ME & MY MENTOR
Fraud protection
Five ways to keep your company safe by Aneury Hernandez and Shaun Vernon, PNC Bank Q. "What are the most important things I need to do to protect my company from fraud?" Georgia is the number one state in the United States for fraud, and at PNC Bank we believe in protecting our customer’s accounts. Below are some tools customers should use to minimize the threat of being a fraud victim.
1.
Stay away from using debit cards for the business. When a debit card gets compromised it allows a fraudster to have direct access to your operating account. Minimize check usage. The United States is one of three countries still using checks. 70% percent of organizations experience check fraud. If you have employees who can’t open a checking account, try the pay card solution. The pay card will allow you to pay your employee on a Visa card, preventing
2.
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your payroll account number from being exposed. For businesses that write a high number of checks monthly, we highly recommend the Positive Pay solution. You provide your bank with a transmission of your check issue data and they match it against the checks presented for payment. If someone attempts to cash a check that isn’t on the file you uploaded the check will be declined.
3.
Shaun Vernon
As a VP Senior Business Banking Relationship Manager in the greater Atlanta area, Aneury Hernandez serves as a liaison to resources that help deliver services to support your business and its specific needs. Aneury addresses the credit and cash flow needs by understanding you and your business.
Shaun Vernon serves as a VP Food, Beverage, and Agriculture Business Banker at PNC Bank. He is a dedicated consultant for mid-size and large companies, offering his clients an array of financial solutions and services to assist with operational efficiency, optimizing cash flow and overall growth.
Aneury works with a team of specialists to help deliver solutions to simplify the financial challenges that many business owners may face.
Prior to his current role, Shaun worked with JP Morgan Chase as Business Banking Relationship Manager. Shaun has been in the banking industry for a total of 15 years in multiple roles including Branch Banking Manager, Assistant Branch Manager, Small Business Specialist, and Senior Small Business Banker.
Prior to joining PNC Business Banking, Aneury worked with Capital One Bank as a Business Banking Relationship Manager with a strong focus in lending. Prior to that he worked with Citigroup in New York as a Business Banker. Aneury comes as a seasoned industry expert with over 20 years of banking experience. Cell: 917.557.5680 Email: Aneury.hernandez@pnc.com
Shaun also travels the southeast region to speak with entrepreneurs regarding their goals and challenges within their respective industries. Cell: 404.287.4945 Email: Shaun.vernon@pnc.com
