FoxFacts Newsletter November 2022 Card Controls available in our Mobile Banking app It’s more important than ever to keep a close eye on your debit/credit card activity, especially with the holiday shopping season upon us. Thankfully, you’ve got the power of our Card Controls at your fingertips to: • • • •
Turn your card off when it’s lost or stolen, and easily turn it back on when it’s found Activate alerts to know when and where your card is being used Control when, where, and how your card can be used Use a Travel Memo to reduce the chances of your purchases getting flagged as suspicious while traveling
Sign into our Mobile Banking app and tap ‘Card Controls.’ Learn more at foxcu.org/2021/11/fox-card-controls. Federally Insured by NCUA.
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Wake up your savings with a certificate special
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We turned 85!
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Fox Communities Credit Union deposits are
YEARS
19
3.25%
3.40%
$5,000 minimum deposit
$5,000 minimum deposit
APY
13 months
APY
22 months
foxcu.org/sharecertificate22 APY = Annual Percentage Yield and special may end at any time, without prior notice. Share certificates require $5,000 minimum deposit. New money required unless current Fox Communities Credit Union (Fox) member with an active Fox checking (4 transactions per month). Dividends accrue daily. Early withdrawal penalties apply. Membership eligibility required. Visit foxcu.org/sharecertificate22 for more details.
Federally Insured by NCUA.
Deposit your checks without leaving your house The days of having to drive to the credit union to deposit a check are long gone. Instead, you can deposit your checks from the comfort of your home by following these steps: 1. 2. 3. 4.
Open our Mobile Banking app on your smartphone or tablet Sign in with your username and password Tap ‘Deposit A Check’ from the home screen Follow on-screen instructions
Don’t forget to endorse your check ‘For Mobile Check Deposit at FCCU’ followed by your signature.
On October 15, 1937, the Banking Commission for the State of Wisconsin certified us as the Combined Locks Credit Union, located inside the Combined Locks Mill. Started by a group of mill workers, the business and purpose was to raise money to be loaned among its members. The first loan was given to a fellow mill worker so he could buy Christmas presents for his family. The same as it was 85 years ago, still stands true today, the only reason we exist is to provide you, our member-owners, with the best financial services to help you get the most out of life. What thrills us the most is helping our members reach their financial goals. Thank you to all our members who made our story part of your story: foxcu.org/ 2022/10/85-anniversary.
Branches will be closed for these upcoming holidays •
Reluctant to try Mobile Check Deposit yourself? Stop in at your nearby Fox location and have one of our digital experts walk you through it. Subject to Fox Communities Credit Union’s daily deposit limits. Checks submitted after 3:00 PM Monday – Friday, may not be deposited until the following business day. Checks may be placed on hold. Be aware, while the Fox mobile banking app is completely free to download, your mobile carrier may assess web access charges.
Federally Insured by NCUA.
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Friday, November 11, to honor military veterans of the United States Armed Forces. Thursday, November 24, so our team members can spend the holiday with their families.
Avoid account takeover scams with these tips Scammers continue to get bolder and more creative – and their end goal is access to your accounts and your finances. Follow these tips to avoid any account takeover scam that comes your way: • • • • • •
Create unique, strong passwords for every account Use multi-factor authentication when possible Install antivirus software on all your devices Keep your devices up to date with the latest patches and updates Never click on links or call a phone number in response to an unexpected text, email, or message Never give out your Online Banking username and password to anyone
Learn more about how to keep your finances safe at foxcu.org/2022/10/account-takeover -scam-tips.
The most wonderful time of the year
Are you ready to live life to the fullest this holiday season? Make sure you don’t miss a thing thanks to our Make Winter Fun Happen blog at foxcu.org/2022/10/ 2022-holiday-events.
Learn N Earn $500 giveway
Just in time for your holiday shopping, earn your credit card rewards points faster
LEARN EARN
Receive 6,000 bonus points
Our quarterly Learn N Earn giveaway continues in November, with one of our lucky members winning $500 for attending a BALANCE webinar. Members who tune in for the October through December webinars are automatically entered, and a winner will be drawn in January.
when you make $2,000 or more in purchases with your Fox credit card through December 25, 2022.
November’s topic is Using Credit Cards Wisely, where you'll learn how to take a disciplined approach to credit card usage.
foxcu.org/visa-credit-card
Get your uChoose Rewards login in Online Banking ®
Have you registered your Fox credit card with uChoose Rewards yet? You need to in order to be able to redeem the points you’ve been accumulating on your card since we switched over from ScoreCard Rewards. And now you can get all your uChoose information right in Online Banking. Visit foxcu.org/visa-credit-card for more info on uChoose Rewards. Promotional period November 1 to December 25, 2022. To earn the 6,000 bonus points, you must make $2,000 or more in eligible net purchases with your Fox Communities Credit Union (Fox) credit card during the promotional period. Rewards are earned on eligible net purchases that post and settle during the promotional period. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: pending transactions, cash advances, balance transfers, wire transfers, lost, stolen, canceled or fraudulent purchases or fees of any kind, including finance charges, late fees, returned check fees, and ATM, cash advance fees, or fees of any kind. Bonus points will be credited to your account the 10th day of the following month; provided promotional criteria is met. Account must be open and not in default in order for the points to post to your rewards balance. Limit of one promotional offer per account. Fox reserves the right to end or modify this offer at any time without notice. For additional information visit foxcu.org/visa-credit card and uchooserewards.com for full reward program terms.
Visit Us: foxcu.org/locations
Find Us: instagram.com/foxccu
Call Us: 920-993-9000
The webinar dates are: • November 8 12:30pm - 1:30pm • November 17 7:30pm - 8:30pm Register and learn more at foxcu.org/calendar. While not part of the Learn N Earn, we also offer a WHBY radio show on this same topic, November 14 from 11:00am to Noon. The presentation is brought to you by BALANCE Financial Fitness and is intended for educational purposes only and does not replace independent professional advice. Statements and opinions are those of the presenter individually and not necessarily the opinion or position of Fox Communities Credit Union (Fox). Fox is not an affiliate of BALANCE Financial Fitness.
Federally Insured by NCUA.