Fox Facts Newsletter - May 2021

May 2021

CREDIT UNION NEWS!

New! Online Account Opening!

Looking to add a checking or additional savings to your Membership? Simply complete a quick, easy and secure account application at foxcu.org/newaccount.

Have you been telling your friends or family to open an account at Fox? They too can apply for Membership online.

Tips before you start: • Must be 18 years or older.

• Have your social security number, and drivers license/valid identification handy.

At this time, IRA, HSA, and business accounts cannot be opened via our online system.

Virtual Annual Meeting

Monday, May 10th 6:00pm - 6:45pm You will be able to access the meeting starting at 5:45pm.

MEMBER FOCUSED PRODUCTS AND SERVICES

Digital Banking Enrollment

Enrolling is easy and provides access to your accounts without any delay!

Enroll using our: Mobile App • Download ‘Fox Communities CU’ in the app store.

• Open the app and tap ‘Enroll’ on the bottom-right.

Website (foxcu.org) • Click the orange ‘Secure Digital Banking Login’ button and then ‘First time logging in? Enroll here’.

Current and future business owners: We’re here to support your business!

Remodeling or Expansion Expenses Purchasing Commercial Property/Land Refinancing Real Estate Debt

Meeting Agenda: Our Board of Directors and President/CEO will present our 2020 statement of condition and provide a brief overview of updates for 2021.

Our business team, with over 200 years of experience, is here to help! Visit foxcu.org/business/

• Listen/view the live presentation: foxcommcu.webex.com/meet/AnnualMeeting Meeting Number: 146 564 2129 • Listen to the live presentation (audio only): Call +1-408-418-9388 US Toll Access Code: 146 564 2129

Fox Team Favorite: Me encanta poder llamar y pedir un interprete así puedo hacer preguntas en Español sobre mi cuenta(s).

I love being able to call and ask for an interpreter so I can ask questions, in Spanish, about my account(s).

- Sarah Ruiz-Harrison Gerente de Sucursal | Branch Manager Two Rivers/Manitowoc

Favorito Del Equipo Fox:

“FUNDING” YOUR FINANCIAL KNOWLEDGE

Free Financial Webinars*

For dates/topics and to register: Visit foxcu.org/balance-financialfitness-program/ and click ‘Visit Balance Website’ (you will be leaving Fox’s website). In the upper-left, select the ‘Free Webinar’ button.

May’s webinar: Financial First Aid • Tuesday, May 11 | 12:30pm - 1:30pm • Thursday, May 20 | 7:30pm - 8:30pm Learn how to gain control of a financial crisis, when, and if it arises.

Straight answers to your financial questions: Live Radio Show* 1150AM | 103.5FM | 106.3FM or even the WHBY app

Join us as we talk about a variety of financial topics, including protecting yourself from fraud, on the 2nd Monday of each month, at 4:00pm.

The next show will be May 10. Kate Kahles, from the Alzheimer’s Association, will cover: • Warning Signs & How to Reduce Risk of Dementia • The Difference Between Alzheimer’s & Dementia Missed our April show? Visit foxcu.org/blog/

Signs of a Romance Scam

You may be a victim if you are being told, by the person, they: • Are overseas for business/military.

• Need money or they ask for financial help.

• Plan to visit, but can’t due to an emergency.

Protect yourself: • Never send money or give account information.

• Slow down and talk to someone you trust.

• Read more: consumer.ftc.gov/blog/2015/07/faking -it-scammers-tricks-steal-your-heart-and-money

Auto Loan Interest Rates

It’s not as important as people think, and payments are usually close.

For example; $20,000 for 60 months at 1.99% would have a $350.49 payment, and 2.49% would have $354.89.

That’s a difference of $4.40 or a $264 loan-life total.

Dealers may offer lower rates than some financials, but they usually still get your money with their extra products. For example, at most dealerships, Guaranteed Asset Protection (GAP) Insurance is $899 while Fox only charges $449. This insurance covers the ‘gap’ between your vehicle’s value and what you owe in the event of an accident.

Best advice is to contact your credit union lender for a pre-approval. Find out how much you can spend to stay within your payment range and only look for vehicles that meet it. Questions? Call Mike Pastorelli, our Auto Buying Specialist at 920-993-3508.

JOIN US!

Center Stage High School Musical Theater Program Showcase Let’s celebrate the musical theater achievements of 24 local high schools and the students/cast behind the shows!

WFRV Channel 5: Saturday, May 15 | 7:00pm

Secure Paper Shredding and Electronics Recycling

5 bag limit on free paper shredding and most electronics are fee free.

Two Rivers: Saturday, May 15 | 9:00am - 1:00pm Appleton: Saturday, June 12 | 8:00am - Noon Green Bay: Saturday, June 19 | 8:00am - 11:00am Visit foxcu.org/calendar for details and locations.

*Presentations are intended for educational purposes only and do not replace independent professional advice.

Statements/opinions are of the presenter individually and not necessarily the opinion/position of FCCU. Federally Insured by NCUA. All loans subject to credit approval. Membership eligibility required.

Any third-party site listed is not operated or under the control of FCCU. Fox does not represent either you, or the website operator, if you enter into a transaction.

E ST. 1937