WAR GENERATION Case Study
Intelligent Property Investment
Future Estate eBooks Series: WAR GENERATION Case Study
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CLIENT PROFILE The War Generation represents a significant demographic in Australian society and has a large representation in SMSF. In many cases this generation has accumulated substantial retirement savings, quite often by property investment and the capital gains achieved over many years. The table below summarises a hypothetical client profile of this generation.
Older, war generation retired couple with SMSF Shorter investment horizon than most SMSFs $1.5m assumed SMSF balance Lower risk profile Income orientation Seeking positive cash flow from portfolio Seeking lower gearing
Future Estate offers a range of investment alternatives for our investors, some of which are well suited to older retirees seeking interest rate type returns and capital preservation. In particular, we offer investors the potential to participate in property projects via secured lending or preferred returns in terms of both capital and income returns. We call this Preferred Income Units (or PIUs).
Future Estate Preferred Income Units (PIU) are suited to older investors with a shorter investment horizon, income orientation and a focus on capital preservation.
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Future Estate eBooks Series: WAR GENERATION Case Study
PREFERRED income units at a glance Residential Property
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Sector
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Target Returns
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Investment Term
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Investment Amount
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Underlying Security / Asset
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Geographical Focus
Preferred loans or preferred equity against a specific property project 15% + p.a. Typically 2 years $50,000 and over Residential property projects Australia wide, with a focus on fundamentally robust markets
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“De-Risked� projects with substantial pre-sales cover, conservative gearing, strong returns and sound due diligence outcomes
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Investment Focus
investment benefits Generate high returns, typically 15% + from a debt-like investment Relatively short investment horizon, typically 2 years Security or preferred returns over a specific asset or development project Capital preservation focus Rigorous underwriting standards, akin to lending standards of a bank or lending institution Low Fees Please contact us to discuss how Preferred Income Units may suit your clients.
Future Estate eBooks Series: WAR GENERATION Case Study
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If you would like more information about us and our advisory services, investment properties and products, simply call, email or visit.
(03) 9988 2900 info@futureestate.com.au www.futureestate.com.au @futureestate future.estate future estate
Copyright Š Future Estate Group Pty Ltd 2014
This document contains general information and does not contain personal advice or financial product advice. This information has been prepared without taking account of your objectives, financial situation or needs. Accordingly, before acting on this information and making financial decisions, you should consider whether this information is appropriate for you and are recommended to seek independent financial, investment, tax and/or legal advice having regard to your own objectives, financial situation and needs. This information may contain material provided to Future Estate Group Pty Ltd by third parties. While such material is published with necessary permission, Future Estate Group Pty Ltd and its related entities accept no responsibility for the accuracy or completeness of this information, nor endorses it. To the maximum extent permitted by law, Future Estate Group Pty and its related entities disclaim all liability for any loss, costs or damage which arises in connection with the use or reliance on the information and material contained in this document. Any forward looking statements and estimates are provided as a general guide only and should not be relied upon as an indication or guarantee of future performance. Furthermore, past performance is not a true indicator of future performance. Any past performance information in this document has been given for illustrative purposes only and should not be relied upon as an indication of future performance.
Future Estate eBooks Series: WAR GENERATION Case Study
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