3 minute read
Independent Living: Understanding Your Choices
We all make choices throughout our lives, some big, and some small. Moving to a senior living community is one more. While change at any time of life can seem daunting, it can be a positive experience and open new possibilities for a fulfilling “new chapter” as we age.
There are myriad choices when it comes to independent living communities; considering factors like cost and location to the size of your living space. Take the time to delve into your needs and preferences, then create a plan. Begin by setting a clear budget. Visit many communities to explore the array of offerings. Seek an environment where you feel truly at ease and engaged, and where activities, social interactions, spiritual fulfillment, and opportunities for learning resonate with you. Find that special place that not only meets your practical requirements but also feels like home.
DEBUNKING MYTHS
While it may be a lifestyle change, there is a common misconception that making a move to an independent living community means giving up your freedom and letting go of your circle of friends, activities, faith community, and other connections that are important to you. Independent living communities are planned to enhance your feeling of safety, freedom, and control while simultaneously expanding your social connections and sense of community.
Some on-site activities include movie nights, games, book clubs, cooking clubs, Bible discussions, lectures, and continuing education programs. A range of external events and travel may also be offered. Most communities also offer physical fitness activities and access to exercise equipment.
PRACTICAL DECISIONS–UNDERSTANDING THE COSTS
Can you afford to make the move to an independent living community? While there are many options to explore at a range of price points in the market, it is essential to evaluate your budget with a trusted financial advisor.
Here are some things to think about as you start to evaluate your budget and make a transition to an independent living community:
Size of your new home: Most communities offer a range of floor plans from apartments with several bedroom options to even a townhouse or cottage. How much space do you need?
Monthly fees, what is included, what is optional: Most communities include the basics, meal plans, home maintenance, utilities, laundry, etc. Make sure other outside costs are part of your budget.
Finally, how does this compare to the monthly costs for services in your current home?
NEXT STEPS: Explore the Resources Available to You
The decision to move to an independent living community is a major lifestyle change, one that will be ultimately rewarding. As you begin to think about this process, take advantage of the friends and resources in your community ready to share information and experiences. Many organizations, both local and national, offer guidance and tips on how to make the change to a new residential community.
