Gambino Realtors Home Guide Volume Three Issue Seven by Gambino Realtors

GAM BINO RE ALTORS

HOME GUIDE

ISSUE SEVEN | 2022

C O NT EN T S

50 59

The Drop in Mortgage Rates Brings Good News for Buyers

Residential Single Family

YUMMY by Gambino: Savory Watermelon Salad

Is Homeownership Still the American Dream?

Residential Condominiums

Vacant Land

Commercial Real Estate

GAMBINO REALTORS HOM E GU I DE VOLUME THREE ISSUE SEVEN | 2022 Publisher: Gambino Realtors

WHITE HOT vs RED HOT

Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond Photo Editing: Derek Stone

When measuring the temperature of steel when heated by noticing its color, white-hot occurs at temperatures above 2,400 degrees. Heating steel to 900 degrees and up produces a red-hot color. Of course, both examples are really hot, but there is certainly a difference both in temperature, and appearance. Likewise, when I’m asked about the current state of the real estate market, I use this simple analogy to explain that while we see a softening, we are still in a red-hot market. Homes are still selling at a brisk pace, and values are still going up, it is just that compared to the “white-hot” market of the last two years, “red-hot” just appears slower. I don’t know about you, but I’ll take a red-hot market every day! The other question I’ve been asked lately is about rising mortgage interest rates and inflation. While we don’t like to see either scenario, it is interesting to note that during every inflationary period going back to the 1970s, mortgage interest rates actually dropped an average of 1.8%! Inflation, recession, and mortgage interest rates are never permanent, but it looks like the housing industry is poised to continue its growth albeit at a more normal pace.

Jonathan R. Krause, President Gambino Realtors

The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions. www.GoGambino.com 3815 N. Mulford Road Rockford, IL 61114 815.282.2222 5330 Williams Drive Roscoe, IL 61073 815.623.3333

www.GoGambino.com | 3

THE DROP IN MORTGAGE RATES BRINGS GOOD NEWS FOR BUYERS ". . . As a result, home buying is about 5 percent more affordable than a week ago. This translates to about $100 less every month on a mortgage payment.”

ver the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. Freddie Mac reports that the average 30-year rate was down to 5.30% from 5.81% two weeks prior (see graph in Exhibit A

following page). But why is this recent dip such good news for homebuyers? As Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains: “According to Freddie Mac, the 30-year fixed mortgage rate dropped sharply by 40 basis points to 5.3 percent. . . . As a result, home buying is about 5 percent more affordable than a week ago. This translates to

4 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Exhibit A

Exhibit B

about $100 less every month on a mortgage payment.” That’s because when rates go up (as they have for the majority of this year), they impact how much you’ll pay in your monthly mortgage payment, which directly affects how much you can comfortably afford. The inverse is also true. A decrease in mortgage rates means an increase in your purchasing power. The chart above right in Exhibit B shows how a half-point, or even a quarter-point, change in mortgage rates can impact your monthly payment. If your home doesn’t meet your needs, this may be the opportunity you’ve been waiting for. Let’s connect to see how you can benefit from the current drop in mortgage rates. Call Gambino Realtor at 815.282.2222.

www.GoGambino.com | 5

3 BD | 4/1 BA | 4,588 SQ FT

7982 Distillery Road | Belvidere

$650,000

In the French Provincial style, this home, situated on a 5.57-acre wooded lot, provides casual elegance, rustic details and refined design. Ornate and elegant details, including classic millwork, volume ceilings, rustic beams, gracious fireplaces throughout, hardwood and parquet flooring, and natural stone all combine to create an inviting aesthetic. The views are outstanding, and you’ll enjoy watching the turn of the seasons and the serenity of Beaver Creek, which runs along the rear of this stunning property. 6 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Karl Gasbarra 815.975.4218 karl@GoGambino.com

Residential Single Family

411 Overland Trail Belvidere $495,000 5 BD | 3/1 BA | 5,074 SQ FT

Carson Breed 815.871.5131

3042 E. 6th Street Belvidere $389,000 4 BD | 3/1 BA | 4,560 SQ FT

Aimee Leon 815.516.7879

6251 Blyth Road Caledonia $349,900

4884 Walnut Grove Drive | Poplar Grove

$365,000

4 BD | 2/1 BA | 3,000 SQ FT One acre jaw dropping two-story features four bedrooms, two full/ one half bath, and six car garage. All new white kitchen with stainless appliances and granite. Formal living and dining rooms with ample room for entertaining. Family room with gas fireplace is an excellent location to enjoy a movie night with family. All new plank flooring and paint. Master with new ensuite. Full and half baths redone in today's desired styles. Finished lower level. New roof, water treatment system. Belvidere North High School.

5 BD | 4/1 BA | 3,134 SQ FT

Barb Key 815.494.9626

Cheryl Jacobs

815.494.4956 cjacobs@GoGambino.com

www.GoGambino.com | 7

PEACEFUL ESTATE

1468 South Bolen Road | Pecatonica | 3 BD | 2/1 BA | 2,832 SQ FT | $569,900

BEAUTIFUL AND LUSH GROUNDS

Welcome to this ultimate, secluded country estate nestled on 16 acres. A long, winding paved driveway brings you to the gorgeous three bedroom, two and a half bath, open floor plan home boasting contemporary flair. Beautiful great room with a center fireplace open to an atrium with ten skylights to view from the gourmet kitchen with an L-shaped granite island, stainless appliances, white cabinets, recessed lighting, and atrium doors to the deck. Guest bath and laundry on the main level. Master features a sitting area, fireplace, walk-through closet, and ensuite with double vanity, glass block shower, and skylight. Lower level with an open, spacious family room with a full walkout to the patio, wall of windows, a tiled kitchenette, and office. So many amenities with this home, including a three-car garage, heated steel large outbuilding, a threephase and industrial bridge crane, multi-dimensional windows, peaked ceilings, and a meandering creek where wildlife abounds.

Ginny Meyer

815.262.8082 ginny@GoGambino.com

www.GoGambino.com | 9

PRIVATE SETTING

6287 S. Perryville Road | Cherry Valley | 4 BD | 2 BA | 2,135 SQ FT | $450,000

POOL LIFE IN THE COUNTRYSIDE

A beautiful country home tucked away on 14.28 acres, zoned agricultural, is ready for you to move in and enjoy the outdoors. The private setting boasts a gorgeous home with over 2,100 square feet of ideal living space. This home has so much to offer, from the spacious four bedrooms to the bright and cheery four-season room. The large, inground pool invites you to have fun in the sun. The five acres of woods invite you to explore. If you have the dream to farm, this property is for you. There are nine(+) acres of tillable land. The home has a solar field, and you have the luxury of free electricity. Build an outbuilding, farm, have livestock, or whatever your dream is, this property can make it come true.

Frank Gambino

815.637.0113 fgambino@GoGambino.com

www.GoGambino.com | 11

Ray Arco

Tony Badaluco

Brenda Baney-Tufly

Karen Barbagallo

Sandy Basel

Pat Bellinghiere

Brad Benedict

Brandy Berg

Jennifer Berry

Halina Borowski

David Bowers

Ann Seigel Brady

815.985.1441

815.985.4190

815.988.3476

815.988.5577

815.494.4132

815.871.1745

815.988.4286

815.289.0328

815.871.6156

815.621.8507

815.520.4091

815.298.4683

Carson Breed

Allan Brillman

Mike Bumbard

Donya Bundy

Dawn Butcher

Jean Campbell

Brad Carlson

Stefanie Carlson

Barbara Carstens

Heather Carter

Judy Clossey

Donna Cox

815.871.5131

815.494.2605

815.289.4924

608.295.5181

815.670.6446

815.505.8336

815.871.6333

815.742.2265

815.871.3604

815.519.2969

608.290.1924

815.742.5092

Scot Craig

Pam Cunningham

Kathleen Davis

Chrissy Dawson

Kristel Despot

Michelle Dollak

Jay Dowthard

Jasmine Drew

Penny Edwards

Linda Elliott

Sue Ellis

Mark Fiorello

815.985.8806

815.289.6323

815.978.0606

815.985.5649

815.871.6610

815.988.4363

815.289.7530

708.250.4466

815.703.0586

815.988.8954

815.914.7405

815.670.4129

Kevin Fisher

Rose Gagnon

Frank Gambino

Karl Gasbarra

Jim Grindle

Michael Hakanson

Brent Hammack

Andy Harkin

Laura Haynes

Kathy Heeren-Ellis

Bob Hendershot

Claudia Hernandez

815.494.9595

815.262.7766

815.637.0113

815.975.4218

815.980.5908

815.509.8518

815.509.5101

815.299.0492

815.985.1115

815.708.4061

815.988.7094

815.262.7472

Bryan Holder

Mikhaele Howell

Cheryl Jacobs

Jill Jarek

Karen Johnson

Robert Jones

Dawn Karns

Debbie Kenny

Barb Key

Matt Koch

Terri Koester

Jonathan Krause

815.543.1232

815.871.6787

815.494.4956

815.621.5255

815.979.6470

815.509.4248

815.494.6507

815.218.3268

815.494.9626

815.543.7945

815.540.8600

815.262.5226

12 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Angie Leiva

Aimee Leon

Miguel Lobato

Vita Locarno

Team Lunde

Anna Marino

Lyle McKinney

Diane Meltmar

Lilia Mendoza

Ginny Meyer

Gonzalo Montoya

Bonnie Moore

815.742.6010

815.516.7879

815.494.7905

815.742.0825

815.985.9522

815.670.8751

815.543.2008

815.540.3259

815.323.8904

815.262.8082

815.540.0003

815.243.4502

Craig Olafson

Carol Ortiz

David Palmer

Connie Paris

Heather Porter

Ruth Premo

Juanita Rinaldo

Keith Ruiz

Luis Sancho

Jorden Schwartz

Kimberly Schwartz

Mary Shreve

224.229.8258

815.312.6959

815.566.2437

815.222.6076

815.988.7443

815.978.5613

815.979.2877

815.985.0870

815.494.4536

815.914.7576

815.977.1919

815.262.7726

Teresa Shreve

Jayson Shull

Tracy Suyko

John Sweeney

Jackie Tabor

Jessica Tabor

Bobby Tisdale

Vikki Turnmire

Barbara Urycki

Pat Versack

Ashley Vuong

Tracy Wallschlaeger

815.289.3362

815.978.6489

815.289.1130

815.262.5769

815.520.6134

815.980.1879

815.847.2390

815.608.7229

815.505.2064

815.262.4999

815.980.0197

815.988.5281

Mike Weerda

John Weiland

Carol Williams

Dale Williams

Marcia Williams

Melody Williams

Stefanie Yarber

Team Zarembski

Brad Zimmerman

815.985.2895

815.494.6214

815.494.7812

815.519.2243

815.298.1098

815.505.9284

815.995.0836

815.218.9210

815.985.2830

Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61114 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com

www.GoGambino.com | 13

1201 Brown Hills Road Rockford $815,000 5 BD | 4/2 BA | 8,867 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

MODERN ELEGANCE

This Victorian home with four floors and five fireplaces is an entertainer's dream. Enjoy modern amenities amid the preserved history. Enter this light-filled home through the double glass doors into the great room with a beamed ceiling. The chef's kitchen has a commercial hood and cooktop, pot filler, a warming drawer, side by side commercial freezer and fridge, loads of cabinets with pullouts, upper lit glass display cabinets, 10-foot center marbled quartzite island with prep sink and seating, updated quartz counters, and marble backsplash. The master suite in a separate wing includes a fireplace. The master ensuite has a soaking tub, heated floors, and a stunning closet with built-ins. The upper floor has a study with bookcases and a soaring wood ceiling with exposed brick pillar. The lower level includes a fifth bedroom, full bath, second kitchen, rec room, office, playroom, craft room, and half bath.

Kathy Heeren-Ellis 815.708.4061

Residential Single Family

709 Meadow Crossing Trail Roscoe $347,000 4 BD | 2/1 BA | 3,274 SQ FT

Team Lunde 815.985.9522

11528 Tanawingo Trail Roscoe $299,999 5 BD | 3/1 BA | 3,423 SQ FT

Mikhaele Howell 815.871-6787

7230 Wimbledon Road Machesney Park $249,900

7813 North Gate Road | Roscoe

$350,000

4 BD | 2/1 BA | 3,794 SQ FT Beautifully updated home in a desirable Roscoe neighborhood with so much to offer. The custom paved walkway leads you to the welcoming covered front entry. Inside, the spacious foyer greets you into a floor plan perfect for entertaining. Formal living room with French doors leading to a large family room with a stone fireplace, granite hearth, built-ins, and a fantastic view of the wooded yard. Updated kitchen with stainless steel appliances, granite island, and countertops. Formal dining room with plenty of windows. Enjoy the beautifully landscaped yard featuring a multi-level deck with built-in seating.

3 BD | 2 BA | 1,900 SQ FT

Laura Haynes 815.985.1115

Marcia Williams

815.298.1098 mwilliams@GoGambino.com

www.GoGambino.com | 15

ZONED AGRICULTURAL 2513 Lundgren Road | Pecatonica | 3 BD | 2/1 BA | 2,100 SQ FT | $449,900

20 SCENIC ACRES TO EXPLORE YEAR ROUND

Lovely, peaceful pastoral setting with mature trees within the Pecatonica School District. The long, winding drive to the house on the hill boasts picturesque country views. Low maintenance two-story with three bedrooms, two full/one half baths, and three car garage. A bonus 21x13 studio with a wall of windows and loads of built-ins is ideal for a home office. The inviting foyer opens to a spacious living room-dining room with many windows for natural light. Country kitchen with access to a three-season porch to listen to the birds and enjoy nature over dinner. Spacious family room with brick fireplace. Guest bath and main floor laundry. Master with lots of windows and updated bath. Handy work area in the lower level. Tillable acres are currently hay ground. It could be rented out to help pay taxes. Pasture has fences. Metal building 55x34. Additional building 18x39. Great location that is close to I-90/39/20.

Ginny Meyer

815.262.8082 gmeyer@GoGambino.com

www.GoGambino.com | 17

Residential Single Family

209 Sandhurst Drive | Rockton 3 BD | 2 BA | 1,827 SQ FT

$219,900

One owner three bedroom with large yard. Well maintained with three-season porch to view large back yard. On a cul-de-sac. Eat-in kitchen. Workshop and rec room in lower level. Roof 2013. Refrigerator, stove and microwave in 2019. Garage opener 2021. All this, nestled on green, lush grounds on .58 acres.

Sandy Basel

815.494.4132 sbasel@GoGambino.com

18 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

7522 Meander Drive | Rockford 3 BD | 1/1 BA | 2,105 SQ FT

$204,900

Formal living room with possible eating area. Large kitchen recently updated. Newer floors in kitchen and family room plus hardwoods in bedrooms. Updated baths. Newer roof, some siding, windows and deck. Lower level rec room and additional room, basement has drain tile. Spacious two car garage. Great location and move-in ready.

Mikhaele Howell

815.871.6787 mhowell@GoGambino.com

Residential Single Family

1510 Conlin Court Belvidere $288,000 4 BD | 2/1 BA | 3,702 SQ FT

Aimee Leon 815.516.7879

6350 Fieldstone Drive Rockford $249,900 3 BD | 2 BA | 2,190 SQ FT

Team Lunde 815.985.9522

12742 Ventura Boulevard Machesney Park $240,000 3 BD | 1/1 BA | 1,990 SQ FT

Keith Ruiz 815.985.0870

www.GoGambino.com | 19

Residential Single Family

4 BD | 3 BA | 1,946 SQ FT | $240,000

5 BD | 3 BA | 2,594 SQ FT | $240,000

4 BD | 3/1 BA | 2,066 SQ FT | $239,900

1009 Johnson Court | Belvidere

7892 Coopers Hawk Trail | Machesney Park

3026 Stralow Lane | Machesney Park

Fabulous tri-level with six panel doors. Pergo in living room, kitchen and lower level office. Back yard with lots of fruit trees and perennials. Hot tub on deck. Whole house capacitor. Three car garage. Move in condition!

Fully exposed walkout ranch nestled on spacious corner lot in Hawks View Subdivision. Lots of improvements inside and out. Eat-in kitchen with new flooring, ample cabinet space, and sliders to the raised deck.

Newer light fixtures, flooring and paint. Fully finished basement with family room, bedroom, office and full bath. Updated kitchen and baths with granite counters, stainless appliances. Close to I-90, parks and shopping.

Korky Williams | 815.494.7812

Team Lunde | 815.985.9522

Miguel Lobato | 815.231.4129

3 BD | 2 BA | 3,150 SQ FT 4 BD | 3 BA | 2,738 SQ FT | $239,900

3 BD | 2 BA | 1,852 SQ FT | $229,900

4 BD | 2/1 BA | 2,600 SQ FT | $229,900

7014 Stearman Drive | Loves Park

4317 Glenmore Road | Rockton

1023 Bears Paw Drive | Rockford

Super clean, ready to move into home in a great Loves Park neighborhood! Oversized Pella windows bring in a ton of natural light in every room. Custom blinds throughout. Excellent location, close to amenities.

Newer appliances, formal living and dining rooms, family room with gas log fireplace, hardwood, laminate and vinyl floors, open kitchen with sliders to deck and fenced yard. Room for fourth bedroom and additional bath.

Located in the desirable Hononegah School District on a rural corner lot with .84 acres across from Atwood Golf Course. Quiet, country home, located minutes from schools, main highways and shopping.

Stefanie Yarber | 815.995.0836

Barb Key | 815.494.9626

Brandy Berg | 815.289.0328

20 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

14539 Saunders Road Pecatonica $549,000 3 BD | 3 BA | 2,890 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

RELAXATION SURROUNDS

Enjoy panoramic views from every window of this custom-built home situated on ten acres. You will be amazed by the gourmet kitchen and open concept living with soaring ceilings from the main entry. There are loads of maple cabinets, stainless steel appliances, an eight-foot island with seating, and a cooktop with granite counters. Fireplace with built-ins in great room with dual sets of patio doors opening to deck. Fantastic master suite with door to the porch and private deck. Master sitting area perfect for nursery or office. Large master bath with dual sinks, makeup desk, and custom tile shower with dual heads, bench, and glass doors. Mudroom with 23.5x8 of space, an entrance to backyard and front porch, and possible laundry hookup. Bonus rooms in the basement for home office, craft room, and bedroom with full bath. Gorgeous She-Shed, garden, and 20x30 outbuilding with electric.

Kathy Heeren-Ellis 815.708.4061

RANCH LOG HOME 11038 Silver Creek Road | Rockford | 3 BD | 2 BA | 2,454 SQ FT | $349,900

WOODED SETTING WITH A CREEK 22 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Beautiful 6.23-acre wooded setting with a creek. This ranch log home is zoned agricultural. Enjoy the great room with a vaulted ceiling boasting full log beams and stone fireplace with wood burning stove. The kitchen boasts a large island with seating capacity. The dining room is spacious. The laundry is conveniently located on the first floor. Master has a walkin cedar closet, en suite bath with a jetted tub, a large rec room on the lower level, and a full basement. New 75-gallon water heater, central air, gas furnace, water softener, radon mitigation system installed, and a 54x40 pole barn with a nineinch concrete floor in the back half. Voluntary HOA for road maintenance is $85 yearly.

Michelle Dollak

815.988.4363 mdollak@GoGambino.com

www.GoGambino.com | 23

Residential Single Family

9838 Queen Oaks Drive | Machesney Park 2 BD | 1 BA | 1,125 SQ FT

$175,000

This cozy two bedroom, one bath cabin would be a great primary home or summer retreat. Quiet river setting just minutes from shopping, restaurants, schools, parks and I-90. Bring your water toys because this quaint getaway boasts over 60 feet of river frontage to enjoy different water sports throughout the year.

Mike Weerda

815.985.2895 mweerda@GoGambino.com

24 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

1946 Wichita Drive | Rockford 3 BD | 2 BA | 1,920 SQ FT

$165,000

Ranch home with three bedrooms and two baths. Open staircase to finished lower level with amply space for entertaining. The party sized deck overlooks the beautiful back yard that is mostly fenced for extra privacy. The roof is new in 2015. All appliances included. Spacious two car garage.

Karen Barbagallo

815.988.5577 kbarbagallo@GoGambino.com

3 BD | 2/1 BA | 1,800 SQ FT

304 SE Picadilly Drive | Poplar Grove

$139,900

Welcome home! This charming cedar ranch style home boasts a large, covered porch to greet you. Great room with cathedral ceiling and skylight. Dining room with French doors. Large kitchen with breakfast bar and granite. Mud room with pantry, powder room and walk-in closet. 2 master suites with walk-in closets. Third smaller bedroom. Newer furnace, central air, roof and skylight. Cul-de-sac lot. Candlewick Lake Community offers pool, golf course, tennis court, indoor basketball court, gym, lake and more!

Matt Koch 815.543.7945 mkoch@GoGambino.com

www.GoGambino.com | 25

3 BD | 1 BA | 1,875 SQ FT

4702 Mohawk Road | Rockford

$139,900

Great retro house in desirable NE location close to shopping, schools, restaurants, golf courses and parks with low county taxes. Nice open floor plan with loads of Kobyco windows and mostly hardwood floors on main level. Spacious living room with hardwood floors, lots of windows to very workable convenient kitchen with loads of cabinets and countertops, peninsula and dining area. Access to deck for grilling and hanging out. Lower level is great for entertaining as large recreation room with wet bar. 26 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Ginny Meyer 815.262.8082 gmeyer@GoGambino.com

Residential Single Family

3 BD | 2/1 BA | 1,624 SQ FT | $229,900

4 BD | 2/1 BA | 2,400 SQ FT | $220,000

3 BD | 2 BA | 1,248 SQ FT | $190,000

3073 Warwickshire Drive | Machesney Park

4672 Chandan Woods Drive | Cherry Valley

6803 Lanterne Drive | Loves Park

Great views from the open loft above. Lots of windows bring in tons of natural light, located withing walking distance to park. Updated kitchen and baths with newer flooring, granite counters, open and airy!

Room for comfort in this spacious two-story. Formal living and dining room. Family room with fireplace. First floor laundry. New two-tiered deck, and above ground pool. Home needs flooring, painting and some work.

Ranch in desirable, convenient neighborhood. Near Rock Cut and highways I90/39/20. Vaulted ceilings. New carpet, fresh paint. Great room floor plan with fireplace. Great deck to enjoy tree-lined, private back yard.

Miguel Lobato | 815.231.4129

Angie Leiva | 815.742.6010

Team Lunde | 815.985.9522

3 BD | 2 BA | 3,150 SQ FT 4 BD | 3 BA | 2,246 SQ FT | $189,900

3 BD | 1/1 BA | 1,755 SQ FT | $185,000

4 BD | 2/1 BA | 2,090 SQ FT | $179,900

904 Parkwood Avenue | Rockford

7965 Newburg Road | Rockford

1821 Hollyhock Drive | Rockford

Welcome home to this extremely distinctive, fully loaded, well kept, sprawling, true brick ranch, with only one owner. Spacious living, family, and dining rooms. Two patios. In a highly sought after neighborhood.

On almost an acre. Zoned agricultural for country living with city conveniences. Large family room. Attached two-car garage with oversized work room. Move in ready.

Great location near Brookview Elementary School and Edgebrook Shopping Center. Nice wood floors in living room, dining room and upstairs. Private backyard with deck off of family room addition.

John Weiland | 815.494.6214

Kevin Fisher | 815.494.9595

John Sweeney | 815.262.5769 www.GoGambino.com | 27

it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com

3 BD | 1 BA | 1,428 SQ FT

127 Dawn Avenue | Rockford

$134,000

Three bedroom ranch with attached two car garage just waiting for you! Enjoy the back yard from your deck or from the four-season porch. This ranch home is full of natural daylight and has a large formal living room open to dining area and large kitchen. Newer replacement windows, roof 2015 and updated bath. Four season room serves as family room. Bedrooms and hallway have hardwoods. Downstairs has large partially exposed windows and is just waiting for your finishing ideas! Two car garage and great location.

Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com

www.GoGambino.com | 29

Michelle Dollak

815.988.4363 mdollak@GoGambino.com

Dale Williams

815.519.2243 dwilliams@GoGambino.com

Michelle is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working just for you. She really cares about her clients as well as the communities in which she serves. Thank you Michelle!!! From your new home owners - Louis and Thana R. Michelle was great to work with and a great person. Was very nice how she kept me up to date with everything going on with the sale. Very knowledgeable and skilled at what she does. Thanks again for all the help. - Ryan D.

too. - Arturo R.

Thank you for your great work. I had a good experience

Dale took excellent care of us throughout our transaction- we knew he was paying attention to the details and advocated for us when it was necessary. I highly recommend Dale! - Tim and Sherry G.

Very satisfied! - Dennis C.

Tony Badaluco

815.985.4190 tbadaluco@GoGambino.com 30 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

We all live in a crazy world these days and are often distracted by current events and the constant bombardment of all kinds of traditional and social media. In this current state, it’s vital that you find someone who can stop the insanity and quiet the noise. Tony Badaluco is that man! Recently, we decided to embark on an investment property and targeted our search to the Greater Rockford area. Tony is a consummate professional who exhibits a significant amount of patience and knowledge of the Rockford area. He is a hard worker who strives to under promise and over deliver. He certainly endeavors to ensure that your needs are met. Tony is simply the best! - Kenneth and Marilyn C.

7950 Distillery Road Belvidere $749,500 4 BD | 3/2 BA | 8,523 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

LUXURIOUS STYLE

This lovely home reflects the signature style of prominent architect Jerome Cerny. Widely known for his European designs, one can see trademark details throughout. Among the many amenities, you will find volume ceilings, hardwood floors, bay windows, intricately designed millwork, grand fireplaces and built-ins throughout. Upon entering, you are greeted by a grand entryway, setting the stage for the rare features and styling in every room. Combining formal and informal spaces, the main floor features a sunken formal living room, a gracious formal dining room, and a great room that looks out onto the sun-lit solarium. A beautifully appointed kitchen connects to a combination mudroom, main floor laundry, and one of two half baths on the main floor. Though private and secluded, it is ideally located convenient to area amenities and US-20.

Karl Gasbarra 815.975.4218

STUNNING VIEWS

4233 Westridge Drive | Winnebago | 3 BD | 2 BA | 1,890 SQ FT | $299,900

WESTLAKE VILLAGE AMENITIES GALORE 32 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Beautifully updated home with a bright and open layout. Prime location on the Westlake golf course! The expanded deck may become your favorite place to relax and enjoy the views, while custom Berg awnings help keep you cool. The split bedroom design with a central living area provides the perfect space to live and entertain. Upgrades include hardwood floors, granite in the kitchen and baths, stainless appliances, white cabinetry and woodwork, new patio doors, decorator window treatments, roof (5 years), driveway widened, and a new (2021) high-end, commercial grade HVAC system with two-stage heating and cooling. The private master with en suite includes double vanity, garden tub, and separate shower. The fully exposed, wide-open lower level is light and bright with a patio door and 13 windows. Westlake amenities, including 82-acre lake, pool, beach, tennis, basketball, volleyball courts, paved walking path, playground, nature area, and new golf course.

Pam Cunningham

815.289.6323 pcunningham@GoGambino.com

www.GoGambino.com | 33

WOODED SPLENDOR 17586 Brick School Road | Pecatonica | 1 BD | 2 BA | 1,654 SQ FT | $269,900

RUSTIC LOG HOME SURROUNDED BY TREES 34 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

This rustic log home nestled in heavily wooded acres exudes privacy and seclusion, creating a great getaway! Listen to the birds sing and watch deer pass through as this property is a nature lover's paradise. Most of the main level is exposed logs. Impressive great room 29x21 with 14' peaked wood ceiling, skylight, and loads of windows to capture picturesque views and allow light to stream in. 16x12 tiled kitchen with island and tons of cabinets is part of the great room. In addition, the main floor has a spacious primary bedroom, full bath, and an open staircase to the lower level. There is a 20.7x14.3 rec room, office, computer room, bath, laundry, and shop. Could put ingress-egress window to improve functionality. The lower level has supplemental heaters. Attached two car garage and outbuilding. Close to recreational activities, Pecatonica River, Prairie Path, and numerous Forest Preserves.

Ginny Meyer

815.262.8082 gmeyer@GoGambino.com

www.GoGambino.com | 35

Residential Single Family

3 BD | 2 BA | 2,098 SQ FT | $179,900

3 BD | 1/1 BA | 1,466 SQ FT | $179,900

3 BD | 2/1 BA | 2,649 SQ FT | $175,000

1983 Classic Circle | Rockford

6786 Rydberg Court | Rockford

1511 Camp Avenue | Rockford

Lots of natural light. Kitchen with tall cabinets, pantry, breakfast bar, coffee bar and open to family room. French door to patio and access to room currently a spa room with sliders to second patio. Master with bath.

Enjoy the beautiful river views and wildlife. Open floor plan. Large living room. Formal dining room. Kitchen with loads of cabinets and breakfast bar. Lower-level family room with fireplace and walkout. Five car garage.

Classic architectural beauty enhanced with renovations and updates. Great family room addition. Redone kitchen with stainless appliances. Wood burning fireplace. Lots of hardwoods. Beautiful yard and so much more.

Ginny Meyer | 815.262.8082

Angie Leiva | 815.742.6010

Team Lunde | 815.985.9522

3 BD | 2 BA | 3,150 SQ FT 5 BD | 3 BA | 3,302 SQ FT | $159,900

4 BD | 1/1 BA | 1,646 SQ FT | $154,900

4 BD | 1/1 BA | 1,600 SQ FT | $139,900

307 S. 3rd Street | Rockford

3040 Louise Street | Rockford

520 Pleasant Street | Belvidere

Located in Rockford's Haight Village, surrounded by other beautifully maintained historic homes, and a few blocks from the vibrant downtown dining and entertainment scene.

Nestled on a beautiful tree lined street and move-in ready. Four bedroom, one and a half bath. Eat-in kitchen. All furnishings stay As-Is. Above ground pool and trampoline. Fenced back yard. No FHA/VA.

So many updates, including new blacktop drive, windows, electric, plumbing, white cabinets, baths, flooring, water heater, ceiling fans, furnace, and fresh paint in and out. First floor laundry. One block from Robs Park.

Team Lunde | 815.985.9522

Judy Clossey | 815.623.4007

Jean Campbell | 815.505.8336

36 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Residential Single Family

6520 N. 2nd Street Loves Park $110,000 3 BD | 2 BA | 1,486 SQ FT

Scot Craig 815.985.8806

3803 Charles Street | Rockford 7631 Elm Avenue Machesney Park $110,000 3 BD | 1 BA | 1,568 SQ FT

Lilia Mendoza 815.323.8904

$125,000

3 BD | 1/1 BA | 1,386 SQ FT This beautiful one and a half-story home boasts a spacious layout with three bedrooms, one and a half baths, two car detached garage, and is conveniently located on Charles Street in Rockford. This home features a main floor bedroom, wood deck and a fully exposed basement that offers a cozy space for entertaining and views of the large back yard.

2807 Green Dale Drive Rockford $108,000 3 BD | 1 BA | 1,668 SQ FT

Matt Koch 815.543.7945 Aimee Leon

815.516.7879 aleon@GoGambino.com

www.GoGambino.com | 37

3 BD | 1 BA | 1,534 SQ FT

2115 Overdene Avenue | Rockford

$114,500

Super clean move in ready cape cod with finished lower level and fenced yard awaits you! This home has been updated throughout and is move in ready. Refinished hard wood floors throughout main level. Updated kitchen cabinets including pantry. Upper level has new carpet, large bonus room and bedroom with half bath. Both baths have been updated and have tile floors. Massive lower-level rec room with tile floor for entertaining. Lower-level bonus room with built-ins perfect for home office. 38 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com

Residential Single Family

523 Chisholm Trail Rockford $98,900 3 BD | 1/1 BA | 1,756 SQ FT

Jay Dowthard 815.289.7530

3006 Ellen Avenue Rockford $95,900 3 BD | 2 BA | 1,422 SQ FT

Jay Dowthard 815.289.7530

3003 Searles Avenue Rockford $90,000

1236 Widergren Drive | Rockford

$115,000

3 BD | 1 BA | 1,500 SQ FT Location, Location, Location! A little bit of TLC will go a long way in this all brick Cape Cod charmer. 1,500 square feet of sunlit space. Oak hardwood flooring throughout. Generous size living room with wood-burning fireplace. Master bedroom with oversized closet. French doors in formal dining room lead to a screened porch allowing you to enjoy the outdoors bug free! The back yard is private, shaded and flat for easy mowing. Close to shopping, bus route, schools and parks. This home is being sold As-Is with an upgraded Choice Home Warranty.

3 BD | 1/1 BA | 1,557 SQ FT

Jean Campbell 815.505.8336 Tracy Suyko

815.289.1130 tsuyko@GoGambino.com

www.GoGambino.com | 39

Residential Single Family

$139,900 3 BD | 2 BA | 2,653 SQ FT

$139,900 3 BD | 2 BA | 1,369 SQ FT

$138,000 3 BD | 1 BA | 1,140 SQ FT

$135,000 3 BD | 2 BA | 1,956 SQ FT

$135,000 3 BD | 2/1 BA | 1,955 SQ FT

1506 S. Central Avenue | Rockford

1001 Columbia Avenue | Belvidere

1621 Minns Drive | Machesney Park

14706 Hunters Way | South Beloit

1712 Midway Drive | Rockford

Jay Dowthard | 815.289.7530

Stefanie Carlson | 815.742.2265

Team Lunde | 815.985.9522

Carson Breed | 815.871.5131

Miguel Lobato | 815.231.4129

WE SERVE THE WISCONSIN AREA TOO! Call One of Our Wisconsin Agents for your Rock and Green County Real Estate Needs 815.282.2222 | www.GoGambino.com

$133,000 3 BD | 1/1 BA | 1,821 SQ FT

$129,900 2 BD | 2 BA | 1,800 SQ FT

4729 Mohawk Road | Rockford

1903 Apple Tree Lane | Rockford

Team Lunde | 815.985.9522

Brad Carlson | 815.871.6333

$125,000 2 BD | 2 BA | 2,158 SQ FT

$124,900 3 BD | 2 BA | 1,497 SQ FT

3421 Treadway Court | Rockford

119 N. Prospect Street | Rockford

Jay Dowthard | 815.289.7530

Team Lunde | 815.985.9522

40 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Pat Bellinghiere: 815.871.1745 | Donya Bundy: 608.295.5181 Judy Clossey :608.290.1924 | Karl Gasbarra: 815.975.4218 Bryan Holder: 815.543.1232 | Mike Lunde: 815.985.9522

Trust. Certainty. Reliability.

That’s what you can expect from us! • Online Mortgage Application

• Mortgage Refinancing

• First-time Homebuyer Programs

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• Local Mortgage Servicing

• USDA Home Loans

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• Land and Construction Loans

Warren Swanberg

Rob Grindle 3815 N. Mulford Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

815.229.3223

815.979.7180

NMLS#462766

NMLS#1502042

Jared Fewell

Julia Fiorucci

9609 Forest Hills Rd. Machesney Park, IL

815.877.2303

815.986.7150

NMLS#476484

NMLS#576995

Tammy Zurfluh

Kristi Amenda

Rachel Oracki

Kelly Pospischil

5506 Clayton Circle Roscoe, IL

3101 11th Street Rockford, IL

2141 N. State St. Belvidere, IL

SVP Mortgage Lending 2141 N. State St., Belvidere, IL

815.986.7168

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815.986.7131

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NMLS#136999

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Victoria France

Sara Reque

2200 Cranston Rd. Beloit, WI

2525 Milton Ave. Janesville, WI

608.299.3416

608.856.5503

NMLS#1896305

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BUILDER'S HOME

911 Water Stone Way | Malta | 3 BD | 2/1 BA | 2,301 SQ FT | $290,000

UPGRADES AND IMPROVEMENTS ABOUND 42 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

The impressive entry boasts a volume ceiling height and is filled with sunshine. The neutral bamboo flooring is timeless and will suit any color palette. This home has a highly functional floor plan that will suit any need. Designed to entertain, the wellappointed chef's kitchen is sure to give the wow factor. Gorgeous granite countertops with tiled backsplash. Full-sized freezer and refrigerator, and two pantries. The oversized island includes a built-in Jenn-Air convection oven/microwave. The real show stopper is the stove - a top-of-the-line 40 ILVE, which consists of a griddle and rotisserie. The open concept to the family room allows space for all to gather. The family room has a two-story stone fireplace wired for surround sound. Sliding doors off the kitchen lead to a stamped concrete patio with a heavy-duty pergola. A garden shed provides storage space for all the extras. This home is in a rural subdivision with a stocked lake, outdoor pavilion, play area, and walking path.

Tracy Suyko

815.289.1130 tsuyko@gogambino.com

www.GoGambino.com | 43

MOVE-IN READY

3521 Thyme Drive | Rockford | 4 BD | 2/1 BA | 2,352 SQ FT | $247,900

REMODELING AND UPGRADES DONE FOR YOU 44 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Ready to move into two-story, four bedrooms, and two and a half bathrooms. The colors are neutral throughout and the new carpet adds a touch of modern elegance. Prepare delicious meals in the remodeled kitchen featuring upgraded stainless appliances, new flooring, countertops, spacious pantry, and cabinets galore. The kitchen opens to a family room with wet bar, wood burning fireplace and sliders to large deck and fenced yard with new landscaping and fenced dog run. Half bath on main floor is updated in excellent finishes. New roof, siding, garage door and opener with remote keypad, along with a freshly painted garage. Mechanicals are well maintained and recently inspected for your peace of mind. Current washer/dryer does not stay but will be replaced at closing.

Angie Leiva

815.742.6010 aleiva@gogambino.com

www.GoGambino.com | 45

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Click Your Dream Into Reality

1607 Jillian Court Belvidere $275,000 4 BD | 2 BA | 2,598 SQ FT Move right into this uniquely built bi-level with four bedrooms, two full baths and over 2,500 square feet of gracious living and entertaining space. Newer hardwood floors throughout create and elevated feel. Two fireplaces add warmth during those cold months. Formal dining area is large enough for a gathering. Large bar/den area in the lower level that can be turned into a fifth bedroom. The two-tier deck off the kitchen overlooks the large fenced in back yard that hasEyes plentyof Through The of storage and boasts an incredible 21X10 shed with a wood burning stove. Heated two car garage with an insulated door.

LIFE ON THE FARM

Mark Fiorello 815.670.4129

Ginny Meyer

LARGE BI-LEVEL

PRIDE OF OWNERSHIP 6647 Meadowbrook | Roscoe | 4 BD | 2 BA | 2,836 SQ FT | $239,900

RANCH WITH CHARACTER THROUGHOUT

This one-owner, move-in-ready, fourbedroom ranch is full of character and is in Roscoe on a little over half an acre. Walk into the entryway leading into the large living room with a wood-burning fireplace. The eat-in kitchen has newer cabinets and countertops in 2018, newer appliances in 2019, and plenty of room for a nice size dinner table. The master bedroom is complete with an updated bathroom. The fully finished basement features another living room area, the fourth bedroom, a laundry area, and two other rooms that could be used for multiple purposes. The large, fully fenced back yard has a shed, above-ground pool, and dog run. Walk in from the garage into the mud room/storage area. Solar panels are rented for $119 per month with a $13 per month electric bill. All the work is done for you! Just pack your bags and move right in!

Heather Carter

815.519.2969 hcarter@GoGambino.com

www.GoGambino.com |49

YUMMY by Gambino

50 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

SAVORY WATERMELON SALAD Presented by Kathy Heeren-Ellis

Savory meets sweet in this flavorful salad. Not a fan of onions? It is equally delicious if you choose to omit. Easy to make - just stir and chill!

INGREDIENTS

1 teaspoon grated lime zest 2 tablespoons fresh lime juice 1/4 teaspoon salt 5 cups 3/4-inch cubes seedless watermelon

1/2 cup diced red onion 1/2 cup diced English (seedless) cucumber 3 tablespoons thinly sliced fresh basil leaves 1/3 cup crumbled feta cheese

INSTRUCTIONS In large serving bowl, mix lime zest, lime juice and salt with whisk until well blended. Add remaining ingredients except feta cheese. Gently toss to coat. Refrigerate about 30 minutes or until chilled. Gently stir in feta cheese just before serving.

5038 Minns Drive Machesney Park $195,000 4 BD | 3 BA | 1,982 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

IMMACULATE RANCH

Ranch home with vaulted ceiling in the living room, which opens to the kitchen. Tall kitchen cabinets and breakfast bar plus additional eating area. From there, walk into the light and bright addition with lots of windows that could be a family room, office, den, playroom, sunroom, or whatever works for you! The master bedroom has a private bathroom with a walk-in shower. Three finished rooms in the lower level have many options, and there is partial exposure plus an additional full bath with a shower. The roof was new in 2017; the boiler was serviced and overhauled in 2021. Two car attached garage and two and a half detached heated garage with a lift that stays, so bring your cars, boats, and toys! Brick paver patio in back. Additional shed behind the garage and yard is mostly fenced. Harlem schools, great location close to amenities and a short distance to I-90 access.

Mikhaele Howell 815.871.6787

Residential Single Family

$120,000 3 BD | 2 BA | 1,956 SQ FT

$120,000 3 BD | 1 BA | 1,450 SQ FT

$119,900 3 BD | 1 BA | 1,064 SQ FT

$115,000 3 BD | 1 BA | 1,618 SQ FT

$115,000 4 BD | 1/1 BA | 1,599 SQ FT

3911 Public Lane | Rockford

224 James Avenue | Rockford

1303 Winthrop Lane | Rockford

1714 Lyran Avenue | Rockford

3720 Trilling Avenue | Rockford

Miguel Lobato | 815.231.4129

Linda Elliott | 815.988.8954

Karen Barbagallo | 815.988.5577

Heather Porter | 815.988.7443

Ray Arco | 815.985.1441

$90,000 2 BD | 1 BA | 777 SQ FT

$89,900 2 BD | 1/1 BA | 1,523 SQ FT

701 Kingsley Drive | Machesney Park

1619 Eastmoreland Avenue | Rockford

Kevin Fisher | 815.494.9595

Angie Leiva | 815.742.6010

$75,000 2 BD | 1 BA | 997 SQ FT

433 Jilson Avenue | Rockford

7716 Elm Avenue #4 | Machesney Park

Jay Dowthard | 815.289.7530

Ann Brady | 815.298.4683

For Same Day Inspection Results, Call or Text Seven Days A Week Scott Howell, Certified Home Inspector, License 450003869 779.770.7667 | homeshield815@gmail.com | homeshieldinspections.net www.GoGambino.com | 53

3 BD | 1/1 BA | 1,622 SQ FT

904 29th Street | Rockford

$99,900

Move right in! Three bedrooms, one and a half baths plus shower in lower level, and a one and a half car garage. Two bedrooms on the main floor with gleaming hardwood floors. Living room and eat-in kitchen is nice and spacious. Stove, refrigerator, microwave, washer and dryer stay. Bedroom upstairs with extra finished space, half bath and storage. Rec room in lower level for entertaining and relaxation, all in a great location!

54 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Mikhaele Howell 815.871.6787 mhowell@GoGambino.com

Residential Mobile Home

5463 Ebonywood Lane Roscoe $59,900

2069 Iris Avenue Belvidere $52,000

3 BD | 2 BA | 1,394 SQ FT

Scot Craig

815.985.8806

1044 Autumn Drive Belvidere $55,000

2133 Ivy Lane Belvidere $49,000

3 BD | 2 BA | 1,456 SQ FT

3 BD | 2 BA | 1,680 SQ FT

Scot Craig

815.985.8806

304 Elder Lane Belvidere $54,900

2232 Ivy Lane Belvidere $47,500

2 BD | 2 BA | 1,179 SQ FT

2 BD | 2 BA | 960 SQ FT

Pam Cunningham

Dale Williams

815.289.6323

815.519.2243

www.GoGambino.com | 55

Residential Single Family

416 Brown Avenue Rockford $85,000

2958 Lapey Street Rockford $79,900

2 BD | 2 BA | 1,150 SQ FT

3 BD | 1 BA | 1,680 SQ FT

Kevin Fisher

Laura Haynes

815.494.9595

815.985.1115

2340 19th Avenue Rockford $84,500

803 N. Memorial Avenue Rockford $75,000

3 BD | 1 BA | 1,042 SQ FT

3 BD | 2 BA | 1,531 SQ FT

Carson Breed

Angie Leiva

815.871.5131

815.742.6010

Why an Agent Is Essential When Pricing Your House UNDERPRICED $ Decreases your future buying power Leaves money on the table Risks buyers assuming something's wrong

MARKET VALUE $$ Attracts more buyers Leads to stronger offers Likely to sell quickly

OVERPRICED $$$ High price tag may deter buyers Likely to sit on the market longer May need a price drop, which can raise red flags

Let Gambino Realtors Work For You! Call 815.282.2222 56 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Residential Single Family

1719 14th Street Rockford $72,000

5139 S. Main Street Rockford $64,900

3 BD | 1 BA | 1,075 SQ FT

3 BD | 1 BA | 1,578 SQ FT

Jean Campbell

Angie Leiva

815.505.8336

815.742.6010

1208 S. Independence Avenue Rockford $70,000

404 Albert Avenue Rockford $59,900

2 BD | 1 BA | 852 SQ FT

3 BD | 1 BA | 1,288 SQ FT

Miguel Lobato

Jean Campbell

815.231.4129

815.505.8336

2815 Cameron Avenue Rockford $70,000

1118 Dickerman Street Rockford $56,000

3 BD | 1 BA | 1,040 SQ FT

3 BD | 1/1 BA | 1,092 SQ FT

Pam Cunningham

Aimee Leon

815.289.6323

815.516.7879

www.GoGambino.com | 57

Residential Single Family

710 Kishwaukee Street Rockford $50,000 6 BD | 2 BA | 2,684 SQ FT

Dale Williams 815.519.2243

3 BD | 1 BA | 888 SQ FT

Jay Dowthard 815.289.7530

620 Miriam Avenue Rockford $50,000

2831 Ashland Avenue Rockford $49,000

3 BD | 1 BA | 875 SQ FT

2 BD | 1 BA | 960 SQ FT

Miguel Lobato

Jay Dowthard

815.231.4129

815.289.7530

1610 Parmele Street Rockford $49,900 2 BD | 1 BA | 1,088 SQ FT

Team Zarembski 815.218.9210

58 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

305 S. Day Avenue Rockford $49,900

319 Webster Rockford $29,900 2 BD | 1 BA | 768 SQ FT

Jay Dowthard 815.289.7530

Is Homeownership Still the American Dream? Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your home is your stake in the community, a strong financial investment, and an achievement to be proud of. A recent survey from Bankrate asked respondents to rank achievements as indicators of financial success, and the responses prove that owning a home is still important to so many Americans today. Homeownership ranks above other significant milestones, including retirement, having a successful career, and earning a college degree. That could be because owning a home is a significant wealth-building tool and provides meaningful financial stability. The National Association of Realtors (NAR) explains: “Homeownership builds financial security. With 65.5% of Americans owning homes, the net worth of a typical homeowner is nearly 40 times the net worth of a non-owner.” There are other ways your home acts as more than just a roof over your head, too. The Mortgage Reports highlights a few of the many benefits homeowners enjoy, including: - Your equity (and wealth) grows through home price appreciation. - Your housing costs are fixed – and that can help combat rising costs from inflation.

- You’ll have greater privacy and the opportunity to customize your living space. Plus, homeowners tend to be more active in their community. Like NAR says: “Living in one place for a longer amount of time creates and [sic] obvious sense of community pride, which may lead to more investment in said community.” What Does That Mean for You? If your definition of the American Dream involves greater freedom and prosperity, then homeownership could play a major role in helping you achieve that dream. When you set out to buy, know there are incredible benefits waiting for you at the end of your journey. You’ll have a place you can call your own, feel most comfortable, and grow your wealth. First American puts it best, saying: “Homeownership remains central to the pursuit of the American Dream. It is a critical driver of economic mobility, delivering financial and social advantages. . . .” Buying a home is a powerful decision and a key part of the American Dream. And if homeownership is part of your personal dreams this year, let’s connect and start the process today. Call Gambino Realtors at 815.282.2222.

www.GoGambino.com | 59

3 BD | 2/1 BA | 1,772 SQ FT

4831 Snowcap Run | Loves Park

$175,000

Welcome home to this gorgeous free-standing condo in an excellent location close to shopping, restaurants, and parks. The ranch style condo boasts three bedrooms, two and a half baths, and a large master with en suite and walk-in closet. The laundry is conveniently located on the first floor. The fully exposed, finished lower level adds a ton of space, and value to this wonderful condo that has been well cared for.

60 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Heather Porter 815.988.7443 hporter@GoGambino.com

Residential Condominium

1402 Brandywine Drive Rockford $149,900

2929 Sunnyside Drive #240C Rockford $104,900

2 BD | 2 BA | 1,682 SQ FT

2 BD | 2 BA | 1,044 SQ FT

Bryan Holder

Rose Gagnon

815.543.1232

815.637.0117

6407 Lanterne Drive Loves Park $133,000

2929 Sunnyside Drive #166D Rockford $102,000

2 BD | 2 BA | 1,380 SQ FT

2 BD | 2 BA | 1,278 SQ FT

Team Lunde

Rose Gagnon

815.985.9522

815.637.0117

5136 Diane Court Rockford $119,900

1768 S. Hance Drive #2 Freeport $59,900

2 BD | 2 BA | 1,341 SQ FT

2 BD | 1 BA | 875 SQ FT

Cheryl Jacobs

Lilia Mendoza

815.494.4956

815.323.8904

www.GoGambino.com | 61

CONDO LIFESTYLE 7612 Magnolia Trail | Cherry Valley | 2 BD | 2 BA | 1,174 SQ FT | $159,000

NEUTRAL COLORS AND UPGRADES

Great first floor ranch condo! Much desired first floor end unit with two bedrooms, two baths, two and a half car garage in The Trails of Cherry Valley! Hard surface floor in main living area and bathrooms. Great room and dining area have trayed ceiling and loads of windows. Center island with bar stool seatingand stainless steel appliances including newer refrigerator. Gas fireplace with built-in. Sliders lead to private patio off dining area. Large bedrooms. Master suite includes walk in closet and updated bath with dual vanity sink, tile flooring and stone tiled shower with rainfall shower head and glass doors. Main bath has shower/tub and tile flooring. All light fixtures updated and ceiling fans galore! All appliances included! Garage has great storage area included. New roof in 2021. Great clubhouse, pool and workout room among resident amenities. Close to I-90 and shopping!

Kathy Heeren-Ellis

815.708.4061 kheerenellis@GoGambino.com

www.GoGambino.com | 63

5068 Valley Pines Dr. #2 Rockford $154,900 3 BD | 3 BA | 1,846 SQ FT

Spacious ranch-style brick condo! There is new flooring throughout. The main floor master bedroom has double closets and a private bath. Large living room with a possible dining area and additional eating area off the kitchen. Sizable, first floor laundry room for convenience. The lower level has a huge rec room, a bedroom with two closets and an egress window, and another full bath and storage area. The water heater and water softener were new in 2018. There is a small yearly fee paid to the association but this condo shares expenses (lawn care/snow removal and insurance) with the owner on the other side. Some photos are virtually staged.

Mikhaele Howell 815.871.6787

BRICK CONDO

BUILD YOUR DREAM HOME LIFE ON THE FARM Through The Eyes of Ginny Meyer

VACANT LAND

Vacant Land

5.81 ACRES | $750,000

45 ACRES | $517,500

55 ACRES | $389,900

0.71 ACRES | $101,250

0.35 ACRES | $98,750

XXXX 25th & W. 5th Avenue | Brodhead, WI

5584 Yale Bridge Road | Rockton

15XXX Center Road | Durand

1272 Summerland Key | Rockford

1261 Summerland Key | Rockford

Judy Clossey | 815.623.4007

Ginny Meyer | 815.262.8082

Frank Gambino | 815.637.0113

Mikhaele Howell | 815.871.6787

4.42 ACRES | $89,900

0.42 ACRES | $75,600

0.57 ACRES | $75,600

0.89 ACRES | $75,000

1.99 ACRES | $64,900

7795 Weldon Woods Close | Rockford

6613 Key Largo Drive | Rockford

6693 Key Largo Drive | Rockford

2917 N. Main Street | Rockford

1752 Summerwood Lane | Belvidere

Mike Weerda | 815.985.2895

Mikhaele Howell | 815.871.6787

Team Lunde | 815.985.9522

Brenda Tufly | 815.988.3476

1.77 ACRES | $59,900

0.35 ACRES | $59,500

0.69 ACRES | $49,000

0.44 ACRES | $45,000

0.34 ACRES | $44,900

7952 Weldon Woods Close | Rockford

12664 Pemberton Place | Winnebago

99XX Queen Oaks Drive | Machesney Park

XXX Juror’s Court | Dixon

1297 Key West Drive | Rockford

Mike Weerda | 815.985.2895

Pam Cunningham | 815.289.6323

Jill Jarek | 815.621.5255

Judy Clossey | 815.623.4007

Mikhaele Howell | 815.871.6787

66 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Vacant Land

0.82 ACRES | $35,000

0.28 ACRES | $34,900

0.29 ACRES | $33,900

119 Boeing Trail | Poplar Grove

3XX E. Pershing Road | Stillman Valley

1248 Summerland Key | Rockford

1375 Conch Key | Rockford

Mike Weerda | 815.985.2895

David Bowers | 815.520.4091

Mikhaele Howell | 815.871.6787

0.49 ACRES | $24,900

0.56 ACRES | $24,900

0.75 ACRES | $17,900

0.24 ACRES | $8,000

0.19 ACRES | $7,000

1384 Castlehill Drive | Rockford

1387 Castlehill Drive | Rockford

7XX Homestead Lane | Rockford

2XX Wallace Avenue | Machesney Park

147 Flintridge Drive | Rockford

Brad Zimmerman | 815.985.2830

Mike Weerda | 815.985.2895

Laura Haynes | 815.985.1115

John Weiland | 815.494.6214

0.10 ACRES | $5,500

0.38 ACRES | $4,500

0.37 ACRES | $4,000

XXXX Arlington Street | Loves Park Laura Haynes | 815.985.1115

0.34 ACRES | $30,890

2103 Southgate Drive | Lake Summerset 2104 Lake Summerset Road | Lake Summerset Kathy Heeren-Ellis | 815.708.4061

Kathy Heeren-Ellis | 815.708.4061

www.GoGambino.com | 67

BUILDING DREAMS SINCE 1973

FLOOR PLANS

NEW BUILDS

FREE ESTIMATE

100 YEARS

We have a variety of ranch

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We know your home is an

With over 100 years

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the process of a new build.

investment. That’s why we

combined experience, we

Two-story models. Looking

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offer free estimates. You

continue to strive for

for custom? We can do

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REACH OUT AND START THE PROCESS WITH US TODAY 1515 Elmwood Road Rockford, IL 61103 | 815.633.7619 | threehammer.com

REVERS MARINA LIFE ON THE FARM Through The Eyes of Ginny Meyer

222 North Water Street | Rockford | 48,600 SQ FT | $1,299,000 Amazing opportunity to redevelop the historic Revers Marina with 132 feet of river frontage in Downtown Rockford. This property once operated as Rockford Wholesale Grocery from 1887 to 1952. With its brick façade and 19th Century attributes such as wooden floors and heavy beams, this 48,600 square foot building is an investor’s dream. All floors are open with a central elevator for easy maneuvering. The location is perfect for a plethora of operational ideas. Only about a block from State Street, where many local shops and restaurants call home, the amount of exposure is excellent. In addition to regular downtown goers, the popular Rockford City Market is right outside your new building’s doors. Bring your business ideas to fruition and join the continual development of the fabulous downtown in Rockford.

Brad Benedict | 815.988.4286 | bbenedict@gogambino.com

Commercial

466 Quail Trap Road Caledonia $1,800,000

11700 N. 2nd Street Machesney Park $495,000

7.54 ACRES | 5,069 SQ FT

10,966 SQ FT

Karl Gasbarra

Team Lunde

815.975.4218

815.985.9522

RETAIL - COMMERCIAL

FARM/RANCH FOR SALE

411 Mulberry Street Rockford $699,900

1215 Cranston Road Beloit, Wisconsin $400,000

36,744 SQ FT

4,135 SQ FT

Brad Benedict

Pat Bellinghiere

815.988.4286

815.623.4001

RETAIL - COMMERCIAL

OFFICE FOR SALE 70 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

6305 Stateline Road South Beloit $531,000

200 S. Hackett Street South Beloit $329,900

4,800 SQ FT

6,720 SQ FT

Jennifer Berry

Brad Benedict

815.871.6156

815.988.4286

RETAIL - COMMERCIAL

Commercial

4626 E. State Street Rockford $249,000

920 N. Mulford Road Rockford $140,000

3,260 SQ FT

912 SQ FT

Brad Benedict

Tracy Wallschlaeger

815.988.4286

815.988.5281

OFFICE FOR SALE

RETAIL - COMMERCIAL

831 N. Church Street Rockford $180,000

1215 Parkside Drive Rockford $139,900

4,528 SQ FT

1,631 SQ FT

Laura Haynes

Brad Benedict

815.985.1115

815.988.4286

OFFICE FOR SALE

RETAIL - COMMERCIAL

2611 Charles Street Rockford $150,000

1708 W. State Street Rockford $120,000

2,576 SQ FT

1,480 SQ FT

Miguel Lobato

Laura Haynes

815.231.4129

815.985.1115

OFFICE FOR SALE www.GoGambino.com | 71

Commercial

OFFICE FOR SALE $95,000 | 775 SQ FT

RETAIL FOR LEASE $NEGOTIABLE | 700-64,000 SQ FT

RETAIL FOR LEASE $NEGOTIABLE | 10,232 SQ FT

RETAIL FOR LEASE $NEGOTIABLE | 1,100 SQ FT

OFFICE FOR LEASE $1,150/MONTH | 500 SQ FT

208 E. Riverside Boulevard | Loves Park

7200 Harrison Avenue | Rockford

4846 E. State Street | Rockford

3402 N. Main Street | Rockford

6078 Palo Verde Drive | Rockford

Pat Bellinghiere | 815.623.4001

Jennifer Berry | 815.871.6156 Brad Benedict | 815.988.4286

Jennifer Berry | 815.871.6156

Brad Benedict | 815.988.4286

OFFICE FOR LEASE $950/MONTH | 1,050 SQ FT

RETAIL FOR LEASE $15/ANNUAL SF + CAMITS

RETAIL FOR LEASE $13-$17/ANNUAL SF + CAMITS

OFFICE FOR LEASE $12-$14/ANNUAL SF + CAMITS

RETAIL FOR LEASE $10-$16/ANNUAL SF + CAMITS

917 S. Main Street | Rockford

122 S. State Street | Belvidere

7038 Walton Street | Rockford

6870 Rote Road | Rockford

330 E. Main Street | Rockton

Team Lunde | 815.985.9522

Jennifer Berry | 815.871.6156

RETAIL FOR LEASE $10-$15.50/ANNUAL SF + CAMITS

RETAIL FOR LEASE $10-$15/ANNUAL SF + CAMITS

OFFICE FOR LEASE $10-$12/ANNUAL SF + CAMITS

OFFICE FOR LEASE $3.75-$7.50/ANNUAL SF + CAMITS

MULTI-FAMILY HOME $139,900 | 2,128 SQ FT

1605 N. Alpine Road | Rockford

5605 Wansford Way | Rockford

1639 N. Alpine Road | Rockford

1200 Windsor Road | Loves Park

608 Fairview Avenue | Rockford

Jennifer Berry | 815.871.6156

Miguel Lobato | 815.231.4129

72 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

Commercial

MULTI-FAMILY HOME $135,000 | 1,367 SQ FT

MULTI-FAMILY HOME $125,000 | 2,032 SQ FT

MULTI-FAMILY HOME $84,000 | 2,336 SQ FT

MULTI-FAMILY HOME $75,000 | 1,599 SQ FT

MULTI-FAMILY HOME $70,000 | 3,360 SQ FT

213 Rose Avenue | Loves Park

1622 S. 6th Street | Rockford

1410 16th Avenue | Rockford

2217 Latham Street | Rockford

428 Kent Street | Rockford

Laura Haynes | 815.985.1115

Lyle McKinney | 815.543.2008

Lilia Mendoza | 815.323.8904

Miguel Lobato \ 815.231.4129

MULTI-FAMILY HOME $64,900 | 1,083 SQ FT

LAND FOR SALE $1,137,841 | 27.50 ACRES

LAND FOR SALE $399,000 | 30.20 ACRES

LAND FOR SALE $160,000 | 1.57 ACRES

LAND FOR SALE $127,900 | 15.85 ACRES

1003 Columbia Avenue | Belvidere

805 S. Elida Street | Winnebago

9XX Lyford Road | Rockford

000 N. Main Street | Rockford

XXXX Willowbrook Road | Roscoe

Stefanie Carlson | 815.742.2265

Team Lunde | 815.985.9522

David Palmer | 815.566.2437

Jorden Schwartz | 815.914.7576

David Palmer | 815.566.2437

INVEST IN YOUR COMMUNITY

LAND FOR SALE $79,000 | 3.75 ACRES

LAND FOR SALE $32,000 | 0.37 ACRES

LAND FOR SALE $29,900 | 0.57 ACRES

XXXX Latham Road | Rockford

XXXX Hartman Street | Rockford

1041 Elm Street | Rockford

Team Lunde | 815.985.9522

Scot Craig | 815.985.8806

Laura Haynes | 815.985.1115

www.GoGambino.com | 73

A Sampling of a Few of Our June 2022 Sold Transactions

74 | GRHG | VOLUME THREE | ISSUE SEVEN | 2022

1. 12453 Leighton Drive $617,000 2. 12453 Ayrshire Lane $335,000 3. 6659 Butterfield Drive $299,000 4. 5120 Wil-Acre Drive $295,000 5. 814 Roxbury Road $280,000 6. 5935 Old Millstone Road $255,000 7. 2327 Kilbuck Trail $249,000 8. 3854 Dynasty Lane $249,000 9. 5831 Garrett Lane $245,000 10. 5426 Winding Creek Drive $229,900 11. 11401 North Meridian Road $208,000 12. 1628 Ben Franklin Road $205,000 13. 3006 Carefree Drive #7B $195,000 14. 7673 North Pecatonica Road $195,000 15. 311 Joyce Avenue $190,000 www.GoGambino.com | 75

YOUR CAREER STARTS HERE

MENTORING & GUIDING REALTORS SINCE 1923

TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.316.4048 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML

Gambino Realtors Home Guide Volume Three Issue Seven

Articles inside

Is Homeownership Still the American Dream?

YUMMY by Gambino - Savory Watermelon Salad

The Drop in Mortgage Rates Brings Good News for Buyers

White Hot vs Red Hot