Gambino Realtors Home Guide Volume 2 Issue Four April, 2021

GAMBINO RE ALTORS

HOME GUIDE

ISSUE FOUR | 2021 www.GoGambino.com | 1

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Homeownership is Full of Financial Benefits Residential Single Family YUMMY by Gambino Smores Bars Gambino Cares Residential Condominium Vacant Land Commercial Real Estate Buyer and Seller Perks in Today's Housing Market

Here’s. .

GAMBINO REALTORS HOM E GU I DE VOLUME TWO ISSUE FOUR | 2021

A NEW IDEA No doubt you have heard that the current real estate market is extremely tight right now. Inventory levels are at historically low levels and many homes sell within just a day or so. At the same time, mortgage interest rates are at rock-bottom levels. This could be the perfect time to move to that perfect home.

It’s a bit of a buyer frenzy out there these days. It is difficult to compete against first-time buyers without a home sale contingency. If you are a current homeowner, you may think you don’t have any viable options since you will need to sell your current home first. Here is a “new” idea.

Have you considered the many benefits of building your new home?

• You get to select the exact location, floorplan, and features that meet your needs • You don’t need to compete with other buyers or get in a bidding war • You don’t need to redecorate or “undo” someone else’s vision • Everything is brand new and comes with a warranty – no repairs for a long time • You can take advantage of the current rock-bottom interest rates allowing you to buy more house It will take about five months to complete your new home, which is plenty of time to sell your current home (and you can control when you close your current home to coincide with your new home).

In this issue of the Gambino Home Guide, we are proud to present four examples of homes from awardwinning builder Three Hammer Construction on page 42. Of course, these are only a few of the many floor plans and subdivisions available.

Publisher: Gambino Realtors Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond Photo Editing: Derek Droessler The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions. www.GoGambino.com 3815 N. Mulford Road Rockford, IL 61114 815.282.2222 5330 Williams Drive Roscoe, IL 61073 815.623.3333

Jonathan R. Krause President Gambino Realtors www.GoGambino.com | 3

HOMEOWNERSHIP IS FULL OF FINANCIAL BENEFITS "Homeowners have forty times higher net worth than renters" A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents: • 88% – a better chance of saving for retirement • 87% – the best investment plan • 85% – the chance to be better off financially • 85% – the chance to build up wealth Additional financial advantages of homeownership included in the survey are having the best overall tax

situation and being able to live within your budget.

Does homeownership actually give you a better chance to build wealth?

No one can question a person’s unique feelings about the importance of homeownership. However, it’s fair to ask if the numbers justify homeownership as a financial asset.

Last fall, the Federal Reserve released the Survey of Consumer Finances, a report done every three years, with the latest edition covering through 2019. Their findings confirmed that homeownership is a clear financial benefit. The survey

4 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Exhibit A

found that homeowners have forty times higher net worth than renters ($255,000 for homeowners compared to $6,300 for renters).

The difference in net worth between homeowners and renters has continued to grow. Exhibit A Graph above shows the results of the last four Fed surveys. The graph only includes data through 2019, but according to CoreLogic, the equity held by homeowners grew by $26,300 over the last twelve months alone.

That means the gap between the net worth of homeowners and renters has probably widened even further over the last year.

Some might argue the difference in net worth may be due to homeowners normally having larger incomes than renters and therefore the ability to save more money. However, a study by First American shows homeowners have greater net worth than renters regardless of their income level. The findings are explained in Exhibit B Above Right.

Exhibit B

Others may think homeowners are older and that’s why they have a greater net worth. However, a Joint Center for Housing Studies of Harvard University report on homeowners and renters over the age of 65 reveals: “The ability to build equity puts homeowners far ahead of renters in terms of household wealth…the median owner age 65 and over had home equity of $143,500 and net wealth of $319,200. By comparison, the net wealth of the same-age renter was just $6,700.”

Homeowners 65 and older have 47.6 times greater net worth than renters.

The idea of homeownership as a direct way to build your net worth has met the test of time. Call Gambino Realtors if you’re ready to take steps toward becoming a homeowner. www.GoGambino.com | 5

CUSTOM TWO-STORY

5620 Coachman Court | Rockford | 5 BD | 4/1 BA | 5,087 SQ FT | $499,900

Close to Amenities While Tucked Away

Escape to serenity in this exquisite custom two-story Tudor nestled upon 1.42 acres on a private cul-de-sac.

This home boasts over 5,000 square feet of meticulously designed living space, including five bedrooms, four full and one-half baths, and a threecar garage. Whether relaxing on your screened porch or reading a book in your sunroom, the views and wildlife are stunning. The formal living and dining rooms feature hardwood floors and French doors, creating a perfect space for gathering with family. The fully equipped kitchen with new appliances, granite, and a center island is a chef’s delight. Conveniently located off the kitchen is a remodeled large laundry room. First-floor family room with brick fireplace for those cold winter months. Master en suite with newly renovated spa-like walk-in shower and custom tub. Professionally finished lower level with full walkout, second kitchen, fifth bedroom, and full bath. This private, peaceful sanctuary within minutes of all amenities is waiting for you.

Cheryl Jacobs 815.494.4956 cjacobs@GoGambino.com

www.GoGambino.com | 7

1979 Divine Drive Rockford $289,900 3 BD | 2 BA | 1,922 SQ FT This three-bedroom, two-bath ranch is roomy, packed with curb appeal, and ready for new owners!

The laundry is located on the first floor, creating convenience.

The large master retreat has a coffered ceiling complete with a walk-in closet and master bath.

Two additional bedrooms let in plenty of natural light, providing warmth throughout the year. The high ceilings throughout the home createThrough spacious vibes.

The Eyes of

LIFE ON THE FARM Ginny Meyer

This home has an eat-in kitchen and a formal dining room. The basement is ready for your personal touch, has an egress window for a possible fourth bedroom, and is roughed-in for a third bath.

You cannot beat this home's location as it is close to shopping, restaurants, bike path, and I-90.

Heather Carter 815.519.2969

CURB APPEAL

Residential Single Family

13860 Bluebell Lane Caledonia $295,000 5 BD | 3/1 BA | 4,152 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

AMENITIES GALORE

Welcome to this modern fivebedroom, three and a half bath, two-story home with 4,000+ square feet. The entry has a dramatic vaulted ceiling and skylight, allowing for plenty of sunlight. The main floor offers stunning mahogany flooring in the living room, dining room, and family room. Beautiful, custom walnut kitchen cabinets, quartz countertop, island with storage, stainless steel appliances, and large pantry await the chef to prepare delicious meals. The kitchen opens to a sunken family room, a gas-burning fireplace, access to the large deck, and a fabulous backyard. The upper level features three bedrooms, a full bath, a spacious master suite with double vanity, a separate soaker tub, shower, and a large walk-in closet. The lower level bedroom has a chalkboard wall, ideal to use for remote learning/office. Come and see how amazing this house is.

Melody Williams 815.505.9284

www.GoGambino.com | 9

12753 Arboretum Drive Belvidere $399,000 4 BD | 3/1 BA | 3,700 SQ FT Everything you are looking for and more in this immaculate, gorgeous house nestled in a rural setting.

LIFE ON THE FARM Through The Eyes of Ginny Meyer

RURAL SETTING

Volume ceilings in the living room and family room create an open and airy feeling. The formal dining room is perfect for a large group dinner. The well-appointed, first-floor master bedroom has a massive walk-in closet and private bath.

The kitchen offers high-end granite counters and stainless steel appliances. An inviting sunroom overlooks a sizeable inground pool with metal fencing, landscaping, and a covered gazebo.

The finished lower level includes a media room, full bath, rec room, and partial exposure. What a perfect home to start your summer months in – swim, relax, entertain, and enjoy the privacy.

Team Harkin 815.540.8908

2628 Cessna Circle Poplar Grove $415,000 5 BD | 3/1 BA | 4,203 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

PILOT'S PARADISE

Stunning, custom-built home tucked away in a pilot’s dream come true. The spacious layout boasts five bedrooms with three full baths and a half bath.

Gorgeous hardwood floors grace the main level, while the first-floor laundry creates convenience for everyday living.

Feel free to work from home in the presidential office/library, where you can also plan your next flight route. Retreat to your luxurious master suite after a long day and enjoy the jacuzzi in the private bath. His and her closets are sure to delight. The kitchen is perfect for the organized chef, and the lower level has all the space you need to entertain family and friends.

Fruit trees and lush green grass complement the yard. Enjoy gathering with neighbors near the taxiway access while discussing your plans for your very own custom-built hangar.

Michael Gambino 815.978.0845

WATERFRONT GEM ABUNDANCE OF SERENE VIEWS

6332 Park Ridge Road | Loves Park | 4 BD | 2 BA | 2,250 SQ FT | $245,000

If you're looking for the ultimate yearround escape while not giving up the conveniences of suburban life, don't miss out on this renovated ranch nestled along the Rock River.

Gorgeous new kitchen and baths are sure to delight even the pickiest of buyers. Views of the river abound from bedrooms, living areas, kitchen, deck, and patio. High and dry with exposed/ walk-out lower level. Two bedrooms on the main level and two in lower can be easily adapted for work or study from home areas. Three new skylights, windows, and a riverfront wall of windows complement the sunfilled main floor.

This is a perfect abode for water lovers who enjoy peaceful mornings on their deck with a cup of coffee, as well as adventures along the shores.

Team Lunde 815.985.9522 openingdoors@teamlunde.com

www.GoGambino.com | 13

Residential Single Family

1953 Harlem Boulevard | Rockford

$569,000

4 BD | 4/1 BA | 4,700+ SQ FT

Nestled on the Rock River, this contemporary home aims to please. Entertain in the formal living and dining room with an updated butler’s pantry for cocktails and serving. The great room is open to the kitchen, providing ample space for gathering. Steps away, a wall of windows guides you to a sunroom with a hot tub overlooking the Koi pond and waterfall, as well as the open river views. Spend your time relaxing, entertaining, and enjoying life at this home.

Jonathan Krause 815.262.5226 jkrause@GoGambino.com

14 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

3878 North Brookville Road | Forreston

$339,900

3 BD | 2/1 BA | 3,358 SQ FT

Welcome to 8.4 acres of wooded property where the outdoor possibilities are endless. With two stocked ponds and stunning views, there is much to delight visitors and all who reside. Inside the lovely home, you are transcended to a vacation state of mind. With a cozy cabin feel, the expansive great room boasts vaulted ceilings. Invite friends and family to stay in the unique loft with two bedrooms and one full bath upstairs.

Bryan Holder 815.543.1232 bholder@GoGambino.com

Residential Single Family

635 Bellwood Drive | Belvidere

$284,900

4 BD | 2/1 BA | 3,434 SQ FT

Welcome to this beautifully updated home boasting over 3,400 square feet of living space sitting on .61 acres. Featuring four bedrooms, two full and two half baths, this abode is sure to not disappoint. The updated kitchen has new countertops, butcher block island, backsplash, and appliances and opens right into the family room with a fireplace. New floors throughout, updated light fixtures and baths make this home move-in-ready.

Heather Carter 815.519.2969 hcarter@GoGambino.com

3803 Modesto Drive | Rockford

$169,900

4 BD | 2 BA | 1,806 SQ FT

With too many updates to list, including granite galore in the kitchen and bathrooms, this move-in ready home is waiting for you in a convenient location close to I-90. All that is needed are your decorating ideas. Enjoy the spacious, open concept layout while entertaining. The large yard is fenced for tons of privacy to enjoy a cup of coffee on the expansive deck.

Miguel Lobato 815.494.7905 mlobato@GoGambino.com

www.GoGambino.com | 15

STATELY ELEGANCE

HISTORIC AND ARCHITECTURALLY UNIQUE 1308 Harlem Boulevard | Rockford | 6 BD | 2/2 BA | 4,452 SQ FT | $450,000

This exquisite, primarily brick beauty radiates charm, character, and craftsmanship inside and out with modern updates. Detailed to perfection, this gem is located on .41 acres in the desirable Church Hill Grove neighborhood. Walk up to the stately covered front porch and then be greeted inside by a gracious foyer with built-in bench seating. The updated kitchen boasts granite countertops, newer stainlesssteel appliances, an abundance of cabinets, and an island with seating.

Entertain in the living room with a cozy fireplace, formal dining room with a built-in buffet, or the great room with an additional dining area and fireplace. The home office and a half bath round out the main floor.

You can access the upstairs through the front or back staircases to the six spacious bedrooms. The gracious master suite with French doors to the ensuite and dressing room is sure to delight. The lower level is complete with a rec room and a half bath.

Teresa Shreve 815.289.3362 tshreve@GoGambino.com

www.GoGambino.com | 17

Residential Single Family

4 BD | 3 BA | 2,690 SQ FT | $329,980

4 BD | 3 BA | 2,690 SQ FT | $328,875

4 BD | 2/1 BA | 2,846 SQ FT | $219,900

318 Fairway View | Cherry Valley

7254 Brimmer Way | Cherry Valley

5619 Castlewood Court | Rockford

Beautiful new construction featuring a ranch style home with a partially finished basement and 9’ ceiling height on main level. Many custom features including cabinets, granite, painted woodwork, and walk-in ceramic shower.

New construction at its finest in this expansive ranch home. The 9' ceilings create an open and airy feeling on the main level. The custom features elevate this model by way of cabinets, granite, woodwork and ceramic shower.

Well maintained home. Beautiful kitchen with updated cabinets, granite countertops, and stainless appliances.

Possible in-law quarters on the main level. Formal dining room and living room with a wood burning fireplace.

Brent Hammack | 815.509.5101

Brent Hammack | 815.509.5101

Miguel Lobato| 815.231.4129

3 BD | 2 BA | 3,150 SQ FT 4 BD | 2/1 BA | 2,990 SQ FT | $185,372

3 BD | 2/1 BA | 1,404 SQ FT | $185,000

5 BD | 2 BA | 2,600 SQ FT | $179,000

12375 N. Ledges Drive | Roscoe

4726 Edenberry Lane | Rockton

1745 Cherry Valley Road | Kirkland

3,000 sq ft Frank Lloyd Wright inspired multi-level on a wooded lot. Great opportunity for an investor or home owner who has the energy to put their all into restoring to its original glory. Short Sale.

Beautiful three bedroom home boasting a master with private bath, large eat-in kitchen, and first floor laundry.

Private, fenced back yard to hang out with family and friends. Hononegah schools.

Very unique and historic property in a peaceful rural setting. Property features several outbuildings on the lot and lots of potential uses. Come and check it out.

Cheryl Jacobs | 815.494.4956

Tracy Wallschlaeger | 815.988.5281

John Sweeney | 815.262.5769

18 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

309 Echo Drive Rockton $234,900 4 BD | 2/1 BA | 2,258 SQ FT Terrific two-story home with wraparound porch, located in Rockton within the highly ranked Hononegah High and Rockton Grade School Districts. The house is freshly painted with a large eat-in kitchen, stainless steel appliances, pantry, and ceramic tile floor. The laundry is conveniently located on the first floor. Formal living and dining rooms with tongue and groove oak floors are spacious and ready for guests. Large family room withThrough brick wood-burning The Eyes of fireplace stays cozy all year round.

The second floor boasts all of the bedrooms, which have new carpeting. The large master features a private bath with a large walkin closet with custom shelving.

Solidly constructed, this beautiful home includes six-panel wood doors throughout and a tandem four-car garage with a second back garage that is fully insulated with water, electricity, and natural gas.

Nestled on a large corner lot, the mature trees and grounds are sure to please.

LIFE ON THE FARM

Ruth Premo 815.978.5613

Ginny Meyer

MOVE-IN READY

BARLOGA ON NATIONAL

FULL OF CHARM, GRACE AND CHARACTER 1234 National Avenue | Rockford | 4 BD | 4/1 BA | 2,544 SQ FT | $325,000

On National Avenue and built in 1949 by local architect Jesse Barloga for his wife, this home is approximately 2,544 square feet of charm and character.

New hardwood floors add a modern flair, while the large kitchen with granite countertops and backsplash, gas cooktop, stainless steel range hood, and two wall ovens are a chef’s dream come true. Entertain in the dining area off the kitchen with a wall of windows overlooking the fenced backyard. Large living room with fireplace surrounded by built-in bookcases opens into family room overlooking the back yard. A large main floor master bedroom suite with a fireplace is a relaxing retreat.

Working from home is comfortable with the office/library combo, featuring a built-in desk, cabinets, and bookshelves. Sneak away to the upper-level private loft areas with a fireplace to read a good book in the winter, and in the summer, sit back and relax on the deck and stone patio overlooking the professionally landscaped fenced back yard.

Diane Meltmar 815.540.3259 dmeltmar@GoGambino.com

www.GoGambino.com | 21

WELL-APPOINTED RANCH

SPACIOUS AND INVITING FLOORPLAN 211 Judy Court | Machesney Park | 3 BD | 2 BA | 2,125 SQ FT | $194,900

This fabulously updated ranch home radiates pride of ownership. It features a huge gourmet kitchen with granite countertops, glass tile backsplash, a large kitchen island, a built-in desk, and cabinets galore. The impressive great room offers a floor-to-ceiling fireplace with brick and modern tiles, a wall of windows, an exposed beam ceiling, custom blinds, and bamboo flooring. The master suite makeover includes a walk-in closet, a beautifully updated master bath with custom vanity, and a tiled walk-in shower.

The main bathroom has been nicely updated as well. The lower level boasts a rec room and a 6x6 bonus room with a cedar closet. The backyard oasis is a showstopper. It features an amazing professional finished patio with pergola, outdoor kitchen with granite countertop, landscaping pavers, retaining wall, and firepit. The yard is fenced and includes a shed, all sitting on the beautiful .58 acres.

Teresa Shreve 815.289.3362 tshreve@GoGambino.com

www.GoGambino.com | 23

Residential Single Family

9212 Segunda Lane Machesney Park $169,900

3314 N. View Drive Rockford $149,900

3 BD | 1/1 BA | 1,721 SQ FT

4 BD | 2 BA | 2,611 SQ FT

Miguel Lobato

David Bowers

815.231.4129

815.520.4091

605 Elm Street Durand $149,900

124 E. 11th Street Pecatonica $149,900

4 BD | 2/1 BA | 2,015 SQ FT

3 BD | 2 BA | 1,742 SQ FT

David Palmer

Ginny Meyer

815.566.2437

815.262.8082

NEED A

WWW.MRGHANDYMAN.COM 24 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

815.637.0755

Barb Key 815.494.9626 bkey@GoGambino.com

Team Schwartz 815.914.7576 jschwartz@GoGambino.com

Barb gave us her opinion months ahead of time as to what needed to be done to our parents home long before we listed it. She was always professional and courteous. Her experience and flexible hours made this transaction painless and her a pleasure to work with. I will continue to refer her to anyone that may need a realtor.

- Pam H.

Jordan was absolutely amazing!! She went above and beyond the call of duty to help my brother and I sell our fathers home. Since both of us live out of state she really was our boots on the ground, making sure everything went according to plan. AND we sold it above asking price!! She is the only realtor anyone should call in the Rockford area!! - Keith S.

Barb is exceptional. She was 100% professional, quick to respond, and truly devoted to us finding our perfect home. Being a buyer during this time is stressful, Barb went above and beyond to find us our perfect home. We are so appreciative of the time and effort Barb put into our search. Gambino has a real asset in her. Thanks again, Barb!!

- Lindsay A.

Jorden was awesome to work with! As first time home-sellers, we had a lot of questions, and she was always quick to respond and thoroughly answered all of our questions. She helped us to ensure that our house was in the best condition to sell, providing us with recommendations for cleaners and other services we needed before listing. We got an offer at our asking price within a week of listing our house.

Jorden walked us through the offer process, and made the whole thing easy. Would definitely recommend using Jorden to sell your house! - Kim T. and Peter C.

www.GoGambino.com | 25

Residential Single Family

$139,900 5 BD | 2 BA | 2,316 SQ FT

$139,900 3 BD | 3 BA | 2,645 SQ FT

$135,000 3 BD | 2 BA | 1,454 SQ FT

$134,900 3 BD | 1/1 BA | 1,347 SQ FT

$126,900 3 BD | 1/2 BA | 2,532 SQ FT

1506 Oakdale Street | Rockford

1854 Telemark Drive | Rockford

914 W. 2nd Street | Byron

821 Greenmeadow Avenue | Rockford

222 Rome Avenue| Rockford

Miguel Lobato | 815.231.4129

Mike Hakanson | 815.509.8518

Team Schwartz | 815.414.722.9773

Heather Carter | 815.519.2969

Vita Locarno | 815.637.0705

$125,000 4 BD | 2 BA | 1,670 SQ FT

$122,500 4 BD | 3/1 BA | 2,036 SQ FT

7614 Orion Street | Loves Park

210 Hollister Avenue | Rockford

Matt Koch | 815.543.7945

Team Zarembski | 815.218.9210

RADON IS A NATURAL GAS THAT IS: ODORLESS

COLORLESS

THE SECOND LEADING CAUSE OF LUNG CANCER

PROTECT YOUR FAMILY - TEST FOR RADON BEFORE YOU BUY $119,900 3 BD | 2 BA | 1,215 SQ FT

$119,900 2 BD | 1/1 BA | 2,027 SQ FT

301 Gilbert Terrace | Machesney Park

3510 Broadway | Rockford

Matt Koch | 815.543.7945

Bryan Holder | 815.543.1232

26 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Servicing Rockford and The Surrounding Areas Radman Radon Testing Nick Huftalin | 815.721.4610 | radmanradon@gmail.com

Residential Single Family

$118,500 3 BD | 2 BA | 1,565 SQ FT

$115,000 3 BD | 1 BA | 1,515 SQ FT

$114,900 3 BD | 1/1 BA | 1,846 SQ FT

$114,900 2 BD | 1 BA | 1,540 SQ FT

$108,000 2 BD | 2 BA | 1,754 SQ FT

2625 Carmac Road | Rockford

4015 Dempster Avenue | Rockford

4509 Pine Al Drive | Machesney Park

1019 Luther Avenue | Rockford

2619 Hampden Court | Rockford

Mikhaele Howell | 815.871.6787

Laura Haynes | 815.985.1115

Karen Barbagallo | 815.988.5577

Jay Dowthard | 815.289.7530

John Sweeney | 815.262.5769

$100,000 3 BD | 1 BA | 1,330 SQ FT

$99,900 3 BD | 2 BA | 1,478 SQ FT

$99,000 3 BD | 2 BA | 1,670 SQ FT

$88,500 2 BD | 1 BA | 924 SQ FT

$87,900 3 BD | 1 BA | 1,712 SQ FT

1206 Banks Street | Rockford

524 St. Louis Avenue | Rockford

1017 Drexel Boulevard | Machesney Park

4655 Arlington Street | Loves Park

3826 Dakota Lane | Rockford

Team Lunde | 815.985.9522

Pam Cunningham | 815.289.6323

Kevin Fisher | 815.494.9595

Harkin Team | 815.540.8908

Barb Key | 815.494.9626

$85,000 3 BD | 1/1 BA | 1,908 SQ FT

$82,900 2 BD | 1 BA | 1,447 SQ FT

$80,000 3 BD | 2/1 BA | 1,680 SQ FT

$79,671 3 BD | 2 BA | 1,716 SQ FT

$71,000 2 BD | 1 BA | 752 SQ FT

2421 Colorado Avenue | Rockford

2020 23rd Street | Rockford

304 E. Wood Lane | Belvidere

5671 Buttercup Lane | Machesney Park

128 Clifford Avenue | Loves Park

Kevin Fisher | 815.494.9595

Miguel Lobato | 815.231.4129

Heather Carter | 815.519.2969

Linda Elliott | 815.988.8954

Team Lunde | 815.985.9522

www.GoGambino.com | 27

Residential Single Family

$70,000 4 BD | 1/1 BA | 1,204 SQ FT

$69,900 3 BD | 2 BA | 1,680 SQ FT

$65,000 2 BD | 1 BA | 988 SQ FT

$64,900 3 BD | 2 BA | 1,485 SQ FT

$63,900 2 BD | 1 BA | 1,145 SQ FT

515 Chisholm Trail | Rockford

470 Wildflower Drive | Belvidere

1401 N. Springfield Avenue | Rockford

713 Elder Lane | Belvidere

2411 Midway Drive | Rockford

Ann Brady | 815.298.4683

Pam Cunningham | 815.289.6323

Team Lunde | 815.985.9522

Pam Cunningham | 815.289.6323

Team Lunde | 815.985.9522

$58,000 2 BD | 1 BA | 1,312 SQ FT

$56,000 2 BD | 2 BA | 1,106 SQ FT

601 St. Louis Avenue | Rockford

2315 N. Church Street | Rockford

Barb Urycki | 815.505.2064

Miguel Lobato | 815.231.4129

$55,000 2 BD | 1 BA | 1,062 SQ FT

$49,900 3 BD | 2 BA | 1,400 SQ FT

4206 W. State Street | Rockford

2227 Blossom Lane | Belvidere

Minesh Patel | 646.284.2875

Pam Cunningham | 815.289.6323

28 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Residential Single Family

4859 Jade Parkway Rockford $39,900 3 BD | 2 BA| 1,848 SQ FT

Harkin Team 815.540.8908

609 Trenton Avenue Rockford $39,500 2 BD | 1 BA| 576 SQ FT

Team Zarembski 815.218.9210

117 Carbaugh Avenue Rockford $25,000 3 BD | 1 BA| 1,928 SQ FT

Jay Dowthard 815.289.7530

www.GoGambino.com | 29

YUMMY

by Gambino

30 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

SMORES BARS PRESENTED BY KATHY HEEREN-ELLIS Ooey, goey, chocolate marshmallow goodness! Don’t be afraid of the prep – it’s easy, and just needs time to chill! If you don’t have dark chocolate chips, you can substitute with semi-sweet. Just make sure the pudding you use is cook and serve - not instant! This will be a hit!

INGREDIENTS CRUST: 3 Cups Finely Crushed Graham Crackers (46 Squares) 3/4 Cup Butter, Melted 1/2 Cup Granulated Sugar

TOPPING: 4 OZ Cream Cheese, Softened 2 Jars Marshmallow Creme (7 oz each) 2 Cups Frozen Whipped Topping, Thawed

FILLING: 3 1/2 Cups Milk 2 Boxes Cook & Serve Chocolate Pudding & Pie Filling Mix (not instant, 3.4 oz each) 1 Cup Dark Chocolate Chips

GARNISH: 1/4 Cup Chocolate Frosting 1/4 Cup Coarsely Crushed Graham Crackers (2 Squares)

DIRECTIONS Heat oven to 350°F. Spray 15x10x1-inch pan with cooking spray.

In medium bowl, mix crust ingredients with fork until well blended. Press evenly in bottom and up sides of pan. Bake 10 to 14 minutes or until set. Cool 10 minutes.

In 4-quart saucepan, cook milk and pudding mixes over medium heat 10 to 14 minutes or until mixture comes to a full boil, stirring constantly. Remove from heat.

Add chocolate chips; stir until melted and smooth. Pour into baked crust; spread evenly. Cool at room temperature 15 minutes, then cover filling with plastic wrap.

Refrigerate at least 2 hours or until set.

When ready to serve, remove plastic wrap from filling. In large bowl, beat cream cheese and marshmallow creme with electric mixer on medium speed until smooth.

Beat in whipped topping. Drop by spoonfuls over chilled pudding layer and spread evenly over top.

In small microwavable bowl, microwave frosting uncovered on High 10 to 15 seconds or until thin enough to drizzle. Using a fork, drizzle warmed frosting and sprinkle 1/4 cup graham cracker pieces over top.

Cut into 4 rows by 4 rows. Cover and refrigerate any remaining pieces. www.GoGambino.com | 31

LET GAMBINO HELP YOU FIND YOUR HOUSE t o g e t h e r

32 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

GAMBINO CARES

Caring For Our Community is Our S trength The most fundamental philosophy in real estate is the Golden Rule. At Gambino Realtors, we take this philosophy to heart and embody it with our actions. As a locally owned company for nearly a century, we have a deep appreciation of the relationship between businesses and the communities they serve. We believe that the most successful companies endeavor to improve the surrounding community and its residents' lives.

In keeping with our commitment to the community, we give back through Gambino Cares. Gambino Cares is funded not only by our company, but also through generous, ongoing donations from our agents. Throughout each year, we contribute time and money to various local causes to support the community that has helped us grow and thrive for so long.

Some of the causes we have supported over the years include: • Make A Wish Foundation • Winnebago County Animal Services • Goldie B. Floberg Center • Youth Services Network • Rockford Rescue Mission • The Haven Network • Family Counseling Services of Northern Illinois • Children's Safe Harbor • Family Peace Center And so many more! This is just a sampling of the many organizations and causes we have supported and will continue to support. We at Gambino Realtors truly care and are committed to making a difference.

3815 North Mulford Road Rockford, IL 61114 | 815.282.2222 5330 Williams Drive Roscoe, IL 61073 | 815.623.3333 www.GoGambino.com www.GoGambino.com | 33

Ray Arco

Tony Badaluco

Brenda Baney-Tufly

Karen Barbagallo

Sandy Basel

Pat Bellinghiere

Brad Benedict

Halina Borowski

David Bowers

Ann Seigel Brady

Carson Breed

Allan Brillman

815.985.1441

815.985.4190

815.988.3476

815.988.5577

815.494.4132

815.871.1745

815.988.4286

815.621.8507

815.520.4091

815.298.4683

815.871.5131

815.494.2605

Mike Bumbard

Donya Bundy

Dawn Butcher

Jean Campbell

Brad Carlson

Stefanie Carlson

Barbara Carstens

Heather Carter

Judy Clossey

Donna Cox

Scot Craig

Pam Cunningham

815.289.4924

608.295.5181

815.670.6446

815.505.8336

815.871.6333

815.742.2265

815.871.3604

815.519.2969

608.290.1924

815.742.5092

815.985.8806

815.289.6323

Kathleen Davis

Chrissy Dawson

Kristel Despot

Michelle Dollak

Jay Dowthard

David Edwards

Penny Edwards

Linda Elliott

Mark Fiorello

Kevin Fisher

Rose Gagnon

Frank Gambino

815.978.0606

815.985.5649

815.871.6610

815.988.4363

815.289.7530

815.543.5688

815.703.0586

815.988.8954

815.670.4129

815.494.9595

815.262.7766

815.637.0113

Michael Gambino

Karl Gasbarra

Jim Grindle

Michael Hakanson

Brent Hammack

Carol & Andy Harkin

Laura Haynes

Kathy Heeren-Ellis

Bob Hendershot

Claudia Hernandez

Bryan Holder

Mikhaele Howell

815.978.0845

815.975.4218

815.980.5908

815.509.8518

815.509.5101

815.540.8908

815.985.1115

815.708.4061

815.988.7094

815.262.7472

815.543.1232

815.871.6787

Cheryl Jacobs

Jill Jarek

Karen Johnson

Robert Jones

Dawn Karns

Debbie Kenny

Barb Key

Matt Koch

Terri Koester

Jonathan Krause

Angie Leiva

Miguel Lobato

815.494.4956

815.621.5255

815.979.6470

815.509.4248

815.494.6507

815.218.3268

815.494.9626

815.543.7945

815.540.8600

815.262.5226

815.742.6010

815.494.7905

34 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Vita Locarno

Team Lunde

Katie Matherly

Lyle McKinney

Diane Meltmar

Lilia Mendoza

Ginny Meyer

Gonzalo Montoya

Bonnie Moore

Craig Olafson

Olivia Olson

David Palmer

815.742.0825

815.985.9522

815.218.8151

815.543.2008

815.540.3259

815.323.8904

815.262.8082

815.540.0003

815.243.4502

224.229.8258

815.209.6393

815.566.2437

Connie Paris

Minesh Patel

Heather Porter

Ruth Premo

Allyson Richards

Juanita Rinaldo

Keith Ruiz

Luis Sancho

Benjamin Schulz

Kimberly Schwartz

Team Schwartz

Mary Shreve

815.222.6076

646.284.2875

815.988.7443

815.978.5613

505.980.7359

815.979.2877

815.985.0870

815.494.4536

815.527.2100

815.977.1919

815.914.7576

815.262.7726

Teresa Shreve

Jayson Shull

Tracy Suyko

John Sweeney

Jackie Tabor

Jessica Tabor

Vikki Turnmire

Barbara Urycki

Lan Vaughn

Pat Versack

Ashley Vuong

Tracy Wallschlaeger

815.289.3362

815.978.6489

815.289.1130

815.262.5769

815.520.6134

815.980.1879

815.608.7229

815.505.2064

815.608.6137

815.262.4999

815.980.0197

815.988.5281

Mike Weerda

John Weiland

Carol Williams

Dale Williams

Marcia Williams

Melody Williams

Marj Wollschlager

Stefanie Yarber

Team Zarembski

Brad Zimmerman

815.985.2895

815.494.6214

815.494.7812

815.519.2243

815.298.1098

815.505.9284

815.621.3124

815.995.0836

815.218.9210

815.985.2830

Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61114 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com www.GoGambino.com | 35

CONDO-LIVING DREAMS

DELIGHTFULLY SPACIOUS AND MOVE-IN READY 11877 River Hills Parkway | Rockton | 3 BD | 3 BA | 3,322 SQ FT | $229,900

If you are looking for an ample amount of space but prefer the ease of condo living – look no further.

This beautifully constructed condo boasts a bright and open floor plan for the sun lovers out there. The kitchen is expansive and comes complete with hardwood floors, extra cupboards for easy organization, and a wet bar.

The two bedrooms are equally spacious, while the lower-level bedroom features a walk-in closet.

Eff iciently work f rom home with the off ice/den in the lower level boasting a full walkout creating convenient access to the beautiful backyard and patio.

Many recent updates and improvements, so you can move right in.

Judy Clossey 608.290.1924 jclossey@GoGambino.com

www.GoGambino.com | 37

6839 Sonoma Road Rockford $159,900 3 BD | 2 BA | 1,450 SQ FT Discover the best of both worlds.

Live the carefree lifestyle of a condo in a free-standing home.

Association takes care of mowing, plowing, and irrigation. Just kick back on the deck and watch others take care of all the tedious yard work.

LIFE ON THE FARM

Three bedrooms provide plenty of space for aThrough home office orEyes guestof Ginny Meyer The rooms. The basement is ready for your personal design plans.

There is a rough-in for another bathroom and an egress window, so watch some HGTV and create your own living space when you call this delightful condo home. .

Jonathan Krause 815.262.5226

EASY CONDO LIVING

Residential Condominium

$185,000 4 BD | 3 BA | 3,424 SQ FT

$169,900 2 BD | 2 BA | 1,706 SQ FT

$165,000 3 BD | 3 BA | 2,408 SQ FT

$164,900 3 BD | 3 BA | 2,184 SQ FT

$162,000 3 BD | 3 BA | 2,211 SQ FT

1448 Dry Creek Bend | Rockford

5032 Hermitage Trail | Rockford

1120 Trowbridge Lane | Rockford

1260 North Crest Drive #39A | Rockford

5490 Ter Maat Court | Roscoe

Karen Barbagallo | 815.988.5577

Heather Carter | 815.519.2969

Connie Paris | 815.637.0165

Carson Breed | 815.871.5131

Heather Porter | 815.988.7443

Need a thorough home inspection?

WE $135,000 3 BD | 3 BA | 2,796 SQ FT

$129,900 2 BD | 1/1 BA | 1,280 SQ FT

4144 Split Leaf Drive | Loves Park

5047 Hermitage Trail | Rockford

Team Lunde | 815.985.9522

Heather Carter | 815.519-2969

30 Years of Trust , KNowledge and Experience

Help you understand basic maintenance on your home Help you prioritize repairs and maintenance Computerized reports with detailed pictures SENTRILOCK access to properties Member of Rockford Area Realtors Member of International Association of Certified Home Inspectors Insured Guaranteed Completed Report in 24 hours

$129,900 2 BD | 1/1 BA | 1,280 SQ FT

$124,900 3 BD | 2 BA | 1,868 SQ FT

5049 Hermitage Trail | Rockford

309 E. 6th Street | Pecatonica

Heather Carter | 815.519-2969

Ginny Meyer | 815.262.8082

PUT YEARS OF EXPERIENCE TO WORK FOR YOU!

Trevor Karns - Owner|Certified Home Inspector 815.494.4189 | kinduetinspect@gmail.com | kinduet.com www.GoGambino.com | 39

Residential Condominium

311 E. 6th Street Pecatonica $124,900 3 BD | 2 BA | 1,868 SQ FT

2 BD | 2 BA | 1,278 SQ FT

Ginny Meyer

Rose Gagnon

815.262.8082

815.637.0117

5534 Bastian Boulevard South Beloit $120,000

6319 Lanterne Drive Loves Park $104,900

2 BD | 2 BA | 1,360 SQ FT

2 BD | 2 BA | 1,380 SQ FT

Judy Clossey

Jill Jarek

815.623.4007

815.621.5255

4103 Tumbleweed Trail Loves Park $120,000 2 BD | 2 BA | 1,963 SQ FT

40 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

2929 Sunnyside Drive #302A Rockford $112,000

2111 Croydon Avenue #E Loves Park $95,000 2 BD | 1/1 BA | 2,128 SQ FT

Jayson Shull

Tracy Wallschlaeger

815.978.6489

815.988.5281

Trust. Certainty. Reliability.

That’s what you can expect from us!

• Online Mortgage Application

• Mortgage Refinancing

• First-time Homebuyer Programs

• FHA and VA Loans

• Local Mortgage Servicing

• USDA Home Loans

• Fixed and Adjustable Rate Mortgage Loans

• Land and Construction Loans

Rob Grindle

Warren Swanberg

Margie Nowak

Jared Fewell

3815 N. Mulford Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

9609 Forest Hills Rd. Machesney Park, IL

815.229.3223

815.979.7180

815.986.7114

815.877.2303

NMLS#462766

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Michael Hughes

Kelly Pospischil

5506 Clayton Circle Roscoe, IL

815.986.7168

Tammy Zurfluh

2141 N. State St. Belvidere, IL

VP, Mortgage Lending 2141 N. State St., Belvidere, IL

Kent T. Jones 3814 West Elm St. McHenry, IL

815.986.7131

815.986.7108

815.363.5830

NMLS# 1195168

NMLS #1369315

NMLS# 476483

NMLS#1258805

Kristi Amenda

Sara Reque

2200 Cranston Rd. Beloit, WI

2525 Milton Ave. Janesville, WI

608.299.3416

608.856.5503

NMLS#136999

NMLS#1260839

THE choice for superior Mortgage Service. blackhawkbank.com l 800.209.2616 MEMBER FDIC

EQUAL HOUSING LENDER

Apply online @ https://blackhawkbank.mymortgage-online.com

l a u t ir Construction VNew

Strong demand for houses and record low inventory have created an entirely new real estate market for buyers to navigate. After years of excess inventory, buyers are now f inding themselves in a highly competitive market with a limited number of existing homes for sale.

Gambino Realtors and Three Hammer Construction have come together to create a new solution: Virtual New Construction Listings.

River Key Custom Ranch | 2,100 SQ FT | $416,042

River Key Custom 2-Story | 2,594 SQ FT | $444,967

These Virtual New Construction Listings are examples of new construction residences that can be built on existing lots, to the buyer’s specif ications.

There are several floor plans to choose f rom in various communities. These Virtual New Construction Listings can help you envision the home of your dreams and make it a reality.

Virtual New Constructions are complete with many quality details and amenities. Allowances for items such as appliances, floor coverings, and light f ixtures enable you to customize your new home to suit your taste and style.

Details and amenities for these builds include, but are not limited to:

Woodhaven Custom Ranch | 2,594 SQ FT | $409,933

• 2 x 12 Floor Joists • 2x6 House Exterior Walls • Blacktop Driveway • Covered Patio • 200 AMP - 40 Circuit Electrical Service • Brushed Nickel or Oil-Rubbed Bronze Plumbing Fixtures • 90% Plus Side Draft Furnace • 15 S.E.E.R. Central Air • Direct Vent Gas Fireplace with Stone Face and Wood Surrounding • Low-E Vinyl Windows • Granite Counters in Kitchen and Baths • Soft Close Cabinet Doors and Drawers • Generous Allowances for Appliances, Flooring, and Lighting* Contact one of our Gambino agents to get started on the journey to your dream home! *Prices are valid as of the date of publication, and are for illustration only, as prices of lumber and other building materials fluctuate regularly. Prices do not include charges for optional upgrades. Please contact Listing Agent for specif ications and details.

Brent Hammack 815.509.5101 bhammack@GoGambino.com

42 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Woodhaven Custom 2-Story | 2,800 SQ FT | $459,950

BUILDING DREAMS SINCE 1973

FLOOR PLANS

NEW BUILDS

FREE ESTIMATE

100 YEARS

We have a variety of ranch

We handle every step in

We know your home is an

With over 100 years

home plans as well as

the process of a new build.

investment. That’s why we

combined experience, we

Two-story models. Looking

You can rest assured your

offer free estimates. You

continue to strive for

for custom? We can do

new home will be built

can trust our years of

excellence in every aspect

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within the field.

REACH OUT AND START THE PROCESS WITH US TODAY 1515 Elmwood Road Rockford, IL 61103 | 815.633.7619 | threehammer.com

www.GoGambino.com | 43

Title Underwriters Agency it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com 44 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

WELCOME to RIVER KEY LIFE ON THE FARM

Here are Some of The 50+ Through The Eyes of Ginny Meyer Available Lots: 1272 Summerland Key | $101,250 1261 Summerland Key | $98,750 6613 Key Largo Drive | $75,600 6693 Key Largo Drive | $75,600 1297 Key West Drive | $44,900 1248 Summerland Key | $33,900 1375 Conch Key | $30,890

River Key Subdivsion Rockford Vacant Lots $30,890 - $105,000 Tranquil community nestled among the Rock River - welcome to River Key Subdivision.

Your waterfront dream home awaits you with easy access to boating, fishing, skiing or lounging by the water’s edge in this river community. Inspired by the water way of life, River Key properties are located on the riverfront, countryside, or a quiet canal with access to the beautiful Rock River. The lots have potential for full walk out or partially exposed lower levels. The development has curbs and gutters, city water and sewer, residents-only boat ramp and storage areas, and Owen Township tax rate. River Key is conveniently located near the 173 Corridor and I-90.

Mikhaele Howell 815.871.6787

Vacant Land

80.00 ACRES | $720,000

36.79 ACRES | $360,000

15.85 ACRES | $145,000

2.24 ACRES | $129,999

1.98 ACRES | $125,000

XXXX Grove Road | Pecatonica

77XX S. Main Street | Rockford

XXXX Willowbrook Road | Roscoe

8357 E. Crockett Road | Roscoe

61XX 11th Street | Rockford

Karl Gasbarra | 815.975.4218

Lyle McKinney | 815.543.2008

David Palmer | 815.566.2437

Harkin Team | 815.540.8908

Mikhaele Howell | 815.871.6787

4.42 ACRES | $89,900

8.57 ACRES | $89,900

7795 Weldon Woods Close | Rockford

65XX Theodorff Road | Pecatonica

Mike Weerda | 815.985.2895

Ginny Meyer | 815.262.8082

Not Just an Inspection, But an Education Buyer’s Home Inspections | Pre-Listing, Seller’s Inspections | New Construction Inspections New Construction Phase Inspections | 11 Month Builder’s Warranty Inspections

1.77 ACRES | $59,900

3.90 ACRES | $49,900

7952 Weldon Woods Close | Rockford

161XX Telegraph Road | Pecatonica

Mike Weerda | 815.985.2895

Ginny Meyer | 815.262.8082

46 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

For Same Day Inspection Results, Call or Text Seven Days A Week Scott Howell, Certified Home Inspector, License 450003869 779.770.7667 | homeshield815@gmail.com | homeshieldinspections.net

Vacant Land

0.35 ACRES | $44,900

0.82 ACRES | $35,000

1.05 ACRES | $35,000

0.56 ACRES | $34,900

0.49 ACRES | $29,900

12664 Pemberton Place | Winnebago

119 Boeing Trail | Poplar Grove

84XX Stillman Valley Road | Stillman Valley

1489 Castlehill Drive | Rockford

1384 Castlehill Drive | Rockford

Pam Cunningham | 815.289.6323

Mike Weerda | 815.985.2895

Barbara Carstens | 815.871.3604

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

0.56 ACRES | $29,900

0.47 ACRES | $29,900

4.58 ACRES | $24,900

0.24 ACRES | $21,500

0.45 ACRES | $18,900

1387 Castlehill Drive | Rockford

8211 Woodhaven Lane | Rockford

21XX Reed Avenue | Rockford

673 Brentwood Road | Machesney Park

2707 Starkweather Road | Rockford

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

Mike Hakanson | 815.509.8518

Vita Locarno | 815.637.0705

Korky Williams | 815.494.7812

0.75 ACRES | $17,900

0.34 ACRES | $14,999

0.58 ACRES | $13,000

VARIED ACRES | $10,000

0.25 ACRES | $8,000

7XX Homestead Lane | Rockford

1515 Roxbury Court | Lake Summerset

2XX Delightful Drive | Rockford

5801 Meadowlark Court | Rockford

137 Flintridge Drive | Rockford

Mike Weerda | 815.985.2895

Pam Cunningham | 815.289.6323

Jay Dowthard | 815.289.7530

Barb Key | 815.494.9626

JohnWeiland | 815.494.6214

www.GoGambino.com | 47

Vacant Land

147 Flintridge Drive Rockford $8,000 0.19 ACRES

John Weiland 815.494.6214

2XX Wallace Avenue Machesney Park $7,900 0.24 ACRES

Vita Locarno 815.637.0705

106 Griffin Place Poplar Grove $5,000 0.30 ACRES

Dawn Butcher 815.670.6446

48 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Commercial

COMMERCIAL $1,499,000 | 48,600 SQ FT

RETAIL - COMMERCIAL $649,900 | 36,744 SQ FT

SPECIAL PURPOSE $540,000 | 7,227 SQ FT

RETAIL - COMMERCIAL $529,900 | 5,384 SQ FT

OFFICE FOR SALE $379,000 | 10,637 SQ FT

222 N. Water Street | Rockford

411 Mulberry Street | Rockford

5918 Park Ridge Road | Loves Park

1244 E. State Street | Rockford

4215 Newburg Road | Rockford

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Mike Weerda | 815.985.2895

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

WELL-MAINTAINED CHURCH

840 Brooke Road | Rockford | $153,000

5,814 SQ FT | CHURCH FOR SALE

Well maintained Church with 20+ years of service. Spacious inviting sanctuary with an abundance of seating, complete with a balcony that overlooks the sanctuary. Finished lower level with four classrooms.

A full kitchen with tons of storage. Newer roof, windows and siding.

Large parking lot and plenty of land for outdoor activities.

Jay Dowthard | 815.289.7530 | jdowthard@GoGambino.com

www.GoGambino.com |49

Commercial

OFFICE FOR SALE $304,000 | 14,688 SQ FT

RETAIL - COMMERCIAL $295,000 | 3,260 SQ FT

OFFICE FOR SALE $275,000 | 20,000 SQ FT

OFFICE FOR SALE $189,900 | 3,000 SQ FT

MULTIFAMILY $97,500 | 2,122 SQ FT

4040 Charles Street | Rockford

4626 E. State Street | Rockford

650 N. Main Street | Rockford

103 N. Benton Street | Winnebago

204 Summit Street | Rockford

Jay Dowthard | 815.289-7530

Brad Benedict | 815.988.4286

Jon Krause | 815.637.0101

Mike Weerda | 815.985.2895

Stefanie Yarber | 815.995.0836

MULTIFAMILY $88,500 | 3,865 SQ FT

RETAIL - COMMERCIAL $79,900 | 2,426 SQ FT

RETAIL - COMMERCIAL $16 PSF | 3,900 SQ FT

RETAIL - COMMERCIAL $10 PSF | 2,200 SQ FT

RETAIL - COMMERCIAL $10 PSF | 2,200 SQ FT

1021 12th Avenue | Rockford

107 S. Benton Street | Winnebago

5605 Wansford Way | Rockford

2213 E. State Street | Rockford

2211 E. State Street | Rockford

Team Lunde | 815.985.9522

Mike Weerda | 815.985.2895

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

OFFICE FOR LEASE $10.86 PSF | 1,050 SQ FT

OFFICE FOR LEASE $9.42 PSF | 1338 SQ FT

LAND FOR SALE $999,000 | 30.20 ACRES

LAND FOR SALE $8,500/Acre | 79.32 ACRES

LAND FOR SALE $160,000 | 1.57 ACRES

917 S. Main Street #919 | Rockford

917 S. Main Street #925 | Rockford

9XX Lyford Road | Rockford

6565 Cunningham Road | Rockford

000 N. Main Street | Rockford

Team Lunde | 815.985.9522

Team Lunde | 815.985.9522

David Palmer | 815.566.2437

Brad Benedict | 815.988.4286

Team Schwartz | 414.722.9773

50 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

Buyer and Seller Perks In Today's Housing Market Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to keep on the radar this season.

The Biggest Perk for Buyers: Low Mortgage Rates The 30-year fixed-rate is now averaging just over 3%. While that’s slightly higher than the record-lows from 2020 and earlier this year, it’s still way lower than historic norms, making purchasing a home an ongoing perk for hopeful buyers.

This is a huge advantage for buyers and helps to make owning a home attainable for more households – and there’s good reason to strive for homeownership. The latest Homeowner Equity Report from CoreLogic shows how homeowners saw major gains in their net worth last year, all thanks to owning a home. Frank Martell, President and CEO of CoreLogic, explains: “Positive factors like record-low interest rates and a booming housing market encouraged many families to enter homeownership. This growing bank of personal wealth that homeownership affords was noticed by many but in particular for first-time buyers who want a piece of the cake. As a result, we may see more of those currently renting start to enter the market in the near future.”

Low mortgage rates are a plus for buyers right now, but experts forecast we’ll see them continue to rise as the year goes on. If you’re ready to purchase a home, it’s wise to get started on the process soon so you can secure today’s comparatively low rate.

The Biggest Perk for Sellers: Low Inventory Today, there are simply not enough houses on the market for the number of buyers looking to purchase them, and it’s creating a serious sellers’ market. According to Danielle Hale, Chief Economist at realtor. com: “With buyers active in the market and sellers still slow to put homes up for sale, homes are selling quickly and the total number actively available for sale at any point in time continues to decline.”

The lack of houses for sale continues to challenge the market, and with low mortgage rates fueling buyer demand, homes are hard for buyers to find today. According to the latest Realtors Confidence Index Survey by the National Association of Realtors (NAR), the average house is now receiving 4.1 offers. Gambino Realtors had a local listing that receive a record of 27 offers in its first day on the market. Buyers are clearly eager to purchase, and because of the shortage of inventory available, they’re entering bidding wars. This is one of the factors keeping home prices strong and giving sellers leverage in the negotiation process.

Homeowners who are in a position to sell shouldn’t wait to make their move. There’s a light at the end of the tunnel for today’s inventory shortage, so listing this spring will get your house on the market when conditions are most favorable.

Whether you’re thinking about buying or selling a home, there are major perks available in today’s housing market. Call Gambino Realtors today to discuss how these favorable conditions play to your advantage in our local area real estate market. www.GoGambino.com | 51

A Sampling of a Few of Our March 2021 Sold Transactions

2

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5

4 52 | GRHG | VOLUME TWO | ISSUE FOUR | 2021

7

6

8

9

11

12

10

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13

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1. 4081 South Massbach Rd $485,000 2. 7334 Hawthorne Ridge $383,600 3. 7837 Cannellwood Dr $350,000 4. 3363 Hunter Rd $339,000 5. 5787 East Farm School Rd $312,500 6. 5525 Blackthorn Dr $270,000 7. 13102 Stamford Lane $269,500 8. 9915 Rambouillet Ridge $265,000 9. 3202 Ramblewood Lane $230,400 10. 1615 Cloverdale Way $216,000 11. 6394 Muirfield Lane $215,000 12. 8115 Highview Dr $201,000 13. 129 SE Heath Cliff Dr $182,500 14. 9204 Segunda Lane $178,000 15. 2836 Woodside Dr $164,595 www.GoGambino.com | 53

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MENTORING & GUIDING REALTORS SINCE 1923

TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.282.2222 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML