FoxFacts Newsletter February 2023
security of our members and our communities as a whole. That’s why we’re proud to announce we took part in creating the Financial Crimes Investigators of Northeastern Wisconsin group, a partnership of fraud department representatives from area credit unions and community banks, local IRS representatives, and local, state, and federal law enforcement officials. The first meeting was held January 10 and pictured above is part of the group. Learn more about this important endeavor at foxcu.org/financial-crimes-investigators-group.
Loan payments made easy and convenient online
Help for the Homeless February 12 - March 5
Stop by any Fox location to drop off hygiene products and/or cash donations for local homeless and crisis programs. Your donations remain in the communities in which they are donated, so you can know that you are helping people in need right in your neighborhood.
No one enjoys making loan payments, but at least they’re easy to take care of with our Mobile Banking app or Online Banking. You can set up recurring payments on loans, choose how much you want to pay off on your credit card, and everything in between. Simply log into your account to get started.
Hey, High School Seniors!
We’re getting ready to once again award five $1,000 scholarships for post-secondary education to graduating high school seniors. To learn if you’re eligible, and to learn how to apply, please visit foxcu.org/scholarships.
Reminders
All our branch locations will be closed Monday, February 20, Presidents’ Day • If you plan to have your tax return electronically deposited into your account, please use our routing number 275977256 and your 12-digit account number
We’d love to ease your cost of post-secondary schooling
Important
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*APY=Annual Percentage Yield. Rates are subject to change without notice. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification Requirements are met. Balances greater than $5,000 earn 0.50% APY, if monthly qualification cycle requirements are met. Monthly Qualification Cycle requirements are: (1) $500 direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met a monthly service fee of $5 will be assessed earnings reduced to 0.01% APY on account balance, and debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking account per tax reported owner. Membership required. **Fox will post payroll direct deposit on the day they are received, which may be up to two business days earlier than scheduled posting day. Other exceptions may apply. ***Fox will refund up to $15 in debit card ATM fees if monthly qualification requirements are met during Monthly Qualification Cycle. Conveniently open yours at foxcu.org/rewardschecking, stop in at any branch, or call us to swtich. May get your paycheck up to two days early** ATM fee refunds up to $15 a month*** Checking No minimum balance 5.00%APY* ... an account that pays you At Fox, we truly appreciate you, our member! That’s why we do all we can to help you make life happen. Federally Insured by NCUA.
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Take advantage of the savings now until March 15, 2023. The easiest way to take advantage of this offer? Just transfer funds from your credit card to your checking or savings and use the funds as you wish!
*Promotional
4.50APY*
The month of love is upon us, so why not show your savings some love with a Fox Share Certificate.
Visit foxcu.org/certificatespecial to learn more and open a Fox Share Certificate today!
Using Credit Wisely Webinar
Our quarterly Learn N Earn giveaway continues in February, with one of our lucky members winning $500 for attending a free BALANCE webinar. Members who tune in for one of the January through March webinars will be automatically entered, and a winner will be drawn in April.
February’s topic: Using Credit Wisely Using a credit card is like driving a car – not knowing how to do it properly could get you into some bad situations. But with the right knowledge and mindset, both can take you where you want to go. At this webinar, you'll learn smart ways to take a disciplined approach to using your credit cards.
• February 14 | 12:30pm - 1:30pm
• February 23 | 7:30pm - 8:30pm
Register and learn more at foxcu.org/calendar. While not part of the Learn N Earn, we also offer a WHBY radio show on this same topic, February 13 from 11:00am to Noon.
The presentation is brought to you by BALANCE Financial Fitness and is intended for educational purposes only and does not replace independent professional advice. Statements and opinions are those of the presenter individually and not necessarily the opinion or position of Fox Communities Credit Union (Fox). Fox is not an affiliate of BALANCE Financial Fitness.
Visit Us: foxcu.org/locations Find Us: instagram.com/foxccu Call Us: 920-993-9000
• Consolidate high interest rate balances/accounts onto your Fox credit card
• Pay off your holiday shopping charges
Tap into your card for some emergency cash
Limited time offer on credit card Give your savings a boost by shoveling a better rate
= Annual Percentage Yield and special may end at any time, without prior notice. Share certificates require $5,000 minimum deposit. New money reqired unless current Fox Communities Credit Union
member with
active Fox checking
transactions per month).
daily.
*APY
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Dividends accrue
Early withdrawal penalties apply. Membership eligibility required. Visit foxcu.org/certificatespecial for more details. 10-month certificate special $5,000 minimum deposit
Attend for a chance to win $500!
LEARN EARN
5.99%PROMO APR* for 6 months 9.90 -17.90%APR therea er
rate of 5.99% Annual Percentage Rate (APR) on balance transfers and cash advances made from 1/16/2023 to 3/15/2023 will remain at Promo APR until 9/15/2023. A er promotional period ends, an APR of 9.90%-17.90% as disclosed at account opening, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers or new cash advances. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer or cash advance fee. Minimum interest charge: $1. Fee for foreign transactions is 1% of each transaction in US dollars. Offer subject to change without notice. Rewards program does not apply to cash advances or balance transfers. Loan subject to credit approval. For additional details visit foxcu.org/visa-credit-card/. Membership eligibility required.
Federally Insured by NCUA.
