GAM BINO RE ALTORS
HOME GUIDE
ISSUE NINE | 2021
C O NTEN T S
4 53
30 65
4
More Young People Are Buying Homes
6
Residential Single Family Homes
30
YUMMY by Gambino: Baked Artichoke and Jalepeno Cheese Spread
53
The Best Use of Time and Money When it Comes to Renovations
54
Residential Condominiums
59
Vacant Land
63
Commercial Real Estate
65
What Buyers and Sellers Need to Know About the Appraisal Gap
Local Housing Market Report
GAMBINO REALTORS HOM E GU I DE VOLUME TWO ISSUE NINE | 2021 Publisher: Gambino Realtors Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond
Now that we are approaching the last quarter of this year, we can start to see how 2021 compares to the previous year. Of course, we need to note that 2020 was far from a normal year in many respects. In March and April last year, the real estate market came to an abrupt halt because of Covid. Surprisingly, by June we were off to the races and homes were selling at a record pace. Despite the temporary lockdown, we ended the year with a 9% increase in home sales. Making any comparisons to last year will certainly require an asterisk, but in general it has been a robust market all year. Here are a few statistics to show just how healthy the market is today: • Rockford area homes are selling in an average of 13 days which is faster than the rest of the state and the country as a whole. • We have seen significant growth in the average price of homes. The three month rolling average is now $174,073. • Interest rates remain in the low 3% range, and sometimes even dip below 3%.
As I have mentioned before in previous articles, one of the reasons that our existing home market is so strong is that there is very little new construction going on these days. Right now the high price of raw materials and the difficulty in obtaining some mechanical components are causing the home building industry to struggle. Eventually the supply chain will correct itself and as local home prices continue to rise, new construction will become more of an attractive option for buyers. One factor that is still a big unknown is whether ending the moratorium on foreclosures and evictions will generate an influx of bank-owned properties. While there may be some foreclosures, the fact that home prices have risen so well in the last few years, it would seem that owners who can no longer afford their home do have some equity. Because they have some equity, they may be able to sell before being forced to walk away without proceeds.
Photo Editing: Derek Droessler The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions. www.GoGambino.com 3815 N. Mulford Road Rockford, IL 61114 815.282.2222 5330 Williams Drive Roscoe, IL 61073 815.623.3333
Jonathan R. Krause President Gambino Realtors www.GoGambino.com | 3
MORE YOUNG PEOPLE ARE BUYING HOMES “...it’s clear that younger households (millennials!) are driving homeownership growth.” There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. Odeta Kushi, Deputy Chief Economist for First American, explains why millennials have put off certain milestones linked to homeownership. Those delays led to their homeownership rates trailing slightly behind older generations: “Historically, millennials have delayed the critical lifestyle choices often linked to buying a first home, including getting married and having children, in order to further their education. This is clear in cross-
generational comparisons of homeownership rates which show millennials lagging their generational predecessors.” So, it’s partially true that some millennials have waited on homeownership to focus on other things in their lives – and that’s impacting certain housing market trends. Data from the National Association of Realtors (NAR) indicates the average age of a first-time homebuyer is higher today than it’s been over the past 40 years. As Exhibit A on the right page shows, homebuyers today are purchasing their first home an average of four years later than people in the 1980s and early 1990s. Just because millennials are hitting certain milestones later in life doesn’t mean they’re not interested
4 | GRHG | VOLUME TWO | ISSUE FOUR | 2021
Exhibit A
in becoming homeowners. The recent U.S. Census reveals a significant increase in homeownership rates for millennials and other young homebuyers. As the graph in Exhibit B above shows, millennials are entering the market in full force, and their share of the market is growing. Based on the data, the belief that younger generations don’t want to buy homes is a misconception. In fact, the recent Capital Market Outlook report from Merrill-Lynch further drives home this point, as it specifically mentions the effect millennials are having on demand: “Demand is very strong because the biggest demographic cohort in history is moving through the household-formation and peak home-buying stages of its life cycle.”
Exhibit B
“. . . it’s clear that younger households (millennials!) are driving homeownership growth.” As the largest generation, millennials’ impact on the market is growing as more and more people from that generation reach homebuying age – and Generation Z isn’t far behind, either. That means younger generations will likely continue to drive demand in the housing market for years to come. If you’re a member of a younger generation and interested in purchasing a home, you’re not alone. Many of your peers are on their path to homeownership, too. Let’s connect today and discuss what you can do to accomplish your homebuying goals. Call Gambino Realtors at 815.282.2222.
Kushi is following the trend of millennial homeownership and puts it more simply, saying: www.GoGambino.com | 5
STATELY MANOR
12135 Caledonia Road | Belvidere | 5 BD | 5/2 BA | 3,757 SQ FT | $725,000
BEAUTIFUL GROUNDS IN GREAT LOCATION
With beautiful grounds, a great location, and custom woodwork throughout, this stately manor is sure to please. The long circular drive welcomes you to sit back, relax and settle right in. Enjoy a cup of tea on the gorgeous deck listening to nature’s sounds before you tend to your hobbies - made easier with the spacious attached and detached garages. Inside the home, you will find cathedral ceilings, cove molding, and an extensive amount of customized woodwork throughout. Each of the five bedrooms include walk-in closets. The kitchen is complete with lots of room to cook while enjoying the company of family and friends. Nestled on half an acre, privacy surrounds you, but you are still close to all the conveniences and amenities one could ask for.
Jim Grindle 815.637.0104 jgrindle@GoGambino.com
www.GoGambino.com | 7
STUNNING TWO-STORY
1652 Lancaster Lane | Caledonia | 5 BD | 4/1 BA | 5,741 SQ FT | $699,000
ATTENTION TO DETAIL THROUGHOUT
Stunning, two-story home with five bedrooms, four and a half baths, and a four and a half car heated garage. Gourmet maple kitchen with custom granite, stainless-steel appliances, wine fridge, cooktop with overhead exhaust, wall oven, microwave and warming drawer, butler’s pantry, wet bar, and snack bar. The spacious great room has a wall of windows overlooking the private deck and a beautiful inground pool with a privacy fence. A first-floor master is sure to please with a sitting area, cozy fireplace, and ensuite with a whirlpool tub, walk-in shower, double vanity sinks, private toilet, and bidet. The fully exposed walk-out lower level features a wet bar, theater area, a fifth bedroom, full bath, and sliders to the lower covered deck and paver patio. This home is well fitted with all the extras, including extensive lighting and underlighting throughout, Brazilian cherry floors, outdoor speakers in the pool area, professional landscaping, yard irrigation, and so much more.
Barb Key 815.494.9626 bkey@GoGambino.com
www.GoGambino.com | 9
Residential Single Family
222 Jones Way Poplar Grove $419,900 5 BD | 3/1 BA | 3,862 SQ FT
David Bowers 815.520.4091
1667 Divine Drive Rockford $415,000 5 BD | 3/1 BA | 3,273 SQ FT
Karl Gasbarra 815.975.4218
9756 Belvidere Road Roscoe $395,000 3 BD | 2/1 BA | 2,968 SQ FT
4441 E. Cascio Drive | Byron 5 BD | 3/1 BA | 2,675 SQ FT Custom details make this home a real gem. Combining various styles and beautiful finishes, this home will have massive appeal no matter what your style. Amenities include volume ceilings, white millwork and cabinetry, hardwood floors, walls of windows allowing for beautiful views, two fireplaces, custom kitchen and bath finishes, and space to accommodate a large family or to entertain. The gourmet kitchen will please the most serious chefs and novices alike. Serving up a feast will be a breeze with both a formal dining room and an informal bayed dining area. Spreading out will not be an issue with a formal living room, main floor family room, and four-season room. Prepare to fall in love.
Carson Breed 815.871.5131
Karl Gasbarra 10 | GRHG | VOLUME TWO | ISSUE NINE | 2021
815.975.4218 karl@GoGambino.com
$365,000
11132 Oxbow Drive Roscoe $799,000 4 BD | 3/1 BA | 3,285 SQ FT Relax, play, and work from this beautiful riverfront estate tucked away in Roscoe. The resort vibes radiate from the house to the pool and throughout the professionally manicured nine acres of entertaining space. There are four bedrooms, three and a half baths, a lower-level theater and bonus room, and a fourseason room built for sun lovers within the expansive two stories. From the four-season room, the The Eyes pool invitesThrough you to enjoy a dip onof Ginny Meyer a warm summer day. The 40 x 120 outbuilding is fully furnished with a kitchen, bath, game room, workshop, and living area for all your guests and entertaining needs. Spend the day down by the shore, where your boat ramp awaits you to set out on a day cruise. This spectacular home is waiting for you to create memories for years to come.
LIFE ON THE FARM
Team Lunde 815.985.9522
RIVERFRONT ESTATE
2730 Newbury Lane Caledonia $569,500 4 BD | 3 BA | 3,500 SQ FT This new custom quality and superbly crafted home merge contemporary lifestyle and functionality with high-end finishes. A voluminous open plan greets you with incredible finishes and custom millwork and cabinetry. The 10-foot box beam coffered ceiling and fireplace are stunning. The paneled doors and light fixtures give it a Craftsman feel with a bit of an urban vibe. The walls of all windows Through The Eyes of Ginny Meyer bring in the sun while offering expansive views of the adjacent countryside. The gourmet kitchen will please the most serious chefs and novices. Formal and informal dining areas are perfect for entertaining. The master bedroom features an abundance of closet space and a master bath with all of the luxury amenities one would expect. Embrace quiet living in the fantastic subdivision Newbury Place.
LIFE ON THE FARM
Karl Gasbarra 815.975.4218
SUPERB NEW HOME
Residential Single Family
201 W. Winnebago Street Winnebago $225,000 4 BD | 1/1 BA | 2,219 SQ FT
Mike Weerda 815.985.2895
5301 Gingeridge Lane Rockford $224,900 3 BD | 2/1 BA | 3,060 SQ FT
Frank Gambino 815.637.0113
6448 Weaver Road Rockford $220,000 4 BD | 2/1 BA | 3,035 SQ FT
Kevin Fisher
5336 Nottingham Drive | Loves Park
$225,000
3 BD | 2 BA | 2,186 SQ FT This mid-century modern gem is nestled just south of Rock Cut State Park. Its architecturally significant design mimics that of Frank Lloyd Wright. Vaulted ceilings throughout the home feature lighted soffits and skylights. Redwood is blended into every aspect of the home, including its many built-ins throughout. Large custom windows allow enjoyment of the gardens surrounding the home while also drawing in plenty of natural light. Extended overhangs and custom sliding panes keep the house cool in the summer and allow natural air circulation throughout the house. A large wood-burning fireplace features a stone wall that acts as a heat sink, capturing and emitting heat during the winter. Don’t miss out on this truly one-of-a-kind property.
815.494.9595
Team Schwartz 414.722.9773 lschwartz@GoGambino.com
www.GoGambino.com | 13
Ray Arco
Tony Badaluco
Brenda Baney-Tufly
Karen Barbagallo
Sandy Basel
Pat Bellinghiere
Brad Benedict
Halina Borowski
David Bowers
Ann Seigel Brady
Carson Breed
Allan Brillman
815.985.1441
815.985.4190
815.988.3476
815.988.5577
815.494.4132
815.871.1745
815.988.4286
815.621.8507
815.520.4091
815.298.4683
815.871.5131
815.494.2605
Mike Bumbard
Donya Bundy
Dawn Butcher
Jean Campbell
Brad Carlson
Stefanie Carlson
Barbara Carstens
Heather Carter
Judy Clossey
Donna Cox
Scot Craig
Pam Cunningham
815.289.4924
608.295.5181
815.670.6446
815.505.8336
815.871.6333
815.742.2265
815.871.3604
815.519.2969
608.290.1924
815.742.5092
815.985.8806
815.289.6323
Kathleen Davis
Chrissy Dawson
Kristel Despot
Michelle Dollak
Jay Dowthard
David Edwards
Penny Edwards
Linda Elliott
Mark Fiorello
Kevin Fisher
Rose Gagnon
Frank Gambino
815.978.0606
815.985.5649
815.871.6610
815.988.4363
815.289.7530
815.543.5688
815.703.0586
815.988.8954
815.670.4129
815.494.9595
815.262.7766
815.637.0113
Michael Gambino
Karl Gasbarra
Jim Grindle
Michael Hakanson
Brent Hammack
Carol & Andy Harkin
Laura Haynes
Kathy Heeren-Ellis
Bob Hendershot
Claudia Hernandez
Bryan Holder
Mikhaele Howell
815.978.0845
815.975.4218
815.980.5908
815.509.8518
815.509.5101
815.540.8908
815.985.1115
815.708.4061
815.988.7094
815.262.7472
815.543.1232
815.871.6787
Cheryl Jacobs
Jill Jarek
Karen Johnson
Robert Jones
Dawn Karns
Debbie Kenny
Barb Key
Matt Koch
Terri Koester
Jonathan Krause
Angie Leiva
Miguel Lobato
815.494.4956
815.621.5255
815.979.6470
815.509.4248
815.494.6507
815.218.3268
815.494.9626
815.543.7945
815.540.8600
815.262.5226
815.742.6010
815.494.7905
14 | GRHG | VOLUME TWO | ISSUE NINE | 2021
Vita Locarno
Team Lunde
Katie Matherly
Lyle McKinney
Diane Meltmar
Lilia Mendoza
Ginny Meyer
Gonzalo Montoya
Bonnie Moore
Trena Morse
Craig Olafson
Olivia Olson
815.742.0825
815.985.9522
815.218.8151
815.543.2008
815.540.3259
815.323.8904
815.262.8082
815.540.0003
815.243.4502
815.980.4892
224.229.8258
815.209.6393
David Palmer
Connie Paris
Minesh Patel
Heather Porter
Ruth Premo
Juanita Rinaldo
Keith Ruiz
Luis Sancho
Benjamin Schulz
Kimberly Schwartz
Team Schwartz
Mary Shreve
815.566.2437
815.222.6076
646.284.2875
815.988.7443
815.978.5613
815.979.2877
815.985.0870
815.494.4536
815.527.2100
815.977.1919
815.914.7576
815.262.7726
Teresa Shreve
Jayson Shull
Tracy Suyko
John Sweeney
Jackie Tabor
Jessica Tabor
Vikki Turnmire
Barbara Urycki
Lan Vaughn
Pat Versack
Ashley Vuong
Tracy Wallschlaeger
815.289.3362
815.978.6489
815.289.1130
815.262.5769
815.520.6134
815.980.1879
815.608.7229
815.505.2064
815.608.6137
815.262.4999
815.980.0197
815.988.5281
Mike Weerda
John Weiland
Carol Williams
Dale Williams
Marcia Williams
Melody Williams
Marj Wollschlager
Stefanie Yarber
Team Zarembski
Brad Zimmerman
815.985.2895
815.494.6214
815.494.7812
815.519.2243
815.298.1098
815.505.9284
815.621.3124
815.995.0836
815.218.9210
815.985.2830
Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61114 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com
www.GoGambino.com | 15
GRAND ABODE
2508 Oakridge Lane | Rockford | 4 BD | 2/2 BA | 6,479 SQ FT | $625,000
SECLUSION NEAR URBAN AMENITIES
Warmth and charm permeate this property despite its grandness, providing plenty of indoor and outdoor living space. Located in a private subdivision near Anderson Gardens. You will have the luxury of seclusion yet the convenience of an urban lifestyle just minutes away. The floor plan bas been modernized, and is energy efficient. The kitchen features granite and butcher block counters with a huge island, dual Sub Zeroes, and Wolf double oven. Upstairs provides a luxury bath and radiant floor heat, a second-floor laundry, and study space perfect for home learning/office. The lower level is a full basement that has been partially finished with a second staircase. Outdoor is host to an entertainer’s dream patio with an impressive stone fireplace. Bring your finishing touches and make this your home for years to come.
Team Lunde 815.985.9522 openingdoors@teamlunde.com
www.GoGambino.com | 17
2595 Kendall Road Winnebago $524,900 3 BD | 3 BA | 3,482 SQ FT Craftsman-style three bedroom, three bathroom home situated on over 11 acres. The main floor features an open concept floor plan with a kitchen, living room, and dining area. Open hallway spans the entire length of the home from a double foyer with vintage doors and a stained glass transom. The main level is wellappointed with a large master suite, first-floor laundry, and office/nursery. Chef’s kitchen with Eyes of Ginny Meyer custom-builtThrough cabinets,The handmade tiles incorporated in subway tile backsplash, Butler’s pantry with stained glass cabinets, double wall oven, cooktop, separate pantry area, and Cambria stone countertops. Custom milled woodwork sourced from former farm buildings and walnut trees on site can be found throughout the floorplan, creating a unique and inviting atmoshphere.
LIFE ON THE FARM
Kathy Heeren-Ellis 815.708.4061
CUSTOM CRAFTSMAN
Residential Single Family
4 BD | 2/1 BA | 2,624 SQ FT | $369,900
5 BD | 3/1 BA | 4,326 SQ FT | $349,900
3 BD | 2/1 BA | 2,296 SQ FT | $335,000
3597 Prairie Road | Belvidere
4390 Ruskin Road | Rockford
4182 Dawson Lake Road | Poplar Grove
Spacious two-story home with lovely foyer boasting a dual staircase. Refinished hardwood floors, newer carpet and tile. Stainless appliances. Family room with wood fireplace and gas starter. Expandable lower level.
Exclusive home in Country Creek subdivision on 4.14 wooded acres personally designed and built by Nick Rakuc. There is over 4,200 square feet of living space, including a 1,200 square foot in-law suite.
Bring your animals and fall in love with this peaceful property. Tri-level home with open concept. New kitchen with island, granite, and stainless appliances. Master with new ensuite. New above ground pool and deck.
Jean Campbell | 815.505.8336
Mikhaele Howell | 815.871.6787
Diane Meltmar| 815.540.3259
3 BD | 2 BA | 3,150 SQ FT 4 BD | 2/1 BA | 3,258 SQ FT | $330,000
5 BD | 3/2 BA | 4,007 SQ FT | $319,000
4 BD | 3/1 BA | 3,962 SQ FT | $309,000
2798 Braddock Court | Rockford
12520 Tweed Drive | Loves Park
1918 Eden Place | Rockford
Traditional home on 2/3 acre in rural Rockford. Updated kitchen with island. Beautiful hardwood floors flow to great room which was expanded in 2014. Sliders open to patio and inground pool added in 2015.
Inverness Beauty! Formal dining room and first floor den with French doors. Kitchen with island, tile backsplash, and stainless appliances. Master with ensuite. Gorgeous deck, paved brick patio with firepit and pergola.
Two-story foyer with chandelier. Foyer, dining room and kitchen boast oak floors. Expansive kitchen with newer appliances. Family room with fireplace and French doors to deck overlooking lovely yard.
Diane Meltmar| 815.540.3259
Cheryl Jacobs | 815.494.4956
Jean Campbell | 815.505.8336 www.GoGambino.com | 19
UNIQUE DETAILS
702 Greenlee Court | Winnebago | 5 BD | 3/1 BA | 3,461 SQ FT | $420,000
PREMIER HOME IN GREENLEE ESTATES
Nestled on a cul-de-sac, this traditional two-story home has nearly 3,500 square feet of living space on two floors. The soaring foyer welcomes you with an open staircase and massive front hallway leading to an office with French doors, formal living, and a dining room. Main floor ceilings are nine feet throughout. The large kitchen features loads of custom cabinets, an island, quartz counters, a planning area, and a separate pantry. The kitchen is open to the family room with a stone fireplace. Guest half bath and laundry conveniently located on the first floor. The master suite has trayed ceiling and bath complete with double vanities, a separate tub and shower, and a large walk-in closet. Down the hall from the master are four additional bedrooms. Two bedrooms share Jack and Jill bath, and the other two share a hall bath with a separate shower and vanity area. Basement egress window for more living space. The back yard is perfect for games and entertaining.
Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com
www.GoGambino.com | 21
IMPECCABLE GEM 207 Sanctuary Place | Rockton | 4 BD | 2/1 BA | 3,233 SQ FT | $340,000
ELEGANCE IN THE WOODLANDS OF ROCKTON
Welcome to elegance in the Woodlands of Rockton, where you’ll find a pond, walking path, and golf course nearby. This beautiful oneowner, two-story home has the wow factor. A grand foyer leads to an office/ dining room with newer French doors, a formal living room plus new woodwork, wood doors, and kitchen sliding doors. This gorgeous home was professionally painted three months ago. The large eat-in kitchen features stainless appliances and granite counters and is open to the family room with built-in shelving around the wood-burning fireplace and hardwood floors. You can relax or entertain in your serene two-tiered deck with a pergola and gazebo with screens and power for a hot tub. The lower level game room with an egress window was a fifth bedroom and can easily be converted by putting the wall back and add a door. Don’t miss this one.
Ruth Premo 815.978.5613 rpremo@GoGambino.com
www.GoGambino.com | 23
Title Underwriters Agency it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com
1050 East Main Street Rockton $475,000 5 BD | 5 BA | 4,215 SQ FT Welcome home to this amazing custom-built gem with 600(+) feet of river frontage. No shortage of space for your family plus the 2,502 square foot in-law apartment. The main home features two bedrooms, three full baths, wood burning fireplace, hardwood floors, and floor to ceiling windows facing the river with sliders to one of three decks. There is a 25x8 screened porch and walkout lower level that Through The room. Eyes of Ginny Meyer has a kitchen and hobby The in-law apartment features three bedrooms, two full baths, and open floor plan with cherry hardwood floors. Plenty of room for your toys in the tandem garage. This stunning property is within walking distance to downtown Rockton, a city park, library, and the area’s walking path is just outside of the large gated driveway.
LIFE ON THE FARM
Sandy Basel 815.494.4132
GORGEOUS RIVERFRONT
148 Titleist Trail Poplar Grove $489,900 6 BD | 5/1 BA | 4,428 SQ FT
LIFE ON THE FARM Through The Eyes of Ginny Meyer
ENTERTAINING DELIGHT
This custom-built quality home on Timber Pointe Golf course is an entertainer’s dream. The main floor features a master ensuite with two walk-in closets, a tray ceiling, and a private entrance onto the deck. Two additional bedrooms with jack and jill baths and laundry are also on the main floor. Upperlevel bedroom with tons of space, walk-in closet, and full bath. Loads of natural light overlook the golf course. Massive low-maintenance tiered deck with built-in hot tub for all-season fun. Finished partial exposure lower level with ninefoot ceilings has two bedrooms with en suites, family room with fireplace, large wet bar, and second laundry area. There is no shortage of beautiful space for entertaining family and friends indoors and out.
Ashley Vuong 815.980.0197
Residential Single Family
4 BD | 2/1 BA | 3,600 SQ FT | $309,900
4 BD | 3/1 BA | 3,122 SQ FT | $309,900
4 BD | 2/1 BA | 2,614 SQ FT | $290,000
3075 E. Water Road | Byron
4405 E. Ridgeview Lane | Byron
815 Tuneberg Drive | Belvidere
Multi-level on one acre that allows horses. Spacious living room. Lovely kitchen/dining areas open to upper deck. Stainless appliances. Walkout family room to stamped concrete patio.
Custom built two-story home. Fully exposed walkout lower level. New oversized deck and patio that overlooks the beautiful 1.01 acre lot. Attached two car and detached three car garage. Move in ready.
Space galore in this two-story on one acre.. Beautiful sun room. New hardwood floors and carpet. Updates include roof, siding, garage door, furnace, and central air. Four car garage and workshop.
Jean Campbell | 815.505.8336
Penny Edwards | 815.703.0586
Karen Barbagallo | 815.988.5577
3 BD | 2 BA | 3,150 SQ FT 4 BD | 4/1 BA | 2,544 SQ FT | $275,000
3 BD | 3/1 BA | 1,731 SQ FT | $260,000
3 BD | 3 BA | 1,924 SQ FT | $259,900
1234 National Avenue | Rockford
2203 Cerro Vista Court | Rockford
174 N. Pier Drive | Machesney Park
Jesse Barloga, two-story. Kitchen with granite. Dining room with wall of windows overlooking fenced back yard. Living room with fireplace surrounded by built-in bookcases which opens into family room.
Beautiful, three-story/multi-level, contemporary custom built home on 1/3 acre wooded cul-de-sac lot. Features include vaulted ceilings, palladium top windows, central vac, private deck and full walkout lower level.
Enjoy life on the Rock River in this exceptional home. Lots of closet space. Kitchen with eating area. Living room all open and looks out to back patio, river and gazebo. Huge rec room and bath in lower level. New roof 2019.
Diane Meltmar | 815.540.3259
Robert Jones | 815.509.4248
Mikhaele Howell | 815.871.6787 www.GoGambino.com | 27
SPACIOUS LAYOUT
13201 Glendowery Lane | Rockton | 4 BD | 2/1 BA | 2,292 SQ FT | $320,000
COMFORT WITH MODERN TOUCHES
Welcome home to this beautiful twostory open-concept abode. Enjoy the spacious vibes with nine-foot ceilings on the main floor. A well-appointed kitchen boasts birch shaker cabinets, granite countertops, an island, and a pantry. Gorgeous wide plank flooring along with white woodwork and panel doors provides modern touches. The large master suite is a retreat after a long day. The lower level comes with a bath rough-in for your future expansion. The deck overlooks the well-manicured fenced-in backyard with an irrigation system. So many modern touches throughout this home, including smart home features. If you are looking for a true move-in ready home, you have found it here.
Mary Shreve 815.262.7726 mshreve@GoGambino.com
www.GoGambino.com | 29
YUMMY by Gambino
30 | GRHG | VOLUME TWO | ISSUE NINE | 2021
BAKED ARTICHOKE AND JALAPEÑO CHEESE SPREAD PRESENTED BY KATHY HEEREN-ELLIS Football season is here! This dip is easy to make and you can put it in a crock pot to keep warm and enjoy throughout the game! You can serve with cut fresh vegetables too!
PREP: 10 MINS TOTAL: 30 MINS SERVINGS: 18 INGREDIENTS 1 package (8 oz) cream cheese, softened 1/2 cup mayonnaise or salad dressing 1 jar (6 oz) marinated artichoke hearts, drained, coarsely chopped 1/4 cup finely chopped red bell pepper 8 to 10 pickled jalapeño slices (from 12-oz jar), drained, chopped 1/2 cup grated parmesan cheese 1/3 cup panko crispy bread crumbs Crackers
DIRECTIONS Heat oven to 400°F. Spray 9-inch glass pie plate with cooking spray. In medium bowl, stir together cream cheese and mayonnaise. Stir in artichokes, bell pepper and jalapeños. Reserve 1 tablespoon of the cheese; stir remaining cheese into artichoke mixture. Spread cheese mixture evenly in bottom of pie plate. Sprinkle evenly with bread crumbs and reserved tablespoon of cheese. Bake about 20 minutes or just until top is lightly golden. Serve warm with crackers. www.GoGambino.com | 31
1730 North Mulford Road Rockford $475,000 3 BD | 2/1 BA | 3,388 SQ FT
PEACEFUL RETREAT
Stunning views of nature surround you from all angles. Woods, creek, wildlife, beautiful landscaping all aglow outside the walls of windows. The carefully planned design melds the home and property together for no obstruction to the view. Custom quality upgrades including 12-foot ceilings, maple hardwood, cherry cabinetry, Jenn Air appliances, granite counters, and a cozy fireplace. The wide-open, flexible floor plan allows you to use the space as you like. The kitchen includes open shelving, glass doors, and a breakfast bar. The main floor master and bath has a tiled walk-in shower and large vanity for maximum counter space. A covered deck with tile flooring allows you to enjoy the views in all weather. The walk-out lower level is full of windows and features a family room, two bedrooms, a full bath, and an office. Enjoy the secluded 2.33 acres of paradise tucked away in the center of town.
Pam Cunningham 815.289.6323
LET GAMBINO HELP YOU SELL YOUR HOUSE t o g e t h e r
Residential Single Family
13068 Red Rose Trail | Roscoe
$468,000
7065 Nestlewood Drive | Roscoe
$229,900
4 BD | 3 FULL BA | 1 HALF BA | 3,559 SQ FT
4 BD | 3 BA | 2,663 SQ FT
Stunning ranch home in Promontory Ridge offering four bedrooms and three and a half baths. This custom-built home includes a lovely open floor plan with exotic Brazilian hardwood floors in the entry, dining room, great room, and bedroom. The gorgeous kitchen has tons of maple cabinetry, a 10’ x 5’ center island, stainless steel appliances, granite countertops, and a pantry with pull-out shelving. The great room offers a magnificent fireplace and plenty of space for entertaining.
This pristine abode encompasses over 2,500 square feet of lovely living space for you to settle in and enjoy. The huge living room boasts a vaulted ceiling creating an open and airy feel. Enjoy meals in your spacious eat-in kitchen f itted with all the convenient appliances expected. Three graciously sized bedrooms are located on the upper level, while one with a walk-in closet is tucked away in the lower level. The master is upstairs and includes an ensuite.
Tracy Wallschlaeger
Cheryl Jacobs
815.988.5281 twallschlaeger@GoGambino.com
815.494.4956 cjacobs@GoGambino.com
34 | GRHG | VOLUME TWO | ISSUE NINE | 2021
Residential Single Family
3495 E. Summerfield Drive | Rockford
$220,000
7426 Ashton Villa | Rockford
$192,500
3 BD | 2 BA | 2,331 SQ FT
3 BD | 2 FULL BA | 1 HALF BA | 1,572 SQ FT
You will fall in love with this spacious and open floor plan. The living room, bathed in ample natural light, features 10’ ceilings and a gas fireplace with a marble surround. The formal dining room with tray ceiling and designer light fixture is the perfect place for entertaining. The fully equipped kitchen has a large eating area, all appliances, and bamboo look flooring. Master ensuite with jetted tub, walk-in shower, and double vanity. The spacious deck overlooks a beautifully landscaped yard with an irrigation system.
Move right in to this well-cared-for, three-bedroom home. Enjoy relaxing or entertaining in the spacious living room with a vaulted ceiling. A good-sized eating area opens to the updated kitchen with granite countertops, kitchen island with butcher block top, and all appliances stay. The large sliders lead out to the gorgeous back deck. The main level conveniently includes a laundry and a half bath. Escape to the well-appointed master with a private bathroom after a long day.
Cheryl Jacobs
Mikhaele Howell
815.494.4956 cjacobs@GoGambino.com
815.871.6787 mhowell@GoGambino.com
www.GoGambino.com | 35
1711 Foxwood Court Rockford $405,900 5 BD | 4 BA | 5,691 SQ FT Magnificent, all brick, exposed ranch home in a fantastic location. The main floor is comprised of 3,100 square feet with four bedrooms and three baths. Revel in the beautiful white trim and neutral colors in the living and dining rooms. The kitchen boasts white cabinets, an island, and ample storage space. Get cozy in the family room with a gorgeous white brick fireplace, and head to work from home in Through The Travel Eyes of Ginny Meyer the spacious office nook. down the stairs to the lower level and find plenty of entertaining areas, including a rec room, second family room, bedroom, bath, and exercise room. Nestled on an acre, the grounds are impeccable and private. This home will not disappoint.
LIFE ON THE FARM
Frank Gambino 815.637.0113
SPRAWLING RANCH
Residential Single Family
3 BD | 2/1 BA | 2,221 SQ FT | $259,900
4 BD | 2/1 BA | 2,164 SQ FT | $254,900
4 BD | 2/1 BA | 3,118 SQ FT | $250,000
2903 Carefree Drive | Rockford
3120 Kregel Drive | Rockford
402 Scarlet Oak Drive | Poplar Grove
Fully exposed ranch on a 1/3 acre, wooded lot overlooking nature preserve, creek and gardens. Filled with natural light and vaulted ceilings. Kitchen with granite, custom glazed cabinets and atrium eating area.
Gleaming hardwood floors in family room with wood a burning stove, French doors to den, and formal dining room. Large eat-in kitchen, pantry, sliders to the deck surrounding a 24’ round pool.
Spacious home boasts lovely kitchen with breakfast bar open to the eating area, and family room with fireplace. Formal living room and dining room. The master includes an ensuite, walk-in closet, skylight, and jetted tub.
Cheryl Jacobs | 815.494.4956
Mary Shreve | 815.262.7726
Jay Dowthard | 815.289.7530
3 BD | 2 BA | 3,150 SQ FT 4 BD | 3 BA | 2,959 SQ FT | $249,900
3 BD | 3 BA | 2,014 SQ FT | $248,900
4 BD | 3 BA | 2,663 SQ FT | $235,000
5115 Hamlet Circle | Byron
4866 Crested Butte Trail | Rockford
7112 Sorghum Lane | Cherry Valley
Enjoy peace and quiet in Nordic Woods. Custom tri-level on one acre cul-de-sac. Updated kitchen with island, quartz counters. Beautiful hardwood floors. Large master suite. Sunroom off family room great for entertaining.
Ranch on a desirable corner lot. Large eat-in kitchen with lots of counter space and cabinets. Formal dining room. Living room and family room with fireplace. New roof, furnace, and central air 2020.
Beautiful home inside and out! Open concept living space. Finished lower level. The gorgeous half acre yard provides plenty of space to meet your needs. Quick access to I-90/39.
Connie Paris | 815.637.0165
Scot Craig | 815.985.8806
Katie Matherly | 815.218.8151 www.GoGambino.com | 37
PRIVATE LOCATION 2002 El Rancho Lane | Rockford | 4 BD | 2/1 BA | 3,465 SQ FT | $275,000
PARK-LIKE SETTING WITHIN THE CITY
Beautiful home nestled on a very private acre lot within a great neighborhood close to Anderson Gardens and Sinnissippi bike path. Gracious living room with built-in bookcases flanking bay window. Hearth room with impressive stone woodburning fireplace to cozy up to when fall and winter come. The kitchen has white cabinets, new appliances (2019), Corian counters, and a large breakfast eating area overlooking the parklike backyard with a patio for entertaining and relaxing. The huge master bedroom features thick crown molding, recessed lights, and an en suite boasting a shower for two, double sinks, great storage, and a large walkin closet. There are three additional bedrooms on the second floor and a main bath, with double sink. Lower level family room features a fireplace and new flooring.
Ann Brady 815.298.4683 abrady@GoGambino.com
www.GoGambino.com | 39
MOVE-IN READY
913 Gregory Way | Winnebago | 4 BD | 2/1 BA | 2,760 SQ FT | $299,900
FILLED WITH WINDOWS AND HIGH CEILINGS
Move right in this immaculate well maintained two-story located in Greenlee Estates. A large foyer with hardwoods opens to the formal dining room and office. Light-filled office with a 10-foot ceiling, transom windows, and crown molding. The family room has a gas fireplace, 10foot ceilings, and a wall of windows with transoms. Enormous eatin kitchen with Bosch stainless appliances opens to sizeable fourseason sunroom. Main floor laundry/ drop zone with entrance to back yard. Upstairs has four bedrooms, two with window seats, and a massive master ensuite with cathedral ceiling, separate toilet and shower area and walk-in closet. Enjoy your days outdoors on the covered front porch or the Trex low-maintenance deck. There is plenty of room for your toys in the heated and insulated three-and-ahalf-car garage. There are many new updates, so you can move in without worry and start creating memories with friends and family today.
Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com
www.GoGambino.com | 41
1910 Boscobel Court Rockford $229,900 3 BD | 3 BA | 2,850 SQ FT Completely reimagined three bedroom, three bath ranch on quiet cul de sac in a desirable location. Everything has been updated. A beautiful kitchen features new cabinets, counters, and stainless appliances. Enjoy gathering with friends and family in the open concept living room that melds with the kitchen, featuring vaulted ceilings and exposed wood beams. A large playroom in the lower level could ThroughtoThe Eyes of Ginny Meyer easily be converted a second master bedroom suite. You can quickly move right in this home with new boiler, gutters, roof, skylights, chimney, driveway, landscaping, drain tile, windows, air, laundry, home theater, and flooring. And let’s not forget the outside of this home. There are many nooks to relax and play in the sizable, private backyard.
LIFE ON THE FARM
Dave Bowers 815.520.4091
CALIFORNIA COOL LAYOUT
Residential Single Family
6702 Squire Lane | Loves Park
$185,000
1351 Chadwick Court | Lake Summerset
$179,900
4 BD | 3 BA | 2,547 SQ FT
3 BD | 2 FULL BA | 1 HALF BA | 1,572 SQ FT
This spacious home boasts four bedrooms, three full baths, a fully exposed walkout lower level, and a huge four(+) car heated garage. Located near Rock Cut State Park, providing a peaceful setting with convenience to shopping, restaurants, and highways. Main floor living room and lower level family room, each with a fireplace. Fully finished walkout lower level leads to large fenced yard with mature trees, patio and fire pit. Unique floor plan with contemporary appeal.
Spacious and bright with peeking lake views. Family room with vaulted ceilings. Nestled on a quiet cut de sac close to beach and clubhouse. Jetted master bath tub. Wood fireplace in lower level. New carpet and fresh paint. Located in a gated lake community with beaches, pool, fishing, boating, marinas, and 10 (+) parks to enjoy. The lake life can be yours!
Marcia Williams
Michelle Dollak
815.298.1098 mwilliams@GoGambino.com
815.988.4363 mdollak@GoGambino.com
www.GoGambino.com | 43
213 N. Highland Avenue Rockford $175,900 4 BD | 2/1 BA | 2,356 SQ FT Stunning, pristine, updated, brick and cedar Dutch colonial architecturally distinguished with its openness and large, bright rooms. A home for all seasons with different spaces. In winter, one is drawn to the living room with hardwood floors, lovely built-ins, and a fireplace open to the architecturally designed family room with an attractive dimensional ceiling, multi-textural wall effects, and 12’ slider to patio with breathtaking views Through The Eyes of the various gardens. Updated kitchen with tall, white cabinets, tons of Corian, large opening to the breakfast and family rooms. Expansive primary suite with a 12’ slider to a private deck overlooking the lovely gardens. Ensuite bath with peaked ceiling and skylight. In summer, one is drawn to the welcoming screened porch. The fantastic gardens and various patios provide different social spaces framed by a tall and unique privacy fence.
LIFE ON THE FARM
Ginny Meyer 815.262.8082
of Ginny Meyer
HOUSE OF GARDENS
Residential Single Family
5213 Grand Cape Road | Rockford
$160,000
2321 Rural Street | Rockford
$129,000
3 BD | 2 BA | 1,232 SQ FT
3 BD | 2 BA | 1,045 SQ FT
All the work has been done! Stunning home with a large living room, beautiful kitchen, and sizable fenced yard. Just move in and enjoy the many amenities of this home. Many updates include: 2020 new roof, half siding, professional landscaping, underground down spouts, and new side walk. 2019: professionally installed fence, 2 car attached garage with opener and roughed in ready for garage heater. Come and see this lovely home before it’s gone.
Dutch colonial with fabulous entry to the front foyer. Beautiful character throughout with curved archways, six-panel doors, and hardwood floors. The large living room has a wood burning fireplace and leads to a private den/office. The dining room and kitchen combination is updated with newer cabinets, countertops, flooring and stainless appliances. Lower level features rec room and bonus room. Partially fenced yard with secluded patio in back yard.
Team Zarembski
David Palmer
815.218.9210 tzarembski@GoGambino.com
815.566.2437 dpalmer@GoGambino.com
www.GoGambino.com | 45
Residential Single Family
$235,000 4 BD | 2 BA | 2,439 SQ FT
$229,900 3 BD | 3/1 BA | 3,420 SQ FT
$225,000 2 BD | 2/1 BA | 1,396 SQ FT
$220,000 3 BD | 2 BA | 1,938 SQ FT
$200,000 3 BD | 3 BA | 2,532 SQ FT
4085 Shorewood Drive | Rockford
4787 Guilford Road | Rockford
708 Center Street | Rockton
10084 Jesters Row | Roscoe
3261 Hidden Trail Road | Rockford
Karl Gasbarra | 815.975.4218
Bonnie Moore | 815.243.4502
Judy Clossey | 815.623.4007
Angie Leiva | 815.742.6010
Barbara Carstens | 815.871.3604
$200,000 3 BD | 3 BA | 2,500 SQ FT
$199,900 3 BD | 2 BA | 1,812 SQ FT
2520 Larry Street | Rockford
5224 Brookview Road | Rockford
Team Lunde | 815.985.9522
Judy Clossey | 815.623.4007
RADON IS A NATURAL GAS THAT IS: ODORLESS
COLORLESS
THE SECOND LEADING CAUSE OF LUNG CANCER
PROTECT YOUR FAMILY - TEST FOR RADON BEFORE YOU BUY $199,000 4 BD | 3 BA | 3,469 SQ FT
$195,000 3 BD | 2/1 BA | 2,972 SQ FT
1663 Trainer Road | Rockford
6296 Timberlyne Way | Machesney Park
Barb Key | 815.494.9626
Barbara Carstens | 815.871.3604
46 | GRHG | VOLUME TWO | ISSUE NINE | 2021
Servicing Rockford and The Surrounding Areas Radman Radon Testing Nick Huftalin | 815.721.4610 | radmanradon@gmail.com
Residential Single Family
$194,900 3 BD | 2 BA | 1,590 SQ FT
$191,500 4 BD | 2/1 BA | 2,986 SQ FT
$189,500 4 BD | 3/1 BA | 3,554 SQ FT
$189,500 3 BD | 1 BA | 1,092 SQ FT
$189,000 4 BD | 3 BA | 3,040 SQ FT
326 Pebbles Avenue | Belvidere
316 Beacon Drive | Belvidere
1123 Parkview Avenue | Rockford
13961 Hansberry Road | Rockton
5589 Guilford Road | Rockford
Jim Grindle | 815.637.0104
Matt Koch | 815.543.7945
Cheryl Jacobs | 815.494.4956
Harkin Team | 815.540.8908
David Palmer | 815.566.2437
Need a thorough home inspection?
WE $187,000 3 BD | 2 BA | 1,968 SQ FT
$186,900 3 BD | 2 BA | 1,720 SQ FT
7341 Montmorency Drive | Rockford
6110 Weaver Road | Rockford
David Palmer | 815.566.2437
Jay Dowthard | 815.289.7530
30 Years of Trust , KNowledge and Experience
Help you understand basic maintenance on your home Help you prioritize repairs and maintenance Computerized reports with detailed pictures SENTRILOCK access to properties Member of Rockford Area Realtors Member of International Association of Certified Home Inspectors Insured Guaranteed Completed Report in 24 hours
$184,900 3 BD | 2 BA | 3,276 SQ FT
$180,000 4 BD | 2 BA | 2,374 SQ FT
1650 Arnold Avenue | Rockford
603 SW Marquette Drive | Poplar Grove
David Bowers | 815.520.4091
Jean Campbell | 815.505.8336
PUT YEARS OF EXPERIENCE TO WORK FOR YOU!
Trevor Karns - Owner|Certified Home Inspector 815.494.4189 | kinduetinspect@gmail.com | kinduet.com www.GoGambino.com | 47
Trust. Certainty. Reliability.
That’s what you can expect from us! • Online Mortgage Application
• Mortgage Refinancing
• First-time Homebuyer Programs
• FHA and VA Loans
• Local Mortgage Servicing
• USDA Home Loans
• Fixed and Adjustable Rate Mortgage Loans
• Land and Construction Loans
Rob Grindle
Warren Swanberg
Rachel Oracki
Jared Fewell
3815 N. Mulford Rd. Rockford, IL
2475 N. Perryville Rd. Rockford, IL
3101 11th Street Rockford, IL
9609 Forest Hills Rd. Machesney Park, IL
815.229.3223
815.979.7180
815.544.4857
815.877.2303
NMLS#462766
NMLS#1502042
NMLS#1692682
NMLS# 476484
Kelly Pospischil
Tammy Zurfluh
Kristi Amenda
Sara Reque
2200 Cranston Rd. Beloit, WI
2525 Milton Ave. Janesville, WI
2141 N. State St. Belvidere, IL
VP, Mortgage Lending 2141 N. State St., Belvidere, IL
815.986.7131
815.986.7108
608.299.3416
608.856.5503
NMLS #1369315
NMLS# 476483
NMLS#136999
NMLS#1260839
THE choice for superior Mortgage Service. blackhawkbank.com l 800.209.2616 Apply online @ https://blackhawkbank.mymortgage-online.com
MEMBER FDIC
EQUAL HOUSING LENDER
Residential Single Family
$179,900 3 BD | 2 BA | 1,300 SQ FT
$179,900 4 BD | 2 BA | 2,630 SQ FT
$179,900 3 BD | 2 BA | 1,256 SQ FT
$179,000 3 BD | 2/1 BA | 1,476 SQ FT
$165,000 3 BD | 3 BA | 2,278 SQ FT
611 Valley View Drive | Pecatonica
6377 Green Needle Drive | Loves Park
13889 Baumgartner Trail | Rockton
12253 Barberry Drive | Winnebago
4660 Chesterfield Avenue | Rockford
Ginny Meyer | 815.262.8082
Barb Key | 815.494.9626
Tracy Wallschlaeger | 815.988.5281
Team Lunde | 815.985.9522
Team Zarembski | 815.218.9210
$165,000 3 BD | 1/1 BA | 1,622 SQ FT
$164,900 3 BD | 2 BA | 2,064 SQ FT
$160,000 4 BD | 1/2 BA | 2,895 SQ FT
$159,900 4 BD | 2 BA | 2,050 SQ FT
$155,000 4 BD | 2 BA | 2,010 SQ FT
4189 Ashwinton Way | Rockford
5856 Hillsbrough Road | Rockford
1110 Pine Valley Drive | Rockford
3279 Platteville Court | Freeport
3455 Golden Prairie Avenue | Rockford
Lyle McKinney | 815.543.2008
Bryan Holder | 815.543.1232
Dawn Karns | 815.494.6507
Pam Cunningham | 815.289.6323
Minesh Patel | 646.284.2875
$154,900 3 BD | 3 BA | 2,098 SQ FT
$153,600 4 BD | 2/1 BA | 1,894 SQ FT
$149,900 3 BD | 2 BA | 2,060 SQ FT
$149,900 4 BD | 3 BA | 2,471 SQ FT
$147,500 3 BD | 2 BA | 1,355 SQ FT
1813 W. Winchester Drive | Freeport
4628 Brougham Drive | Rockford
5878 Rural Edge Drive | Roscoe
4567 Totter Trail | Rockford
3806 Northline Drive | Rockford
Mike Weerda | 815.985.2895
Ann Brady | 815.298.4683
John Sweeney | 815.262.5769
Heather Carter | 815.519.2969
Sandy Basel | 815.494.4132
www.GoGambino.com |49
Residential Single Family
$139,900 4 BD | 2 BA | 1,363 SQ FT
$129,900 3 BD | 1 BA | 968 SQ FT
$129,900 3 BD | 2/1 BA | 2,100 SQ FT
$126,500 3 BD | 2 BA | 1,687 SQ FT
$125,000 3 BD | 1 BA | 1,248 SQ FT
1130 Ritsher Street | Beloit, WI
4944 Fielding Road | Rockford
2009 Old Orchard Road | Rockford
1411 Winthrop Lane | Rockford
5872 Kirkwood Drive | Rockford
Donya Bundy | 608.295.5181
Miguel Lobato | 815.494.7905
Linda Elliott | 815.988.8954
Sandy Basel | 815.494.4132
Korky Williams | 815.494.7812
$125,000 3 BD | 1/1 BA | 1,997 SQ FT
$125,000 4 BD | 2/1 BA | 2,214 SQ FT
$124,900 4 BD | 2 BA | 2,254 SQ FT
$124,900 3 BD | 1 BA | 2,064 SQ FT
$122,500 2 BD | 1 BA | 1,654 SQ FT
710 Highview Avenue | Rockford
3422 Latham Street | Rockford
649 Sydney Avenue | Loves Park
3426 Broadway | Rockford
4913 Illinois Street | Loves Park
Karl Gasbarra | 815.975.4218
Team Lunde | 815.985.9522
John Weiland | 815.494.6214
Ashley Vuong | 980.0197
Teresa Shreve | 815.289.3362
$121,000 3 BD | 1/1 BA | 1,405 SQ FT
$120,307 3 BD | 1/1 BA | 1,566 SQ FT
$119,900 3 BD | 2 BA | 1,248 SQ FT
$115,000 3 BD | 1/1 BA | 1,424 SQ FT
$115,000 3 BD | 1 BA | 1,100 SQ FT
726 Sheridan Drive | Loves Park
3307 West Gate Parkway | Rockford
2617 Jackson Street | Rockford
3235 Holiday Drive | Rockford
1019 Shenandoah Avenue | Rockford
Kathy Heeren-Ellis | 815.708.4061
Linda Elliott | 815.988.8954
Tracy Suyko | 815.289.1130
Robert Jones | 815.509.4248
Kevin Fisher | 815.494.9595
50 | GRHG | VOLUME TWO | ISSUE NINE | 2021
Residential Single Family
$114,900 2 BD | 1 BA | 1,576 SQ FT
$108,000 3 BD | 1/1 BA | 2,078 SQ FT
$105,000 2 BD | 2 BA | 1,040 SQ FT
$105,000 3 BD | 1 BA | 1,410 SQ FT
$104,900 2 BD | 2 BA | 1,043 SQ FT
2018 Harvard Avenue | Rockford
1912 Crestwood Avenue | Rockford
1011 Stratford Avenue | Rockford
3412 Seward Avenue | Rockford
2303 24th Street | Rockford
Michelle Dollak | 815.988.4363
Jay Dowthard | 815.289.7530
Team Lunde | 815.985.9522
Kevin Fisher | 815.494.9595
Teresa Shreve | 815.289.3362
$104,900 4 BD | 2 BA | 1,872 SQ FT
$99,900 3 BD | 2 BA | 1,320 SQ FT
$94,900 3 BD | 1 BA | 878 SQ FT
$92,821 3 BD | 2 BA | 1,974 SQ FT
$92,000 3 BD | 1 BA | 1,130 SQ FT
512 Pearl Street | Rockford
2312 Cumberland Street | Rockford
405 Belting Court | Machesney Park
1928 Paradise Boulevard | Rockford
1203 Harlem Road | Machesney Park
Jay Dowthard | 815.289.7530
David Bowers | 815.520.4091
Mikhaele Howell | 815.871.6787
Vikki Turnmire | 815.608.7229
Mark Fiorello | 815.670.4129
$89,900 3 BD | 1/1 BA | 906 SQ FT
$80,000 3 BD | 2 BA | 1,531 SQ FT
$79,900 3 BD | 1 BA | 1,440 SQ FT
$72,000 5 BD | 2 BA | 1,339 SQ FT
$70,000 3 BD | 1 BA | 1,290 SQ FT
529 Marquette Road | Machesney Park
803 N. Memorial Avenue | Rockford
1508 Cynthia Drive | Rockford
3007 Arcadia Terrace | Rockford
3028 Summerdale Avenue | Rockford
Ann Brady | 815.298.4683
Angie Leiva | 815.742.6010
Pam Cunningham | 815.289.6323
Ann Brady | 815.298.4683
Scot Craig | 815.985.8806
www.GoGambino.com | 51
Residential Single Family
$70,000 3 BD | 1 BA | 864 SQ FT
$69,900 2 BD | 1 BA | 1,028 SQ FT
$67,500 2 BD | 2 BA | 1,038 SQ FT
$66,900 6 BD | 2 BA | 2,180 SQ FT
1612 Auburn Street | Rockford
1510 Jackson Street | Rockford
1807 Ridge Avenue | Rockford
1807 School Street | Rockford
1329 6th Street | Rockford
Brenda Tufly | 815.988.3476
David Bowers | 815.520.4091
Chrissy Dawson | 815.985.5649
Heather Carter | 815.519.2969
Jean Campbell | 815.505.8336
$61,000 3 BD | 2 BA | 1,680 SQ FT
$60,000 2 BD | 1 BA | 539 SQ FT
$59,000 2 BD | 1 BA | 703 SQ FT
$55,000 2 BD | 1 BA | 1,384 SQ FT
$53,000 2 BD | 1 BA | 736 SQ FT
2107 Iris Avenue | Belvidere
429 Liberty Boulevard | Machesney Park
2439 Wentworth Avenue | Rockford
821 S. Winnebago Street | Rockford
4381 Safford Road | Rockford
Scot Craig | 815.985.8806
Ann Brady | 815.298.4683
Ann Brady | 815.298.4683
Lilia Mendoza | 815.323.8904
Michelle Dollak | 815.988.4363
$50,000 2 BD | 1 BA | 1,198 SQ FT
$49,900 4 BD | 2 BA | 2,025 SQ FT
$45,000 2 BD | 1 BA | 898 SQ FT
$44,000 2 BD | 1 BA | 612 SQ FT
$12,000 2 BD | 1 BA | 480 SQ FT
2515 Glenwood Avenue | Rockford
318 Miriam Avenue | Rockford
832 Lapp Court | Rockford
1325 Blake Street | Rockford
1418 Sandy Hollow Road #12S | Rockford
Barbara Carstens | 815.871.3604
Lyle McKinney | 815.543.2008
Melody Williams | 815.505.9284
Jayson Shull | 815.978.6489
Matt Koch | 815.543.7945
52 | GRHG | VOLUME TWO | ISSUE NINE | 2021
$62,000 3 BD | 2 BA | 1,410 SQ FT
THE BEST USE OF TIME AND MONEY WHEN IT COMES TO RENOVATIONS
In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – renovate before selling. Here are some considerations a professional will guide you through:
1. With current supply challenges, buyers may be willing to take on projects of their own. A more balanced market typically sees a 6-month supply of homes for sale. Above that, and we’re in a buyers’ market. Below that, and we’re in a sellers’ market. According to a recent report by the National Association of Realtors (NAR), our current supply of homes for sale, while rising, still remains solidly in sellers’ market territory. So, what’s that mean for you? If you’re a seller trying to decide whether or not to renovate, this is especially important because it’s indicative of buyer behavior. When there aren’t enough homes for sale, buyers may be more willing to purchase a home that doesn’t meet all their needs and renovate it themselves later.
2. Not all renovation projects are equal. You don’t want to spend time and money on a project that isn’t worth the cost or is too niche design-wise for some homebuyers. According to an article by Renofi.com, basing home updates on what’s trendy right now can be a costly mistake:
Before making any decisions, talk to your real estate advisor. They have insight into what other sellers are doing before listing their homes and how buyers are reacting to those upgrades. Don’t spend the time and money to be trendy – if your buyer wants to upgrade to the newest fad later, they can.
3. If you’ve already made upgrades this past year, your agent can help spotlight them. If you have already completed some renovations on your house, you’re not alone. The pandemic kept people at home last year, and during that time, many homeowners completed some home improvement projects. HomeAdvisor’s 2021 State of Home Spending Report found: “35% of households that completed an improvement project undertook some type of interior painting, while 31% completed a bathroom remodel and 26% installed new flooring.” Let your real estate professional know if you fall in this category. They can highlight any recent upgrades you’ve made in your house’s listing. When it comes to renovations, your returnon-investment should be top of mind. Let’s connect today to talk through any upgrades you’ve already made, and to find out what you should prioritize before you sell to maximize your house’s potential. Call Gambino Realtors at 815.282.2222.
“The last thing you as a homeowner want to do is center your home design around a passing fad - even worse, one thats design quality won’t last a good while.” www.GoGambino.com | 53
END UNIT CONDO
2202 Churchview Drive Unit G | Rockford | 2 BD | 3 BA | 2,765 SQ FT | $215,000
UPSCALE DESIGN ELEMENTS
Fabulous floor plan in this simply stunning end unit condo with upscale design elements throughout. Eat-in kitchen highlights include quartz counters, high-end stainless appliances, a serving window to the dining room, and window design allowing natural light and air to flow. The living room offers a floorto-ceiling brick gas fireplace and windows with access to an expansive deck overlooking a private back yard. The main floor also provides an in-law/ guest suite with deck access and a luxury-designed bathroom. Up the stairs, you will find the master suite with an incredible walk-in closet set with built-in shelving and a wall of drawers, another luxury-designed bathroom, an additional closet, and windows that let you moon/ stargaze from bed. The lower-level entertainment zone currently houses a theater room experience, extra space for the poker game, another room for crafting or working out, and an additional bath.
Team Lunde 815.985.9522 openingdoors@teamlunde.com
www.GoGambino.com | 55
EASY CONDO LIVING 6104 Brynwood Drive #6 | Rockford | 2 BD | 2 BA | 1,138 SQ FT | $85,900
ROOM TO RELAX AND ENTERTAIN
Care-free condo living in highly sought after Brynwood location close to shopping, restaurants, parks, bus lines, Rock Valley College, and I-90/39. Sharp, open concept, first-floor condo with no steps. Spacious living room with corner fireplace. Newer sliders to patio and nicely landscaped grounds. Inviting dining room with lots of windows open to kitchen with an ample amount of soft close cabinets and pantry. Spacious master with an abundance of windows, 12x5.6 walk-in closet, and bath. The second bedroom could be a great office as it has nice shelving. There is a main hall bath and first-floor laundry. Complete with your own garage. Condo fee includes water, sewer, garbage, lawn care, snow removal, and security system.
Ginny Meyer 815.262.8082 gmeyer@GoGambino.com
www.GoGambino.com | 57
Residential Condominium
$775,000 2 BD | 2 BA | 1,500 SQ FT
$349,500 3 BD | 3 BA | 3,780 SQ FT
$249,900 3 BD | 3 BA | 2,664 SQ FT
$217,500 3 BD | 2 BA | 2,800 SQ FT
$185,755 3 BD | 3 BA | 2,664 SQ FT
100 E. Huron Street #3903 | Chicago
2935 Northcliffe Court | Rockford
227 Armadale Way | Loves Park
6143 Carriage Green Way | Rockford
3755 Westlake Village Drive | Winnebago
Karl Gasbarra | 815.975.4218
Sandy Basel | 815.494.4132
Cheryl Jacobs | 815.494.4956
Brad Carlson | 815.871.6333
Linda Elliott | 815.988.8954
$185,000 2 BD | 2 BA | 2,106 SQ FT
$175,000 2 BD | 2 BA | 1,826 SQ FT
$169,900 3 BD | 3 BA | 1,835 SQ FT
$139,900 2 BD | 2 BA | 1,373 SQ FT
$127,500 3 BD | 2 BA | 1,868 SQ FT
1105 N. Court Street #104 | Rockford
4230 Sparrow Hawk Drive | Loves Park
6116 Palo Verde Drive | Rockford
568 W. Rockton Road | Rockton
315 6th Street | Pecatonica
Team Lunde | 815.985.9522
Jill Jarek | 815.621.5255
Ginny Meyer | 815.262.8082
Heather Porter | 815.988.7443
Ginny Meyer | 815.262.8082
$109,900 2 BD | 2 BA | 1,285 SQ FT
$89,900 2 BD | 2 BA | 1,213 SQ FT
$83,900 2 BD | 1/1 BA | 1,422 SQ FT
$55,000 1 BD | 1 BA | 808 SQ FT
$41,900 2 BD | 1 BA | 910 SQ FT
5437 Dierks Drive | Rockford
2754 Atherton Lane #5 | Rockford
1212 Cosper Avenue #10 | Rockford
2929 Sunnyside Drive #263D | Rockford
239 Northway Park Rd #8 | Machesney Park
Frank Gambino | 815.637.0113
Lyle McKinney | 815.543.2008
Rose Gagnon | 815.637.0117
Cheryl Jacobs | 815.494.4956
Scot Craig | 815.985.8806
58 | GRHG | VOLUME TWO | ISSUE NINE | 2021
BUILD YOUR DREAM HOME
VACANT LAND
Vacant Land
36.79 ACRES | $360,000
21.14 ACRES | $199,900
0.71 ACRES | $101,250
0.35 ACRES | $98,750
4.42 ACRES | $89,900
77XX S. Main Street | Rockford
83XX Friday Road | Davis Junction
1272 Summerland Key | Rockford
1261 Summerland Key | Rockford
7795 Weldon Woods Close | Rockford
Lyle McKinney | 815.543.2008
Penny Edwards | 815.703.0586
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Mike Weerda | 815.985.2895
8.57 ACRES | $89,900
1.99 ACRES | $79,900
0.42 ACRES | $75,600
0.57 ACRES | $75,600
0.89 ACRES | $75,000
65XX Theodorff Road | Pecatonica
1752 Summerwood Lane | Belvidere
6613 Key Largo Drive | Rockford
6693 Key Largo Drive | Rockford
2917 N. Main Street | Rockford
Ginny Meyer | 815.262.8082
Brenda Tufly | 815.988.3476
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Team Lunde | 815.985.9522
1.14 ACRES | $69,900
1.77 ACRES | $59,900
0.35 ACRES | $44,900
0.34 ACRES | $44,900
0.82 ACRES | $35,000
10134 Rellswood Drive | Belvidere
7952 Weldon Woods Close | Rockford
12664 Pemberton Place | Winnebago
1297 Key West Drive | Rockford
119 Boeing Trail | Poplar Grove
Heather Carter | 815.519.2969
Mike Weerda | 815.985.2895
Pam Cunningham | 815.289.6323
Mikhaele Howell | 815.871.6787
Mike Weerda | 815.985.2895
60 | GRHG | VOLUME TWO | ISSUE NINE | 2021
Vacant Land
1.05 ACRES | $35,000
0.56 ACRES | $34,900
0.29 ACRES | $33,900
0.34 ACRES | $30,890
0.49 ACRES | $29,900
84XX Stillman Valley Rd | Stillman Valley
1489 Castlehill Drive | Rockford
1248 Summerland Key | Rockford
1375 Conch Key | Rockford
1384 Castlehill Drive | Rockford
Barbara Carstens | 815.871.3604
Brad Zimmerman | 815.985.2830
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Brad Zimmerman | 815.985.2830
0.56 ACRES | $29,900
0.47 ACRES | $29,900
0.24 ACRES | $21,500
0.45 ACRES | $18,900
0.75 ACRES | $17,900
1387 Castlehill Drive | Rockford
8211 Woodhaven Lane | Rockford
673 Brentwood Road | Machesney Park
2707 Starkweather Road | Rockford
7XX Homestead Lane | Rockford
Brad Zimmerman | 815.985.2830
Brad Zimmerman | 815.985.2830
Vita Locarno | 815.637.0705
Korky Williams | 815.494.7812
Mike Weerda | 815.985.2895
0.58 ACRES | $13,000
0.18 ACRES | $10,000
0.25 ACRES | $8,000
0.19 ACRES | $8,000
0.24 ACRES | $7,900
2XX Delightful Drive | Rockford
1750 Meadowlark Lane | Rockford
137 Flintridge Drive | Rockford
147 Flintridge Drive | Rockford
2XX Wallace Avenue | Machesney Park
Jay Dowthard | 815.289.7530
Barb Key | 815.494.9626
John Weiland | 815.494.6214
John Weiland | 815.494.6214
Vita Locarno | 815.637.0705
www.GoGambino.com | 61
BUILDING DREAMS SINCE 1973
FLOOR PLANS
NEW BUILDS
FREE ESTIMATE
100 YEARS
We have a variety of ranch
We handle every step in
We know your home is an
With over 100 years
home plans as well as
the process of a new build.
investment. That’s why we
combined experience, we
Two-story models. Looking
You can rest assured your
offer free estimates. You
continue to strive for
for custom? We can do
new home will be built
can trust our years of
excellence in every aspect
that too.
right.
experience.
within the field.
REACH OUT AND START THE PROCESS WITH US TODAY 1515 Elmwood Road Rockford, IL 61103 | 815.633.7619 | threehammer.com
Commercial
COMMERCIAL $1,499,000 | 48,600 SQ FT
SPECIAL PURPOSE $540,000 | 7,227 SQ FT
RETAIL - COMMERCIAL $529,900 | 5,384 SQ FT
OFFICE FOR SALE $299,000 | 10,637 SQ FT
RETAIL - COMMERCIAL $295,000 | 3,260 SQ FT
222 N. Water Street | Rockford
5918 Park Ridge Road | Loves Park
1244 E. State Street | Rockford
4215 Newburg Road | Rockford
4626 E. State Street | Rockford
Brad Benedict | 815.988.4286
Mike Weerda | 815.985.2895
Brad Benedict | 815.988.4286
Brad Benedict | 815.988.4286
Brad Benedict | 815.988.4286
OFFICE FOR SALE $275,000 | 14,688 SQ FT
HOUSE - COMMERCIAL $140,000 | 912 SQ FT
OFFICE FOR SALE $99,900 | 20,000 SQ FT
OFFICE FOR SALE $95,000 | 775 SQ FT
INDUSTRIAL FOR SALE $35,000 | 1,560 SQ FT
4040 Charles Street | Rockford
920 N. Mulford Road | Rockford
650 N. Main Street | Rockford
208 E. Riverside Boulevard | Rockford
2812 Rice Avenue |Rockford
Jay Dowthard | 815.289.7530
Tracy Wallschlaeger | 815.988.5281
Jon Krause | 815.637.0101
Pat Bellinghiere | 815.871.1745
Team Lunde | 815.985.9522
OFFICE FOR LEASE $8.95 PER SQ FT | 1,982+ SQ FT
LAND FOR SALE $999,000 | 30.20 ACRES
LAND FOR SALE $8,500 PER ACRE | 79.32 ACRES
LAND FOR SALE $160,000 | 1.57 ACRES
LAND FOR SALE $145,000 | 15.85 ACRES
3815 N. Mulford Road | Rockford
9XX Lyford Road | Rockford
6565 Cunningham Road | Rockford
000 N. Main Street | Rockford
XXXX Willowbrook Road | Roscoe
Jon Krause | 815.637.0101
David Palmer | 815.566.2437
Brad Benedict | 815.988.4286
Team Schwartz | 414.722.9773
David Palmer | 815.566.2437
www.GoGambino.com | 63
Commercial
LAND FOR SALE $79,000 | 3.75 ACRES
LAND FOR SALE $30,000 | 0.57 ACRES
MULTI-FAMILY HOME $313,500 | 3,444 SQ FT
MULTI-FAMILY HOME $225,000 | 3,600 SQ FT
MULTI-FAMILY HOME $149,900 | 5,536 SQ FT
XXXX Latham Road | Rockford
1041 Elm Street | Rockford
5851 Garrett Drive | Rockford
2405 Welworth Avenue | Rockford
711 S. State Street | Belvidere
Team Lunde | 815.985.9522
Laura Haynes | 815.985.1115
Harkin Team | 815.540.8908
Korky Williams | 815.494.7812
Miguel Lobato | 815.231.4129
MULTI-FAMILY HOME $139,900 | 1,180 SQ FT
MULTI-FAMILY HOME $135,000 | 2,642 SQ FT
MULTI-FAMILY HOME $130,000 | 3,690 SQ FT
MULTI-FAMILY HOME $90,000 | 2,620 SQ FT
MULTI-FAMILY HOME $74,900 | 1,824 SQ FT
6477 Spring Brook Road | Rockford
832 19th Street | Rockford
820 Cottage Grove Avenue | Rockford
606 Whitman Street | Rockford
339 Oakwood Avenue | Rockford
Brad Benedict | 815.988.4286
Jay Dowthard | 815.289.7530
Team Lunde | 815.985.9522
Team Lunde | 815.985.9522
Jean Campbell | 815.505.8336
MULTI-FAMILY HOME $70,000 | 2,284 SQ FT
MULTI-FAMILY HOME $70,000 | 2,079 SQ FT
MULTI-FAMILY HOME $60,000 | 1,176 SQ FT
MULTI-FAMILY HOME $59,900 | 3,360 SQ FT
522 Lafayette Avenue | Rockford
1002 Kishwaukee Street | Rockford
1002 Lincoln Avenue | Rockford
428 Kent Street | Rockford
Team Schwartz | 414.722.9773
Gonzalo Montoya | 815.540.0003
Melody Williams | 815.505.9284
Miguel Lobato | 815.231.4129
64 | GRHG | VOLUME TWO | ISSUE NINE | 2021
WHAT BUYERS AND SELLERS NEED TO KNOW ABOUT THE APPRAISAL GAP
It’s Economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. In recent months, it’s become increasingly common for an appraisal to come in below the contract price on the house. Shawn Telford, Chief Appraiser for CoreLogic, explains it like this:
more money than the home is worth. It’s objective, rather than emotional. In a highly competitive market like today’s, having a discrepancy between the two numbers isn’t unusual. Here’s a look at the increasing rate of appraisal gaps, according to data from CoreLogic (see graph below).
“Recently, we observed buyers paying prices above listing price and higher than the market data available to appraisers can support. This difference is known as ‘the appraisal gap . . . .’”
Why does an appraisal gap happen? Basically, with the heightened buyer demand, purchasers are often willing to pay over asking to secure the home of their dreams. If you’ve ever toured a house you’ve fallen in love with, you understand. Once you start to picture yourself and your furniture in the rooms, you want to do everything you can to land the property, including putting in a high offer to try to beat out other would-be buyers. When the appraiser comes in, they look at things a bit more objectively. Their job is to assess the inherent value of the home, so they’re going to study the facts. Dustin Harris, Appraiser Coach, drives this point home: “It’s important for everyone to understand that the appraiser’s job in the end is to remain that unbiased third party, to truly tell the client what that home is worth in the current market, regardless of what decisions have been made on the price side of things.” In simple terms, while homebuyers may be willing to pay more, appraisers are there to assess the market value of the home. Their goal is to make sure the lender isn’t loaning
What does this mean for you? Ultimately, knowledge is power. The best thing you can do is understand appraisal gaps may impact your transaction if you’re buying or selling. If you do encounter an appraisal below your contract price, know that in today’s sellers’ market, the most common approach is for the seller to ask the buyer to make up the difference in price. Buyers, be prepared to bring extra money to the table if you really want the home. Above all else, lean on your real estate agent. Whether you’re a buyer or seller, your trusted advisor is your ally if you come up against an appraisal gap. We’ll help you understand your options and handle any additional negotiations that need to happen. In today’s real estate market, it’s important to stay informed on the latest trends. Let’s connect so you have an ally to help you navigate an appraisal gap to get the best possible outcome. Call Gambino Realtors at 815.282.2222. www.GoGambino.com | 65
A Sampling of a Few of Our August 2021 Sold Transactions
2
3
1
5
4 66 | GRHG | VOLUME TWO | ISSUE NINE | 2021
7
6
8
9
11
12
10
14
13
15
1. 846 Wood Ridge Lane $450,000 2. 7598 Brookeborough Lane $357,500 3. 11105 Chicory Ridge Way $342,000 4. 6475 Sentinel Road $325,000 5. 1208 Belvidere Road $284,000 6. 1246 Revere Ridge Road $275,000 7. 2243 Jonquil Place $260,000 8. 5430 Roanoke Road $259,900 9. 4874 Squaw Valley Drive $245,000 10. 15787 E. Oak Tree Drive $245,000 11. 4063 Lake Shore Drive $245,000 12. 8466 Crooked Bend Road $240,000 13. 8460 Crooked Bend Road $200,000 14. 7284 Farmhome Lane $200,000 15. 6093
Cranbrook Lane $185,000
www.GoGambino.com | 67
YOUR CAREER STARTS HERE
MENTORING & GUIDING REALTORS SINCE 1923
TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.316.4048 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML
