Strength in numbers
• ACA REPORTING
• ACCIDENT
• BASIC LIFE
• CANCER
• COBRA
• COMPLIANCE DASHBOARD
• DENTAL
• DISABILITY
• FSA ADMINISTRATION
• GROUP TERM
• SECTION 125
• VISION
Why Join the HPS GBC?
With the goal of providing smaller governmental entities with access to the same high-quality benefits as larger organizations, we’ve developed the Higginbotham Public Sector Governmental Benefits Cooperative (HPS GBC).
Based on a proven track record in establishing a successful cooperative — including eight school district cooperatives across Texas — HPS is committed to delivering exceptional service and richer benefits at more competitive rates. The advantages for cooperative members include:
• Enhanced Benefits: As part of a cooperative, smaller groups can leverage their collective size to access stronger benefits generally available only to larger groups
• Better Pricing: Larger groups get more favorable pricing when insurance carriers can spread risk more effectively
• Richer Underwriting Offers: Cooperatives can secure higher guarantee issue coverage amounts and longer rate guarantees
Additional services available:
• Online enrollment & benefits administration system
• Custom benefits website
• Smartphone app
• Flex, COBRA, HSA, and HRA
• Common remitter billing and reconciliation
Consulting Team
Cooperative members receive exceptional service from HPS via an experienced and dedicated account team.
