Gambino Realtors Home Guide, Volume Two, Issue Three 2021

GAMBINO RE ALTORS

HOME GUIDE

ISSUE THREE | 2021 www.GoGambino.com | 1

C ON TENT S

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30 55

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How Upset Should You Be About 3% Mortgage Rates?

Residential Single Family YUMMY by Gambino Feta and Veggies Egg Bake Residential Mobile Homes Residential Condominiums Commercial Real Estate Vacant Land Home Equity Gives Sellers Options in Today's Market

Don’t Cross That Bridge

“

Until You Come To It...”

- Henry Wadsworth Longfellow’s The Golden Legend (1851) A bridge serves an essential and necessary purpose which is to allow you to safely get from one place, over a river or valley, to another safe place.

You may have heard how robust the real estate market is these days. We have a record low level of available homes, and those that do come on the market sell very fast, sometimes with multiple offers and over the asking price!

If you are a current homeowner, you might be thinking that this is an ideal time to sell, and you would be right! But what about finding a beautiful replacement home or condo? If you find that dream home, can you negotiate an offer that is contingent on the sale of your current home? Normally, the answer would be “yes,” but these are not normal times.

GAMBINO REALTORS HOM E GU I DE VOLUME TWO ISSUE THREE | 2021 Publisher: Gambino Realtors Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond Photo Editing: Derek Droessler

Fortunately, there is a way to “bridge” the gap between your current home and your dream home. Enter the Bridge Loan. A bridge loan is a tool that has been around for decades, but in previous years has not been all that necessary.

Today, it is the way to take advantage of these unprecedented market conditions.

The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions.

This tool’s advantages allow you to find and negotiate on your dream home before you put your current home on the market. Your offer does not need to be contingent on the sale of your current home.

www.GoGambino.com

Another practical advantage is that you can now control your current home’s closing date so that there is some overlap in the ownership of your current home and your new home. The extra time allows you to clean, paint, decorate your new home before moving in, and the moving process is also less hectic.

3815 N. Mulford Road Rockford, IL 61114 815.282.2222

Why not merely explore whether this tool is something you might use? Give us a call to help establish your current home’s value, and then we can introduce you to our local bankers who are experts in Bridge Loans. They can explain the terms and provide actual numbers for you to consider. Of course, all of this is with no cost or obligation.

5330 Williams Drive Roscoe, IL 61073 815.623.3333

To be competitive in today’s market, a buyer simply cannot be successful with a contingent offer. Too many other buyers do not have a house to sell.

If you find the home of your dreams, be prepared to “cross that bridge when you come to it”!

Jonathan R. Krause President Gambino Realtors

www.GoGambino.com | 3

How Upset Should You Be About 3% Mortgage Rates?

4 | GRHG | VOLUME TWO | ISSUE THREE | 2021

IN

the beginning of March, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news has dominated real estate headlines. Articles talked about the “negative impact” it may have on the housing market.

However, we should realize two things:

1. The Bump In Rate Should Not Have Surprised Anyone Many had already projected that rates would rise slightly as we proceeded through the year.

2. Freddie Mac’s comments about the rate increase were not alarming: “The rise in mortgage rates over the next couple of months is likely to be more muted in comparison to the last few weeks, and we expect a strong spring sales season.”

A “muted” rise in rates will not sink the real estate market, and most experts agree that it will be “a strong spring sales season.”

What Does This Mean For You? Obviously, any buyer would rather mortgage rates not rise at all, as any upward movement increases their monthly mortgage payment. However, let’s put a 3.02% rate into perspective. Here are the Freddie Mac annual mortgage rates for the last five years:

low (2.66% in December 2020). And, if we expand our look at mortgage rates to consider the last 50 years, we can see that today’s rate is truly outstanding. Here are the rates over the last five decades: - 1970s: 8.86% - 1980s: 12.7% - 1990s: 8.2% - 2000s: 6.29% - 2010s: 4.09% Being upset that you missed the “best mortgage rate ever” is understandable. Buying now still makes more sense than waiting, especially if rates continue to bump up this year.

It’s true that you may not get the same rate you would have five weeks ago. However, you will get a better rate than what was possible at almost any other point in history. For more information, contact Gambino Realtors at 815.282.2222.

- 2016: 3.65% - 2017: 3.99% - 2018: 4.54% - 2019: 3.94% - 2020: 3.11% Though 3.02% is not as great as the sub-3% rates we saw over the previous seven weeks, it’s still very close to the all-time www.GoGambino.com | 5

PILOT’S PARADISE

2628 Cessna Circle | Poplar Grove | 5 BD | 3/1 BA | 4,203 SQ FT | $415,000

Take Flight From Your Neighborhood

Stunning, custom-built home tucked away in a pilot’s dream come true. The spacious layout boasts five bedrooms with three full baths and a half bath.

Gorgeous hardwood floors grace the main level, while the first-floor laundry creates convenience for everyday living.

Feel free to work from home in the presidential office/library, where you can also plan your next flight route.

Retreat to your luxurious master suite after a long day and enjoy the jacuzzi in the private bath. His and her closets are sure to delight. The kitchen is perfect for the organized chef, and the lower level has all the space you need to entertain family and friends.

Fruit trees and lush green grass complement the yard. Enjoy gathering with neighbors while discussing your plans for your very own custom-built hangar. This neighborhood boasts taxiway access – a paradise for pilots who love to explore.

Michael Gambino 815.978.0845 mgambino@GoGambino.com

www.GoGambino.com | 7

AMENITIES GALORE

13860 Bluebell Lane | Caledonia | 5 BD | 3/1 BA | 4,152 SQ FT | $295,000

LIGHT AND BRIGHT - READY TO MOVE IN

Welcome to this modern fivebedroom, three and a half bath, two-story home with 4,000+ square feet. The entry has a dramatic vaulted ceiling and skylight, allowing for plenty of sunlight. The main floor offers stunning mahogany flooring in the living room, dining room, and family room. Beautiful, custom walnut kitchen cabinets, quartz countertop, island with storage, stainless steel appliances, and large pantry await the chef to prepare delicious meals.

The kitchen opens to a sunken family room, a gas-burning fireplace, access to the large deck, and a fabulous backyard. The upper level features three bedrooms, a full bath, a spacious master suite with double vanity, a separate soaker tub, shower, and a large walk-in closet. The lower level bedroom has a chalkboard wall ideal use for remote learning/office. There is beautiful custom stained glasswork in addition to plenty of storage throughout the home. Come and see how amazing this house is.

Melody Williams 815.505.9284 melody@GoGambino.com

www.GoGambino.com | 9

Michelle Dollak 815.988.4363 mdollak@GoGambino.com

My expectations have exceeded all levels. Michelle was there 24/7. She promptly answered any questions and was on time for all showings. Excellent communication. I would recommend her to anyone looking to purchase a property. She was very polite and knowledgeable. Gave us great advice. Thanks again.

- Dean, Dana and Troy

Michelle is the most professional realtor we have ever worked with. She goes above and beyond!

- Tom E.

Michelle did a fine job of being helpful in the whole process! She is very good at completing the communications with emails, texts, and phone calls.

- Terry R. and Karen S.

10 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Mike Weerda 815.985.2895 mweerda@GoGambino.com

Mike did an excellent job assisting us in navigating the worthwhile yet strenuous journey of selling and purchasing a home. He was always available to answer questions and talk through options to help us feel confident in our plans. - Lori and Zack F.

Thanks Mike and Gambino Realtors for everything. What an experience it was to see more than one person helping me to get my house. Thank You! - Steve L.

Mike Weerda was an amazing realtor to work with! He made sure he was always available to us to answer questions or meet us for showings. We went up against multiple offers for the house we really wanted and thanks to his hard work and expertise we got our dream house! We are so grateful for all of his help!

- Brandon and Katelyn H.

Melody Williams 815.505.9284 melody@GoGambino.com

We had the pleasure of working with Melody Williams. From start to finish she was very responsive, kind, and a constant professional. We couldn’t be happier with how we were treated. She was always accessible and very pro-active on communicating with us. You are very lucky to have her represent your team. She made our experience a great one and she comes highly recommended. Thank you!

- Samantha G. and Sonya M.

Very nice lady. helped me go through everything step by step. Would recommend her to anyone.

Very Professional. - Homer M.

Melody answered all of our questions— even while she was on vacation! - Susan C. and Connie G.

Mark Fiorello 815.670.4129 mfiorello@GoGambino.com

Mark Fiorello was quick to respond to our first inquiry, and didn’t stop helping until we closed on the property. He was accommodating with the showings, and helpful with all our questions. He took the time to help us find a property that matched our family’s needs, and made sure we had access to all the necessary resources once we did close. - Karla S. Mark Fiorello recently served as our realtor in selling our parent’s home. He had to deal with not just one customer, but three, which he handled expertly.

He was readily available to field calls or questions from my brothers or myself as they arose, and he promptly handled every situation that came up. We were able to trust Mark to guide us through the selling process with both a personable and professional manner. We were very happy with the outcome that he facilitated. - Jackie M. Mark rocks! He helped make the crazy buying process comfortable and never made me feel like a bother (even with my numerous questions and concerns!).

Grateful that he was able to assist me and I would definitely recommend him and Gambino to anybody in need of their services. Thank you so much! - Kristen B. www.GoGambino.com | 11

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Click Your Dream Into Reality 12 | GRHG | VOLUME TWO | ISSUE THREE | 2021

7837 Cannellwood Drive South Beloit $395,000 This exceptional home has character and striking details not typical of the average two-story. You are greeted by a dramatic foyer adjacent to large formal living and dining rooms. A double staircase visually opens up the main floor and brings you to the spacious kitchen and family room.

LIFE ON THE FARM Through The Eyes of Ginny Meyer

STUNNING TWO-STORY 4 BD | 3/2 BA | 3,224+ SQ FT

A well-appointed kitchen includes informal dining with patio doors, which open to a large deck with gazebo and beautiful views of the wooded lot. The large master suite includes a lavish bath with dual vanities, a whirlpool, and a double shower, as well as a large walk-in closet. There are three additional spacious bedrooms: one with a private bath and two that share a Jack and Jill bath.

The lower level is finished to include a rec-room with bar, hearth room with fireplace, a private bonus room, and a half bath. With a convenient location, excellent schools, and fabulous neighborhood - this home has it all.

.

Karl Gasbarra 815.975.4218

Residential Single Family

1953 Harlem Boulevard | Rockford

$569,000

331 Wildlife Circle | Davis Junction

$159,900

4 BD | 4/1 BA | 4,700+ SQ FT

3 BD | 2 BA | 1,232 SQ FT

Nestled on the Rock River, this contemporary home aims to please. Entertain in the formal living and dining room with an updated butler’s pantry for cocktails and serving. The great room is open to the kitchen, providing ample space for gathering. Steps away, a wall of windows guides you to a sunroom with a hot tub overlooking the Koi pond and waterfall, as well as the open river views. Spend your time relaxing, entertaining, and enjoying life at this home.

Reap the benefits of small-town living and still be minutes to I-39 and Route 251. This immaculate ranch is move in ready with new gleaming hardwoods in the great room, hallway, and all three bedrooms. Gaze from the tiled foyer into the great room with a cathedral ceiling and updated gas fireplace. Sliders lead out to an 18x20 stamped concrete patio. Open staircase with hardwood stair treads leads to lower level waiting for your ideas.

Jonathan Krause

Kathy Heeren-Ellis

815.262.5226 jkrause@GoGambino.com

815.708.4061 kheerenellis@GoGambino.com

14 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Residential Single Family

605 Elm Street | Durand

$149,900

210 Hollister Avenue | Rockford

$122,500

4 BD | 2/1 BA | 2,015 SQ FT

4 BD | 3/1 BA | 2,036 SQ FT

Fantastic and spacious bi-level. The upper floor has an open concept with a living room, dining room, kitchen, and upper deck. The upper level features three bedrooms, including a master suite with a half bath, and walk-in closet, and a newly remodeled main bath. The lower level features a generously sized family room/rec room, fourth bedroom with access to an updated full bath, utility room, and door to the lower-level deck, overlooking the backyard.

This beautiful ranch home in a prime location features a ground-level in-law suite with a separate entrance. From gorgeous wood floors and tons of closet space to the cozy wood fireplace, this home has all the comforts. The updated lower level is complete with the extra bedroom, a full walkout, one full and one-half bath, carpeting, and electric heat. The covered rear patio offers a great space for entertaining.

David Palmer

Team Zarembski

815.566.2437 dpalmer@GoGambino.com

815.218.9210 tzarembski@GoGambino.com

www.GoGambino.com | 15

COUNTRY PRIVACY LIFE ON THE FARM Through The Eyes of Ginny Meyer

14711 Telegraph Road Pecatonica $289,000 4 BD | 2 BA | 2,400 SQ FT Retreat to your new home tucked away in a quiet, country setting where a small pond and many outbuildings create the perfect opportunity for relaxation.

The spacious kitchen boasts an attached walk-in pantry with cabinet storage. Entertain in the separate dining room located near the living room, where additional space waits for family and friends to gather.

With many outbuildings, this property is perfect for the project doers. The large master includes a full bath, and the other bedrooms are spacious as well. The laundry is conveniently located on the first floor. This home is located on top of a hill nestled on five acres of beautiful, scenic country views to enjoy year-round. .

Allyson Richards 505.980.7359

Trust. Certainty. Reliability.

That’s what you can expect from us!

• Online Mortgage Application

• Mortgage Refinancing

• First-time Homebuyer Programs

• FHA and VA Loans

• Local Mortgage Servicing

• USDA Home Loans

• Fixed and Adjustable Rate Mortgage Loans

• Land and Construction Loans

Rob Grindle

Warren Swanberg

Margie Nowak

Jared Fewell

3815 N. Mulford Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

9609 Forest Hills Rd. Machesney Park, IL

815.229.3223

815.979.7180

815.986.7114

815.877.2303

NMLS#462766

NMLS#1502042

NMLS# 476485

NMLS# 476484

Michael Hughes

Kelly Pospischil

5506 Clayton Circle Roscoe, IL

815.986.7168

Tammy Zurfluh

2141 N. State St. Belvidere, IL

VP, Mortgage Lending 2141 N. State St., Belvidere, IL

Kent T. Jones 3814 West Elm St. McHenry, IL

815.986.7131

815.986.7108

815.363.5830

NMLS# 1195168

NMLS #1369315

NMLS# 476483

NMLS#1258805

Kristi Amenda

Sara Reque

2200 Cranston Rd. Beloit, WI

2525 Milton Ave. Janesville, WI

608.299.3416

608.856.5503

NMLS#136999

NMLS#1260839

THE choice for superior Mortgage Service. blackhawkbank.com l 800.209.2616 MEMBER FDIC

EQUAL HOUSING LENDER

Apply online @ https://blackhawkbank.mymortgage-online.com

FARMHOUSE CHIC

IMPECCABLY UPDATED AND MAINTAINED 635 Bellwood Drive | Belvidere | 4 BD | 2/1 BA | 3,434 SQ FT | $284,900

Welcome to this beautifully updated home boasting over 3,400 square feet of living space sitting on .61 acres close to shopping, schools, and I-90.

Featuring four bedrooms, two full and two half baths, this abode is sure not to disappoint. The updated kitchen has new countertops, butcher block island, backsplash, and appliances and opens right into the family room with a fireplace. New floors throughout, updated light fixtures and baths make this home move-inready. The huge master comprises a sitting area, skylights, two closets, a balcony, and an updated bath. The lower level features a rec room, office, kitchenette, and second family room.

The first-floor laundry/mudroom includes a newer washer/dryer and dog bath. Enjoy your summers in the beautiful backyard with the 20x40 inground heated pool complete with a diving board, stone fireplace, outdoor bar with lights, and pool shed, all surrounded by a six-foot privacy fence.

All the work is done for you, so you can just move right in.

Heather Carter 815.519.2969 hcarter@GoGambino.com

www.GoGambino.com | 19

CASUAL ELEGANCE

STYLISH FINISHES AND FANTASTIC LOCATION 13102 Stamford Lane | Rockton | 4 BD | 2/1 BA | 3,500 SQ FT | $269,500

This stunning two-story features superb quality, stylish finishes, and a fantastic location. Striking details such as the two-story open foyer create a casual elegance perfect for entertaining and easy day-to-day living. On the main floor are formal living and dining rooms, leading to an open concept great room/kitchen design. Whether enjoying a book by the fire or creating a culinary masterpiece in the wonderfully appointed kitchen, the space makes not only a great place to relax but is perfect for enjoying family time. Like to spend time outdoors? The large deck and yard will be perfect for the warm months ahead. The floorplan includes both a powder room and main floor laundry for convenience.

You will find four bedrooms and two baths on the second floor, including a master bedroom with an ensuite bath, walk-in closet, double vanities, and a large linen closet. Lots of room, and it only gets better. A finished lower level brings your living space to 3,500 square feet.

Karl Gasbarra 815.975.4218 karl@GoGambino.com

www.GoGambino.com | 21

WOODED PRIVACY

PARK LIKE SETTING AND LOTS OF WINDOWS 3202 Ramblewood Lane | Rockford | 4 BD | 3/1 BA | 3,104 SQ FT | $229,900

Come live in a park-like setting in the highly desirable Imperial Oaks subdivision. In the winter, cozy up by one of three fireplaces. In the warmer months, you will love listening to the birds sing while you eat dinner on your screened-in patio or oversized back deck. This custom home sits on a large, wooded lot in a cul-de-sac and features a circular drive. Enter through the beautiful double front doors into a tiled front foyer. Right past the foyer is the gorgeous living room with a two-story painted brick fireplace, vaulted wood ceiling, and an entire wall of windows overlooking the treed backyard. This well-maintained home boasts four bedrooms, three full baths, and two extra half baths. A generously sized eat-in-kitchen with Corian countertops and additional bar seating makes family dinner time extra special. Downstairs is another fireplace, a large family room, and a billiards room. This is Midwest living at its finest in one of Rockford's most sought-after neighborhoods.

Mikhaele Howell 815.871.6787 mhowell@GoGambino.com

www.GoGambino.com | 23

Ray Arco

Tony Badaluco

Brenda Baney-Tufly

Karen Barbagallo

Sandy Basel

Pat Bellinghiere

Brad Benedict

Halina Borowski

David Bowers

Ann Seigel Brady

Carson Breed

Allan Brillman

815.985.1441

815.985.4190

815.988.3476

815.988.5577

815.494.4132

815.871.1745

815.988.4286

815.621.8507

815.520.4091

815.298.4683

815.871.5131

815.494.2605

Mike Bumbard

Donya Bundy

Dawn Butcher

Jean Campbell

Brad Carlson

Stefanie Carlson

Barbara Carstens

Heather Carter

Judy Clossey

Donna Cox

Scot Craig

Pam Cunningham

815.289.4924

608.295.5181

815.670.6446

815.505.8336

815.871.6333

815.742.2265

815.871.3604

815.519.2969

608.290.1924

815.742.5092

815.985.8806

815.289.6323

Kathleen Davis

Chrissy Dawson

Kristel Despot

Michelle Dollak

Jay Dowthard

David Edwards

Penny Edwards

Linda Elliott

Mark Fiorello

Kevin Fisher

Rose Gagnon

Frank Gambino

815.978.0606

815.985.5649

815.871.6610

815.988.4363

815.289.7530

815.543.5688

815.703.0586

815.988.8954

815.670.4129

815.494.9595

815.262.7766

815.637.0113

Michael Gambino

Karl Gasbarra

Jim Grindle

Michael Hakanson

Brent Hammack

Carol & Andy Harkin

Laura Haynes

Kathy Heeren-Ellis

Bob Hendershot

Claudia Hernandez

Bryan Holder

Mikhaele Howell

815.978.0845

815.975.4218

815.980.5908

815.509.8518

815.509.5101

815.540.8908

815.985.1115

815.708.4061

815.988.7094

815.262.7472

815.543.1232

815.871.6787

Cheryl Jacobs

Jill Jarek

Karen Johnson

Robert Jones

Dawn Karns

Debbie Kenny

Barb Key

Matt Koch

Terri Koester

Jonathan Krause

Angie Leiva

Miguel Lobato

815.494.4956

815.621.5255

815.979.6470

815.509.4248

815.494.6507

815.218.3268

815.494.9626

815.543.7945

815.540.8600

815.262.5226

815.742.6010

815.494.7905

24 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Vita Locarno

Team Lunde

Katie Matherly

Lyle McKinney

Diane Meltmar

Lilia Mendoza

Ginny Meyer

Gonzalo Montoya

Bonnie Moore

Craig Olafson

Olivia Olson

David Palmer

815.742.0825

815.985.9522

815.218.8151

815.543.2008

815.540.3259

815.323.8904

815.262.8082

815.540.0003

815.243.4502

224.229.8258

815.209.6393

815.566.2437

Connie Paris

Minesh Patel

Heather Porter

Ruth Premo

Allyson Richards

Juanita Rinaldo

Keith Ruiz

Luis Sancho

Benjamin Schulz

Kimberly Schwartz

Team Schwartz

Mary Shreve

815.222.6076

646.284.2875

815.988.7443

815.978.5613

505.980.7359

815.979.2877

815.985.0870

815.494.4536

815.527.2100

815.977.1919

815.914.7576

815.262.7726

Teresa Shreve

Jayson Shull

Tracy Suyko

John Sweeney

Jackie Tabor

Vikki Turnmire

Barbara Urycki

Lan Vaughn

Pat Versack

Ashley Vuong

Tracy Wallschlaeger

Mike Weerda

815.289.3362

815.978.6489

815.289.1130

815.262.5769

815.520.6134

815.608.7229

815.505.2064

815.608.6137

815.262.4999

815.980.0197

815.988.5281

815.985.2895

John Weiland

Carol Williams

Dale Williams

Marcia Williams

Melody Williams

Marj Wollschlager

Stefanie Yarber

Team Zarembski

Brad Zimmerman

815.494.6214

815.494.7812

815.519.2243

815.298.1098

815.505.9284

815.621.3124

815.995.0836

815.218.9210

815.985.2830

Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61114 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com www.GoGambino.com | 25

Residential Single Family

3 BD | 3 BA | 2,100 SQ FT | $529,900

3 BD | 2/1 BA | 3,732 SQ FT | $425,000

4 BD | 3/1 BA | 3,000 SQ FT | $339,000

4081 S. Massbach Road | Stockton

7334 Hawthorne Ridge | Roscoe

3363 Hunter Road | Caledonia

27 private acres. New barns, 10 stalls, 6 fenced pastures.

Heated water systems in barns and pastures. Updated 3 bedroom, 3 bath home. Newer kitchen. Bamboo floors throughout. Master suite in walk-out lower level.

Every day feels like a North Woods vacation in this fabulous Gastineau Log Home. Custom built, solid oak construction and stunning views both inside and out.

Private, but within minutes of all amenities.

This open concept two-story boasts soaring ceilings in the great room with log staircase. Kitchen with stainless appliances, granite counters and huge pantry. Main floor master and laundry. Four+ car garage.

Pam Cunningham | 815.289.6323

Karl Gasbarra | 815.975.4218

Matt Koch| 815.543.7945

3 BD | 2 BA | 3,150 SQ FT 4 BD | 4 BA | 4,485 SQ FT | $319,000

1 BD | 1/1 BA | 3,168 SQ FT | $295,000

4 BD | 3/1 BA | 3,316 SQ FT | $275,000

7008 Cardigan Way | Rockford

218 E. State Street | Rockford

9915 Rambouillet Ridge | Roscoe

Grand 2-story great room with fireplace. Granite kitchen with dining area to deck and gazebo. Upper bedrooms include master suite. Lower level game, rec, exercise, and second kitchen with egress. Double stairs to lower level.

1,500 sq ft storefront with full basement and lots of storage. 2nd floor has 1 bedroom, open loft, laundry in unit and potential to build staircase to rooftop. Near activities including sports, bars, restaurants and entertainment.

Need space? This home has an incredible amount to accommodate a vast range of buyer needs. Located in the Deerwood Subdivision off of McDonald Rd. It is convenient to Perryville/173/251 and highway access.

Team Lunde | 815.985.9522

Karl Gasbarra | 815.975.4218

Jean Campbell | 815.505.8336 26 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Residential Single Family

4 BD | 2/1 BA | 2,846 SQ FT | $219,900

3 BD | 2 BA | 1,706 SQ FT | $194,900

4 BD | 2/1 BA | 2,990 SQ FT | $185,372

5619 Castlewood Court | Rockford

8115 Highview Drive | Winnebago

12375 N. Ledges Drive | Roscoe

Great open-concept, well maintained, all brick home.

Updated kitchen cabinets, granite counters and stainless appliances. Newer laminated flooring throughout. You can enjoy views from the three season porch.

Set on .96 acres with a pond. Great room with vaulted ceiling, a wall of windows. Updated kitchen with granite, newer oak cabinets, bay window, pantry. Master with large closet. Updated baths. Heated three car garage.

Frank Lloyd Wright inspired multi-level on a wooded lot.

This home is a diamond in the rough. Great opportunity for an investor or home owner who has the energy and ideas to bring life back to this property. Short Sale.

Miguel Lobato | 815.231.4129

Ginny Meyer | 815.262.8082

Cheryl Jacobs| 815.494.4956

3 BD | 2 BA | 3,150 SQ FT 3 BD | 3/1 BA | 2,696 SQ FT | $182,500

4 BD | 3 BA | 1,884 SQ FT | $179,900

4 BD | 2 BA | 2,611 SQ FT | $149,900

129 SE Heath Cliff Drive | Poplar Grove

1311 Butler Road | Rockford

3314 N. View Road | Rockford

Three bedroom, two-story home in Candlewick Lake.

Lovely kitchen with all the appliances. Three full and one half baths. Formal living and dining rooms, Family room.

Gas fireplace. Two car garage.

Spacious tri-level on corner lot. Granite in baths. Large eat-in kitchen with breakfast bar. Newer flooring. Cozy fireplace in lower level. Hardwood floors on main level.

Appliances stay. Move right in.

Mid-century ranch with tons of storage and first floor laundry. Beautiful back yard views out of the living room/ family room in quiet Bradley Heights. Updated master connects to large screened porch.

Luis Sancho | 815.494.4536

Ashley Vuong | 815.980.0197

David Bowers | 815.520.4091 www.GoGambino.com | 27

Residential Single Family

301 Gilbert Terrace | Machesney Park

$119,900

2625 Carmac Road | Rockford

$118,500

3 BD | 2 BA | 1,215 SQ FT

3 BD | 2 BA | 1,565 SQ FT

This move-in-ready ranch has a lot to offer. Large living room, three bedrooms, and two full baths. Kitchen with white cabinetry and granite counters. Stainless steel appliances. The whole house has had recent rehab. Hard surface flooring throughout with gray walls and crisp, white trim. Full basement with exterior entrance adds extra space and convenience.

Super sharp, move-in ready ranch. The vast living room has new flooring.

Spacious kitchen with lots of cabinets. Three nice sized bedrooms with new carpet. Freshly painted interior and exterior. Oversized detached two-car garage and two concrete patios in the back of the home to enjoy the lovely backyard. The lower level has a second bath, two additional bonus rooms, and lots of storage space. The seller has paid attention to every detail.

Matt Koch

Mikhaele Howell

815.543.7945 mkoch@GoGambino.com

815.871.6787 mhowell@GoGambino.com

28 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Residential Single Family

LIFE ON THE FARM Through The Eyes of Ginny Meyer

2008 Cumberland Street | Rockford

$115,000

524 Saint Louis Avenue | Rockford

$99,900

3 BD | 1 BA | 1,456 SQ FT

3 BD | 2 BA | 1,478 SQ FT

Charming home located in the Edgewater neighborhood, with hardwood floors and natural woodwork throughout. The efficient kitchen has a nicesized pantry and porcelain tile floors. The well-appointed floor plan creates cozy nooks to read a book or snuggle up and watch a movie. All appliances stay for the new owner. This home has been well maintained.

You are greeted with the three-season porch, which serves as a wonderful sitting area. Hardwood floors adorn the living and dining rooms, complete with crown molding. The sun-filled kitchen includes white cabinetry, dining table space, and a brand new dishwasher. The master features a vaulted wood-lined ceiling, a huge walk-in closet, a built-in storage cabinet, and an adorable window seat with storage. The large backyard is fully fenced.

Heather Porter

Pam Cunningham

815.988.7443 hporter@GoGambino.com

815.289.6323 pcunningham@GoGambino.com

www.GoGambino.com | 29

YUMMY

by Gambino

30 | GRHG | VOLUME TWO | ISSUE THREE | 2021

FETA AND VEGGIES EGG BAKE PRESENTED BY KATHY HEEREN-ELLIS My personal cheese philosophy – can you ever go better than Feta? This recipe is quick and easy and perfect for brunch or dinner. Don’t have sundried tomatoes? Fresh, chopped and rinsed tomatoes can be substituted.

INGREDIENTS 1 Tablespoon Vegetable Oil 1/4 Cup Chopped Red Onion 1/2 Cup Chopped Red Bell Pepper 1 Tablespoon Finely Chopped Garlic (about 4 cloves) 2 Cups Packed Fresh Baby Spinach 6 Cups Cubed (1-inch) French Baguette 1 & 1/2 Cups Crumbled Feta Cheese (6 oz.)

1/2 Cup Shredded Parmesan Cheese 1 Jar (6 oz.) Marinated Artichoke Hearts, Drained Well and Coarsely Chopped

1/3 Cup Pitted Kalamata Olives, Halved 1/4 Cup Sun-Dried Tomatoes Packed In Oil, Drained and Chopped 10 Eggs 2 Cups Milk 1/2 Teaspoon Red Pepper Flakes 1/2 Teaspoon Salt 1/2 Teaspoon Pepper

DIRECTIONS Heat oven to 350°F. Spray 13x9-inch (3-quart) baking dish with cooking spray. In 8-inch nonstick pan, heat vegetable oil over medium heat.

Cook onion, bell pepper and garlic in oil 3 to 5 minutes, stirring frequently, until slightly softened. Add spinach and cook about 1 minute or until starting to wilt.

In baking dish, layer half of the baguette, 1 cup of the feta cheese, 1/4 cup of the Parmesan cheese, the bell pepper mixture, artichokes, olives and sun-dried tomato. Layer remaining baguette, and top with remaining 1/2 cup feta cheese. In large bowl, beat eggs and milk with whisk; beat in pepper flakes, salt and pepper.

Pour over bread mixture, pressing down slightly. Sprinkle with remaining 1/4 cup Parmesan cheese.

Bake 40 to 45 minutes or until golden brown and center is just set. Let stand 15 minutes before serving. www.GoGambino.com | 31

ALL BRICK RANCH

DELIGHTFULLY SPACIOUS AND MOVE-IN READY 2010 Edgebrook Drive | Rockford | 3 BD | 2/1 BA | 2,453 SQ FT | $229,900

Enjoy 2,450 beautifully f inished square feet in this brick ranch nestled on a half-acre lot with county taxes.

The gleaming hardwood floors throughout the entire main floor create an open and airy feeling.

Entertain in the open concept living and dining room combo with wood burning, stone f ireplace while gazing out of the large picture window.

The kitchen is a chef's dream with Samsung stainless appliances, quartz countertops, and tile backsplash.

The two and a half bathrooms have been updated. Conveniently located on the f irst floor, the laundry room is sure to please.

Relax in the three-season porch and relish in the peaceful views. The partially fenced yard features 50 plus unique hostas and perennials galore.

This home has many updates and is truly move-in-ready.

Cheryl Jacobs 815.494.4956 cjacobs@GoGambino.com

www.GoGambino.com | 33

Residential Single Family

1934 Berger Place Rockford $149,900 3 BD | 2 BA | 3,584 SQ FT

Barb Key 815.494.9626

2836 Woodside Drive Rockford $148,000 3 BD | 2 BA | 3,426 SQ FT

David Palmer 815.566.2437

1257 Bluff Street Beloit, WI $144,900 3 BD | 2 BA | 2,214 SQ FT

34 | GRHG | VOLUME TWO | ISSUE THREE | 2021

1311 Harlem Boulevard Rockford $134,900 3 BD | 1/1 BA | 2,383 SQ FT

Jill Jarek 815.621.5255

222 Rome Avenue Rockford $126,900 3 BD | 1/2 BA | 2,532 SQ FT

Vita Locarno 815.637.0705

1104 Maple Avenue Belvidere $125,000 2 BD | 1/1 BA | 1,578 SQ FT

Judy Clossey

Dawn Karns

815.623.4007

815.494.6507

Residential Single Family

$92,000 2 BD | 1 BA | 1,288 SQ FT

$88,500 2 BD | 1 BA | 924 SQ FT

$82,900 2 BD | 1 BA | 1,447 SQ FT

$79,900 2 BD | 1 BA | 1,054 SQ FT

$78,000 4 BD | 2 BA | 1,920 SQ FT

1205 Kay Avenue | Rockford

4655 Arlington Street | Loves Park

2020 23rd Street | Rockford

1932 Fremont Street | Rockford

2007 13th Avenue | Rockford

Harkin Team | 815.540.8908

Harkin Team | 815.540.8908

Miguel Lobato | 815.231.4129

Karen Bargaballo | 815.988.5577

Matt Koch | 815.543.7945

LIFE ON THE FARM Through The Eyes of Ginny Meyer $74,900 2 BD | 1 BA | 596 SQ FT

$70,000 4 BD | 1/1 BA | 1,204 SQ FT

$67,900 3 BD | 1 BA | 1,188 SQ FT

$56,000 2 BD | 2 BA | 1,106 SQ FT

$55,000 3 BD | 2 BA | 1,605 SQ FT

332 Liberty Boulevard | Machesney Park

515 Chisholm Trail | Rockford

1914 N. Church Street | Rockford

2315 N. Church Street | Rockford

1230 Holland Street | Rockford

Mary Shreve | 815.262.7726

Ann Brady | 815.298.4683

John Sweeney | 815.262.5769

Miguel Lobato | 815.231.4129

Miguel Lobato | 815.231.4129

$55,000 2 BD | 1 BA | 1,062 SQ FT

$50,000 4 BD | 0 BA | 1,128 SQ FT

$42,000 2 BD | 1 BA | 576 SQ FT

$38,000 4 BD | 0 BA | 1,004 SQ FT

$25,000 3 BD | 1 BA | 1,928 SQ FT

4206 W. State Street | Rockford

208 LaClede Avenue | Rockford

609 Trenton Avenue | Rockford

212 Victory Street | Rockford

117 Carbaugh Avenue | Rockford

Minesh Patel | 646.284.2875

Laura Haynes | 815.985.1115

Team Zarembski | 815.218.9210

Laura Haynes | 815.985.1115

Jay Dowthard | 815.289.7530

www.GoGambino.com | 35

WELL-APPOINTED RANCH

SPACIOUS AND INVITING FLOORPLAN 211 Judy Court | Machesney Park | 3 BD | 2 BA | 2,125 SQ FT | $194,900

This fabulously updated ranch home radiates pride of ownership. It features a huge gourmet kitchen with granite countertops, glass tile backsplash, a large kitchen island, a built-in desk, and cabinets galore. The impressive great room offers a floor-to-ceiling wood-burning fireplace with brick and modern tiles, a wall of windows, an exposed beam ceiling, custom blinds, and bamboo flooring. The master suite makeover includes a walk-in closet, a beautifully updated master bath with custom vanity, and a tiled walk-in shower. The main bathroom has been nicely updated as well. The lower level boasts a rec room and a 6x6 bonus room with a cedar closet. The backyard oasis is a showstopper. It features an amazing professional finished patio with pergola, outdoor kitchen with granite countertop, landscaping pavers, retaining wall, and firepit. The yard is fenced and includes a shed, all sitting on the beautiful .58 acres.

Teresa Shreve 815.289.3362 tshreve@GoGambino.com

www.GoGambino.com | 37

Residential Single Family

4015 Dempster Avenue Rockford $115,000

325 Robert Avenue Rockford $113,000

3 BD | 1 BA | 1,515 SQ FT

3 BD | 1 BA | 1,518 SQ FT

Laura Haynes

Ann Brady

815.985.1115

815.298.4683

3812 Pinecrest Road Rockford $114,500

1206 Banks Street Rockford $100,000

4 BD | 2 BA | 1,885 SQ FT

3 BD | 1 BA | 1,330 SQ FT

Matt Koch

Team Lunde

815.543.7945

815.985.9522

NEED A

WWW.MRGHANDYMAN.COM 38 | GRHG | VOLUME TWO | ISSUE THREE | 2021

815.637.0755

Residential Mobile Home

5671 Buttercup Lane Machesney Park $81,900 3 BD | 2 BA | 1,716 SQ FT

112 Tanglewood Drive Freeport $55,000 3 BD | 2 BA | 1,568 SQ FT

Linda Elliott

Kathy Heeren-Ellis

815.988.8954

815.708.4061

304 E. Wood Lane Belvidere $80,000 3 BD | 2/1 BA | 1,680 SQ FT

4859 Jade Parkway Rockford $44,900 3 BD | 2 BA | 1,848 SQ FT

Heather Carter

Harkin Team

815.519.2969

815.540.8908

470 Wildflower Drive Belvidere $69,900 3 BD | 2 BA | 1,680 SQ FT

Pam Cunningham 815.289.6323

5626 Peachstone Place Loves Park $35,500 3 BD | 2 BA | 1,066 SQ FT

Scot Craig 815.985.8806

www.GoGambino.com | 39

Title Underwriters Agency it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com 40 | GRHG | VOLUME TWO | ISSUE THREE | 2021

6839 Sonoma Road Rockford $159,900 3 BD | 2 BA | 1,450 SQ FT Discover the best of both worlds.

Live the carefree lifestyle of a condo in a free-standing home.

Association takes care of mowing, plowing, and irrigation. Just kick back on the deck and watch others take care of all the tedious yard work.

LIFE ON THE FARM

Three bedrooms provide plenty of space for aThrough home office orEyes guestof Ginny Meyer The rooms. The basement is ready for your personal design plans.

There is a rough-in for another bathroom and an egress window, so watch some HGTV and create your own living space when you call this delightful condo home. .

Jonathan Krause 815.262.5226

EASY CONDO LIVING

Residential Condominium

$229,900 3 BD | 3 BA | 3,322 SQ FT

$225,000 3 BD | 3 BA | 2,789 SQ FT

$199,900 3 BD | 3 BA | 2,849 SQ FT

$185,000 4 BD | 3 BA | 3,424 SQ FT

$159,900 3 BD | 2/1 BA | 1,472 SQ FT

11877 River Hills Parkway | Rockton

5402 Winding Creek Drive | Rockford

928 High Point Drive | Rockton

1448 Dry Creek Bend | Rockford

835 University Parkway | Rockton

Judy Clossey | 815.623.4007

Frank Gambino | 815.637.0113

Pat Bellinghiere | 815.871.1745

Karen Barbagallo | 815.988.5577

Laura Haynes | 815.985.1115

$120,000 2 BD | 2 BA | 1,963 SQ FT

$120,000 2 BD | 2 BA | 1,360 SQ FT

4103 Tumbleweed Trail | Loves Park

5534 Bastian Boulevard | South Beloit

Jayson Shull | 815.978.6489

Judy Clossey | 815.623.4007

RADON IS A NATURAL GAS THAT IS: ODORLESS

COLORLESS

THE SECOND LEADING CAUSE OF LUNG CANCER

PROTECT YOUR FAMILY - TEST FOR RADON BEFORE YOU BUY $116,000 2 BD | 2 BA | 1,278 SQ FT

$109,900 2 BD | 2 BA | 1,380 SQ FT

2929 Sunnyside Drive # 302A | Rockford

6311 Oak Crest Lane | Loves Park

Rose Gagnon | 815.637.0117

Jill Jarek | 815.621.5255

42 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Servicing Rockford and The Surrounding Areas Radman Radon Testing Nick Huftalin | 815.721.4610 | radmanradon@gmail.com

LET GAMBINO HELP YOU FIND YOUR HOUSE t o g e t h e r

RIVERFRONT OPPORTUNITY

SPACIOUS AND UNIQUE FEATURES 5918 Park Ridge Road | Loves Park | Special Purpose | 7,227 SQ FT | $540,000

Situated along the Rock River in Northwest Rockford, this property offers excellent potential for a Bed and Breakfast, a riverfront resort, event venue, marina, or restaurant.

The property has an astounding 283' of waterfront, complete with a private boat ramp. The complex is comprised of multiple buildings. The brick-constructed main building is over 2,400 square feet on the main level. A warm, welcoming great room with a wood-beamed ceiling, lots of natural light, and a stone fireplace open to a well-appointed kitchen/ dining area are perfect for gatherings.

There are two rooms currently used as bedrooms with private baths. The lower level offers additional space for a shop or storage and access with garage doors on the main building.

There are five waterfront cottages and a swimming pool. The cottages and pool need some TLC but could be renovated as a riverfront destination.

On-site parking. The property includes ample green space for outdoor events.

Mike Weerda 815.985.2895 mweerda@GoGambino.com

www.GoGambino.com | 45

Commercial

COMMERCIAL $1,499,000 | 48,600 SQ FT

RETAIL - COMMERCIAL $649,900 | 36,744 SQ FT

RETAIL - COMMERCIAL $529,900 | 5,384 SQ FT

OFFICE FOR SALE $379,000 | 10,637 SQ FT

OFFICE FOR SALE $304,000 | 14,688 SQ FT

222 N. Water Street | Rockford

411 Mulberry Street | Rockford

1244 E. State Street | Rockford

4215 Newburg Road | Rockford

4040 Charles Street | Rockford

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Jay Dowthard | 815.289-7530

Need a thorough home inspection?

WE RETAIL - COMMERCIAL $295,000 | 3,260 SQ FT

OFFICE FOR SALE $189,900 | 3,000 SQ FT

4626 E. State Street | Rockford

103 N. Benton Street | Winnebago

Brad Benedict | 815.988.4286

Mike Weerda | 815.985.2895

30 Years of Trust , KNowledge and Experience

Help you understand basic maintenance on your home Help you prioritize repairs and maintenance Computerized reports with detailed pictures SENTRILOCK access to properties Member of Rockford Area Realtors Member of International Association of Certified Home Inspectors Insured Guaranteed Completed Report in 24 hours

RETAIL - COMMERCIAL $189,500 | 1,976 SQ FT

RETAIL - COMMERCIAL $16 PSF | 3,900 SQ FT

1139 N. Springfield Avenue | Rockford

5605 Wansford Way | Rockford

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

46 | GRHG | VOLUME TWO | ISSUE THREE | 2021

PUT YEARS OF EXPERIENCE TO WORK FOR YOU!

Trevor Karns - Owner|Certified Home Inspector 815.494.4189 | kinduetinspect@gmail.com | kinduet.com

Commercial

2213 E. State Street Rockford $10 PSF 2,200 SQ FT

917 S. Main Street #919 Rockford $10.86 PSF 1,050 SQ FT

Brad Benedict

Team Lunde

815.988.4286

815.985.9522

RETAIL - COMMERCIAL

OFFICE FOR LEASE

2211 E. State Street Rockford $10 PSF 2,200 SQ FT

917 S. Main Street #925 Rockford $9.42 1,338 SQ FT

Brad Benedict

Team Lunde

815.988.4286

815.985.9522

RETAIL - COMMERCIAL

OFFICE FOR LEASE

4040 Charles Street Rockford $1.78 - $10 PSF 275 - 2,025 SQ FT

Jay Dowthard 815.289.7530

OFFICE FOR LEASE

9XX Lyford Road Rockford $999,000 30.20 ACRES

David Palmer 815.566.2437

LAND FOR SALE www.GoGambino.com | 47

Commercial

6565 Cunningham Road Rockford $8,500/Acre 79.32 ACRES

Brad Benedict 815.988.4286

LAND FOR SALE

000 N. Main Street Rockford $160,000 1.57 ACRES

Team Schwartz 414.722.9773

LAND FOR SALE

XXXX Willowbrook Road Roscoe $145,000 15.85 ACRES

David Palmer 815.566.2437

LAND FOR SALE

48 | GRHG | VOLUME TWO | ISSUE THREE | 2021

VACANT LAND

BY GAMBINO

BUILD YOUR DREAM HOME

BUILDING DREAMS SINCE 1973

FLOOR PLANS

NEW BUILDS

FREE ESTIMATE

100 YEARS

We have a variety of ranch

We handle every step in

We know your home is an

With over 100 years

home plans as well as

the process of a new build.

investment. That’s why we

combined experience, we

Two-story models. Looking

You can rest assured your

offer free estimates. You

continue to strive for

for custom? We can do

new home will be built

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that too.

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within the field.

REACH OUT AND START THE PROCESS WITH US TODAY 1515 Elmwood Road Rockford, IL 61103 | 815.633.7619 | threehammer.com

318 Fairway View |Cherry Valley 4 BD | 3 BA | 2,690 SQ FT | $329,980 OR 7254 Brimmer Way | Cherry Valley 4 BD | 3 BA | 2,690 SQ FT | $328,875 Enjoy a custom-built home by Three Hammer Construction. Beautiful f inishes, lawn packages, convenient floorplans, and ample space make these layout options perfect for those who want the perfect home to entertain and grow.

Retreat after a long day to rinse off in the walk-in ceramic shower with f iberglass base, while the neutral tones and white woodwork throughout the home brighten your day. Basements are partially f inished with a family room and fourth bedroom.

The comforts of new construction are waiting for you.

Brent Hammack 815.509.5101 bhammack@GoGambino.com

www.GoGambino.com | 51

Vacant Land

80.00 ACRES | $720,000

36.79 ACRES | $360,000

15.85 ACRES | $145,000

2.24 ACRES | $129,999

1.98 ACRES | $125,000

XXXX Grove Road | Pecatonica

77XX S. Main Street | Rockford

XXXX Willowbrook Road | Roscoe

8357 E. Crockett Road | Roscoe

61XX 11th Street | Rockford

Karl Gasbarra | 815.975.4218

Lyle McKinney | 815.543.2008

David Palmer | 815.566.2437

Harkin Team | 815.540.8908

Mikhaele Howell | 815.871.6787

0.78 ACRES | $105,000

0.45 ACRES | $105,000

1280 Summerland Key | Rockford

1288 Summerland Key | Rockford

Mikhaele Howell | 815.871.6787

Mikhaele Howell | 815.871.6787

Not Just an Inspection, But an Education Buyer’s Home Inspections | Pre-Listing, Seller’s Inspections | New Construction Inspections New Construction Phase Inspections | 11 Month Builder’s Warranty Inspections 0.46 ACRES | $105,000

0.71 ACRES | $101,250

1293 Summerland Key | Rockford

1272 Summerland Key | Rockford

Mikhaele Howell | 815.871.6787

Mikhaele Howell | 815.871.6787

52 | GRHG | VOLUME TWO | ISSUE THREE | 2021

For Same Day Inspection Results, Call or Text Seven Days A Week Scott Howell, Certified Home Inspector, License 450003869 779.770.7667 | homeshield815@gmail.com | homeshieldinspections.net

Vacant Land

0.35 ACRES | $98,750

4.42 ACRES | $89,900

8.57 ACRES | $89,900

0.42 ACRES | $75,600

0.57 ACRES | $75,600

1261 Summerland Key | Rockford

7795 Weldon Woods Close | Rockford

65XX Theodorff Road | Pecatonica

6613 Key Largo Drive | Rockford

6693 Key Largo Drive | Rockford

Mikhaele Howell | 815.871.6787

Mike Weerda | 815.985.2895

Ginny Meyer | 815.262.8082

Mikhaele Howell | 815.871.6787

Mikhaele Howell | 815.871.6787

0.99 ACRES | $75,000

0.95 ACRES | $75,000

1.77 ACRES | $59,900

3.90 ACRES | $49,900

0.35 ACRES | $44,900

5106 Smokethorn Trail | Belvidere

5128 Smokethorn Trail | Belvidere

7952 Weldon Woods Close | Rockford

161XX Telegraph Road | Pecatonica

12664 Pemberton Place | Winnebago

David Palmer | 815.566.2437

David Palmer | 815.566.2437

Mike Weerda | 815.985.2895

Ginny Meyer | 815.262.8082

Pam Cunningham | 815.289.6323

0.34 ACRES | $44,900

0.82 ACRES | $35,000

1.05 ACRES | $35,000

0.56 ACRES | $34,900

0.29 ACRES | $33,900

1297 Key West Drive | Rockford

119 Boeing Trail | Poplar Grove

84XX Stillman Valley Road | Stillman Valley

1489 Castlehill Drive | Rockford

1248 Summerland Key | Rockford

Mikhaele Howell | 815.871.6787

Mike Weerda | 815.985.2895

Barbara Carstens | 815.871.3604

Brad Zimmerman | 815.985.2830

Mikhaele Howell | 815.871.6787

www.GoGambino.com | 53

Vacant Land

0.34 ACRES | $30,890

0.49 ACRES | $29,900

0.56 ACRES | $29,900

0.47 ACRES | $29,900

4.58 ACRES | $24,900

1375 Conch Key | Rockford

1384 Castlehill Drive | Rockford

1387 Castlehill Drive | Rockford

8211 Woodhaven Lane | Rockford

21XX Reed Avenue | Rockford

Mikhaele Howell | 815.871.6787

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

Mike Hakanson | 815.509.8518

0.24 ACRES | $21,500

0.45 ACRES | $18,900

0.75 ACRES | $17,900

0.34 ACRES | $14,999

0.58 ACRES | $13,000

673 Brentwood Road | Machesney Park

2707 Starkweather Road | Rockford

7XX Homestead Lane | Rockford

1515 Roxbury Court | Lake Summerset

2XX Delightful Drive | Rockford

Vita Locarno | 815.637.0705

Korky Williams | 815.494.7812

Mike Weerda | 815.985.2895

Pam Cunningham | 815.289.6323

Jay Dowthard | 815.289.7530

VARIED ACRES | $10,000

0.25 ACRES | $8,000

0.19 ACRES | $8,000

0.24 ACRES | $7,900

0.30 ACRES | $5,000

5801 Meadowlark Court | Rockford

137 Flintridge Drive | Rockford

147 Flintridge Drive | Rockford

2XX Wallace Avenue | Machesney Park

106 Griffin Place | Poplar Grove

Barb Key | 815.494.9626

John Weiland | 815.494.6214

John Weiland | 815.494.6214

Vita Locarno | 815.637.0705

Dawn Butcher | 815.670.6446

54 | GRHG | VOLUME TWO | ISSUE THREE | 2021

Home Equity Gives Sellers Options in Today's Market Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and it continues to grow throughout the year, giving sellers powerful options in this market.

Dr. Frank Nothaft, Chief Economist for CoreLogic, attributes much of the equity growth to rising home prices: “The CoreLogic Home Price Index registered a 4.3% annual rise in prices through June, which supported an increase in home equity.”

CoreLogic also indicates that home equity is increasing in every state: “In the second quarter of 2020, the average homeowner gained approximately $9,800 in equity during the past year.” Rockford average price is up 12.8% to $157,916.

What Does This Mean for Sellers?

When equity is rising, as it is today, you may have more invested in your home than you realize. Mark Fleming, Chief Economist at First American, notes: “As homeowners gain equity in their homes, they are more likely to consider using that equity to purchase a larger or more attractive home – the wealth effect of rising equity. In today’s housing market, fast rising demand against the limited supply of homes for sale has resulted in continued house price appreciation.”

The three-month rolling average price of a home sold in January was $157,916, up 12.8% from $139,958 last January, and the highest ever January average price. The previous high for January was $143,364 in 2008. The last three months have seen three out of the four highest average home prices in Rockford housing history.

If you’ve been considering making a move – whether that’s to get into a bigger home or to downsize to a smaller one – it’s a great time to reach out to a real estate professional to learn how to put your equity to work for you. You may be in a position to pay that equity forward toward your next home purchase and afford it sooner rather than later.

If you’re thinking of selling, contact Gambino Realtors so you can take advantage of what the current market has to offer today. www.GoGambino.com | 55

A Sampling of a Few of Our February 2021 Sold Transactions

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4 56 | GRHG | VOLUME TWO | ISSUE THREE | 2021

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1. 4485 Trail Ridge Road $292,500 2. 501 Commander Place $236,000 3. 211 Strawbridge Drive $230,000 4. 1502 National Avenue $220,000 5. 1754 Rowntree Lane $205,000 6.

9229 Longfellow Lane $186,025 7. 3467 Montlake Drive $180,000 8. 3020 Bannister Drive $160,000 9. 7493 Ryebrooke Road $145,000 10. 6538 Carman Drive $140,000 11. 215 James Avenue $105,000 12. 604 River Lane $103,000 13. 3711 Brendenwood Road $97,000 14. 1809 Nebraska Road $87,000 15. 3403 Broadway $83,000 www.GoGambino.com | 57

YOUR CAREER STARTS HERE

MENTORING & GUIDING REALTORS SINCE 1923

TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.282.2222 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML