FINE magazine Vol5 Iss2

Page 1

www. FINEsd .com

LIFESTYLE | LUXURY | LIVING

ONE OF A KIND

EXOTIC GEMS A PALATE FOR PASSION Alexander Salazar’s art gallery

romantic getaways travel destinations where romance is all inclusive $5.95 US

VOL5ISS2 2011






• Ocean Front • Ocean View • Ocean Close

How’s Your View? Let’s work on it together.

Living West Realty

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There are only a select few detached homes west of 101 in Solana Beach. Here is one of those few. Only steps from Fletcher Cove Park and Beach, and a short walk to the Cafes, Restaurants and the Train Station of the Cedros Design District. This newly built custom 4 bedroom home provides the ideal lifestyle of west Solana Beach.

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LIFESTYLE | LUXURY | LIVING

40

inside. LIFESTYLE | LUXURY | LIVING

COVER ONE OF A KIND

EXOTIC GEMS

Featured: Radiance International Jewelry Photography: Willie Daniels of Photo Artistry http://photo-artistry.smugmug.com/ Location: Olivenhain, CA

A PALATE FOR PASSION

Model: Camre Jalan Farr

(luxury continued)

One of a Kind Gemstones......................................... 40

Alexander Salazar’s art gallery

romantic getaways

A Palate For Passion................................................ 48

travel destinations where romance is all inclusive. $5.95 US

VOL5ISS2 2011

Love

#2

and

Romance From Frank Sinatra and Nat King Cole, to the sonnets of Shakespeare, the language of love holds many forms and meanings; its allure has held man’s captivation throughout the ages, unfolding a varied expression of affection and compassion – relaying a simply joy of the human experience. Fashion for romance is no exception.

LIFESTYLE

#1

February Calender..................................................... 15 Seriously Sweet. It Must Be Chocolate....................... 30 Increasing Your Romantic Market Value...................... 72 Do This, Not That With Your Workouts........................ 78

30

2690 Via de la Valle, Suite D250B Del Mar

Showered with a number of accolades for their attention to the finest in guest service and designer brand offerings, Jolie Femme – which means “pretty woman” in French – brings sophistication and a European flair to the Flower Hill Promenade in Del Mar. As the only Le Mystere certified bra-fit specialist boutique in all of California, owner Sheree Clock has garnered exclusive inventory for clientele – accounting for more than 500 top designers from around the world including Fair Verona, Le Mystere, Lejaby, B’Tempted, Cosabella, Claire Pettibone, Mary Green, Only Hearts and PJ Salvage. Established for more than 30 years, the specialty boutique also features sleep and easy wear, along with a wide variety of unique gift items for any occasion. Web: joliefemmeboutique.com

THE MONTH OF LOVE IS HERE

Love and Romance. Lingerie Boutiques...................... 66

Jolie Femme Lingerie

Kettner Blvd., Suite 253 San Diego Set in the heart of Little Italy’s Art District, Kaprezza – meaning “spoiled little girl” in Russian – extends the latest in European fashions and fabrics for luxe lingerie apparel. The boutique is known for their one-of-a-kind selections, hand picked for the individual stylings of their clientele. Established in 2005, the brand features a collection uniquely inspired by ribbons, lace and art – a focus that defines glamour, sophistication and beauty. The boutique also specializes in hard to find sizes, and offers monthly events showcasing the boutique’s latest trends and intimate collections.

Lingerie 66 THE

HisTory

Web: kapreeza.com

#3

By Venessa Johnson

In searching for one’s “sexy little secret,” FINE Magazine extends our choice destinations for Southern California’s premier lingerie boutiques; from Del Mar and Fashion Valley to downtown San Diego, the finest in European lingerie is closer than one might think.

Kaprezza

Lingerie Lounge 431 J Street San Diego As one of two boutiques from mother-daughter duo Marlene and Alicia, Lingerie Lounge has quickly garnered a strong following for their designs and business approach – a philosophy echoed by their motto, “slip into something sexy and fall in love.” Founded in 2003 in Mammoth Lakes, the boutique features a diverse selection of intimates for every occasion allowing women to simply feel and look beautiful. The brand boasts designs by Wendy Glez of Los Angeles – known for a mix of soft fabrics and unique designs that truly reveal sexy bedroom-wear, as well as the sass and mid-century replicas from Loungewear Betty in New York. Web: shoplingerielounge.com

With Valentine’s Day on the horizon, love is in the air, and while chocolate, roses and jewelry are among the most traditional gifts for couples, lingerie is perhaps a treat all its own. Originated from the French term linge, meaning linen, lingerie has long been considered a more fashion

#4

Intimacy 7007 Friars Road San Diego Practicing a proprietary holistic approach to lingerie, Intimacy in Fashion Valley celebrates both the “fit” and “fashion” concept to intimate wear. Founded in 1992 by Susan Nehtero, a recognized expert featured on the “Oprah Winfrey Show” and “How to Look Good Naked,” was formally trained under the Queen of England’s Royal Bra Fitter and is better known to many as “The Bra Whisperer;” a concept that focuses not only on a proper fit, but exposes the secret on how to enhance individual features and shapes. And with more than 80 percent of the boutique’s inventory carried by European designer brands, including Lise Charmel, Aubade, La Perla, Prima Donna and Chantelle, Intimacy offers its clientele a selection rarely available elsewhere within the U.S. Web: myintimacy.com

forward trend taking shape in the late 18th century – or simply around the time of the French Revolution. While women in the Elizabethan era wore farthingales to extend and accentuate their child-bearing features, Victorian women exaggerated the full figure image – though with modest and prudish undertones – with embellished corsets, trims and colours. The French rebelled against the restriction of a corset for fabrics and designs that allowed for breathing and added movement. Today, lingerie is embraced in many forms; from the comfort found in sports bras and functionality of Spanx, to the ultra sexy push-up bras and lacy corsets, there always seems to be something for every shape and occasion. But no matter the reason or season, women should always wear beautiful lingerie for themselves. According to the French philosophy, wearing a “pretty little secret” helps to exude confidence and sex appeal.

LIVING T H E B E S T O F R E A L E S TAT E Ruth Ann Fisher....................................................... 20 Coronado’s Top Realtors........................................... 27 Robert Mani............................................................ 44 Michael Citrin........................................................... 69 Business Directory.................................................... 82

LUXURY T H E F I N E S T O F W H AT L I F E H A S T O O F F E R Coronado: The Emerald City...................................... 22 Romantic Getaways.................................................. 36

48

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FINE magazine and F2 magazine Published by FINE MEDIA GROUP, LLC

SALES INQUIRES 760.908.5729

PUBLISHER

John Winfield

CREATIVE DIRECTOR

William Daniels

VP OF PRODUCTION

Heather Winfield

EDITOR DISTRIBUTION MANAGER

Michelle Armstrong Don Koski

ADVERTISING COORDINATOR

Brad Froese

FASHION EDITOR

Marie Green

VIDEOGRAPHER

CONTRIBUTING WRITERS

Jessie Aguayo

Harold S. Small Venessa Johnson Machel Penn Shull Jeanne Ferris Jason Karp PH.D.

ADVERTISING SALES

FINE MEDIA OFFICES

At Guaranteed Rate, our lending model provides a platform that compares rates with all the top lenders in the Country. As a mortgage banker with in-house underwriting and loan closing services, we are uniquely positioned to not only compete, but win when it comes to delivering low rates for home mortgages.

Mackenzie Allen Venessa Johnson Lisa Whitney 770 Rancho Santa Fe Road Olivenhain, CA 92024

To subscribe go to www.FINEsd.com

for information call

Trent Annicharico

760.310.6008

FINE magazine is San Diego’s fastest growing Luxury Real Estate & Lifestyle publication. We target over 25,000 affluent readers in print and an additional 300,000 digital recipients each month. FINE magazine is your guide to the newest developments, the most exclusive places and the latest trends in FINE Real Estate, FINE dining, FINE art, FINE jewelry, FINE wines and FINE Fashion. We cover San Diego, Orange County, Palm Springs and L.A. hot spots, homes and hotels. Currently we are the ONLY magazine to offer a TEXTING and QR-Code option on selected listings, products and services, so across the country, day or night, you can instantly access additional information right on your smart phone. Through a variety of marketing programs, our publication takes you behind the scenes of the VIP San Diego events to the cutting edge of luxury living and the people who define it.


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California West Communities reserves the right to alter prices, products, designs, specifications and information provided without prior notice or obligation. All maps, plans and renderings are artist’s conception and are not to scale. All square footages are approximate.

www.CaliforniaWestCommunities.com 11


FINE |

PUBLISHER’S LETTER

Life + Style: The Luxury of San Diego Living Dear Readers, Here at FINE Magazine, we have the distinct honor of celebrating the luxury and much-lauded lifestyle of San Diego; from our northern beaches and coastal promontories, to the reaches of our mountain and valley landscapes – and everything in between. America’s FINEST City is our passion, and daily muse. Join us this month in toasting the romance and ever-present lure of calling Southern California home.

In further extending the magazine’s reach and talent, we welcome Michelle Armstrong as our fearless Editor. With an impressive career in publishing and in marketing, she is most recently credited as the founding managing editor for M Magazine, a McMonigle brand lifestyles publication. In addition, Lisa Whitney joins the team as Account Executive with a portfolio full of magazine and real estate experience.

We are also excited to offer our readers an expanding editorial base, featuring the best of San Diego living; from designers and architects, to fine dining, art, motorcars and philanthropy, our monthly lineup demonstrates our commitment and investment in all things luxe.

Enjoy

John Winfield

John Winfield Publisher


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FEB

february

24

So, they decide to meet at the top of the New York Empire State building six months later. Do they meet? Does true love win or do

EVENTS

2011

with the one you like? Well that seems to be their thinking anyway.

these two would-be romantic’s stay with their regular lifestyles when their boat docks in New York City? Does fate intervene with a twist that could entangle and keep them from reuniting? I do not want to spoil it, and I am sure many of you have seen this classic. However, do yourself a favor and take my advice this February: Watch this classic again and become instantly inspired to believe in romance, even during the Millennium. W ith social networking sites and the matchmaking business, it is nice to remember that it is possible to meet someone without anyone else playing cupid or an iPhone in hand. The last scene might even take your breath away as the music score soars, while Cary Grant and Deborah Kerr look happily in love. Life is short; find your romantic side once again and rent this classic movie. After all, February reminds us to find love or at least to believe again in fairy tales. - Machel Penn Shull

4

FEB

FEB

27

11

Now - Feb 27 Jane Austen’s Emma - Musical

theoldglobe.org

Now - May 1

Howard Hodgkin: Time & Place Exhibition

sdmart.org

Now - Feb 28

Valentine’s Wine & Food Tasting Tour

lajollawinetours.com

San Diego Museum Month

sandiegomuseumcouncil.org

Feb 1 - 6

Puccini’s Turandot, San Diego Opera

sdopera.com

Feb 4

Vienna Boys Choir: Jacobs Masterworks Classical

sandiegosymphony.org

Feb 4

Romeo & Juliet, Russian National Ballet

sdbalboa.org

Feb 5

Cinderella, Russian National Ballet

sdbalboa.org

pertaining to love stories, from watching black and white movies to

Feb 11

Kodo Drummers of Japan

reading classic novels like “Pride and Prejudice” over and over again.

ljms.org

Feb 13

Tide-Pool Adventures @ La Jolla’s Dike Rock

aquarium.ucsd.edu

Feb 13 & 14

Valentine’s at Westgate

westgatehotel.com

FEB

Feb 1 - 28

“The Month of Love”

What do you love most about the month

of February? Is it a much anticipated ski trip to Aspen for winter break with the family? Do you look forward to the romantic comedies that feature Julia Roberts or Jennifer Anniston looking for love, or do you just absolutely love Valentine’s Day like me? I am a die hard romantic! I have gone through every kind of hobby

I read all of the Bronte sisters in two months in my late 20’s, thankful that I wasn’t born during that era - yet envious of their austere traditions that seemed slightly more romantic in some way. For the month of love, I am going to share with you one of my favorite classic movies to cuddle up and watch with your sweetheart. “An Affair to Remember,” with Deborah Kerr and Cary Grant. And, yes, I know it is not the original.

Feb 15 - Mar 27 Little Miss Sunshine

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Feb 16 - 20

Baja California Whale Watching Expeditions

aquarium.ucsd.edu

Feb 24 - 26

The Frank Sinatra Celebrity Invitational

franksinatragolf.org

figure a plan on how to make it the world together; and after all, would

Feb 26

Dee Dee Bridgwater Sings Billie Holiday

it not be better to be with the one you love than just live in comfort

ljms.org

This is the one you should watch next to the roaring fire with Cary Grant looking oh so dazzling in gray suits and perfect short side burns. Deborah Kerr looks amazing with pumpkin red hair as she waltzes around in minks while drinking pink champagne in the middle of the Atlantic on a cruise ship. The two lead characters fall in love. There is only one problem: they both have significant others that they are financially dependent upon when they meet. The two lovebirds scheme and

15


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OFFERED AT - $915,000

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6757 Mallee St - Aviara

An exclusive enclave of homes set within a Nature Preserve. Rich in picturesque views from most windows. Optional 3rd room for Den/Office. Features wood laminate floors, tile in kitchen, Stainless Steel appliances, refinished cabinets, gas range, recessed lighting and newer fixtures, french doors open to interior courtyard, upgraded baths, loft-style Master Suite. Second Bedroom ensuite bath.

Welcome to Serenata in beautiful Aviara. Close distance to schools, shopping, freeway and Aviara Golf course. This home sits on the 14th and 15th hole with views from both directions. With 5 bedrooms plus an optional, and over 4,300 square feet this home has it all. Run, dont walk because this will not last long.

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STUNNING VIEWS

3236 Sitio Montecillo - CARLSBAD Fiori, a European village-inspired setting within the gated, prestigious La Costa Ridge, the last highest point developed in Carlsbad. Built in 2007, this Santa Barbara estate accented with courtyards, loggias and covered balconies sits at the end of a quiet cul de sac on the edge of a natural canyon preserve. At 5,039 square feet, each of its 5 bedrooms has its own private bath and there is a detached casita at 306 square feet, which adds one more bedroom and bath. The masterful kitchen is appointed with built in Professional Series stainless steel appliances, an abundance of fine wood cabinets, granite counters and huge center island. Anchored by a 4 car garage and special features like dual zone HVAC and 2 tankless hot water heaters, nothing has been missed in this masterpiece, which will not disappoint.

OFFERED BETWEEN $1,499,900 - $1,549,900

1645 SANDALWOOD LANE - CARLSBAD

1253 Highbluff - San Elijo Hills

Enter this custom home to rich hand carved wood floors and a stone wall in the formal dining room with a 23’ ceiling and stunning chandelier. The family room, kitchen & downstairs bedroom feature tumbled travertine floors with a chiseled edge laid in the classic Versailles pattern. Every single bedroom has a private bath with stone tub/shower surrounds to the ceiling, Grohe faucets, Kohler toilets & sinks, and customizied walk in closets.

Views, Views, Views! Westridge gated community of San Elijo Hills. Upgrades include: Stainless steel GE profile appliances, new stainless steel sink and faucet, granite countertops, travertine backsplash. Upstairs bathrooms also have travertine countertops and backsplash, marble flooring in master bath and downstairs powder room. All of the 3 bedrooms are located upstairs.

OFFERED AT $1,199,900

OFFERED AT $355,000

For More Information on These and Other Beautiful Homes Please Visit Us at:

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OWN THE DREAM

Resort style living now available for purchase Located at the historic Hotel del Coronado, the 35 luxurious condominiums that comprise the private enclave known as Beach Village offer a unique opportunity for owners to own their very own piece of paradise while earning revenue at the same time.

Ruth Ann Fisher, Broker 619-437-1888 619-733-4100 rfisher@hoteldel.com

Ocean views and access to the Del’s exclusive amenities including a gorgeous, gated pool, Jacuzzi and private access to the famous Coronado Island beach, are just some of the benefits of being an owner. With only two Villas currently on the market, the opportunity to buy one of these amazing properties may not be around for long. Don’t miss out on this exclusive prospect.

www.thedelrealtygroup.com

The Value of Experience


A Historic Piece of Art Designated a Historic Resource, this classic two bedroom, one and half bath Spanish-style home was constructed by the famous contractor Chris A. Cosgrove. Original decorative Spanish tiles adorn the fireplace while exposed dark-wood beams frame the dining room ceiling. Mills Act approved, this property has HRC approved plans for a 1,000 sq. ft. addition. $1,198,000

The Heart of the Village Gorgeous home on a great street in the Heart of Coronado. Five Bedroom, Four Baths and a large office/library with fireplace. Granite Counter tops, slate floors, remodeled baths, workout room and much more. For those who never have enough space, a three car garage with black and white tile flooring and additional RV or boat parking. Enough Room for everyone’s toys!

Call 619-733-4100 for price


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FINE |

CORONADO

Coronado

The Emerald City

The Hotel Del Coronado served as the seaside

Jeanne Ferris

location for an infamous scene in “Some Like it Hot”, a motion picture co-starring comedians Jack Lemmon, Tony Curtis, and the iconic Marilyn Monroe.

Often referred to as an island, Coronado is actually a peninsula surrounded by three bodies of water: the Pacific Ocean, San Diego Bay, and Glorietta Bay. In the early days of settlement, the “strand” would occasionally flood at high tide. Before the Coronado Bridge was built in 1969, automobile ferries were the only connection to this vibrant beach community, which added to the misnomer of it being an island. The fairyland aspect of Coronado inspired the author of “The Wonderful Wizard of Oz,” L. Frank Baum, when he wintered in San Diego while writing his “Oz” books. Hence, the reason for Coronado’s nickname, Emerald City. Of course, in the same breath of saying Coronado, it is impossible not to also say the “Del” - as in Hotel Del Coronado. Built entirely of wood in 1888, it is one of the last remaining Victorian seaside resorts, designed in the Queen Anne revival style with its signature brick red turrets and asymmetrical design. A star in its own right, it served as the seaside location for an infamous scene in “Some Like it Hot,” a motion picture co-starring comedians Jack Lemmon, Tony Curtis, and the iconic Marilyn Monroe. Hotel Del Coronado now offers the V.I.K. (Very Important Kid) program designed to make younger guests (ages 4 to 12) feel extra special beginning at check-in with a V.I.K. pass. Kidtopia is a colorful brightly decorated facility with crafts and playtime for this age range as well. Three hour camps include dinner or lunch, which also feature scavenger hunts, sandcastle contests, beach Olympics, luaus and bonfires. Since Coronado’s inception, the community has taken a careful approach in planning development, maintaining both the quality of residential lifestyle and the business community.

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LIFESTYLE | LUXURY | LIVING

w w w. F I N E sd. c o m


CORONADO

| FINE

Ruth Ann Fisher and Sheryll Jackman are two of Coronado’s top premiere real estate agents. Since Coronado’s inception the community has had a careful approach to planned development, maintaining both the quality of residential lifestyle and the business community.

Contributing to the dedication of preserving the beauty of Coronado are two real estate professionals, Del Realty and The Jackman Group. Del Realty team is led by Ruth Ann Fisher whose in-depth knowledge of Coronado and San Diego markets is unsurpassed and whose business address is at the prestigious “Hotel Del”. Sheryll A. Jackman, ASID, CID, is the president and director of The Jackman Group (founded in 1978), a Coronado based multi-disciplinary firm offering planning, design and construction. Sheryll also holds a General Contractor’s license and a Real Estate Brokers license. She is a big proponent and lecturer of Historic Preservation. Also rich in history, and possessing a charming hacienda atmosphere, beautiful El Cordova Hotel sits in the heart of the Village of Coronado, a block from the best beaches on the island. This hotel was originally built as a retirement mansion house for wealthy industrialist Elisha Babcock in 1902. In 1930, it was converted to a Spanish Village hotel with numerous updates and expansions to accommodate the burgeoning tourist trade.

For dining pleasure, a local favorite across the street on Orange Avenue is the American bistro, Rhinoceros Cafe and Grille celebrating its 18th year. A recipient of Frommer’s and Zagat dining recommendations, it remains a standout with its pristine white tablecloths, crisp white napkins and its simple, fresh cuisine. If you need a gift for a lady friend or fancy something new to wear for dinner, visit the high end Blue Jeans and Bikinis with an unexpected price point that is affordable. Considering the neighborhood with over 14 styles and rinses in designer denim available, shopping is a one-stop pleasure. In addition, designer swimwear and with special considerations for plus sizes, swimwear for children is also available. The selection is extensive in regards to sweaters, jewelry, dresses, purses and accessories. This trendy boutique is the latest of “island” fashion in Emerald City.

What’s the lure of Coronado? It can be described in three simple words, RELAXING IN LUXURY.

w w w. F I N E sd. c o m

LIFESTYLE | L U X U R Y | L I V I N G

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Kathy Pounds Team Kathy Pounds (619)997.3171 DRE# 01044960

Lisa Storey (619) 997.3112 DRE# 01185272

4 Buccaneer Way

*Elegance and Sophistication *163 ft on The Water, 4 Master Suites,Pool.

Offered at $8,499,000

14 spinnaker WAY

*Architecture at its best! *third story deck in the panoramic views

Offered at $ 4,500,000

4 spinnaker WAY

*Stunning Home on the Bay *105 feet of waterfront * Dock accommodates up to a 100ft yacht 24

CALL FOR PRICING


Goes International 11 Green Turtle Road

36 Admiralty Cross

*Large U dock that extends out to 75 feet.

*Just Reduced! Spectacular views

Offered at $3,800,000

Offered at $2,175,000

38 Sandpiper Strand

53 The Point

*Subterranean garage for 4 +cars

dock accommodates up to 75’ boat + more.

MUST SELL! $2,175,000

Offered at $2,750,000

46 Admiralty Cross

5 Green Turtle Road

Great Location! perfect paradise.

Boaters Paradise! 3+ car garage

OFFERED AT $2,195,000

OFFERED AT $2,995,000

12 Sixpence Way

37 GREEN TURTLE

large patio & boat dock . HOLDS 50’ yacht

boat dock that accommodates 2-50’ boats

OFFERED AT $1,895,000

OFFERED AT $1,799,000 25


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USDOT 70719 MC 87113

CAL PUC T-92591

Selling property is a lot more involved than just showing homes or buildings to a client. That’s why it is so important to hire someone who knows the business end of Real Estate as well as the marketing side. My 18+ years of experience in San Diego commercial and residential real estate includes property management, real estate portfolios in excess of $13 million, inspections, loan draws, tax filing, budgeting and audits. This knowledge is a priceless asset to the clients I serve every day. For the past 7 years I have sold multiple residential and commercial properties in North County San Diego and South Riverside County. I work with REO, Short Sales, Regular Sales, BPO’s, Titanium, Inc., Inspections and more. It brings me great pride to go above and beyond my client’s expectations. Looking forward, I see a period of mature growth in the future of real estate. My experience in real estate since the early 90s reminds me that real estate is a timeless and valuable investment, and that the market that will rise again. In 2011 I will continue to provide a full range of profesional Real Estate and Loan services with integrity, commitment and dedication. Call me today and we’ll develop a plan to make your real estate dreams a reality.

The Best Full Service Realtor with Integrity, Commitment and Dedication to my Clients.

Kay Lowery


CORONADO’S

TOP REALTORS

Ken Wilson

619.994.3329

Ken has 25 years of experience both developing and selling Coronado real estate. He has been an independent broker since 1986, when he retired after a 20 year career as a Naval Flight Officer. Ken is also a past president of the Coronado Association of Realtors and has sold in excess of $100,000,000 worth of properties. He attributes his success to an extremely high level of ethics and honesty in all his dealings as well as market and product knowledge. All of which has lead to numerous buyer and seller referrals throughout the community. Ken considers Coronado one of the finest places to live in the entire world and because of that predicts a large appreciation in property values over the next 20 years as people from all over the world continue to discover this island style community which is only a 15 minute drive from the San Diego International Airport.

Lee Mather Co. 619.435.1851 When Lee Mather Co. Realtors opened its doors at 944 Orange Avenue in Coronado during March, 1953, a tradition for friendly, personal service began that is unmatched in the San Diego real esate industry. Whenever anyone walked into the office, Lee or one of his agents stood up, extended a hand, offered a chair and a cup of coffee, and then leaned forward to ask, “Now, how can we help you?” Everyone was treated the same - whether they wanted to buy a home, rent an apartment or simply find a good restaruant - with a level of courtesy and attention to detail that made more than one person smile. That tradition has been kept for 58 years and will continue on for years to come.

Drew Lyon

858.952.2216

Avanti Real Estate is a group of highly skilled agents specializing in residential real estate. Owner and broker Drew Lyon and his team of agents have specialized training and extensive knowledge in all aspects of residential real estate, including foreclosures and short sales, selling hundreds of properties in under 2 years. All of the Avanti agents are certified distressed property experts who pride themselves on being hard working, courteous, efficient, knowledgeable, and most importantly honest. With these qualities they are able to provide both sellers and buyers with the knowledge, advice, and customer service needed to get the job done! Avanti has grown exponentially in the last 2 years and continues to grow as a leader in the San Diego Real Estate Market.

Kathy Pounds 619.997.3171

Kathy Pounds Team consists of a mother and daughter team, Kathy Pounds and Lisa Storey. Kathy Pounds Team has been serving the Coronado Island and surrounding areas since 1987, remaining in the top percentage of agents today. Kathy Pounds Team has recently gone International with Pacific Sotheby’s International Realty, reaching out to 42 countries worldwide. Kathy Pounds Team realizes the importance of reaching the international client because of the unique destination location Coronado Island has to offer. The island covers a wide variety of lifestyle choices involving beach and bay living, water sports, boating, fishing, yacht clubs, bike trails, great restaurants, specialty shops and much more. Coronado offers the feel of a small town with the convenience of a big city: the perfect escape to paradise, whether you live here full time or have a vacation get-a-way.

Scott Aurich

619.987.9797

Scott Aurich is Owner and operator of one of the more successful real estate brokerages in Coronado, California. With over twenty three years of diverse real estate sales experience, he has also developed single-family subdivisions, custom homes, luxury condominiums, and affordable housing. Exclusively focused on brokerage and development in Coronado, Scott has built a reputation for getting the job done. From representing buyers and sellers to negotiating with city government, regarding development of subsidized affordable housing, Scott proves in every transaction that he knows what he is doing and stands behind his work. Give him a call, he also answers his phone 24/7 (619) 987-9797.

Ruth Ann Fisher 619.733.4100

Located at the historic Hotel del Coronado, Del Realty is a full service real estate office specializing in sales, leasing, and vacation rentals in Coronado and the surrounding San Diego communities. Our professional team handles every transaction personally and with the highest quality of service and attention to detail. The team’s experience and local market knowledge is unsurpassed. The Del Realty office is located in the retail corridor of the Hotel del Coronado, just steps from the main lobby. We are here to serve your real estate needs seven days a week. Stop by, call, or email us — we look forward to working with you!

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BEAUTIFUL BAYFRONT LIVING 701 1st Street, Coronado, CA 92118

This gated “Santa Barbara Spanish” estate is among the largest prime bay front lots in all of San Diego. Newly completed in 2010, it’s nothing short of breathtaking, consisting of 9259 feet of living space and 2250 feet of garage. Included are: 7 bedrooms (2 of which are in a separate self contained guest casita), 8 baths, 5 separate outdoor stone covered living areas, beautiful vanishing edge swimming pool and 2 spas, all with magnificent views of San Diego Bay and city skyline. The construction detail includes hand crafted workmanship while incorporating modern conveniences and environmental efficiency. The timeless Santa Barbara architecture is complimented by a modern layout that takes full advantage of all the light and views the site has to offer. The connection the home has with San Diego Bay gives the estate an added dimension missing in most waterfront properties. The home is very private nestled on Coronado island directly on spectacular San Diego Bay. This estate is second to none in its price range and can be fully appreciated only with a personal visit to the property. Bella Vista is the only GOLD CERTIFIED LEED (environmentally friendly & energy efficient) home in Coronado. Lorton Mitchell Custom Homes, General Contractor.

SELLER FINANCING AVAILABLE

Ken Wilson Ken Wilson Realty

619.437.4150 office 619.994.3329 direct

Ken@KenWilsonRealty.com 28

Please view a full slide show at: www.701firstst.com


an exceptional neighborhood deserves exceptional service. When you call Bank of America, you can rest assured that our top priority is providing the information you need to make well-informed home financing decisions. With our commitment to responsible lending, we help qualified homebuyers become satisfied and successful homeowners. We bring personal service to the neighborhood, including: • Extensive industry experience • A wide variety of home lending options • A convenient and efficient home loan process As part of Bank of America Home Loans, the San Diego Regional Sales Team will work closely with you to make sure your home financing experience is one that you’ll be glad to tell your friends and associates about. to purchase or refinance with confidence, contact the branch Manager in your area today. Jim loney Branch Manager 760.268.4316 thomas Walters Retail Sales Manager 760.268.4340 6005 Hidden Valley Road Suite 110 Carlsbad, CA 92009

John traylor Branch Manager 619.409.4422 476 Third Avenue Chula Vista, CA 91910 Marylou costas Branch Manager 760.233.6500 800 W. Valley Parkway Suite 200 Escondido, CA 92025 Paula Kalb Branch Manager 858.847.6400 12340 El Camino Real Suite 100 San Diego, CA 92130

John F. Frazza Regional Sales Executive 760.697.9062

Kurt olson Branch Manager 858.678.1500 4370 La Jolla Village Drive Suite 100 San Diego, CA 92122

doug r. Smith Branch Manager 858.847.6300 12340 El Camino Real Suite 325 San Diego, CA 92130

ryan Shea Branch Manager 619.908.3420 3470 College Avenue San Diego, CA 92115 and 9095 Rio San Diego Suite 100 San Diego, CA 92108

Scott Stiers Branch Manager 858.848.2536 13520 Evening Creek Drive San Diego, CA 92128

7700 El Camino Real Suite 205 Carlsbad, CA 92009

Bank of America, N.A., Member FDIC Equal Housing Lender © 2010 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 090415B 04-2009 AR84885 (Rev. 11-2010)

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S FINE |

DINING

y l s u o i r e sweet E B T S U IT M E T A L O C CHO HAROLD S. SMALL, J.D., AEP

It

has developed a name and a following for his creations.

rolls around each year and the mind turns to flowers

He uses Valrhona to produce a half-baked chocolate

and chocolates; at least that is what the women in our

cake with caramel sauce and peppermint or vanilla ice

lives want us to think about. Some even have chocolate

cream. He also uses it to make a chocolate mousse with

addiction, or should we call them cravings.

chocolate crumbles (think crushed Oreo cookies, but

Valentine’s Day will soon be upon us once again.

It stems

better) served with small scoops of ice cream. If you want

from the hot fudge sundaes at Will Wrights and Carnation

something without chocolate, try his warm almond tart,

Ice Cream in Los Angeles. Over the years her palate was

confit pear, candied fennel, or white chocolate cream. To

educated.

Now she takes her

get the pear just right, it cooks for four to five hours. Knibb

chocolate very seriously; no milk chocolate, only dark

also enjoys providing interesting tastes such as putting

chocolate and only the best will do.

caramelized bacon in a spiced crumb cake with quince

My wife has liked chocolate since early in life.

Chocolate will do that.

Once in a great while she will indulge in dessert and the choice is typically chocolate.

With that in mind, and

given the time of year, I thought that some chocolate

visit, almost every table had desserts being served with every diner.

recommendations may be helpful for your dining ventures.

Other restaurants using Valrhona for desserts include A.R.

While Valrhona is not the only chocolate available, it is

Valentien (Chef Jeff Jackson), Whisknladle (Chef R yan

seriously good and the chefs that use it typically can be

Johnston), Market (Carl Schroeder), Rancho Santa Fe Golf

expected to produce something that will satisfy a sweet

Club (Larry Abrams), The Bridges at Rancho Santa Fe (Chef

tooth.

Chris Buffin), and Addison (Chef William Bradley).

Nine-Ten in La Jolla provides a per fect dining opportunity

One of our all-time favorites is the chocolate bread

for chocolate lovers, with artistic plate presentation and

pudding at Pamplemousse Grille. Chef Jeffrey Strauss has

wonder fully tasteful dishes and desserts prepared by Chef

consistently produced wonder ful and flavor ful desserts

Jason Knibb.

that have also included both apple and pear tarte tatin

Jack Fisher is the pastry chef at Nine-Ten

and he nightly demonstrates his talent with desserts. Jack is also one of the very few dessert chefs in San Diego that

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and raisin puree his favorite dessert. On our most recent

LIFESTYLE | LUXURY | LIVING

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and fruit cobblers when the fresh fruits are available. Several years ago there was an event being put on by


DINING

| FINE

MOPA (the Museum of Photographic Arts) that I wanted to

cake cannot go wrong. They are sold in a few San Diego

attend. It was on my wife’s birthday and of course I had to

markets and can be ordered for home delivery.

seek her “permission” for the two of us to attend because it was on that date.

I had to do something special for

Should you want to pair a wine with dessert, be careful. Most dessert wines are too sweet, and make for a poor

her. In order to surprise her I ordered a giant chocolate

pairing.

cake and had it delivered to the venue for her party. The

itself, be it Chateau d’Yquem, Chateau Coutet, an aged

cake was a serious chocolate dessert for even the most

vintage port, or Madeira.

In some instances, wine can be a dessert by

discerning chocolatier, and was topped with chocolate

Should you want to dine at a restaurant

frosting and fresh strawberries.

on Valentine’s Day, remember to

I surprised my wife and

everyone else in attendance, as there was enough for

make your reservations early, as

everyone. The dessert was from Extraordinary Desserts and

many restaurants will fill up very

it was indeed extraordinary.

quickly.

Karen Krasne, the owner of Extraordinary Desserts raised the bar for desserts in the San Diego area when she opened her doors. Valrhona is among the ingredients that she uses.

When you have a sweet craving and want to

get a dessert for a special occasion, they produce one winning dessert after another. There

are

other

locations

in

the

community

that

consistently produce wonder ful desserts to acquire and serve at home. Thyme in The Ranch in Rancho Santa Fe makes mouth-watering desserts daily (except Monday). The French Pastry Shop and the French Gourmet brought delectable French desserts to the area a number of years ago and that model was emulated by the casual (with take out) Champagne Bakery.

An old standard is the

European Cake Gallery in Pt. Loma.

Their cakes are so

deliciously good that one of our daughters selected their cake for her wedding cake. delicious.

It wasn’t just pretty, it was

Also, the chocolate truffles made locally by

Chuoa Chocolate provide a tasty finish to a meal or given as a thank you to a friend. I recently wrote about Whisknladle and mentioned their dark chocolate pots de crème as well as their pumpkin bread pudding with butter rum ice cream, and pecan streusel; both of which are worth a splurge.

JSix makes

a Valrhona Chocolate Semi-Freddo that can provide a sweet ending to a wonder ful dinner.

Fairbanks Ranch

Country Club has its signature apple crisp with Haagen Dazs ice cream and caramel sauce. While they change with the seasons (and the whims of Chefs Bernard Guillas and Ron Oliver) the desserts at The Marine Room can make for a terrific finishing touch for any occassion. Cheesecake is a perennial favorite. Although I am a purist and still prefer a New York-style cheesecake without fruit, and flavors for a varied palate, the Cheesecake Factory still provides many choices.

For those that want a

“take home” dessert, the Chocolate Windmill Cake of la mousse desserts in Los Angeles and their pumpkin spice

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FEBRUARY 14, 2

011

An Evening OF LOVE & ROM ANCE

3 7 9 0 v I A D E L A VA L L E | D E L M A R

Celebrate Italian Style D inner | D ancing | D J

VALENTINES DAY DINNER - FEB 14Th “ T h e TO M M Y V ’ S VA L E N T I N E S D A Y D I N N E R ” C E L E B R AT E I TA L I A N S T Y L E D I N N E R D A N C I N G A N D D J .

3 C O U R S E | $ 6 0 per person

* F or reservations F R O M 6 : 0 0 pm - 8 : 0 0 pm , C omplimentary glass of w ine or C h ampagne

858.259.3663


NANTUCKET INSPIRED DREAM

This custom home was built in the tradition of the great Eastern homes of Nantucket. The owner / builder spared nothing in the attention to detail and the selection of materials and furnishings, which makes this home gracious and inviting from the moment you step through the gate. Situated in Coronado’s Country Club Esates just blocks from the beach! Call today or visit www.thelightwithin.us to view top down floor plans and a photo tour.

James Nelson Lee Mather Co. Realtors

619.435.1851 (o) 619.878.5242 (d) DRE# 01852936

CALL FOR PRICING

Debbie Riddle

Lee Mather Co. Realtors

619.435.1851 (o) 619.518.7506 (d) DRE# 674913

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FINE |

DESTINATIONS

An Affair to Remember From the expanse of the Pacific to the sands of the Mediterranean, romantic getaways for two are closer than you think. Love is a many-splendored thing, or so we would like to think. From

By Trista Ecrement

soundtracks to the silver screen, love continues to muse both young and old – often enveloping the senses and capturing a longing heart. And whether it is shared for a lifetime or for a season, love simply is. In celebrating love and its many remnants, join us in exploring the world’s most romantic getaways with oceanfront accommodations, luxe lifestyle amenities and exotic private locations.

South of the Border Zijuatanejo, Mexico Settled on the northwestern coast of Guerrero, the village of Zijuatanejo – fronted by the expanse of its bay and supported by the mountain landscape of Sierra Madre – marries old world charm of the Mexican Riviera with the sanctuary of a private tropical paradise. Beyond expectation, the remote fishing village offers guests an intimate getaway with close proximity to Ixtapa, Troncones and Barra de Potosi. The romance of the bay affords wide spanning Pacific panoramas, savoring the sweetness of a southern sunset and white sail dotted horizon. Fine dining serves the flavors of the sea and local cuisine, as port boutiques carry high end offerings of jewelry, clothing and spa treatments. And for the more adventurous, jungle tours, sport fishing and surfing are among its top attractions. Luxury bungalows and villas line the shore extending exclusive accommodations and amenities. Web: tideszihuatanejo.com

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DESTINATIONS

Caribbean Nights

An Island Hideaway for Two

St. Martin/ St. Maarten

Turtle Island, Fiji

| FINE

Touting an annual Caribbean climate of 80-degrees, St. Martin

An all inclusive private paradise in the South Pacific –

and Sint Maarten – spanning an estimated 33 square miles of

neighboring Australia and New Zealand from the northeast,

island bliss with 37accessable beaches – offers guests year-

Turtle Island Resort extends exclusive accommodations for

round enjoyment; shared by the French and Dutch for over 350

romance, relaxation and adventure. A string of ancient

years respectively, the setting is noted for its strikingly beautiful

volcanic lagoons and jagged outcrops, the island archipelago

neighborhoods and distinctive cultural ambiance. The island is

hosts 14 couples at any given time, separated by generous

widely known for its open-air markets, luxe boutiques, museums,

portions of jungle foliage and coastal hillsides; the secluded

tree top parks and expansive plantations; white sand beaches

locale and abundance of natural resources are among its

are also of note, sporting sailing, scuba, fishing and sunbathing.

greatest attractions.

To the north, the French-occupied St. Martin offers elegant

Beyond the lure of a surf-side hammock or sunset picnic for

dining, lavish resorts with secluded beaches, and the latest in

two, island adventures feature horseback riding on the beach,

French fashions. And of course, local bistros and cafes serve

garden tours and biking trails, as well as couple’s massages

the ever-famed French pastries and desserts. To the south, Sint

and spa therapies; water excursions range from diving and

Maarten is a bustling cruise port, supported by an active draw

snorkeling, to kayaking, sailing and deep-sea fishing. A popular

to tourism with a myriad of hotels, casinos and night clubs.

destination for weddings and honeymoons, the romanticism of

Whichever side you choose, this Caribbean getaway allows one

Turtle Island remains undisputed; after all, ‘The Blue Lagoon’

to relax, while having an exciting cultural experience.

was filmed on location based on the island’s tropical and

Web: st-maarten.com

native appeal.

TUR_Fine_vFin.QXD:Turtle Island

Web: turtlefiji.com

12/10/10

12:53 PM

Page 1

A Village by the Sea Skopelos Island, Greece Rising above the salt water tides of the Agean Sea, Skopelos Island unveils more than 40 miles of pristine coastline and a celebrated natural forest reserve; simply known as the “green and blue island” in the very heart of Greece, Skopelos offers couples’ an intimate holiday with the romance of a Mediterranean setting. Famed for its ever-present role in the

St. Martin/ St. Maarten

film ‘Mamma Mia’, the island is characterized by climbing stairways and tiled roofs, along with the charm and tradition of a whitewashed palate – resting along its hillside slopes and seaside cliffs above the bay; not to mention, more than 360 churches and chapels are home to the Greek isle, though most only open for feted events and feasts. Embracing the legends and Greek mythology of its ancestors, Skopelos is also home to a number of museums and historical monuments – documenting the cultural and maritime lifestyle of its local heritage. Taking in the sights, guests enjoys sunbathing,

You’re worth it.

The Ultimate All-inclusive Experience • All meals, beverages & activities • Champagne private beach picnics • Sunset pontoon dining experience

• Scuba diving & snorkel • Sport fishing & horseback • Your own personal conc

Skopelos Island, Greece

diving and yachting, trekking mostly by foot or bicycle. The island hosts a number of fine restaurants, taverns and seaside cafes, featuring traditional music with local food and wine selections. Skopelos is sure to unfold a legendary love story, where all roads [eventually] lead to the sea. Web: skopelos.net

Turtle Island, Fiji

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10 GOLDEN MEADOW FALLBROOK, CA 9+ acre estate in the hills of Fallbrook with private gate, rose-lined drive, private pond and expansive circle drive. The 5879 esf main home features nearly every amenity one could wish for. You will love the numerous indoor and outdoor fireplaces, 4 spacious bedrooms, formal living and dining rooms, office/library with stateof-the-art built-ins, and sumptuous Master Suite. Enjoy the fabulous gourmet kitchen with huge sit-down island, breakfast area and wet bar. In addition, there’s a gorgeous flower-covered veranda, wood-fired oven from Italy, private vineyard, and a 1 bedroom, 1 bath guest home with living room, fireplace and kitchenette. OFFERED AT $3,700,000

ST E JU C RI ! P CED REDU

VIA ALICIA FALLBROOK, CA Light bright and entertainer’s delight from the double glass door entry into the 9x23 foyer open to the gracious great room with sit down wet bar and raised hearth stone fireplace to gather around plus the large curved sitting bar. The separate dining area is also open to the great room for easy conversation for large and small gatherings. This layout allows for one or two chefs to converse with guests. When the party is over, retreat to the sumptuous Master Suite with wet bar and 3 way fireplace to relax. OFFERED AT $989,000

Jeanne Stuart 760.310.4663

jstuart@willisallen.com DRE# 01130757

38

www.Jeannestuart.com


TUMBLE WEED FALLBROOK, CA Magical gardens surround this lovely updated 3119 esf home totally fenced and gated on 2.2 acres for pure enjoyment and privacy. Three Bedrooms, 2.50 baths plus office, all with views to exquisite gardens. Lounge around the pool garden or laze away the day in the hammock fern garden. For chilly nights enjoy the double sided, raised hearth fireplace in the living room and family room, both featuring warm rosewood flooring. Entertain on the huge back patio overlooking a fountain garden or wine and dine in the formal dining room. The sumptous master suite is highlighted with French doors opening out to the spa for total relaxation. Come see and absorb. OFFERED AT $795,000

ST E JU C RI ! P CED REDU

ENJOY THE SUNSET FALLBROOK, CA Breathtaking views from this custom estate on 1.32 easy care gated acres. Three bedroom suites, including the sumptuous Master plus office make for easy living and entertaining in this open floor plan home. Warm pecan hardwoods and crown molding are just a few of the amenities to enjoy. Dine in the formal dining room or for summer nights, entertain on the patio and watch the sunset. OFFERED AT $765,000

Jeanne Stuart www.Jeannestuart.com

760.310.4663

jstuart@willisallen.com DRE# 01130757

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One Kind of a

Written By: Machel Penn Shull

Photography By: Willie Daniels of Photo Artistry

Model: Camre Jalan Farr

From gemstone miner to luxury designer, Jacqueline Grande is

known the world over not only for an unerring eye for detail, but for an irresistible rock collection to match.

Honing more than 20 years of expertise – both as a designer and gemologist, Jacqueline Grande brings to the international arena custom fine jewelry designs for discerning clientele. With a unique approach to the craft, her designs are purely inspired by the gems and precious stones themselves – allowing their story and natural essence to be revealed, as opposed to making a design fit the rock. As a result, Grande is known for her timeless and versatile style, creating one-of-a-kind commissioned pieces that celebrate life moments. Home to San Diego, Grande’s designs not only appear throughout the U.S., but in Europe, Asia and the Middle East as well; considered haute couture, her jewelry is adorned by international royalty, celebrities and fine art collectors alike. In a recent interview with FINE Magazine, Grande relays her philosophies regarding her designs, as well as the importance of seeking jewelry with purpose and meaning.

Web: RadianceINTL.net

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FINE: When did you become involved in the jewelry business Jacqui? Jacqueline Grande: I started Radiance International in 1986 as a gemologist interested in mining rough gemstones. Initially, RI was a wholesale gemstone company concentrating on mining, cutting and buying gemstones in Sri Lanka and other remote gemstone rich countries and then selling the rough [uncut] and/or cut gemstones in Europe, Asia and the U.S. to wholesale buyers and jewelry designers. Later, I began to design, and was noticed by an elite Asian market. Eventually, I was hired by a Japanese firm to design for them.

FINE:

What inspired you to become a jewelry designer?

Jacqueline Grande: When I was selling gemstones at International trade shows, I found that many well known designers bought stones from me after they had already created the piece of jewelry. They were just looking for something that fit into the mounting. That seemed strange to me because I thought the gemstones deserved to have the piece of jewelry created to reflect the uniqueness of that particular individual gemstone. It is similar to a painting; one would never buy a frame first and then search for a painting to fit into it. A painting, like a gemstone, should be chosen first because you admire it for its beauty. The frame or the jewelry design is added to complement and enhance the beauty.

FINE:

What stones are your favorite to be creative with when you are making a piece for a client and why?

Jacqueline Grande: I like to know the personality of the client I am designing for so I can create something that they will enjoy wearing, and possibly passing on as a family jewel. Beauty, brilliance, durability, and uniqueness of the gemstone, plus versatility of the piece of jewelry is what I have become known for as a designer. Personally, I love sapphires because they are very durable and they occur in so many different colors. I also love rare colored gemstones. Custom jewelry highlighting rare gems that are not so easily found in nature makes that piece of jewelry so much more intriguing and fun to wear. It becomes a conversation piece. Many times there is a story accompanying an unusual gemstone that I sell because I know the country of origin, which cut it and how rare it really is.

FINE: In your opinion are diamonds a girl’s best friend? Jacqueline Grande: No, JEWELRY is a girl’s best friend. Diamonds are fabulous, but do not limit your possibilities for fear of seeming different. Only in America is a diamond used for engagement. In Europe and for International royalty, for centuries, fine colored gemstone jewelry is preferred over diamond jewelry. Colored gemstones express a sophistication and knowledge of finer jewelry and of course, the finer things life has to offer.

FINE: When looking for that perfect gift, whether it be for Valentine’s Day, a birthday or even anniversary, what advice could you give? Jacqueline Grande: Look for something unique or enjoy a piece of jewelry custom made to express the individuality of the one who will be wearing it. Purchase from a reputable jeweler or gemologist [that] you trust and is knowledgeable of the product you desire.

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Jacqueline Grande


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LUXEGLOBAL

Reduced from $5,950,000 & priced to sell! Magnificent French Manor w/Artisan custom woodworking throughout. A true Castle on the Hill! Superior custom estate complete with every amenity imaginable. Two story main residence, 8BR, 9 Full Baths, 3 Half Baths, His & Her Master Baths, Private Master Study, Gourmet Kitchen, Theater, Game Room, Wine Cellar, Private Lake, Horse Facilities, Tennis Court, Pool, Pool House, 2 Guest Houses, Water Well, 14 Car Motor Court & 3 Car Main House Garage. OFFERED AT $4,750,000

Robert L. Mani 858.245.5615

DRE lic #01383335

www.

LuxeGlobal .com

16236 San Dieguito Road, Suite 1-16 • P.O. Box 7302, Rancho Santa

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DRE lic #01787180


Reduced from $5.5 million & priced to sell! Located in Prestigious Rancho Santa Fe Meadows, a Private Gated street. Beautiful Mediterranean, 5 BR / 6.5 Baths, 8 Car Garage, Pool / Spa, 4.70 Usable Acres with Room for Horses & Tennis Court. Quality Construction, approx. 6900 sq. feet of spacious luxury.

OFFERED AT $4,500,000

Jodi Anderson

858.775.7368

DRE lic #00971377

(P) 858.759.9070

|

(F) 866.765.7742 45


FINE |

FASHION

XOXO LINGERIE Get to know the husband and wife team of X’s & O’s Lingerie, the specialty lingerie shop in Escondido. What makes this dynamic duo, James and Christa Lynch, so unique is their personal mission to deepen intimacy within marriage. Their business started off as a small home party company in 1999. With their charismatic attitude and personal passion pouring through each home party, people soon began to flock and demand more of their time. They spent and still spend hours dedicated to teaching husbands and wives how to maximize their sexual health and well being. Their approach is original because it is focused on the education of the latest romance products as well as promoting the exploration of your lover in a healthy way, so that husbands and wives can build an even deeper level of intimacy within their marriage. Couples travel from far and near to be a part of this ultimate romantic shopping experience. Due to the great demand for the preservation of marital intimacy, X’s & O’s Lingerie opened its boutique in downtown Escondido in 2005. With the expansion of X’s & O’s Lingerie online presence, they continue enhancing intimacy and elevating romance in marriages from coast to coast.

www.xsandoslingerie.com

760.737.9469


Wedding Photography

www.

B r e n t H ay w o o d P h o t o g r a p h y . com

R E A L E S TAT E

|

WEDDINGS

O F F I C E 6 1 9 . 5 4 6 . 5 1 0 9

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PORTRAITS |

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PETS

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SPORTS

HAY WOODPHOTO@M AC.com

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A Palate for Passion by Michelle Armstrong

Alexander Salazar presents selections from the talents of several current studio exhibitions; from Chris Trueman and Palo Uber, to Ilan Laks and Natasha Zupan, the fine art collector, critic and dealer illustrates both passion, and good form. Alexander Salazar Fine Art web: alexandersalazarfineart.com

Alexander Salazar

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LIFESTYLE | LUXURY | LIVING

w w w. F I N E sd. c o m


Orange by Chris Trueman Acrylic on Canvas 60 x 46

Hav i n g s t u d i e d a r t h i s t o r y a n d i t s m a s t e r s i n London and Flo r e n c e , I t a l y, r e s p e c t i v e l y, A l e x a n d e r S a l a zar – a leading fine a r t d e a l e r a n d c o n n o i s s e u r f o r m o r e t han a decade – f e a t u r e s t h e w o r k s f r o m b o t h e m e r g i n g a nd established art i s t s w o r l d w i d e . H i s m i s s i o n i s t o s i m p l y c e l ebrate good art, for w a r d i n g i t s a p p r e c i a t i o n a n d u n d e r s t a n ding within the co m m u n i t y. A w e l l r e s p e c t e d h i s t o r i a n , c r i t i c , c o l l e c t o r and broker, Sal a z a r i s w i d e l y r e s p e c t e d f o r t h i s a c u m e n and expertise – pro m o t i n g t h e b e l i e f t h a t a r t i s a r e f l e c t i o n of oneself, and sho u l d b e a d m i r e d f o r i t s b e a u t y a n d i n h e r ent definitely ele m e n t s . Opposing Seat Train by Palo Uber Mixed Media on Board 48 x 45 w w w. F I N E sd. c o m

LIFESTYLE | L U X U R Y | L I V I N G

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Irrigated Field with Red Barn by Palo Uber Mixed Media on Board 48 x 45

She is on Her Way by Natasha Zupan Oil and Digital Print Collage with Aluminum 78 x 58

Emunat by Ilan Laks Mixed Media on Birch 48 x 36

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e v r e s e D s e m o H “BeauBtifeualutiful Work.”

Drew Rodriguez

858.486.7092 619.884.6554

direct

www.RodriguezGeneralContractingINC.com (Background texture actual photo)

office

• General Contracting (All Phases) • Custom Painting Finishes • Interior & Exterior Painting • Crown Molding • Cabinet Fabrication • Remodeling • Tile & Natural Stone • Countertops • Electrical Installation & Repair • Wood Floors and Carpet • Specialty Concrete Coatings • Elastomeric Coatings • Room Additions


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VIE N A OCE

WS

!

VIE N A OCE

La Costa Executive Estate with Views Private estate with commanding ocean, lagoon, and golf course views. 8,216 sqft, 6BR/6BA, guest quarters, rose garden, luxurious swimming pool, Jacuzzi and private sauna. Spacious gourmet kitchen and outdoor patio for exterior dining. Master Suite with sunken tub, his & hers closets, and spectacular ocean & lagoon views.

Just Reduced! Offered at $1,750,000

OCE

AN

FRO

NT!

WS

Solana Beach Spanish Contemporary Ocean view Spanish contemporary directly across from Fletcher Cove. 150 ft. of street frontage, elegant appointments, and a viewing deck off living room. Kitchen has granite counters, Sub-Zero refrigerator, Dacor dual oven + more. Master Suite with fireplace, walkin closet & ocean-viewing rooftop deck. Perfect for enjoying the brilliant sunsets!

Offered at $2,500,000

FRO N A OCE

Rare Oceanfront Lot

!

NT!

Encinitas Oceanfront Home

Build the house of your dreams on this rare oceanfront lot in Encinitas. Breathtaking views to La Jolla and Dana Point. Conveniently located between popular Moonlight Beach and Stone Steps Beach Access. Lot is approximately 40 x 174 and will accommodate a large, oceanfront home.

Rare single story oceanfront home on 100 feet of ocean frontage. Panoramic ocean views overlooking lush greenbelt. Ocean views from practically every room. Home offers 3 BD/3 BA and separate office. Located just a short walk to Beacons Beach Access.

Offered at $2,000,000

Offered at $3,950,000

OCE

AN

FRO

NT! OCE

Remodeled Oceanfront Condo Ideally located between sandy Moonlight Beach access and Stone Steps Beach, this beautifully remodeled oceanfront condo on Encinitas’ premier oceanfront street offers commanding coastline & whitewater views from La Jolla to Oceanside from its commanding 300 Square Ft. Covered Patio as well as stunning hillside views from its secondary Master Bedroom’s 600 Sq. Ft. Deck. Single story unit in a two unit building.

Offered at $1,750,000

Gary Martin 760.436.2219

Email: Gary@GaryMartin.com DRE# 00962104

AN

W VIE

S!

Lagoon & Ocean Views Custom Executive home overlooking Agua Hedionda & ocean from every room in house. Large kitchen with stainless steel appliances, granite counters, large island with breakfast bar, maple cabinetry, dual ovens & dishwashers. Light, bright living room with natural wood beamed ceilings, fireplace and stylish art niches.

Offered at $1,100,000

www.GaryMartin.com Oceanfront and Coastal Specialist • 173 Oceanfront Properties sold by Gary Martin • 197 Properties sold on Neptune by Gary Martin • Over 1 Billion in Sales and Listings since 2000!


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Par Escrow Corporation Expands to Meet Predicted 2011 Market One of Southern California’s Largest Independent Escrow Companies Announces Key New Hires: Jennifer Crowell Escrow Manager/ Sr. Escrow Officer

Is San Diego Real Estate Ready for the ‘New Normal’?

Banker’s Hill Branch. We would like to introduce Jennifer Crowell as our new branch manager for the Bankers Hill office. She has 15 years of experience in the escrow industry. Her extensive knowledge of escrow and management style combined with her outstanding customer service skills makes her a great addition to our team. Jennifer is multi-faceted and can handle many challenges that others shy away from. She is Professional, Available, and Reliable, and ready to be a part of your winning team.

By Jim Moore SAN DIEGO

or ans f tion l After the juggernaut that shook the P t rs Pu n Mo real estate market during the last uilde pments i B e Hom Develo few years, many professionals in e Larg the field fled to other jobs in other N: tart CTIO industries. Among others, escrow STRU ts Jump-S ound N O b C c e e j R o Pr on companies in particular witnessed Area onstructi l C urna Slow this hemorraging of employees as ess Jo n i s u B experienced staff left to explore iego San D 3, 2010 1 . other options. Dec

Yaolin Lu Escrow Officer, Speaks Mandarin

This mass migration has left many of the surviving companies in the highly vulnerable position of having small offices staffed by “green”

“…every downturn creates a ‘New Normal.’ Par has thrived under the understanding that the current market is the new market.” workers - perhaps eager to succeed, but neither seasoned nor aware of emerging trends and their legal ramifications. Remarking on the current real estate climate, Thomas W. Hinson, President of Par Escrow Corporation, recently noted, “These challenges haven’t been seen since the Great Depression. Every downturn creates a ‘New Normal.’ Most companies have sidelined themselves waiting for the market to come back. Par has thrived under the understanding that the current market is the new market.” Par Escrow has kept its ear to the ground, forseeing the need for

Del Mar/Carmel Valley Branch

-

-

Yaolin has worked in the escrow industry 10 years, having also been a transactions coordinator and loan processor. She brings the unique and extremely valuable skill of speaking Mandarin Chinese to our company. Yaolin is known for the strong loyalty she has for her clients. “I always try my best to go the extra mile for my clients when needed. I have a lot of patience and will work with clients to accomplish what needs to be done,” she explains. We are excited to welcome Yaolin aboard.

-

Liliana Garcia Se Habla Español Escrow Officer professionals of the highest caliber, and has thus placed itself in the enviable position of being able to immediately respond to the escrow needs of this new and different kind of growing market. The uniqe business model created by Par Escrow has allowed the company to attract the best in San Diego’s tightly knit escrow community, and to respond to the needs of brokers, lenders, sellers and buyers alike, while meeting the deadlines required by contract and the stringent rules of the DOC.

Banker’s Hill Branch Liliana has been in the escrow industry for 11 years. Her extensive experience in refinance, re-sale and short sale transactions has helped countless clients move smoothly through the escrow process. She has an uncanny ability to explain escrow to clients in simple terms they easily understand. We are confident Liliana will provide you and your customers with outstanding customer service. Not only does she provide service with a friendly smile, but is always more than willing to answer all questions and concerns to make your customer feel at ease.

www.parescrow.com Bankers Hill: 619-542-8336 Del Mar/Carmel Valley 858-755-9836 57


Fairbanks Ranch

Rancho Santa Fe

This exceptional estate has it all! With over 11,000 square feet of living space, quiet cul-de-sac location, tennis court, fully-equipped gym, pool, two offices, 3,000 bottle wine room, sauna, steam room, 8 bedrooms including 3 separate guests suites, and a spacious outdoor entertaining area, there is something for everyone. With the auto enthusiast in mind there is a two-story, 4 car garage with 2 hydraulic lifts for parking up to 6 cars indoors, with an upper room for parts, storage and viewing your collection.

OFFERED AT $4,895,000

Fairbanks Ranch

Rancho Santa Fe

Villa De Paz, a place of peace. 8068 sq/ft, majestically sited at the end of a cul-de-sac on 1.27 acres in the guard gated community of Fairbanks Ranch. Find rest in the private, serene setting and enjoy the dramatic architectural details of this fine estate. Enter through grand iron and glass doors and experience inspired design, stately columns, soaring ceilings with exposed beams, art niches and much more. This gorgeous single level home is a one of a kind, with a great room concept; the formal spaces are open and inviting. Not in the mls, available March 1, 2011

OFFERED AT $3,390,000


THE ENCHANTED COTTAGE

113 Eaton Street - Saint Malo Beach - Oceanside Nestled close to the ocean, in the charming Saint Malo Beach community is a pristine French Normandy Cottage. This home boasts the best of traditional craftsmanship combined with modern amenities. You know you are in a very special place as you take in the detail, care and pride displayed throughout all 2,350 square feet of living space adorned with hardwood floors and beam-vaulted ceilings. Your kitchen is just perfect for entertaining. Wander into the library for a bit of quiet time or into the cozy office to work. The two additional bedrooms and full bathrooms will no doubt be frequented by the guests of your cottage by the sea. The second level provides your sanctuary with a spacious master suite and balcony. Spend the day on your private beach with cabana or playing tennis with friends and neighbors. The possibilities are endless!

THIS BEAUTIFUL STORYBOOK HOME AWAITS YOU FOR $2,650,000

619.742.0046

DeeMarie@SellingProperties.com

www.DeeRealtyBlog.com

The Key to Your Real Estate Dreams!


DANCE CONNECTION

KIDS R O F T A E GR GES! OF ALL A • Jazz • Tap • Ballet

• Hip Hop • Tumbling • Cheer

• Fitness • Karate • Youth Choir

760.521.5863 www

.DanceConnectionSD .com

625 #A ENCINITAS BLVD.


A Serene Enclave SCRIPPS RANCH, San Diego, CA

A serene enclave designed to be one of the most desirable addresses in Scripps Ranch. Beautifully appointed gorgeous expansive single story with approx 3,234 sqft with 4 bedrooms and 4 full bathrooms. A flowing spacious floorplan boasting abundant natural light with a master bedroom wing and additional bedrooms on opposite side. Regal setting on a large approx 10,628 sqft private park like lot nestled amongst sophisticated residences in a neighborhood that stands proudly apart. Model Perfect with over $95,000 in upgrades and a $130K addition to create two full bedroom suites. Resort style yard for entertaining on a grand or intimate scale with sparkling pool, spa, spacious covered patio courtyard, walkways, lush garden landscaping and no homes directly behind. Connoisseur’s gourmet kitchen features granite, large center island, Kitchen Aid appliances, built-in refrigerator and Eat-In-Area w/window bench seat. Distinguishing interior gives space with 10-foot ceilings, raised panel colonist doors, crown molding, Rich Slate floors trimmed with Travertine, painted with designer colors in every room. Stately living room has Dramatic floor to ceiling Stacked Stone Fireplace. Distinction has its own rewards & this home is one of them! Visit www.11104GatemooreWay.com for a Virtual Tour

OFFERED between $895,000 to $965,876 • • • • • •

Coast & Ranch Fine Home Specialist. Chairman’s Circle Diamond Award Broker Associate. #1 La Jolla & Scripps Ranch Prudential Associate Broker for homes SOLD 2008, 2009, 2010. #4 San Diego County Prudential Associate Broker for homes SOLD 2008, 2009, 2010 TOP ½% of Agents Nationwide. Prudential Fine Homes International Member.

ED PREHODEN (o) (c)

858.729.1088 858.945.6088

Ed@Edprehoden.com

W W W . e d p r e h o d e n . c o m

“A Handshake Relied On”

DRE #00954218


urich cott S A F R O M C O N D O S T O CA S TLE S

(619) 437-1614

(office)

(619) 987-9797

(direct)

1 3 3 9 O r a n g e Av e n u e S u i t e 8 - C o r o n a d o , CA

CORONADO VILLAGE CONDO 911 E AVENUE #203 - CORONADO, CA Have you ever imagined living in Coronado? This is the time to make your dream a reality. Located close to the beach, shopping, dining and schools….. This 2 bedroom / 2 bath with 2 secured parking spaces and a storage unit is waiting for you!

OFFERED AT...................................................$724,000

Located on a private street 1123 ISABELLA AVENUE - CORONADO, CA Just around the corner from the famous Coronado beach, nearby the Hotel Del, shopping and restaurants. This immaculately maintained, 4 bedroom / 4 bath Beach House is per fect for a second home or year round living.

OFFERED AT................................................$2,499,000

A Coronado Masterpiece! 1127 F AVENUE - CORONADO, CA Designed by Richard Requa and built in 1926, this Estate sits on an 18,000 SF lot across the street from the beach and blocks from the Hotel Del Coronado. It’s been lovingly restored to its original glory and updated for contemporary living. With Panaramic Views from the 3rd floor Turret you and your guests will always be entertained in this well appointed home. Owning this property is like owning a piece of “livable art.”

OFFERED AT................................................$9,500,000

w w w.

S u n I s l e R e a lt y .com


Privately-Gated Equestrian Estate

Fabulous 17 Acre Valley Center Colonial nestled among beautiful spanish oak and sycamore tree-lined grounds. 5899 Sq Ft. home boasts 5 bedrooms / 4.5 baths, 3 fi replaces, pool / spa and 3 bedroom / 2 bath guest house. Equestrian facilities include 15 stall stable and barn, offi ce quarters, full paddock and training yards. Perfect for the owner breeder/ trainer. OFFERED AT $2,490,000

Jake May Team Inc.

www.jakemayteam.com 619-778-9778

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Voted Best Boutique in North County! “It’s like walking into a treasure chest” North County Times

Featuring Beautiful Knitwear Unique Jackets One of a Kind Jewelry Designer Jeans and so much more. Open Monday - Saturday Visit our website : www.danagboutique.com DANA G BOUTIQUE 540 Grand Avenue Carlsbad, CA 92008

7 6 0 . 7 2 9 . 3 4 01



Love and

Romance By Venessa Johnson

From Frank Sinatra and Nat King Cole, to the sonnets of Shakespeare, the language of love holds many forms and meanings; its allure has held man’s captivation throughout the ages, unfolding a varied expression of affection and compassion – relaying a simple joy of the human experience. Fashion for romance is no exception. In searching for one’s “sexy little secret,” FINE Magazine extends our choice destinations for Southern California’s premier lingerie boutiques; from Del Mar and Fashion Valley to downtown San Diego, the finest in European lingerie is closer than one might think.

#1

Jolie Femme Lingerie 2690 Via de la Valle, Suite D-250, Del Mar

Honing a number of accolades for their attention to service and brand offerings, Jolie Femme – simply meaning “pretty woman” in French – brings sophistication and a European flair to the Flower Hill Promenade in Del Mar. As the only certified Le Mystere boutique in Southern California, owner Sheree Clock has garnered exclusive inventory for clientele – accounting for more than 500 top designers from around the world; including Chantelle, Le Mystere, Lise Charmel, Aubade, Allure, Christies of Italy, Liz, Felina and Jezzebel. Established for more than 25 years, the salon also features sleep and easy wear, along with a wide variety of designer lingerie for any occasion. Web: joliefemmeboutique.com

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#2

Kaprezza Kettner Blvd., Suite 253, San Diego Set in the heart of Little Italy’s Art District, Kaprezza – meaning “spoiled little girl” in Russian – extends the latest in European fashions and fabrics for luxe lingerie apparel. The boutique is known for their one-of-a-kind selections, hand picked for the individual stylings of their clientele. Established in 2005, the brand features a collection uniquely inspired by ribbons, lace and art – a focus that defines glamour, sophistication and beauty. The boutique also specializes in hard to find sizes, and offers monthly events showcasing the boutique’s latest trends and intimate collections.

Lingerie THE

History

Web: kapreeza.com

#3

Lingerie Lounge 431 J Street, San Diego As one of two boutiques from mother-daughter duo Marlene and Alicia, Lingerie Lounge has quickly garnered a strong following for their designs and business approach – a philosophy echoed by their motto, “slip into something sexy and fall in love.” Founded in 2003 in Mammoth Lakes, the boutique features a diverse selection of intimates for every occasion allowing women to simply feel and look beautiful. The brand boasts designs by Wendy Glez of Los Angeles – known for a mix of soft fabrics and unique designs that truly reveal sexy bedroom-wear, as well as the sass and mid-century replicas from Loungewear Betty in New York. Web: shoplingerielounge.com

With Valentine’s Day on the horizon, love is in the air, and while chocolate, roses and jewelry are among the most traditional gifts for couples, lingerie is perhaps a treat all its own. Originating from the French term linge, meaning linen, lingerie has long been considered a more fashion

#4

Intimacy

forward trend taking shape in the late

7007 Friars Road, San Diego Practicing a proprietary holistic approach to lingerie, Intimacy in Fashion Valley celebrates both the “fit” and “fashion” concept to intimate wear. Founded in 1992 by Susan Nehtero, a recognized expert featured on the “Oprah Winfrey Show” and “How to Look Good Naked,” was formally trained under the Queen of England’s Royal Bra Fitter and is better known to many as “The Bra Whisperer;” a concept that focuses not only on a proper fit, but exposes the secret on how to enhance individual features and shapes. And with more than 80 percent of the boutique’s inventory carried by European designer brands, including Lise Charmel, Aubade, La Perla, Prima Donna and Chantelle, Intimacy offers its clientele a selection rarely available elsewhere within the U.S.

18th century – or simply around the

Web: myintimacy.com

breathing and added movement.

time of the French Revolution. While women in the Elizabethan era wore farthingales to extend and accentuate their child-bearing features, Victorian women exaggerated the full figure image – though with modest and prudish undertones – with embellished corsets, trims and colours. The French rebelled against the restriction of a corset for fabrics and designs that allowed for

Today, lingerie is embraced in many forms; from the comfort found in sports bras and functionality of Spanx, to the ultra sexy push-up bras and lacy corsets, there always seems to be something for every shape and occasion. But no matter the reason or season, women should always wear beautiful lingerie for themselves. According to the French philosophy, wearing a “pretty little secret” helps to exude confidence and sex appeal.

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2009 Readers’ Choice

“Best of ” First Place


Michael Citrin 858.688.6277 619.884.2400

DRE#0936083 estateman4u@gmail.com

Selling Southern California!

www.PaseoDelSolContempo.com At the turn of every corner is a visual surprise! 4 bedrooms, 3.5 bathrooms plus studio on 2.37 acres with amazing views both inside and out. Tremendous storage, large wine closet, custom cinder block colors, stainless steel accents, sliding window walls, stunning master suite with huge sun/moon/star deck capturing the serenity of the countryside. 60 foot lap pool, spa, flume, putting green, family orchard.

OWNER MAY CARRY REDUCED TO $1,450,000 MOTIVATED SELLER!

www.RimrockViewEstate.com Attention to detail and tasteful selection of fine materials is what you will encounter in this gorgeous home in gated neighborhood. Over 4,000 square feet of luxury and a sensational floorplan complimented with privacy and views. Lots of volume, light and sensibility in form and function throughout. Ground floor master suite. Handsome wood finished office, great rooms and 3 fireplaces. 3 car finished garage, as well. Distant ocean views.

OFFERED AT $1,395,000 owner may finance!


www.MountIsraelEstateLots.com 21+ ACRE COMBO...........................$899,000

Seeking Nature Lovers 10+ ACRES

www.MtIsraelEstate.com 7.12 ACRES WITH ESTATE................$1,850,000

www.MountIsraelEstateLots.com 2.75 ACRES.......................................$399,000

www.MountIsraelEstateLots.com 2.75 ACRES.......................................$349,000

Michael Citrin 858.688.6277 619.884.2400

DRE#0936083 estateman4u@gmail.com

Do you have a Unique Home You Want to Sell?

www.MountIsraelEstateLots.com 8.21 ACRES.......................................$499,000

CALL THE EXPERT!

The Agent That Treats You Like Family


possibly available.

possibly available.

8+ ACRES

3+ ACRES

7.12 ACRES

2.75 ACRES 2.75 ACRES

possibly available.

8.21 ACRES

Live atop Mount Israel and get closer to God! Multiple choice options exist with this unique combination of these related parcels. Lot prices range from $349,000 to $1,850,000, the latter with a two story residence with “potential to be” an Equestrian Estate with privacy and distant ocean views. On site now is approx. 3,100 square feet with flexible layout and possible “in-law” apartment with separate entrance. Possible to manuever with lots of parking and or pastures. The 21+ acres is a combo of three lots in one offering with valleys shaded by an established Oak Grove, a seasonal creek, hillsides, rock facings and mesa with terrific panoramic views ideal for a homesite similar in feeling to Cielo, yet with traditional San Diego County building opportunities set behind the gates atop Mount Israel all for $899,000. Walking this land is a journey. Are you worth the journey? Let me know.

Your Key to North County Real Estate

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Romantic Market Value: Gauging both image and persona

For many, romance is simply the essence of fairy tales and Sunday afternoon movies; but in reality, it runs much deeper than one might think. The social theory of one’s ‘Romantic Market Value’ encompasses the qualities and characteristics that define one’s image and identity – ranging from career and education, to hobbies and interests, appearance and health, as well as lifestyle and social engagement. Examining the presence or dynamic of each in one’s own life can greatly impact the image and persona a significant other or potential date may perceive. This value is not entirely based upon appearance – however, getting noticed can be half the battle; to be followed, of course, by one’s charm, humor and intellect. In celebrating romance and love for the month of February, FINE Magazine has compiled top San Diego hot spots that will help you look and feel your best; thus increasing your romantic market value.

Blink Lash Boutique With locations in Mission Valley and Solana Beach, Blink Lash Boutique offers its clientele the latest trends and practices in eyelash extensions and maintenance. Featuring industry advances in eyelash-wear, the boutique is a specialty salon offering the finest services to its customers from eyelash extensions and maintenance to the newest advances in the eyelash industry. The boutique is San Diego’s only salon trained on how to perform Lash Dip, a ground breaking advancement in the beauty industry. Lash Dip is a semi-permanent professional eyelash coat performed at the most exclusive salons. Imagine the possibilities of waking up make-up ready. No more make-up remover, saved time throughout the day by eliminating the time spent on applying mascara, no more raccoon eyes after a day at the beach, no more smudging and the list can go on and on. WEB: blink-boutique.com For more information or to schedule an appointment please call 619-964-6082

“Everyone knows your eyes are the window to your soul, so enhancing your eyelashes will captivate your love interest’s attention and draw him/ her into your eyes.” - Blink Lash Boutique


French Twist Few can deny the effects of a great new look. The philosophy at French Twist Salon is to enhance your natural beauty and youthful vitality so that you will exude an effortless beauty. The talented staff will personalize your look whether it be a fabulous new haircut, vibrant all over color, sun kissed highlights or glamorous makeup. Other services include the Brazilian Blowout, in-salon Kerastase deep conditioning treatments, relaxers, extensions, event styling and makeup, natural nail manicures and pedicures, eyebrow shaping, waxing and tinting, and Aqua Chi lymphatic detoxifying treatments. Step into French Twist Salon located at 320 K St. in the heart of downtown to create the look that will entice that special someone with a lasting first impression.

WEB: salonfrenchtwist.blogspot.com For more information or to schedule an appointment please call 619-237-6197

“Effortless sophistication is best paired with a natural, youthful vitality. Unpretentious beauty and characteristics make the best impression.” - French Twist

Med Spa XL Med Spa XL, with locations in Encinitas and La Jolla is a Jodi Sawyer creation and one of the most prestigious Med Spa’s in San Diego County. Awarded as the top RN injector for the past 4 years by Medicis Aesthetics, Jodi Sawyer is recognized as the number one nurse injector in the industry. She is held with so much regard that she trains doctors and nurses for Medicis in Restylane and Dysport. One of the most requested procedures is the Liquid Facelift; acclaimed for its immediate results without any down time, the Liquid Facelift is equal to that of plastic surgery without undergoing the knife. Using wrinkle reduction fillers such as Restylane and Perlane, the procedure helps to rejuvenate the skin, smooth out wrinkles, fine lines and is great for those that want a natural look and feel WEB: medspaxl.com For more information or to schedule an appointment please call 760-753-2050

“Your face gives you the confidence to flirt more and to say, ‘well, hello there!” - Med spa XL

Raving Tans The old adage, “a little goes a long way,” is the best beauty advice and best kept secret upheld by the savviest of fashion forward women everywhere. Raving Tans, the mobile tanning service, is here to help achieve just that. They are dedicated to helping you achieve that summer kissed glow all year round that can be that extra little push your look needs when wearing that sexy little dress out on a date. Proprietor Heather Hawthorne, a former cheerleader, tanned under the bulbs for many years. After becoming a mother, she looked into finding a safer way to produce that suntanned look. What started out as a personal quest and “mommy hobby” has now become a thriving business providing women and men everywhere a safe alternative to bulb tanning. Raving Tans uses only the finest organic, fragrance free products. Their services include High Volume, Low Pressure tanning which can be done either in house or by their mobile service so that you can tan in the privacy of your own home. They also book tanning parties which can offer a great time for you and your friends. WEB: ravingtans.com For more information or to schedule an appointment please call 760-855-6913

“One of the most attractive qualities someone can have is confidence, and a little tan can add just that. It really is amazing!” - Raving Tans


Aaron Roth R E A LT O R

Encinitas Duplex Beach Home This charming Coastal Duplex is located West of 5 Freeway in the Encinitas Beach area. Easy walk to Moonlight Beach, Cottonwood Park, some of the most popular restaurants along the coast and award winning schools! For year round or seasonal living, this gracious Craftsman style home will assure you Southern California beach living at its best!

• UNIT 1 - 4BD 3.5BA 2,550 sq. ft. 2 car garage

• UNIT 2 - 2BD 2BA 700 sq. ft. 1 car garage

CALL FOR PRICING & INFO

For Aaron Roth, real estate success is a family tradition. Aaron grew up in the real estate industry, where he spent many hours as a teenager in his mother’s successful appraisal office. He was further mentored by his uncle, who built high end custom homes. Today, Aaron has built his own impressive career as one of North County’s top producing Realtors for Ranch and Coast Residential. In addition, he is the Owner and Senior Appraiser of Accelerated Appraisal Source. Aaron’s extensive real estate background encompasses over 15 years of appraisal/valuation experience, investments/ acquisitions and sales. 2010 has been a substantial year of growth for his agency, and Aaron is only expecting new growth and opportunities in the coming years. As a State Certified Appraiser, Operations Manager/Realtor and a member of the Institute of Luxury Home Marketing, he is confident that his dynamic credentials separate him from the crowd in ways that not only look good on paper, but pay rich dividends to his clients.

Recent Activity

(858) 354-9913 www.AaronRothRealEstate.com DRE# 01833218 JUST Sold! $730,000 Closing Price

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San Diego, Balboa Park

Sold $2,414,000 Rancho Santa Fe In Escrow 14 Days

Sold $570,000 Sea Bluff Great Return Investment


THE PREFERRED LOCATION IN DEL MAR MESA

DUCK POND

Build your dream home on this very special lot sited in a gated enclave of 11 custom homes with phenomenal panoramic views, privacy, security and a prestigious address. A large pad overlooking the Penasquitos preserve provides ample space for building. Approved permits from the city of San Diego include planned development, site development and grading. These encompass site and construction grading, landscape and brush management, architectural design guidelines and home set-back deviations. Development permits prior to further extension requests expire December 31, 2011.

OFFERED AT $995,000

ROBERTS 30364

858.361.9988 www.SusaneRoberts.com Susane@SusaneRoberts.com 75


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With their revolutionary approach to weight loss, local Hungry Heart counselors are helping clients shed pounds and inches permanently—just by changing the way they think about food.

Here is Her remarkable approaCH to emotional overeating...

“I struggled for years gaining and losing the same weight over and over again,” Lauren shares. “I had tried every diet in the book, and struggled with stress eating and yoyo dieting for years. I didn’t have a program like Hungry Heart to help me. If I would have, I know I could have achieved my goals a lot easier. It has now been over sixteen years that I’ve kept the weight off.” “I consult with emotional overeaters, yo-yo dieters, binge eaters and people who are constantly making poor food choices,” she says. “What I share with my clients is that we have to change our thinking before we can be permanently successful at losing weight.” “Most people try a diet, do well, and then gain the weight back,” Lauren says. The Hungry Heart helps its cli-

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LIFESTYLE | LUXURY | LIVING

ents handle their emotions independently of the food.

of our own way so that we can efficiently achieve our goals.”

It’s not a diet, she notes, instead, it’s about changing one’s mindset. Hypnotherapy, behavior modification, and nutritional counseling work together to help you lose the weight— and keep it off.

“All hypnosis is self-hypnosis,” Lauren mentions. “You cannot be made to do anything that is not a part of your personal value system. The only things I can suggest during hypnotherapy are the things that you truly want to do.”

“We do an initial one-on-one consultation with questions and answers, then decide how to put a plan in place,” she says. “Everyone is different and determining what type of changes need to be made are unique to the individual.”

What I share with my clients is that we have to change our thinking before we can be successful at losing weight.

If you are one of the millions of Americans who try to lose weight each year — and fail — the Hungry Heart counselors LAUREN GRANT want you to know the solution could be locked in your brain.

The hypnotherapy portion of the program, she points out, “is very effective in helping us to work with ourselves rather than against ourselves. Most of us know what we want to do but for some reason we are not doing it. Hypnosis helps us to get out w w w. F I N E sd. c o m

She likens the feeling of being hypnotized to driving a route you’ve traveled hundreds of times. “After awhile, your subconscious takes over. You might even miss your exit on the freeway, but you know that you are driving and could stop if the car in front of you stops.” “Sessions are conducted on an individual basis, so we can personalize them to your own core issues,” Lauren says. “The privacy of personal sessions allows clients to get comfortable and get their mind in the state it needs to be in.” “We focus on two things,” she describes. “First we find out how to help them discover what their motivations are for eating when they aren’t hungry. Then we replace eating behavior with something that serves them better.”

LEARN MORE.

Find out more about the Hungry Heart, and schedule a consultation with a local counselor in San Diego County. Call 877.486.4797 x102

Nutritional counseling buffers the hypnotherapy by helping clients learn how to shop for the right foods. Part of The Hungry Heart program also includes suggestions for exercise. Incremental changes are best,” she says. “We don’t just refer everyone to a big gym. This is about having our clients come out of the program with a better quality of life, having made healthy decisions because they want to, not because they’re supposed to.” Lauren shares that with her program, 85% of clients will stop overeating in the first two or three sessions.

FREE CONSULTATION Mention this story when you call your local Hungry Heart Counselor and receive a complimentary one-hour consultation. You can reach them at 877-486-4797 ext. 102 San Diego County { Expires 3/31/11 }


2011 NDSCAR Installation and Awards Banquet

Integrity Wisdom Results

January 10, 2011

Jonathan Jerotz 760.522.2298

Brian Kiczula 619.203.5938

LO Lic#: CA-DOC247008 - 413 0699 NMLS ID: 247008

LO Lic#: CA-DOC264867 - 413 0699 NMLS ID: 264867

Chris Niland 774.245.7978

Tim Goldsberry 858.583.1891

LO Lic#: CA-DOC262389 - 413 0699 NMLS ID: 262389

LO Lic#: CA-DOC278811 - 413 0699 NMLS ID: 278811

Peggy Yeomans Installed as Board Chair At North San Diego County Association of REALTORS® The North San Diego County Association of REALTORS® (NSDCAR), installed Peggy Yeomans of San Diego Homes and Finance as it’s 2011 Board Chair at the association’s Annual Installation of Officers and Directors. The celebration, a margaritaville themed event, was held January 8, 2011 at the Hilton Inn, Carlsbad with over 200 real estate professionals in attendance. Awards were also presented to the following members for outstanding service in their respective fields: REALTOR Award of Excellence:

Moose Mau 619.251.9776

Lisa Thompson 760.803.9533

Sandi Hadley, Prudential California Realty Brent Consedine, Prudential California Realty Bill Ims, Sea Coast Exclusive Properties Valerie Macleay, The Jacques Company Susan Anderson, Coldwell Bank Res/Vista Suzie Durant, Krueger Realty Janine Hall, Re/MAX United Connie Malkiewicz, Brush Real Estate Services, Inc.

LO Lic#: CA-DOC321204 - 413 0699 NMLS ID: 321204

Golden Circle Associated Professionals & Affiliates:

Bo Oseguera 858.245.5431

Kari Gilbert 760.533.4126

LO Lic#: CA-DOC321204 - 413 0699 NMLS ID: 290667

LO Lic#: CA-DOC321204 - 413 0699 NMLS ID: 278618

We guarantee it. Trent Annicharico 760.310.6008 LO Lic#: CA-DOC321204 - 413 0699 NMLS ID: 321204

Tracie Hasse, Heritage Escrow Melissa Ferguson, Par Escrow Moose Mau, Guaranteed Rate Connie Kehle, Heritage Escrow Sandy Graw, Prime Lending Kim Beukelman, Chicago Title Company Stacey Angstead, Lawyers Title Catie Benjamin, Centennial Escrow Moose Mau was awarded as a top affiliate and professional at the 2011 NDSCAR awards dinner.

Moose Mau Guaranteed Rate

619.251.9776 moose@guaranteedrate.com

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Do This Not That by Jason R. Karp, Ph.D. Dr. Jason Karp is a nationally-recognized speaker, writer, exercise physiologist, and owner of a running, coaching and personal training company in San Diego.

When I was in high school, my electronics teacher had a

actively stretching a muscle (like how quads are stretched

silly, fortune cookie-type saying to remind students of how to

when bending down before jumping up), energy is stored in the

handle electrical wires: “One hand in pockey, no get shockey.”

muscles and tendons.

Like touching wires with both hands, there’s an old way of

the same muscle in the opposite direction, but that energy is

doing most anything. For example, listening to cassette tapes

lost if the movement is not done immediately after the stretch.

on a Walkman, connecting to the Internet with a modem, and

So spend as little time on the ground as possible between hops,

wearing leg warmers on the treadmill could all be considered

bounds, and jumps (see Sample Plyometric Exercises). Do the

by most as “old ways” of doing things.

exercises on a soft sur face, like grass or a mat.

As a personal trainer and coach, I see the “old ways” much too often. Although working out the old way does not have as

It is used to more power fully contract

Begin with

two sessions per week: two sets of 10 reps with full recovery between sets.

severe a consequence as electrocuting oneself, it may prevent you from seeing desirable results.

In honor of my electronics

teacher, here are some “new ways” to spice up your workout for better, faster results.

Old Way: Going to the gym to work out. New Way: To find the person within, go to the gym to work in. In our fast-paced society, we rarely take time for ourselves. Going to the gym to work out is just one more thing on the

Old Way: 30 minutes of easy cardio.

daily schedule.

New Way: To meet your fat-burning need, do interval training at a fast speed.

to make exercise an important part of who you are rather

While exercising at a low intensity uses more calories from fat,

for their physical benefits, see them for their emotional and

it does not burn a lot of total calories, which is the secret to

psychological benefits as well; use exercise to work through

weight loss.

professional

Interval workouts, which alternate high-intensity

But the best way to never miss a workout is

than something you do.

and

So, instead of seeing workouts only

personal

issues,

develop

work periods with low-intensity recovery intervals, burn more

feelings or to become a better person.

calories during the workout and elevate your metabolic rate

rather than working out.

ideas,

explore

In essence, work in

afterward, thus burning more total calories. For a great aerobic workout, start with a 15-minute warm-up, then run or bike for 3:

Old Way: Lifting dumbbells and barbells.

4: 5: 4: 3 minute ratios at 95-100 percent the maximum heart rate

New Way: For a better functional state, use body weight.

(should feel like 9-9.5 on a scale of 1-10). Take three minutes

While you can certainly do many different exercises with free

of active recovery and repeat three to four times. Finish with

weights, there’s nothing magical about them. You don’t have

a 10-minute cool-down. For a muscle-sculpting sprint workout,

to lift weights off the ground to increase your muscular strength

run or bike for 30 seconds as fast as you can. Take two minutes

and endurance or to shape your body. Don’t worry about using

active recovery and repeat four to eight times.

dumbbells until you can master the weight of your own body, which not only makes you look great but is also empowering.

Old Way: Lunges across the gym floor.

Some great body weight exercises are chin-ups, push-ups, dips,

New Way: To make the most of a workout, do plyometrics for strength and power.

and plyometrics. replacing old ways with new ways, you will be rewarded with

exercises. While many athletes use plyometrics to improve their

better results, and the peace of mind that never again will leg

muscles’ ability to produce force quickly, they can also help

warmers be the choice workout wear!

sculpt muscles faster as power ful muscles look better.

78

To get the most from workouts, just make a few changes. By

Plyometrics are fast, power ful jumping and bounding

LIFESTYLE | LUXURY | LIVING

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When


Sample Plyometric Exercises Single leg hops: 1) On one leg, hop up and down; 2) hop forward and back; 3) hop side-to-side. Double leg bound: From a squat position with both legs, jump forward as far as you can. Alternate leg bound: In an exaggerated running motion, bound (which looks like a combination of running and jumping) forward from one leg to the other. Squat jumps: With hands on hips in a squat position, jump straight up as high as you can. Upon landing, lower back into a squat position in one smooth motion, and immediately jump up again. Depth jumps: From a standing position on a one-foot tall box, jump onto the ground and land in a squat position. From this squat position, jump straight up as high as you can. Box jumps: From the ground, jump with two feet onto a box about one foot high, and then immediately jump into the air and back down to the ground. As you get experienced with the exercise, try jumping with one foot at a time.

w w w. F I N E sd. c o m

LIFESTYLE | L U X U R Y | L I V I N G

79


CHARMING COTTAGE LA JOLLA, CALIFORNIA Charming single level 4BR/2BA home with hardwood floors, tons of natural light on a corner lot with fantastic gardens. Huge family room, updated kitchen and bathrooms, antique brick hardscaped patio great for outdoor entertaining. Wired for outdoor music, spa, mature landscaping with roses, hydrangea, jasmine, etc. Recessed lighting with dimmers, fireplace in living room. Just steps to award winning Bird Rock Elementary School, close to shops and restaurants.

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PANORMIC VIEWS LA JOLLA, CALIFORNIA Stunning panoramic ocean, bay and city views on oversized lot with tons of privacy. 3BR/2BA with soaring vaulted ceilings, single level nicely updated with tons of natural light. French doors from Master bedroom, Living room and Dining area open to yard and patio, which has incredible 180 degree view. Bathrooms have marble, polished nickel faucets. Bosch dishwasher, Viking stove, dual ovens and a SubZero refrigerator.

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DRE #01141195


NorthCountyCoastal FAULSTICH 30364

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Team Faulstich “Being of Service & Investing in Futures”

John Faulstich 760.803.1151

JohnFaulstich@KW.com

View more pictures and full MLS access by logging onto:

www.JRSellsSanDiego.com

Reene Faulstich 760.207.5133

ReeneFaulstich@KW.com


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COVER RADIANCE INTERNATIONAL JEWELRY LIFESTYLE | LUXURY | LIVING

PHOTOGRAPHY: WILLIE DANIELS OF PHOTO ARTISTRY http://photo-artistry.smugmug.com/

LOCATION: OLIVENHAIN, CA MODEL: CAMRE JALAN FARR

ONE OF A KIND

EXOTIC GEMS

A PALATE FOR PASSION Alexander Salazar’s art gallery

romantic getaways travel destinations where romance is all inclusive. $5.95 US

VOL5ISS2 2011

Satori Designs 858-581-0555 www.satori-designs.com X’s & O’s 156 W Grand Ave Escondido, CA 92025 760-737-9469 www.xsandoslingerie.com

JEWELRY Cirello Gallery 3803 Ray Street San Diego, CA 92104 www.CirelloGallery.com

BEAUTY Aesthetically Yours 858-232-1482 Bella Bella Salon and Boutique 339 North El Camino Real Encinitas, CA 92024-2810 760-943-7311 www.bellabellasandiego.com Blink Lash Boutique Mission Valley: 619-964-6082 Solana Beach: 858-436-4456 www.blink-boutique.com Diesel Salon 4222 Adams Avenue San Diego, CA 92116-2516 619-280-9611 www.dieselsalon.com New La Jolla Location Coming Soon French Twist 320 K Street San Diego, CA 92101 619-237-6197 www.salonfrenchtwist.blogspot.com Raving Tans 760-855-6913 www.ravingtans.com Dr Stuart B. Kincaid 8929 University Center Lane Ste 201 San Diego, CA 92122 858-450-4199 Toll Free: 866-237-8462 www.skincaidmd.com Med Spa XL 208 El Camino Real Ste B. Encinitas, CA. 92024 760-753-2050 www.medspaxl.com 1030 Pearl Cell # 760-505-2050

FASHION Belloccio Boutique 1219 Camino Del Mar Del Mar, CA 92014 858-259-8636 www.belloccio.com Dana G. 540 Grand Ave Carlsbad, CA 92008-2326 760-729-3401 www.danagboutique.com DNZR Chic 121 Broadway Suite 352 San Diego, CA. 92101 619-717-0080 www.dnzrchicboutique.com Fairen Del Carlsbad Village 2940 State St. Carlsbad, CA. 92008 760-434-1130 Flower Hill Promenade 2690 Via De La Valle Del Mar, CA. 92014 858-259-1120 www.fairendel.com O’Chea Fashion 619-985-3804 www.ocheafashion.com

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LIFESTYLE | LUXURY | LIVING

Radiance International 800-803-1306 www.radianceintl.net radianceintl@sbcglobal.net

DINING

Hungry Heart 877-486-4797 X102 The French Gourmet 960 Turquoise Street San Diego, CA 92109 858.488.1725 www.thefrenchgourmet.com Tommy V’s Italian Chophouse 3790 Via De La Valle Del Mar, CA 92014 858.259.FOOD (3663) www.tommyvdelmar.com

DESIGN Alpine Stained Glass & Door 6331 University Avenue San Diego, CA 92115 1-888-GLASS-01 www.alpineglass.com Architectural Relics 158 East Grand Ave. Escondido, CA. 92025 760-746-5969 www.architecturalrelics.com Outrageous Rugs 7126 Miramar Road San Diego, CA. 92121 858-922-6011 www.outrageousrugs.com Lessler Drapes 5725 Kearny Villa Rd Suite S San Diego, CA. 92123 858-277-5936 www.Lesslers.com Rodriquez General Contracting 1423 Garden Rd. Poway, CA. 92064 858-486-7092 rodriguezgeneralcontractinginc.com Lic#908488 Show Homes 158 E Grand Ave Escondido, CA 92025 858-877-8752 showhomesandiegonc.com Unique Patio Furniture 2690 Via Del la Valle • Unit D150 Del Mar, CA 92014-1923 866.570.5353 Unique Patio Furniture OC 23200 Del Lago Drive Laguna Hills, CA 92653 800.541.7998 Bernardo Moving & Storage 11035 Technology Pl. Ste. 200 San Diego, CA. 92127 www.bernardomoving.com Krystal Construction St. Lic. 878885 Developement, Construction Management 619.571.6634

w w w. F I N E sd. c o m

LIVING Blew-Print Modeling (858) 568-1568 www.blew-printmodeling.com She Wants Gift Registry www.SheWants.com

LUXURY

Mercedes-Benz of San Diego 4750 Kearny Mesa Road San Diego, CA, 92111 (888) 877-5624

PHOTOGRAPHY Brent Haywood Photography 619-546-5109 brenthaywoodphotography.com Krystal Images 619-571-6634 JesseAguayo@yahoo.com Willie Daniels Photo Artistry 281-259-9809 http://photo-artistry.smugmug.com

ARTS

Dance Connection 625A Encinitas Blvd.. Encinitas, CA 92024 (760) 521-5863 www.danceconnectionsd.com

DESTINATIONS El Cordova Hotel 1351 Orange Ave. Coronado, CA 92118 619-435-4131 www.elcordovahotel.com Turtle Island Fiji 10906 NE 39th St Vancouver, WA 98682-6789 1- 800-255-4347 www.turtlefiji.com

REAL ESTATE

Jeanne Stuart - Willis Allen Real Estate 760-310-4663 www.JeanneStuart.com Jeff Cole - The Jeff Cole Group 760-525-7787 www.JeffColeGroup.com John Faulstich - Keller Williams Realty 760-803-1151 www.jrsellssandiego.com Kathy Pounds - The Kathy Pounds Team 619-997-3171 www.KathyPounds.com Kay Lowery 619-997-3171 www.KathyPounds.com Ken Wilson - Ken Wilson Realty 619-437-4151 www.KenWilsonRealty.com Lisa Barrett 760-777-4818 www.californialifestylerealty.com Michael Citrin - Willis Allen Real Estate 858-688-6277 estateman4u@gmail.com Michelle Dykstra 858-344-7653 www.MichelleDykstra.com Michael Jacobo - Prudential California Realty www.houstonteam.com Tel: 760-436-6484 Ruth Ann Fisher 619-733-4100 rfisher@hoteldel.com Sapphire Tower 888-817-3114 www.SapphireTower.net Scott Aurich - Sun Isle Realty 619-437-1614 www.SunIsleRealty.com Susane Roberts - Prudential California Realty 858-361-9988 www.susaneroberts.com Robert L. Mani - LuxeGlobal, Inc. Phone: 858.759.9070 Windermere Real Estate San Diego 858-436-3260 www.WindermereSanDiego.com

FINANCE

Bank of America - John F. Frazza 760-697-9062

Aaron Roth - Ranch and Coast Residential 858-354-9913

Bank of America - Bill Gaylord 858-776-6830

Andrew Lyon - Avanti Home San Diego 858-246-7780 www.avantisandiego.com

Crest Funding - Emily Palmer 760-822-7063 www.CrestFunding.com

Crosby Estates 17036 Blue Shadows Lane San Diego, CA 92127 858-759-7911 www.CaliforniaWestCommunities.com

First Nations Home Finance - Granger Hodgson 858.735.0920

Dee Marie Fisher - Windermere Real Estate 619-742-0046 www.DeeRealtyBlog.com Ed Prehoden - Prudential CA Realty 858-729-1088 www.EdPrehoden.com Elena Thompson - Seabreeze Coastal 760-633-4282 www.PhoneETforHomes.com Gary Martin, Oceanfront Specialist 760-436-2219 www.garymartin.com Guy Bahringer - Living West Realty Tel: 858.229.5908 www.livingwestof5.com Jake May - The Jake May Team 619.778.9778 www.JakeMayTeam.com James Nelson - Lee Mather Co. Realtors Debbie Riddle - Lee Mather Co. Realtors 619.435.1851

Marlo Milligan - Lawyers Title 800.464.8444 www.lticsd.com Par Escrow Corporation Bankers Hill Office: (619) 542-8336 Carmel Valley Office (858) 755-9836 www.parescrow.com Seaside Escrow - Nubia Britton Phone: (760) 720-1777 www.seasideescrow.com Trent Annacharico - Guaranteed Rate (858) 768-5980 www.guaranteedrate.com Hallmark Law 858-386-9696 www.HallmarkLaw.net


An exceptional neighborhood deserves exceptional service. When you call Bank of America, you can rest assured that our top priority is providing the information you need to make well-informed home financing decisions. With our commitment to responsible lending, we help qualified homebuyers become satisfied and successful homeowners. We bring personal service to the neighborhood, including: • 30 years of combined industry experience • A wide variety of home lending options • A convenient and efficient home loan process As part of Bank of America Home Loans, the Gaylord-Hansen Team will work closely with you to make sure your home financing experience is one that you’ll be glad to tell your friends and associates about.

To purchase or refinance with confidence, contact the Gaylord-Hansen Team today.

Bill Gaylord Chairman’s Club Member 858.776.6830 cell bill.gaylord@bankofamerica.com

Sam Hansen 858.442.1232 cell sam.hansen@bankofamerica.com

Address: 9095 Rio San Diego Drive • Suite 100 • San Diego, CA 92108 Bank of America, N.A., Member FDIC Equal Housing Lender © 2010 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 090422D 04-2009 AR77767 (Rev. 11-2010)

83


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