January 2014 web

Page 1

COMPLIMENTARY

A Publication of the Granbury Association of REALTORS January 2014

GranburyRealtors.com


call pam today! 817-219-0456 R E A L

E S T AT E

w w w. K n i e p e r Te a m . c o m

www.KnieperTeam.com

Pam Knieper owner/broKer

Offered at $339,000

Lovely 3 Bedroom, 4 bath home with outstanding views and a great floorplan.

Offered at $889,000

Huge cabin estate on 24+ tree filled acre with a private lake and huge porches. MUST SEE.

Š 2013 KNIEPER REALTY, INC.

Offered at $199,900

DeCordova Bend country club home with great floorplan and nice yard.

Offered at $375,000

3,700 sqft executive home walking distance from the golf course and club house.

Offered at $699,000

Fantastic mainbody waterfront home in Mallard Pointe. Theater and all tv’s stay!

Offered at $710,000

Waterfront estate on park like lot with huge trees, tons of space, fantastic views.

The Waterfront Experts

817.219.0456

Offered at $259,900

New construction! Top of the line new home in upscale area close to everything.

Offered at $74,900

2 bedroom, 2 bathroom condo in Pecan Plantation close to the club house.

Offered at $299,900

Condo in Harbor Lakes on the golf course with 3 bedrooms and 2.5 baths.

...and THE Authority on Real Estate.


LINDA BLANKENSHIP

Steve Cook 32 Years Experience Multi Million Dollar Producer

Broker Associate

Cell: 817-929-3905

26 Years Experience Multi Million Dollar Producer

RE/MAX Lake Granbury

817-579-1504

4810 Hwy. 377 E. Granbury, Texas 76049

REALTOR® Associate

Cell: 817-219-5774

Each Office is Independently Owned and Operated

218-TOWNHOME! Great location near everything in town. Over 1500 sq.ft., spacious 2 bedrooms, 2 bath, formal dining, large master suite with fantastic bath. Large living area, fireplace, covered patio. Lawn care & outside maintenance included. $124,900 MLS# 12005373

243-IMMACULATE 3/2/2 ON OVER 3/4 ACRE FENCED LOT ON FT WORTH SIDE!! Open concept living/formal dining. Great kitchen w/breakfast area. Fireplace, wood blinds, 2 storage buildings + above ground pool. DON’T WAIT!!! $149,500 MLS# 12050302

285-ON HIGHER GROUND - SPECTACULAR VIEWS FOR MILES! 3bd/2ba, split bedrooms, granite counter tops, walk-in pantry, built-ins. Covered porch, open patio, attached garage, workshop, RV drive through. $219,000 MLS# 11996514

262-GOLF COURSE HOME! Great location in DeCordova Bend Estates, fantastic view overlooking the 11th hole. Spacious 3-2½-2, stone home, huge living area, large covered patio and deck perfect for entertaining. $149,900 MLS# 11995308

231-A LITTLE BIT COUNTRY 2/2.5/2 W/RV garage, shop, fenced back yard w/pool and storage building. 2 living areas, formal dining, split bedrooms. Tons of updates, granite counters, tile and lots more! $179,900 MLS# 12026654

268-DECORDOVA BEND, recently updated! Wood floors, granite kitchen tops, beautifully decorated. You can move in and start enjoying this spacious 3/2/2, surrounded by large oak trees. Great location, and priced to sell. $167,500 MLS# 12004668

405-JUST OFF MAINBODY! With open concept living/dining, 2-2-2cp, huge den with tons of glass & fireplace! Additional game room. 15X12 building would be a great guest house. Large dock with huge deck! AWESOME! $209,900 MLS# 12047697

294-LARGE FAMILY? This is the perfect home, 5 bedroom, 4 bath, study, large open living area, large kitchen. In ground pool, large corner lot, great trees, circle drive, oversized covered patio. $239,900 MLS# 12050253

415-WATERFRONT, LAGUNA TRES! Excellent location in established neighborhood, large oak trees, extensive rock work, very convenient to town. Spacious 3 bedroom, large open living area, great views, formal dining, large kitchen with island & bar. $249,900 MLS# 12012356 803-MOVE TO THE COUNTRY! 16.9 ACRES, custom built, approximately 2970 sq.ft., large open living area, huge master suite, oversized covered patio. Surrounded by large oak trees, sandy soil, very private location. $314,900 MLS# 11933710

266-BEAUTIFUL HOME WITH MANY UPGRADES in wonderful neighborhood!! 3-2-2 open concept with split bedrooms. Large fenced yard. Across from the lake!! Mint condition. $179,500 MLS# 12043994

251-HISTORIC GRANBURY!! 3bd/2ba on quiet street close to square. Open concept living, dining, kitchen. Split bedrooms. Great outdoor living area on shady deck. 2 car garage too! $219,500 MLS# 11952052


Scan the QR code to visit our website.

WWW.GRANBURYREALTORS.COM

ASSOCIATION EXECUTIVE:

ADVERTISING & STORY SUBMISSION Emily Graham AE@GRANBURYREALTORS.COM

Are You Prepared to Evacuate in an Emergency? Page 6

What You Should Know About Your Home and Your 2013 Taxes Page 15

MEMBERSHIP SUPPORT:

Ilse Farrell SUPPORT@GRANBURYREALTORS.COM Taking Out a Mortgage Next Year? Plan for a Bigger Pile of Paperwork Page 16

All real estate advertised in this publication is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination based on race, color, religion, sex, familial status, handicap, or national origin, or an intention to make any such preference, limitation, or discrimination”. This publication will not knowingly accept any listing or advertising for rental or sell of real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this publication are available on an equal opportunity basis. The Homes Guide is published by GAR, 2504 James RD, Granbury, Texas 76049 * (817) 3262530. All information in this publication is believed to be accurate, but is not guaranteed. All information should be independently verified by the customer. GAR assumes no liability for any advertisement in this magazine. GAR reserves the right to refuse advertising space to anyone for any reason. Any reproduction, in whole or in part, or any commercial attempt to cover or alter the appearance of this publication without the written permission of GAR is expressly forbidden. All rights reserved.

BOARD OF DIRECTORS: PRESIDENT: PRESIDENT ELECT: PAST PRESIDENT: SECRETARY: TREASURER: DIRECTOR: DIRECTOR: DIRECTOR: DIRECTOR: DIRECTOR: TAR DIRECTOR:

Jerry Williamson Donyce Parish Kimberly Shook Carla Bandera Beth Shearon Jane Mouhot Laura Life Tammy Dill Rick Durmon Lynn Dirks Lee Overstreet

2014 COMMITTEE CHAIRS

FINANCE: Beth Shearon GOVERNMENTAL AFFAIRS: Pat Correll MEMBERSHIP: Kyrstin Zimmerman MULTIPLE LISTING SERVICE: Gary Proctor PROFESSIONAL DEVELOPMENT: Star Tull TREPAC: Kimberly Shook STRATEGIC PLANNING: Kay Bailey SPECIAL EVENTS: Kylee Peterson

2504 James Road, Granbury, TX 76049 · PHONE: 817-326-2530 · FACSIMILE: 817-326-2545 · WWW.GRANBURYREALTORS.COM


RE/MAX Lake Granbury

Alicia Tibbets

Each Office is Independently Owned and Operated

(817) 946-3303

4810 E. Hwy. 377, Granbury,Texas 76049 (817) 579-1504

REALTOR

EXCEPTIONAL BRAZOS RIVER HOME ON 2.140 ACRES. 4 bedrooms, 3.5 baths, 3 car garage, 2 living areas, huge gourmet kitchen, lots of storage, large garden room. Wood burning fireplace in den and master bedroom. Totally remodeled. Move in ready! $380,000


Are You Prepared to Evacuate in an Emergency? By: Deirdre Sullivan Published: October 11, 2013 When stuff hits the fan and you need to flee your home, being organized is the best way to protect your home and family. How to Get Ready Now Evacuations in the U.S. are more common than most people realize, according to FEMA. Natural disasters aside, people are forced to leave their homes hundreds of time a year because of transportation and industrial accidents. Here’s a list of things you can prepare now in case your home is ever in harm’s way: Have a grab-and-go kit. Include essential supplies, such as water, food, and first-aid supplies. Have copies of important papers. Keep these in a plastic, waterproof case. FYI, this stuff is priceless, because you may need to prove who you are and that you own your house. Include: • • • • • • •

Your driver’s license. The deed to your house. Proof of insurance. Medical records. Passports. Social security cards. A list of personal contacts.

Safeguard pets. Make sure they’re micro-chipped and have I.D. collars. Create pet grab-and-go kits that include leashes, medications, meal bowls, and three days worth of food and water. Prep your yard. Maintain your trees and shrubs so diseased or weakened branches won’t fall down and damage your property. Know your utility shutoffs. Learn now how to safely shut off all utility services in your home. FEMA has tips for shutting off electricity, water, and gas. Note: To turn off gas you may need a special wrench. Stockpile sandbag materials. If you live in a flood prone area, keep sandbags on hand or the materials to make them. It takes 100 sandbags to create a 1-foot-tall wall that’s 20 feet long. If you’re filling bags on the fly, two adults can create the wall in about an hour.

Clear your yard. Remove any objects hanging on trees or your home’s exterior, such as birdhouses and wind chimes -- they can break off in high winds and cause serious damage. Bring inside anything that’s not nailed down including lawn furniture, trashcans, toys, and garden equipment. Shut off utilities. Turn off electricity, water, and gas. Doing so will help prevent additional dangers including flooding, fire, and explosions. Keep in mind, you’re going to need the utility company to turn your gas back on when you return home. Windproof windows and doors. If you don’t have storm-proof shutters, fit plywood coverings over all windows. (FYI, using just tape on windows is not recommended because it will not stop windows from breaking, just shattering.) Protect indoor stuff. Move valuables to higher levels in your home to prevent water damage. As an extra measure, wrap electronics and furniture in sheets, blankets, or plastic drop cloths. Gather up pets. If it’s not safe for you to stay, it’s not safe for Fido. Make plans to stay with friends or at a pet-friendly hotel -- most emergency shelters will only accept service animals that assist people with disabilities. Lock your house. Because crooks and looters take advantage of evacuations, lock all doors and windows and don’t leave house keys in an obvious place, such as a mailbox. Important Stuff to Remember Whether the order is voluntary or mandatory, if officials in your area tell you to evacuate, you should do so before things get worse. Although laws vary from area to area, you may receive a hefty fine or face a jail sentence if you don’t follow a mandatory evacuation order. Failure to follow an evacuation order can place your life in danger by leaving you stranded in an area with no basic services or food and water. When you return home after an emergency, don’t use matches, lighters, or any sources of flame or spark until you’re 100% certain that you don’t have a natural gas leak inside your home -- you’ll need a gas company service technician to confirm that it’s safe.

When It’s Time to Evacuate

Stay Informed with Emergency Alerts Smartphone technology has made it easier to receive disaster alerts free of charge. You’ll automatically receive alerts if you have a phone capable of receiving Wireless Emergency Alerts (WEA) and your wireless carrier participates in the program. To find out if your mobile device is capable of receiving WEA alerts, contact your mobile device carrier or visit CTIA - The Wireless Association.

Before you pick up and go (and if you have enough time) follow these steps -- they’re designed to protect your pets and help prevent property damage:

Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.

Protect windows. If you live in an area susceptible to hurricanes, install shutters that are rated to provide protection from windblown debris.

Granbury Association of REALTORS page 6


$389,000

$449,000

$329,000

thiGreat waterfront deal! Seller motivated. Huge wall of windows, live oak shaded back yard, great dock and upper balcony. Home is updated and ready for new owners!

Better than new knockout waterfront! Dock, fence and incredible back paito oasis with spa and kitchen. Granite counters, SS appliances, wood floors, awesome master retreat.i

Exceptionally well built home. 3-3.5-3 in Pecan Plantation. Beautiful views and close to front gate. 2x6 walls, upgraded HVAC, travertine tile floors, granite counters, spacious rooms! Trees!

$347,500

$489,000

$145,000

Old world beauty abounds in this luxurious new home. 3-3-3 waterfront with handscraped hardwoods, granite counters, SS appliances, wine nook, wall of windows, near shopping & dining!hi

Stately updated 4-3.1-2 home on 5+ Great home close to town with a fenced acres. Beautiful hardwood floors, country feel. Huge backyard with new new decorator paint, granite counters, fence and screen porch. Updated bonus room, formal dining, study. kitchen with granite and updated baths. Complete with pool in upscale area! Large rooms and closets!


UNITED REALTY PROFESSIONALS

Felicia Peters,

ABR, CRS, GRI, SRES Broker Associate

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felicia@feliciapeters.com www.feliciapeters.com Imagine country club living at this affordable price. Amazingly spacious home in DeCordova Bend. Kitchen is open to the living room. New carpet, fresh paint and an extra play room for kids and adults alike. Huge pecan trees in this delightful yard. $124,900

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817-578-0555

One owner home on the main body of Lake Granbury. Very nice open floor plan. With lovely mature trees well groomed landscaping and 2 car garage. Wood floors in both living areas and kitchen. $299,000

Beautiful Craftsman style home in the heart of Granbury. Upscale amenities include granite counters, hardwood floors and so much more. Walk to Hewlett Park, the Square or the beach. You’ll love the convenience and charm of a newer home in the Olde Town of Granbury. $265,000 Fantastic 1.6 acre lot on the main body of Lake Granbury in desirable subdivision. Owner has planted many live oak trees to surround your new home. The sea wall is in place. You wont find a better home site on Lake Granbury! $249,000

Seven and one half acres of rural land in Tolar TX. There is an older frame home which was moved to the property in 1979 and an older doublewide which convey. There is a well and septic system. $120,000

Darling three bedroom 2 bath home on the Fort Worth side is neat as a pin and so affordable! $129,000

9615 Murifield Pecan Plantation Extraordinary Custom Boggs & Whitecotton Brick & Stone on Nutcrackers #6 *Arches, Eyebrows, Bullnose, Gas log Fireplace, Crown, Study with Patio, Huge Master, tons of built-ins, Screened Porch $380K 5407 Comanche Vista DeCordova Bend ‘92 Brick*New Roof, Open Concept, Great Yard, Remodeled Kitchen, Sunroom, Split Plan 3/2 /2 + a golf cart garage Plank Floors $192,500 4516 Overlook Ct.DeCordova Bend Townhouse*3/2/1 Cute as a button*20x12 Living Area with Laminate Floors, Corner Wood Burning Fireplace, & Wet Bar*Full Utility Room, Lots of Storage, Two Bedrooms Up $129,900 5330 Fairway Circle Limestone Home in DCBE on wooded lot! 60 year old Oak hardwood on this 4BR 3 Bath Home with 4,166 sqft * 3 FP * Gourmet Kitchen * Master open to sunroom * Huge Master up & Master Bath & Office-bookcases & FP $255K 10123 Ravenswood Pecan * One Story brick backs up to the orchard * open concept breakfast bar* 2 car & golf car garage * Wood burning fireplace * big bedrooms Detached finished out storage building, office, man-cave $178,900 or $1,250mo

IT’S A GREAT TIME TO BUY... Lowest Interest Rates in Decades Kay Bailey GRI 817-776-1668

UNITED REALTY PROFESSIONALS

www.DeCordovaBend.com for ALL the listings in DeCordova

100% Financing Available for Qualifying BUYERS. SHORT SALES & FORECLOSURE Resources Certified


PAT Swisher REALTOR速

CALL ANYTIME

817-219-1969

pat.s@coldwellbanker.com

REALTOR Associate

www.granburycoldwellbanker.com

#70303 5 ACRES - Convenient location on Ft. Worth side of Granbury. Level acreage to build. No Mobiles. MINI-RANCH Community of High Chaparral. Only $49,900

21 AC RE S LO T

#40153 LAKEFRONT COVE lot with boat ramp in your back yard. Large covered patio to enjoy the view. Doublewide with 3 bedrooms and 2 baths. Big eat in kitchen with lake view. Attached storage-shop area. Carport. Covered front porch. Nice Trees REDUCED TO $115,000 FOR QUICK SALE. BRING ALL OFFERS.

#54513 ACREAGE in Tolar School District to build your ranch home. Fenced perimeter, electricity and water well on site. Rolling terrain. Scattered oak and cedar trees. Heavily wooded at back of property past the creek. $169,900 Negotiable

# 9093 Large building lot 1.1 acre. Level with scattered trees and nice view from build site. HOA is Gated with Clubhouse, Pool, Playground, Marina & Boat Ramp. Only $5,000

CO M M ER CI AL

5A CR ES

LA KE FR ON T

READY TO MOVE YO U R W E L C O M E M AT - C A L L PAT

#7453 RESTAURANT & BAR Ready for new owners. On 1.78 acre property with 10,600 sq. ft. building and large parking lot. Restaurant has full kitchen and seats 165 persons. Bar area is approx. 5000 sq. ft. with bandstand, dance floor, and small kitchen. All furnishings convey. Call GARY MATLOCK, Realtor Cell: 817-675-8685



There’s a reason homeownership is the foundation of the American Dream. Over time, owning your home has proved to be a good decision. And while lately the economy has presented some challenges, it has also helped us focus on what matters most. It’s reminded us that home is where we make memories, build our future and feel comfortable and secure. When you’re ready, a REALTOR®, a member of the National Association of REALTORS®, can help you find the home that’s right for you. REALTORS® are prepared—to answer your questions, show you options and guide you home.


OPEN SUNDAYS!

Lake Granbury Joy Paris, CRS, ABR Broker/Owner 817-579-1504

Jeff Alexander

817-219-2939

Scott Ashford

682-444-3700

Linda Blankenship 817-219-5774

Steve Conley

254-205-2733

Steve Cook

817-929-3905

Pat Correll

817-776-0323

www. remax-lakegranbury-tx.com

409-GREAT WEEKENDER ON FT WORTH SIDE! Nice dock and deck on good water in great neighborhood of nice homes. Stay the weekend or build larger and stay a lifetime! $106,000 MLS# 11854392

811-SECLUDED LOG HOME with energy features on over 4 ac. Hardwood flooring, granite countertops, beautiful cabinetry. Park-like setting, salt water pool, barn, pasture, oversized garage. $339,900 MLS# 12000028

913-REALLY NICE, REMODELED OHME ON OVER 1 ACRE. Beautiful views overlooking the hills. Great shop & garage that has AC, heat & water, 27x12 storage building & 36x27 carport. RV hook up. Beautiful fireplace & decks. $89,000 MLS# 11964275

403-LAKE FRONT! Oversized boat dock with lift and sundeck, extensive rock work, well landscaped yard. 3/2/2 brick, study, large covered patio. Great location, close to downtown. $209,500 MLS# 12037195

295-IMMACULATE 50’S STYLISH DECOR WATERFRONT CONDO. Refreshing & colorful open living, kitchen, half bath & utility downstairs & 2 bedrooms, 2 full baths up. Detached 2 car garage. Walking distance to clubhouse, pool, dining & golf! $140,000 MLS# 12061166

414-LUXURY HOME IN DECORDOVA BEND ESTATES on deep water, soaring ceilings, exquisite finishout. Screened porches, walkout basement, double boat dock w/swim platform. Guest house at water’s edge. $765,000 MLS# 11915646

217-PICTURE PERFECT HOME ON 1 ACRE in great neighborhood! 3/2/2 with spacious main living/dining areas, see-thru WBFP, split bedrooms. Great covered porches for morning coffee or to enjoy your evenings! $212,000 MLS# 12040270

200-GLEN ROSE - 4884 sq. ft. on 1.68 ac, 4/5/2/2 with 3 fireplaces, 2 staircases, 3 living, 2 dining, gourmet kitchen, pool & tennis courts. Built in 1994, remodeled in 2007. $435,000 MLS# 11985161

240-IN PECAN PLANTATION. Gracious and spacious with plenty of room to pursue crafts, sewing and hobbies, plus a library, large home office and a 25x14 sunroom. The 24x12 Lady’s master closet is something to behold! $365,000 MLS# 12008812

271-CHARMING & SPACIOUS CUSTOM 3/2/2 HOME ON 2 LOTS!! Open concept, split bedrooms. Granite in kitchen-baths. Extravagant master bath! Glorious fenced backyard. Extra lot with tons of trees. $167,000 MLS# 12063981

407-GREAT WEEKENDER 20X21 Covered deck, boat slip, new foundation, steel piers in 2009, new roof 2008, close to stores, shopping & the historic town square. A polished jewel just waiting for you. $124,900 MLS# 11771637

226-NICE FRAME HOUSE in great neighborhood on 2 lots on the Ft. Worth side of town with a carport and trees. Come see today! $79,000 MLS# 11934111

203-MISTY MEADOWS DEAL! 3/2/2 with fenced back yard and storage building. $3,000 flooring allowance. $2000 painting allowance. Walking distance to schools. $108,900 MLS# 12020836

801-LARGE FAMILY HOME! 5bd/3ba on 5 flat acres. Great for livestock. Panoramic views. Large chef’s kitchen w/stainless appliances. Large master bath w/garden tub, separate shower, & dual sinks. FHA approved foundation. $99,900 MLS# 12039342

808-41 ACRES! Large country farm home, 4bd/3 ba, 2 living areas, hardwood floors, large porch & patio. 2 large stocked ponds, seasonal creek, large oaks, barn-workshop. Very private. $315,000 MLS# 11980587


Lake Granbury Rod Davis

817-578-0660

Lynn Dirks

817-578-4841

Martha Dugan

817-219-2517

Denise Gray

Evelyn Joseph

817-219-1267 817-243-9089

Sally Moore

817-219-0896

Alicia Tibbits

817-946-3303

OPEN SUNDAYS!

Becky Williams

817-578-1327

817-579-1504 or 800-749-8199 Outside of Granbury

Each office is independently Owned and Operated

264-PICTURE PERFECT! Well cared for 3/2/2 in quiet neighborhood. Open concept living, dining, kitchen. Breakfast bar, granite countertops, dining w/bay window. Split bedrooms, master bath w/ jetted tub, separate shower. Huge backyard & separate workshop!! $169,900 MLS# 11920294

424-CHARMING 3 BR HOME ON LAKE GRANBURY CANAL. Railroad car design with an elongated feeling to the space. Galley kitchen, with dishwasher, stove & refrigerator. Interior recently painted & new carpet in living area. 1 car carport & fenced area for pets. In good condition. $79,000 MLS# 11969466

239-ABSOLUTELY CHARMING! 3bd-1½ba with detached garage! Completely fenced dog run. Enjoy the peace & tranquility from the balconies. $39,000 MLS# 12008147

813-BRING YOUR HORSES! Modular home with 16.2 acres. Beautiful view on top of hill. Fenced and cross-fenced with 5 stall barn and arena. Pond. Also small mobile on property. 14 acres in Ag. - save on taxes! $199,999 MLS# 12062160

272-PERFECT COUNTRY PROPERTY PRICED TO SELL AT $178,000. Look no further. 1 acre in Stroud Creek, homey 3/2 with huge rooms, wood burning fireplace, 24x42 garage/workshop w/ac. Newer tile floors and granite in the kitchen. Room for an RV and bring your horse!! $178,000 MLS# 11978952

832-TOLAR, 5 ACRES! Perfect for large family. 4bd/3½ba, 2 spacious living areas, formal dining, beautiful master suite. Two separate kitchens, great for entertaining, separate guest house, & work shop. Large pecan trees, coastal. Additional acreage available. $369,500 MLS# 12031566

212-TOLAR 3BR, 2 BATH HOME ON 2.4 ACRES. Huge living & dining areas & kitchen with plenty of counter & cabinet space. In ground pool, 24X30 metal barn, pond & fenced. $74,900 MLS# 12037473

214-GREAT FIXER UPPER. 2 story, 3 bedroom, 2 bath home on 3 lots, in a private location. Open living, kitchen & dining. Covered front porch and upstairs balcony. $22,000 MLS# 12042130

418-REALLY GREAT DEAL ON LAKE GRANBURY! 3/2/2 brick home in Port Ridglea on the Ft Worth side of town on a cul-de-sac. Easy access in a quiet subdivision. Covered deck, rock retaining wall and a nice yard. $130,000 MLS# 11935000

297-HUGE TREES & CREEK FRONT IN DCBE. 2 living, 2 dining, sunroom, wood burning fireplace, split bedrooms, spacious master w/wonderful master bath. Covered porch, wood deck w/built-in seating, open patio at creek front. $149,900 MLS# 11978696

223-CUTE 2 BEDROOM 1.5 BATH WITH STUNNING VIEWS! Many updates. 2 levels with basement for storage. Breakfast bar. Decks. Fenced. Carport. Lake view! Lake access too. $56,500 MLS# 11869934

834-BRING YOUR HORSES! 10 acres, Tolar schools. Custom built brick 3/2/2 with study, large open living area, laminate floors, great kitchen. 24X80 horse barn with tack room, hay barn, working pens, and turn out pens. Ready for you to turn out horses. $279,500 MLS# 12016906

810-RANCH STYLE 6+ ACRES. Custom built in 2008, stone, 4 bedroom, 3 bath, stained concrete floors, vaulted ceilings, large covered patio. 30X50 work shop on slab, large trees, Tolar schools. $289,500 MLS# 11960375

289-GOLF COURSE HOME, PECAN PLANTATION! Recently updated, custom built 4 bedroom 3 1/2 bath, 2 dining, 2 living areas, master & guest bedroom downstairs, great kitchen w/granite. Luxurious master suite. Oversized 3 car garage, + golf cart area. Beautifully landscaped, fantastic view of golf course. $323,500 MLS# 12043352

263-IMMACULATE 4bd/2ba home on fenced corner lot. Open living, granite counters, stainless appliances, high end finishes. Back yard would be perfect for adding a deck or pool. Neighborhood features include tennis and basketball court, fishing pond, playground and picnic areas. $167,900 MLS# 11896845


Re/Max Lake Granbury 4810 E. Hwy. 377 Granbury, Texas 76049

817-579-1504

www.remax-lakegranbury-tx.com

Residential

*

* Granbury * Acton * Tolar

Scott Ashford REALTOR速 Associate

ScottSellsaLot@gmail.com

Cell 682-444-3700

www.scottashford.remaxtexas.com Each Office Independently Owned and Operated

Waterfront

*

New Construction

Proudly Serving These Areas: * Bluffdale * Cresson * DeCordova

*

Land

* Pecan Plantation * Glen Rose * Rainbow

6118 New Mexico Trail

7900 Clearview Court

1941 Ports O Call Court

900-CHARMING AND CLEAN doublewide manufactured home! Home includes 4 lots total. Nice trees, fenced yard, storage building, dog run and an amazing covered back porch. Home has overhead air vents and is clean and in great shape. A very nice home for the price! Only 2 year old 5 ton AC/Heat Pump. $65,900 MLS# 12030014

818-COUNTRY LIVING AT ITS FINEST! Rolling hills, plenty of trees, large pond with walk-out dock, guest house, workshop & barn. This beautiful home & acreage is located in Cresson with easy commute to Fort Worth. Weatherford, Godley or Granbury. Bring your horses & fishing pole because this property will bring you back to the great outdoors. Located on a small hill, the views are beautiful and the peace & quiet is priceless. $449,900 MLS# 11969211

410-ENJOY BEAUTIFUL LAKE GRANBURY with this wonderful main body home. Spectacular views. Dock, sun deck, boat lift, trees, lots of windows. Perfect weekend or permanent home. A must see. $319,900 MLS# 12045354

4951 Blue Water Circle

4321 Elmwood Court

3601 Abes Landing Drive

903-ALMOST NEW 3/2 DOUBLEWIDE! 1456 sq.ft., within walking distance to Lake. Heavily treed, fenced, St. Augustine grass! Has FHA foundation. A MUST SEE! $110,000 MLS# 11958987

602-GREAT HOME FOR LAKE LIVING! Big 3bd/2ba on Lake Granbury canal. Carport, workshop, large covered porch, rock front porch, sea wall, many trees, and much more! A must see home. $126,000 MLS# 12031780

2000-ONE OF THE LARGEST LOTS IN ABES LANDING. Over a quarter acre and will accommodate a large home. Nice corner lot. $38,000 MLS# 12002221


What You Should Know About Your Home and Your 2013 Taxes By: Dona DeZube Published: December 12, 2013 It’s the last year for three sweet home tax benefits, but the first for a way simpler home office deduction. These days few things start a fight on Capitol Hill faster than taxes. Despite the fact that three important tax benefits used by millions of American homeowners are days from expiring, Congress is unlikely to do anything to re-up them any time soon. So if you’re eligible, tax year 2013 is possibly the last time to claim the private mortgage insurance (PMI) deduction, the energy tax credit, and debt forgiveness benefit, all of which all expire on Dec. 31, 2013. At least there’s one piece of good news for homeowners: If you have a home office, there’s a new, simpler option for calculating the home office deduction for which you may qualify on your 2013 taxes. Meanwhile, here’s what you need to know about those expiring benefits as you ready your taxes: PMI Deduction This tax rule lets you deduct the cost of private mortgage insurance, which is what you pay your lender each month if you put down less than 20% on a home. PMI protects the lender if you default on the home loan. Your deduction could amount to a couple hundred dollars depending on your tax bracket and other factors. Find out if you qualify for and how to take the PMI deduction. Energy-Efficiency Upgrades

when you file your 2013 taxes. How much simpler is it? It lets you claim $5 per sq. ft. for up to 300 sq. ft. instead of having to compute the actual expenses of your home office using a 43-line form. To calculate the square footage of your office, just multiply the length of two walls. For example, an 8-by-10foot room is 80 sq. ft. And at $5 per, that’s $400. Although using the simplified option is obviously easier, the basic requirements for claiming the home office deduction haven’t changed. Your home office still must be used for business purposes: Exclusively, and On a regular basis. Why Might the Tax Benefits Not Be Renewed? Although the expiring tax benefits were renewed retroactively in past years, that may not happen in 2014 because many in Congress would like to see comprehensive tax reform rather than scattershot renewals of individual provisions. This could delay a decision on the homeownership tax benefits until the big picture budget and tax issues are resolved. So if you can, enjoy them now!

Joy Paris

This sweet little tax credit lets you offset what you owe the IRS dollarfor-dollar for up to 10% of the amount you spent on certain home energy-efficiency upgrades, from insulation to water heaters. On the downside, the credit is capped at $500 (less in some cases). But on the bright side, the right improvement could lower your utility bills indefinitely. Debt Forgiveness When you go through a short sale, foreclosure, or deed-in-lieu, your lender typically lets you off the hook for some or all of what you owe on your mortgage. That forgiven mortgage debt is income, on which you’d typically have to pay income tax. Suppose you’re in financial distress and your lender agrees to let you short-sell your home, say for $50,000 less than you owe on the mortgage, and forgive you for the balance. Without the protection of the Mortgage Debt Forgiveness Act, you’ll owe income tax on that $50,000. It’s likely if you had the money to pay income tax on $50,000, you’d have used it to pay your mortgage in the first place. New Simplified Option for the Home Office Deduction This may be the last year for the benefits above, but a new one kicks in for the 2013 tax year. If you work from home, you may qualify to use a new, simplified option for claiming the home office deduction

Cell 817-578-5408

RE/MAX Lake Granbury

Broker/ Owner

4810 E. Hwy. 377, Granbury,Texas 76049 cell: (817) 578-5408 or office: (817) 579-1504 Each Office is Independently Owned and Operated

208-PECAN PLANTATION IMMACULATE GROUND FLOOR CONDO. Overlooks pool & golf course. Living room with wood burning fireplace & master suite with French doors to big covered porch. Separate golf cart garage & covered parking. Fresh paint. $75,000 MLS# 11922762 278-PECAN PLANTATION-QUALITY OPEN CONCEPT! Extra spacious in convenient location close to front gate. 1900+ sq.ft. Open concept living, dining & kitchen. High ceilings, wood floors. 2 car garage plus golf cart. Sprinklers. Trees. $159,900 MLS# 11947754 280-DOWNSTAIRS UNIT FOR EASY ACCESS. Enjoy a carefree Pecan Plantation lifestyle without all the upkeep. Easy walking distance to clubhouse for dinner or golf. New carpet, paint, appliances. A great get-a-way or carefree permanent living. $59,500 MLS# 11938498


Taking Out a Mortgage Next Year? Plan for a Bigger Pile of Paperwork By: Dona DeZube

the housing crisis.

Published: November 11, 2013

To make a qualified mortgage, the lender will have to follow exact steps to prove eight things beginning in 2014:

If you’re refinancing your home or getting a mortgage to buy one, your lender will likely ask for more documentation of everything you claim on your loan application. Based on what my REALTOR® friends tell me, getting a mortgage these days requires a ton of paperwork to prove that everything you said on your loan application was true. Did you really make the income you claim? Do you really have that much money in the bank? Can you prove you really did pay off that auto loan last year? So when the top lenders mentioned during a panel discussion at the NATIONAL ASSOCIATION OF REALTORS® conference in San Francisco last week that they plan to get a little tougher about proving your income, credit, and debts when new federal mortgage lending rules go into effect come January 2014, I had to wonder, what’s next? Are they going to come over to your house and look in your underwear drawer? The New Lending Rules: Qualfied Mortgages The new rules they were discussing, called the qualified mortgage or ability-to-repay rule, protect consumers from unscrupulous lending practices and provide creditworthy homebuyers with access to safe mortgage financing. That mean lenders must look deep before making a mortgage loan. Lenders can still make any loans they like, but if they go outside the qualified mortgage rules, they lose protection against borrower lawsuits claiming that the loan was unfair or inappropriate. Many lenders have faced lawsuits filed by state attorneys general and class actions over loans made before and during

Granbury Association of REALTORS page 16

1. Your current income or assets. 2. Your current employment status. 3. Your credit history. 4. The monthly payment for the mortgage. 5. Your monthly payments on other mortgage loans you get at the same time. 6. Your monthly payments for other mortgage-related expenses, such as property taxes. 7. Your other debts. 8. Your monthly debt payments, including the mortgage, compared with your monthly income and how much money you have left over each month after paying your debts. All those checks will make it harder for some people to get mortgages, especially first-time homebuyers, Bill Emerson, CEO of Quicken Loans told the REALTORS®. Kevin Watters, CEO of mortgage banking for JPMorgan Chase, agreed that low- and moderate-income buyers, as well as selfemployed buyers who don’t have a consistent flow of income, might have a tougher time in the new lending environment. “We need to work together to help first-time buyers into affordable housing options,” he said.


Cash vs. Mortgage The new guidelines worry REALTORS® who see homebuyers who use a mortgage being passed over by sellers who accept offers from cash buyers (most cash buyers are investors and about one- third of recent existing- home sales involved investors). I can’t blame sellers for taking cash deals. If I were selling my home, I might not want to wait for a buyer to go through a lengthy mortgage approval if I could quickly close the deal by accepting a cash offer from an investor. Will It Take Longer to Get a Loan? Since the rules aren’t in place yet, we won’t know how long it’ll take to process loan applications using the qualified mortgage until after January. In the meantime, NAR President Gary Thomas asked the bankers how long they’re currently taking to approve a mortgage. Matt Vernon, home loan sales executive for Bank of America, said that in California, Bank of America’s mortgage loan officers can process and approve loans in 16 days.

Jerry Williamson Licensed Texas Broker

817-706-6582

www.ComanchePeakRealty.com

Commercial Opportunities

Emerson didn’t answer as directly. “Our mission is to get someone approved,” he said. “With clarity and transparency, buyers will know exactly what’s needed of them. We want to do this in a manner that’s as stress free as possible for consumers.” Mike Heid, president of Wells Fargo Home Mortgage, added that Wells Fargo is using new technologies to create learning tools to help consumers prepare to be homeowners, even before they find the house they love.

102 – PEARL STREET LOCATION – Not far from the historic Granbury Square. Large lot (.4+ acres). Undeveloped. Near High School. City utilities nearby. Potential to be rezoned for small business. Reduced to $67,500 MLS# 11459053

Regardless of whether you apply for a mortgage now or after the qualified mortgage rules start, your best bet is to: Assume the loan process will be slower than the last time you got a mortgage, so don’t let it stress you out. Make a copy of every piece of paperwork you give to your lender. That way, if you’re asked to send it again, you’ve got it ready to go. Discuss lender choices with your REALTOR®. She’s watching local people go through the mortgage application process every day and knows what lenders are really doing versus what their loan officers say they’re doing.

210 – COMMERCIAL POTENTIAL – Three Acres in a great location at the corner of Hwy 377 and Holmes Drive. Near hospital, high school, and just minutes to Granbury square. $360,000 MLS # 12051041

Don’t lie on your loan application. All the new verifications mean you’re just going to get caught and then you won’t get your loan. So, How Will Housing Markets Fare in 2014? The lending leaders unanimously agreed that next year consumers will see even healthier markets, keeping pace with gains made in 2013. Mortgage originations will dominate the 2014 housing markets as interest rates creep up and refinancing trends downward. Heid said that while home values will continue to increase as the market continues to heal, the economy is the wild card and a downturn would be game changer. “In spite of the economic crisis, Americans still want to be homeowners. That hasn’t changed one bit,” he said. “Homeownership is at the heart of what we do and that’s worth preserving.” Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.

205 – ESTABLISHED BBQ RESTAURANT IN GLEN ROSE – Great Location on Hwy 67 across from Somervell Expo Center. Rustic décor, convenient parking, pecan trees. Almost 2 acres. $675,000 MLS# 12003321

We at Comanche Peak Realty wish each of you the greatest happiness in 2014. May you and your loved ones realize blessings from Heaven this year.


Albert Land, Owner Broker

817-279-2676

3405 E. Hwy 377, Suite B Granbury, TX 76049 817-573-7564 Visit us on the web - www.albertland.com

email: albert@albertland.com

# 115 SHOWS LIKE NEW CUSTOM BUILT IN 2006: 3-2-2 + Study on 3 wooded lots for approx. 1.5 acres of landscaped park like beauty; follow the many rock pathways thru the woods lined with stone benches; rock seasonal creek along rear of property; 2 private pavilions, inside the home you will enjoy the open concept with special ceiling treatments, rocked fireplace; indirect lighting; large island kitchen with lots of counter space; private master suite offers spacious walk in closet w/built-ins, jetted tub, separate shower. ASKING $ 249,500

# 110 SPACIOUS 3-2-2 BRICK ON GREAT PRIVACY FENCED CORNER LOT; only a few blocks from hospital, schools, & shopping; Oak tree shaded privacy fenced rear yard with a large patio; Spacious living room, separate office space off kitchen, large spare bedrooms, recently upgraded energy efficient low-E tilt-n-sash windows. Priced @ $104,900 offers welcome.

BUILDING LOTS AVAILABLE

# 715 NICE LEVEL 4.2 ACRE TRACT WITH METAL 50 X 60 BARN: Great sandy soil with coastal; good property for horses; electric; driveway; well all in place; 4 miles west of Lipan. Asking $55,000.

# 755 MAINBODY WATERFRONT LOT: ½ Acre with level building site in one of Granbury’s nicest waterfront communities restricted for permanent home-sites; water available; low HOA dues; no city taxes; good deep water area. Asking $119,000

# 730 NICE BUILDING SITE IN ESTABLISHED RESIDENTIAL NEIGHBORHOOD: Mature trees; central water available; no city taxes; just minutes from the Historic Downtown Granbury Square; $15,000 – Make Offer!

P orter Titl e Company Porter Title Company is a title and escrow company that has been serving Hood County real estate needs since 1937.

Porter Title has the experience and tools to meet the needs of mortgage brokers,

www.portertitle.com

realtors, and lending institutions. We work hard to make each of our clients happy, and we provide the highest level of customer service.

O u r Quuaalirtayn t e e! Ke y G

Main Phone

Metro

Fax

817-579-3100

817-578-2000

817-573-5467

Three Local Locations To Serve You!

Waters Edge

377 Branch

Plant number

817-579-3117

817-579-3165

817-579-3131


The Real Estate Advisor Dream It. See It. Own It™

Your Guide To Home Buying & Selling!

PULL OUT AND SAVE Dream It. See It. Own It™

122 N. Crockett Street Granbury, Texas 76048 855-482-9992 or local 817-573-8801

www.century21shooks.com


The Granbury Association of REALTORS recommends you do business with our GREAT affiliates.   

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Laurel W Pirkle, Agent 301 S. Morgan Granbury, TX 76048 Bus. 817-573-5504 Fax. 817-573-6631 laurel.pirkle.b4b7@statefarm.com

24 Hour Good Neighbor Service ®

more great rates, low fees friendly, responsive service quick approvals

Melissa Schaefer NMLS #441943 817-579-4902 www.communitymortgage-tx.com


SALLY MOORE

817-578-0660

Cell: (817) 219-0896 salsells@windstream.net

Rdavis042@windstream.net

(817) 579-1504

RE/MAX Lake Granbury BROKER/ASSOCIATE

SALSELLSGRANBURYREALESTATE.COM 4810 E. Hwy. 377, Granbury, Texas 76049 Each Office is Independently Owned and Operated

Each Office is Independently Owned and Operated

4810 E. Hwy. 377 Granbury, Texas 76049

817-579-1504

Rod Davis, ABR

REALTOR Associate

www.roddavis.remaxtexas.com

204-UPDATED TOWNHOUSE on the 1st Fairway of DCBE Country Club with view of marina & lake. 3 bedrooms, 3 baths. New dishwasher. New roof & upstairs deck. $155,000 MLS# 12036886

211-LOVELY 3/2/2 BRICK HOME IN DESIRABLE NEIGHBORHOOD. Open concept, split bedroom arrangement. Tile, laminate & carpeted flooring. Galley kitchen with plenty of workspace. Tiled counters, pantry & breakfast bar. $139,000 MLS# 12061587

287-PLANTATIONS, GRANITE, WOOD FLOORS. Master & 1 bd down; 2 bds up. Seller offering Home Warranty. $247,000 221-BENTWATER 3/2/3 IMMACULATE BRICK HOME on 1 Acre lot. Open living, dining, and kitchen. Granite counters, island, stainless appliances, and split bedrooms. Expansive covered outdoor living with WBFP and pool. $320,900 MLS# 12062319

227-CUSTOM HOME with open floor plan. Kitchen with custom cabinets and granite counters. Beautiful landscaped yard with circle drive & oversized 2 car garage with golf cart storage. Located on Cloud Nine, 9 hole golf course. Covered front & back patio. $264,900 MLS# 12053209

289-GOLF COURSE HOME, PECAN PLANTATION! Recently updated, custom built 4bd/3½ba, 2 dining, 2 living areas, master & guest bedroom downstairs, great kitchen w/granite. 3 car garage, + golf cart area. Fantastic view of golf course. $323,500 MLS# 12043352

2008-LOT WITH LAKE VIEW CLOSE TO MARINA in DCBE - free golf on two courses, tennis, club house for dining and entertaining, community pool and workout center. Adjacent lot also for sale. $15,000 MLS# 12048255

294-LARGE FAMILY? This is the perfect home - 5 bedrooms, 4 baths, study, large open living area, large kitchen. In ground pool, large corner lot, great trees, circle drive, oversized covered patio. $239,900 MLS# 12050253

214-GREAT FIXER UPPER. 2 story, 3 bedroom, 2 bath home on 3 lots, in a private location. Open living, kitchen & dining. Covered front porch and upstairs balcony. $22,000 MLS# 12042130 255- COMMERCIAL - Great location with 6.1 acres fronting on Morgan outside city limits. 2bd/2ba house, lg. metal barn & lg. shed. $389,000

249-PERFECT FAMILY HOME with great views from back patio. 4 bedroom, 2 bath, 2 car side entry garage. Open floor plan, with large living area that features a rock wood burning fireplace. Formal and breakfast dining area. Good sized kitchen with lots of granite counter space and loads of cabinets plus pantry. Split bedroom arrangement with stained concrete floors throughout. $147,000 MLS# 12054883

268-DECORDOVA BEND, recently updated! Wood floors, granite kitchen tops, beautifully decorated. You can move in and start enjoying this spacious 3/2/2, surrounded by large oak trees. Great location, and priced to sell. $167,500 MLS# 12004668



To access info on all MLS Listings, visit

GranburyColdwellBanker.com or with your SmartPhone at

MyCBmobile.com

817.579.5355

For info by phone 24/7, call 817.573.4663

10123 One Story brick backs up to the orchard. Privacy galore. Open Concept. 2 car & golf cart garage * All big bedrooms. Detached finished out storage building * Can be office, man-cave, workout room, workshop, your call! $178,900

24003 Beautiful 4bdrm/3 bath home on 5 Acres with 30 x 40 insulated barn workshop. Walk In Pantry, covered patio, solar screens, deep water well! Sprinkler system with pipe and wire fences! A MUST SEE! $294,900

14513 GREAT 3 Bdrm Split level Townhouse overlooking Lake Granbury*Laminate Floor & Wet Bar in Living Area with slider to the outside patio*Great Corner Fireplace all on 1st floor! WONDERFUL outdoor patio with fountain! $129,900

8073 Outstanding 5 Bdrm/3.5 Bath custom home overlooking 17th Green of Hidden Oaks Golf Course. Large fenced yard w/ room for RV & boat. Backyard is PERFECT Entertaining Oasis! Pool, hot tub, party bar! Dock & Boat Slip! $574,900

2043 Beautiful Craftsman style home in the heart of Granbury. Upscale amenities include granite counters, hardwood floors and so much more. Walk to Hewlett Park, the Square and the beach. Charming newer home in Olde Town! $265,000

92073 REDUCED!!! Seller is Serious! Huge Lot+, 3 or 4 bdrm/3bath/2+golf-Outdoor Kitchen& Water Features! Top End Gourmet Kitchen with double ovens, pot filler and WINE FRIG!! GREAT HOME!! $261,900

19613 Extraordinary Custom Brick & Stone on Nutcrackers #6 across from Ladies Tee Box*Arches, Eyebrows, Bullnose, Double-sided Gas log Fireplace, Study-Library with Patio, Huge Master, Screened Porch the length of the house! $380,000

52103 OUTSTANDING Home in lovely DCBE! AMENITIES and UPGRADES!! GREAT Curb Appeal. Brick, Stone Home! Open Concept, Large and Welcoming Great Room. Large deck for entertaining. TOO GOOD TO LAST! $259,000

46363 BEAUTIFUL trees with loads of shade. Really nice manufactured home with 3 Bdrm/2 Bath and a fireplace in the large living area. Screened in front porch! 18 X 8 SHOP!! $79,500

63633 Unique earth sheltered home on Main Body Lake Granbury. Low utilities, tornado safe, beautiful view. LARGE open concept, Roomy master suite! Skylights for natural light, HUGE porch overlooking lake! $329,900

1143 One owner home on the main body of Lake Granbury. Very nice open floor plan with lovely mature trees, well groomed landscaping and 2 car garage. Wood floors in both living areas and kitchen. Carpet in bedrooms. COME SEE! $299,900

51043 Cute as a Button!! Charming, UPDATED home with NEW roof located on quiet street in wonderful DCBE! Enjoy ALL the Amenities of fine living! GREAT Front Porch!! Wonderful Starter/Retirement or Second Home! $107,000

Jeannette Black - Owner/Broker

For information on all our properties 24/7, call 817.573.HOME


We invite you to visit one of the newly constructed Hopper Homes available in Harbor Lakes.

NEW HOPPER HOMES FOR SALE! Top of the line new home in upscale area close to shopping, dining, and entertainment. These gorgeous homes feature high ceilings, wood flooring, beautifully stained cabinets, and much more. Neutral tones and open concept living spaces make these homes the perfect canvas for you to style any way you like them! Excellent curbside appeal and surrounded by lovely homes, you can’t go wrong with either of these! Call the Knieper Team today for individual pricing information or to schedule a private tour. Prices start at $259,900

w w w. K n i e p e r Te a m . c o m

817.219.0456 R E A L

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