August edition

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New Delhi : Modi repeatedly referred to the central role of the country's one billion-plus population – which he dubbed “Team India” – in his government's development plans, saying the people alone will take India to new heights. He was addressing the nation from red fort on independence celebration. Speaking from the ramparts of the 17th century Red Fort, Modi pointed to need for a medicine to tackle graft, which was eating away at the country “like a termite”. He said the “poison” of casteism and communalism must be fought with the “nectar of development”. Modi repeatedly referred to the central role of the country's one billion-plus population – which he dubbed “Team India” – in his government's development plans, saying the people alone will take India to new heights. The Prime Minister, who has often been criticised for his silence on attacks on minorities by leaders of the BJP and the Sangh Parivar, said there was no place for casteism and communalism in the country.

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“Be it the poison of casteism or the frenzy of communalism, these have no place in the country and should not be allowed to grow. These ills have to be eradicated through the nectar of development,” said Modi, clad in a beige kurta, a matching sleeveless jacket and saffron 'saafa'. "If the unity of India is destroyed, then the dreams of the people are also destroyed," he said. Modi dwelt at length on the need to eradicate corruption during his nearly 90-minute speech. “I want to reaffirm that this nation will get rid of corruption. We can rid the country of corruption, we have to start from the top," he said. “Corruption is like a termite, it spreads slowly, reaches everywhere but it can be beaten with timely injections,” he said. Modi also declared that there had been no allegation of corruption against his government since it came to power 15 months ago. Modi, who spoke without the protection of a bulletproof shield, said his government had accepted the demand for OROP in principle but did not commit himself to a time frame for rolling out the scheme.

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Bhopal : Madhya Pradesh Chief Minister Shivraj Singh Chouhan posted on Twitter, "Remarkable success of @sundarpichai will inspire youth across the country to work towards their chosen goals with more dedication and zeal. Prime Minister Narendra Modi, Apple CEO Tim Cook and Microsoft CEO Satya Nadella were among the scores of dignitaries who took to the microblogging site to congratulate the IIT Kharagpur alumnus when he was named by Google's co-founder Larry Page as the next chief executive of the slightly slimmed down internet behemoth. Pichai had said he hopes to meet Modi soon as he thanked the Indian leader for his wishes. Pichai received a B Tech from the Indian Institute of Technology, Kharagpur and holds an MS in Engineering and Materials Science from Stanford University and an MBA from the Wharton School. He had joined Google in 2004 as its vice president of product management,

New Delhi : Bharti Airtel appointed Jinesh Hegde as Chief Executive Officer of its Sri Lanka operations. He takes on this role from Suren Goonewardene and will report to Ajai Puri, Director — Market Operations (India & South Asia), Bharti Airtel Puri said in a statement. “I am confident that his rich and diverse experience and able leadership will add immense value to Airtel's growth plans in Sri Lanka,” Prior to joining Airtel, Hegde worked with Uninor. He has over two decades of experience and spent the past 14 years in the telecommunications

industry, in both the consumer and enterprise space covering mobile, fixed line and enterprise business. Airtel launched its services in Sri Lanka in 2009 and offers mobile voice, data and enterprise solutions. With a network comprising 2G and 3G, Airtel Lanka's 3G presence is spread across 70 per cent of its network.

New Delhi : Making delisting norms easier, SEBI said promoters either will have to ensure that at least 25 per cent of minority shareholders participate in such a process or can demonstrate that the entire 100 per cent investors have been approached. The move is part of SEBI's efforts that a good percentage of minority shareholders participate in the delisting process. The Securities and Exchange Board of India said promoters either have to meet the condition that at least 25 per cent minority shareholders tender their shares or need to reach out to 100 per cent of the minority shareholders. In case the acquirer or the merchant banker sends the letter of offer to all the shareholders and provide a detailed account regarding the status of delivery of offer letter, the same would be considered deemed compliance under the provisions of the Delisting

Regulations, SEBI said. The regulator further said in case the acquirer and merchant banker is “unable to deliver offer letter to all shareholders by modes other than speed post or registered post, efforts should be made by them to deliver the letter of offer. In that case, a detailed account regarding the status of delivery of letter of offer... would also be considered as deemed compliance.” Recently, SEBI Chairman UK Sinha said that during delisting in the past, people had got away with just 2-3 shareholders participating in it. Earlier, in March, the regulator SEBI notified new regulations that reduce the time taken for completing the process and provide relaxations on a case-to-case basis. The timeline for completing the delisting process has been cut to 76 working days, from 137 calendar days (about 117 working days). At times, the process takes more than a year.

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where he led the team working on Google's Chrome browser and operating system. His alma mater Wharton had also tweeted on his promotion. ." New CEO of google and Chennai boy Sundar Pichai has expressed gratitude over the deluge of wishes extended to him on his promotion to the helm of the technology giant. "Its b e e n overwhel ming to see such generous and warm responses from many dear friends, colleagues and strangers heartfelt thanks," Pichai, 43, tweeted recently.

It is difficult, but not impossible, to conduct strictly honest business. -Mahatma Gandhi

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Indore : Indore Institute of Science and Technology (IIST) signed an MoU with the National Association of Software and Services Companies (NASSCOM) to launch global business for foundation skills (GBFS) and foundation skills in IT (FSIT) programme courseware developed by SSC NASSCOM for students. Executive director, SSC NASSCOM and vice-president Sandhya Chintala said, "The strategic alliance with the institute aims to offers GBFS and FSIR programme to all undergraduate students as an add-on course to enhance employability skills of students." She added that under the MoU, SSC NASSCOM would provide guidelines and recommendations for execution of GBFS and FSIR programmes, such as

faculty development and student training and assessment programmes. Chintala informed that SSC NASSCOM is a skill standard body of IT industry and select academic and skill development institution to help improve quality and quantity of employable workforce available to the industry. "These programmes will help students improve their understanding of basic concepts involved in software development, IT projects and BPM companies working ," said Chintala . IIST director Joy Banerjee said, "With this tie-up, trainings on technical and professional skills for engineering students will be made possible, which will help students fulfill the gap between demand and supply of professionally skilled engineers in the IT industry."

Indore : With an aim to create job opportunities for women entrepreneurs, an interactive session was organized by Federation of Indian Chambers of Commerce and Industry (FICCI) Ladies Organization (FLO). Sheroes.in founder and CEO Sairee Chahal said, "It is necessary for women to go digital. They should understand the power of internet and try to leverage the opportunities that are available." "At least 15,000 women from Madhya Pradesh have registered themselves. Women from tier-2 cities find it difficult to make their way in to the industry. But with advent of digital world, things are changing for the

good," she said. “We organize community meets, job fairs, special workshops, coachings, mentoring, community resources to help woman professionals. The response from women is getting better and growing number of them are coming forward. Indian women are extremely talented and they can exploit the opportunity, if given a chance," added Sairee. More than 50 women participated in the session. Aarti Sanghi, cairperson, Indore FICCI FLO chapter, said, "Today women are tapping their talent because of widespread digital awareness."

Indore : To meet future demands and ease traffic load on existing bus shelters in city, four new inter-statebus-terminals (ISBT) would be developed in Indore. Indore Development Authority (IDA) and Indore Municipal Corporation (IMC) have identified lands on city's outskirts for the same. District collector P Narhari along with IDA CEO Deepak Singh and municipal commissioner Manish Singh discussed the matter. Government is planning to construct one ISBT close to newly-constructed RTO building at Palda, and others at MR-10, Kesharbagh Road and on Mhow Road near IIPS College. "Four ISBT at entry points will also stop entry of outside buses into the city. City roads will then be only for city buses and local transport," said deputy collector Sandeep Soni. The bus stop at Palda which is expected to cost Rs 10 crore will help in reducing load on Sarvate bus stand, while bus stand at Kesharbagh Road will reduce traffic on Navlakha bus stand. Collector P Narhari said the existing bus stops are also being given a facelift.

EDITORIAL

N

o other development in international law has been more significant for India's corporate and business sectors than the Iran nuclear deal. India's businesses typically take no interest in geo-political issues but this is once that they ought to sit up and move in to exploit an advantage they would have over businesses from the western world. The agreement between the Islamic Republic of Iran and the "P5+1" group (the five permanent members of the United Nations Security Council plus Germany) can truly be a game-changer for Indian industry. The western powers have historically tried (and failed) to cripple Iran into a banana republic, and the latter has fought back valiantly (and successfully). Germany alone has maintained robust trade relations, despite deep inconvenience. To cut a long story short, the sanctions against Iran by the western powers has gone way beyond what the sanctions by the United Nations legitimately endorse. Sanctions by the United Nations are only restricted to arms, ammunition and contraband, while the sanctions from the western nations went beyond that and attempted to cripple the nation's financial systems and channels of funds. The idea was to be coercive with the republic and get them to wind down a nuclear programme, which was feared to be convertible into a weapons programme, that Iran kept insisting was never about making warheads. The bargain to resolve the impasse and lift sanctions has been inevitable in more ways than one. Against the teeth of the sanctions, Iran has built a reasonable quality in its infrastructure, good public transport, decent public health indicia, and

consequently bolstered Iran's resilient national pride. Iran's own internal politics is complicated and divisive - just the same type of divisiveness that one sees in other democracies such as India and the United States. The Department of Financial Services in the State of New York extracted an expensive settlement of $340 million from Standard Chartered Bank for allegedly helping Iran's trades - this was among the settlements that sparked international literature on the extortionate state of the United States' law enforcement policy, since defending oneself is so expensive that one would rather settle fights with state agencies. This was a case of a local prosecutor enforcing federal law - somewhat like Kerala Police harming entire careers of India's space scientists on charges of espionage against India. Even larger settlements ($9 billion against BNP Paribas for allegedly facilitating trade with Iran, Cuba and Sudan) have reflected even more poorly on the US. Indeed, Coca-Cola and Pepsi-Cola are widely available in Iran due to exceptions on "humanitarian" and "food supply" grounds. In the United Kingdom, the Supreme Court came down heavily on the government for harassing and seriously harming the interests of Bank Mellat, an Irani bank's operations in the United Kingdom. The upholding of the rule of law by the UK legal system in fact is still in play - proceedings for payment of damages by the UK to the bank are under consideration by UK courts now. Gradually, the lawless means of hurting Irani interests, all in the name of safeguarding the world from weapons of mass destruction - a

hollow phrase one has heard of earlier in the context of Iraq - had to give way. What does this mean for India businesses? If Indians get out of their stereotypical thinking and realise that Iran is neither like Saudi Arabia in cultural conservatism nor like Egypt or Morocco in being a pushover for other world powers, they would see the opportunities that abound there. First, Islamic capital markets entail sophisticated derivatives contracts (using put and call options to get around sharia limitations on payment of interest) and market players are highly sophisticated in appreciation of financial products. Second, the release of sanctions would pose immense opportunities for Indian players active in the banking and financial services back office industries, more particularly for the information technology industry. Third, and most importantly, if the agreement is operationalised, the sheer inability of an Indian business to trade with Iran because just doing so would lead to others who trade with these Indian businesses violating US laws would go away. India could well be the regional headquarters for multinationals entering Iran if India strikes good bargains with good treaties on investment protection and tax avoidance. Contrary to popular western and Indian middle-class perception, Farsi is far closer to Urdu than to Arabic. India is also physically closer to Iran than to China and the United States. And, for the record, in the Ease of Doing Business survey report of the World Bank, Iran ranks 130 out of 189 countries, while India ranks 142. In enforcing contracts, Iran ranks 66 while India ranks 186. This is an opportunity that Indian businesses can only ill-afford to lose.

Indore : There is a good news for Indore that The Madhya Pradesh government plans to develop a smart city on 300-acre non-processing area of Indore special economic zone (SEZ). The project will be developed on public-private partnership (PPP) mode, and the government will soon come out with tenders to select a developer. Indore SEZ, which is located in Pithampur, is spread over an area of 1,113 hectares. At present there are 47 operational units in the zone and five new units are under construction.Exports from the SEZ crossed Rs 3,919 crores in 2014-15 as against Rs 2,909 crores in last financial year, recording a growth of 35%. The state government has already given its nod to the detailed project report (DPR) and applied to the Centre for de-notification of the nonprocessing area.The smart city will be a self-sustained township with

- Pratibha Shrivastava “There is less to fear from outside competition than from inside inefficiency, discourtesy and bad service.� -Anonymous

modern infrastructure and amenities including residential, commercial, schools, clinics and banking facilities, government officials said. In this regard Audyogik Kendra Vikas Nigam (AKVN) Indore managing director, Manish Singh said."We have identified 300-acre land out of a total of 276 hectares (681 acres) in the nonprocessing zone of Indore SEZ for developing a smart city. The feasibility study has been done and the state government has already approved the detailed project report (DPR). We will come out with tenders to select a developer once the Centre de-notifies the land," The developer, who will be shortlisted through a national open tender, will prepare the master plan of the smart city.Once the master plan is approved by the departments concerned, work will begin and the developer will get the lease rights for the next 30 years.The Centre is likely to de-notify the land next month, officials said.

0 98930 98803


My favorite food is Kadi, Paneer ki Sabzi & Chapati. My favorite drink is Milk with Honey. My favorite sweet is homemade Laddu. While the US Treasury Department has broken new ground by announcing that an eminent woman will grace the face of the new $10 bill (her identity will be revealed later this year and the note will be released in 2020), the Indian Finance Ministry has gone back to an old faithful, much loved by the common man. Yes, the Rs. 1 currency note is making a comeback after two decades. The new avatar unveiled by the government in March is made of cotton rag with 110 micron thickness. It has the watermark of Ashoka's Lion with 'Satyameva Jayate' inscribed and carries the signature of the present Secretary, Ministry of Finance, and is dated 2015. Banks have also started distributing these notes in select locations. In December 2014, the government had announced that Rs. 1 notes will be issued and will be brought back in circulation. The government prints the Rs. 1 currency, while the Reserve Bank of India prints all other currency notes, according to the RBI Act. The re-launch of Rs. 1 notes, has also brought old notes to life. Some old notes in use now incidentally bear the signature of Manmohan Singh (Prime Minister during 2004-14) in his

capacity as Secretary, Ministry of Finance, with the year 1978 under the representation of the Rs. 1 coin on the printed currency. Whether old or new, the banknotes are legal tenders and people can use them freely. Irrespective of these specifics, the common man is happy. “It is very heartening to see the note staging a come back bringing back past memories,'' says Ismail, who runs a paan shop near the RBI regional office here. The new currency is also expected to address the severe paucity of coins in the market. In some cities including Hyderabad, people have been using their own private currency and adopting other modes of barter to tide over the shortage of coins. Now with the availability of Rs. 1 and Rs. 2 notes, this problem is expected to be eased, feel petty businessmen. There is a rich history behind the Rs. 1 note. A silver rupee was first introduced by Sher Shah who ruled Delhi between 1540 AD and 1545 AD. Afterwards, it was continued by the Mughals, the British and also by the government of independenct India. In 1994, the government stopped printing Rs. 1 notes

The world of barcodes is becoming vastly more interesting in recent times, with 2D barcodes allowing us to represent anything from URLs to invoices, which in turn allows us to connect physical images to applications in all kinds of interesting ways. Recently when a Canadian man Paul Hebert shared his dream of bar coding each and every species in the world and make it a vast library- one book one species then it becomes necessary to understand this technology. They're so common we barely even recognize them as technology. What is bar code? A bar code (often seen as a single word, barcode) is the small image of vertical lines (bars) of black and white and spaces that is affixed to retail store items, identification cards, and postal mail to identify a particular product number, person, or location. How it is read? A barcode reader is used to read the code. The reader uses a laser beam that is sensitive to the reflections from the line and space thickness and variation. The reader translates the reflected light into digital data that is transferred to a computer for immediate action or storage. Who make Bar codes? Officially International non beneficial agency GS-1 provides bar code. 110

countries including India are the part of this agency. Nominal fee is taken for providing bar codes. They are printed with special printers. Some companies like “Buyabarcode.com” “Barcodeone.in ” resale barcodes online. There are also free barcode generators available on internet. Types of Bar code There are three types of bar code Linear Bar Code A first generation, "one dimensional" barcode that is made up of lines and spaces of various widths that create specific patterns. Matrix (2D) barcodes A matrix code, also termed a 2D barcode or simply a 2D code, is a twodimensional way to represent information. It is similar to a linear (1dimensional) barcode, but can represent more data per unit area What information Bar codes consists? Bar Code gives detail about product name, its manufacturer name, quantity and date of production also provided. What are Its Advantages? Barcodes not only provide simple billing system but at the same time its quite useful for a store keeper and a librarian or any other person who uses it. When the goods entered the store its details are entered in a matter of seconds through bar code reader in the same way information stored in

New Delhi : Centre has asked banks to expedite the release of soft loans to millers to pay cane arrears. Sources said that millers have already submitted applications for about Rs 1,400 crore to different banks and loan has been sanctioned only in a couple of cases. As of now, the total cane arrear is over Rs 14,000 crore. cabinet committee on economic affairs (CCEA) had approved the scheme to provide Rs 6,000 crore soft loans to the sugar industry. It had decided to provide one year moratorium on this loan and to bear Rs 600 crore interest subvention. a government source said that "The CCEA has set the precondition that

the soft loan will be provided to only those units which clear at least 50% (of dues) before June. Millers have to get these certificates from the cane commissioners in states. Most of them are getting the letters and are subsequently filing them to avail the scheme. The number of applications is increasing," Top officials from departments of food, financial services and representatives from millers held a review meeting to assess the progress on Tuesday. Sources said that banks have been asked to bring more clarity about providing the loan so that more millers can be encouraged to avail this government scheme.

My favorite sports are wrestling (no dought) Ragbi & Cricket, favorite sports man are Rozer Fedrer (Tennis), Sachin Tendulkar (Cricket). My favorite writer are Munshi Premchand & Late Dr. APJ Abdul Kalam. My favorite book is “Andha Yug” by Munshi Premchand. Favorite Subject are Youth & Social Culture. My idol is my Mother, Guruji & those who are self made like Abdul Kalam . My favorite movie is “Sholey”. My favorite actor is Dharmendra, favorite actress is Meena Kumari. Last seen movie is "Tanu Weds Manu-2" at Mumbai. My favorite holiday destination are Jim Corbett National Park in Uttarakhand & Manali. My favorite destination outside India is Kuala Lumpur. My last visited place is South Africa. I always carry my Sport’s Kit & My Chyawanprash & natural food supplement like ashwagandha & Pure Honey.

Sangram Singh

FOR YOUTH Never give up. Keep Moving.

Indian Wrestler & Actor

computer when the product sold. You can also know the regular demand of a product. A Brief History In 1948 a supermarket executive came to the Drexel Institute of Technology in Philadelphia with a request. He wanted a technology that could encode information about his products. Two graduate students, Bernard Silver and N. Joseph Woodland, took up the challenge. Woodland became obsessed and dropped out of school to concentrate on it. That winter he was sitting on Miami Beach, dragging his fingers in the sand, when he had an idea for a series of lines of different widths that functioned like elongated versions of the dots and dashes of Morse Code—in other words, a bar code. You can also read barcode You can read bar code by using your smart phones. Apps like “barcode scanner”, “2D barcode reader”, etc like available which makes barcodes easy information provider. Recognize countries through bar codes In which country product is made can be known by the starting three numbers On bar code. Some countries starting numbers are like this India 890 America 000-009

New Delhi : Technology giant Google will make paid apps available for as low as Rs. 10 through its app store, Google Play to help expand the paid apps user base in India. “India continues to be a major growth opportunity for developers to reach new users on Google Play. We've heard feedback from you — our global developer community — that you'd like more flexibility when choosing how much to charge for your

China 690-695 Taiwan 471 France 300-370 Japan 450-459 More than 05 billion barcodes are scanned daily in world different retail stores. More than 5 million barcodes are used in all over the world. Bar code laser scanner works at speed of 200 scan per second. First Bar code was of circle shape. It was used in the Rail Road Car as a label but it became famous only after the development grocery store check out system First used on chewing gum The first barcode which could be scanned was used on chewing on 26 june 1974 in America's Ohio city. It was used by a grocery store on chewing gum pack. Patent was sold out of Poverty. Barcode was developed in Philadelphia by two students “Norman Joseph woodland” and “Bernard Silver” But due to poverty they sold their patent. After that IBM student “J. Laurer” took inspiration from “Woodland- Silver Model” and designed vertical barcode.

apps and games in India,” Google Product Manager (Google Play) Alistair Pott said in a blogpost. Developers can reduce the price of their premium titles and in-app products, to as low as Rs. 10, he added.“We hope this additional lower price tier will allow you to reach more users in India and help you continue to build successful businesses on Google Play,” Pott said.

“If you only do what you know you can do – You never do very much.” -Tom Krause

New Delhi : Despite interesting features in its new Windows version and backing of all major computing device makers, users in India may take a wait and watch approach. Analysts and some companies said that the launch is coming at a time when a lot of companies in India have moved into Windows 7 or 8. “There is no doubt that the platform is good but enterprises have many apps running and will have to wait and watch how they can manage this,” said Vishal Tripathi, Research Director, Gartner. The head of a billion-dollar Mumbaibased company, who did not wish to be quoted, said that he would prefer to see how this works before jumping into it. “For us, we do not want to be in a situation where our system goes through more complications as it would impact our day-to-day business,” he said. Other IT heads seem to have a different point of view. According to Sudeep Jit Singh, DGM-IT Solutions at Tata Communications, enhancements in security, along with secure and password-free way to log in are big draws. This development comes at an interesting time for the Redmondbased giant when an increasing number of new users in emerging markets like India are adopting Android and iOS. Recently, Gartner said that worldwide PC shipments totalled 68.4 million units in the second quarter of 2015, a 9.5 per cent decline from the second quarter of 2014, the steepest decline since the third quarter of 2013. Further, PC shipments are projected to decline 4.4 per cent in 2015. Device-makers seem to have their weight behind Microsoft. Lenovo, said it will begin shipping a wide selection of products preloaded with Windows 10. Similarly, Dell in a statement said that nearly 70 configurations of laptops and 2-in-1s and desktops and all-in-ones featuring Windows 10 are available on Dell.com and 51 Dell systems will be available.


- DR. APJ ABDUL KALAM “Don't take rest after your first victory because if you fail in second, more lips are waiting to say that your first victory was just luck”- APJ Abdul Kalam

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ormer President of India, Avul Pakir Jainulabdeen Abdul Kalam was hailed as an Indian scientist who served the President's term from 2002 to 2007. He studied aerospace engineering and physics and his last four decades were spent as an administrator of science. He was also hailed as the 'Missile Man of India' because of his tremendous effort in missile development. He was bestowed with many prestigious honours among which Bharat Ratna is also included. Early life and education Avul Pakir Jainulabdeen Abdul Kalam was born on 15 October 1931 to a Tamil Muslim family in the pilgrimage centre of Rameswaram on Pamban Island, then in the Madras Presidency and now in the State of Tamil Nadu. His father Jainulabudeen was a boat owner and imam of a local mosque his mother Ashiamma was a housewife. His father owned a ferry that took Hindu pilgrims back and forth between

Rameswaram and the now uninhabited Dhanushkodi. Kalam was the youngest of four brothers and one sister in his family. Kalam's ancestors had been wealthy traders and landowners, with numerous properties and large tracts of land. Their business had involved trading groceries between the mainland and the island and to and from Sri Lanka, as well as ferrying pilgrims between the mainland and Pamban. As a result, the family acquired the title of "Mara Kalam iyakkivar" (wooden boat steerers), which over the years became shortened to "Marakier." With the opening of the Pamban Bridge to the mainland in 1914, however, the businesses failed and the family fortune and properties were lost over time, apart from the ancestral home. By his early childhood, Kalam's family had become poor at an early age, he sold newspapers to supplement his family's income.

In his school years, Kalam had average grades but was described as a bright and hardworking student who had a strong desire to learn. He spent hours on his studies, especially mathematics. After completing his education at the Schwartz Higher Secondary School,

Ramanathapuram, Kalam went on to attend Saint Joseph's College, Tiruchirappalli, then affiliated with the University of Madras, from where he graduated in physics in 1954. He moved to Madras in 1955 to study aerospace engineering in Madras

Institute of Technology. While Kalam was working on a senior class project, the Dean was dissatisfied with his lack of progress and threatened to revoke his scholarship unless the project was finished within the next three days. Kalam met the deadline, impressing the Dean, who later said to him, "I was putting you under stress and asking you to meet a difficult deadline". He narrowly missed achieving his dream of becoming a fighter pilot, as he placed ninth in qualifiers, and only eight positions were available in the. Career as a scientist After graduating from the Madras Institute of Technology in 1960, Kalam joined the Aeronautical Development Establishment of the Defence Research and Development Organisation (DRDO) as a scientist. He started his career by designing a small helicopter for the Indian Army, but remained unconvinced by his choice of a job at DRDO. Kalam was also part of the INCOSPAR committee

I

magine walking into your friend's wedding and walking out an entrepreneur. Sounds impossible? That is what happened to Manisha Chopra, an engineer who was working in a bank in Australia. Stepping in for the makeup artist, who did not show up, at her friend's marriage turned out to be a life changer. The success of her bridal makeup put her on the path to developing an array of skin care products with natural ingredients that are currently used in 2,500 salons in India, Australia and Dubai. “My mom was a beautician and I had won awards as a henna artist and was the runner-up Miss Delhi in 2001. I got rave reviews after my maiden bridal make-up and it rekindled my passion,” she says. Not skin deep Manisha pursued her interest seriously. She learnt the latest techniques from experts such as Ray Morris in Australia (brand ambassador for L'oreal), Kevin James Bennet of the US and Sharon Blain for Hair. “My baby boy had eczema, a dry skin condition. That made me take interest in cosmetology as I looked for creams and moisturisers for him,” she says. She was convinced that chemicals used in skin care products are harmful, and set out in search of natural ingredients. “I looked at goji berries for their antiageing property, noni from Hawaii for its healing, spa mud from New Zealand, minerals from the Dead Sea in Israel and Argan oil from Morocco,” she details. She came up with an innovative idea for a massage product for eczema care. The natural oil, minerals and vegetable wax are made in the form of a candle that is lighted. The melted wax is used for massage. This was a unique product and first of its kind globally. “I consulted with scientists from Israel, France and Australia to formulate and test the new product,” she says.

The candles, launched under the SeaSoul brand in 2012, were a big success. “My son had 80 per cent relief from using it,” she says cheerfully. Manisha moved to India in 2013 and added more products to the SeaSoul line. She continues to engage with global experts for designing, developing and testing new products. Growing naturally SeaSoul has 90 products, including soaps, facial creams and body creams. It takes a minimum of six months to create a product, test it and get it certified, according to Manisha. Business has been growing and she expects revenues to grow three-fold within a year. So what's driving Sea Soul's success? For one, the focus on reducing harmful chemicals is appealing to customers. “Our products are free from Paraben, sulphates and many bleaching agents that are all harmful, but widely used in cosmetics,” she explains. Veena Kumaravel, founder of Naturals, a salon chain with 460 outlets that uses SeaSoul products, agrees. “SeaSoul's products are safe on the skin and we are confident of recommending it to our customers. There are not too many players who have a whole range of products including skin, spa, pedicure, at home care and single use packs,” she says. Many international brands offer beauty care products with natural ingredients. “These typically address

skin issues seen abroad. Indian skin problems are different. For example, blackheads caused due to pollution require different kind of product,” explains Manisha. Her strategy to work with salons is helping build trust among clients. “People trust beauticians for advice. Based on the skin type and the issue faced, they offer client-specific recommendations,” explains Kumaravel. This helps in having repeat customers. Glowing future From 1,000 clients and presence in 2,500 salons in the country, SeaSoul is expected to reach 10,000 salons in a year. “We plan to add 15 products shortly and enter the make-up segment soon. We are looking to have 150 products in our portfolio in 201516,” says Manisha. SeaSoul has a manufacturing facility in Israel and started an 8,000 sq ft plant in Gurgaon last year. The company earns 10 per cent of its income from Australia and Dubai. The 60-employee company has been running a boot-strapped operation so far. “We are looking for funding to expand in India and overseas,” says Manisha. Her husband, Sankalp Chopra, who is a co-founder, will be joining SeaSoul to spearhead business development. With natural, chemical-free cosmetic brands finding more favour among women, Manisha urges consumers to read the ingredient list and understand what the product really contains, before using it.

Goals are the fuel in the furnace of achievement. -Brian Tracy

working under Vikram Sarabhai, the renowned space scientist. In 1969, Kalam was transferred to the Indian Space Research Organisation (ISRO) where he was the project director of India's first Satellite Launch Vehicle (SLV-III) which successfully deployed the Rohini satellite in near-earth orbit in July 1980 Kalam had first started work on an expandable rocket project independently at DRDO in 1965. In 1969, Kalam received the government's approval and expanded the programme to include more engineers. In 1963–64, he visited NASA's Langley Research Center in Hampton, Virginia; Goddard Space Flight Center in Greenbelt, Maryland; and Wallops Flight Facility. Between the 1970s and 1990s, Kalam made an effort to develop the Polar Satellite Launch Vehicle (PSLV) and SLV-III projects, both of which proved to be successful.here thereafter, he died of cardiac arrest.


Presidency Kalam served as the 11th President of India, succeeding K. R. Narayanan. He won the 2002 presidential election with an electoral vote of 922,884, surpassing the 107,366 votes won by Lakshmi Sahgal. His term lasted from 25 July 2002 to 25 July 2007. On 10 June 2002, the National Democratic Alliance (NDA) which was in power at the time, expressed that they would nominate Kalam for the post of President, and both the Samajwadi Party and the Nationalist Congress Party backed his candidacy. After the Samajwadi Party announced its support for Kalam, Narayanan chose not to seek a second term in office, leaving the field clear. Kalam said of the announcement of his candidature : I am really overwhelmed. Everywhere both in Internet and in other media, I have been asked for a message. I was thinking what message I can give to the people of the country at this juncture. On 18 June, Kalam filed his nomination papers in the Indian Parliament, accompanied by Vajpayee and his senior Cabinet colleagues. The polling for the presidential election began on 15 July 2002 in Parliament and the state assemblies, with the media claiming that the election was a one-sided affair and Kalam's victory was a foregone conclusion; the count was held on 18 July. Kalam became the 11th president of the Republic of India in an easy v i c t o r y, a n d m o v e d i n t o t h e

Rashtrapati Bhavan after he was sworn in on 25 July. Kalam was the third President of India to have been honoured with a Bharat Ratna, India's highest civilian honour, before becoming the President. Dr Sarvepalli Radhakrishnan (1954) and Dr Zakir Hussain (1963) were the earlier recipients of Bharat Ratna who later became the President of India. He was also the first scientist and the first bachelor to occupy Rashtrapati Bhawan.

Death On 27 July 2015, Kalam travelled to Shillong to deliver a lecture on "Creating a Livable Planet Earth" at the Indian Institute of Management Shillong. At around 6:35 p.m. IST, only five minutes into his lecture, he collapsed. He was rushed to the nearby Bethany Hospital in a critical condition upon arrival, he lacked a pulse or any other signs of life. Despite being placed in the intensive care unit, Kalam was confirmed dead of a sudden cardiac arrest at 7:45 p.m IST. His last words, to his aide Srijan Pal Singh,

were reportedly: "Funny guy! Are you doing well?" Following his death, Kalam's body was airlifted in an Indian Air Force helicopter from Shillong to Guwahati, from where it was flown to New Delhi on the morning of 28 July in an air force C-130J Hercules. The flight landed at Palam Air Base that

afternoon and was received by the President, the Prime Minister, Chief Minister of Delhi Arvind Kejriwal, and the three service chiefs of the Indian Armed Forces, who laid wreaths on Kalam's body. His body was then placed on a gun carriage draped with the Indian flag and taken to his Delhi residence at 10 Rajaji Marg; there, the public and numerous dignitaries paid homage, including former prime ministerManmohan Singh, Congress president Sonia Gandhi, Rahul Gandhi, and Uttar Pradesh Chief Minister Akhilesh Yadav.

“Leadership is the challenge to be something more than average.” -Jim Rohn

• International von Kármán Wings Award from California Institute of Technology, USA 2009. • King Charles II Medal from Royal Society, UK 2007. • Honorary Doctorate of Science from University of Wolverhampton, UK 2007. • Ramanujan Award from Alwars Research Centre, Chennai 2000. • Veer Savarkar Award from Government of India 1998. • Indira Gandhi Award for National Integration from Indian National Congress 1997. • Bharat Ratna from Government of India 1997. • Padma Vibhushan from Government of India 1990. • Padma Bhushan from Government of India 1981. • Kalam's 79th birthday was recognised as World Student Day by the United Nations. • Received honorary doctorates from 40 universities.


E

very year Bollywood looks towards its superstars to deliver blockbusters so that the industry can benefit from it. This year, there were only sporadic successes. While Piku and Tanu Weds Manu Returns were gamechangers, Baahubali and Bajrangi Bhaijaan made the industry extremely cash rich. Even now these two films are earning money to the maker's enjoyment. The records these films made can make anyone proud of them. But it's time to know which among these two triumphed in terms of their box office collection and here it is… Baahubali as of now has earned more than 542 crore worldwide gross which is monumental. Indian Cinema has

never seen such unprecedented numbers by a regional film. It is made on a budget of around 250 cr which is the highest ever in Indian cinema. But Bajrangi Bhaijaan has been made on a budget of 60-70 crore which is nearly one-fourth of Baahubali's budget and yet the film has already gone beyond 550 crore worldwide much before Baahubali reached that magical mark. That means the Salman Khan's Bajrangi has earned manifold and is the most profitable film this year. Apart from that, Baahubali has also been released in many languages including Tamil, Telugu, and Hindi. It has earned nearly 111 crore with the dubbed Hindi version alone which

only gets added to its tally. But the – Salman Khanstarrer was released in only one version and it created all the records. It clearly proves that Bajrangi definitely edged past Baahubali in the profit and share race. Also, BB is a Salman Khan production so the actor apparently didn't charge a penny. As for Kabir Khan, he too did it for free with a cut in the revenue. Clearly, the film's production cost is completely based on where and how it was shot. In such a case, the return from investment makes this film even more profitable for Salman and others. Records or no, despite Baahubali's might, the naive Bajrangi Bhaijaan stole its thunder without trying too hard.

AsmitaSood who doesn’t know how to swim was recently made to shoot in a pool all night for a sequence in the show. The thought of jumping on her back in the pool gave Asmita panic attacks and it took an hour o f co n v in c in g from the director to make Asmita jump in the water. According to the sequence, Asmita slips and falls in the pool and Abeer jumps in to save her. Since the scene was of a party sequence, Abeer was dressed in a blazer and heavy boots which itself had a lot of weight.

Thus when the actor jumped into the pool, his clothes got heavy in addition to him having to lift an almost drowning Meher as well. That went up to 100 kgs of weight on our lead boy. Talking about the sequence, Asmita said, “It was such a nightmare as I am already scared of p o o l s because I do not know how to swim, on top of that Pearl had to carry me and save me from drowning, instead he ended up toppling over with me in his arms. I felt bad for Pearl as he had to take so much weight on him”.

Mumbai : The Small Industries Development Bank of India (Sidbi) signed a Memorandum of Understanding with Snapdeal, an ecommerce major in India, to provide financial support to its MSME vendors. The MoU was signed by Dr Kshatrapati Shivaji, CMD, Sidbi and Kunal Bahl, CEO, Snapdeal last month at Sidbi office in Mumbai. E-commerce is the buzz word in the global as well as domestic market. The MSMEs find e-commerce platforms like Snapdeal as a promising ground for increasing their business opportunities. The e-commerce sector in India has become four times its size, from $3.8 billion in 2009 to $17 billion in 2014, growing at a CAGR of 37 per cent. The sector is expected to cross the $100 billion mark within the next five years, contributing over 4% to India's GDP. Small Industries Development Bank of India (SIDBI), set up under an Act of Parliament, has been consis tently promoting, financing and developing the Micro,

power generation. The Ministry of New and Renewable Energy is evolving guidelines according to which all power producers in private and public sector would have to generate 10 per cent of solar power of their total installed capacities to lighten the smart cities. Meanwhile, Goenka said the company was also looking to acquire stressed thermal power projects. "We are evaluating opportunities. We are in talks with a couple of stressed power plant owners," he said without elaborating further.

New Delhi : India is expected to harvest record production of pulses, oilseeds and coarse cereals in this year's kharif season because of higher acreage under these crops so far despite the prediction of a deficient monsoon, Agriculture Minister Radha Mohan Singh said here. "There has been a significant increase in area under pulses, oilseeds and coarse cereals so far and we expect record production of these crops," Singh told media. In a related development, data from the food ministry showed that around 25 states and union territories (UTs) have put in place stock limits on pulses, onions and potatoes to prevent their prices from spiraling, while Assam, Himachal Pradesh, Meghalaya and Tripura didn't have any stock limit, but have made a licence mandatory for those trading in these commodities. The previous peak in coarse cereals and pulses output was 33.08 million tonnes and 7.12 million tonnes each achieved in the 2010-11 kharif season, while the record oilseeds output of 22.61 million tonnes was witnessed in 2013-14 kharif season. India Ratings(Ind-Ra) in a report

Kolkata : CESC Ltd has lined up a mega investment plan for renewable energy in the next 18 months. Sanjiv Goenka, Chairman of CESC, said at a press conference that the company intends to invest Rs 3,000 crore for generating 500 MW power from solar and wind power projects in Tamil Nadu, Madhya Pradesh, Gujarat and Rajasthan. Currently the company produces 75 MW power from renewable energy sources whereas it produces coal-fired power of 2,500 MW. The company has already started work at a proposed 15-MW solar power project in Tamil Nadu, which is expected to be ready in December, Goenka said. The Union Government has rolled out several incentives, including tax breaks for grid-smart renewable

Mumbai : Karachi : Former Pakistan captain Wasim Akram has said that he is in favour of resuming bilateral cricket ties with India.Akram said regardless of the political situation between the two countries it was necessary to have normal sporting ties. Asked about the recent statement by former India captain Sourav Ganguly, who had said that India should not play cricket with Pakistan until the situation improves between the two countries, Akram said he thought differently. "I believe that sports and politics should be kept apart and no matter what happens on the political front between India and Pakistan, cricket should be played," he said. Akram pointed out that when he captained Pakistan to the full tour of India in 1999 the relations between the two countries were very tense. "It was a tour where there was a lot of security around us and we mostly stayed inside the hotels. But we still continued playing cricket and it was a successful tour. I believe that bilateral Indo-Pak cricket ties must not stop," he

stated. Akram said he was a regular visitor to India and his observation was that people want to see both nations play cricket against each other. "The cricket ties will eventually help in the bigger picture," he said. The chairman of the Pakistan Cricket Board (PCB), Shahryar Khan told a television channel that as far as Pakistan was concerned the planned series with India in December was still on. "The series is still on and we are even willing to play the series in the UAE. I think a clear picture and decision will come in two months time regarding whether the series will be held in December," Khan added. The BCCI has given a cold response to play the series in December after the terrorist attack in Gurdaspur and fresh tensions on the LOC. Khan admitted that the PCB now didn't have much time to plan for the series. "We can't wait any longer than two months and we expect a final decision from the Indians in this time," the PCB chief stated.

Small & Medium Enterprise (MSME) sector since its inception on April 02, 1990. SIDBI continued its business model aimed at addressing the financial and non-financial gaps in the MSME eco-system. Some niche financial gaps addressed by the Bank are equity / risk capital, receivable finance, sustainable finance which

to include larger number of MSMEs in its fold, Sidbi tied up with a number of intermediaries to increase its outreach. MoU with e-commerce giant 'Snapdeal' is one such effort in this direction. The innovative financial products are growth capital / risk capital, receivable financing / reverse factoring, energy efficiency financing, micro finance etc. Snapdeal promoted by Kunal Bahl along with Rohit Bansal, is one of the India's most impactful digital commerce ecosystem, that creates life changing experiences for buyers and sellers. In its journey till now, Snapdeal has partnered with several global investors and individuals such as Softbank, Blackrock, Temasek and eBay Inc., Premji Invest, Intel Capital, Ratan Tata, etc For addressing the problem of lack of required financial assistance, Sidbi and Snapdeal have joined hands to enable latter's MSME vendors to scale up their online business through financial support from Sidbi.

includes energy efficiency (EE)/ clean production (CP) technology and services sector financing. Over the years, Sidbi has pioneered a number of innovative financial products and set up new institutions to cater to the diverse credit and noncredit needs of MSMEs. In its efforts

released last month , too, said production of kharif crops could touch a new record if rainfall during the rest of the monsoon season remains similar to that seen till mid-July. The agency is basing its optimism on the higher sowing of kharif food grain this year, which led to an increased acreage under pulses and higher reservoir levels than in FY15. Its optimism also comes from the 33

per cent more water in the reservoirs as of mid-July over the 10-year average. Reservoir level was only 12 per cent higher for the same period last year. Kharif grains represent 49.6 per cent of the total food grain output in the country and the sowing of this crop was 63 per cent higher by mid-July this year over the same period last year, when monsoon was poor.

“Price is what you pay. Value is what you get.” -Warren Buffett

In June, the average rainfall was 13 per cent more than the long-period average. For the year as a whole, sowing is currently 8.72 per cent higher than the normal kharif sowing area by midJuly. Total kharif crop sowing area as of July 17 was 56.33 million hectares compared to 34.63 million hectares last year. Sowing of key crops like rice, pulses and oilseeds is higher than last year. Paddy sowing is 4.4 per cent higher so far, but is 11.4 per cent lower than normal sowing. In case of pulses, sowing is 134 per cent higher than last year and 36 per cent higher than normal sowing, while oilseeds sowing are a whopping 234 per cent higher than last years and 44.7 per cent higher than normal acreage. Last year's bad monsoon pulled down kharif output to 124.60 million tonne from 128.69 million tonne in FY14. For kharif oil seeds, the probability of higher production is also brightened due to a 44.7 per cent rise in acreage from normal acreage. However, sugarcane, cotton, jute and Mesta are likely to be a shade lower than in FY15.


& varjhek ea/kku

Nagpur : The fear of drought created by the prediction of a weak monsoon by the India Meteorological Department(IMD) seems to have given way to cautious optimism. The change in mood is largely due to better-than-expected rainfall in the first half of the four-month monsoon (June to September). Rainfall has been well-spaced and quantitatively almost normal in most parts of the country. A good kharif harvest, therefore, can be expected, with the consequent positive impact on food inflation. Nothing can yet be said conclusively about rainfall in the second half of the season; but, in the past few years, it has been even better than in the first half. If that happens which seems quite likely as the monsoon now tends to remain active till late September instead of beginning to retreat from the first week of that month - the IMD may have gone wrong once again in its monsoon forecast. In fact, the IMD has erred in seven out of the past 12 years. This year, the IMD projected the total rainfall in the country to be 93 per cent

of normal in its long-range forecast made in May, and lowered it further to 88 per cent in the updated version in June. In its regional breakup of the rainfall, it projected that the country's key northwestern farm belt would get the least rain - some 15 per cent below normal. But this region has got the most rainfall among all the regions till now. The final picture will, of course, emerge only at the end of the season. Interestingly, the monsoon rainfall so far seems closer to the prediction made by the private weather forecaster, Skymet, than that of the IMD. Sky met anticipated a normal monsoon with the total likely rainfall at 102 per cent of normal levels. More significantly, it has stood by its prediction made prior to the monsoon season, while the IMD has chosen to modify its forecast after the onset of the monsoon. A good deal of investment has gone into upgrading the IMD's data gathering and computing systems, particularly after the 2004 drought which the IMD failed to foresee. It now has at its disposal a dense infrastructure of satellite-based automatic rain gauge

Vision without action is a daydream. Action without vision is a nightmare.� -Japanese Proverb

stations, facilities for upper air observations, a network of Doppler radars and a supercomputing system to ensure speedier collection, transmission and processing of data. Obviously, such resources for gathering first-hand weather-related data are unlikely to be available to private forecasters, forcing them to depend on secondary sources of information. Yet, they seem to make more reliable weather forecasts. The IMD, on the other hand, seems unable to gainfully utilise its resources, though it has been changing its prediction models quite frequently. The time has come for the IMD to look into this aspect with seriousness. It may be worthwhile for it to seek assistance from other local or foreign weather forecasting agencies which have better prediction records.


Sony reiterates commitment to India market New Delhi: Reiterating its commitment to the Indian market, Sony India today commenced manufacturing of its BRAVIA television in India on OEM partnership with Competition Team Te c h n o l o g y ( I n d i a ) P v t . Ltd.inSriperumbudur, Tamil Nadu.To begin with, Sony will start manufacturing two models, both Android TVs in the initial phase. The first shipment commences from today, 4th August 2015. In line with the company strategy, the decision to commence local production of BRAVIA television will boost the company's effort to cater to the overwhelming demand of Sony TVs for the Indian customers. This decision has been taken by Sony post reviewing all aspects of its manufacturing operations, market

situation and other factors such as product life cycle, lead-time and costs to ensure that the company remains competitive. Commenting on this development Mr. Kenichiro Hibi, Managing Director, Sony India said, “India has been an important strategic market for Sony and this development underlines our continued commitment to this market as well as our alignment with the Government of India's 'Make in India' program. “We see huge potential in the TV business as conversion from CRT TV to LCD TV by Indian customers is expected to accelerate over the next few years. There is also very high demand for technologically advanced products such as 4K and our newly launched Android TVs. Keeping in mind this buoyant demand from

Hyderabad : The kid who spotted the mistakes in a balance sheet of his dad's company as a nine-year-old has become the youngest Chartered Accountant in the country at just 19. Nischal Narayanam, who is hailed as a mathematical genius, has cleared the CA exam recently and is said to be the youngest in the country to have successfully cleared one of the toughest exams in the country. However, he will have to wait for two more years to sign on the balance sheets of the company as the Institute of Chartered Accountants of India (ICAI) doesn't enroll members less than 21 years. “The journey wasn't easy and a tough one. But I was determined to achieve it,” Nischal said. His mother, Padmavathy, who holds a Ph.D in Sanskrit from Osmania University, was the first to recognise his talent when he was just nine. “He was passionate about numbers and I was amazed at his skills.” The curious mother then checked the Internet to find mentors from across the world to guide his son on improving his mathematical skills. “He has mentors from across the world and is trained in methodologies of several countries in Mathematics and Memory,” she said. Her son had

New Delhi : The proposed Rs 20,000crore National Investment and Infrastructure Fund will function as a sovereign wealth fund like Singapore's Temasek and operate at "arm's length" from the government, Minister of State for Finance Jayant Sinha said. To be operational by the year end, NIIF will primarily focus on fund infusion in infrastructure projects -- green field, brown field and the stalled ones. “It will be a commercially oriented enterprise and will be located in Mumbai and operate at arm's length from government," Sinha said. "We will be hiring the best talent in the world for this institution so that they can assess and evaluate a variety of investment opportunities using the most sophisticated valuation techniques," he added. The government, he said, will ensure that NIIF operates like sovereign wealth funds such as Temasek (of Singapore) and the Green Investment Bank in the UK. Government's equity in the project will be capped at 49 per cent, he said, adding that the remaining portion will held by large business groups as well as provident fund, exhibited enormous talent as a child endowment and sovereign wealth and won several laurels from a very funds. Several countries have shown young age. His extraordinary memory interest in the fund, he said. and abilities enabled him to become the youngest 'Double Guinness World Record holder' in the category of memory, youngest World Memory Champion, one of the “7 brilliant brains of the world” as accredited by National Geographic Channel and youngest graduate in the history of Osmania University from where he completed his B.Com and M.Com. Deloitte International audit firm, where Nischal did his articleship for CA, recognised his amazing abilities and invited him as a special invitee and speaker at their Global Conference in Shanghai, attended by delegates from 190 countries. At Deloitte, Nischal is the youngest amongst their two lakh members, globally. Nischal also found 'Nischal's Smart Learning Solutions Pvt. Ltd' through which he designed and developed a Mathematics Laboratory that is adopted by hundreds of schools in the State. He plans to assist poor but talented students through the royalty he gains from this company.

customers in this market, it is likely that a big chunk of TVs sold in India may originate from this unit in the future.” he further added. BRAVIA is the highest selling category and contributes more than 40% to the overall sales of Sony India. With products now being manufactured locally, Sony plans to perfect its TV business operations in India and further strengthen its marketing and distribution channel. In FY14 Sony clocked sales of Rs. 10,600 crore.

NEW DELHI: The income tax department has notified tax return forms for non-salaried class, including companies, partners in firms and individuals deriving their income from proprietary business or profession. The Central Board of Direct Taxes (CBDT) has notified ITR 3, 4, 5, 6 and 7 for Assessment Year 2015-16. These forms are used by non-salaried entities to file income tax returns. As per the notification, companies and firms filing returns under ITR-5 and 6 would be required to specify whether they are Foreign Institutional Investors (FII)/Foreign Portfolio Investors (FPIs) and will have to furnish SEBI registration numbers. “E-filing of ITR 3, 4, 7 has been enabled and for ITR 5 and 6, it will be available shortly,” the I-T department said.

ITR-5 has to be filed by firms, Association of Persons (AoPs), and Body of Individuals (BoIs), or any other persons (other than individuals, HUF, company and person filing ITR-7). ITR-6 is to be filed by companies other than those which claim exemption under Section 11 of I-T Act dealing with income from property held for charitable purposes. ITR-3 and 4 are filed by individuals and HUFs who are partners in firms or those persons deriving income from a proprietary business or profession. The ITR-7 is meant for companies for belated filing of returns. The government has earlier notified ITR forms 1 (Sahaj), 2, 2A and 4S (Sugam) for Assessment Year 201516. These are used for filing income tax returns by salaried individuals.

NIIF will have a dual role of equity capital infusion in projects as well as getting the due diligence done for investment in infrastructure projects and have investors available for them, Sinha said. "We have obviously discussed this with the New Development Bank and we see them as a very valuable partner in being able to invest in these kind of projects. The dual mission is to have a pipeline of projects and attract co-investor as well. We think the NDB could be a coinvestor," he said. The New Development Bank, founded by the BRICS nations, is expected to roll out its operations by April 2016. Sinha said smart cities would be an important area of investment for NIIF. The Fund will be regulated by market regulator Sebi. The decision to set up the fund was taken at the meeting of the Cabinet headed by Prime Minister Narendra Modi earlier in the week. The NIIF is being established with an aim to maximise "economic impact" mainly through infrastructure development in commercially viable projects. The planned capital expenditure in the first quarter of current fiscal grew 38 per cent to Rs 31,051 crore from Rs 22,552 crore in the same period last fiscal.

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