2016 Dental Benefits: Use It or Lose It Use Your 2015 Dental Benefits Before They are Gone
All dental plans limit their benefits to a certain dollar amount, typically anywhere from $1,000 to $2,500 annually per each member of the family. If the benefits are not used by the end of the year, they are eliminated and the new plan starts at the beginning of the following year. The unused portion of the policy does not carry over to the next year. We recommend you contact our office to ensure you use any and all of your remaining 2016 benefits. When creating a treatment plan along with your dentist, it is recommended to submit pre-treatment requests for all proposed procedures prior beginning any dental therapy. It allows you to fully view what the scope of your financial obligations will be and plan accordingly. As the pre-approval process typically takes 30-60 days, planning ahead is the best method to take advantage of the full dental coverage without allowing the benefits to expire at the end of the calendar year.
Dental Insurance Coverage The most effective way to use any dental benefits coverage is to become familiar with the terms and conditions of the policy. Many insurance companies offer different plans with a variety of features, and they are typically calculated for a period of one year, but not always a calendar year.