SOURCE 2021 fishergerman.co.uk
S upporting your house move see page 8 S elling by online auction see page 40 Thinking of moving to the countryside? see page 45
6 A handsome farmhouse with a holiday let barn conversion
18-21 New homes
31
Supporting you through the home moving process
8-9 A delightful 4 bedroom property in an idyllic setting
20
Selling by online auction
PAGE 2 | SOURCE 2021
A charming amenity farm located in a desirable rural setting
24-27 Recently sold properties
38
Home working
34
A substantial and beautifully presented family home
40-41
10
Stunning Grade II Listed former coach house set in a rural location
43
A stunning & unique Grade II Listed family home in a rare location
45 Thinking of moving to the countryside?
Welcome
to the latest edition of Source
Most of us monitor property market headlines. If you own a home, are selling a home, or trying to buy a home, you probably feel that you need to keep up to date with how the market is performing. Headlines by their very nature tend to be eye-catching, and over the last eighteen months we’ve had a fairly confusing array to take in; however, it’s pretty clear that the market has been performing very well. Prices have risen and many of us have moved to, or are hoping to move to, more rural areas.
Perhaps the most pressing question for home buyers is whether the market is stable. In the past, a period of increased transactional activity and price rises has usually been followed by a fall in both. This time, however, there is a very good argument to say that it’s different – very different. I think that the key factor is affordability. Principally, how much of your income does it take to service your mortgage? At the moment, despite price rises, the percentage of income used to pay mortgages is consistent with a stable market. Historically, every market crash in recent memory has been preceded by affordability becoming seriously compromised and unsustainable, and then of course the inevitable happens. Lessons have also been learned about irresponsible lending and stresstest measures put in place before a loan is made. Market pundits have speculated that prices could and probably will rise by another 12% but, critically, these price rises can happen without upsetting affordability ratios. We are also seeing very strong activity in the new homes market. House builders are confidently investing in land for development to try and meet demand. On page 18 we consider the market for new homes and showcase a few of the sites we are currently offering. My note of caution is that affordability is firmly connected to interest rates. Interest rates are in turn dependent on inflation rates. We are already seeing some inflationary spikes,
but thus far we are not seeing or anticipating sustained inflationary pressure and we probably won’t see sustained pressure for the next few years as the economy begins to stabilise. When we see interest rates starting to climb, we can take comfort in the mortgage stress test that requires borrowers to be able to meet their commitments even if interest rates rise 3% higher than their currently agreed rate. We have also had a new and very powerful driver in the property market. I mentioned it earlier: that desire to move for more living space, for a larger garden and for a better quality of life. As remote or hybrid working appears to be becoming embedded not just as a feature of the pandemic, but as a new way of working in an economy that is doing well, there appears to be a constant flow of people wishing to follow their pioneering friends and colleagues out of town and into the country. For those already in the country, they now have the option to move further away from transport links. So, welcome to our latest edition of Source. We specialise in the sale of houses that people really want to buy in locations people really want to move to. There is a lovely selection of properties for you to browse through, and some handy articles and links to information to consider. Please turn to page 4 for contact details of our team of dedicated people ready to guide you to your new home.
Alasdair Dunne, Head of Residential Sector alasdair.dunne@fishergerman.co.uk
fishergerman.co.uk | PAGE 3
Your key contacts... Ben Longstaff
Tom Dennes
Ashby de la Zouch
Banbury and Thame
07917 064657
07587 033061
ben.longstaff@fishergerman.co.uk
tom.dennes@fishergerman.co.uk
Matthew Davis
Christian Sanders
Thame
Worcester, Bromsgrove and Hereford
07880 385037
07799 697791
matthew.davis@fishergerman.co.uk
christian.sanders@fishergerman.co.uk
Molly Dickson
Rachel Ashworth
Bedford
Doncaster and Newark
07741 264143
07855 077152
molly.dickson@fishergerman.co.uk
rachel.ashworth@fishergerman.co.uk
Michael Harris
Mitchell Glassey
Chester
Stafford
07870 961711
07974 629834
michael.harris@fishergerman.co.uk
mitchell.glassey@fishergerman.co.uk
Caroline Jarvis
Daniel Hayhurst
Market Harborough
Knutsford
07817 119505
07810 378187
caroline.jarvis@fishergerman.co.uk
daniel.hayhurst@fishergerman.co.uk
Matthew Allen
Ella Pearson
National Country Agency Team
New Homes Agency
07810 378190
07580 323827
matthew.allen@fishergerman.co.uk
ella.pearson@fishergerman.co.uk
Richard Gadd
Stuart Flint
National Country Agency Team
National Country Agency Team
07966 481487
07501 720422
richard.gadd@fishergerman.co.uk
stuart.flint@fishergerman.co.uk
PAGE 4 | SOURCE 2021
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Ashby de la Zouch 01530 410840 centralagency@fishergerman.co.uk
Residential and Rural PLEASE CHECK THAT ALL Estate Agency OFFICES ARE ON HERE AND WHERE YOU WANT THEM
10
2 Banbury 01295 271555 banburyagency@fishergerman.co.uk 3
Bedford 01234 823661 bedfordagency@fishergerman.co.uk
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Birmingham Canterbury Chester 01244 409660 chesteragency@fishergerman.co.uk
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High Wycombe Hungerford Knutsford 01565 757970 knutsfordagency@fishergerman.co.uk
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…and where to find us... 17
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London Market Harborough 01858 410200 marketharboroughagency@fishergerman.co.uk
Newcastle Richmond Rossendale Rotherham Stafford 01785 257011 staffordagency@fishergerman.co.uk
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Exeter Glasgow Head Office Hereford 01432 802545 herefordagency@fishergerman.co.uk
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Doncaster 01302 243930 doncasteragency@fishergerman.co.uk
Newark 01636 642500 newarkagency@fishergerman.co.uk
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Cwmbran
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Southampton Thame 01844 212004 thameagency@fishergerman.co.uk Worcester 01905 726220 worcesteragency@fishergerman.co.uk National Country Agency Team 020 7870 7799 ncat@fishergerman.co.uk
…and where to find us /company/fisher-german-llp @FisherGerman @fisher_german /FisherGermanLLP/
A handsome farmhouse with a holiday let barn conversion Longnor, Staffordshire
Click to find out more
• • • • • • • • •
5 bedroom farmhouse 4 bedroom barn conversion Traditional barn and workshop Traditional stone-built range Stone field barn and other buildings About 42 acres of grazing land About 44.37 acres in all Superb views Grade II Listed
£
Guide price – £1,200,000 Ashby: 01530 410840
PAGE 6 | SOURCE 2021
Coventry, Warwickshire A substantial 7 bedroom house • • • • • • • •
£
For Sale by Informal Tender Entrance hall, reception room Sitting room, dining room Kitchen/breakfast room, utility room 7 first floor bedrooms, 3 bathrooms Attic rooms and shower room Gardens to the front and rear EPC Rating E
Offers over £900,000 Banbury: 01295 271555
Click to find out more
Hadley Heath, Worcestershire A charming black and white detached period cottage • • • • • • • •
£
3 first floor bedrooms, family bathroom Drawing room, dining room Kitchen, pantry Rear hall with utility and bedroom 4 off Triple garage with store over Garden, paddock In all about 0.39 acres (0.16 ha) EPC Rating G
Guide price – £465,000 Worcester: 01905 726220
Click to find out more
Lower Boddington, Northamptonshire A charming detached period cottage • • • • • • • •
£ Click to find out more
Reception hall/family room Sitting room, kitchen/breakfast room Sitting room/bedroom 4 Utility room, ground floor shower room Master bedroom with en suite 2 further bedrooms, family bathroom Detached garage, off-street parking EPC Rating E
Guide price – £665,000 Banbury: 01295 271555
fishergerman.co.uk | PAGE 7
Supporting you through the house-moving process It is well documented that moving house can be quite stressful. Whether buying or selling, there are numerous decisions to be made and variables to take into consideration. If you are planning to sell, there are choices to be made about marketing the property, setting a guide price, the method of sale and negotiating offers. There are many, often complex legal and financial matters that need careful deliberation. There are also practical considerations; some physical preparations may be needed before marketing a property, and of course there are many practicalities in preparing for moving day. The first step towards a successful move is carefully selecting your advisors. In addition to instructing your estate agent, you will need to select your solicitor and perhaps consult with your bank manager, financial advisor and maybe a mortgage lender. Your estate agent will advise you on the method of sale. Private treaty is the most common method; however, there are alternatives which could be appropriate in some circumstances. Depending on your requirements, the nature of your property and your timeframe, a sale by either informal tender or by auction may be more suitable.
Online auctions can be incredibly successful when used in the right circumstances – you can read a little more about Fisher German’s online auctions on page 40. Setting an appropriate guide price and successfully marketing your property is paramount to achieving a successful sale.
Your agent should approach the pricing strategy using a blend of mathematical analysis of recent sales achieved, deep knowledge of the current market, and an understanding of buyer trends and the emotions that drive the desire to make an offer on a property. Marketing should be multifaceted, with an understanding of the myriad
Don’t just take our word for it: Please read on for some recent reviews left by our happy clients across the UK…
You were always on top of your brief, making me feel as though I was always top of your list (even though I knew deep down I was only one of many), but you managed to make me feel you understood the buyer’s and the client’s needs and were able to align the two.
PAGE 8 | SOURCE 2021
Absolutely delighted with the service from Fisher German. They were efficient, professional and always contactable. Everybody was friendly and I really appreciated the personal approach when discussing my property. I would definitely recommend to anybody.
Moving house is never truly stress free and ours was no exception I can tell you! However, the back-room team went above and beyond to get the actual exchange/completion done, oiling the clunky solicitor machinery in our chain of five spread across the UK. Special thanks to Susan – I think we would have given up at one point had she not been there to see it through.
ways people search for a new home. Internet listings, press adverts, PR, social media and targeting specific potential purchasers are just a few strategies that should be utilised. A first-rate marketing strategy should stimulate interest, encourage viewings, and hopefully secure the very best price for your property. Your agent should also offer advice on what physical preparations could ideally be undertaken before selling. Minor cosmetic improvements, decorating, decluttering or using a professional ‘home staging’ company are all possibilities, and can often positively influence sales prospects and price achieved. Your agent will keep you apprised of offers made, and of the buyer’s current position. Are they a cash buyer, or do they need to raise finance? Do they have a property to sell? Are they in a chain and, if so, how long is it? How quickly do they want or need to exchange
contracts? This should all be taken into consideration when deciding which is the best offer for you to accept, and your agent will help with deliberations and negotiations. After you have selected and accepted the best offer, your agent should be able to swiftly issue a memorandum of sale to all parties and their solicitors. Pre-contract enquiries will be raised by the purchaser and a survey will take place. Throughout the legal process, your agent should carefully manage the sale progression process to ensure a smooth route to the legal exchange of contracts, keeping you informed at every stage. It is clear that choosing your advisors is incredibly important, allowing you to proceed with confidence at every stage of the process and ensuring a timely conclusion on the best possible terms.
Fisher German are trusted to provide reliable and carefully considered expert advice. We have many years’ experience and a huge breadth of knowledge, and we pride ourselves on providing an impeccable service. We are perfectly placed to guide you through the house-moving process, aiming to reduce your stress as much as possible whilst achieving the best sale for you. If you would like to discuss your own home-moving plans we would be delighted to help – you can get in touch using any of the contacts on page 4.
Nothing was ever too much trouble and Mitchell would phone up on a regular basis to update us. We quickly achieved several ‘above asking price’ offers, and I have no doubt this is down to Mitchell’s hard work and focus. William then took over and handled the sale through to completion, ensuring things ran smoothly for our buyer. An amazing estate agent and I can wholeheartedly recommend.
Our House Moving Handbook aims to offer clear, practical advice on selling a property, expanding on the issues touched upon in this article and including an overview of key documentation and a helpful glossary of common terminology. Please click here to view
Very pleased with the service provided by Fisher German. The agents thoroughly examined the house and gardens and provided a sensible valuation considering the upgrading required. Their terms and conditions were straightforward and their marketing of a high standard. During the sales process, the agents were readily available and contactable, and when not, always replied promptly to any left messages. They were most helpful as a go-between for vendor, purchaser and solicitor enquiries, easing the sales process to a timely conclusion.
Comments taken from Google reviews
fishergerman.co.uk | PAGE 9
A charming amenity farm located in a desirable rural setting Maidford, Northamptonshire
Click to find out more
• • • • • • • •
5 bedroom Edwardian farmhouse Brick carport with planning permission Delightful landscaped gardens Range of buildings Attractive rolling paddocks Delightful copses and mature trees In all about 39.46 acres (15.97 ha) EPC Rating E
£
Guide price – £1,500,000 Banbury: 01295 271555
PAGE 10 | SOURCE 2021
Lower Withington, Cheshire A period farmhouse requiring full modernisation • • • • • • • •
£
Porch and staircase hall Drawing room, dining room, kitchen Rear hall, utility, cellars 3 double bedrooms Family bathroom Grounds in all approx. 0.45 acres In need of full renovation EPC Rating TBC
Guide price – £575,000 Knutsford: 01565 757970
Click to find out more
Heather, Leicestershire An imposing Grade II Listed Hall with accompanying Lodge • • • • • • • •
£
Extensive restoration works ongoing Fabulous architectural features Plans for an extensive living kitchen Plans for underground leisure complex The hall extends to circa 8,000 sq.ft Coach house and former riding school 4 bedroom lodge with garaging Extending to about 30.61 acres in all
Price on application Ashby: 01530 410840
Click to find out more
Colton, Staffordshire A striking Georgian residence • • • • • • • • •
£ Click to find out more
Grand reception hallway Drawing room Dining room Sitting room, bar Breakfast kitchen with pantry 12 en suite bedrooms Large attic room, office Gardens and grounds about 1.26 acres Grade II* Listed
Guide price – £995,000 Stafford: 01785 220044
fishergerman.co.uk | PAGE 11
National Country Agency Team The knowledge and expertise provided by your local office is complemented and enhanced by our National Country Agency Team. Specialising in the sale of complex and higher value property, the National Country Agency Team can provide additional market insight, technical expertise and guidance to chart a clear path through the myriad and often complex factors that could be influential in the sale. The team are focused on unlocking additional value by formulating, and then implementing, the best strategy to create the highest possible sale price for country houses, farms and estates. Local and regional buyers are the largest group of potential purchasers for most properties and our regional offices will cover this group comprehensively. However, where properties are unique and in short supply, experience demonstrates that buyers often have much wider search areas. Our ability to promote and
PAGE 12 | SOURCE 2021
market your property to reach a national market can add a valuable advantage to your sale. The National Country Agency Team will be responsible for co-ordinating the London exposure of your property which is augmented utilising LonRes, recognised as the premier network and data source for over 6,000 leading agents working in London. By instructing Fisher German, you are connecting your property to the best possible network of London buyers who are relocating out of the capital, and at no extra cost to you. Current estimates suggest that the LonRes network has in excess of 100,000 active buyers, many of whom are selling in London and relocating to the countryside. Finally, in addition to delivering the very best job, we want you to enjoy working with the National Country Agency Team; a personable and collaborative approach is very important to us.
If you feel that your property sale might benefit from the expert insight of the National Country Agency Team, please call 0207 870 7799 or email ncat@fishergerman.co.uk
A stunning detached Cotswold stone Arts and Crafts family home Cleeve Prior, Worcestershire
Click to find out more
• • • • • • • •
Drawing room and dining room Garden room and breakfast room Kitchen with walk-in larder Utility room with separate cloakroom 6 bedrooms 2 bathrooms Garage and gardens EPC Rating E
£
Guide price – £1,150,000 Worcester: 01905 726220
fishergerman.co.uk | PAGE 13
Rossett, Wrexham A high specification barn conversion • • • • • • • • •
£
4 double bedrooms 3 bath/shower rooms Family kitchen with vaulted ceiling Sitting room and utility room Treble garage with home office Substantial stabling and summer house Parking, gardens and paddock Extending to about 9.6 acres EPC Rating E
Offers over £1,250,000 Chester: 01244 409660
Click to find out more
Church Mayfield, Staffordshire A delightful barn conversion within the village of Mayfield • • • • • • • •
£
Breakfast kitchen with Aga 2nd kitchen/art room Large formal sitting room Dining room 4 bedrooms, 3 bathrooms Detached double garage Delightful gardens EPC Rating C
Offers in excess of £750,000 Ashby: 01530 410840
Click to find out more
Barford St Michael, Oxfordshire A well presented cottage with lovely gardens • • • • • • • •
£ Click to find out more
PAGE 14 | SOURCE 2021
Sitting room, dining room & study Kitchen breakfast room & utility room Cloakroom & boot room Bedroom with en suite shower room 2 further double bedrooms and bathroom Covered car port & further parking Cottage garden (about 0.2 acres) EPC Rating D
Guide price – £685,000 Banbury: 01295 271555
A charming cottage with enchanting south facing gardens Epwell, Oxfordshire
Click to find out more
• • • • • • • •
Sitting room and dining room Snug/study room Kitchen and breakfast room Rear hall/boot room Four bedrooms Family bathroom and shower room Eating terrace and south facing garden Off road parking
£
Guide price – £695,000 Banbury: 01295 271555
fishergerman.co.uk | PAGE 15
Great Glen, Leicestershire A family home in a secluded spot on the edge of Great Glen • • • • • • • •
£
Live-in kitchen and utility room Dining room and snug Master bedroom with en suite bathroom Guest bedroom with en suite 4 further bedrooms and 2 bathrooms Private courtyard and lawned gardens Separate double garage EPC Rating D
Guide price – £1,750,000 Market Harborough: 01858 410200
Click to find out more
Mostyn, Holywell An impressive Grade II Listed Georgian residence • • • • • • • •
£
Imposing entrance hall 2 reception rooms Wonderful family kitchen with AGA 6 bedrooms 3 bath/shower rooms Boot room, cloakroom and utility room Gardens extending to about 0.67 acres Grade II Listed
Guide price – £750,000 Chester: 01244 409660
Click to find out more
Malvern, Worcestershire Stunning Grade II listed townhouse • • • • • • • • • •
£ Click to find out more
PAGE 16 | SOURCE 2021
Well proportioned property Period features Far reaching views across Severn Valley Covered balcony to two sides Bedroom with en suite 2 further bedrooms Sitting room, dining room, office Shower room, loft room, games room 2 bathrooms, cloakroom Grade II Listed
Guide price – £599,500 Worcester: 01905 726220
A handsome five bedroom property set within a charming village Bitteswell, Leicestershire
Click to find out more
• • • • • • • •
Dining room and sitting room Kitchen and utility room Master bedroom with dressing room 4 further bedrooms 2 bathrooms and upstairs WC Pool room, studio and games room 2 stables with adjoining greenhouse EPC Rating E
£
Guide price – £995,000 Market Harborough: 01858 410200
fishergerman.co.uk | PAGE 17
Image taken from Oakwrights show home as an example for Rotherby Manor
New Homes There is no doubt that new home sales were a significant contributor to very high transactional volumes recorded in 2020, and demand continues apace in 2021, with new homes registrations at a 14-year high in Q2 2021. The government’s mortgage guarantee scheme for homebuyers with smaller deposits (launched in April 2021), means that more people have access to mortgages without the need for prohibitively large deposits, which is undoubtedly improving the access to home ownership and positively impacting the new homes market. Housebuilders are also adapting to changing priorities resulting from the pandemic, with studies or office areas becoming an increasingly standard feature, making a new build property an appealing prospect for many purchasers. Fisher German have a specialist new homes team to help purchasers looking to buy new properties, and some of our current new homes can be seen to the right.
For further information... ...on anything you’ve read on these pages or to enquire about the properties featured please get in touch with Ella Pearson on 07580 323827 or ella.pearson@fishergerman.co.uk PAGE 18 | SOURCE 2021
Elms Farm Barns
Meadow Rise
Rotherby Manor
Bretton, Flintshire Galdo Developments Ltd
Alfrick, Worcestershire Cotswold Oak
Frisby-on-the-Wreake, Leicestershire Bowbridge Homes
An exclusive development of 4 sympathetically converted high-specification two-, three- and five-bedroom barn conversions set in a pretty village location.
A distinct collection of 21 two-, three- fourand five-bedroom homes on the edge of the Malvern Hills, within the lively and sought-after village of Alfrick.
An exciting opportunity to buy one of eight custom build plots, a stunning oak-framed home designed by the purchaser and built by Oakwrights in partnership with Bowbridge Homes
Chester: 01244 409660
£
Prices from £400,000
Worcester: 01905 726220
£
Prices from £275,000
Market Harborough: 01858 410200
£
Prices from £250,000
Hallow Leas
Westbury Fields
Dieu Brook
Hallow, Worcestershire Piper Homes
Westbury, Buckinghamshire Browns Developments Ltd
Whitwick, Leicestershire Jack Loggin Ltd
Set around a private close and backing onto pasture land, Hallow Leas offers a wide choice of two-, three- and four-bedroom homes. Available across no fewer than ten different designs.
Hidden away down a private lane, Westbury Fields comprises 4 outstanding family homes with elegant façades, all with gated driveways and double garages with studios above.
An exclusive collection of just seven 3 and 4 bedroom detached houses located in the village of Whitwick, ideally situated for local amenities and road links.
Worcester: 01905 726220
£
Prices from £305,000
Banbury: 01295 271555
£
Prices from £1,100,000
Ashby: 01530 410840
£
Prices from £315,000
Lower Icknield Way
Bluebell Walk
The Saplings at Lawnswood
Chinnor, Oxfordshire Icknield Homes
Leigh Sinton, Worcestershire Bromford Housing
Tatenhill, Staffordshire Cameron Galliers
A stunning brand-new executive four double bedroom detached family home situated within a popular Oxfordshire village.
A collection of 31 two-, three- and fourbedroom houses built by Bromford Housing and set in the charming village of Leigh Sinton.
The Saplings is a stunning collection of 60 new homes by Cameron Homes, within the Branston Locks development on the edge of Tatenhill.
Thame: 01844 212004
£
Prices from £795,000
Worcester: 01905 726220
£
Prices from £227,500
Ashby: 01530 410840
£
Prices from £235,000
fishergerman.co.uk | PAGE 19
A delightful four bedroom property in an idyllic setting Medbourne, Leicestershire
Click to find out more
• • • • • • • •
Kitchen, utility and dining rooms Sitting room and living room Garden room/games room 2 double and 2 single bedrooms Family bathroom and shower room Large manège Stables, barn, piggery and shelter EPC Rating E
£
Price on application Market Harborough: 01858 410200
PAGE 20 | SOURCE 2021
Understanding Stamp Duty There is no doubt that Stamp Duty Land Tax (SDLT) is a complicated business. The initial calculation is based on a progressive format and this can then be impacted by exemptions and additions. We try to cut through the confusion so we can let people know what their tax burden is likely to be. In July 2020, in response to potential market effects of the coronavirus pandemic, the Chancellor announced a stamp duty holiday, which initially was set to run until 31st March 2021. Due to very high transactional volumes in the latter part of 2020 and early 2021, the conveyancing process was stretched nearly to breaking point, and there were also concerns that there would be a sudden dramatic drop in transactions post March when the holiday ended. As a result, the Chancellor announced as part of his March Budget that the stamp duty holiday would be extended to 30th June 2021, and also would have a tapered ending with the nil rate band set at £250,000 from July until the end of September 2021, hopefully assuaging fears of a sudden transactional drop-off.
At time of publication (September 2021), for a residential purchase that will be the only property that you own and which will complete on or before 30th September 2021, this progressive tax now starts at £250,000 as follows: ON OR BEFORE
30th
September
• Up to £250,000 – no
stamp duty to be paid
• The next £675,000 (the portion from £250,001 to £925,000) – 5%
• The next £575,000 (the portion from £925,001 to £1.5 million) – 10% • The remaining amount (the portion above £1.5 million) – 12%
For properties that fall within the above parameters that complete on 1st October 2021 or afterwards, stamp duty will be as follows: • Up to £125,000 – no ON OR AFTER
1st
October
stamp duty to be paid
2% • The next £675,000 (the portion from £250,001 to £925,000) – 5% • The next £575,000 (the portion from £925,001 to £1.5 million) – 10% • The remaining amount (the portion above £1.5 million) – 12% • The next £125,000 (the portion from £125,001 to £250,000) –
There is another distinct category of stamp duty, and that’s for non-residential or mixed-use property. Sometimes the definition of mixed use can be confusing and you should take professional advice. However, if you qualify, the stepped regime is as follows:
• Up to £150,000 –
0%
• A bove £150,000 and up to £250,000 – • Above £250,000 –
2%
5%
Our agency teams are highly knowledgeable and are often asked to provide advice about SDLT so please do get in touch with any questions you may have. To make life a little easier our website has an online stamp duty calculator to cut through the often-confusing world of SDLT and save you time – you can find it here: www.fishergerman.co.uk/stamp-duty-calculator
fishergerman.co.uk | PAGE 21
A village house blending period and contemporary accommodation Kniveton, Derbyshire
Click to find out more
• • • • • • • •
3 reception rooms and study Living-dining kitchen, utility room 2 ground floor WCs and cellar Master bedroom suite 5 further bedrooms Double garage and sheds About 7.25 acres of land in total EPC Rating E
£
Guide price – £1,600,000 Ashby: 01530 410840
PAGE 22 | SOURCE 2021
Staverton, Northamptonshire A rarely available country property, in a rural setting • • • • • • • •
£
A 6 bedroom detached family home Detached garage, stores and parking 2 bedroom barn conversion Range of buildings and stables Q class planning for barn conversion Well divided and maintained paddocks Far reaching countryside views In all about 19.9 acres available
Guide price – £1,850,000 Banbury: 01295 271555
Click to find out more
Ombersley, Worcestershire A beautifully presented detached Grade II Listed farmhouse • • • • • • • •
£
Formal dining room and drawing room Breakfast kitchen Master bedroom with en suite 3 further bedrooms Family bathroom Mature gardens In all, approx 2,841 sq ft Grade II Listed
Guide price – £895,000 Worcester: 01905 726220
Click to find out more
Sutton on the Hill, Derbyshire Spacious, high quality barn conversion • • • • • • • • •
£ Click to find out more
Extensive open-plan living kitchen Large living room 2 ground floor bedrooms, one en suite Sitting room/4th bedroom Bathroom First floor master suite Enclosed rear gardens Gravelled parking area Situated in a desirable location
Guide price – £695,000 Ashby: 01530 410840
fishergerman.co.uk | PAGE 23
Selling success SOLD
SOLD
Chester, Cheshire
SOLD
Orton On The Hill, Leicestershire
SOLD
Chearsley, Buckinghamshire
SOLD
Moreton Pinkney, Northamptonshire
PAGE 24 | SOURCE 2021
Adstone, Northamptonshire
SOLD
Winster, Derbyshire
SOLD
Upper Bentley, Worcestershire
SOLD
Nether Alderley, Cheshire
SOLD
Swalcliffe, Oxfordshire
A selection of recently sold properties SOLD
Stoke Albany, Northamptonshire
SOLD
Holmes Chapel, Cheshire
SOLD
SOLD
Long Crendon, Buckinghamshire
SOLD
Bodicote, Oxfordshire
SOLD
Hanbury, Worcestershire
SOLD
Hanbury, Worcestershire
SOLD
Cotes Heath Staffordshire
SOLD
Stone, Staffordshire
Westbury, Buckinghamshire
fishergerman.co.uk | PAGE 25
Selling success SOLD
SOLD
Belton-In-Rutland, Rutland
SOLD
Prestbury, Cheshire
SOLD
Ashorne, Warwickshire
SOLD
Penley, Wrexham
PAGE 26 | SOURCE 2021
Haddenham, Buckinghamshire
SOLD
Yoxall, Staffordshire
SOLD
Clutton, Cheshire
SOLD
Oakley, Buckinghamshire
SOLD
Evesham, Worcestershire
A selection of recently sold properties SOLD
Nether Alderley, Cheshire
SOLD
Aston, Staffordshire
SOLD
SOLD
Evesham, Worcestershire
SOLD
Gilmorton, Leicestershire
SOLD
Kirk Langley, Derbyshire
SOLD
Corwen, Denbighshire
SOLD
Cottingham, Northamptonshire
SOLD
Newton Regis, Warwickshire
Repton, Derbyshire
fishergerman.co.uk | PAGE 27
A superbly appointed country home Mobberley, Cheshire
Click to find out more
• • • • • • • • •
4 reception rooms Kitchen with orangery Master bedroom suite 3 further double bedrooms Boot room Cloak room, utility Gardens, stable yard Manège, pasture with field EPC Rating E
£
Guide price – £1,695,000 Knutsford: 01565 757970
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Malvern, Worcestershire Wonderfully light and spacious property with stunning views • • • • • • • •
£
Breath-taking far-reaching views Sitting room, library, garden room, study Kitchen with dining area, cloakroom 4 double bedrooms Bathroom, 2 shower rooms Garage, studio/loft Large terrace and gardens c 0.44 acres EPC Rating D
Guide price – £895,000 Worcester: 01905 726220
Click to find out more
Upper Longdon, Staffordshire A 6 bedroom country house set in 2.7 acres with separate cottage • • • • • • • •
£
Entrance hall, drawing room, sitting room Kitchen and formal dining room Utility area/boot room, study 6 bedrooms, 2 bathrooms, shower room Separate cottage with large double bedroom Driveway, store, formal gardens & terrace Stables and 2 grazing paddocks EPC Rating E
Guide price – £1,425,000 Stafford: 01785 220044
Click to find out more
Nuneaton, Leicestershire An outstanding Grade II* Listed mill house • • • • • • • •
£ Click to find out more
6/7 bedroom Georgian house Mill building and adjoining granary Possible development opportunities Two self-contained cottages A restaurant and office Extensive gardens and paddock land About 3.17 acres in all Idyllic rural location
Price on application Ashby: 01530 410840
fishergerman.co.uk | PAGE 29
Macclesfield, Cheshire A fantastic opportunity to acquire a stock farm in the Peak District • • • • • • • •
£
6 bedroom farmhouse Range of traditional barns Possible conversion opportunities stpp Driveway providing ample parking Situated in a wonderful position Stunning countryside views Approximately 78 acres of land EPC Rating E
Guide price – £1,100,000 Knutsford: 01565 757970
Click to find out more
Backford, Cheshire An exceptional residential and equestrian farm • • • • • • • •
£
Traditional seven bedroom farmhouse Range of traditional farm buildings Planning consent for conversion Range of modern and general buildings Stables and manège Arable land, grassland and woodland Paddocks EPC Rating F
Offers in excess of £2,300,000 Chester: 01244 409660
Click to find out more
Stamford, Lincolnshire A high specification factory conversion in a town centre location • • • • • • • •
£ Click to find out more
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Four separate living quarters Ideal home with Air B&B opportunity High specification throughout Original features retained ‘Grand Design’ style renovation Private walled south facing garden Town centre location EPC Rating D
Guide price – £1,500,000 Market Harborough: 01858 410200
A substantial and beautifully presented family home Chester, Cheshire
Click to find out more
• • • • • • • •
4 reception rooms Breakfast kitchen with double AGA Utility room and large cellar 5 double bedrooms 3 bath/shower rooms Storerooms with potential Landscaped gardens EPC Rating E
£
Offers Over - £1,300,000 Chester: 01244 409660
fishergerman.co.uk | PAGE 31
A refurbished Victorian farmhouse with equestrian facilities Brewood, Staffordshire
Click to find out more
• • • • • • • •
Entrance hall, drawing room and cellar Sitting room and study Kitchen breakfast room and utility room Master bedroom with en suite 3 double bedrooms and family bathroom Patio with views, 2 pools and 6 fields Detached barn with potential and stables EPC Rating D
£
Guide price – £995,000 Stafford: 01785 257011
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Salt Heath, Staffordshire An exceptional 4 bedroom country residence • • • • • • • •
£
Entrance hall, sitting room, office Lounge diner, family area, kitchen, utility Garden room, guest WC Master suite with dressing area & en suite 3 further bedrooms, 2 bathrooms Terrace, gardens, paddocks & woodland Jumping arena, about 14.5 acres in all EPC TBC
Offers over £1,850,000 Stafford: 01785 220044
Click to find out more
Bloxham, Oxfordshire Attractive Victorian semi-detached cottage needing modernisation • • • • • • • •
£
For sale by online auction Sitting room, kitchen 2 bedrooms Family bathroom Garden and store Planning permission to extend No onward chain EPC Rating G
Guide price – £250,000 Banbury: 01295 271555
Click to find out more
Bostock, Cheshire A spacious and beautifully presented apartment • • • • • • • •
£ Click to find out more
Private estate setting Spacious and well-presented 2 reception rooms, kitchen 2 double bedrooms, one en suite Family bathroom Resident and visitor parking, garage Approximately 1,645 sq ft. Beautifully maintained grounds
Guide price – £375,000 Knutsford: 01565 757970
fishergerman.co.uk | PAGE 33
Is working from home a more permanent fixture? Since March 2020, fluctuating lockdown restrictions have meant many people have, where feasible, adapted to working from home. It was widely anticipated that working from home would reduce productivity and threaten profit margins, and whilst this is undoubtedly correct in some circumstances, many organisations have found this not to be the case. For some businesses and for some individuals, the experience has been a positive one and productivity has been maintained or increased. In addition, the time saved by not commuting has allowed people more family time, and more time to enjoy leisure pursuits and hobbies. Where home working has proved to be a positive experience, organisations are now considering and implementing permanent flexible or hybrid working policies. The aim of this increased flexibility is to balance people’s wish to have more time at home, with some “in person” office interaction time required to maintain a healthy and productive office environment for the benefit of all stakeholders. It seems that the pandemic may have shifted working practices permanently. This long-term change in how we live day to day means there has been a huge increase in people looking to move to properties with more space, perhaps with an option to add a dedicated home office or even two.
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There are various options for adding office space at home. The overarching aim for all office areas is to create somewhere that offers a distinction between relaxing at home and working, and somewhere comfortable in which to feel productive. In smaller properties, clever use of space is needed to create an office nook in an underused area. This could be a corner or alcove of a room, a hallway or a landing, or other neglected space. To keep things neat and clutter-free, consider placing laptops, screens and filing in storage cupboards, where they can be easily hidden after the working day is over. Where space is a real premium, utilise floor-to-ceiling storage shelving to make the most of vertical space available. Areas with low ceilings, such as under stairs or in attic rooms, can lend themselves to an office set-up, and make use of an area that would otherwise be underutilised. If there is a little more space to work with, a small spare room obviously works well utilised as a home office, but there are other options to consider too. If a spare room is not available, but the solitude of having an office behind closed doors is important, garage and loft conversions are good options to consider. Planning permission is not usually required as long as the work is internal and does not relate to a listed building where additional consents may be required. Many people are surprised to learn that there is also usually no planning permission required when adding a small extension to the rear or side of a house, as such modifications are acceptable through government ‘permitted development rights’. For
example, a rear single-storey extension of up to 8m on detached houses is acceptable (some basic details must be submitted to the Council before development). So too is a rear twostorey extension up to 3m in length or a single-storey side extension up to half the width of the existing house! Terraced houses have smaller permitted extension sizes. Such extensions are ideal for housing a home office. Another popular option for a home office that gives a little more distinction between work and leisure time is a garden building. Similarly to the above, permitted development rights usually allow a new building in your garden curtilage which can be up to 50% of your garden area so long as it is singlestorey and not sited forward of the front elevation of the house. There are of course exceptions to permitted development rights for various reasons including listed buildings, conservation areas, Areas of Outstanding Natural Beauty and National Parks, and there may also be other restrictions and regulations that would need to be satisfied before commencing work. Therefore, irrespective of whether you are planning to convert an area of your current home, or extend your property in some way, it is always advisable to consult the local planning authority before starting any work. It’s likely that the desire for a home office is here to stay. So, whether you are looking at how to maximise interest in your property when selling, or are planning to stay put and enjoy your house for a little while longer, a designated home working space is certainly a useful addition.
fishergerman.co.uk | PAGE 35
Oakamoor, Staffordshire A tastefully refurbished 4 bedroom Grade II Listed mews house • • • • • • • •
£
Kitchen breakfast room Living room, dining room/snug, laundry Master bedroom with en suite Guest bedroom with en suite Two further double bedrooms, bathroom Front garden with terrace Rear gardens, decked area, summer house Grade II Listed
Guide price – £495,000 Stafford: 01785 220044
Click to find out more
Bishampton, Worcestershire A beautifully presented Grade II listed period property • • • • • • • •
£
Drawing room, dining room, family room Breakfast kitchen, utility room Living room with guest suite over Master & guest bedroom with en suite shower 2 further bedrooms, family bathroom Garaging with large home office over Lovely mature and private gardens Grade II Listed
Guide price – £1,100,000 Worcester: 01905 726220
Click to find out more
Thame, Oxfordshire A delightful two bedroom semi-detached property • • • • • • • •
£ Click to find out more
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2 double bedrooms Benefiting from an en suite shower Family bathroom Contemporary kitchen Private parking No onward chain Close to local amenities EPC Rating C
Guide price – £350,000 Thame: 01844 212004
An opulent six bedroom extended and refurbished Victorian house Barlaston, Staffordshire
Click to find out more
• • • • • • • •
Galleried hall Dining room, drawing room Living room Kitchen family room and utility room Playroom, guest WC Study, office 6 double bedrooms EPC Rating G
£
Guide price – £1,695,000 Stafford: 01785 220044
fishergerman.co.uk | PAGE 37
A stunning & unique Grade II Listed family home in a rare location Long Crendon, Buckinghamshire
Click to find out more
• • • • • • • •
Arranged over 3 floors Bespoke kitchen Dining room with family area Drawing room with fireplace 4 double bedrooms Family bathroom Rear gardens and driveway Grade II Listed
£
Offers in excess of £1,650,000 Thame: 01844 21200
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Gresford, Wrexham A substantial country property • • • • • • • •
£
4 reception rooms Breakfast kitchen and separate utility 6 bedrooms, 2 bathrooms, WC Triple garage, workshop Outbuildings Link detached annexe Established private gardens EPC Rating C
Guide price – £1,250,000 Chester: 01244 409660
Click to find out more
Shangton, Leicestershire An idyllic single storey barn conversion with wonderful rural views • • • • • • • •
£
Large open plan kitchen Utility, cloakroom and study Master bedroom suite Three further bedrooms with en suites Garage, workshop and stabling One bed annex Wonderful setting with rural views EPC Rating C
Guide price – £1,500,000 Market Harborough: 01858 410200
Click to find out more
Stanthorne, Cheshire A substantial Victorian detached house • • • • • • • •
£ Click to find out more
5 reception rooms 6 bedrooms Detached 2 bedroom apartment A range of outbuildings Stables and manège Set within approx. 10 acres Garaging and parking EPC Rating D
Guide price – £1,000,000 Knutsford: 01565 757970
fishergerman.co.uk | PAGE 39
Online auctions Do you remember when you first clocked eBay as a new-fangled way of buying and selling goods? From its beginnings in the UK in 1995, it very quickly gained traction and is now one of the world’s largest marketplaces with over 800 billion items for sale on the site and over 162 billion users worldwide (figures from 2019). When it started you may have been rather sceptical, but even if you haven’t put your toe in the water to sell using eBay, many of us will have bought through the online platform and don’t give it a second thought now; it’s part of our daily lives. Fisher German have a long track record of selling property, land and farm machinery by traditional auction. A venue is booked, a date chosen, and everyone gathers in the Crown & Anchor at 6.30pm on a Wednesday night and crowds into a function room to try to bid for their dream home. After furious bidding in a frenetic environment, the property is sold. Although a traditional auction suits some, it can be daunting for many potential purchasers.
Every now and then a new way to buy and sell comes along, and this is true for the property industry with the arrival of Online Auctions. Fisher German are always looking for innovative ways to work and two years ago partnered with an Online Auction platform to offer individual lots for sale. We have never looked back, and nor have our clients. We regularly achieve exceptional results for our clients through competitive bidding, on average 20% over the guide price but with some astonishing results in recent months. One such recent sale was a modest cottage in Knutsford which our Knutsford office listed for sale by Online Auction with a guide price of £245,000. Acting for executors, there was a desire for a transparent process to ensure a sale was secured in a fixed timescale. 43 viewings later, and having declined a preauction bid in the early £300,000s, the cottage finally sold for £461,000, an astonishing 88% over the guide price. To say the executors were thrilled is an understatement!
41 Chelford Road, Cheshire
Guide price: £245,000
£
Sold price: £461,000
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The beauty of this process is that we market the property in the normal way but, from the client’s point of view, rather than taking pot luck
Astwith, Derbyshire
A period mid-terraced cottage set amongst a 0.3 acre plot in an accessible location
£
Online Auctions are not just for residential sales; they can work equally successfully for commercial lots, development land, redundant buildings or parcels of land. Our Doncaster office used the Online Auction method for the sale of a parcel of 6.7 acres of pastureland near Retford. It was surplus to requirements for the landowner and, as a charity, they needed to demonstrate that they had secured the best possible sale price in a transparent transaction. Two potential buyers were identified prior to marketing and, to ensure a fair sale, Online Auction was the chosen method of sale. The guide price of £42,500 was quickly a distant memory as the bidding soared to an eyewatering £195,000, and the land was sold when the virtual hammer dropped as the timer on the sale went to zero. The contractual exchange had taken place, and completion followed 28 days later. Another thrilled client.
SOLD
A charming cottage in need of total renovation, with outbuildings and land, with views to Hardwick Hall
£
Guide price: £290,000
£
Sold price: £472,500
SOLD
For further information... If you are interested in finding out more about selling by Online Auction, please contact Tom Dennes on 07587 033061 or tom.dennes@fishergerman.co.uk
with who may turn up to your pre-booked venue, we have immediate access to online data to determine how many buyers have registered an interest and therefore advise on the likely success of the sale. And as the buyer, what’s in it for you? Well, you can do all your research by studying the legal pack in the online data room; and when it comes to bidding, you can do so from the comfort of your own home, sitting around the laptop with other family members and watching the bids being submitted on screen. As the reserve is met, the screen tells you; and any subsequent bid resets the timer for five minutes, allowing you plenty of time to discuss your next bid with those around you. When you’re waiting to see if you’ve got it, five minutes can feel like an age! But if you are the successful buyer, when the timer goes to zero, that’s the exchange of contracts. This offers more security than the more common private treaty sale, where getting to exchange of contracts can sometimes be quite a long and fraught process. We are confident that selling by Online Auction is the way forward for many clients. A property doesn’t need to be falling down or condemned to qualify. Give us a call and we can talk about what you’ve got to sell and how the Online Auction process can work for you. While we don’t pretend that this will be the new eBay, we can see significant growth in this method of sale – be part of the success story!
Gresford, Cheshire
Farndon, Cheshire
An attractive Georgian property with large gardens, rural views with scope for improvement
£
Guide price: £250,000
£
Sold price: £410,000
SOLD
A traditional Cheshire brick-built end terrace cottage, along with a large adjoining plot for 1 residential dwelling, in all 0.5 acres
£
Guide price: £425,000
£
Sold price: £580,000
SOLD
fishergerman.co.uk | PAGE 41
Holmes Chapel, Cheshire A productive farm with two farmhouses and a range of farm buildings • • • • • • • •
£
An attractive 4 bedroom farmhouse 4 bedroom farmhouse and paddock Modern and traditional farm buildings Planning consent for redevelopment About 107.4 ac arable and pastureland About 5.4 ac permanent pasture land In a secluded and semi-rural location Available as a whole or in up to 6 lots
Guide price – £3,150,000 Knutsford: 01565 757970
Click to find out more
Moreton, Oxfordshire A detached barn with planning permission for conversion • • • • • • • •
£
Proposed accommodation to comprise: 3 bedrooms Large kitchen/dining/sitting room Utility room, cloakroom & boot room Large enclosed garden Off road parking Semi-rural location Stunning views
Offers in excess of £330,000 Thame: 01844 212004
Click to find out more
Kilby, Leicestershire A luxurious modern equestrian property • • • • • • • •
£ Click to find out more
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3 reception rooms Large live in kitchen 5 bedrooms, 5 bathrooms Quadruple garage block Self contained one bedroom annexe 9 stables, tack room, stores, manège Paddocks and grounds circa 41 acres EPC Rating C
Guide price – £2,225,000 Market Harborough: 01858 410200
Stunning Grade II Listed former coach house set in a rural location Severn Stoke, Worcestershire
Click to find out more
• • • • • • • •
Dining hall and drawing room Breakfast kitchen Master bedroom with en suite 3 further bedrooms with en suites First floor study Private gated drive Garage and parking Grade II Listed
£
Guide price – £795,000 Worcester: 01905 726220
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Tarporley, Cheshire A recently developed high-specification barn conversion • • • • • • • •
£
Superb open-plan family dining kitchen Sitting room, lounge, dining room Utility room and separate pantry 4 double bedrooms, 3 bath/shower rooms Approximately 3,418 sq ft Agricultural land, formal gardens About 9.76 acres in all EPC Rating C
Guide price – £1,175,000 Chester: 01244 409660
Click to find out more
Whiston, Stoke-on-Trent A charming 3 bedroom refurbished former pub • • • • • • • •
£
Drawing room, kitchen breakfast room Dining room, family area, study/playroom Master bedroom, en suite 2 double bedrooms, shower room Office area with store room and toilets Vast multi purpose room Patio, garden area, manège and car park EPC Rating C
Guide price – £750,000 Stafford: 01785 220044
Click to find out more
Oakley, Buckinghamshire A stunning detached family home • • • • • • • •
£ Click to find out more
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3 reception rooms Kitchen/dining/family room Utility room 5 double bedrooms family bathroom and 2 en suites Paddock of about 3.5 acres Select gated development EPC Rating C
Guide price – £1,350,000 Thame: 01844 212004
Thinking of moving to the countryside? As Alasdair, the head of our residential sector, mentioned in his introduction to this magazine, changed working practices as a result of coronavirus and lockdowns have led to a fairly dramatic increase in the number of people looking to move away from cities to quieter countryside areas. This can be quite a big change, so there are some things to consider if you are thinking of taking the leap.
How remote? Many of our buyers are understandably drawn toward the tranquillity of a truly rural location but, of course, they need to consider the practicalities of being some distance from the nearest shop or a mobile mast and a good internet connection. These things can be easily planned for, and we are on hand to help with those considerations, but newly initiated country dwellers may find it takes a little getting used to. Perhaps you’ve set your heart on a village or small town house with amenities and just need to consider how large a range of services you need. A pub could be considered an essential component of country life, so too a tearoom, and maybe even a small supermarket. Perhaps your vision is a hamlet which may or may not have a pub. Working out what you need requires some market research and probably a number of trips to the area you’re considering to help you create your ‘must have’ lists. Perhaps most importantly, you will need advice from your friendly local estate agent!
Home practicalities One of the lures of country living is increased space, both inside and out. If you’re trading from an apartment in town to a significant
country property, it’s worth being mindful of the increased costs and time a large house takes to run. A garden is a great addition for families and land extending to several acres can provide some great opportunities so long as you accept that it will need some thought and perhaps management or investment to maintain it correctly.
The commute Naturally, moving to the country will necessitate a longer commute and so proximity to good transport links, whether fast roads or train stations, is often an important consideration. In truth, many people are surprised that they can reach towns and cities in surprisingly short times and as so many can now work from home the commute may no longer be the daily challenge it once was. It is still useful to find out the probable timings for accessing stations or main roads if you are likely to have to commute more than once a week.
Schooling If schooling is a consideration, this requires some careful research. Will you be planning to drop-off daily, are you hoping they can take advantage of a school bus, or will your children be boarding? Is the school you are
hoping for over-subscribed? Does it have a good Ofsted report? Proximity to good schools understandably effects property prices but the extra cost may well be very easy to justify.
Culture Those keen on the cultural pursuits offered by the big city may feel hesitant to give them up even if the lure of a countryside idyll is strong. However, increasingly many small towns and villages are developing their cultural offerings with literary festivals, musical events, outdoor cinemas and theatre productions. If culture is important to you, check the local events calendar of any area to which you are considering moving. Social media often provides a superb link to local groups and activities to help you understand what’s on offer.
Many of the properties featured in this magazine are located within stunning countryside, pretty villages or peaceful hamlets. Our local teams are highly knowledgeable about the areas in which they operate and can be relied upon to offer expert advice on moving to the countryside, so please do get in touch. Contact details can be found on page 4.
fishergerman.co.uk | PAGE 45
Scope of service Fisher German LLP is a leading national firm of specialist property consultants, chartered surveyors and planners, adding value to our clients through understanding, creativity and excellence. There are over 600 of us and we work out of 25 offices throughout the UK. We work for a broad range of clients in six main sectors. The heads of each sector are listed on this page together with contact numbers that you might find useful if you need advice about pretty much any topic relating to property and land.
PAGE 46 | SOURCE 2021
Alasdair Dunne
Ben Marshalsay
Residential
Development
07501 720412
07771 974322
Giles Lister
Duncan Bedhall
Utilities & Infrastructure
Commercial
07901 918867
07831 824663
David Merton
Darren Edwards
Rural
Sustainable Energy
07770 333331
07918 677571
Thinking of buying or selling? Fisher German has an extensive network offering exceptional national coverage. If you are looking to buy or sell residential or agricultural property we will be delighted to help you. Please call us on any of the local office numbers on page 5 or email: property@fishergerman.co.uk if you would like a free market appraisal or if you would like us to help you with your property search.
Source magazine is intended to be informative but further advice should be taken before decisions are finalised. Prices are correct at time of launch. Fisher German LLP has tried to ensure accuracy and cannot accept liability for any errors, fact or opinion. Date of production August 2021.
fishergerman.co.uk | PAGE 47
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