sheeted garage • Newer landscaping & more! MLS #4050138
1.36 BUILDABLE LOT BY CANNON LAKE • Now is the time to design & build your dream home • Located near Cannon Lake & Warsaw MLS #4050219