March 2021
Our lobbies are open
MEMBER FOCUSED PRODUCTS AND SERVICES
Helping you create and capture “snap-worthy moments” at home
Feeling unwell or exposed to those who are sick? Please continue to use our Digital Banking, Electronic Teller, ATM, Drive Up or call 920-993-9000. To ensure the health/safety of you, staff and the community, we have implemented the following: • Masks are required: For any person over the age of five, a mask that fully covers your mouth and nose is required while in our buildings (we may ask you to temporarily remove your mask for I.D.)
• Heightened safety: In addition to installing plexiglass guards and providing hand sanitizer, we have provided all staff with masks • Enhanced cleaning efforts: Disinfecting has been intensified at each branch and staff have been trained in cleaning protocol • Distancing: We have removed/limited lobby furniture, placed 6-foot markers and have limited our lobby capacity • Health awareness: All staff are reminded daily to do a self-check for any symptoms and report to management if they have had exposure to the virus... they will be asked to stay home
No matter what’s on your home must-have list (like a backyard pool), we’re here for you! • Get pre-qualified within one business day or less • Our lenders average over 20 years experience • First Time Home Buying Program > Down payments as low as 3% > You could receive up to $6,000 to use for your down payment and closing costs First Time Home Buyers are those who have not owned a home for three years or more. Ask us for details.
Platinum REWARDS Platinum REWARDS
1234 5678 8901 2345 1234 5678 8901 2345 XX/XX XX/XX BE A MEMBER XX/XX BE A MEMBER
Limited time offer on Fox credit card cash advances
3.99% Promo APR for 12 months 9.90% - 17.90% APR thereafter
Transfer funds from your Fox credit card to pay off higher rate credit cards, get extra cash quickly and so much more! Make a Fox cash advance any of the four ways below:
We appreciate your patience as we navigate this “new normal.” If you would like more details regarding our response to COVID-19 or how we may be able to help you during these trying times, please visit foxcu.org/covid-19.
• By phone: 920-993-9000 • At any Fox location • Using an ATM (must use credit card PIN) • With a funds transfer in Digital Banking 1. Log in (Don’t have access? Select Enroll) 2. Tap Menu>Transactions>Funds Transfer 3. Choose Credit Card as From Account & complete the on-screen steps
Thank you for your membership and we look forward to seeing you,
Don’t have a Fox credit card? Apply today! Online foxcu.org Call 920-993-9000
Chris Allen President & CEO
APR=annual percentage rate. Balance transfers/cash advances made 2/1/21 to 3/31/21 will remain at 3.99% Promo APR until 4/1/22. On 4/1/22 the rate will return to 9.90% - 17.90% APR disclosed at account opening. Interest begins accruing as of the transfer/advance date. Offer subject to change without notice. Rewards program doesn’t apply to transfers/advances.
BEING IN-THE-KNOW
COVID-19 scams
Defeating fear and fraud Scammers are targeting people during the pandemic by using uncertainty/worry to create urgency. They are selling fake cures, asking for donations to non-existent charities or offering phony work at home opportunities. The best protection against becoming a victim is knowledge! Get protected against scams by learning more at the FCC Coronavirus Scams - Consumer Resources website, fcc.gov/covid-scams.
Warranty letters and cards
We’ve all received those pesky phone calls and mailings about expiring vehicle warranties... but are they true? Most are just a ploy for advertising and have nothing to do with your warranty. These mailers may look like they are from a dealership or manufacturer, but if you look at the fine-print, they are required to disclose that they are indeed not from the manufacturer or dealership. They are coming from a company trying to sell you another warranty. If you currently have a warranty, throw these mailers away and ignore the phone calls. If you are looking (or in need of a warranty) we can help you out, give us a call.
INVESTING IN THE FUTURE
Scholarships for 2021 graduates
SCHOLARSHIPS Five upcoming high school graduates, who are planning to attend college for or another post-secondary school in fall of 2021, will each be awarded a $1,000 scholarship
Scholarships are based on community service and the thoughtful completion of this year’s essay question. New this year - applications must be submitted online at foxcu.org/scholarships by Thursday, April 1, 2021.
Straight answers to your financial questions
1150 WHBY | 103.5FM | 106.3FM Join us as we talk about a variety of financial topics, including how to protect yourself against fraud, on the 2nd Monday of every month, at 4:00pm. Our first few live radio shows will be: • March 8: Home Buying by Jacob Phillips, a Mortgage Loan Officer at our Northland location • April 12: Car Buying by Mike Pastorelli, our Auto Buying Specialist Please visit foxcu.org/calendar for more details. We will continue to add information as we schedule our guest speakers.
Save the date for our virtual Annual Meeting
Monday, May 10 at 5:30pm The meeting will be virtual, where you can listen and see our slide presentation via a link from our website. You may also hear audio only, via a phone conference call. Topics of discussion will be what happened in the credit union for 2020, and what to expect in 2021. Stay informed about our virtual Annual Meeting by visiting foxcu.org. The Credit Union Difference • Our purpose is to serve and educate our members, with a big focus on helping them realize their financial goals and build secure futures • Not-for-profit, the money we make is invested in our members in the form of higher interest rates on savings and lower interest rates on loans ... that’s a win, win for you! • Our members are our owners and are managed by a Board of Directors elected by you, our member
Must meet eligibility requirements.
Federally Insured by NCUA. All loans subject to credit approval. Membership eligibility required.
E ST. 1937