Focus Magazine of SWFL 2011 by Focus Magazine of SWFL

JAN/FEB 2011

FO C

A New Year New Opportunities

us of S W F L

tart where you stand and never mind the past, The past won’t help you in beginning new, If you have left it all behind at last Why, that’s enough, you’re done with it, you’re through; This is another chapter in the book, This is another race that you have planned, Don’t give the vanished days a backward look, Start where you stand.

Berton Braley

â&#x20AC;&#x153;Hopeâ&#x20AC;? is the thing with feathers That perches in the soul And sings the tune without the words And never stops at all

Emily Dickinson

PETUNIASOFNAPLES.COM 852 5th Ave South | Naples, FL 34102 | 239.262.2128

of S W F L

content

FO CM a g a z i n e

- means a long and 12 Lamborghini glorious story for the Arts - One visit leaves 14 aPlace profound effect on you to learn

Collier

23 ART WALK

well-celebrated event for over two years now

one thing clear that they all did, the same, create jaw dropping sculptors

24th Annual Sand sculpting Championship

Lee

Chrysler 300 34 2011 Combining world-class accommodations with American style

37 A-THUG just ask yourself, “Don’t it ring a bell.”

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OF DANCE 32 LIFETIME attribute their energy from plenty of exercise, heathy food and taking vitamins

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30 REAL ESTATE

40 Sweet Financial Success

steps you can take to create a better financial life for you and your family

FM = more

at www.focusofswfl.com

Publisher: Ann Gordon Cover by: Michael Dean Design: Nxtmediafx.com Contributors: Daniel De Brun, MoonyMann, Dan Myricks, Chay D. Baxley, Samantha Ramos,Tami Garcia, Pilar Corona, Mai Yomioto, Kayla DaCosta, Lina Lasalle, Michael Beauchemin, Doug Heslep

Focus Magazine of SWFL is published Bi-Monthly. Articles do not necessarily reflect Focus Magazine policy. © 2010 Focus magazine of SWFL, All rights reserved. Reproduction in part or whole without permission is prohibited. Postmaster: Send all remittances and correspondences about subscriptions, undelivered copies and address changes to: Focus Magazine of SWFL at 105 Triple Diamond Blvd, Suite 101, Venice, FL 34275. Editorial, publishing and advertising offices. info@focusofswfl.com

Fashionable Events

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wishes to say...

Thanks for all of your wishes and support, 2010 has been an amazing year for us at Focus Magazine of SWFL. The year allowed us to explore newer territories and build great relationships within our sunny region. For year 2011, we resolve to take Focus Magazine to newer heights and keep listening to the most important part of Focus Magazine… “You!” Because you solve problems, participate in your neighborhood and help Southwest Florida’s presence as a place to grow, raise a family and start innovative ideals. We look forward to form strategic partnership to strengthen and take the company to newer heights. Don’t be surprised if we announce something within this year. Southwest Florida is without a doubt the best place out there; not only for the climate and location, but it’s people and we will keep building on this most important resource. Focus Magazine, also looks forward to break the boundaries and explore more of what’s out there. We take pride in exploring new paths and creating innovative ways to communicate your message, which no one has created before – thus pushing Focus Magazine to its max. This year too, we will continue leading this space and introduce some exciting new services in the coming months, becoming more than just the average publication.

We didn’t want to just create a publication that enabled readers to not only engage in local events. We really wanted our readers to have a good time by being engaged and have it be fun enough that they can use all aspects of technology by initializing the magazine and still engage their friends and family. Once we decided to move forward with the concept, we knew we wanted it to be more than just another magazine. We had many debates on how we would organize, layout and provide the several areas of delivery. After much research (asking local residents), we found that people wanted a publication that can be easy to read and be available thought several mediums. What did business want? The same, in a cost effective way that a company can communicate information by using the same mediums. That was the beginning of Focus Magazine of SWFL mindset. As it turned out, we were fortunate that readers did immediately recognize the value of Focus Magazine. Like it always has been, our focus will be on you – as Florida’s most important resource. Your input has been integral part of our strategy and we will continue to take your suggestions. Guess this sums up our plans for this year; wishing everyone a joyous and Happy New Year. We are very excited for the year ahead.

Ann Gordon

news update

In the past, businesses had two options: hire a videographer or do without and live with a static web presence and current marketing. Today, it’s easier than ever to capture video thanks to an abundance of low-cost point-andshoot digital cameras and phones. It’s now rare to find cameras or phones that shoot photos but not video, even high-end cameras from Nikon and Canon. Focus Magazine revolutionizes the publication experience with — online, video featured on the company’s new site (www.focusofswfltv.com); to not only showcase a wide range of Southwest Florida regional events, that capture the surprise, excitement, and sheer happiness of Southwest Florida; that is what we promise to deliver. Synced to our tagline “it’s about you”, Focus Magazine is a one-of-a kind publication to really leverage its resources to ensure that readers and visitors have fun and engage in Southwest Florida’s shopping, dining, entertainment and local experience. Focus Magazine will be launching it’s video channel within the first quarter of 2011, allowing users to view and include videos portraying SWFL in all its glory; of all the features Focus Magazine has released, we believe video will have the biggest impact for our readers long term. 8 FOCUS of SWFL 2011

fort myers

Special Event!

A writer. A thief. A potential million-dollar movie deal. You’ll find all the ingredients for a fun-filled family feud as two brothers enter into a tumultuous partnership that results in a ‘truly western’ standoff.

M e L

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The Sidney & Berne Davis Art Center January 26-29, & February 2, 3, 5 - TIME 8:00pm Producers of this season’s runaway hit, ‘WHO’S AFRAID OF VIRGINIA WOOLF?, The Laboratory Theater of Florida now brings you Sam Shepard’s Tony Award Winning play, TRUE WEST. This dark comedy first opened at Chicago’s Steppenwolf Theater, starring John Malkovich and Gary Sinise and was received as a smash hit. It was later adapted for TV, starring Bruce Willis. The Laboratory Theater of Florida artistic director Annette Trossbach is proud to present director Stuart Brown’s powerful TRUE WEST. Brown is a Professor of Theatre at Edison State College and President of Chaos Productions, Inc. He holds an MFA in Directing from The University of Texas at Austin and a BFA in Design from Florida State University. Showdates are January 26-29, February 2, 3, 5 at 8pm at the Sidney & Berne Davis Art Center, 2301 First St. in Downtown Fort Myers. Tickets will be $20 for adults and $10 for students until the 19th of January. Starting on the 20th, tickets will be $23 for adults and $12 for students. So get your tickets today at www.brownpapertickets.com! For information, please visit www.laboratorytheaterflorida.com or call 239.218.0481

The macaron, perfected in France, has a long history dating back centuries in Europe. Macarons are small round cakes that fit in the palm of your hand. They are lightly crisp on the outside, smooth and creamy in the center, filled with ganache (chocolate), rich cream, home-made fruit jams or other quality ingredients. Currently, there are sixteen flavors of macarons: Vanilla, chocolate, raspberry, lemon, black currant, licorice, pistachio, walnut, crunchy praline, ginger-chocolate, gingerbread, basil, creme-brulee, passion chocolate, white chocolate-mint & coffee. Each season and month, new flavors will be introduced to complement the collection. Dine in or take - out, gift boxes, favor boxes, and custom orders are available. Come taste and enjoy the beautifully crafted French macarons at Le Macaron. If you’d like more information about le macaron, custom designed specialty items or delectable dessert catering for galas, weddings or other significant occasions, please contact Rosalie Guillem, 941.552.8872.

www.lemacaron-us.com 382 St Armands Circle Sarasota, FL

10 FOCUS of SWFL 2011

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Lamborghini

l ooking at t h e h ea rt o f t h e b u ll

amborghini V12 – that means a long and glorious story. According to the history books, Ferruccio Lamborghini established a car company in the early sixties because he wanted to better the products on offer at the time from the competition, with the best possible technology and quality. The prototype for all later Lamborghini super sports cars was the 350 GTV study presented at the Turin Motor Show in 1963. It featured an allnew aluminum twelve-cylinder developed from scratch by engine designer Giotto Bizzarini and boasted performance figures that were nothing short of breathtaking by the standards of the time. The 12-cylinder V-engine with 60 degree cylinder bank angle, four overhead camshafts (at a time when single camshafts were still the norm), a six bbl carburetor and dry-sump lubrication, generated 360 hp at 8,000 rpm from a displacement of 3,497 cm3 that would take the concept car to a top speed of 280 km/h. The 350 GT series production version with conventional lubrication, launched the following year, produced 320 hp at 7,000 rpm from a displacement of 3,464 cm3. It was exactly this engine that captured the imagination of show-goers at the 1966 Geneva Auto 12 FOCUS of SWFL 2011

Salon in the Lamborghini Miura. Although its main features were already familiar from the 400 GT, this time the four-liter 60° twelve-cylinder was mounted transversely behind the cockpit, with transmission and differential in a single unit fixed directly to the frame. The 320 hp made the series production Miura that followed the fastest production car of its time with a stated top speed of more than 280 km/h – and, with that, the first true super sports car. This engine was further developed over the years, with several iterations featuring in the Miura S (370 hp at 7,000 rpm, 285 km/h) and Miura SV (385 hp, 300 km/h). In the Miura Jota, a one-off made for racing, the V12 generated 440 hp at 8,500 rpm. However, applications for the fourliter were not limited to the mid-engine Miura. In the front-engine Islero, introduced in 1968, and in the 400 GT Jarama, it produced 350 hp, while in the futuristic Espada the figure was 325 hp (later also 350 hp). In 1974, the Espada also saw an automatic transmission offered for the first time. The generational shift from the Miura to the new LP400 Countach took place in the early seventies. 1971 brought the prototype with a breathtaking, edgy form, the genes of which would ultimately

re-emerge forty years later in present-day Lamborghini super sports cars. Marcello Gandini’s design was a fitting outfit for a five-liter version of the V12. However, this engine was dropped from the series production model in 1973 in favor of a further evolution of the four-liter unit. In the 1973 Countach – still without the “wing” or spoiler of the eighties – it was longitudinally mounted behind the driver, where it generated 375 hp at an impressive 8,000 rpm and reached a top speed of 300 km/h. The years that followed saw the Countach engine undergo a series of evolutionary developments, although still based on the familiar cornerstones of the first V12 unit. It was in 1985 that the Countach Quattrovalvole took displacement over the five-liter mark for the first time (5,167 cm3) and – as the name implies – featured a four-valve cylinder head. Output was an impressive 455 hp at 7,000 rpm.

In 1986, the five-liter V12 was presented with a completely new application – the Lamborghini LM002 may also have had the 450 hp engine mounted up front, but the 2.7 ton automobile was the first and only SUV produced by the brand, a four-door all-terrain vehicle. The late eighties saw the amazingly long career of the Countach near its end with the Countach Anniversario. The Diablo followed as its rightful heir, clad in a distinctly nineties outfit. By 1990, the V12 had grown to almost six liters and produced 492 hp. One year later, the Diablo VT was the brand’s first

four-wheel drive sports car. Over the next few years, output grew steadily to 520 hp (1993 Diablo SE). The Diablo GT with 575 hp and the radical GTR with 590 hp both appeared in 1999. The Diablo 6.0 was the first model to feature the V12 with displacement expanded to six liters, its output ultimately reaching 550 hp. The Murciélago was launched in 2001 as the first Lamborghini of the new era. It boasted a new 6.2 liter alloy V12 with a crankshaft running on seven bearings and dry-sump lubrication. It generated 580 hp at 7,500 rpm and took the super sports car weighing just 1,650 kilograms to a top speed of 330 km/h. The maximum torque of 650 Nm was reached at just 5,400 rpm. At the 2006 Geneva Motor Show, Lamborghini unveiled the Murciélago LP 640, which produces 640 hp from the V12 unit that had been expanded to 6,496 cm3. In the strictly limited Lamborghini Reventón, the twelvecylinder that is the very heart of the brand generated 650 hp. The grand finale came with the Murciélago LP 670-4 Superveloce with its 670 hp. However, 2011 will mark the start of a new chapter in this glorious story.

By H. Gordon

FOCUS of SWFL 2011 13

FM Allian c nites e for the A young rt is a inspir ation and adult place tha .T tf m year, showc here are inds, and uels creat 12 ex provi ivity, tions. asing de ig tr T S under he staff â&#x20AC;&#x2122;s outhwest aordinary s a cente r p F s e natio tanding a assion is t loridaâ&#x20AC;&#x2122;s fin xhibitions for o enc nd en nal, a e eac h st art ou jo nd ance for th internati yment of rage an e ist collecar e on v comm unity Arts seek al audien t by the d er-deeper s to c whic h i c v e erse s tha rea reac h l The e es fa te a dial t it ser ves. ocal, ogue xhibit r bey Alliond t i para he ca among the lleled ons and e du nvas. q summ er ca uality, sup cational p m r ent cl p asses p program orting the ograms pr e f as Th e Da or both ad for the ki arts at all sent unnce A ds to levels you ju ults a llia ov ,f n s adult t need to nce work d c hildren er sixty di rom shops . Prog s and see. A ffer, and rams kids, shows Theat liv sh su . e within The Allia owing live r Gallery e perform c h nce o a i the co p s als nces erfo f the mmun Arts h rmances o open fo i t y a r as a One place as establis nd video visit l h f e ed its or the aves know elf a e arts. an im ven more profound . p e suppo ortant fac Their artis ffect on y o e ts r ber b ts them fu t to them, both you u to learn ng lly a e a of re nefits. The with an a s the Allia and old nd giona n a Allian rtist d ce fo re l socie ty an artist that ce for the irectory a r the Arts dr nd Ar m Arts a lso pr aise our q ake great ts has a r meme purc h o u ase d vides a w ality of li contributio pository f o n iffere e nt for nderful gi . The Allia s to our ft sho ms of n ce fo p so art. visito r the rs can

Plac e for the arts By A

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14 FOCUS of SWFL 2011

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For a great outdoor experience, visit the GreenMarketâ&#x20AC;? every Saturday and you will find organically grown food by local gardeners. There you will see everything from herbs, fruits, plants, pottery and more. You will even get some answers to your own green questions. In sum, The Alliance of the Arts with new initiatives and encouragement to evolve seeks to create a dialogue between the established and the experimental, the past and the present; from scholars to young children with enjoyment for the Arts. To find out moreâ&#x20AC;Ś

Alliance of the Arts 10091 McGregor Blvd Ft Myers, FL, 33919 Call 239.939.2787 www.artinlee.org

FOCUS of SWFL 2010 15

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FM Welcome to

Petunias of Naples

We have been providing products/services/ programs to individuals, non-profit organizations and corporations in the SW Florida area for over 15 years. Count on us when quality and current fashion really counts. Remember, exceptional service is our standard. Petunias of Naples is a well established boutique in the “Heart” of Naples Florida on “Main Street”, 5th Avenue South. We offer fun fashions to women of all ages and sizes. It is not unusual to see Gram, Mom and Granddaughter all walk out happy with a shopping bag of goodies from our boutique. We believe the world is a runway and you should enjoy fashion every day! Our sizes range depending on brand from XS to 1X with 2X available to order and from size 0-16. Our focus is on smaller designers and manufacturers, if you can find it in a department store, we probably will not carry it. As a “momand-pop” retailer we want to support other small enterprises. Petunias has weekly in-store events and holds many country club fashion and trunk shows through out the year! We specialize in one on one personal shoppers and enjoy getting to know each and everyone that walks in the door! We often have customers call and say “I will be in at six, put it all in the fitting room for me to try... I have 30 minutes!” They know they can trust us and we hope you will visit us and become a “Petunia Gal.” Location: 852 5th Ave south Naples, FL 34102 239-262-2128 www.petuniasofnaples.com

FOCUS of SWFL 2011 17

CALVIN KLEIN Pleat-waist sheath, polyester/rayon/spandex, stone, $118. In Dresses at Nordstrom and online at Nordstrom.com. 18 FOCUS of SWFL 2011

TROUVĂ&#x2030; / HINGE TrouvĂŠ distressed boyfriend chinos, cotton, pale sand, $78. Mesh draped sweater, cotton, heather thunder (light grey), $68. Hinge ribbed tank, cotton/polyester/ spandex, $26. Exclusively in t.b.d. at Nordstrom and online at Nordstrom.com.

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KENNA-T / WINTER KATE Kennaâ&#x20AC;&#x201C;T cropped leather moto jacket, bone, $398. Winter Kate halter maxi dress, silk chiffon, blush floral, $410. In Savvy at Nordstrom and online at Nordstrom.com.

20 FOCUS of SWFL 2011

HY & DOT / HUDSON JEANS HY & Dot cropped nautical-stripe silk jacket, white/blue, $108. Silk tank with braid trim, navy, $68. Hudson Jeans wide-leg stretch denim trousers, cotton/spandex, white, $165. In t.b.d. at Nordstrom and online at Nordstrom.com. FOCUS of SWFL 2011 21

With daughter, Alanna Jewel’s second word being “jewelry,” it is only fitting that jewelry designer Amanda Jaron is sought after by high-end, elite clientele for her sometimes funky, often romantic, and always sophisticated designs. The launch of A. Jaron Fine Jewelry in 2004 has been well received all over the world. Amanda’s collections have a rich yet relaxed kind of luxury, with a resort feel that gives her work a distinct edge. Her source of inspiration paid off as Jaron’s unique collections and not-afraid-to-take-risks designs have captured the attention of style-conscious fashion expert’s worldwide and A-list celebrities. Yet she describes herself as “a luxury designer who is accessible to everyone.” Amanda’s philosophy is to “Create Red Carpet Moments for the Everyday Woman” joking, “…and celebrities, fashionistas, and the social elites.” Amanda, herself (or jewels), is a regular fashion-accessorizing expert on television such as, NBC, ABC, CBS, VH1, FOX and HSN. While she is no stranger to television, Amanda has been described as very approachable. 22 FOCUS of SWFL 2011

During a recent interview, a Reporter wrote: “…Amanda while wearing a lot of serious jewelry: hoop diamond earrings (retail $5,000), a diamond-encrusted ring ($20,000), a hand carved gold cuff bracelet with chocolate diamonds (retail $15,000). is so down to earth in her style that you might confuse her black Prada jacket with something from Target.” www.ajaron.com and on air at HSN.

Art walk Creativity Makes a Splash in Downtown Fort Myers! Downtown Fort Myers is home to many unique art galleries that host art of all genres. Every first Friday of the month, galleries invite the general public in to view the opening of new exhibits. Each Friday, the public can mix and mingle with other art lovers from 6pm-10pm. Art Walk has been a well-celebrated event for over two years now. During the month of October, the festival shared its second birthday with over twenty-two art venues. Many new exhibits can be viewed in well-known galleries such as Daas Gallery, Arts for Act, HOWL tattoo and gallery, Sidney and Berne Davis Art Center, and the Art League of Florida. Following this terrific event, Fort Myers has recently begun an art fair that follows this event on Saturday. If crafts, trendy jewelry, pottery, and funky photos entices you, this event which takes place in Patio De Leon from 11am-4:30 pm is a great time!

By Kayla DaCosta

FOCUS of SWFL 2011 23

24th Annual Sand sculpting Championship

by Samantha Ramos

What happens when minds come together to showcase Master Sculptors from around the world? Well the 24thAnnual American Sandsculpting Championship on Fort Myers Beach. Master Scupltors like Sandy Feet, Amazin’ Walter, Carl Jara, Dan Belcher, Kirk Rademaker and much more… 17 Master Scupltors use several tons of sand and make works of ART! Ft Myers Beach has long been a popular location for events in Lee County and of course the 24th Annual Sand sculpting Championship was one such event; with food and entertainment from supporters, vendors and volunteers. This event has been running for 24 years and is part of the World Championship, today’s winner will head off to Washington to continue on for World Championship. This event is not only open to the pros, but anyone or group that wishes to learn this fine art. The promoters have sand, equipment and instructors, on hand, ready to help. The students from Edison State College Art department were there building a sand sculptor with the guidance of Professor Dina Doll Kelm, Bill Knight and Andy Hancock, which are also Master Sculptors.

24 FOCUS of SWFL 2011

With Andrew Cochrane, Bonnie Roberts, Katie Corning and so many others involved makes Ft Myers Beach more than an enjoyable experience. You cannot help but say, “WOW!” when viewing all the detail and work of the sculptors. With Bill Knight and Andy Hancock instructing vistors on the techniques of building your own sand sculptor it adds to this events success, as everyone puts in a hand for making this an eye opening event. With over 260 volunteers and almost 100 vendors, there was something for everyone from sausage to imported Cheese and authentic French baguette.

Everyone was taking in some of the artistic nature of several pieces, like “Fishnets” by Kirk Rademaker, “Divine Discontent” ; an organic creation by Rusty Croft, a Disney classic, “Beauty and the Beast” by Karen Fralich, and of course a sand castle, “There’s magic in the Sand” by Amazin’ Walter. The detail and work these masters put in is truly amazing. This event was also open to anyone that wished to get involved as I had the honor of meeting some of the future Sand Sculpting Masters, like 7 year old Brayden Bolduc and his creation of “Arch-i-Tech”. Brayden comes from a family line of sand sculptors like his Mom Amanda and his Grandmother Cathy Thompson. Each Master and Jr Master have their own style and unique perspective along with imagination. It made one thing clear that they all did, the same, create jaw dropping sculptors. There were many winners in this year’s event, Brayden Bolduc and others. I will only list the ones from the Masters Division and People’s Choice. Next year come out and get amazed yourself.

FOCUS of SWFL 2011 25

Give a big hand to all the people who helped put this wonderful and amazing event together; Andrew Cochrane, Suzanne Bartels, Patricia Cochrane and the many others listed below. Aaron Turner Adelee Hewitt Al Agathen Alex Villalon Alexander Chernoc Alexis Marcinkowski Amber Van Troostenburg Ann Alsop Arnold Mausser Barbara Reilly Beth Daniels Bill Shepherd Binnie Harrison Bob Cayer Bob Layfield Bob Leech Britany Bicknell Brooke Klay Bruce Mitchell Bryan McPhee Byonce Swift Cammie Smith Candace Lay Captain Carry Carla Mandel Carley Frazier Carol Strom Carrie McDonald Casey Lambeth Cheryl Groll Chris Heidrick Chris Houston Christine Hawkins Cori Francisco Corissa Foster Cristy (Nike) Cynthia Shafer Dale Chrisien Dan Andre Danie Talavera Daniel Ribeiro Danielle Kaminski Deanne McNeil Denice Knudsen Diane Zukowski Dick McNeil 26 FOCUS of SWFL 2011

Dillon McPhee Dolly Marcott Dominic Homac Donna Bates Donna Garvey Doris Beatty Edie Mausser Edith Payne Ellis Etter Eric Tibbs + 4 Family Fern Tomey Frank Johnson Greg Altman Jack VanFleet Jacob Daniels Jacques DeLisser Jan Ruhstorfer Janet Ferris Jared Tramontana Jay Ruhstorfer Jeff Pultorak Jeoff Dean Jerry Gotham Jesse Titus Jessica Jim Tibbs Joanie Smith JoAnn Dellaratta Johanna Williams John Parcells John Santa Maria Jon Symanski Jonathan Saracino Joni Johnson Joseph Burch Judy DeJarld June Mitchell Karen Wetzel Kasey Burnell Kathy Hanagan Kat Thur Kathi Mackes Katie Burnell Katie Fortmeyer Katrina Anderson Katrina White

Kelly Chrisien Kelly Murphy Kevin Giles Kim Kovacs Kitty Gotham Kitty Yacks Kris Van Sycle Kristi Goodnick Larry Kiker Lauren Ford Lauren Frazier Lauren Rosenweig Lauren Velor Leonard Krolikowski Linda Davidson Linda Rogers Liz Hirt Logan Rosado Lori Rumer Madeline Kuhn Marilyn Leech Marisa Villalon Mark Zidek Mary Beth Owen Mary Izzo Mary Jo Stanley Mary Rose Spalletta Maureen Robinson Melody Frazier Michael Slajda Michelle Comastro Mike Applegate Mike Flynn Mina Cote Missy Layfield Nancy Athern Nancy McPhee Nick Sellers Nicole Hulton Nicole Logan Noelle Costallos Pam Schwartz Pamela Patterson Pat Andrew Pat Cernick Pat Green

Paula Kiker Peter Dusku Pieter Frye Phil Bremer Phil Ley Randall Stanley Richard Payne Rob Capps Robert Bauer Roby Robinson Roger Marcotte Ronald Strom Ronda Holtzclaw Rosalee Placanico Samantha Berry Sharon White Sheilla Lyons Sherry Guess Stephen Burleson Steve Andrew Steve DeAngelis Steve Owen Steve Sgarlata Steve Sgarlata Steven Omara Suzanne Bartels Suzanne Bonaquist Sydney Lambeth Sylvia Slajda Tauna Yerkes Taylor Sims Terry Luster Terry Wetzel Thomas Hulton Thomass Williams Tomie Buster Tree Andre Trish Hickey Vi Flynn Vicki Little Vicki Luster Vinnie Titus Wanda Krolikowski Wendy Matura Zeke Zielinski Zoie Sanner

FOCUS of SWFL 2011 27

24th Annual Sand sculpting Championship...

continued

MOBILE Go to FOCUSOFSWFL.com on your mobile phone. Regional information at your fingertips!

Peoples Choice: Michel Lepire - Amercian Spirit

Masters Division 6 place Kirk Rademaker – Fishnet 5 place Carl Jara – Undisclosed Desires 4 place Karen Fralich – Beauty and the Beast 3 place Rusty Croft – Divine Discontent 2 place Dan Belcher – Writers Block

1 place Brad goll – Headache

iPad, iPhone, Android, BlackBerry and web enabled mobile device

where yo u live a nd w o rk ; i t is w h o yo u a re. S ervice-provider fees may apply. Availabili ty varies by phone/network.

28 FOCUS of SWFL 2011

Hula Hoop

“Feel Good Fitness”

HOOP FIT USA specializes in teaching (hula) Hoop Dance and Hoop Fitness. We have classes for inexperienced (people who have never hooped before) to advanced levels of hoop dance. We also provide Mommy & Me/Daddy & me hoop classes as well as family workshops, seniors only (ages 55 and over), children’s workshops and so on. We like to promote hoop dance as an art form; encouraging the students to use their own creativity as they progress in the classes. We also have performances and have volunteered our services for charity events. We are often found out and about providing family entertainment at street fairs and music festivals. We are available for studios, gyms, fitness facilities, country clubs etc. to contact us to come and teach classes and workshops for them; either private for their members only or open to the public. Our students do not have to buy a hoop to take a class; we provide hoops for each and every workshop so participants don’t have to worry about having the right kind of hoop and they don’t have to worry about buying anything. We do sell custom made adult sized fitness hoops for individuals that would like to have their own and we have hand made fitness wear as well, but the main focus of Hoop Fit USA is to share the benefits of hooping as a fun and creative form of exercise that can be shared by all age groups and all levels of fitness. We have a traveling instructor that can go wherever there is a need or interest in hoop classes; this is great for companies and corporations to utilize for employee motivation and appreciation! Hooping is a no-low impact aerobic exercises; there are so many benefits to hooping such as: • It boosts cardio-vascular endurance • Burn 300-800 calories an hour • Speeds weight loss • Tones and sculpts the core, thighs, hips, arms and buttocks • Increases energy and vitality • Relieves stress • Improve mental health and clarity The list goes on, and this information is helpful to give you some insight as to what it is that I do. There is information available on the website: www.HoopFitUSA.com Please feel free to call 941-840-0872 (941-8400-USA) if you have questions.

FOCUS of SWFL 2011 29

Real estate: Some of you may like what I’m about to say, others will of course dislike what I’m saying. This short article is about buying real estate, plain and simple in today’s market. I also don’t claim to be a Donald Trump either. With that said, I can say good luck to anyone that enters this field. As lots of people and businesses have lost more than their shirts within this high profit field. So take what I’m telling you with a grain of salt and remember to do your research. As everyone’s situation and market area is different. So you want to buy property be it land, homes or commercial property. First thing you will need is cash, doesn’t matter where it comes from be it friends, family, loan or another investor. Second is a plan to get in and out, unless you plan on keeping the property for a period of time. About 70% of investors keep their properties, which I recommend to most people that ask me about property. Third and final part a support group, this will include people who are in the business which will include a builder/contractor, real estate broker and a good seasoned handyman. I wouldn’t exclude friends that are also building a business in this field as well. They can be a great resource! Once that is done, let’s look at how you plan to buy the property. Will you pay cash or finance? If you pay all cash that is good, but you just tied up your money into maybe one or several properties. It does get rid of the monthly payments, and it will allow you better terms when it comes to price. Plus it will cost you lest than a hard money loan. Speaking of loans they are up front closing cost and of course the interest rate you may get from a bank, friend or hard money lender. You now have the cash and/or financing setup. Next determine what your goal for the property is. Let’s say we wish to flip it. In simple terms resell the property within a 30-180 day period. And yes this can be done even in this current market (2010). In order to complete this you MUST buy it right. What do I mean by, “buying it right”. Whatever area you live in you must purchase for much 30 FOCUS of SWFL 2011

buying and Making a real deal

By Dan Myricks

less than the current market value. No matter what and agent tells you, even worst if they come up with the 10% rule. You know what I mean when they say if you make 10% on this you are doing well; that is BS. As and agent will make more than you in any given transaction without the trouble or risk. Did you not forget the cost for purchase, fix/upgrade and holding? Does the 10% rule work? Yes, only if you spend little (almost nothing out of pocket, less than .3%) and sell quickly. Let’s get back to the Flip. I will give you two true examples: single family home in Atlanta, Bank owned built in 2006, 3/2.5/2, 2500sqft UA (under air) bank asking 92K offered 38k and closed at 42K the deal taken almost 3 months to close. This was cash as we lined up several buyers for the home. The property was sold for 120K within 60 days to homeowner under FHA loan. No 10% rule here! Example two – did his with two homes. Single family property in New Orleans, Bank owned, built in 88 and 76, both around 1700 sqft, 2 story, 3/2. Bank did not have a price, offer accepted at $11K and $9K. Put in additional $12K-15K each into both homes and sold for $72k each under FHA loan. What do you see that I did with the above? And exit plan was first put in place as we lined up a buyer. You must connect with local people in the area and local government as they are the best resource. That is the only way to flip a property. If you buy and then sit back and wait, you’re looking for a hard time. More so if it is on someone else’s dime! Don’t like Flipping property, and would rather buy and hold, maybe rent. This works with several benefits and a few pit falls. The pit fall is what is happening in the market now if you purchased during 2005-07, as prices fall so does any return on money. Benefit is tax breaks, income and growth. The principal is the same as above. Find someone who will be moving into the property, get a management person/team and set aside 5% in an ac-

count which gains the best possible return and allows you to withdrawal when needed. How do you get this number? It is 5% of the purchase price divided by 12 months. You still have to purchase the property RIGHT, how do you do that. Don’t fall in love with it! This is business plain and simple; unless you plan to move into it at a later date. You first must keep your word (commitment) and not waste anyone’s time. Second have your money ready, be it cash or financing. Last thing a seller wants to hear is it could take 30 days or more to close. Last but most important… put in a solid low offer and close within a week or two days from acceptance. With this only put down $50-100 dollars. I did not make a mistake $50-100 dollars. Why hold up large sums of cash on an offer. If they accept and sign then you can comment the balance of your down payment and proceed to close. This works as a homeowner purchase or investor. If someone tells you otherwise, walk! If and agent informs you they will not present your offer, because it is too low, find another agent. Know the rental rate in your area, take off 20-40% and purchase property based on that. Example: property in Florida, bank owned previous loan amount was $1.8M with a $275K second, 4/5/3, 2004, 3800+ sqft UA. Market value at time was $595k, purchased for $225k. Put in 25K in upgrades and full design suite (furniture, etc.). Set the seasonal rent at $5500.00 per month. The property is only vacant 5 months, with a total net income of $18945

after expenses for management, taxes, insurance, etc. Don’t forget I have also set aside 7% a year in an interest bearing account, which is an included expense. I increased this due to the home being more upscale rental rather than the 5% explained earlier. How did I come to that number? Look at this example: 3/2/2, 2000 sqft, purchased for $35k from bank. The rental rate in the area dropped to $750 a month. Let’s say I got a hard money loan at the rate of 10.5% for three years with a balloon payment. Down payment of 30% = $10500 (they only give 60% of the loan) payments each month would be 224.11 each month, include management fee, insurance, maintenance (2%) and taxes at $300 dollars. Gives you a complete payment of $524.11, you can set your rental rate at $750 or $725; which would give you a cash flow of a little over 200 a month. No big math in this one. But remember as I state earlier, you must buy the property right at a much below market value. So what is the current value of the property $90-$110K. You now have the option to do one of several steps, do a lease option to purchase, sell it for 90k walk away with 55k after loan and all cost are paid. Keep the property and have it free and clear in less than 10 years. I can give more examples, but in today’s market it is all about BUYING RIGHT and knowing your area. True investors don’t make 10%, they have returns of 50-400% sometimes more!

Let me leave you with this: 1. Cash is KING! 2. You can’t buy everything 3. Learn to walk away from an offer 4. Protect your money and your partner’s money- always!

FOCUS of SWFL 2011 31

FM local music and have, on occasion, performed in them. One of my greatest pleasures as an entertainer is having a positive connection with the audience. As a LIVE music performer, I study the audience reaction to help me formulate a sequence of the most appropriate songs for a particular event or occasion. And, I have learned that no show goes as planed so it is important for a LIVE music performer to be flexible. Over the years I have learned lists of tunes that seem to always work well with different audiences in this area. Audience feedback is important... toe tapping, finger snapping, lip singing and dancing are great feedback indicators for performers to take note of and I think I’ve done a good job over the years. Another good indicator to a music performer is wether or not there is a dance floor. My approach has been, If there is a dance floor... play music people can dance to. If there is no dance floor, and people start dancing... keep doing what you are doing.

Lifetime of Dance

By Moonymann

I hope to write about LIVE local music entertainment, the venues that feature LIVE local music and last, but not least, the people who attend LIVE local music events for FOCUS Magazine for a while. I have a rare and interesting perspective as a writer on the subject of LIVE local music entertainment as I am also one of the busiest entertainers in SWFL. Performing around 200 times every year I am the band leader for a popular working band. I also sing and play guitar as a soloist at some of the finest establishments in the area and I have written about many of the wonderful people I have meet during my career. Over the years I have had the pleasure of interviewing and in some cases performing with some of the best musicians in our area. I have written about various venues that support LIVE 32 FOCUS of SWFL 2011

Over the years I have become a fan of some of the people who regularly come out to dance at many of my public performances. Two such people are Fritz and Carmella Rath of Syracuse, NY. The couple spends seven months a year in SWFL and much of that time they are dancing. They have been splitting their time between NY and SWFL for 19 years. And, over the years I have seen them countless times dancing at my shows and I know I’m not the only act they follow. Most of my contemporaries and competitors have meet the Raths. There are a lot of different places in the area where they enjoy dancing and I caught up with them at a Downtown Naples hot spot one evening and watched them win First Prize in a dance contest which included a Caribbean cruise. While judges looked on, some of the area’s hottest dance couples strutted their stuff but in the end it was the fancy footwork and high flying moves of the Raths that got the judge’s and crowd’s attention. Fritz tosses and lifts Carmella into the air and catches her to the delight of crowds all over SWFL and I couldn’t resist asking them if I could get an official interview. A few days later I meet Fritz and Carmella at their Naples home and over brunch I learned Carmella was 16 years old when she met 19 year old farm boy Fritz Rath in a soda shop with a juke box in Fulton, NY. “He only slow danced back then.” said Carmella, the extrovert of the pair. “I taught him how to dance in the basement of my parents house.” she added. I asked them to describe their dance style and

Carmella said “It’s a mix of a few steps we made up, The Twist, Jitterbug and Swing Dancing.” Their favorite places to dance are “Where there are people... We like dancing outdoors most.” said Carmella. I also discovered the couple enjoys walking, biking and “swimming to music.” I learned Fritz is a man of few words but a man of action. “Fritz was always athletic” said Carmella. As if all the dancing, swimming, walking and biking wasn’t enough, I found out Fritz finds time to play basketball three times a week. The thing you notice right away when watching the Raths dance is the amount of energy they expend. Hopping, jumping, twisting and twirling not for one or two songs... they will dance to most of the songs during one of my shows which are usually three hours or more then they’ll go to another place to dance later the same evening. They attribute their energy from plenty of exercise, heathy food and taking vitamins and supplements. I have seen them show kids a thing or two on the dance floor, I have seen youngsters try to imitate the Raths and I have heard louder applause for their dancing than for my singing... AT MY GIG! Fortunately for me they en-

joy the same music I enjoy performing most... early roots Rock and Roll from founding artists like Chuck Berry, Little Richard, Elvis, Fats Domino, Bill Haley, etc... and swing tunes from artists like Louie Prima and Duke Ellington. When I’m on stage performing and see them coming to the dance floor it always lifts my spirits a little higher and I seem to perform better. I feel I owe it to them and anyone else who dances to do the best job I can do. If they are going to pay me the compliment of dancing to my music then I’m going to give it all I’ve got. Sometimes I try to extend a song or speed up the tempo to get a reaction from the two dancers but they never seem to be phased by my antics. I’m glad to have them as my friends and I hope to perform for them for many more years. They never seem to get tired... They have more energy than most people in their twenties. You should know Fritz and Carmella Rath are both in their seventies... For more info check my website calendar for my public appearances. You just might see Fritz and Carmella... Dancing.

www.moonymann.com

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2011

With its iconic rear-wheel drive proportions, elegantly sculptured bodyside, world-class craftsmanship and refinement, the all-new 2011 Chrysler 300 series proudly delivers the distinction, innovation and premium large sedan features at a legendary value, while setting a new course for the American brand.

Chrysler 300

Focus_122110:Layout 1

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By Dan Myricks

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More options than you’ll find anywhere else! Your Collar Style: Six Collar Choices. Your Cuff: Button or French Cuff. Your Fit: Regular, Big & Tall or Trim. Your Size: 141/2” x 32” to 20” x 37”. Specify promotional code TZHSFL New customer offer. Limit four shirts per customer. Shipping charges extra. Cannot be combined with other offers. Free exchanges. Expires 2/28/11.

Order Today! Call 800-309-6000 or visit paulfredrick.com/special 34 FOCUS of SWFL 2011

With more than 55 years of elegant proportions and head-turning style, the all-new 2011 Chrysler 300 delivers contemporary styling with design details unexpected in the segment. At the front, an all-new grille features seven deeply sculpted horizontal blades that express precision. The liquid-chrome finish of the blades and the new Chrysler wing badge provide a unique contrast against the beautifully drawn bright chrome grille surround. Illuminating the road ahead are signature “key slot” headlamps with a scalloped lower edge. Inside, bi-functional projector headlamps are nestled next to LED-illuminated daytime running lamps, which together form a “C” shape for unmistakable on-road presence. The profile of the all-new Chrysler 300 features the distinctive proportions of its predecessor with added design refinement for a more tailored appearance. Dramatic front-fender forms rise above the sculpted hood and are echoed by rear-quarter forms which rise above the deck lid and travel down the vertical taillamps for an unmistakably bold signature silhouette. For improved aerodynamics and visibility, the all-new Chrysler luxury flagship’s windshield has been raked back 3 inches, while rolled-framed doors with thinner pillars improve outward visibility by 15 percent. To take in the sky above, a new dual-pane panoramic sunroof provides Chrysler 300 passengers with twice the outward visibility of a standard sunroof. For a more contemporary appearance, the 2011 Chrysler 300 features a clean bodyside with a distinct windswept A-line that emphasizes the sedan’s long wheelbase and spacious cabin. Delivering a touch of world-class sophistication, the all-new Chrysler 300 is highlighted by chrome daylight openings, chrome front-

and rear-fascia accents and available 20-inch polished-aluminum wheels. Elevating the all-new Chrysler 300’s presence from the rear, the deck lid now incorporates a lip spoiler while the new Chrysler wing badge is proudly centered below. Jeweled-like rear taillamps feature harmonious LED illumination, while signature “light pipes” illuminate for an alluring nighttime appearance. Straddling the vertical lamps, Chrysler 300’s rear fascia integrates a chrome applique that seamlessly connects the taillamp elements while emphasizing the road-holding stature of the flagship sedan. Standard fascia-mounted 3.5-inch oval dual exhaust tips complete the sedan’s appearance. Combining world-class accommodations with American style, the all-new Chrysler 300’s interior delivers expressive style, authentic materials, passenger comfort features and precise fit and finish. Substantial interior upgrades on the all-new Chrysler 300 consist of soft touch materi-

als, premium interior trim, available heated and ventilated Nappa leather seats, and real wood appliques on the instrument panel, doors, center console and steering wheel. Designed to exude a luxurious environment, the 2011 Chrysler 300 sedans feature cast-skin instrument and door panels with three-dimensional dual gloss graining for a premium appearance and suppleness. Bright chrome contrasted with liquid chrome accents give the Chrysler flagship sedan the appearance of milled aluminum. For added detail, a new instrument cluster features two large gauge faces with sapphire blue illumination and chrome ring accents. Providing a premium and contemporary environment is an all-new sapphire blue LED-illuminated ambient interior lighting. With its massive 8.4-inch Uconnect® Touch infotainment center, the all-new Chrysler 300 sedans feature the segment’s largest standard touchscreen display, integrating world-class infotainment and convenience technologies to

keep passengers connected, comfortable and secure. From touchscreen navigation to dual-zone climate controls, to the ability to check fuel prices and personalize convenience features, Uconnect Touch makes life in the all-new Chrysler flagship sedan an excellent experience for the driver and passengers. FOCUS of SWFL 2011 35

A-Train Productions newest Artists Veronica Kole

Performed at legendary locations: 1. Apollo Theater - NY

Veronica Kole, started singing and performing at the very young age of 7 years old. She has always demonstrated a strong love for music and when performing, she takes pleasure, in making people happy. She is a very talented artist, who can not only sing and dance, she is also a songwriter that plays the guitar and piano on many of her songs.

2. Carnegie Hall - 2005 3. New York Comedy Club 4. Giant Stadium 5. Rockefeller Center - NY

Veronica was chosen to be the “Youth Ambassador for the American Diabetes Association”. She is very proud and honored of being chosen to bring awareness to others regarding this deadly disease and the A-Train Productions family has taken great pride in her achievement in being chosen for this role.

6. Hard Rock Cafe’ 7. Events for The American Diabetes Association 8. Prudential Center - NJ

Veronica Kole would like to first thank God and her family for always being at her side. She would also like to thank her vocal instructors Don Larence and Sal Dupree, acting Instructor Ralph Colombino, Dance & Stage Center Evely Gardell for all playing an important part in her professional development. Veronica is very grateful and gives special thanks and appreciation to A-Train Production family for coaching her and providing her with the training and guidance necessary that has enhance her professional development as a recording artist. By Dan Myricks

36 FOCUS of SWFL 2011

WWW.ATRAINMUSIC.COM

9. Newark Bears Stadium - NJ 10. Teen Nickelodeon

Aaron McBride aka “A-Thugga” is in an inspiring time in his career. This 26 year old MC - Harlem’s own Rolling Stone- is one of the few raising MegaStar’s to juggle wearing different hats. On the underground scene, some consider him the “Jack of all trades” because he is an Artist, a CEO of Black Rolling Stones Enterprise (B.R.S.), and the CEO of MegaStar DVD.

By D

an M

yrick

A-Thugga, the MC, is famous for his signature projects such as the ICON series, Shot Caller mix tapes, Fuel to the Fire album, Thug love Hip-Hop

and R&B mix tapes by releasing (8) mixed tapes and (4) street albums independently and dealing directly with the streets. “I know a lot of people hear me on the tracks saying that I am the best frankly, this is no facade, this is how I feel. Plus, I don’t see competition - even if you blindfold me I’m still ahead of the rest. Like me, I believe in longevity, like these other artists, you see them fade. I have a classic, original, signature type style that will last forever like what Michael Jackson did to pop music.”

Star from HOT 97, Herb McGuff, Dougie Fresh, and Gorgo from the Killing Season Movie starring Cam’ron. Bridging the gap from underground to mainstream is the different between MegaStar DVD and its competitors. MegaStar is leading the market in pricing and making it affordable for clients to appear in videos and films. The DVD has a various band width that ranges from basic news, music, media, business updates, the street, corporate and down to the strip clubs. His relentless grind shows no weakness and his main goal is to become a household brand with his DVD’s, T-shirts, and B.R.S cakes. B.R.S. - just ask yourself, “Don’t it ring a bell.” It has shown growth through its sound, network, and staff and now officially

Directing and filming videos for MegaStar DVD which is currently on volumes (4) and (5) pushing 15,000 units overall independently since 2006 and still taking orders daily ”It’s like it’s on the grind 24/7”, is most known for its interviews with: G-Dep from Bad Boy Entertainment, K Slay & DJ Supper

signing its first two official artists: A-Thugga and Ronnie Ju’z. “Before it was a management transitioning into a label, now it’s really on its business if you dig me. It is on its business by defining it goals, creating its lane, and branding it into the industry. This is an empire that definitely started from the bottom to the top - MCing, doing the Audio-engineering, and Marketing. CEO, Aaron McBride states, “When the going gets tough and the ball is in your hands - as a Shot Caller- there is NO options whether to score.” Look forward to B.R.S. released mix tapes and compilations: The Take Over, B.R.S. album self-entitled, and Ronnie Ju’z Stone Age Cash, coming. FOCUS of SWFL 2011 37

ATRIX 4G

if Motorola ATRIX 4G is removed from a dock. Users can take advantage of the ability to surf the web, view social networking, and use HTML5 web-based applications and supported cloud computing services. Plus, the new Entertainment Center feature lets you show all of the photos, music and videos you already enjoy on-the-go on a big screen in your living room. In the U.S., ATRIX 4G will feature the AT&T U-verse® Mobile application, which allows users to schedule recordings, and for qualifying TV customers, download and watch hit TV shows on their smartphones.

“Consumers are increasingly using smartphones as their primary digital screens,” Motorola ATRIX 4G is designed to essentially become a user’s primary digital hub to create, edit and interact with documents, media and content. This is facilitated by Motorola’s webtop application and incredible new accessory docks, such as the Laptop Dock, that provide users with a larger screen, keyboard and trackpad enabling them to have an enhanced and more interactive computer-like experience with their devices. While in the webtop application users can run their Android applications in a window, browse their favorite websites with a full Firefox desktop browser, send instant messages and make phone calls, all at the same time. Calls continue uninterrupted

Motorola ATRIX 4G provides consumers with instantaneous access to all their emails, files and media. While using the webtop application, business users with an existing Citrix account will benefit from the integrated Citrix Receiver application that provides secure, high performance access to virtual desktops as well as Windows®, web and office applications hosted on Citrix XenDesktop. In addition to the full suite of office productivity applications and email applications, users can also access a great number of web applications such as Salesforce.com, Google Docs, and any HTML application or service from the full desktop browser. Together, these provide a revolutionary interactive computing experience that empowers individuals in new ways for staying connected, informed and entertained at home, on the job and anywhere in between. By Mai Yomioto

Features and Specifications: •

A dual-core processor capable of opening web pages twice as fast as most other smartphones, rendering games faster and displaying HD video on big-screen TVs • A full 1 GB of RAM for twice the RAM of most smartphones to deliver effortless multi-tasking, such as watching a movie while receiving and responding to email • The world’s first qHD display for a smartphone, offering high resolution and 24-bit color, making it easier to read indoors and outdoors • Front- and rear-facing cameras and the ability to record in HD • Convenient biometric fingerprint reader for easily unlocking your phone while providing extra security • Up to 48GB of storage (16GB internal and optional 32GB MicroSD card) – enough to store thousands of songs, photos and movies • 2.4GHz and 5GHz Wi-Fi 802.11n support, enabling as much as 50 percent faster download and upload speeds in WiFi mode compared to most other smartphones • Optional AT&T Mobile Hotspot service for connecting up to five additional Wi-Fi-enabled devices • Under 11 mm thin with an extra large 1930 mAh battery for extended standby and talk time • Two microphones for noise-reduction technology so your calls will be heard loud and clear in even the noisiest environments • Supports HD video capture and replay for most multimedia standards

38 FOCUS of SWFL 2011

Workout to Get Your Engines Going Multiplanar Movements are exercises that ensure you are moving in all dimensions (Forward and Back, Side to Side, and Rotation). Why do you want to do this? By choosing exercises that move your body in all directions you will be increasing your fat loss results exponentially. Let’s say you wanted to train your legs and butt. A typical Leg Press machine would just have you working in the Forward and Back direction. But what if you chose to do a Squat instead? Here’s how you could hit all directions: 1. Basic Squat – Feet shoulder width apart and sit back as if you were going to sit on a bench and then use your legs and butt to come back up to a standing position. (Forward and Back) 2. Side Squat – Perform the same squatting movement but now step out to the side, alternating left and right, with each squat. (Side to Side) 3. Sumo Walk Squat – Go down into a squat position and walk forward and back like a sumo wrestler would. (Rotation) As you can see, this will take A LOT more muscles than just a plain old leg press and give you much, much better results. Note: Always check with your Doctor first, before attempting any exercise routine.

By Lina Lasalle

Activity NEWS Moblie Rock Climbing! If you have been driving around town and seen a guy hauling a 25 foot portable rock climbing tower, then you have just seen Mike Clark. Mike’s passions is Mobile Rock Climbing... to name a few! Mike Clark has a story that is incomparable to none. Mike Clark started his mobile rocking climbing business in 2002 after quitting his job of ten years. After getting a bit burnt out with his schedule, Mike thought it would be great to get away for a couple of days near the Disney area in Orlando. Mike wanted to see what else was in the area other than Disney and saw rock climbing as a fun activity, so he went online and found a rock climbing gym.

Just before he made his reservation, he saw a link that said, “Click here.” He said he usually is apprehensive about such links but this time he clicked on to it. In his own words Mike said, “there popped up this photo of this portable rock climbing tower over the top of the image was written ‘income possibilities’. I had never heard nor ever saw a portable rock climbing wall before but as soon as I saw that picture with the phrase income possibilities it was like getting hit by a ton of bricks. I said I don’t care how much that thing cost, I’m going to buy that rock climbing wall.” And he did!

tion is from Sarasota to Marco Island. Portable Rock Climbing is available for your birthday parties, school functions, summer camp programs, grand openings and luxury resorts. Mike is a super friendly and outgoing kind of guy, as we have come to know him. You and your friends are in for one great time by having Mike at your next event.

By Ann Gordon

Mike can be reached at 941-286-4993 or Website www.amobilemountain.com

Mike’s area of operaFOCUS of SWFL 2011 39

“Sweet

Although the economic forecast is showing a glint of light, Financial Advisors say, “stick with ultrasaving for the next five years”.

“Too many people are in debt today. Most people are struggling to pay their mortgage or their health insurance.”

Financial Success

“

These guidelines should provide some insight as to the steps you can take to create a better financial life for you and your family in 2011 and beyond.

by Samantha Ramos

Create a savings plan

Without a savings plan you won’t reach the goals you’d like to achieve. “Saviing Twenty dollars a month is not going to help you get there,” You need to create a savings plan with 20 percent of your income. In fact, it will help to create a 24 percent solution. This means, you save 20 percent of your income and only spend 4 percent of your invested assets. Besides a savings plan you need an emergency fund. “What if you need a new refrigerator because yours can’t be fixed? Have an emergency fund so you don’t need to put the purchase on your credit card.”

A three- to six-month emergency fund should be established. In addition, you create a savings plan in either an IRA, 401(k), Roth IRA or even a CD.

Don’t spend more than you make

When you’re in debt, it is very difficult to get out of debt. People who spend too much are in danger of going into bankruptcy. To help people avoid this problem, one of the steps that the Financial Planning Association takes, is to work with www. Americasaves.com. This national organization, comprised of more than 1,000 nonprofit, government and corporate groups, encourages individuals and families to become savers rather than spenders to build personal wealth.

Don’t keep up with the Joneses

Look around you; there are so many enticing items to buy. Your neighbors have them. So do some of the people where you work. You don’t want to look cheap. You deserve the American dream. Buy things for you and not because these items impress your neighbor or friends. Don’t give into your children who say, ‘I have to have it because everyone is wearing it.’ If you can’t afford it, don’t buy it.”

4. 5.

Limit the amount of debt on credit cards

Never use more than 50 percent of your available credit line on each credit card you have. For example, if you have a credit card with a $6,000 credit limit, don’t use more than $3,000. Limit the number of credit cards you use, no one should have more than two main credit cards. If you use your credit card every time you make a purchase, you will have a hard time paying your regular monthly bills. And you don’t want to be paying only the minimum on your credit cards -- you really need to be paying them off every month. Even people with good credit have discovered that the credit card companies have been raising their interest rates. Credit card companies are in business to make money, and they hope you charge a lot!

Pay monthly bills on time

By paying your bills every month, you will keep your good credit rating. In addition, you won’t have to pay late fees. In today’s world, with online banking available to most people, there is not much excuse for being late on your bills.

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Avoid get-rich-quick schemes

There are many sad stories of people who have taken their retirement money and put it into oil, shady business ventures, pyramid schemes and other unsavory get-rich-quick plans. Most of the wealthy people in the world didn’t get that way with get-rich-quick schemes. If it’s too good to be true, it usually is.“There is never an opportunity that has to be taken in one to 10 days, If there is pressure to do it immediately, it’s a bad investment.”

Protect yourself against risk

There are numerous risks in this world, many of them financial. It’s important for people to have the right insurance, such as health, life and disability, to protect themselves and their families. In addition, they need car, home and even renters insurance. A new survey by Apartments.com indicates that 58 percent of their respondents do not have renters insurance. Identity theft protection is critical. We recommend that you lock your credit report,” and also get a photo ID on all your credit cards if your credit card companies offer the feature. “When something happens to you that you don’t have control over, insurance can be a blessing,”

Teach your children to handle money wisely

However, if you’re not handling money wisely, it’s hard to teach your children to do so. You have to set a good example.” Children as young as 8 should keep a log of where their money is being spent. For example, if you give your child a $10-a-week allowance, at the end of the week he or she should be able to tell you how the money was spent or if any of it was saved. “When you read about the history of very wealthy families like the Rockefellers of the world, they were all given accounting sheets when they were kids,” Children should have a bank account so you can teach them about bank statements. As an added incentive to get your children to save, “Tell them they have to pay for college. It will change their focus on what money is all about.”

Plan for retirement

Retirement may be so far on the horizon, it’s barely a speck. Or it could be so close that you figure there’s no point in even starting now. It doesn’t matter if you fit one of those categories or somewhere in between. Unless living in a cardboard box is your idea of a little bit of heaven, you absolutely have to plan for retirement. And not just for yourself. Children are not legally responsible for paying for elderly parents when the parents can’t pay for themselves, many adult children feel emotionally responsible. It is important to not only save for your retirement -- hopefully starting at a young age -- but to help guide older parents who may not be as financially knowledgeable in planning for their retirement.

10.

Legally protect yourself and your family Whether you’re single or married, you should have a will or trust. Actually, these documents are not for your benefit but for the benefit of your heirs. If you don’t have a will or trust, it becomes a legal nightmare for them. It’s also important to have a living will and health care power of attorney. You should have written instructions regarding what happens at the end of your life. If you follow these guidelines, you should be able to create a plan that works for you. Now and into the future; remeber the only one that will take care of you is you. Without financial knowledge you will lose more than just money.

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NAPLES PRINCESS

“The Best Events Are on the Water”

The Naples Princess is a 105 foot air-conditioned luxury yacht, coast guard certified for 149 passengers. Cruise with us through Naples Bay, Port Royal, and the Gulf while enjoying the sunshine and sea breezes of the upper deck or relaxing in the climate-controlled comfort of the interior salons. Revel in our luxurious interior salons for dining and entertainment or wander out to the bow deck and keep an eye out for dolphins! There are several different cruises available to the public aboard the Naples Princess, including Sightseeing, a Sea breeze Buffet Lunch Cruise or a breathtaking Sunset Dinner or Hors D’oeuvres Cruise. We also offer specialty cruises, holiday cruises, and private or semi-private charters for all phases of weddings, birthdays, business meetings, anniversaries and any other reason you want to celebrate! Let us welcome you aboard! 550 Port-O-Call Way - Naples, FL 34102 - PH: 239-649-2275 - FX: 239-649-7357

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www.naplesprincesscruises.com

Twenty Eight Seconds

Maserati of Central Florida - 525 South Lake Destiny Drive - Orlando - Florida 32810 - 407.667.4300 FOCUS FOCUS of of SWFL SWFL 2011 2011 43 43

By Dan Myricks

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a child, cars played a big part of Rick’s life. Models, pedal cars and toys inspired him. His interest in cars was not purely economic, but as time passed he found a certain charm in those cars. He purchased, restored and sold many cars over the years. After collecting GM and Chevys for over 40 years he turned his passion into a shared interest for car lovers. Rick turned one of the largest retailer stores (Wal-Mart) into a car lover’s dream. With a world class collection of GM muscle cars and trucks in the nation, all residing under 99,000 square feet, displaying 80 years of cars ranging from 1954-1975 Corvette’s, 1964-1971 Chevelles, 1964-72 Oldsmobile 442’s and much, much more! Muscle Car City is also the home of the largest automotive memorabilia store. If you are looking for something that has to do with cars, you will find it at Muscle Car City. After browsing this mega garage you can enjoy a hamburger, hot dog, old fashion float, homemade ice cream or shake in the Muscle Car City Diner. This retro 1960’s style diner will leave you with a fun and most memorable experience. There is more!... every third Saturday of the month, car guy’s and families bring their cars to Muscle Car City for the car show, displaying a variety of cars from old and new, modified and stock. A local DJ provides the live entertainment and informs the audience of the stats. You may even leave there with a door prize or a trophy for your car! On the fourth Sunday of the month, there is a Flea Market open to the public should you need a special gift for the car fanatic in your family. Muscle Car City is the place if cars are your passion. Diner is open Tuesday-Sunday from 7:30am - 4:00pm Museum is open Tuesday-Sunday from 9:00am - 5:00pm Muscle Car City 3811 Tamiami Trail Punta Gorda, FL 33950 941.575.5959

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Dreams

- We all have dreams/ passions/goals that we were either born with or was inspired by something or someone at some point in our lives. Many dreams are buried. Someone once said that the richest place on earth is the cemetery, because their lies many unspoken and unfulfilled dreams. What is your dream? How did it come about? Why is it buried or undiscovered? Why haven’t you began to do something about it? Excuses:

I am too young or too old. I could never become or do that. I don’t have any support. I don’t know how to get started. No one will ever believe I can do this. People like me never make it. I was a victim of… That dream stuff is garbage… My parents struggled and I am going to struggle also… etc., etc My Answer: Life is not simple. Some people deny their dreams because of fear or someone telling them that they can never become what they want to be; so they eventually talk themselves out of their own passion/ dreams. Your objective is to become your own visionary; help yourself to unearth your dreams. If your dream was buried at the back of your mind or deep in your soul, bring your dream to the forefront of your mind and keep it there. Question? Have you ever spoken to someone who never accomplished their dreams and heard them say, “You know, I never wanted to become a ____________. I always liked the idea of doing _________. Think? Reflect on how that person sounded. Do you recall the regret in their voice? Don’t let that be you!!! Make sense of the following lines:

Dreams Hold fast to dreams For if dreams die Life is a broken-winged bird That cannot fly. Hold fast to dreams For when dreams go Life is a barren field Frozen with snow.

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What is your dream? Just as our faces differ so do our dreams differ. Your dream is different from your sister/brother, parents, and friends. So do not try to be just like your friend, but pursue your own destiny. Pursue? What does this mean? Why do you need to pursue your dreams? That is right!!! Eventhough your dreams can be attainable, you still need to work at them. But this should be pleasurable, as you will learn to appreciate every challenge, disappointment and eventually accomplishments. Someone once said, “Tough times don’t last, but tough people do.” How many of you are afraid of rejection? We all are at some point. But there is a flip side to rejection. Rejection can help you get better at a skill and help you format your ideas and revolutionize yourself in a better and effective way. Everyone had to go on interview at some point in their life and they were nervous. Teach yourself how to smile, relax, to prepare better notes, to use proper body language and better verbal skills. Get to the point where you welcomed an interview. If at any point you feel like a failure, and your are working hard as you think you can and nothing is happening…reformat your ideas and your approach to the problem. Do not begin to say all the negative things and take the easy way out. If it takes looking in the mirror and saying to yourself, “You are not a messed up kid like your family tells you.” Or, “I can do this…and I will do this.” Think about this: Michael Jordan was overlooked in basketball camp. Abe Lincoln tried numerous times to be president. Remember, failure does not define who you are. It is your willingness and effort that defines who you are. It is so easy to give up. It is so easy to tell yourselves that you could not do it anyway, after one, two or more failure’s. That is why you need to reprogram your brain to think positive about yourself. So what if people start saying, “He/She think she better.” Oh, yes you are better. Opportunities/Take a Chance In order to fulfill your dreams you have got to have guts. You have got to know how to walk up to someone and introduce yourself and be presentable:

Attire - Verbal skills Body language - Intelligence

Undo the damage done Many young people have a rough life these days. Things happen in life, but do not take the blame for bad situations that you were born into. Also, do not make excuses for them. I would encourage you to read positive books to retrain your mind to see life and your future in a more positive way. If you were told that you would never amount to anything, you need to stop listening to those words and replace them with, “If I work hard I can achieve greatness.” Many adults today are not aware of the damage they bring to their own children directly or indirectly. You will need to change your own thinking and move on with your life and heal the best way possible. Visualize You have got to eat, sleep, write, talk, read up about your dreams. If you dream lays dormant, you will loose the passion to pursue it. Here are a few tips that can help: 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13.

Write down your short and or long term goals Keep this list at a location you will always see. Learn to ask questions. Read up on the subject. Share this with your support team- family, friends, experts in the field. Try to be around positive people constantly Appreciate the joys and struggles during your journey. Learn to value your time. Appreciate knowledge and learn as much as your can. Consider volunteering in an area that may benefit your goal. Consider shadowing someone to help you envision this goal. Work on your people skills and learn how to speak and network. Know how to see good opportunities and make use of them.

Know your worth Do not let anyone or anything come between you and your dreams. This includes negative people, negative tendencies and a negative past. Know that you are priceless and that you are worth every bit of your dreams and success.

By Ann Gordon

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