Top 100 Women in Fintech 2023

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WOMEN

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FINTECH TEAM

EDITOR

LAUREN TYE

CHIEF CONTENT OFFICER

SCOTT BIRCH

MANAGING EDITOR

NEIL PERRY

PROOFREADER

JESS GIBSON

CHIEF DESIGN OFFICER

MATT JOHNSON

HEAD OF DESIGN

ANDY WOOLLACOTT

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SAM HUBBARD

FEATURE DESIGNERS

REBEKAH BIRLESON

MIMI GUNN

SOPHIE-ANN PINNELL

HECTOR PENROSE

JUSTIN SMITH

ADVERT DESIGNERS

JORDAN WOOD

DANILO CARDOSO

CALLUM HOOD

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KIERAN WAITE

SENIOR VIDEOGRAPHER

HUDSON MELDRUM

DIGITAL VIDEO PRODUCERS

MARTA EUGENIO

ERNEST DE NEVE

THOMAS EASTERFORD

DREW HARDMAN

JOSEPH HANNA

SALLY MOUSTAFA

JINGXI WANG

PRODUCTION DIRECTORS

GEORGIA ALLEN

DANIELA KIANICKOVÁ

PRODUCTION MANAGERS

JANE ARNETA

MARIA GONZALEZ

CHARLIE KING

YEVHENIIA SUBBOTINA

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EVELYN HOWAT

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JAKE MEGEARY

JACK MITCHELL

MEDIA SALES DIRECTORS

MIKE SADR

MANAGING DIRECTOR

LEWIS VAUGHAN

CEO

GLEN WHITE

WELCOME TO THE 2023 TOP 100 WOMEN LIST

It gives me great pleasure to introduce the Top 100 Women in FinTech 2023, which honours the outstanding contributions and accomplishments of women in the quickly developing FinTech sector. These women are trailblazers, leaders, and innovators who have shattered stereotypes, questioned accepted wisdom, and expanded the realm of the possible.

Women have been integral to the growth of the FinTech sector, one of the most interesting and dynamic economic sectors in the world. These women have proven their abilities, vision, and drive for success by creating and leading startups and developing cutting-edge technology.

The accomplishments and experiences of women from all over the world who have had a significant impact on the industry are highlighted in this magazine. Their various backgrounds, experiences, and viewpoints provide a tribute to the depth and resilience of the sector and serve to emphasise the significance of diversity in fostering innovation and growth.

Congratulations to all the women featured in this magazine for their outstanding achievements.

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FINTECH MAGAZINE IS PUBLISHED BY © 2023 | ALL RIGHTS RESERVED
Lauren Tye lauren.alicetye@bizclikmedia.com

Nora Apsel

Co-Founder & CEO

Morty

linkedin.com/in/noraapsel/https://www.

Before learning that her love of technology might be leveraged to greater social effect, Nora started her work in the nonprofit sector. She has since realised her tech career aspirations, spending the last decade as a software and front-end engineer for venture-backed firms – most notably, Meetup, Flurry (which Yahoo purchased), and Truly Wireless. As a software developer, Nora first contributed to the creation of Morty before moving on to manage and expand the business' growing operations.

99 Ksenia Yudina

Founder & CEO UNest

linkedin.com/in/kyudina/https://www.

The determined, forward-thinking CEO and Founder of UNest, Ksenia Yudina, CFA., has spent more than a decade working in the financial services industry before starting the company –most recently at Capital Group, where she became aware that the sector failed to acknowledge that parents' top concern is saving for their children. She left her work to start an app that would enable all families to invest in the future of their children, acutely aware that a legacy institution would not act swiftly to innovate.

Ksenia is a CFA charterholder and has raised close to $40mn from reputable venture capitalists. She has an MBA from UCLA Anderson School of Management.

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6 2023 TOP 100 WOMEN

98 Elizabeth Jenkin Chief Executive Officer

Nimbla

97 Evgenia Loginova

Co-Founder & CEO

Radar Payments

With 19 years at AON and the position of Chief Broking Officer for EMEA under her belt, Elizabeth Jenkin has carved herself a singular and extraordinarily successful career in the insurance sector. After a top leadership position as a Lloyd's Broker at RFIB, Elizabeth joined Nimbla right before global COVID-19 lockdowns were put into action.

At Nimbla, she now serves as the Chief Commercial Officer. Elizabeth's previous positions included Managing Director of Corporate Strategy at RFIB Group Limited and Vice President at Insurance Institute of London. Elizabeth has also held positions and as an independent non-executive director for The Football Association as a member of the advisory board for Amaechi Performance Systems Ltd.

Since joining BPC in 2012, Evgenia has taken the lead in developing new businesses that have a beneficial impact on the company's expansion and are expected to double its revenue by 2023. She established Radar Payments in 2020, a paytech company that translates the group's vision for the future generation of cloud-based payments and its SaaS transformation initiative. Over the next few years, BPC's newest and most ambitious paytech is anticipated to produce the majority of its income.

Evgenia held executive director positions at Goldman Sachs prior to joining BPC. She is located in London and attended the London School of Economics to study management.

linkedin.com/in/elizabeth-jenkin-845282a/https://www.
https://www.linkedin.com/ in/evgenia-loginova-a10b454/
FINTECHMAGAZINE.COM 7 TOP 100 WOMEN

96 Daphne Ng

Co-Founder and CEO

Daphne serves as Co-Founder and CEO of Dedoco, a document and workflow management platform that places a premium on data privacy and document security. The business has expanded quickly and now transacts thousands of papers each month from a variety of sectors – including banking, real-estate, professional services, and tech platforms.

Daphne also speaks and advises on blockchain applications for corporate cloud and solutioning, while serving as the Lead for the Web3/ Blockchain Workgroup on the SGTech Board and a member of the Professional Council of the Global Fintech Institute. She has won numerous honours and distinctions, including the Spirit of Business award and inclusion in the SG100 Women in Tech list for 2021.

95 Sonia Dorais CEO Chaser

In February 2020, Sonia began working with Chaser as the Chief of Marketing. She was then chosen to serve as Interim CEO in July of the same year, going on to be officially elected CEO in January 2021.

Sonia's leadership and new strategic direction for Chaser within the first year of her employment as CEO led to a 103% rise in company sales and a 700% growth in the company's total addressable market. Prior to this post, Sonia led the expansion of various fintechs in Canada and the UK that specialised in the digitalisation and automation of finance & accounting operations. She has almost 20 years of experience working for rapidly-expanding companies and is passionate about assisting both individuals and organisations in realising their full potential.

https://www.linkedin.com/in/soniadorais/
linkedin.com/in/daphhttps://www.ne-ng-dedoco/
Dedoco
8 2023 TOP 100 WOMEN

94 Georgia Stewart

Co-Founder & CEO Tumelo

Georgia joined fellow students to co-found Tumelo in January 2018 with the goal of enabling every investment to make a contribution. The solution from Tumelo provides retail investors and pension members with access to their underlying fund holdings as well as a shareholder voice on matters important to them at the firms they own, such as climate change at Shell and gender equality at Microsoft. Its whitelabel software integrates with current investing platforms and pension portals to promote good client engagement, which eventually improves stewardship across the asset management sector.

93 Amber Ghaddar Founder AllianceBlock

Amber held a number of executive positions while working as a bond trader at JPMorgan London before joining AllianceBlock. Amber began her career in global investment research at Goldman Sachs London before transferring, in 2012, to the JPMorgan London Cross Asset Solution team, where she worked on structured and exotic products spanning Equities, FX, Rates, Credit, and Commodities.

She later led the Macro Systematic Trading Strategies initiative at JPMorgan London, concentrating on trading methods for fixed income dynamic risk premia. Amber is one of the creators of participatory capitalism and what she dubs ‘calibrocracy’, and has been asked to speak on the topic at prestigious conferences like Davos, TEDx, UN Women, Money2020, etc.

originalSubdomain=uk-
linkedin.com/in/georgia-stewart-861697107/?https://www.
in/amberghaddar/
https://www.linkedin.com/
FINTECHMAGAZINE.COM 9 TOP 100 WOMEN

92

Georgina Nelson

Founder & CEO TruRating

https://www.linkedin.com/ in/georgina-nelson-11ab0631/

Georgina Nelson, the company's founder, initially noticed the importance of online review sites to businesses back in 2013. This realisation inspired her to found TruRating, which develops tools that assist businesses in obtaining consumer feedback and insights to improve business operations.

She has been designated as: an EY ‘Winning Woman’; a Gartner Cool Vendor; The Telegraph Hot 100; Every Woman Technology Entrepreneur Winner; Vendor In Partnerships: Best Insight and Analytics Platform for Retail; The Everline Future 50; TechCrunch Europe Hot 100; Best In-Store Technology; NORA; and Business Leaders.

91 Maria Campbell

Chief Operating Officer Griffin

Working at high-growth tech firms throughout her illustrious career, Maria has developed people procedures and structures as well as culture. She was the first people manager at organisations such as Permutive, GoCardless, Monzo, and Snyk, and is now Griffin's VP of People. Her main interests are creating human-first structures that make work fun and as satisfying as possible, as well as building teams swiftly, healthily, and purposefully.

The Financial Technology Report named Campbell one of the Top 25 Women Leaders in Financial Technology in Europe, and Best Startups named her one of London's 20 Most Outstanding & Successful Banking VPs.

https://www.linkedin.com/in/
10 2023 TOP 100 WOMEN

90 Fiona Roach Canning

Co-Founder & CEO

Pollinate

linkedin.com/in/fionacanning/https://www.

Fiona is a Co-Founder and the Chief Product & Marketing Officer at Pollinate, one of the biggest and most technologically advanced financial services companies in the world. By working with banks and their outdated infrastructure, Fiona and her team contribute to the launch of cutting-edge services that rethink the payments and financial services industries.

Equipped with 20 years’ experience in business, Fiona has worked in customer-focused roles with networked companies, as well as management consulting jobs. She credits the design and management of consumer interaction programmes as her core areas of expertise. She oversaw business operations and customer service at Nectar, which has 20 million members and is the biggest loyalty programme in the UK. She oversaw the management of exclusive programmes for hotels, airlines, banks, and shops while running their white-label company in Europe.

89 Ana Barrera CEO & Founder

Aflore

Prior to founding Aflore, Ana served as the director of Ashoka's "Housing for All" programme, where she collaborated with businesses and social entrepreneurs to provide affordable housing solutions to the "bottom of the pyramid".

Before joining Ashoka, Ana spent eight years in London creating financial solutions for institutional clients while working for Lehman Brothers and Nomura.

She began her career in Colombia at the Federation of Beans Growers, where she traded beans and handled risk. She holds a BS in Business Administration from Universidad de los Andes and an MBA from London Business School.

https://www.linkedin.com/in/ana-barrera-89b884/
FINTECHMAGAZINE.COM 11 TOP 100 WOMEN

88 Alexia de Broglie

Co-Founder

Your Juno

https://www.linkedin.com/in/alexia-de-broglie/

To eliminate the gender gap in financial literacy, Alexia co-founded Your Juno. The programme, which provides simple lessons on investment and personal finance subjects to help women and nonbinary persons acquire financial confidence, is frequently referred to as the 'Duolingo of money'.

Prior to founding Your Juno, de Broglie worked at PwC as a Manager and McKinsey & Company as a Business Analyst.

Alexia majors in science at Ormond College, the University of Melbourne, and the Lycee International de Saint Germain en Laye, where she completed a bilingual curriculum in French and German. She also double-majored in finance and management at the University of Melbourne's Faculty of Business and Economics.

87 Tatiana Rozoum

Co-Founder

Co-Founder of Fintecture, an API gateway that connects companies to banks to access their clients' bank account information and collect real-time transactions. She previously held the position of Director at a micropayment FinTech for millennials that was governed by the FCA.

Tatiana specialises in the regulatory facets of payment services and has industrial expertise in digital payments, ecommerce, and telecom.

She graduated from Université Paris Nanterre with a Bachelor of Law in French and Russian law, a Master of Business Law, and a Master of Finance and Law from Université Paris Dauphine - PSL.

Fintecture linkedin.com/in/tatianarozoum/https://www.
12 2023 TOP 100 WOMEN

86 Samantha Seaton CEO MoneyHub

85 Ximena Aleman

Cofounder & Co-CEO Prometeo OpenBanking

In addition to supporting other countries worldwide with similar goals to the NED post, Samantha brings her significant knowledge and experience in introducing Open Finance to the UK. She also contributes to moving the needle further in the UK as it transition's to an Open Data economy.

Sam has experience working for a variety of companies, from international advising firms to cutting-edge financial forecasting companies, but her unshakeable goal of making access to financial advice and information for everyone has never changed.

At Prometeo – the biggest open banking platform in Latin America, offering access to data and payments through 80 APIs from 35 financial institutions in 10 countries – Ximena is a revered Co-Founder and Co-CEO. The platform has secured backing from investors from tech hubs in Silicon Valley, Europe, and Asia in less than two years, in addition to gaining the confidence of significant financial institutions like Santander and Citibank.

Over the past six years, Ximena has created three fintech firms and led the implementation of open banking in the area, while also dedicating her time and voice to raising awareness of the funding gap for female-led enterprises.

in/samanthaseaton/
Enterprise https://www.linkedin.com/
man-7913439a/
linkedin.com/in/ximena-alehttps://www.
FINTECHMAGAZINE.COM 13 TOP 100 WOMEN

84 Vilve Vene

Co-Founder Tuum

https://www.linkedin.com/in/vilve-vene/

The main goal of Vilve has been to seamlessly integrate technology into the finance industry for more than 25 years. She has maintained a consistent vision for the financial world, one that’s transformed by technology, initially starting with Hansabank – one of the most technologically advanced banks for its time and Estonia's first commercial bank – all the way through to the founding of Icefire, which has successfully transformed more than 15 banks and financial institutions, while helping form the foundation of the Estonian tax system.

https://www.linkedin.com/in/ romina-savova-49477a25/

Founder and CEO of PensionBee, Romi created the company in 2014 to streamline pension savings in the UK after going through a traumatic pension transfer of her own. The company is now the biggest online pension provider in the UK.

Prior to founding PensionBee, Romi earned an MBA from Harvard Business School and worked for Credit Benchmark for more than a year as Director of Corporate Development, at Morgan Stanley for nearly three years, beginning as a summer associate and moving up to associate, and at Goldman Sachs for more than two years as an analyst.

14 2023 TOP 100 WOMEN

82 Deana Rich

Co-Founder & Co-CEO Infinicept

linkedin.com/in/deanarich/https://www.

Deana is a well-known expert in the payments sector in possession of unmatched risk, operations, and compliance expertise. As the founder and president of Deana Rich Consulting, Inc., she provided engaging insight, extensive brand and acquiring experience, alongside a dedication to providing first-rate service to every consulting engagement. In 2014, Deana founded Infinicept, a groundbreaking SaaS-based programme that enables Payment Facilitators to get up and running in weeks rather than years.

Her extensive industry knowledge, coupled with a natural sense of professionalism and business-savvy, has resulted in profound insight into the acquiring industry from practically every conceivable angle.

81 Alice Chen

https://www.linkedin.com/in/salicechen/

InvestaX's Co-Founder and Chief Operating Officer, Alice Chen, is a consummate finance professional who holds both a Capital Markets Services licence and a recognised Market Operator licence from the Monetary Authority of Singapore. The company itself is the leading tokenization SaaS provider for the issuance, custody, life-cycle management, and trading of blockchain-enabled securities offerings (MAS).

Alice practised corporate and real-estate law for over a decade with prestigious multinational firms including Skadden Arps and DLA Piper in cities like LA, Shanghai, and Tokyo, before pivoting to finance.

FINTECHMAGAZINE.COM 15 TOP 100 WOMEN

80 Monel Amin

Founder & CEO DiligenceVault

https://www.linkedin.com/in/monel-amin/

As CEO of DiligenceVault, Monel’s primary responsibility is to guide and assist the incredible international team in providing our clients with memorable product experiences that add value and enhance the results of their due diligence. Her main priority as the company's founder is to carry out the original plan for it.

Prior to founding DiligenceVault, Monel spent nearly eight years working for Citi, where her most recent position was Head of Liquid Investments, Alternative Assets & Investments Risk. In this capacity, she was in charge of managing risk for the company's multi-billion-dollar global hedge fund operations, corporate pension plans, Structured Investment Vehicles, and BOLI investments.

79 Tanya Green

Chief Customer Officer

Till Payments

As CCO of Till Payments, Tanya Green is in charge of driving Till's worldwide brand when entering new regions and organising internal teams around the consumer. Green was hired as the Australian finance firm’s head of brand and customer experience in March 2021, before moving to her current role.

In the time since, she has been in charge of the creation and implementation of the fintech's new, global brand strategy, including its written and visual identity, and has been instrumental in the company's ongoing effort to raise brand awareness across the globe. During her career, Green has accumulated 13-plus years of experience at some of the world’s top branding, advertising, and creative firms.

https://www.linkedin.com/in/ tanya-green-9578bb34/
16 2023 TOP 100 WOMEN

78 Julia Markiewicz

Co-Founder, Chief Operating Officer Silent Eight

linkedin.com/in/juliamarkiewicz/https://www.

Co-Founder and COO of Silent Eight, a Singaporebased RegTech firm that develops AI-driven solutions to prevent money laundering and terrorism financing, Julia Markiewicz is well-known and celebrated among sector contemporaries for pioneering groundbreaking solutions to everpresent financial concerns. Her managerial style is the main impetus behind Silent Eight's significant investment in R&D as well as its concomitant ambition to expand the team and worldwide reach.

Earning a master’s in social policy from the University of Warsaw, Julia was both Founder & CEO of Fabryka Kadr Sp. z o.o..

77 Anabel Pérez

President & CEO NovoPayment

linkedin.com/in/perezanabel/https://www.

Anabel Pérez is the CEO and Co-Founder of NovoPayment, a fintech business that leads the Banking as a Service (BaaS) market by assisting banks, financial service providers, and other organisations in developing new digital financial and transactional use-cases.

Although she has legal training, Pérez describes herself as a “techie and nerd at heart”. She is passionate about discovering innovative methods to bring financial services to new settings and moments in people's life, and enjoys solving complex issues like financial inclusion.

She received the Paybefore Industry Achievement Award for her contributions to the payments industry and to financial inclusion in Latin America. She is a member of the Forbes Finance Council, an Endeavor Entrepreneur since 2014, and a member of Endeavor's Miami board since 2018.

FINTECHMAGAZINE.COM 17 TOP 100 WOMEN

in/louise-hill-5197614/?originalSubdomain=ukhttps://www.linkedin.com/

Co-Founder and Chief Operating Officer of GoHenry – an app and prepaid debit card that enables young people to participate in the digital economy – Louise has worked in operations and ecommerce for over 20 years.

Before founding GoHenry, Louise was deemed a pioneer in retail’s collective shift to digital, building the first wave of ecommerce websites for some of the greatest household names in the UK, including Next Directory, John Lewis, The Innovations Group, Past Times, and Debenhams.

Louise has made numerous appearances on BBC radio and television, including BBC Breakfast, and is an expert on financial education and the youth economy.

https://www.linkedin.com/in/darcy-rittinger-581a23a9

Darcy – who has a track record of working in several areas of the insurance and technology industries – is the operations leader for global insurtech company Cover Genius in the Americas. As such, she is more than competent in partnership management, strategy & execution, underwriting, portfolio management, claims management, process design, compliance, and insurance law.

Gaining invaluable, wide-ranging skills and capabilities via education, Darcy graduated from the University of Notre Dame with a Bachelor of Arts in English & Computer Applications and the Fordham University School of Law with the Juris Doctor (JD).

76 Louise Hill
18 2023 TOP 100 WOMEN

74 Anastasia Fokina

Chief OPS and Digital Transformation Officer

Home Credit Vietnam

linkedin.com/in/anastasia-fokina-12766838/https://www.

Anastasia – a renowned senior executive in finance – is blessed with commercial business acumen and finance expertise. Currently COO & Digital Transformation Officer for Home Credit Vietnam, she has a proven track record of promoting business expansion and maximising profit through sound financial management, cost-cutting measures, internal controls, and process re-engineering.

In the past, Fokina has transformed underperforming departments via strong leadership and process improvements. This has helped her become an enabler of strategic planning and gain extensive leadership experience with multidisciplinary teams located across 10 different countries.

73 Susanne Chishti

Chief Executive Officer

FinTech Circle

linkedin.com/in/susannechishti/https://www.

Award-winning CEO of responsible fintech organisation FINTECH Circle – which is the first Angel Investor network dedicated to such endeavours – and FTSE Board Member Susanne Chishti resides in London with her family, where she also works. Alongside her leadership role, Susanne is an investor, the editor of The FINTECH Book Series, a Non-Executive Director of CMC Markets PLC and Crown Agents Bank, and the Chair of the leading fintech funding platform, Lenderwize.

On top of her vast array of career accomplishments in the world of finance, Susanne is also a soughtafter keynote speaker at prestigious technology and finance conferences throughout the world.

FINTECHMAGAZINE.COM 19 TOP 100 WOMEN

72 Michelle Chan

Co-Chair, InsurTech/AI & Big Data FinTech Association of Hong Kong

https://www.linkedin.com/

As Co-Chair, InsurTech/AI & Big Data at the FinTech Association of Hong Kong (FTAHK), Michelle has over 20 years of innovation experience in the telecom, customer loyalty, marketing, and financial services industries. Throughout her career, Michelle has been exposed to both domestic and international markets, and is recognised as a pioneering leader across multiple industry sectors.

Previously CMO at Livi Bank – the largest virtual bank in Hong Kong in terms of capital – she oversaw marketing, including brand and product marketing, communications, growth & acquisition, partnerships, and new business development. Michelle is currently serving as advisor at a handful of Web3 ventures.

71 Patricia Haynes

VP of Technology Operations & Delivery

Zopa

https://www.linkedin.com/in/patriciahaynes72/

As VP of Technology Operations & Delivery, Patricia has an expansive remit to focus on at financial company Zopa. Since joining in 2020, Patricia has played a crucial role in the successful launch of the company's most recent products, initially overseeing the engineering and technology teams throughout the Zopa Bank rollout that same year.

A key figure in Zopa's Women in Tech Community, she founded a Tech Leadership Forum to develop agreed delivery targets across the organisation.

With over 20 years of expertise in tech and engineering, Patricia has previously worked at the likes of Octopus, Accuity, and Thomson Reuters, among others.

in/mschan/
20 2023 TOP 100 WOMEN

70 Tingting Peng

Chief Capital, Strategy, and Impact Officer

Moove

https://www.linkedin.com/in/tingtingpeng/

A former investment banker and analyst for hedge funds, multitalented Tingting is now a business strategist, startup advisor, and expert in cross-border marketing, communications, and business development.

In her current role as Chief Capital, Strategy & Impact Officer at Moove – the fintech on a mission to democratise access to financial services and enable financial inclusion– Peng oversees investor and lender relationships, leads corporate strategy, drives ESG pledges and impact outcomes, manages corporate communications, and raises finance to support Moove's growth and expansion.

Passionate about creativity and innovation, Tingting is also a member of Chief, a private network designed to drive women into positions of power.

69 Katharina Lueth

Chief Client Officer, Managing Director

Katharina, who serves as Raisin's Chief Client Officer and Managing Director, is in charge of all B2C platforms for the company – including its respective client services and corporate communications. Armed with a number of years of dedication to Raisin, Katharina has played a key role in making the organisation a market leader in the savings and investments sector; before taking on the role of MD, Katharina worked to expand Raisin across the EU and UK.

Featured in prestigious German and worldwide media outlets as well as at conferences, she is a well-known speaker and an authority in the fields of banking and fintech.

Raisin
https://www.linkedin.com/ in/katharina-lueth-15b12012/
FINTECHMAGAZINE.COM 21 TOP 100 WOMEN

Eva Wong

Co-Founder & COO

Borrowell

https://www.linkedin.com/in/evatoronto/

At Borrowell – one of the largest fintechs in Canada dedicated to making financial prosperity possible for everyone – Eva serves as both Co-Founder and COO. The innovative fintech utilises digital tools, such as AI-powered credit coaching, to help provide financial stability for users. She has a background in management consulting and company development.

Eva has experience working in Canada and overseas for both the private and not-for-profit sectors, with her role prior to Borrowell being Regional Lead of six locations of charitable Ontario organisation The Meeting House. In 2019, Eva received the EY Entrepreneur Of The Year® honour.

67 Odunayo Eweniyi

Co-Founder & COO

PiggyVest

Talented Nigerian business executive and activist Odunayo Eweniyi is a Co-Founder of both the Feminist Coalition and PiggyVest, the first ever online app for personal savings and investment in West Africa, and boasts the role of CEO for the former, too.

A recipient of many prestigious awards, Eweniyi took home the Future Awards Africa Prize in Technology in 2018, going on the following year to appear in Forbes Africa’s 30 Under 30 list for technology, both signalling her future potential. She’s been featured on numerous other lists by names such as Bloomberg and Forbes, and was a candidate for the 2020 Young Person of the Year award from The Future Awards Africa.

68
https://www.linkedin.com/ in/odunayoeweniyi/?originalSubdomain=uk
22 2023 TOP 100 WOMEN

66

Françoise Ly

Chief Digital Officer MGEN

https://www.linkedin.com/in/ fran%C3%A7oise-ly-3a93583

As Chief Digital Officer of MGEN, Françoise manages the mandatory health insurance scheme for professionals in national education, higher education, research & innovation, culture, sports, and ecological & inclusive transition. She received her engineering training at Centrale Paris and spent 10 years working for SNCF and Air France. Françoise Ly began working with Groupama as a digital project manager in 2016. A year later, she was given responsibility for the mutualist group's digital transformation, a role she held for four years before joining MGEN.

65 Milkana Brace VP, Consumer Product

Since October 2022, consummate expert Milkana Brace has served as Remitly's Vice President of Consumer Product & Design. Prior to that, she held positions of differing responsibility within the organisation, initially commencing work there in May 2021. Prior to Remitly, Milkana founded Jargon, a platform for low-code conversational apps, leading the company from December 2017 until May 2021.

Prior to founding Jargon, Milkana held a number of positions at Expedia, Inc. – a subsidiary of the Expedia Group – between 2004 and 2012, most recently as Senior Director, TechnologySupply Optimization, Analytics, and Packages.

Remitly linkedin.com/in/milkanabrace/https://www.
FINTECHMAGAZINE.COM 23 TOP 100 WOMEN

64 Tamara M Zaichkowsky Chief Digital Officer Acrisure

https://www.linkedin.com/ in/tamara-m-zaichkowsky

Tamara is responsible for digital strategy and transformation across the organisation, specifically focused on the development and execution of the digital marketplace, digitally-enabled organic growth, and the optimisation of the suite of digital products.

Previously, she served as an Executive Vice President, Head of the Restructuring Office for Santander Bank NA, in addition to various leadership positions in Investment Banking and Alternative Investments for Brown Brothers Harriman, State Street, and Investors Bank & Trust.

She earned an MS from MIT in Systems Design & Management, an MS from Boston University in Finance, and an MBA from Columbia University.

63 Milena Mondini de Focatiis

Group CEO Admiral Group PLC

https://www.linkedin.com/in/milena-mondini-de-focatiis-098216/

Milena, who is a diligent insurance and finance expert, has gained an abundance of experience from roles at some of the sector's biggest names – including Accenture and Bain & Co. The combination of roles has significantly contributed to her position as the Admiral Group’s CEO.

Before joining the insurance company’s British arm in 2019, Milena served as Business Development Manager at the Italian arm (ConTe) for a year in 2007, subsequently moving to the role of CEO for a further eight years.

She’s a member of the RBS Group Executive Management Committee and is former CEO of Direct Line Group (formerly RBS Insurance).

24 2023 TOP 100 WOMEN

62 Mariko Beising

Head of Payment Partnerships

TrueLayer

61 Noorani Ali

Vice President Finance Blend

After accumulating 10 years of prior experience in the financial services industry – most recently at Klarna, where she oversaw partnerships with Payments Services Providers – Mariko joined TrueLayer as Head of Payment Partnerships (PSPs). She has since worked her way up to the role of VP Financial Services & Partnerships.

Before being acquired by Klarna in 2014, she managed sales and payment relationships at the German online bank payment platform SOFORT. In her role for the platform, Mariko was instrumental in the company’s adoption of PSD2 and open banking, overseeing several vital PSP agreements.

Currently, Noorani serves as Blend's Vice President of Finance. She held the position of Vice President of Finance at Xome before transitioning to Blend, a role in which she created metrics and KPIs to track performance for both internal and external audiences. She has also worked at Sabre Airline Solutions at Principal Management Consultant and at Assurant as their Senior Director of Data Analysis, Reports, and Insights.

She holds a master's from George Washington University, a bachelor's in Business Administration from Embry-Riddle Aeronautical University, and a Certificate in International Management Audit from the London School of Economics (LSE).

https://www.linkedin.com/in/mariko-beising-6a1b632b/
linkedin.com/in/noorani-ali-aa78824/https://www.
FINTECHMAGAZINE.COM 25 TOP 100 WOMEN

60 Wajeeha H Awadh

Chief Digital Officer Al Baraka Group (ABG)

https://www.linkedin.com/in/wajeehaawadh

Wajeeha is an expert in digital banking and fintech. She is currently engaged in a number of related projects at Al Baraka Banking Group as a part of the company's digital transformation strategy.

Wajeeha has also worked on projects for the Strategic Planning Department, the Sustainability and Social Responsibility Department, groupwide product intelligence system, the group-wide sustainability reporting, and the integration of the Sustainable Development Goals (SDGs) of the United Nations with the Al Baraka Sustainable Development Goals. These projects included the creation of a new Islamic bank in Morocco.

59 Ola Doudin

CEO & Co-Founder

BitOasis

https://www.linkedin.com/ in/ola-doudin-5a026511/

Dubbed the ‘Bitcoin pioneer’ in the Middle East, Ola Doudin – the current CEO of BitOasis – started out as an IT risk advisor at Ernst & Young, while simultaneously mentoring tech businesses. These experiences led to Doudin deciding to launch her own business. A cryptocurrency platform, BitOasis operates in the Middle East and North Africa (MENA) region from the United Arab Emirates.

Six fundraising rounds totalling $30mn have been completed for the firm; the most recent was in October 2021. It made $1.7bn in commerce that year. In the past, Doudin has held positions at EY, Fadi Ghandour, and Aramex.

26 2023 TOP 100 WOMEN

58 Leslie Gillin Chief Growth Officer Pagaya

https://www.linkedin.com/in/lgillin/

Leslie serves as Pagaya's first Chief Growth Officer, a role in which she’s responsible for expanding the company's relationships with banking and financial institutions, directing growth for not just the company, but for all of its partners as well as business development, collaborations, and marketing.

Prior to this role, Leslie was Chief Growth Officer at the prestigious JPMorgan Chase & Co., where she gained considerable experience. Gillin also served as President of Chase Co-Brand Cards, CMO of Citi's Global Consumer Bank, and CMO of Citigroup.

57 Marion King Chair & Trustee Open Banking

linkedin.com/in/marhttps://www.

As Chair and Trustee of Open Banking’s Implementation Entity (OBIE), protecting the CMA Order and its ongoing requirements – as well as collaborating with stakeholders and the Joint Regulatory Oversight Committee in the wake of a long-term regulatory framework for open banking in the UK – are among Marion King's top priorities.

Currently sitting as a non-Executive Director for a number of trusts, Marion previously served as the NatWest Group's Director of Payments and the President of MasterCard UK & Ireland, before joining OBIE. She also formerly served as the CEO of VocaLink, a specialised payments partner for banks, business partners, and government agencies.

ion-king-payments-
FINTECHMAGAZINE.COM 27 TOP 100 WOMEN

56 Kim Huffman

Chief Information Officer

Navan (TripActions)

https://www.linkedin.com/in/huffmankim/

Kim – a strategic financial leader with a track record of providing tech solutions that lead to improved outcomes and business change – has vast experience successfully creating, overseeing, and implementing complex IT portfolio roadmaps for CRM, ERP, and BI applications, as well as extensive knowledge of building and managing high-performance teams.

She is currently the CIO at Navan where she is responsible for overseeing business technology, data, security, and IT services functions. Kim obtained a BA in Finance & Business Economics at the University of Southern California along with a master’s in International Business at Thunderbird School of Global Management.

55 Milkah Wachiuri

Chief Growth Officer

Cellulant

Milkah began her career as an auditor at renowned international company Deloitte, where she worked on numerous projects across a variety of industries, sharpening her growing financial skills. Thereafter, she joined Cellulant to realise the bold ambition of creating a US$1bn tech company in Africa, run by and for Africans. Previously Cellulant’s CFO, Wachiuri is now Chief Growth Officer. During her tenure at the company, she established the group finance department, expanding the team of experts from 4 to 40 while also overseeing the creation of a functional reporting and budgeting framework. She later attained the position of group CFO and group finance manager, respectively.

https://www.linkedin.com/in/milkah-wachiuri-5a50b772/
28 2023 TOP 100 WOMEN

54 Martha Sazon President & CEO

GCash

https://www.linkedin.com/ in/marthasazon/

Martha Sazon is the impressive President and CEO of The Philippines #1 Financial App, GCash, which is run by Mynt, a global fintech innovation company. Her emphasis on client centricity –coupled with the fact that she was appointed CEO in the midst of the COVID-19 outbreak – has turned GCash into a lifeline for many Filipinos. Along with 20 years’ experience working in a variety of sectors, including telco, food, OTC medications, and personal care, Martha worked for Globe Telecom for 12 years, leading the company's broadband division while also pioneering numerous innovations and accomplishments for a variety of goods.

53 Carol Kline

Chief Information Officer

https://www.linkedin.com/in/klinecarol

Carol – a significant contributor to Empower's B2B and B2C engagement strategies, both of which place a heavy emphasis on digital innovation – is the Chief Information Officer in charge of creating and implementing IT capabilities across the Empower company.

Kline has also held executive and senior leadership positions at EchoStar, America Online, and Qwest. She has over 30 years of expertise in developing and implementing technology strategies, enhancing customer experiences, and collaborating with corporate leaders from many sectors, having held the position of CIO at other leading financial institutions.

Empower
FINTECHMAGAZINE.COM 29 TOP 100 WOMEN

Christina

https://www.linkedin.com/in/christinacolby/

As Chief Customer Officer for Guidewire, Christina assists clients in deriving the most benefit possible from their relationship with the company. With the help of her prior commercial and operational cloud experience, Christina previously oversaw our worldwide cloud sales strategy.

Prior to this, Christina oversaw Guidewire's global cloud sales strategy, utilising both her commercial and operational cloud experience. She offers extensive consulting and SaaS expertise from her 15 years at companies from Capgemini to Guidewire Initiatives, also serving on Virtustream’s executive leadership team for four years, a vital Dell Technologies cloud provider.

51 June Yee Felix Chief Executive Officer IG Group

https://www.linkedin.com/in/junefelix/

June leads IG Group globally, having played a crucial role in the company's transition into a leading global fintech since her 2018 appointment. Under her direction, the group has successfully accomplished considerable geographic and product diversity, expansion into important countries like Japan, and expansion through smart acquisitions like tastytrade, a preeminent trading ecosystem with a US base. She was a non-executive director of the company from 2015 until her present position. Felix graduated from the University of Pittsburgh with a Summa Cum Laude (first-class honours) degree in Chemical Engineering and Pre-Med.

30 2023 TOP 100 WOMEN

50 Janelle Sallenave

Chief Experience Officer Chime

With over 20 years’ experience in finance, Janelle has steered multi-billion-dollar enterprises through growth accelerations, adjacent market entrances, geographical expansions, and turnarounds to profitability. Janelle currently serves on Chime's executive team, where she’s primarily in charge of the operations, support, and CX activities.

In her previous role, Janelle oversaw the US and Canadian operations of Uber Eats, meaning that –as the P&L owner for Uber’s largest business unit at the time – she was the head of strategy, operations, sales, marketing, support, and other crucial tasks.

49 Debbie Waters Chief Technology Officer

As the Chief Technology Officer of Aegon NV and a member of the Management Board, Debbie is responsible for creating Aegon's technology strategy and coordinating the technological objectives, along with the business plan and organisational objectives.

Prior to Aegon, Debbie joined Citigroup Inc. in 1995, and, over the following years, held a number of executive positions in technology. Most recently, she held the position of Global Head of Private Bank Operations and Technology at Citi for more than five years.

Leading client-centric and equities’ technology are among the previous roles Waters has played. During her career, she has also held the position of Chief Operating Officer for the Markets Technology group.

https://www.linkedin.com/in/janelle-sallenave-489416/
https://www.linkedin.com/ in/debbie-waters-41b90a1
Aegon
FINTECHMAGAZINE.COM 31 TOP 100 WOMEN

48 Marie Measures

Chief Digital Information Officer Apex Group

https://www.linkedin.com/in/mariemeasures

As Apex Group's Chief Digital Information Officer, Marie is in charge of defining technology strategy to achieve business objectives, accelerating transformation across the company's global IT functions, and carrying out the strategic plans for digital innovation, cloud computing, data security, and the modern workplace.

Notably, of her 30-year career in technology, 20 have been dedicated to the financial sector. Throughout, Marie has held positions with prestigious international organisations, including Group CTO for Sanne Group before it was acquired by Apex Group; Chief Information Officer for more than four years at Coventry Building Society, where she oversaw its transformation and developed a technology strategy; and Chief Engineer for Capital One, where she served on the IT Leadership team.

47 Adina Eckstein

Chief Operating Officer

Lemonade

https://www.linkedin.com/in/adinaeckstein/

Adina Eckstein, who was formerly Lemonade’s Vice President of Operations, has been serving as Chief Operating Officer (COO) since July 2021. Eckstein worked at HSBC as COO of Digital Channels before joining Lemonade, playing a key role in bringing one of the biggest financial organisations in the world into the digital era.

At BBC Worldwide, where she previously served as VP of programme and portfolio, Eckstein oversaw the creation and administration of all consumer digital technology. She worked as VP Product Delivery and VP Sales at tech start-up Tvinci from 2008 to 2014, and was a founding team member. She graduated from Tel Aviv University with a master's in business administration.

32 2023 TOP 100 WOMEN

46 Anisha Vaswani

Chief Information Officer

Toast, Inc linkedin.com/in/anishavaswani/https://www.

Anisha serves as Toast's Chief Information Officer. In this role, she oversees the company's information technology organisation and is in charge of delivering cutting-edge technological capabilities, systems, and tools to support Toast's operations.

Anisha has more than 20 years’ experience in the IT industry, most recently working as Box's Chief Information Officer. In this role, she oversaw worldwide IT, which included enterprise applications, IT operations, end-user services, and a project management office (PMO). Her group was in charge of systems' project management, analysis, design, development, quality control, and solution architecture.

Prior experience includes roles at VMware, Agilent Technologies, and Hewlett-Packard prior to joining Box. Vaswani graduated from San Jose State University with a bachelor's degree.

Yelena is a collaborator and a change agent. In 2020, she joined Ally to oversee technology for all corporate functions that deal with internal clients, including finance, treasury, compliance, risk, human resources, legal, and audit. Since joining Ally, Yelena has worked together with business leaders throughout the company to both instigate and lead the modernisation and digital transformation of all corporate processes to enable automation, create efficiencies, and give workers the power to produce business results.

Yelena experienced a number of technical leadership positions before joining Ally, including at Fortune 500 firms like EY, KPMG, Bank of America, and S&P Global.

linkedin.com/in/yelenapevznerhttps://www.
FINTECHMAGAZINE.COM 33 TOP 100 WOMEN

44 Bode Abifarin

Chief Operating Officer

Flutterwave

linkedin.com/in/bode-abifarinhttps://www.

Bode oversees operations and performance across the entire company as the Chief Operating Officer of Flutterwave. With an impressive career spanning more than 15 years, Bode previously worked as an Associate Director for renowned global corporation KPMG Professional Services, before joining Flutterwave. Throughout her career, she has developed strategic plans and models for financial institutions, advised customers, and suggested various ways to grow, increase productivity, and increase revenues.

43 Shelia Anderson

Chief Information Officer

Shelia Anderson began working for Aflac as CIO in July 2022. Prior to this, Anderson served as Liberty Mutual's Corporate Functions' Chief Information Officer (CIO), where she was in charge of the software and hardware that power the global company's financial, human resources, legal, and data & analytics operations. Anderson's team was in charge of developing, implementing, and supporting cutting-edge technology solutions that scaled to meet Liberty's expanding global business needs.

Anderson most recently held the position of Vice President and CIO of Property and Casualty Insurance at USAA, before joining Liberty Mutual in 2017. With various Fortune 500 Global Technology companies in the past, including HP and Electric Data Systems, she held leadership positions.

Aflac linkedin.com/in/sheliaandersonhttps://www.
34 2023 TOP 100 WOMEN

42 Swathy Parthasarathy

Chief Operating Officer

Finastra

linkedin.com/in/saraswathyparthasarathyhttps://www.

Swathy started at Finastra back in 2015 as Director, Strategic Initiatives, before moving on to become Director, M&M Programs, where she delivered complex global programmes in periods of substantial change while continuing to maintain flexibility to changing organisational needs. She also worked as the VP, Head of Cheque Business, where she had full accountability of P&L spanning across Canada and Romania, covering manufacturing, product management, technology, customer support, and client success groups; she now works as their Chief Operating Officer.

Prior to joining Finastra, Swathy worked for Blackberry, TATA Consultancy Services Ltd, and Fidelity Business Services. She obtained a master’s in Business Administration and Management from the University of Toronto, along with a bachelor’s in electrical and telecommunications engineering at Bangalore University.

41 Wendy Harrington Chief Information Officer

TIAA

TIAA's Nuveen Labs is led by Wendy Harrington, who also holds the position of Chief Data and AI Officer. Occupying a cutting-edge position, the company is focused on the development of data, analytics, and AI to boost business and economic growth. As such, Wendy is committed to finding and nurturing data talent from underrepresented communities.

Wendy has worked with start-ups and established names alike, with those such as Figure Technologies, Inc., McKinsey & Company, and Franklin Templeton Investments her experience before joining TIAA in 2019. Her time developing start-up businesses, working in the consulting, fintech, and asset management industries, as well as her entrepreneurial background, contribute crucial operational expertise and strategic thinking.

linkedin.com/in/wharringtonhttps://www.
FINTECHMAGAZINE.COM 35 TOP 100 WOMEN

40 Anne Boden

Chief Executive Officer

Starling Bank

https://www.linkedin.com/ in/anneboden/

After an illustrious 30-year career at some of the biggest financial institutions in the world –including Allied Irish Banks, Royal Bank of Scotland, and ABN AMRO – Anne Boden launched Starling in 2014. She advises the Board of Trade and is on the board of UK Finance. For her contributions to financial technology in 2018, she received an MBE. CEO, Anne is also on Starling's board of directors, making her in charge of the Executive Leadership Team as well as company lead.

39 Rahel Tanavsuu

Global Head of Operations Wise

linkedin.com/in/raheltanavsuu/https://www.

At Wise, Rahel Tanavsuu is in charge of operations. Tanavsuu graduated from Estonian Business School with a Bachelor of Arts in Business Administration and Languages in 2011, and a Master of Business Administration in Digital Society in 2019.

Rahel has worked for Wise for nine years and is the company's Global Head of Operations at the moment. Prior to this, she worked for Microsoft as their finance-support lead and for Skype as an accounts payable specialist.

36 2023 TOP 100 WOMEN

38 Gretchen Howard

Chief Operating Officer Robinhood

37 Miranda Ratajski

Chief Information Officer

The Chief Operating Officer of Robinhood Markets is Gretchen Howard, who was previously a Partner at CapitalG – Alphabet's Growth Equity fund –before she joined Robinhood. When employed by Google, Gretchen served as the co-site lead for the company's San Francisco office and a Managing Director in Sales & Business Operations, where she helped develop, launch, and scale the company's advertising solutions for small and mediumsized businesses as well as major advertisers.

Gretchen served as the VP of Field Sales and Market Development for Fidelity Investments before joining Google. Gretchen graduated from Williams College with a BA and the Harvard Management School with an MBA.

Miranda works for Westpac as the CIO of Group Business Units. She is a pioneer in the field of extensive, complicated technological and digital reforms. In addition to creating high-performing teams and enabling services to improve client experiences, Miranda has established strategic and tactical direction.

Through improved employee experience and increased productivity, her leadership, focus, and business strategy create highly-engaged teams that have more time to delight consumers.

For systems to give the proper experience, driving excellence in product delivery is essential; Miranda is a master of this trade, with 25 years’ expertise across the globe. Her background includes work in the financial services, telecommunications, and federal government sectors in Europe, Asia, and Australia.

in/gretchenehoward
https://www.linkedin.com/
Westpac linkedin.com/in/mirandaratajskihttps://www.
FINTECHMAGAZINE.COM 37 TOP 100 WOMEN

36 Anna Curzon

Chief Product Officer

The solutions and services that small businesses and their advisers need to succeed are designed and built by the global product team Anna leads at Xero. To create inclusive settings where individuals feel empowered to achieve the best work of their lives, Anna fervently supports diversity in technology.

A board member of KEA, Anna was personally selected by Jacinda Ardern, New Zealand’s PM, for the APEC Business Advisory Council (ABAC). She contributes to initiatives that enable efficiency and digital connectivity for small and medium-sized businesses in the Asia Pacific area, utilising her significant expertise. Anna was named one of the Top 25 Women Leaders in SaaS in 2017, according to the Global SaaS Report.

35

Prema Varadhan

President Product & Chief Operating Officer

Temenos

https://www.linkedin.com/in/pre-

Prema Varadhan is in charge of overseeing the product and technology organisations in her capacity as President of Product and Chief Operating Officer. She works closely with customers to understand their challenges, aligning the company’s product roadmap with market demands to bring the Temenos platform's innovation to its global customer base.

Former Chief Product & Technology Officer and Head of Artificial Intelligence, Prema joined Temenos in 1999. In these positions, Prema was in charge of examining architectural trends, emerging technologies, and practices across the banking sector, applying the results to Temenos' product strategy and development.

Xero linkedin.com/in/annacurzonhttps://www.
38 2023 TOP 100 WOMEN

34 Camilla Giesecke

Chief Expansion & Operating Officer

Klarna linkedin.com/in/camilla-giesecke-78677812https://www.

Camilla Giesecke – who resides in Stockholm, Sweden – is the Chief Operating and Expansion Officer at Klarna. As well as having had positions at Permobil as Vice President of M&A, Investor AB as Investment Professional, and the Korean Chamber of Commerce as an intern, Giesecke has also served as a board member for BHG Group. Previously, she held the position of Chief Financial Officer for Klarna.

In 2004, she participated in the exchange programme at the Keio Graduate School of Business Administration, while between 2000 and 2005, she studied at the Stockholm School of Economics.

33 Sujata Bhatia

Chief Operating Officer

Monzo Bank https://www.linkedin.com/in/sujata-bhatia-7a9539/

Monzo, a UK neobank on a mission to make money work for everyone, has Sujata Bhatia as its COO. Sujata served as the Senior Vice President and General Manager for Global Merchant Services Europe at American Express before joining Monzo. She worked at Goldman Sachs, Ernst & Young, and Bain & Company in London as a strategy consultant for each early in her career.

Sujata graduated from the Wharton School of Commerce with an MBA in Finance. Though Sujata lives in London, she is originally from Boston and is still a devoted supporter of Boston sports teams.

FINTECHMAGAZINE.COM 39 TOP 100 WOMEN

32 Angela Mentis

Chief Digital, Data & Analytics Officer

NAB linkedin.com/in/angela-mentishttps://www.

In October 2021, Angela Mentis was named group chief digital, data, and analytics officer. With almost 30 years in the banking industry, Angela has held positions like Managing Director and Chief Executive Officer of BNZ. Angela has also had the positions of Group Executive for Business Banking at NAB and Chief Customer Officer for Business and Private Banking.

After beginning her career at Macquarie Bank, Angela held prominent positions at BT Financial Group, Westpac, and Citibank Limited. She belongs to FINSIA as a Senior Fellow.

31 Kristie Edling-Day

EVP, Chief Information Officer

Kristie is a focused, multi-discipline leader who blends hands-on experience and technological leadership abilities with a genuine enthusiasm for building strong leadership cultures, growing talent, and carrying out tasks to the highest standard. She is excellent at tying technological advances to commercial strategy. She utilises expertise in technology, business, and programme management to carry out significant change efforts.

Kristie has a proven track record of using her business, technology, emotional intelligence, and predisposition towards action to forge strong connections and advance company, technology, and leadership goals.

linkedin.com/in/kristie-edling-day-10690623https://www.
LPL Financial
40 2023 TOP 100 WOMEN

30

Joanna Pamphilis

Global Head Corporate Business Platform

UniCredit

https://www.linkedin.com/

Joanna Pamphilis is an international executive experienced in transformations with a track record of creating success across Banking, FinTech, and technology.

As Global Head Corporate Business Platform, Joanna oversees a team responsible for digital product development for UniCredit’s Corporate clients.

Joanna has served in executive capacities at State Street Corporation, KCG, and UBS responsible for transformations from new operating models to new technology platforms. Under Joanna’s leadership, she managed Wall Street’s largest post-merger integration at KCG both formulating and executing KCG’s transformation.

Joanna is passionate about creating success for organizations through transformations leveraging on technology and digital to implement business-driven change.

29 Ashley Pettit

Chief Information Officer

State Farm

Ashley Pettit is the SVP of Enterprise Technology at the Bloomington, Illinois, corporate office of State Farm Mutual Automobile Insurance Companies. Her responsibilities include managing the enterprise's infrastructure, IT operations, architecture & engineering standards, IT services, and data & analytics support.

For her work in STEM, Pettit received the McLean County YWCA Woman of Excellence award in 2017 and was chosen as one of STEM Connector's 100 Corporate Women Leaders in STEM. Pettit has participated in the McLean County Chamber of Commerce as a board member, president, and member of the executive committee of the Women's Division organisation. She was also a member of the McLean County Habitat for Humanity board of directors.

in/joannapamphilis
https://www.linkedin.com/in/ashleypettit1
FINTECHMAGAZINE.COM 41 TOP 100 WOMEN

28 Sofia Hristova

Group Head of Digital Channels

COO - Square Financial Services

In addition to directing Generali’s Group CRM Center of Excellence, Sofia is the Group Head of Digital Channels and a member of the core project team at the Group Digital office. She is in charge of the internal development and execution of the Group's digital strategy.

Sofia also oversees the Digital Road-mapping programme, identifying the digital maturity level of BUs across the full value chain, developing a roadmap for digital transformation, and supporting BUs in implementing local digital strategies, as well as enabling the company to gather and share the finest digital practices – both internal and external, including emerging technology and data trends. Sofia co-leads the launch of the Group's projects, including the Corporate website, Agent Hub, and Mobile & Web Hub.

Samantha serves as the Chief Operating Officer of Square Financial Services, the FDICinsured bank owned by Square, in addition to being a member of the committees overseeing risk management and technology.

She is in charge of the organisation, which covers all facets of Square's financial operations, such as credit, loan servicing/collections, risk assessment & portfolio monitoring, business intelligence, and customer success.

Samantha is also a member of Chief, a private network designed to promote and support the advancement of women in leadership roles; it’s the only organisation created especially for senior women leaders to support their leadership development, promote idea exchange across industries, and drive top-down change.

Generali linkedin.com/in/sofia-hristova-b1810024/https://www.
Samantha Ku
Square https://www.linkedin.com/ in/samanthaku/
27
42 2023 TOP 100 WOMEN

26 Silvia Mensdorff Pouilly

SVP Banking & Payments Europe

25 Whitney Stewart Russell

President, Digital Channels

Silvia is the Senior Vice President of Banking & Payments at FIS. She was formerly ACI Worldwide's General Manager of Europe Processors & Networks.

Employed in the payments sector since 2000, Silvia is a verifiably seasoned pro. She’s equipped with years of experience across a variety of industry sub-sectors, and has an acute understanding of the business trends, problems, and obstacles that both financial institutions and women working in the sector confront, making her a significant asset.

A renowned business leader, Whitney has a long history of success in management, product, and technology operations, routinely increasing both sales and profits. Her experience includes managing major multinational corporations and start-ups, as well as growing businesses.

Whitney is extremely analytical, with a track record of finding and seizing new possibilities while advancing enhanced Product Management procedures and quality standards that yield excellent outcomes. She is a fierce supporter of workplace diversity efforts and outstanding at developing, leading, and mentoring high-performance teams

FIS https://www.linkedin.com/in/silvia-mensdorff-pouilly/
linkedin.com/in/whitney-stewart-russell-b9a7413https://www.
Fiserv
FINTECHMAGAZINE.COM 43 TOP 100 WOMEN

24 Marianna Tessel

Chief Technology Officer Intuit

Managing Intuit's technology strategy, Marianna leads all of Intuit's product engineering, data science, information technology, and information security teams worldwide, harnessing modern tech that helps generate prosperity for customers and partners.

Marianna joined Intuit in 2017, with more than 25 years of experience to Head Product Development for the Small Business and SelfEmployed Group, which is in charge of Intuit's QuickBooks product line. She previously held the position of executive vice president of strategic development at Docker, where she created strategic alliances and expanded the company's open-source platform and product line.

23 Wendy Redshaw

Chief Digital Information Officer NatWest Group

linkedin.com/in/wenhttps://www.dy-redshaw-6aa3992a

In her role as Chief Digital Information Officer of Retail Banking for NatWest Group, Wendy manages technology and digital delivery for retail customers of the Royal Bank of Scotland, NatWest, and Ulster Bank. To offer a truly seamless, fluid client experience, Wendy's mandate integrates both digital and physical aspects, including everything from online, mobile, virtual assistants, and video banking to branches, cash, and self-service.

Her teams have won numerous awards, including FSTech’s Digital Transformation Project of the Year 2020 for the Mobile App, and Best Informational Bot at the AI Breakthrough Awards for the AI Digital Assistant Cora. Wendy was named by IndustryEra in the Top 10 Industry Leaders of 2020, and was recently awarded CIO/CDIO of the Year at the EveryWoman Tech Awards in March.

linkedin.com/in/mariannatessel/https://www.
44 2023 TOP 100 WOMEN

22 Steffi Hoydich Chief Technology Officer

Stripe

https://www.linkedin.com/in/steffi-hoydich

Based in San Francisco, California, Steffi has been Stripe's Executive of Operations & Chief Technology Officer since 2018. Stripe is a financial services' SaaS platform for companies looking to expand payment processes, streamline financial services, and help companies scale faster.

Steffi worked at both Ballet Forte and ODC Theater prior to Stripe, alongside a stint as Pinterest's recruiting coordinator.

Upon graduation from SUNY Purchase Conservatory, Steffi was awarded a BFA in dance.

21 Paroma Chatterjee

Chief Executive Officer

Revolut

https://www.linkedin.com/in/paroma-chatterjee-503193/

Before joining Revolut, Paroma held top management positions at Lendingkart, Via.com, Flipkart, and Airtel Money. In 2020, Paroma's position as a well-known figure in the fintech and consumer tech sectors saw her recognised as one of Asia's Top 25 Women Leaders in Financial Technology. Chatterjee established and now directs Revolut's subsidiary in India, creating and carrying out the business plan, hiring the team, and overseeing licence applications along with any prospective market acquisitions in her capacity as head of the Executive team in India.

FINTECHMAGAZINE.COM 45 TOP 100 WOMEN

20 Emilie Choi

President and Chief Operating Officer

Coinbase

https://www.linkedin.com/in/emiliechoi/

Emilie was formerly the VP of Business, Data & International at Coinbase Global, Inc., where she had served since March 2018 as President and Chief Operating Officer. She also served on the Board of Directors for ZipRecruiter, Inc., Naspers Limited, and Prosus NV, a Naspers Limited subsidiary.

From December 2009 to March 2018, Choi held the positions of Vice President and Chief of Corporate Development at LinkedIn Corporation. From 2007 to 2009, she served in executive capacities in corporate development, strategy, and operations at Warner Bros. Entertainment Inc. before joining LinkedIn Corporation. She started her career as a Senior Analyst in Investment Banking at Legg Mason Wood Walker, Inc. from 2000 to 2003, and then, from 2003 to 2005, she worked in corporate development and strategy at Yahoo! Inc.

19 Rajya Lakshmi Yanamandala

Chief Technology Officer, Fintech, ZTech

Rajya Lakshmi Yanamandala serves as the Chief Technical Officer for FinTech at Z-Tech, a division of AB InBev (ABI) – one of the largest beverage corporations in the world. Before Z-Tech, Rajya built and launched ecommerce and last-mile-delivery technologies for ZX Ventures (an innovation branch of ABI), while also pursuing a Kellogg MBA.

Lakshmi has experience in the financial sector, working at American Express where she was involved in the design, development, and introduction of numerous financial products. She also has extensive consulting experience, and has worked on numerous state and federal projects.

linkedin.com/in/lakshmihttps://www.yanamandala
AB InBev
46 2023 TOP 100 WOMEN

Hooi Ling Tan

https://www.linkedin.com/in/hooilingtan/

Hooi Ling Tan is a Co-Founder of Grab, the top superapp in Southeast Asia, which offers millions of people in the region daily services like transportation, deliveries (food, goods, and groceries), mobile payments, and financial services.

Hooi worked as a senior director for pricing intelligence and monetisation at Salesforce in San Francisco, prior to joining Grab full-time in 2015. Before that, she was a consultant with McKinsey & Company, where she provided corporate strategy and operations advice to multinational corporations in Southeast Asia, North America, Latin America, and Australia.

17 Vrutika Mody

VP, Head of GoPay Global Partnerships and Business Development

Vrutika, who began her career at Goldman Sachs, NY, now oversees all international payment partnerships for GoPay, GoTo's fintech division. Here, she oversees a team that looks after GoPay's most crucial connections with investors and business partners, and is in charge of the company's P&L as well as its commercial and product collaborations – which help the company develop and monetise.

Before joining GoTo, Vrutika was the head of business development for China and Southeast Asia at the Tata Group, the biggest conglomerate in India. She spearheaded go-tomarket plans and strategic alliances to introduce Tata brands abroad, while collaborating with Chinese tech firms expanding into India.

18
Gojek linkedin.com/in/vrutika-mody/https://www.
FINTECHMAGAZINE.COM 47 TOP 100 WOMEN

16 Vanessa Colella

Head of Innovation & Digital Partnerships

Visa

https://www.linkedin.com/in/vanessacolella/

As the head of Visa's innovation and digital partnerships, Vanessa Colella oversees the creation and marketing of the company's products and services for platform, fintech, and big tech partnerships, in addition to managing the organisation's international network of innovation centres.

Vanessa formerly oversaw marketing for Citi's North American Consumer Bank and served as Citi's Chief Innovation Officer, Head of Citi Ventures as well as Head of Productivity before joining Visa. She worked as an entrepreneur-in-residence at US Venture Partners (USVP) before joining Citi in 2010. Before USVP, Vanessa held the positions of Head of NA Marketing and SVP of Insights at Yahoo. Interestingly, she taught science in schools while also working as a partner at McKinsey & Company.

15 Yolande Piazza

VP Financial Services

Google Cloud

https://www.linkedin.com/

Yolande is a renowned leader with more than three decades’ experience in financial services and technology.

After 32 years at Citigroup, Yolande made the move to Google Cloud, having most recently served as the CEO of Citi FinTech, where she was in charge of finding and implementing new growth vectors for the Global Consumer Bank. She also served as the head of Citi's Consumer Innovation Labs, the CIO of Student Loans Corporation, the SVP of Online Applications and Services for Diners Club International, and the CAO for Global Consumer Banking Operations & Technology (under the Citigroup brand).

in/yolande-piazza-b766903/
48 2023 TOP 100 WOMEN

Archana Jain

Chief Technology Officer Zurich

https://www.linkedin.com/in/archanajain

Archana Jain is Zurich Insurance Group’s highlyesteemed Chief Technology Officer. She oversees a multinational company with more than 600 people across the US, Europe, India, and Peru. Her prior experience includes VP of Information Technology for Verizon Enterprise Solutions, where her purview included the billing, service management & managed services apps. Archana was also Executive Director, Contact Center Management Systems for Verizon Wireless, a role in which she oversaw call quality and monitoring tools, resource management, chat technologies, and CRM systems with her team. In addition, she modernised the CRM platform, allowing mobility solutions and speech analytics.

Global Chief Information Officer MetLife

https://www.linkedin.com/in/ratna-subrah-

Ratna Subrahmanyam is a worldwide executive information technology leader with more than 20 years of leadership experience. She works with the C-Suite to transform organisations so they can innovate and develop.

In her career, Ratna has held a variety of executive leadership positions in a number of different technical areas and across a number of different industries – including financial services, manufacturing, power & renewable energy, and corporate. Ratna is passionate about fostering high-performing teams, driving change at scale, and implementing extensive business-driven technological changes. Ratna has both lived and worked in Asia, Europe, and North America.

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13 Ratna Subrahmanyam
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FINTECHMAGAZINE.COM 49 TOP 100 WOMEN

Back in 2019, Ouiza started as Head of Digital Operations at Allianz, where she is now Chief Digital Officer. Prior to Allianz, she worked for Prudential’s Corporation Asia as Director Regional Customer Journey & Operations; at AIG as Deputy Director; and at AXA as their Business Transformation Officer & PMO for High Growth Markets.

Ouiza has a Bachelor of Chemistry from Université Paris-Saclay, a Master of Engineering from CEID Ecole D’Ingenieurs, and a master’s in Risk Management from École Normale Supérieure. She also obtained a Global Executive Master of Business Administration in Business Administration & Management from INSEAD.

Chief Innovation

Claire Calmejane started her career in 2006 with Capgemini Consulting's Technology Transformation division, where she assisted businesses – particularly financial institutions – in transforming into digital and technologically-advanced organisations. She joined the London office of Capgemini in 2011 after contributing to a study on the digital transformation of large firms run by the Massachusetts Institute of Technology, where she was responsible for leading the digital centre for the financial services industry. In 2012, she was hired by Lloyds Banking Group to serve as the department's head of digital delivery. Prior to being named director of risk transformation, she served as director of innovation, establishing the innovation labs and digital academy.

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Allianz linkedin.com/in/ouiza-bechar-a160791https://www.
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Claire Calmejane
Officer Société Générale https://www.linkedin.com/in/clairecalmejane/
50 2023 TOP 100 WOMEN
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Aon

https://www.linkedin.com/in/jillianslyfield

Jillian serves as Aon's Chief Innovation Officer for the Innovation at Scale strategy, which addresses growing unmet client needs related to increased volatility, improved access to capital, developing resilient workforces, and developing original products for customers not seen in the market. To find, create, and grow important new sources of value for clients, she collaborates with colleagues across Aon.

Slyfield previously held the position of Aon's Digital Economy Practice Leader, where she focused on the future of employment, platform marketplaces, and the digital disruption of established businesses.

Slyfield holds both a master's degree in business administration from Wayne State University and a bachelor's degree in science from Michigan

State University. She advises a number of digital startup companies while also serving on Aon's Global Inclusive Leadership Council.

52 2023 TOP 100 WOMEN 10

JoAnn Stonier

Chief Data Officer

Mastercard

https://www.linkedin.com/ in/joann-stonier-5540b86/

Executive Vice President and Chief Data Officer at Mastercard, JoAnn C Stonier is in charge of the company’s enterprise-wide data strategy and management, aiming to ensure the company gets the most out of its information assets. In addition to helping with the development of the tools, processes, regulations, and standards required to enable their use, JoAnn and her team of international specialists also identify the potential connected with Mastercard's information assets.

JoAnn formerly served as the organisation's EVP Chief Information Governance & Privacy Officer. She oversaw those teams and led regulatory interaction in this area, while being in charge of global privacy and information governance. Before she joined Mastercard in 2008, JoAnn served as the Chief Privacy Officer for American Express Company. Here, she held a number of positions with increasing responsibility, including Chief Operating

Officer for Tax & Business Services, Vice President for Acquisition Integration, and Vice President & Assistant to the Chairman. JoAnn began her career as an auditor for PriceWaterhouseCoopers and has also worked at Waldenbooks, Inc. and PepsiCo. JoAnn works at Mastercard as well as Pratt Institute, where she teaches business strategy and international business to graduate students in the Design Management master's degree.

JoAnn earned her Bachelor of Science from St. Francis College and her Juris Doctor from St John's University in Queens. Both the New York State Bar and the New Jersey State Bar recognise her as a member. JoAnn has served on the boards of the International Association of Privacy Professionals, the Center for Information Policy Leadership, and the Information Accountability Foundation. She has received recognition as a leader in data and privacy from a number of organisations, including the Aspen Institute, the United Nations, and the Information Governance Initiative.

FINTECHMAGAZINE.COM 53 TOP 100 WOMEN
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Aneta Kolankowska

Chief Information Officer

BNP Paribas

https://www.linkedin.com/in/aneta-kolankowska-69372a2

Starting with BNP Paribas as junior business analyst in 2001, Aneta quickly advanced to the position of senior product manager. In this role, she was responsible for: local systems' analysis; managing systems' upgrades and development; reporting systems' support; creating local systems documentation; securities module implementation; treasury back-office system updates; FINREP implementation; and analysis of & suggestions for payroll process improvement.

She remained at BNP Paribas for an additional eight years, rising through the ranks to become the Head of Project Management & IT and Head of Capital Markets Support. After two years in that position, Aneta spent over half a decade at Credit Suisse, starting out as regional head of project delivery & systems integration. Here, she built the regional IT structure, which instigated her promotion to head of supplier, PMO &

service management, and head of IT for Suisse Universal Bank in Poland. She returned back to BNP Paribas in October 2022 as the Chief Information Officer.

Aneta earned a degree in finance for banking from the University of Science and Technology in Krakow. She earned a Prince2 Professional Certificate from the OMEC Open Management Education Center, a PMP certification from the Project Management Institute, and an associate's certificate in project management from the School of Business and Public Management at George Washington University.

54 2023 TOP 100 WOMEN
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Sweatha Donkada

Executive Director - Head of Architecture and Transformation, Data & Analytics

UBS

https://www.linkedin.com/ in/sweathadonkada

With 14 years of expertise in data, advanced analytics, and IT delivery & management, Sweatha is both a technical and people leader. She also serves as a trusted advisor to executive leadership in technical strategy and has received the accolade of Distinguished Engineer in recognition of her leadership in developing engineering techniques and culture.

Sweatha has been with UBS for just over 13 years now, starting off as a Trading Desk Developer and advancing to her current role as Executive Director - Head of Architecture and Transformation, Data & Analytics. She worked as a trade analyst at Barclays Capital before joining UBS. She also spent three years at Lehman Brothers as a quantitative/senior analyst, where she interned with the Interest Rate Exotics’ desk before joining Fixed Income Technology & Analytics.

Donkada studied computer science and engineering at the Indian Institute of Technology, Madras, where she received a Bachelor of Technology degree.

In January 2021, she was given the Distinguished Engineer Award by UBS AG, which was given in honour of her exceptional technical accomplishments and dedication to UBS's technological growth. Regional Winner from the 2016 Global Hackathon, awarded by UBS, Donkada’s prototype – based on IBM Watson – received recognition as the most creative and viable solution in the region. She is also a National Rank Holder - All India Rank 167 (99.95 percentile) in IIT-JEE (Entrance Examination).

FINTECHMAGAZINE.COM 55 TOP 100 WOMEN 7

Isabel Jimeno Fernández

Corporation CIO

Santander

isabel-jimeno-fern%C3%A1nhttps://www.linkedin.com/in/dez-020074b/

Isabel Jimeno Fernández, a distinguished and creative leader in her field, has served as Santander's CIO for almost nine years. Spanish international financial services corporation Banco Santander, SA – conducting business as Santander Group – is headquartered in Madrid and Santander, Spain. As the 16th largest banking organisation in the world, Santander maintains a presence in all major financial hubs.

Before joining Santander, Isabel worked for almost 10 years at Produban, the technological arm of Grupo Santander, which focuses on the ongoing design and management of IT infrastructures.

Spanish-based Produban is a division of Santander Group (NYSE: SAN), relying on international suppliers and partners for supplemental capabilities to offer such services. Here, Isabel spent five years as director

of infrastructure and nine years as CIO at Vodafone Spain. Isabel has developed a reputation in the market as a dynamic decision-maker and an adept negotiator.

Her skills, however, are not limited to the banking industry. Tech-savvy and cerebral, Isabel has a history in management and customer service, Java, PHP, and disaster recovery. She holds a Master of Sciences from The Catholic University of America University in Washington, DC.

56 2023 TOP 100 WOMEN
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5 Allegra Driscoll

SVP, Unit CIO

American Express

https://www.linkedin.com/in/allegra-driscoll-64b9969/

Allegra joined American Express back in 2020 as their SVP, Unit CIO Corporate Systems and Head of Technology Strategy & Transformation, before going on to SVP, Unit CIO Global Commercial Services. With its headquarters in New York City, American Express is an international financial services company with a focus on credit and debit cards. It’s one of 30 firms that make up the Dow Jones Industrial Average and one of the most valuable companies in the world.

Before joining American Express, Driscoll was the Managing Director of Credit Suisse in the Global Markets division, based in New York. There, she was the Global Head of Client & Content Technology, responsible for the development of client-facing applications and internal client management tools. She has previously worked on the business side at Credit Suisse, with responsibility for designing and optimising

the Investment Bank’s client service functions and related technology. Prior to joining Credit Suisse, Allegra spent 10 years at Goldman Sachs in a variety of roles, including Vice President in the Securities Division Sales Management team, Associate on the Futures, Clearing & Execution Franchise Management Team, and a developer on the risk technology team.

FINTECHMAGAZINE.COM 57 TOP 100 WOMEN

4 Ghinwa Baradhi

Chief Operating Officer

HSBC

https://www.linkedin.com/ in/ghinwa-baradhi-9881355/

The Chief Information Officer for HSBC's Middle East, North Africa (MENA), and Turkey regions is Ghinwa Baradhi, who is responsible for the bank's regional technology function.

In this role, Ghinwa concentrates on enhancing business value and customer experience by fusing IT strategy with business efficiency and simplification. Ghinwa was awarded the 2019 MENA CIO Excellence Awards by International Data Corporation (IDC) in honour of her efforts.

Since joining HSBC in 2006 as the region's Head of IT Operations and Quality, Ghinwa has spent 13 years holding a variety of positions inside the company, including managing the operational effectiveness of global banking and markets, as well as overseeing IT operations and software delivery.

With 25 years of expertise in banking technology and operations, Ghinwa is a successful senior executive

who, prior to joining HSBC, worked for Emirates NBD bank in senior positions across the areas of business intelligence, CRM, data warehouse, and wholesale trade.

Ghinwa participates in the CIO Majlis Forum, which is run by SmartWorld Dubai and responsible for the UAE Innovation Strategy. She serves on the Technical Advisory Board of Nodes Agency, a premier digital product development company, and the Advisory Board of the Money 20/20 Asia RiseUp Program, a worldwide accelerator programme that supports women in the financial services industry, emphasising gender diversity. She is also a graduate of Lebanese American University with an MSC in Computer Science and Bradford University with an MBA.

58 2023 TOP 100 WOMEN
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Lori Beer

Global Chief Information Officer

JPMorgan Chase & Co

https://www.linkedin.com/in/lori-beer-93355a/

Lori Beer is JPMorgan Chase & Co's Global Chief Information Officer (CIO) and a member of the operating committee. In charge of the company's global IT infrastructure and systems, she oversees a $14bn budget and the 55,000-plus technicians who work for JPMorgan Chase's asset & wealth management, retail, and wholesale operations. She co-chairs the organisation's Access Ability Business Resource Group, too.

Beer joined the company in 2014 and most recently served as the Corporate & Investment Bank's Chief Information Officer (CIO). She was in charge of a $10bn business unit, which comprised WellPoint's Specialty Products, while serving as Executive Vice President of Specialty Companies and Information Technology for WellPoint, Inc., prior to joining the company.

Beer is a member of the New York Advisory Board for Teach for America. She also serves on the boards of the University of Cincinnati Foundation

and the Lindner College of Business Advisory Council. To promote diversity in STEM fields, she has established scholarships at the Universities of Cincinnati, where she holds an honorary doctorate in commercial science, and Dayton, where she holds an honorary doctorate in science.

Beer has been recognised as one of Barron's Most Important Women in US Finance, American Banker's Most Powerful Women in Banking, and the Women's Bond Club's Merit Award recipient. Additionally, she is a National Association for Female Executives’ Women of Excellence Health Care Champion and a Computerworld Premier 100 IT Leader.

Beer is a University of Dayton graduate with a Bachelor of Science in Computer Science.

FINTECHMAGAZINE.COM 61 TOP 100 WOMEN
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Sarah Garvey

COO, Data & Analytics

Citi

https://www.linkedin.com/in/sarah-garvey-64072925

Sarah works for Citi as their Singaporebased COO for data and analytics, APAC and EMEA. Citi's goal is to be a reliable partner for its customers by offering financial services that foster development and advancement. Their primary responsibilities include protecting client assets, lending money, processing payments, and gaining access to capital markets. They have 200 years of experience assisting clients in overcoming the toughest obstacles and seizing the biggest opportunities.

For six years, she served first as the global head of data centre services and then as the head of group technology infrastructure for Deutsche, where she partnered with the Global Head of Data Centre Services/APAC Head of Group Technology Infrastructure to execute the technology strategy and transformation roadmap.

Her responsibilities span strategy, analysis and planning, financial management, people, risk and control, vendor management/procurement, and programme execution.

Between 2010 and 2017, Garvey served as the head of technology for corporate affairs, brand marketing & experience at Standard Chartered in Singapore, having previously been the head of product engineering, user experience, and employee experience there, too.

FINTECHMAGAZINE.COM 63 TOP 100 WOMEN
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Cristina Junqueira Co-Founder

Nubank

https://www.linkedin.com/ in/crisjunqueira/?originalSubdomain=br

One of the most successful female fintech entrepreneurs in Latin America, Cristina Junqueira is Co-Founder of Nubank –the largest neobank in the world.

Junqueira, who was born in Ribeirao Preto, São Paulo, Brazil, was sent to Rio de Janeiro as a young child. There, she enrolled at the Universidade de São Paulo with the goal of studying industrial engineering. After graduating, she obtained a position as an associate consultant with the Boston Consulting Group alongside completing a master's degree in economic and financial modelling. Soon after, in 2007, she enrolled in Northwestern University's Kellogg School of Management in Chicago, Illinois, where she graduated with an MBA.

Junqueira returned to Brazil after earning her MBA, working as the sector head for small and mediumsized businesses at Unibanco, the biggest private banking organisation in the nation. The post of portfolio manager was made available to Junqueira when Unibanco merged with Ita, Brazil's second-largest

private banking firm, the following year. Thereafter, Junqueira – with a thorough understanding of the nation's financial sector and a clear remit of what she wanted to change – left her position at Brazilian banking giant Ita in 2013, after five years there.

The name ‘Nubank’ was chosen by Junqueira and her business partner to describe their endeavour. Though having a phonetically similar sound to the word ‘new’, ‘nu’ also denotes ‘nude’ in Portuguese. This exemplifies the founders' principles of building a trustworthy company. In December 2021, Nubank submitted an IPO application and started trading publicly on the New York Stock Exchange.

FINTECHMAGAZINE.COM 65 TOP 100 WOMEN
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