September 2021
We have officially broken ground for our new branch in Oshkosh With this branch at 1870 Oshkosh Ave., it will become our 22nd location. This full service, technology-focused branch will include teller PODS inside the branch lobby, where staff works side by side with members, full-service drive-thru lanes, an ATM, and a coffee bar. “We are excited to have the opportunity to serve our current and future members in the Oshkosh area. While we may be building a facility, more importantly we are building lasting relationships in the community. We take great pride in what we do in the community, and we are very excited to be here,” states Nancy Krahn, Chief Retail Officer. Pictured (left to right): Cathy Harvath, Vice President of Marketing; Adam Landsverk, Chief Lending Officer; Mitchell J. Musial, General Counsel; Kory Kitowski, Chief Information Officer; Jenefer Kind, VP of Operations; Chris Allen, President/CEO; Nancy Krahn, Chief Retail Officer; Kris Hackbarth-Horn, Chief People Officer; Christina Poad, Branch Manager; Niki Schaumberg, Chief Financial Officer; Michelle Stumpf, AVP of Branch Operations; and Dave Thone, SVP-Member Solutions.
Conveniently located off I-41 and Hwy 21, this site is near the new Oshkosh Corporation’s new headquarters. We expect to open the branch late 2021/early 2022.
MEMBER FOCUSED PRODUCTS AND SERVICES
We’re here to help you keep your wheels in motion with an Auto Loan rate as low as 1.99% APR* for up to six years (72 months) Whether you’re looking for a new ride or you simply want to bring your current loan to us, we can help. When it comes to auto loans, we like to help Make Life Happen for our members, like you. We take the time to review your budget and maximize it to your advantage... finding you the best deal, making sure you clearly understand how the numbers work, and striving to have you drive away happy. Apply for a new ride or refinance your current auto loan at foxcu.org or call 920-993-9000. *APR=Annual Percentage Rate.1.99% APR is the advertised rate for 72 months, vehicles 2019 or newer; up to 60 months for vehicle years 2016 or newer. Rates can vary based on creditworthiness, age of vehicle, and terms of the loan. Rate presented requires a Fox checking account. Payment example: $10,000 at 1.99% APR for 72 months, monthly payment of $147.47. Additional restrictions may apply. All loans are subject to final credit approval and membership eligibility. Rates, terms, and conditions are subject to change at any time. Applicable to new money loans only, cannot be used to pay off existing FCCU loans. Federally insured by NCUA.
Staff favorite service: SaveUp! “SaveUp is the perfect alternative to saving coins. Each time your Fox debit card is used, this program automatically transfers your change to an account of your choice. It makes saving for a trip/item easier.” - Amanda Zeinert | Lawe Street Branch Manger Ask any staff member to add SaveUp to your debit card to start saving automatically! Fox checking and debit card required. Federally Insured by NCUA.
Reduce the chance of your card being flagged as suspicious/declined for purchases, by setting Travel Memos Log into Digital Banking, select ‘Card Controls’, and then ‘Manage Card’. Must have Fox CU debit or credit card to use Travel Memos. Restrictions may apply. Carrier fees for messaging and data may apply. Federally Insured by NCUA.
“FUNDING” YOUR FINANCIAL KNOWLEDGE
Free live financial radio show: Loans, Budgeting, and Fraud Monday, September 13, 4-5pm Presented by Bob Hein, Member Solutions Manager Tune into 1150AM, 103.5FM, 106.3FM, or the WHBY app. Missed our past monthly live radio shows and want to listen to them? Visit foxcu.org/blog.
Free webinar: Financially Savvy Seniors Tuesday, September 7, 12:30pm-1:30pm Thursday, September 16, 7:30pm-8:30pm Register at foxcu.org/balance-financial-fitness-program/. Click ‘Visit Balance Website’, then ‘Free Webinar’. Presentations are intended for educational purposes only and do not replace independent professional advice. Statements and opinions are of the presenter individually and not necessarily the opinion or position of Fox CU. Third-party site is not operated or under the control of Fox CU. Fox CU is not responsible for the content and does not represent those who enter into a transaction.
Should I trade or sell my vehicle? “The answer to this common question really depends on the value of your ride. One thing to focus on is the tax savings on the trade. If you trade your auto for $10,000, you’d be saving $500-$550 in taxes vs selling by yourself. Therefore, you would have to sell your car privately for at least $10,500 for you to come out ahead. Another big thing to consider is the hassle of trying to sell your car. You might find it beneficial to trade your car if you want less work on your end. My advice would be, if you have a car with a trade value of $2,500 or less, you may be better off trying to sell it on your own. Many people look for inexpensive rides for a cost effective commute for work or school.” - Mike Pastorelli, Auto Buying Specialist 920-993-3503 or mpastorelli@foxcu.org
Credit or debit - which should I use?
Here are a few steps to avoid scams on these apps: • Link the app to a credit card instead of your debit card or bank account. • Create a strong password and disable automatic login. • Never send/accept payments from a stranger.
Ever find yourself standing at the gas pump, wondering what you should do to keep your information safe and transaction convenient? The answer is dependent. • To avoid using your PIN, in case a fraudster is up to something, hit that ‘Credit’ button! • If it’s important to you that the transaction hits your account quicker, choose ‘Debit’. This choice is processed faster and will keep you from having to remember the charge is still pending on your balance.
consumer.ftc.gov/articles/mobile-payment-apps-howavoid-scam-when-you-use-one
The safest choice is to head inside and use ‘Debit’! The cashier’s machine is less likely to be tampered with.
Third-party site is not operated or under the control of FCCU. FCCU is not responsible for the content and does not represent those who enter into a transaction.
Federally Insured by NCUA.
Avoiding mobile payment app scams Apps such as Venmo, Square, or Paypal, make sending/receiving money easy.
IN YOUR COMMUNITY • foxcu.org/calendar
Salvation Army Drive: Coats for Kids
Another successful Bike to the Beat
Monday, September 27-Friday, October 29 Drop off new or gently used winter coats at any of our locations.
Thank you to the local businesses, participants, volunteers, and staff!
As we prepare for the colder months ahead, we are asking for coat donations to make sure local children in need stay warm this winter. If you would rather provide a monetary donation, any amount is helpful and is greatly appreciated. In fact, as little as $20 buys a new coat for a child who would otherwise go without.
• $32,420 from all registrations was donated to the Fox Cares Foundation (foxcares.org). • 1,916 bicyclists participated. • 14 states were represented. Join us next year, Saturday, August 6, 2022! biketothebeat.com
In accordance with the CDC recommendations, we ask that you please wear a mask, santize and distance while visiting Fox, regardless of vaccination status.