WhatHouse? Local Wolverhampton

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NOV 3rd 2014

For all your local property news www.whathouse.com

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Local


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Local

ESTATE AGENTS www.whathouse.coM NOV 2014 | 3

essentials

Published by: Globespan Media Limited, 291-299 Borough High Street, London SE1 1JG Tel: 020 7940 1070 info@globespanmedia.com Colmore Plaza, 20 Colmore Circus,Queensway Birmingham B4 6AT Tel: 0121 2624146 www.whathouse.com Managing director: Daniel Hill Editorial director: Rupert Bates Editor: Keith Osborne ko@whathouse.co.uk Assistant editor: Stephen Maunder sm@whathouse.co.uk Designer: Peter Rogers peter@39zero.co.uk Sales director: Mark Edmondson me@whathouse.co.uk Southern sales director: Lesley Lawrence ll@whathouse.co.uk Sales manager (Midlands): Ben Marklew bm@whathouse.co.uk Sales executive (Midlands): Tori Collett tc@whathouse.co.uk Sales executive (Midlands): Wayne Smith ws@whathouse.co.uk Head of sales (London) Andy Lunn al@whathouse.co.uk Sales manager (London): Jay Ali ja@whathouse.co.uk Business development manager Richard Woodruff rf@whathouse.co.uk Account manager: Ann Chaloner ac@whathouse.co.uk Printed by: 39zero | Citrus Distributed by: Team

Have you put your move on hold until after next year’s General Election?

I

f so, you’re one of a growing band of would-be movers who are hesitating about taking that step due to the uncertainty of what may happen when we go to the polls, probably next May. This week, agents Strutt & Parker said that in some places, the property market is cooling because people are unwilling to leave themselves open to a potentially costly fall-out, dependent upon who ends up in power after the election. Both Labour and the Liberal Democrats have signalled that they would introduce a Mansion Tax on highend homes should they win the 2015 election. The typical threshold mooted is a property value of £2m. Both parties have indicated that it would be a progressive tax, with the liability increasing with the value of the home, and that the threshold would change in line with property prices. While many of us may only dream about living in a property of that value, big rises in property values in some areas – especially London – have brought an increasing number of properties within, or dangerously close to, this threshold. Stephanie McMahon, head of research at Strutt & Parker, said: “Agents are reporting a continued slowdown in some areas as buyers and sellers nervously await news on the upcoming general election and the potential for Mansion Tax. This is beginning to feed through into transaction levels.”

Say What? With this year’s tightening of mortgage lending criteria and the prospect of higher interest rates early in 2015 also contributing to homeowners’ uncertainty, it looks like the surging month-on-month increases in property prices should be slowing in the coming six months or so. No-one wants the momentum in the property market to be lost completely, but I think it’s probably a good thing that people are being cautious at this time. Remember how much trouble a gung-ho approach to lending and property speculation got us into a few years ago? If you do your sums and weigh up the uncertainties carefully, however, there’s no reason why you shouldn’t go ahead with your house-hunting in the mean time. I hope we can help in your search.

Keith Osborne Editor, WhatHouse?

Agent of the week Andrew Grant, principle at Andrew Grant estate agents Could you please tell me a bit about your company? I founded the company around forty years ago, at the age of 26. We started with one branch in Worcester and over the years we have expanded to twelve branches across the West Midlands in locations such as Stourbridge, Droitwich, Malvern, Hereford and Kidderminster, and we have recently opened new branches in Solihull and Ludlow. We have also acquired a rental business in Redditch and have an associate office in St James’s, London.

of more, especially given that we sell anything up to 45 properties a week. Are the recent pension reforms likely to result in more people investing in property? The pension changes could well have an effect as things progress. The market suffered from a long blip but confidence has returned and property usually represents a solid investment. I believe things will continue to improve, and we might well see more investors looking to build portfolios.

© 2014 Globespan Media Limited No part of this publication may be reproduced without prior written permission from the publishers. The greatest care has been taken to ensure accuracy but the publishers cannot accept responsibility for errors and omissions.

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TY ER OP M PR O L FR CA ER LO P E PA TH

NOV 3RD 2014

www.whathouse.com

Local

For all your local property news www.whathouse.com

What kinds of properties do you sell in the West Midlands? We sell a bit of everything, but our stock varies from office to office. Our core range of residential sale properties are priced between £150,000–500,000. I mainly deal with the country homes department, where the highest priced property we are currently selling is £9.5m. We see a real range of buyers, including professionals in search of bigger properties for their families, people selling companies and investing the money in property, buyers moving from London in search of better value and overseas investors, especially from Dubai. What attracts customers to your company? We are the largest independent agency in the West Midlands, and customers

like to deal with local people with local knowledge. We have a range of specialist departments, highly experienced staff and a reputation built on a long period of success. What are the market conditions like for residential sales in the West Midlands? We have found that the lower end of the market has improved considerably of late, with lots of movement up to around the £1m mark, although we’re still not quite seeing 2007 prices. Stock levels are getting slightly better, but we’re always in search

Help to Buy has generally been seen as a success in the West Midlands – but do you support its extension? I feel very much for first-time buyers – it’s been a tough time for them and I think it’s a good thing that Help to Buy has been extended. The real problem is that the government seems to judge the market based on London and the Home Counties, and doesn’t seem to realise that prices aren’t jumping by the same levels elsewhere. They are also too quick to take incentives away as soon as they really start helping people. There is now talk of the Bank of England setting interest rates to 3% in the coming years, and this certainly wouldn’t be a good thing for the market. Contact www.andrew-grant.co.uk; 01905 734734


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High Hill, Essington Village • Detached Bungalow • Three Bedrooms • Master Bedroom with Wet Room • Detached Good Sized Garage OIEO £299,999

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Sandy Lane, Cannock • Corner Plot Detached House • Four Double Bedrooms • Breakfast Kitchen • Conservatory OIRO £499,950

Tennscore Avenue, Cheslyn Hay • Extended Semi Detached • Three Bedrooms • Conservatory • Integral Garage OIEO £150,000

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The Spindles, Great Wyrley • Detached House • Four Bedrooms • En Suite to Master Bedroom • No Upward Chain OIRO £225,000

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Lichfield Road, Brownhills • Detached Bungalow • Four Bedrooms • Utility Area • Loft Room/Study OIRO £269,995

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Millers Walk, Pelsall • Spacious Detached Home • Four Bedrooms • Two Reception Rooms • Detached Games Room IRO £275,000

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St Peters Close, Stonall • Detached House • Four Bedrooms • En Suite • Double Garage OIRO £350,000

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Do you know how much your home is really worth? Find out with our FREE valuation service. It’s a quick and easy process that you can carry out online or over the phone. Visit www.whathouse.co.uk/free-valuation or call us now on 0121 262 4146.

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For information on all our developments call 01384 446 201 or visit our website www.kendrickhomes.co.uk *Help to Buy available on homes up to £600,00. Terms and conditions apply. Photographs show a typical Kendrick home interior.

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12 | NOV 2014 www.whathouse.coM NEW HOMES

B

ellway Homes has opened its new sales centre at Digby Court in Solihull to prospective buyers. The development is being built upon the grounds of the former Bishop Wilson School in Pike Drive following the school’s move to new premises in nearby Chelmund’s Cross. Solihull Metropolitan Borough Council approved plans for the development in April and work was underway soon afterwards. Bellway will also fund 64 affordable rented homes for local people, invest £100,000 in an all-weather sports facility, pay for improvements at the nearby Meriden Park, create a landscaped green area within the homes and pay £178,000 towards a new drainage system. Bellway sales and marketing director Stephen Rose said: “North Solihull is growing in popularity due to the scale of the regeneration taking place here. Our previous developments in the area have all proved to be big successes and have sold extremely quickly. We’re expecting Digby Court to follow suit. “This development offers something for everyone. It provides a variety of properties ranging from one-bedroom apartments to four-bedroom houses. We are also providing a substantial number of affordable homes for local people, which is an important part of

New homes coming soon to North Solihull Sales advisor Sheila Hawkins and site manager Alex Lacey at Bellway’s new Digby Court development in North Solihull.

our role in the regeneration project.” These stylish new homes in North Solihull are served by several local primary and secondary schools, including St Anne’s Catholic Primary School and

Windy Arbor Junior & Infant School, which are both located just a short walk from the development. Nearby secondary schools include CTC Kingshurst Academy and John Henry Newman Catholic School.

Digby Court is also served by excellent transport connections. Marston Green train station is located within a short drive and offers direct and regular services into Birmingham New Street and Coventry. These contemporary new homes also enjoy good road connections, with the M6 and M42 easy to access and Birmingham International Airport within a ten minute drive. Regeneration work in North Solihull began in 2005. Since then Bellway has built hundreds of private and affordable properties. New schools, shops, health centres, and community centres have been built thanks to money raised by the sale of land from Solihull Metropolitan Borough to Bellway. The company has also invested money to improve the infrastructure across the area. Bellway is also currently building at Centric Mews in Smith’s Wood, where there will be a range of one- and two-bedroom apartments and two-bedroom houses. Elsewhere, work is almost complete at Hazelmead in Lowbrook, a development which became Bellway’s fastest-selling in the West Midlands region. For more information ahead of the show home opening on November 22nd, you can visit www.bellway.co.uk or call the marketing team on 07805 745 878.

Canalside development of just 14, 3 & 4 bedroomed homes FREE CARPETS for reservations taken this weekend

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10 3

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W O N D E R F U L H O M E S

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This development is backed by the governments Help to Buy scheme

Why Rent When You Can Buy? Yo u c a n ow n o n e o f t h e s e brand n ew h o me s w i t h a s l i t t l e a s a

*

£7,000 deposit

5

just

% deposit

The Help to Buy scheme makes it possible to buy a brand new home with as little as a 5% deposit. With a Help to Buy equity loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage. You won’t be charged interest on the 20% loan for the first five years of owning your home.

Buyer’s 5% deposit

Government’s 20% loan

75% mortgage from commercial lender

£7k £28k £105k

Example House Value

£140k

The above figures and diagram are for illustrative purposes only. For specific figures and further details please contact the selling agent. *Subject to individual circumstances and terms and conditions.


ShoWhome NoW oPeN

The wait is over!

Visit The Birches, off Dixon Street, this weekend to view the beautiful new showhome at this exciting development of 2, 3, & 4 bedroom homes. Excellent starter and family homes.

Be quick and take your pick! SaleS office and Showhome open ThurSday To monday, 10am - 5pm

amazing specification

includes:

Contemporary kitchen with upstands Integrated dishwasher & fridge/freezer Stainless steel oven, hob & hood Fitted wardrobes & en-suite to master bedroom* Turfed garden & block paved driveway

t: 0845 652 2491

THE BIRCHES

e: kph.thebirchessales@kier.co.uk

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sales hotline: 0800 285 1082

Willcock Road, off Dixon Street, Wolverhampton WV2 2DA

27-10 Interior photographs from a typical showhome. *En-suites to selected plots.

your home, your location


HELP TO BUY AT

Chestnut Walk, Bilston 2, 3 & 4 bedroom homes available from only

£124,995 PURCHASE PRICE

£99,996

*

HELP TO BUY PRICE

Visit: redrow.co.uk/chestnut Call: 01902 471172 Chestnut Walk Bankfield Road, Bilston West Midlands WV14 0TW Open Daily, 10am ~ 5.30pm Help to Buy is a Government backed initiative in partnership with housebuilders. *Shows price with 20% loan assistance. Available on selected plots, subject to status, terms and conditions. Help To Buy cannot be used in conjunction with any other scheme. It is highly advised, for a swift, smooth transaction that an IFA/Solicitor advised by Redrow Homes is used. Offer cannot be used in conjunction with any other Redrow offer. Image typical of a Redrow homes. Price correct at time of going to press. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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