Y O U R H O M E BUYING JOURNEY
Ginger & Co. Mission & our Company Team Structure Your New Home Steps & Process Expected Costs Next Steps Today's meeting
Our Mission mission is to create a fun and seamless experience by guiding you through every step of the buying process.
Our
Number1inagentcount,volume, &unitssold AgentBranded #1TrainingCompanyinthe World God,Family,Business CultureEmphasizesIntegrity& Transparency Why Keller Williams?
Since 2013 OVER 1,000 CLIENTS SERVED!
OTHER REALTORS...
THE GINGER & CO. DIFFERENCE
YOUR TEAM A s h l e y S t e l l T h e C l o s i n g s D e p a r t m e n t
NEEDS ANALYSIS Now, let's get to the fun part! What are you looking for in a home?
Home Buying Roadmap PREQUALIFICATIONMORTGAGE SHOP LOAN & LENDER FIND YOUR PROVIDESIGNWRITEHOME!NEXT&SUBMITOFFERCONTRACT&DEPOSITS INITIAL NEGOTIATESTARTMLSCONSULTATIONSEARCHVIEWINGHOMESRESEARCHPROPERTY&COMPSOFFER&BESTTERMSFORYOU! DUE DILIGENCE FIRST STEPS
DUE DILIGENCE Deposit check The seller takes the home off the market Financial Commitment Credited back at Closing Forfeit with Termination Negotiable Timeframe Inspections, Research, & Appraisal Negotiate any repairs Loan Approval Amount of Amount of NEXT STEPS
UNDER CONTRACT DUE DILIGENCE PERIOD APPRAISAL INSPECTIONS: HOME, RADON, & PEST LOAN VERIFICATION SETUP INSURANCE NEGOTIATE REPAIRS SETUP UTILITIES REVIEW HUD & GET CLOSING FUNDS FINAL WALK-THROUGH DEED RECORDED CLOSING GET KEYS & MOVE INTO YOUR NEW HOME! *CONTRACT PROCESS: NEGOTIABLE TIMEFRAME
What should I budget?
InspectionsDeposits & Appraisal Settlement Fees Due Diligence Money (amount depends on multiple factors) Earnest Money (amount depends on multiple factors) *Due Diligence & Earnest Money are negotiable Home Inspection $400 $550 Termite Inspection $75 $95 Radon Inspection $150 HVAC Inspection $135/per unit Additional Inspections (Septic, Well, Pool) as charged Appraisal $550 Survey: $650-$800 Closing Costs 2%-3% of Purchase Price Attorney Fee $995 Loan Origination Credit Report Setting up Escrow Account Title Insurance Recording Fees KWPR Transaction Fee Down payment is determined by your loan type & parameters Something to think about! Your first mortgage payment isn't typically due until a full month after the month in which you close!
For more information please visit GingerSellsTheTriangle.com