50 plus - June 2011

50 JUNE 2011 | The magazine for active, mature lifestyles

plus!

Keeping Better Track of Medications

3

Health column

by Marvin Moore

Things To Do

6

Get the Lowdown on Your Parents’ Finances 10 Financial column

BY Paul Wallander

FEATURE STORY:

Bicycling for Fitness and Fun

8-9

Paul Hayner of Valders is getting back into bicycling after enjoying the sport in his younger years

50 Oral Storytelling Preserves History C

Table of Contents . June 2011

plus!

Keeping Better Track of Medications

3

SAVVY SENIOR

5

THINGS TO DO

6

Get the Lowdown on Your Parents’ Finances

10

Craig Wilson Column

11

On the Cover:

Bicycling for Fitness and Fun 8-9 Paul Hayner of Valders enjoys riding his bicycle, for fitness and fun, on the Mariners Trail between Manitowoc and Two Rivers. He is getting back into bicycling after enjoying the sport in his younger years.

Sue Pischke/50 Plus

ADRC Judy Rank | For 50 plus!

Starting July 1, LogistiCare will be responsible for managing non-emergency medication transportation services for Medicaid and BadgerCare Plus members. This means that members of these two programs will need to contact LogistiCare at 1-866-907-1493 if they will need transportation to a medical appointment. The reservation number for deaf or hearing impaired members is 1-866-2883133. LogistiCare will determine a person’s eligibility and find the appropriate means of transportation if the member is eligible.

The LogistiCare phone number will become active on June 17. Members who use the service regularly, such as transportation to dialysis, chemo, or therapy, should contact LogistiCare as soon as the phone number becomes active to assure their requests are in the system.

With the exception of hospital discharges and urgent trips, all trips must be pre-arranged two business days in advance.

The two business days includes the day of the call but not the day of the appointment. For example, a call on Monday by noon would be necessary for a Wednesday appointment.

Urgent and discharge trips can be called in 24 hours a day, seven days a week.

Members of the Lakeland Care District and Medicaid residents of nursing homes will not be affected by this new service. Lakeland members will need to continue to work with their care managers for transportation, while the social

‘Powerful Tools’ A “Powerful Tools for Caregiving” program is set to begin on Tuesday, June 7, at the Felician Village. The program will start at 5:30 p.m. and go until 8 p.m. for six consecutive Tuesdays. To accommodate the working caregiver, the Village will serve a light lunch.

This is a program for the family caregiver. It is designed to help the caregiver recognize the added responsibility that comes with being a caregiver, how to balance these responsibilities and still be able to take care of oneself.

Prior registration is necessary for this class to assure adequate materials are available. Please contact Lynn at the Aging & Disability Resource Center at (920) 6834180 to register.

Harvey Padek, a Living Well Master Trainer, is coming to the Manitowoc ADRC on Tuesday, June 14, from 12:30 to 2 p.m., to share his personal story of living with a chronic condition and how unprepared he was for it.

His inspiring story will illustrate how the Living Well program changed his life.

Prior program participants are encouraged to attend and share with him some thoughts on expanding the program.

Anyone with a chronic condition is also invited to attend and hear more about Living Well. Please call the ADRC to attend, as Padek’s presentation does include lunch.

Free Seminar

Thinking Cremation?

Please call to arrange a tour of our award winning cremation center, Manitowoc County’s newest and largest facility. All-Care offers a wide range of cremation options as well as a reception center for family gatherings.

Staff

All-Care Cremation Center

Pat Pankratz, 50 Plus! Editor 920-686-2138 ppankratz@htrnews.com

928 South 14th Street Manitowoc

James Maurer, Advertising Manager 920-684-4433 jmaurer2@manitowoc.gannett.com

Manitowoc

684-4642

Two Rivers

793-1396

Valders

775-4433

Advanced Planning Makes Sense

50 Plus! is published monthly by the Herald Times Reporter. It also is distributed to select businesses in Manitowoc County.

Rick Zahn

Your locally owned Funeral Homes and All-Care Cremation Center

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John Bodwin Licensed Pre-Need Counselor

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2 . June 2011 . 50 plus!

workers in a nursing home will work with their residents for transportation.

Appropriate

Affordable

The ADRC is hosting a free seminar in the office on Wednesday, June 22, that will benefit both the professional caregiver as well as the family caregiver. The program “Management of Agitated Elderly Patients — Behavioral and Medication Strategies” will be presented by Dr. Ann Miller of Sturgeon Bay. The presentation will be offered from 8 to 10 a.m. and then again from 3 to 5 p.m.

Dr. Miller is a member of the American Psychiatric Association and the American Association of Geriatric Psychiatry. Reservations can be made by calling the ADRC at (920) 683-4180.

Missing Hard Drives Medicare Part D participants enrolled in a Health Net prescription drug plan should have received a letter from Health Net informing them that several hard disk drives that handled information on its members are missing. To help safeguard all members from the misuse of personal information, ADRC continued on page 9

Keeping Better Track of Medications I’ve recently had a number of patients ask me for tips on keeping better track of their medications. This can be a daunting task at times, especially if you are taking multiple medications at multiple times of day, which is not uncommon these days. So I have a few suggestions that could help.

Create a Personal Medication Record (PMR). This is perhaps the most important thing you can do, whether you take one medication or 15. A PMR should include the following for each medication you take: the medication name, strength (e.g. 10 mg), the directions for use (e.g. one tablet daily at bedtime), the purpose (e.g. for blood pressure), the date it was first prescribed, the name of the prescriber, and the name of the pharmacy that dispensed the medication to you.

Include all the pills you take — prescription medications, over-

the-counter products, herbals supplements, vitamins, etc.

If you need help completing your PMR, don’t hesitate to ask your pharmacist or doctor for help. This is especially important when it comes to writing down the time of day that you take each medication.

Some medications should be taken with food and some cannot be taken with food.

Some medications should only be taken early in the day and some are best taken just prior to going to sleep. Once you have a complete list of your medications, then you’re ready for the next step.

Use a compliance aid.

This could be as simple as a medication box or as complex as an automated dispensing system that is set to release a specific pill at a specific time of day. Whether you take one pill a day or 30 pills a day, I highly recommend using some sort of compliance aid. One reason for doing this is that it makes

Marvin Moore is a pharmacist at The Medicine Shoppe in Two Rivers and can be reached at (920) 794-1225.

it much easier to tell whether you’ve actually taken your medication or not.

It’s not uncommon to take a pill and then later on wonder whether or not you actually took it (similar to closing the garage door or turning off the stove). It’s a lot easier to look in a medication box to see whether today’s pill is there or not versus counting the number of pills in a vial to determine whether you’ve got the right number left. For most people, a simple medication box will work just fine. Medication boxes come in a variety of styles, sizes, and even colors and range from holding a day’s worth of medication to a month’s worth. The most commonly used boxes hold a week’s worth of pills, and this is a good place to start if you’re not already using one.

taking your medication. For example, if you take all your medication at breakfast time, then you only need a medication box with one compartment per day. However, if you take medication four different times a day (e.g. breakfast, lunch, supper, and bedtime) then it would be best to have a box with at least four different compartments each day.

Also, keep in mind that some medication boxes are better suited for those who travel a lot and some boxes can be made childproof if little ones are around. Ask your pharmacist to help pick out a medication box that will best fit your needs.

Ask if your pharmacy provides compliance packaging. Some pharmacies provide compliance packaging as a service to their patients. Instead of getting

You’ll want to choose a box that is made to handle the same variety of times that you are

your medications handed to you in plastic vials, you may be able to have your medication packaged in a medication box or bubble pack. The advantage to having this provided is that it will save you the time of sorting through vials to set up your own medication box. It may also be reassuring to have a pharmacist verify that the pills are set up in the proper way.

Hopefully these suggestions will help you keep better track of your medications.

It’s important to know what medication you take, when to take it, and to take it regularly.

Please ask your pharmacist for assistance in taking the steps mentioned above if a little help is needed.

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Thank you to all the wonderful people that make up the River’s Bend Team, with a special thank you to my therapists, Jennifer-COTA, Kylie-PTA and Wynand-PT. I would not have returned home without you!” – Beatrice Schultz, Rehab Graduate Please call us at 920.684.1144 to find out how we can help you achieve your rehabilitation goals. Schedule a personal consultation and tour of our center today!

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Computer Options for the Older Set

There are actually several computers on the market today that are designed specifically for older boomers and seniors who want, and need, things simple. Here are some top options to check out.

Or, for seniors with low vision their Vision Plus model may be a better fit.

This computer comes pre-configured with everything you need to see your PC, including state-of-the-art screen magnification software, a high visibility keyboard, and an all-in-one printer/ scanner for scanning in books, mail and other reading materials for magnification.

It also comes with OnTimeRx medication reminder software, HOYLE Crossword and Sudoku puzzles, a 17-inch monitor, mouse and external speakers. The price: The Telikin comes with a sleek 18.6-inch $1,255 for the Vision Plus desktop, or LCD touchscreen (a 20-inch touchscreen $1,895 for the laptop edition. will be available in mid to late June), 320-gigabyte hard drive, built-in speakers, Kiwi PC: If you’re looking for something webcam, microphone, wired keyboard more affordable, the new Linux-powered and mouse, and provides a unique “tech Kiwi PC for seniors is another option to buddy” feature that can help seniors consider. Priced at just $380, this userget computer assistance when needed. friendly computer provides a simplified Priced at $700, (the 20-inch model will navigation system, with oversized tool retail for $995) Telikin comes with a 60- bar, large icons and text that makes it day trial period, 1-year warranty and free easier to see and use. Other features support for the first 60 days. Visit telikin. include a customizable “Me Menu” com or call 800-230-3881 to learn more. that provides quick and easy access to It’s also worth noting that Telikin frequently visited websites, e-mail and has a partnership with firstSTREET programs straight from the desktop, a (firststreetonline.com, 800-704-1209), a color-coded keyboard, 19-inch monitor, senior product direct marketing company and a toll-free phone support line that’s which is also selling this computer available 24/7. See kiwipc.com, or call rebranded as the “WOW! Computer for 855-255-5494.

Seniors.”

Savvy Tip: While it’s not designed Senior PCs: Sold through Enablemart specifically for seniors, the Apple IPad2 (enablemart.com, 888-640-1999), Senior ($499) is another user-friendly option PCs are Hewlett-Packard computers that that has gotten great reviews from older also come completely set-up and ready users. See apple.com to learn more. to use, but depending on your mom’s needs, you’ll have several options to Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit choose from.

SavvySenior.org. Jim Miller is a contributor If you’re looking for simplified “goof- to the NBC Today show and author of “The proof ” operation, the Autopilot desktop Savvy Senior” book.

Telikin: For seniors that have little or no computer experience the new Telikin “touch-screen” computer is a wonderful option. Ready to go right out of the box, this innovative computer comes pre-loaded with simplified software that makes accessing the web, e-mail, games, video chat, photo sharing, news, weather and more, just a touch of the screen away.

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50 plus! . June 2011 . 5

50 things to do plus!

May 31 | Metro Stage concert in the park, Washington Park, Manitowoc Public School Jazz Concert, free, 6 p.m., (920) 686-3580 May 31 | Grande Mariner Cruise Ship docks near the Wisconsin Maritime Museum, 8 a.m. to 8 p.m.

June 2 | Music Under the Stars, Central Park, Two Rivers, Michael’s Saints, free, 5:30 p.m., (920) 793-5590 June 4 | Manitowoc Shoreline Cruise on the SS Badger Carferry, 800-8414243 June 4 | 19th annual Thunder on the Lakeshore, Manitowoc County Airport, featuring top military and professional aerobatic performers, U.S. and Canadian military jets and helicopters. Fee charged, 7 a.m., (920) 482-1650. Also June 5.

June 4 | Balloon Glow, Manitowoc County Airport, Your admission to the air show gets you in to this event for free.

Enjoy music and beautiful hot air balloons under the Big Top. 5:30 p.m., (920) 482-1650.

June 4 | Carp Fest, Rogers Street Fishing Village, Two Rivers, Live music, food, refreshments, fish boil, smelt fry, (920) 793-5905. Also June 5 June 5 | Breakfast in the Forest, Point Beach State Forest, in conjunction with the DNR Open House, free with admission to the park, (920) 794-7480 June 8 | Adult Education Series: Wonder of it all Pontoon River Ride, Woodland Dunes Nature Center. Learn about the natural history of the West Twin River while enjoying a relaxing pontoon ride. Space is limited, pre-registration required, 9:30-11:30 a.m., free, (920) 793-4007 or kellye@woodlanddunes.org June 9 | Music Under the Stars, Washington Street, Two Rivers, free, 7 p.m. (920) 793-5590. Also June 16 and June 30.

6 . June 2011 . 50 plus!

June 12 | Breakfast on the Farm, Badger Pride Dairy, 15724 Hillcreek Road, Valders, 8 a.m. to noon, (920) 775-4138 June 14 | Metro Stage Concert in the Park, Washington Park. Johnny Len and the oldies, free, 6:30 p.m., (920) 686-3580 June 17 | Fourth annual Whitelaw Wienerfest, Whitelaw Community Park, presented by Berge’s Whitelaw Sausage Company, including wiener dog races, and a parade on Sunday, (920) 732-3222.

Also June 18-19 June 21 | Five Buck Hootenanny, Woodland Dunes Nature Center, Folk trio Random Orbit and local favorite Mike Retzinger perform. Fee charged, 7 p.m., (920) 793-4007

The 21st annual Garden Fair will be held at Manitowoc’s Washington Park on June 11. 50 Plus file photo

1 & 2 bedroom apartments for the elderly • 62 and above or qualified disabled • RRentt bbasedd on iincome • M Medical di l amounts t ddeductible d tibl WI-5001320302

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June 11 | 21st annual Garden Fair, Washington Park, Manitowoc, Featuring annuals, perennials, herbs, garden art, fine crafts, antiques, statuary, furniture and food. Rain or shine, free, 10 a.m. to 3:30 p.m., (920) 682-2050

Call 920-732-3440 today!

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June 21 |Metro Stage Concert in the Park, Washington Park, Doc Retzinger and Mark Kimmes (acoustic), free, 6:30 p.m., (920) 686-3580

For Comfortable Senior Living

June 23 | Ice Cream Sundae Thursday, Two Rivers Central Park, help celebrate the birthplace of the ice cream sundae, serving 25-cent ice cream sundaes, live music, children’s events and more, (920) 793-5590

“We Care About Our Residents”

June 25 | Homegrown Heritage Breakfast, Pinecrest Historical Village, a delicious breakfast of Manitowoc County foods in support of local history preservation, fee Ccharged, 8-10 a.m., (920) 684-4445

• Spacious one-bedroom apartments • Utilities included

June 25 | 19th Annual Lakeshore 2-Cylinder Tractor and Equipment Show, Newton Firefighters Park, Featuring Ford and Allis Chalmers, a parade, tractor pulls both days, music, raffles, vendors, displays, and fun events, (920) 682-9247.

Also June 26

• On-site Resident Managers for your convenience & security

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June 25 | MCHBA Parade of Homes, tour of homes throughout Manitowoc County, Thursday and Friday 4-8 p.m., Saturday and Sunday, noon to 4 p.m., (920) 684-6222. Also June 26-27 WI-5001321104

May 30 | Manitowoc Memorial Day parade and ceremony, Eighth Street, Parade at 9 a.m. and ceremony approximately 10:30 a.m. at the War Memorial, (920) 482-1643

Age 55 & Up Apartments available both locations

Crosswords: AMERICAN HISTORY

52. Short for Leonard 53. Italian automobile manufacturer 55. Proof of identification, pl.

57. *Fort _______, where Civil War began 60. *Cold War armed conflict locale 64. Beatle-_____, 1960s frenzy 65. Ostrich-like bird 67. Liquid excretory product 68. “In the _____ days” 69. Bother persistently 70. Xe 71. Galley slave 72. Public promotions 73. Direct one’s course of way DOWN 1. He was “Terrible”?

2. Bon Jovi hit “Have a ____ day” 3. Captain’s team 4. Shepherds’ flocks 5. “My ____,” song 6. Dental group 7. Hawaiian veranda 8. Not yet final or absolute 9. Wheel shaft 10. Competes 11. Up to present time 13. African sorcery 15. Kind of talk shared by lovers 20. Upward

ACROSS 1. Give this and they take a mile 5. 4 qts.

8. *Original one had six frigates 12. Small, olive-gray bird 14. *Given name of civil rights advocate Wells 15. Fairytale dust-sprinkler 16. Sour in taste 17. 1985 Oscar-winning Kurosawa movie

18. Small island 19. *FDR’s response to Great Depression 21. *U.K., France, Russia to U.S. in WWI 23. Salt in Mexico 24. Radio station location 25. Women’s undergarment 28. Bum 30. *Famous doctrine introduced in 1823 was named after him

22. An escapee who’s “on the ___” 24. Renaissance man’s jacket 25. *_____ vs. Board of Education, 1954 26. Like poodle skirt today, e.g.

27. Farewell in Paris 29. Slope or hillside 31. Indian flatbread 32. Saudi Arabian money 33. Tributary of Missouri River 34. *_____ Allen, key founder of Vermont 36. Heroin, slang 38. *49ers quest 42. Halves of diameters 45. Sultan’s cloak 49. Loose it on casual Friday 51. Folie _ ____ or shared psychosis 54. NBA venue 56. Spread by scattering 57. *The Louisiana Purchase transaction 58. Backward arrow command 59. Dignified manner 60. Rock cavities 61. Number of judges on Supreme Court 62. In a little while, old-fashioned 63. “Cobbler, cobbler, ____ my shoe” 64. Janitor’s tool 66. Insane

35. *Cold War enemies, slang 37. Novelty dance of 1960s 39. Middle measurement 40. Relating to the ear 41. Mount _____ in Israel 43. Indian nursemaid 44. It often precedes “havoc” 46. Scat singer Fitzgerald 47. Kamarupan languages 48. Chewy stuff in “Baby Ruth” 50. Cocoyam

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50 plus! . June 2011 . 7

Bicycling for Fitness and Fun

Let’s Ride

By Tara Meissner 50 Plus correspondent

Bicyles in Manitowoc, believes biking is one way to stay on top of fitness.

The aerobic exercise is a good way to MANITOWOC — During the elevate the heart rate in a low-impact bicentennial year of America’s way, he said. birth, Paul Hayner rode a Schwinn Paramount across the United States “It keeps the knees and ankles moving, as part of a three-month ride that took which a lot of people need especially him east to west from Williamsburg, as they get older,” Holsen said.

Va., to Astoria, Oregon.

Hayner rides a Gary Fisher Fast City There were about a dozen riders in a bike, a cross between a road bike and group and they left each day, logging mountain bike. He says, ideally, he’d about 75 miles a day, throughout the like to ride five times a week, but the summer. Then, in the best shape of his weather has dampened his goal. He life, Hayner could have ice cream and rides on trails throughout Wisconsin, malts every day and just burn it off. preferring the safety of the designated Thirty-five years later, the 58-year-old paths to the country roads surrounding Valders man is riding again, trying to his Pigeon Lake home. For a listing get back into shape. of Wisconsin trails visit the Bike Federation of Wisconsin’s website: “It’s something I used to really enjoy http://www.bfw.org/. doing, and I can’t see why I can’t do it now,” Hayner said.

Other Reasons According to Hayner, he needs to lower his cholesterol, blood pressure and weight, and returning to bicycling is one way he hopes to achieve that goal.

David Smith, 50, rides simply for pleasure and socialization and to save money on gas. You can see him sporting his refurbished one-speed 1953 Schwinn World Bike along the Mariners Trail, which hugs the west Dan Holsen, owner of Heavy Pedal shore of Lake Michigan. He takes

about 40 minutes at a leisurely pace to get from his north-side Manitowoc home to his business, Stumpjack Coffee Company in downtown Two Rivers.

“Always like riding relaxing,” Smith said.

bikes,

very

Smith also rides in organized outings with George Kapitz, owner of Broken Spoke in Manitowoc. They are putting together a vintage bike club. Smith says he enjoys the pastime and camaraderie of riding in a group.

On June 18 Broken Spoke is sponsoring the First Bike in the Park Charity Ride, where riders will travel from Manitowoc to Two Rivers. The event will feature an antique bike show and swap, food and drink, bicycle art show and sales, live music and a BMX Ramp Team. For information call Kapitz at (920) 652-0950.

“George (Kapitz) has done a lot for the sport; he’s really getting the interest growing,” Smith said.

For those new to riding, Kapitz recommends a “comfort bike,” on which the rider sits upright rather than in a tuck position, giving them less stress on the hands, neck and back. These bikes come with a comfortable seat and palm grips, and typically range from seven speeds to 21 speeds.

“It’s something to get on the road for a nice, comfortable ride,” Kapitz said.

He sells these bikes to the average rider, such as mom and dad taking the kids out, or to take camping, or for older people who haven’t rode in a long time. It is his best seller, with prices ranging from $300 to $450.

“These bikes are not built for speed, but are nice for a recreational ride,” Kapitz said.

Assisted Living with Style at Northland Lodge Wee ooffer W ffer tthe he w warm, arm, ccomfortable omfortable ffeeling eeling off hhome without ith t th dd d worries. i the added

For fitness, there are hybrids or cross bikes, and he also offers athletic bikes for serous riding, off-road mountain bikes and race bikes. “the old Two Rivers Hospital” “th

Call Cal ll ffor or m more ore iinformation nform mation and to pla plan for a tour WI-5001321139

Director of Tenant Services Call 920-794-6922 | 2500 Garfield St., Two Rivers

8 . June 2011 . 50 plus!

Another popular inventory item is the vintage bikes from the 1950s and 60s. They appeal to the nostalgic boomers and the younger continued on page 9

Full Moon Rides What: Monthly Full Moon Rides Where: Ride Broken Spoke, 1010 Washington Street Manitowoc to Stumpjack Coffee, 1606 Washington St. Two Rivers, and back at moon rise.

When: monthly corresponding to the full moon, next ride 9 p.m. June 15th Theme: Each month a new theme is selected, June’s theme is “TIKI” where riders are encouraged to wear Hawaiian shirts, cool Frank Sinatra-type hats, shrunken heads and mai-tais will be all the rage on that night.

Info: 920-652-0950 Heavy Pedal Group Rides What: Monday Night Group Ride Where: Riverview School Parking Lot - West of intersection of Rapid’s Rd. & Michigan Ave.-Manitowoc When: 5:30 – 7 p.m.

Description: A group ride that typically gets 10-15 riders. Average pace-20 mph.

Distance 27 miles. This ride will break up into two groups: A Group-Faster-----BGroup-Slower. The ride starts and finishes at Riverview School.

Info: 920-652-0888 Wednesday Night Fast Ride Where: Meet at Riverview School Parking Lot--West of Rapids Road & Michigan Ave. intersection When: 5:30 7 p.m.

Description: A group ride of typically 5-8 riders. Average pace-24 mph. Distance-27 miles with rolling terrain. The route is the same every week. You may be dropped on this ride.

Info: 920-652-0888 Thursday Night Group Ride Where: Meet at Pomps Tire, near airport on Menasha Ave. Ride ends at Investor’s Bank, intersection of Rapids Rd. & Michigan Ave. When: 5:30 – 7 p.m.

Description: This ride is intended for individuals that are new to riding in groups. A few seasoned riders will come along to show how to ride in a pace line, and give additional riding tips. 27 Mile ride, with a average of 18 mph. You will not be dropped on this ride.

Info: 920-652-0888

Bicycling continued from page 8 generation. These Schwinn and Raleigh brands have a spring saddle and ergonomic handles, like a nice comfort bike ride.

“I find them in rough shape and get them refurbished, ready for another 30 to 40 years of riding,” Kapitz said.

The Broken Spoke shop got him back into riding again, Hayner said. He approached the shop when he was looking to sell his Raleigh International bike he won at a photography contest during the crosscountry ride of 1976.

“I like how they are recycling bikes,” he said.

In addition to the Gary Fisher bike, Hayner purchased a recumbent bike from the shop recently and is still getting used to riding a “lazy boy on wheels.” This “new toy” is harder to ride up hills, and harder to maneuver around corners, but is more comfortable to ride, he said.

Kapitz will keep encouraging biking. A sign that hangs on his display window reads “Burn calories, not gas.”

Tara Meissner can be reached at tarameissner@yahoo.com or (920) 860-6957.

ADRC continued from page 2 every member will receive two years of identity protection through the Debix Identity Protection Network, at no cost to them. It is necessary to register for this protection within 120 days of the letter, which should have been mailed out in midMarch. Registration can be done by calling 855-434-8081. They will also reimburse any costs that may be associated with applying or thawing a credit freeze for a twoyear period on your credit file.

Market Vouchers Senior Farmer’s Market Vouchers will once again be available in Manitowoc County. Qualifying low income seniors age 60 and older may be eligible for $30 worth of vouchers than can be used on Wisconsin-grown fresh fruit or vegetables. Distribution dates have been set for June 3 at the ADRC office from 9 a.m. until noon and June 8 at the Two Rivers Senior Center from 10 a.m. until noon.

Judy Rank is executive director of the Manitowoc County Aging and Disability Resource Center.

David Smith of Manitowoc enjoys riding his bicycle, weather permitting, to his business, Stumpjack Coffee, in Two Rivers.

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50 plus! . June 2011 . 9

Get the Lowdown on Your Parents’ Finances When loved ones pass away, they leave a number of financial concerns behind for their family to square away. From banking records to estate plans, there are many loose ends that need to be tied up and most children are unaware of what awaits them when they start to delve into the paperwork.

While 60 percent of parents with adult children believe their children are aware of their financial situation, only 40 percent of children have at least an idea of what their parents’ income is. For the vast majority of Americans, they have never had a conversation with their parents about their financial plans, whether shortor long-term.

Much of this can be attributed to family dynamics.

Children don’t want to ask difficult questions for fear of seeming to be parenting their parents. The parents don’t want to burden their children with such concerns when their have their own families and problems to worry about. Whatever the reason, the lack of communication can lead to serious pitfalls down the road.

For children, finances can be a very tricky subject to broach with parents. They don’t want to appear as though they are eyeing potential inheritance money or feel like they are prying into private affairs. Besides, no one feels comfortable starting a conversation by asking how much money someone has.

The best approach involves children considering their

own plans. Think about your long-term options, such as estate planning and insurance concerns. Once you have explored your own course of action, it is easier to know what to ask when talking to your parents. It also leads to a natural conversation starter: “We just met with our lawyer and set up our estate plans. We thought we should share them with you just in case something should happen.”

With this approach, you are opening up a comfortable forum for discussion since you are making your parents aware that you have put thought into it and you are willing to share similar details of your life with them. Even if your parents don’t get into specific dollar amounts, it is important to learn where their funds are located and who they have designated as power of attorney in case they become unable to manage their own money.

One of the real benefits of a conversation like this is the give-and-take that can result. For both sides, they may learn about new options they can explore in their finances. They may discover an immediate resolution to a pressing concern, such as the use of a bill-paying service to alleviate financial stress, or be able to ponder a longer-term option of nursing home care. The more help available to make decisions results in better decision-making.

Of course, every parent-child dynamic is different.

While some parents may be willing to go right into a discussion of their finances, others may reject the topic

Paul Wallander is with The Fiscal Concierge, Manitowoc. Contact him at (920) 686-8810 or pwallander@thefiscon.com outright and be unwilling to discuss it. In a situation like this, it is best to not press the matter and let it go.

Wait a while and bring the subject back up at a later time. This may give your parents a chance to think the subject over on their own and warm up to the idea.

When they do begin to open up, it may only be in small pieces of information.

You may discover that your parents have made little to no plans regarding their estate and finances. The reasons for this are numerous, but it is up to you to be flexible in how you approach it. As long as you have openly addressed these concerns in your own life, you can help start them down this important path simply by mentioning it to them in the context of your own preparations.

Regardless of how your parents respond, be sure to be respectful. After all, you are discussing their finances and their wishes in regard to their future plans. In the long run, your patience and concern for their wellbeing will provide them a forum for sharing their concerns and will result in a smoother transition in each stage of life.

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The Final Word: Emmylou Stays True, Through Thick and Thin I have been in love with Emmylou Harris longer than I care to remember. Decades. Since the ’70s.

Unlike other loves, she has never disappointed me, she has never left me, she has never let me down. Not once.

I’ll confess I fell for her name first. Emmylou. How could you not fall in love with a gal named Emmylou?

And then, somewhere long ago, I heard her voice. In a dorm room perhaps, or maybe it was in my spartan first apartment where my only other company was James Taylor.

I always thought the two would make the perfect

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Craig Wilson is a USA Today columnist. cwilson@usatoday.com

couple, but I’m glad that never happened. I would have been green with jealousy. Her country-folk, her bluegrass, her honky-tonk ways were all mine.

Although she has evolved as an artist over the years — as all good artists do — I’m happy to report her voice remains as distinctive as ever. I’m not sure how to describe it. The New York Times’ Jon Pareles called it “slender but tangy and determined” the other day.

That sounds about right to me.

I might add a tad melancholy, too, which matched perfectly with my confusing post-college years.

Harris’ newest album, Hard Bargain, was released last week and, like all her others, will take a place of honor on my living room at Regency House*, shelf.

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And its songs, the majority written by Harris, will soon become part of my Emmylou Harris repertoire.

Like many of you, I’m sure, I sing along with my favorite artists. Only when alone, of course.

I don’t need to be in the shower. I sing when I’m

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doing the dishes. I sing when I’m ironing. I sing when I’m making the bed.

You would not confuse my voice for Emmylou’s, which is always in the background actually carrying the tune.

The Trio album she made with Linda Ronstadt and Dolly Parton becomes a quartet at our house. Lucky girls, I know. Lucky me.

Our dinner guests are accustomed to sitting through the two-CD Emmylou Harris Anthology, which covers her formative years from 1975 to 1990. If I Needed You with Don Williams, One of These Days, Save the Last Dance for Me. I always have and always will.

Every now and then my partner, Jack, will suggest we mix it up a bit, perhaps have someone other than Emmylou serenade us during cocktail hour. But why would we do that, I ask?

Emmylou, with her glorious silver hair, just turned 64.

I’ll be 62 in October.

It’s not too late to get together.

You know. Maybe make a little music.

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www.felicianvillage.org 50 plus! . June 2011 . 11

CommunityDedication This year, as Shady Lane, Inc. celebrates sixty years of quality care, we reflect on the dedication of our board, our staff, our donors, our residents and our community – all those we have served through quality, affordable care.

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Think of Us First for comfort of skilled care Designed for living with beautifully decorated and lovely gardens, Shady Lane offers skilled nursing care for short or long-term care, therapy services, social services and hospice care. Medicare and Medicaid Certified.

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12 . June 2011 . 50 plus!