HOME OWNERSHIP AND MORTGAGE TIPS

WITH DYNAMIC MORTGAGE GROUP

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DON'T GET DISCOURAGED.

“It’s going to be a long and scary process, but you have to trust both it and people along the way. It can be difficult, but second opinions make a great difference. I encourage everybody to shop around if you can find somebody with a better rate than us. We’re still super happy that you got a better rate, because our first offer will always be our best offer.”

ADVOCATE FOR YOURSELF.

FIND SOMEBODY LOCAL.

“All of our money goes back into our local economy when you work with us. Rather than spending money with a random person down in Texas to do your mortgage, your money can go back into our community when you shop locally.”

“Ask questions. If you go somewhere and they tell you, 'This is the program that I'm going to put you in and it has this amount of extra fees added to it,' you should speak up and say if you feel this isn’t the best program for you. Don't let anybody tell you which route to go if you aren’t comfortable with your payments. It's okay to say you aren’t comfortable with a $3,000 payment, and $1,500 payments might be more in your price range.” 4

DON'T UNDERESTIMATE YOURSELF.

“If something doesn’t feel right and you want to make a difference for the better, you have to be the difference. You cannot sit and wait for things to change. You have to change because there are a lot of followers in this world. There are not a lot of doers and the world indeed needs both, but some are doers that want to make a difference.”

The duo behind Dynamic Mortgage Group has a proven track record of going the extra mile for their client base, especially when they need it most. Their reasoning for going that extra distance stems from past industry experiences that have been less than satisfying for the two of them.

“One of our clients was a veteran, and their closing date kept getting moved multiple times. Maddie and I were working on this case together, and the broker ultimately in charge kept saying that if we wait longer, then we could charge more commission, and that didn’t sit well with us. Even others were noticing that it wasn’t the right fit for us. We decided that we’d be at our happiest if we were doing this for ourselves and our clients, rather than someone else with different motives. We were terrified at first, but we knew that we could do it,” Rust said.

While admittedly intimidated by forging a new path, the two weren’t alone. “My dad owns a business as well, so he had a hand in the encouragement behind launching Dynamic Mortgage Group. He always told us that it's not going to be an overnight thing and that we need to buckle down and continue doing what we do. That advice has helped push us to places that we didn't think we could achieve. We're doing things now that we never would’ve imagined achieving,” Reuer said.

While Rust and Reuer bring significant past experience to the table, Dynamic Mortgage Group is still a relatively new company, having been founded in February of 2022. That being said, they have high benchmarks for growth in the coming years. Within the next year, Rust and Reuer anticipate an expansion to other states, including Arizona, Montana, and South Dakota. However, they vow to continue having their primary focus on North Dakota and the community that they’re proud to call home.

“In terms of how far we’ve grown, we've added so much to our profile of what we offer. When someone has come to us requesting a loan that we don’t offer, we do the research to get an offer to them, or at least get them in the right direction. While we want to continue to grow beyond North Dakota, this state will always be our main focus. We go out and volunteer, and truly enjoy having that community focus,” Reuer said.