Grand Living Magazine Dream Car 2010

Grand Living Complimentary

™

Vol. 2 Issue 5 - September/October 2010

Delmarva’s Premier 50+ Magazine Dream Car 2010

1959 Ferrari 250cc 1967 Shelby Cobra 1970 Camaro 1972 Agusta MV 350cc 1979 Porsche 911SC 1992 Ferrari 512TR 2009 Bentley GTC Convertible

Harry & Cheryl Hoke’s 1967 Shelby Cobra The Grand Life

Second Act

The Sporting Life

www.grandlivingmag.com Financial Strength Well Being Unleashed

Hangs with SUVs twice its size.

The 2010 GLK. Starting at $34,600.* Tested like a performance sport sedan and fortified like a rugged off-road vehicle. This is the 2010 GLK. Compact, sleek and fuel-efficient, yet capable of completely outrunning its weightier competition.

We submit its powerful 268-horsepower V-6 engine and 258 lb-ft of torque as proof. Add to that its AGILITY CONTROL suspension and available 4MATIC 4-wheel drive, and the GLK is in a performance league of its own. Simply put, great engineering is great engineering at any size. MBUSA.com

Summer Selldown Leasing Special!

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$479/month! Take 2.9% for 66 months!**

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GLK350 4MATIC shown at $40,470 with optional Iridium Silver metallic paint and Premium 1 Package. *MSRP for a 2010 GLK350 2-wheel drive excludes all options, taxes, title, regis., transportation charge and dealer prep.

GLKSell 350Down 4MATICLeasing shown Special at $40,470 with optional Silver 36 metallic and Premium 1 Package.Fee, *MSRP a 2010 and GLKyour 350 state's 2-wheeltaxes drive&excludes options, taxes, regis., transportation chargeOther and dealer prep. **Summer payments based Iridium on a special monthpaint lease with * Plus Acquisition Firstfor Payment tags andallapproved credit title, due at signing. * GLK = $3,750 Summer ©2009 Authorized Dealers For more information, call 1-800-FOR-MERCEDES, or visit MBUSA.com.

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SuperStudio/ART/MNH/MERCEDES/2008/_Standard Gradients/4 Color Gradients/MB_Gradient_9x12_4C.tif 2 Grand Living Magazine

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Announcements

The Fenwick Island Event of the Year!

Grand Living Magazine Publisher Sandy Phillips Associate Publisher Farin Phillips Editor Lou Ann Hill, NAPO Creative Sandy Phillips Cover Creative Kyle Hughes Photography Kyle Hughes, Nextwave Studios

The music was pumping, the food overflowing, and the drinks ice cold.

On Tuesday, Aug. 10, over 500 people attended and enjoyed the 2nd Anniversary Celebration at Brandywine Assisted Living at Fenwick Island. The Velvetones were jamming Dixieland jazz on the second floor balcony, and Dr. Cheeko was groovin’ tropical island sounds on the veranda, while guests danced the night away. If you missed this awesome celebration, you missed the Fenwick Island event of the year!

Contributing Writers Marie Burch Susan Cottongim, RD, LDN, CDE Nicholas J. Dudas, MD, FACS Polly Elliott Therese. H. Ganster, LCSW, MPM Christopher D. Hoen, CRPC Marie Nottingham Kimberly Ragains, RPSGT Kelly Hughes Roberts Jason Tu, M.D. Grand Living Main Office: (410)726-7334 Account Executive Barbara Reese (410-603-7190) Delivery Brandon Phillips

Cover:

Beginning on Tuesday, September 14th at 5:00 p.m., The Wellness Community and Delaware Hospice, will host a six-week Bereavement program facilitated by Sally Packard of Delaware Hospice. This series is free of charge and open to anyone that has lost a loved one in the past year. The Wellness Community is located in the Medical Arts Building, 18947 John J. Williams Hwy., Suite 312, Rehoboth. Please call 645-9150 for information and to register.

More information about The Wellness Community of Delaware is available on their website at www.wellnessdelaware.org.

4 Grand Living Magazine

Dream Car 2010 1967 Shelby Cobra owned by Harry & Cheryl Hoke.

Grand Living Magazine is published six times a year; Jan., Mar., May, July, Sept., and Nov. It is circulated throughout Worcester, Wicomico & Sussex counties, by Grand Living Magazine LLC. Grand Living Magazine is protected under trademark registration. “Grand Citizens”™ is also protected under trademark. No portion in whole or part maybe reproduced without written permission of the publisher.

Copyright 2010 ©, Grand Living Magazine LLC. All rights reserved.

Content in Grand Living Magazine is intended to provide information only and is in no way meant to treat or diagnose. Always consult with a speciality professional (i.e. medical, financial, etc.) to address your own personal needs. The company makes every effort to ensure that all information presented is correct. However, we do not make any representations or warranties as to the accuracy of the information, and reliance on information provided is solely at your own risk.

Content

Vol. 2, Issue 5 - September/October 2010

8 The Grand Life: 10 Home & Hearth: 11 Second Act: 16 Financial Strength: 18 Well Being: 20 21 23 24 26 Dream Car 30 The Sporting Life: 40 42 Grand Escapes: 44 Unleashed: 46 48 Fare: Each Issue Continuing Education Pellet Stoves “Bulldog”

Perspective on Risk

The Science of Sleep

Diabetes 101

Mental Agility

pg. 26

pg. 8

pg. 42

Open Your Eyes

Breast Cancer

Loaded Gun Customs Beach Eats

Small Ship Cruising The Pet Trust

Naming Chihuahuas

pg. 24

16 Mile Brewery

6 Calendar 4 Announcements 15 Grand Art of Living with Less 47 Paws Up Products 50 Hearts Desire

Grand Living Magazine

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Grand Calendar

Mid September-Early November 2010 Sept. 16-19 Delmarva Bikeweek

Across Delmarva www.delmarvabikeweek.com

Oct. 2 & 3 Delmarva Home & Remodeling Expo Wicomico Civic Center Sat. 10 a.m. - 6 p.m.

Sun 11 a.m. - 5 p.m.

Oct. 9

Oct. 12 Alzheimer’s Support Group

Brandywine Assisted Living

3rd Annual Artisan Festival Bethany Beach Vol. Fire Co. FREE

RSVP 302-436-0808

9 a.m. -3 p.m.

302-381-8403

Oct. 13

Oct. 13 Coastal Cardiac Check

Oct. 14 Parkinson Support Group

Ocean City Factory Outlets 9 a.m. - 1 p.m.

No appointment required

2nd Thursday every month at 1:30 p.m.

The Woodlands Ocean Pines 410-208-9001

CHEER Community Center Georgetown, DE 302-854-9500

Ticketed Event 410-524-9433 www.artleagueofoceancity.org

Oct. 6 How to Avoid & Identify Check & Lottery Scams

Tickets $5 703-476-8422

Delaware Silent Sentinels: The Fort Miles Towers

Sept. 23 & 24 Ocean City Art League Sandcastle Home Tour

FREE

Oct. 16-17 Autum Wine Festival Pemberton Park Salisbury MD

www.autumnwinefestival.org

FREE

FREE 2nd Tuesday every month at 1:30-2:30 p.m.

302-436-0808 RSVP the Friday before the meeting you wish to attend.

Oct. 14 Fine Wine & Finance 6 p.m.

Sedona Restaurant Bethany Beach 302-251-8901

Oct. 17-24

Oct. 20

Ocean City Restaurant Week

Long Term Care Insurance Seminar

oceancityrestaurantweek.com

Brandywine Assisted Living RSVP 302-436-0808

Oct. 20

Oct. 23

Parkinson Support Group

Ball Room Dancing

FREE 3rd Wednesday every month at 2:30 p.m.

Community Foundation of The Eastern Shore 410-749-8511

Oct. 30 Spooky Sailor Superstition & Folk Tales on the High Seas 10 a.m. - 4:30 p.m.

Zwaanendael Museum www.history.delaware.gov

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609-851-0146 www.ballroomonthebeach.com

Nov. 10 Ankle Brachial Index Screening for PAD FREE

Dorchester County Rite Aid by appointment only 410-543-7123

Dream Car Contest Revealed The Dream Car, featured in this year’s photo contest, is a 2009 Bentley GTC Convertible. The contest photo (left) was taken seconds before the photo on the right. This particular car is owned and enjoyed by Bob Hammond of Ocean City, Maryland. Congratulations to Kevin McKnight of West Ocean City on winning the $150 gift certificate to Nextwave Studios. Hundreds of guesses were submitted. Kevin was randomly selected from only three correct guesses.

Announcements

Bob Hammond’s 2009 Bentley GTC Convertible

Frank Dimick, Ocean City

Marlene & Bill Rinnier, Ocean City

Art League of Ocean City 2010 Sandcastle Home Tour Mayor Rick Meehan, has been chosen to be the Honorary Chairperson of the Art League of Ocean City’s (ALOC) 2010 Sand Castle Home Tour. ALOC President Rina Thaler said, “Having Rick lend his name to the home tour gives the ALOC and the tour a lot of credibility, as he has always been supportive of the ALOC.” The self-guided tour, featuring 10 well-appointed homes, will be held over two days on September 23 and 24, 2010. Over 1,000 people attended last year’s event.

This will be the ALOC’s sixth annual home tour to raise funds for a new, larger facility for the Art League. The cost of the tour is $25 per person.

The tour will be kicked off with an exclusive cocktail party to honor those whose homes are on the tour. The party will be held at Frescos on September 15, 2010 from 6 p.m. to 8 p.m. Tickets for the party are an additional $75 per person. Anyone purchasing two or more tickets will be listed as “Gold sponsors” in the tour booklet.

Tickets for both the tour and the cocktail party can be purchased by calling the ALOC at 410-524-9433 or online at www.artleagueofoceancity.org.

The Art League of Ocean City is a non-profit organization dedicated to bringing the visual arts to the community through education, exhibits, scholarship programs and public service projects.

Dr. Lenny & Kari Berger, Ocean City

Grand Living Magazine

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The Grand Life

Polly Elliott

Continuing Education Sitting in a small classroom, a dozen students listen intently as two of their peers passionately debate human cloning. Nothing is unusual—except that these students, on average, are 60 years old.

Since they last wore a cap and gown, most members of the class have had one or more careers, one or more marriages, raised families, and lived a life that started “way back” in the 20th Century.

The subject that so engages them at 10 a.m. on a winter morning is Bioethics and Genetic Engineering.

Kim is 58 and recently retired from running a catering business.

She’s sitting at her computer, but not surfing the Internet. She’s doing an online course offered by a university, located 1,500 miles away. She’s working toward a credential as an English Professor. Kim’s dream is to work part-time in Spain, where she and her companion think they would like to retire. Teaching will give her a “bridge job,” she says, between her career as a manager and full retirement. Frank, her significant other, is on his way out the door to go to school—which isn’t the same as going to work. Frank is an athletic 55 year-old who took early retirement from his administrative job. He’s enrolled in the local continuing education program to sharpen his information technology skills. He has a brand new 15-year life plan: Using old contacts and new skills, Frank wants to build an educational consulting business. He hopes to sell the business at age 68, when his wife retires, so they can travel. When he hits 70, Frank expects to finish his career where he began; working with young children as a classroom volunteer. Meanwhile, when

8 Grand Living Magazine

people ask what he’s doing, Frank grins and says, “Information Technology—I’m doing IT!” Love isn’t the same the second time around, they say, and neither is school. At age 50, 60, or 70, there’s no career pressure, no crushing student loans, and no competition for grades.

Lots of mature students are taking exams and writing papers, yet not worrying about accumulating credits or grad school.

Whether they are enrolling purely for pleasure, finishing a degree, or getting professional certification for a second career, Grand Citizens seem to enjoy the “second time around” as a student.

For men and women anticipating several decades of good health, education becomes a way to freshen up skills, pick up a new credential, and get ready for a different or a part-time career. According to the U.S. Department of Education, in 2005, more than a quarter of a million U.S. students were over age 50. More than 90,000 students, over 60, were enrolled in universities, colleges, and two-year colleges. The number of older students continues to grow steadily. The over-50 student population increased by 50 percent since the early 1990’s, and shows no sign of abating. Some are retooling for a second, third, or fifth career. Others who return to school are pursuing new dreams and rekindling old passions.

As a Grand Citizen, school offers opportunities to review, read, and discuss, the events of a lifetime. The older you are,

FOR TWO

the more likely you lived events now studied in history. It’s wonderful to review and to share your first-hand experiences with younger classmates.

You now have the freedom to choose the classes you like, without being pigeonholed into a curriculum. Paul tells us that when he studied for his law degree, he missed out on fine art classes and finds them so fascinating now. “I can go back and learn about whatever I like,” he tells us.

Continuing education is big business. It’s a subset of the education industry, complete with its own trade group, the National University of Continuing Education Association. Some colleges are making significant financial investments in faculty, facilities, and programs to capture the adult student market.

The result is often a professionally run adult educational program with course offerings in almost every field, both for credit and on a non-credit basis.

Who takes adult education classes?

Everyone! There are housewives, lawyers, and great-grandparents, who in addition to studying, are often juggling jobs and family responsibilities. So, if your notion of “adult education” classes is Aunt Julie taking basket weaving, look again. There are so many reasons to go back to school!

•

Abundant options.

•

Education improves the quality of life.

•

It’s fun!

•

It’s often at a lower cost as a Grand Citizen.

•

You can re-tool for your “Second Act.”

•

Options are flexible.

•

It’s not a job.

•

You’ll meet interesting people.

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We have several institutions of higher learning here on the shore. Explore your options at a nearby school, or consider an online course you can enjoy form your den. There are even instances where tuition is waived for Grand Citizens, be sure to explore all of your options. Choose from Facebook, Quick Books, Foreign Language, Watercolor, Writing, Holiday Decorating and more. From full semester courses, to one day events. Learning should be a life-long experience. What have you learned today? GLM

Mon-Fri: 8am–7pm Saturday: 9am - 5pm

Polly Elliott is a freelance writer living here on Delmarva.

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Grand Living Magazine

9

Today’s Pellet Stoves Before the 20th century, 90% of Americans burned wood to heat their homes. As fossil fuel use rose, the percentage of Americans using wood for fuel dropped, falling as low as one percent by 1970. Then during the energy crises of the 1970’s, interest in wood heating resurfaced as a renewable energy alternative.

Newer on the scene are pellet fuel appliances, which burn small pellets that look like rabbit feed and measure 3/8 to 1 inch in length. Pellets are made from compacted sawdust, wood chips, bark, agricultural crop waste, waste paper, and other organic materials. Some pellet fuel appliances can burn a wide variety of biomass fuels, including nutshells, corn kernels, small wood chips, barley, beet pulp, sunflowers, dried cherry pits, and soybeans. They are more convenient to operate and have much higher combustion and heating efficiencies than ordinary wood stoves or fireplaces. As an added benefit, pellet stoves produce very little air pollution. In fact, according to the U.S. Department of Energy, pellet stoves are the cleanest of solid  fuel-burning residential heating appliances. With combustion efficiencies of 78%–85%, they are also exempt from the U.S. Environmental Protection Agency (EPA) smoke-emission testing requirements. Pellet stoves have heating capacities that range between 8,000 and 90,000 British Thermal Units (Btu) per hour. They are suitable for homes as well as apartments or condominiums It’s important to use a properly sized pellet stove for the space to be heated. When an appliance is too big, residents tend to burn fires at a low smolder to avoid overheating, which wastes fuel and can cause air pollution. A reputable dealer should talk with you about size requirements, but a good rule-of-thumb is that a stove rated at 60,000 British Thermal Units (Btu) can heat a 2,000 square foot home, while a stove rated at 42,000 Btu can heat a 1,300 square foot space.

Most pellet stoves cost between $1,700 and $3,000. However, a pellet stove is often less expensive to install than a cordwood-burning heater. Many can be direct-vented and do not need an expensive chimney or flue. As a result, the installed cost of the entire system may be less than that of a conventional wood stove.

Pellet fuel appliances are available as freestanding stoves or fireplace inserts. Freestanding units resemble conventional cordwood heaters, meaning they generally heat a single room well, but not adjacent rooms unless you use a fan to force the warm air into those other spaces. There are also fireplace inserts that fit into existing fireplaces. Several companies now make pellet-fired furnaces and boilers for replacement of, or a supplement to, gas or oil-fired furnaces and boilers in residential space heating systems.

All pellet-fuel appliances have a fuel hopper to store the pellets until they are needed for burning. Most hoppers hold 35 and 130 pounds (16 and 60 kilograms [kg]) of fuel, which will last a day or more, under normal operating conditions. A feeder device, like a

Special price-fixed menus

October 17-24

10 Grand Living Magazine

Continued on page 12

Second Act

“Bulldog”

Kelly Hughes Roberts At the age of 17, he stepped foot for the first time on the floor of the Chicago Mercantile Exchange (CME). David “Bulldog” Rothner knew this was the job for him. But little did Bulldog know it would change his life forever, allowing him to find his true passion and fulfill lifelong dreams.

Making only $75 a week, Bulldog hoped to make just enough to fix his car, which would get him to California within a couple months. Instead, he found himself doing every job on the CME trading floor from desk manager and floor runner, to working the pit for two years, before getting his own seat on the exchange floor in May of 1984. As Bulldog reflected, he said, “I had the best and most fun job in Chicago! I got to work along side my mentors and my best friends. Those were the good ole days.”

As an entrepreneur, Bulldog also explored other business adventures including being the co-founder of the U.S. Shidokan Association. Shidokan Karate is bare-knuckled knockdown karate.

Tournaments are full contact and held in a boxing ring. Bulldog also founded the U.S. Shidokan Open, which has developed into one of the premier mixed martial arts tournaments in the world.

Inspired by change, spontaneity, and following his dream to live in the Caribbean, after 18 years of working at the CME, Bulldog retired at the age of 35. He and his wife, Nancy, relocated to the island of St. Maarten to promote two Shidokan world champion fighters. In August of 1998, after meeting with a local radio station to promote the matches, Bulldog joined their morning show. It was at that station he found his true passion for radio and began the “Bulldog and The Rude Awakening Show.” The show was an instant success and captured an audience of seven other surrounding islands. What was intended to be one relaxing year turned into six years in the Islands.

While still living in St. Maarten, a mutual friend introduced Bulldog to Ocean City entrepreneur and owner of “Seacrets,” Leighton Moore. After spending almost 24 hours straight in a local bar, Leighton and Bulldog became quick friends. In 2004, Leighton invited Bulldog to visit Seacrets and to do some voice-over work for Leighton’s new radio station. Already back in the states and living in Houston, Bulldog hopped a plane and headed for Maryland.

Soon after, Leighton offered Bulldog the job of the station’s morning man and general manager of WOCM. Bulldog loved the idea of living in the area and working for an independent radio station with room to grow. “This is a dream come true!

All the other stuff was incredibly fun, but it got me to where I am to today and what I am most passionate about.”

On January 10, 2005, Bulldog and The Rude Awakening Show was heard across Delmarva for the first time, and it continues to be heard weekday mornings from 6-10 a.m. on 98.1, locally and worldwide at www.irieradio.com. Their slogan, its “Edge-U-Tainment,” says it all. Bulldog was quoted saying, “Being a very opinionated person, I get to tell people what I think every morning. Who wouldn’t love that?”

When he’s not working, Bulldog loves producing the show, spending time with his family, traveling, going to concerts, and driving his Ferraris. Bulldog is currently working on a book about his experiences and the incredible people he has been able to meet and interview. GLM

Kelly Hughes Roberts is a life-long resident of the Eastern Shore and lives in Berlin with her family.

Grand Living Magazine

11

Continued from page 10

E. D.

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12  Grand Living Magazine

large screw, drops a few pellets at a time into the combustion chamber for burning. How quickly pellets are fed to the burner determines the heat output. The exhaust gases are vented by way of a small flue pipe that can be directed out of a side wall or upwards through the roof.

More advanced models have a small computer and thermostat to govern the pellet feed rate.

Pellet appliances usually require refueling only once a day, and since the fuel is compressed and bagged, the operator does not have to lift heavy, dirty logs. Most pellet appliance exteriors (except glass doors) stay relatively cool while operating, reducing the risk of accidental burns. Since pellet stoves burn fuel so completely, very little creosote builds up in the flue, posing less of a fire hazard.

If you have an older wood-burning appliance, consider upgrading to one of the newer appliances certified by the U.S. Environmental Protection Agency (EPA). They include a catalytic combustor that allows combustion gases to burn at lower temperatures, thereby cleaning the exhaust gas while generating more heat.

All wood stoves sold today should bear an EPA certification sticker. High-efficiency appliances not only have lower emissions, but they are also safer, since complete combustion helps to prevent a buildup of flammable chimney deposits called creosote.

If you want to retrofit an existing non-catalytic wood-burning appliance with a catalytic combustor, you can buy a catalytic damper.

These are available as kits and are usually installed in the flue collar. To monitor the stove temperature after adding a catalytic combustor, you should also install at least one heat sensor on the stove body or stove pipe. Several manufacturers sell retrofit kits, and they may be available from wood stove retailers. They are not appropriate for all types of stoves. Again, be sure to follow the manufacturer’s installation and operating instructions, and seek the advice of a reputable seller.

The location of the appliance (and chimney) will influence how well heat is distributed and conserved in your home. Most wood- and pellet-burning appliances are essentially space heaters, and should be put in the room where you spend most of your time. Ideally, there should be a way for heat to circulate to the rest of the house.

For safety, and to maximize efficiency, you should consider having a professional install your wood- or pellet-burning appliance. A professional will carefully evaluate everything from your chimney to your floor protection. A certified professional can also help you choose the best appliance to heat your home. GLM

Excerpt from Energy Efficiency and Renewable Energy, U.S. Department of Energy.

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Lighten Your Load Solutions

Whether you were sitting in or chilling out, you were always true to yourself. Your choices were your own.

If you are recovering from illness, injury or surgery – and your doctor prescribes home health care – your choice is still your own. Feel free to choose who will provide therapy, services and skilled nursing care… in your home.

Ask for Peninsula Home Care.We want you to recover your way, with people who understand your need to walk your own path.We can dig it.

Medicare pays – but you choose. Learn how Peninsula Home Care can help you get real. Real better, real fast, that is.

14 Grand Living Magazine

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Lou Ann Hill It’s that time of year again…Time to determine what items in your clothes closet stay for the next season, and which ones go.

Since closet space is typically a commodity, and unless you’re willing to pay top dollar for a professionally-installed system, it’s always important not to waste any space in areas of the closet you already have.

Of course, the blanket mantra “One new item in, and one old out,” applies to any area of your home or office, where you’ve determined should be organized. Follow these tips below to get started, then when each new season dawns, you will have your systems already in place.

1. Don’t waste space at the bottom or top of your closet.

• Bottom: Purchase racks for shoes or build low-cost cubbyholes to store purses and accessories. You can even use old bookcases for instant shelving.

• Top: Use plastic milk crates for t-shirts and sweatshirts. Purchase colorful canvas bins to store non-seasonal shoes and formal handbags and accessories.

2. Never purchase an item of clothing unless you believe it will now be your favorite outfit, dress, suit, etc. Chances are likely, if it’s not your favorite now, it will never be… so why buy it?

3. Remove all wire hangers from your closet, and return them to the dry cleaners. Wire hangers are flimsy and can ruin collars and sleeves. Use plastic, wooden, and padded hangers for all of your clothes (purchased from the Dollar Store). Tiered hangers can save space by holding multiple slacks, skirts, scarves and pashminas.

4. Hang tablecloths in a closet on heavy, wooden hangers.

Grand Tip Never return garments to your closet with ripped hems, missing buttons, stains, or with any other damage. Repair clothing promptly to save time and annoyance later on!

Lou Ann Hill is a professional organizer and the President of Lighten Your Load Solutions, LLC. Offices are located in Annapolis and Tilghman Island, Maryland.

Grand Living Magazine

15

A Realistic Perspective On Risk Christopher Hoen, CRCP

How much risk are you, as an investor, willing to accept? This is one of the most important factors that can affect the way you structure your portfolio and your overall financial plan. Yet it is also one of the most difficult to quantify. There is no universally accepted way of accurately measuring an investor’s risk tolerance. A number of factors come into play, including the investment and economic environment you are dealing with at the moment.

For example, consider how you might have answered a question about your level of risk tolerance during the record bull market of the 1990’s. Given that the market rarely experienced an extended down period during that decade, many investors were comfortable implementing an investment strategy that was quite aggressive. They were convinced there was little chance that the stock market would suffer a significant setback.

Things look a lot different today. We’ve had two notable bear markets in less than a decade. The Standard & Poor’s 500 Stock Index (an unmanaged index of stocks) lost 49% from 2000 to 2002, and after recovering and reaching new highs, lost another 57% from late 2007 to early 2009. This experience has likely caused you to reconsider how much risk you are willing to accept. Today’s investor truly understands what it means to deal with investment risk. It isn’t just a theory like it was during the 1990’s, but a real possibility.

Facing that reality, investors know they have to take risk more seriously, and try to determine their appropriate risk tolerance level.

Assessing your own risk profile.

Here are some ideas to keep in mind as you define your own views about investment risk: •

Set proper expectations. It’s important to accept that stock investments will be subject to periodic volatility. The reward potential of investing in future growth of global businesses remains strong, but the path to wealth is not always smooth. Prepare yourself for the fact that it will get bumpy along the way.

•

Try to maintain a consistent investment behavior. Take an objective view of your investment goals. Combine that with an honest appraisal of how much fluctuation you are willing to accept with your portfolio. Invest accordingly and stick with that strategy.

Don’t let short-term swings and day-to-day headlines sway your long-range resolve as an investor.

•

Recognize that time is one of the biggest determinants of risk tolerance. Investors with a decade or more to reach their goal have the luxury of riding out market downturns or even extended flat or negative markets. Those who expect to reach their goals in the next few years need to take steps to protect against the impact of market volatility. Your risk tolerance level may need to be adjusted as you grow older.

16 Grand Living Magazine

•

•

Trust your instincts. If you have trouble sleeping at night because of concerns about the safety of your investments, it may be time for a change. But be sure that any decisions you make align with your ultimate financial goals.

Explore ways to stay invested in the market while mitigating some of the risk associated with it. Dollar-cost averaging into investments, rather than investing lump sums at one time is one option.

Maintaining proper diversification across a variety of asset classes is another.

Products (such as variable annuities) that allow you to continue to participate in the market’s growth potential, while locking in gains, are also worth considering.

Remember other risks.

While the risk of losing money in an investment is always foremost in your mind, don’t overlook other potential risks. Among them: • Purchasing power risk – inflation is always a factor. Simply stated, your money won’t be worth as much in the future as it is today. It is important to own investments that can help your asset base at least keep pace with inflation, and hopefully grow faster than the cost of living.

• Opportunity risk – missing out on potential profits in a specific investment by choosing to have your money in a “safe” place, or being unable to access money for a period of time in order to put it to work in a more effective way.

• Interest rate risk – fixed income instruments such as bonds, carry their own risks, one of them being that if interest rates rise, bond values will decline.

Given that yields are currently at historically low levels, this risk may be more significant today.

Managing risk, in an effective way, will play a role in determining your ultimate investment success. It is an issue to take seriously and to deal with honestly. GLM Christopher D. Hoen, CRPC®, Financial Advisor, Ameriprise Financial, Inc. Berlin, Maryland

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. The Standard & Poor’s 500 Index (S&P 500® Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices, but excludes brokerage commissions or other fees. It is not possible to invest directly in an index.

Diversification helps you spread risk throughout your portfolio, so investments that do poorly may be balanced by others that do relatively better. Diversification and dollar-cost averaging do not assure a profit and do not protect against loss in declining markets. Variable annuities are insurance products that are complex long-term investment vehicles that are subject to market risk, including potential loss of principal invested. There are risks associated with fixed income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer-term securities. Investment products, including shares of mutual funds, are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution and involve investment risks including possible loss of principal and fluctuation in value. © 2010 Ameriprise Financial, Inc. All rights reserved. File # 103617

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Christopher ChristopherHoen, Hoen,CRPC® CRPC ® Financial FinancialAdvisor Advisor SM Chartered Chartered Retirement RetirementPlanning PlanningCounselor Counselor ™ 9 S. Main Street 9S. Main Street Berlin, MD 21811 (410)629-0947 (410) 629-0947 christopher.d.hoen@ampf.com christopher.d.hoen@ampf.com CALicense License#: #:0e09592 CA 0e09592

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Brokerage, Investment and Financial Advisory services are made available through Brokerage, investment and financial services made available Ameriprise Financial Services, INc. Member advisory FINRA and SIPC.are Some products andthrough Inc. Member and SIPC. Some products and servicesAmeriprise may not beFinancial availalbeServices, in all jurisditcions or toFINRA all clients. services may notInc. be All available in all jurisdictions or to all clients. © Amerprise Financial, rights reserved. © 2010 Ameriprise Financial, Inc. All rights reserved.

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Grand Living Magazine

17

Well Being Sponsored by

The Science of Sleep It’s estimated that perhaps 50 million Americans suffer from some type of chronic sleep disorder. In today’s busy world, it is difficult for anyone to get eight hours of sleep. Most people are lucky to grab five or six hours, and very few get what would be considered a restful sleep.

More times than not, the culprit is Obstructive Sleep Apnea. It’s a disorder in which a person repeatedly and unknowingly stops breathing for short periods of time; maybe hundreds of times each night. Rarely is it fatal, but it prevents restful sleep and could lead to other complications. Medical professionals estimate that as many as 18 million Americans might experience it, yet as few as one-eighth of them have been diagnosed as having it.

So how does a person find out? It’s very easily accomplished through a sleep study ordered by your physician and administered at one of the area’s sleep centers, designed to look for Sleep Apnea or other sleep-impairing conditions.

The process begins with a simple question and answer test that provides staff a pretty good idea if problems exist. A specially trained technician conducting the study will place electrodes on the patient’s face, chin, abdomen and legs. These electrodes are required to properly monitor and record brain waves, eye movement, sleep stages (light, deep or REM/dream sleep), and any leg movements or other restless activity during sleep. Belts will be strapped around the patient’s chest and abdomen to monitor breathing patterns. Heart rate will be monitored throughout the evening as well as oxygen saturation levels. An infrared camera will also record the session.

Then, it’s off to bed. The test itself is painless and requires a patient to do just one thing...sleep. In the morning, you’re awakened and you go home.

Sleep studies are generally scored within a day or two by a registered polysomnographic technician who reviews, in very precise detail, what occurs over the course of the entire night, by examining thousands of 30 second increments of how a person slept.

They’re looking for signs of sleep, what sleep stages a patient achieved, limb movements, breathing abnormalities, arousals, oxygen levels and heart rhythms, de-saturations and other indications of sleep interruption.

A specialized computer then generates a report for a pulmonologist (a physician who specializes in breathing and lung disorders), and from it they construct an individualized treatment plan. From these data, doctors can determine whether or not a patient breathes normally during their sleep. If they do have sleep disordered breathing, the test can determine the severity of their problem.

18 Grand Living Magazine

Kimberly Ragains, RPSGT

Physicians can also diagnose other sleep problems, such as nocturnal seizures or periodic limb movement disorder, which may be contributing to the patient’s sleepiness.

For most Obstructive Sleep Apnea sufferers, the treatment is Continuous Positive Airway Pressure or CPAP. It’s a device with a mask or nosepiece that’s fitted to the patient and

delivers pressurized air at a medically determined optimal rate.

The pressurized air helps to keep the airway from closing during sleep, resulting in a much more restful sleep. That’s beneficial for not only the CPAP wearer but also for their bed partners who must deal with the constant snoring and restless-

ness of the person next to them. CPAP allows patients to sleep through the night without interruptions, and also eliminates the decreases in oxygen levels that can be caused by sleep apnea.

It is this drop in oxygen level that contributes to high blood pressure, heart attacks, and strokes which are more commonly seen in patients with sleep apnea.

Some patients will also benefit from a surgical approach, and your physician will work with you to schedule a consultation with an Ear, Nose and Throat specialist. For others, a specially fitted dental appliance will also help to keep the airway open.

If you’d like to learn more about sleep apnea, and how you can be scheduled for a sleep study locally, speak with your primary care physician. GLM

Kimberly Ragains, RPSGT, is supervisor of the Peninsula Regional Medical Center Sleep Lab.

OBSTRUCTIVE SLEEP APNEA Obstructive Sleep Apnea occurs in 4% of all middle-aged men and 2% of all middle-aged women. After the age of 65, those percentages increase to 28% and 24% respectively. Up to 50 million American do not obtain the minimum amount of restful sleep.

Obstructive Sleep Apnea Symptoms • Loud Snoring or Snorting • Excessive Daytime Sleepiness • Falling Asleep at Inappropriate Times • High Blood Pressure • Morning Headaches • Memory Problems • Feelings of Depression • Personality Changes • Decreased Concentration While Driving, at Work or at School • Lower Extremity Swelling • Impotence Obstructive Sleep Apnea Risk Factors • Excessive Weight (65% Of All Americans Are Overweight) • Smoking • Family History • Large Neck • Recessed Chin • Over the Age of 40 • Male • Ethnicity (African-Americans, Pacific Islanders and MexicanAmericans) • Abnormalities in the Structure of the Upper Airway

Peninsula Regional Sleep Center technician, Mary Calloway, demonstrates to a sleep study patient how to properly fit a CPAP mask to counter Obstructive Sleep Apnea.

If you suspect you may be suffering from Obstructive Sleep Apnea, please see your primary care physician.

Grand Living Magazine

19

Well Being Sponsored by

You Have the Power to Control It-Diabetes 101

Susan Cottongim, RD, LDN, CDE

Diabetes is a chronic disease that has major, long-term complications including blindness, heart disease, kidney disease and nerve damage. According to the 2009 Professional Research Consultants (PRC) Community Health Assessment, 14.3% of adults in Worcester, Wicomico and Somerset counties have been diagnosed with diabetes. In the state of Maryland, 8.7% of the population has diabetes and nationwide 11.1% have diabetes.

The diagnosis of diabetes can be made using several tests. Two of the most common are the confirmation of a fasting blood sugar greater than 126 mg/dl on at least two different occasions, or a random blood sugar of 200 mg/dl, along with classic symptoms of diabetes, which include: frequent thirst, frequent urination, blurred vision and unexplained weight loss. A two hour blood glucose of 200 mg/dl or more, during an oral glucose tolerance test, may also be used to diagnose diabetes. This year, the American Diabetes Association (ADA) approved the use of the Hemoglobin A1C for diagnosis of diabetes. An A1C of 6.5% or greater is indicative of diabetes. Fasting is not required for an A1C test.

In Type 2 diabetes, blood glucose levels can creep up over time, and the effects of diabetes may not be noticed until the blood sugar is quite high. That is why screening for diabetes is important. If you are overweight, get little activity, have high blood pressure, and a family history of diabetes, you need to talk to your doctor about your risk of developing diabetes. The incidence of Type 2 diabetes is higher in African Americans, Native Americans, Hispanic American/Latino, Asian American and Pacific Islander populations. Women who have had a baby over nine pounds, or who have had gestational diabetes, have a higher risk of developing diabetes.

Early screening can identify pre-diabetes or diabetes. Pre-diabetes is diagnosed if you have a fasting blood sugar of 100-125 mg/dl or an A1C of 5.7-6.4%. Being diagnosed with pre-diabetes requires an action plan. Get active, lose weight, eat healthy and make sure

20 Grand Living Magazine

your blood pressure is under control. Research has shown that people with pre-diabetes can delay or prevent the onset of diabetes by losing weight and increasing physical activity.

The Diabetes Prevention Program research study showed that effective diet, exercise and behavior modification reduced the risk of developing diabetes by 58 %. Participants lost weight, which improved their body’s ability to use their insulin, resulting in better blood glucose control. Participants tracked their fat and calorie intake and exercised for 150 minutes each week.

Susan Cottongim, RD, LDN, CDE, Diabetes Education Coordinator at Peninsula Regional, center, discusses nutrition options during a recent diabetes education class at the Medical Center.

Good nutrition and healthy meal planning are essential in any plan for pre-diabetes or diabetes management. Eating regularlyscheduled meals and snacks can help balance carbohydrate intake through the day.

Carbohydrates are essential for good health and a key nutrient for managing blood glucose control. Carbohydrates turn into sugar and sugar provides fuel for the body. If you eat too many carbohydrates, and do not have enough insulin to use those carbohydrates, then the blood sugar can be high. Sometimes diabetes medications such as pills or insulin are required to help achieve the right balance, along with a healthy meal plan and physical activity.

Diabetes control can be assessed every three months by using the A1C test. The goal is to lower the A1C to less than 7% for good control and reduced risk of diabetes complications. Research has shown that the A1C can be reduced by 1-2% through Medical Nutrition Therapy. Learning about the carbohydrate content of food is essential.

You don’t have to stop eating rice, potatoes, pasta, bread, corn, milk, yogurt and fruit.

Because these foods contain mostly carbohydrates, you may just need to eat smaller portions at meals and snacks.

Many medical centers, hospitals and health departments offer diabetes self-management programs. At a program, you can learn about blood glucose testing, healthy eating, diabetes medications, exercise, the Diabetes Care Team and healthy coping. Programs are taught by health professionals including certified diabetes educators, nurses, dietitians, pharmacists and exercise physiologists. The Tri-County Diabetes Alliance includes medical centers, hospitals, health departments, diabetes organizations and others who conduct risk assessments, diabetes screenings, and provide education programs for people to learn how to manage their diabetes. You can visit their website at www.tridiabetes.org or contact one of the following for more information: Somerset County 443-523-1760, Wicomico County 410-543-7061, Worcester County 410-632-0056.

Don’t wait any longer to get your diabetes under control. Keeping your A1C at less than 7% can significantly reduce your risk of diabetes complications. Remember you can control your diabetes...it does not have to control you. GLM

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21

Open Your Eyes Jason Tu, M.D. Blepharoplasty Removes the “Droop” That Can Block Vision There was a time when cosmetic eye surgery was considered a discussion taboo – a “did she or didn’t she?” conversation that took place in whispered tones.

Fortunately, those days are over. Today, “eye lift” surgeries (known medically as a Blepharoplasty) are commonplace for both women and men. In fact, the surgery ranks in the top five cosmetic surgeries performed in the United States*, and not just for cosmetic reasons.

The Eyes Have It As people age, the tender skin on the eyelid, and just below the eye, are some of the first areas on the face to loosen and wrinkle. Many patients believe this makes them look tired and older than their age – both valid reasons for having the surgery. But, for a percentage of patients, there is a legitimate medical condition which needs to be corrected, which is equally, if not more, important.

This medical condition is called “ptosis” – drooping eyelids that hang very low and block vision. Ptosis is caused by nerve damage or poor muscle tone in the eye lid. The eyelid starts to obscure the patient’s peripheral (side) vision, and in extreme cases, forward vision.

Patients with these issues, who have this surgery, comment time and again that they feel they are ‘opening their eyes for the first time. For many it has been years since they have seen correctly.

The surgery can also reduce “bags” under the eyes and correct drooping eyelashes, which can also impair vision.

How to Know if Blepharoplasty is for You ... and Your Doctor

According to the American Association for Aesthetic Plastic Surgery, you may be a good candidate for an eye lift if you have any one or more of the following... q Excess skin obscuring the natural fold of the upper eyelids. q Loose skin hanging down from the upper eyelids, perhaps impairing vision. q A puffy appearance to the upper eyelids, making the eyes look tired. q Excess skin and fine, “crepe paper type” wrinkles of the lower eyelids. q Bags and dark circles under the eyes. q Lower eyelid droopiness.

To match your needs with the right surgeon, make sure the doctor... q Is certified by the American Board of Plastic Surgery (ABPS) or equivalent peer review organization, in the respective country of an international member. q Qualifies for privileges to perform cosmetic plastic surgery in an accredited surgical facility. q Has experience in a wide range of cosmetic and eye care procedures.

22 Grand Living Magazine

What to Expect During a Blepharoplasty, the surgeon removes excess skin, fat and muscle from upper and/or lower eyelids. To do this, the surgeon makes an incision along the creases of the upper eyelid and, if needed, the outer lower rim; depending on need, the incision may run the length of the lid. Once the incisions are made, fatty tissue, excess muscle, and skin are removed and then the incisions closed.

The whole procedure takes about an hour and is considered an outpatient surgery. Blepharoplasty is usually performed under local anesthesia.

When the surgery is completed, the eyes are lubricated and the patient discharged. The surgeon will prescribe an antibiotic (to ward off infection) and oral pain medication. The patient is instructed on how to clean the eyes, lubricate them with eye drops and treat them during healing. Restrictions are few, although patients should not swim until the sutures are removed a week after the surgery. Both sun block and sunglasses will be required for several weeks.

Most patients have few or no issues, although some report bruising, itchy and/or watery eyes, dry eyes, light sensitivity, swelling, blurred or double vision during the first few days.

Minor scarring is also occasionally reported.

To learn whether Blepharoplasty is right for you, review the checklist in the side bar; then make an appointment with an eye surgeon in your area. *American Society for Aesthetic Plastic Surgery, 2007 Dr. Jason Tu is a board certified ophthalmologist who treats a wide range of ocular issues. He performs Blepharoplasty, and other eye lid procedures, at the Azar Eye Institute in Salisbury, MD.

Mental Agility Therese H. Ganster, LCSW, MPM It’s always amazing to me how the classics continue to ring true throughout the years. Not since the 1940’s when swing orchestras were in vogue and couples “dressed to the nines” while dancing to the music, has ballroom dancing been so wildly popular.

We may all remember our grandparents or parents allowing us to stand on the tops of their feet to learn the rhythm, teaching us how to “cut a rug” in the kitchen, or seeing them sway to the music on the old Victrola.

Once again, the elders seemed to get it right!

Recent studies in the New England Journal of Medicine, as well as others, have shown that even moderate ballroom dancing, once or twice weekly, will dramatically improve one’s overall fitness and “mental agility.”

As many of us worry about the potential of becoming more forgetful, and eventually succumbing to dementia, there has also been much optimism. There is evidence that those who enjoy puzzles, play games, and stay mentally and physically active enjoy a lower risk of Alzheimer’s.

We realize that physical exercise alone does not delay the onset of Alzheimer’s, intellectual exercise does!

While it is unclear at this time, how our brains, with regular work outs, are able to postpone Alzheimer’s, it has been proven that you need to “use it or lose it.” So get out those daily crossword puzzles, use the free chess and Sudoku games on your Ipad, play solitaire on your laptop, visit a museum, read your favorite authors or magazines, play a musical instrument, take a language class or dance!

It has been found that those who danced regularly displayed the lowest risk of dementia or Alzheimer’s! Perhaps we are challenging both memory and coordination skills, but having two left feet does not mean you can sit this one out!

Other tips to improve your brain function: • Go Mediterranean! The more colorful fruits and vegetables, as well as oily fish, like mackerel, salmon, tuna, sardines, flaxseed and olive oil are packed with just about every nutrient you need.

• Go Low GI! Eating foods that are low on the glycemic index (GI) helps release energy slowly to maintain a stable blood sugar (glucose) level. Low GI foods include complex carbohydrates such as whole wheat pasta, bread and brown rice, as well as vegetables. If your blood sugar falls, the side effects from the brain are obvious; feeling less alert, fuzzy, or tired.

• Keep hydrated! As we get older, we tend to drink less as our thirst diminishes. If you dehydrate, there is more chance of poor balance, confusion and memory loss.

• Exercise! A brisk walk, tennis, swimming or Tai Chi are great options, even if only for 20 minutes a day!

• Good conversation. Sharing a joke, or a good meal, or game of bridge can not only be fun, but good for your brain too! Having a strong social support network to provide emotional and intellectual stimulation, helps keep the mind sharp.

• Be optimistic! Naysayers, or people with untreated depression, may be twice as likely to develop dementia. Seek help if you lack energy, are listless, are unable to sleep, sleep too much, or if early-morning awakenings are more the routine than the exception.

Stay active, have a good time, and “save the last dance for me.” GLM

Grand Living Magazine

23

Breast Cancer Nicholas J. Dudas, MD, FACS Breast Cancer is the second most common type of cancer affecting women in the U.S. It is second only to skin cancer. Fortunately, with ever-improving methods of detection and treatment, it is becoming one of the most curable. Even though it is estimated that during the year 2010, approximately 207,090 women will be diagnosed with breast cancer, the five-year survival rate is close to 90%.

Cancer is a disease that causes cells in the body to change and grow out of control. Breast cancer occurs when cells in the lobules (structures where milk is made) or, more commonly when the ducts (tubes that carry milk to the nipple) grow out of control.

Unfortunately, unlike other forms of cancer, there have been no studies proving a causal relationship between environmental exposure to toxins and the development of breast cancer. So, rather than focusing on prevention, the focus has been on early detection.

But thanks to the improvements in technology and the increase in awareness, early detection is becoming easier and the survival rate is constantly increasing.

Early detection consists of a three-pronged approach designed to detect breast cancers as early as possible. The first prong is monthly Breast Self Examination (BSE). It is an easy self exam, and instructions for performing it can be found on the American Cancer Society’s website, www.cancer.org.

The second prong consists of a yearly breast examination by a trained health care professional. This is to detect any cancers which may not show up with regular diagnostic studies. It has been estimated that mammograms do not detect approximately 10% of breast cancers, but these can still be diagnosed early when discovered by your doctor.

The third prong is yearly mammograms. Although recommendations for years have been to get one’s first mammogram at age 40, with subsequent yearly mammograms, a recent release by the United States Preventative Services Task Force has recommended instead that women should get yearly mammograms starting at

24 Grand Living Magazine

age 50. However, there have not been any subsequent studies agreeing with their recommendations, and most physicians have been abiding by the traditional recommendations.

Mammography is a very important tool in the early diagnosis of breast cancer, as some studies have reported a cure rate of over 95% for cancers and pre-cancers detected by mammogram alone, as opposed to only a 75% cure rate for cancers and pre-cancers that were not detected until they were palpable (able to be detected by feeling a lump).

Depending on a patient’s risk factors, as well as other symptoms, other studies have been used in the detection and treatment of breast cancer, such as ultrasound (sonogram), MRI, and PET/CT scans.

Once an abnormality is found, either with palpation or diagnostic studies, biopsy is necessary for tissue diagnosis. There are many new minimally invasive ways to obtain breast tissue for diagnosis, focusing on decreasing patient discomfort while maintaining a high level of accuracy. These include stereotactic biopsy, sono-guided needle biopsy, and fine needle aspiration. Fortunately, approximately 90% of these biopsies usually result in a benign (or non-cancerous) final diagnosis.

Once a diagnosis of cancer is made, it can be a very stressful time for the patient. The care of the breast cancer patient has evolved into a more holistic approach, providing support through this trying period in their lives. A multi-specialty “game plan” is developed for each patient, and may involve surgery, radiation, or chemotherapeutic agents. With the coordination of multiple health professionals, the diagnosis and treatment of breast cancer has become much more efficient, much less unpleasant, and much more successful. GLM Dr. Nicholas Dudas has been diagnosing and treating breast cancer on Delmarva for over 20 years. He is a partner of the Peninsula Surgical Group, Salisbury Diagnostic & Breast Center, and Chesapeake Surgery Center located in Salisbury, Maryland.

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Dream Car 2010

  Grand Living Magazine

27

Dream Car 2010

Photography by Kyle Hughes, Nextwave Studios

Maybe it’s how a well tuned engine releases that throaty roar when the gas pedal is pressed, or simply the way the sun reflects on chrome. So many people catch the car bug at an early age. Some work their entire life for the luxury of owning a particular model. Diehards collect vehicles like baseball cards.

For some, it’s a reflection of how far they have come.

Others find joy in just hitting the open road in the ride of their dreams. To inspire us all to fulfill our dreams, we present “Dream Car 2010.”

Dave Evans and his 1979 Porsche 911SC The Porsche 911 is the essence of Porsche. The longest running sports car in production, the Porsche was destined for success from its inception.

The 1979 Porsche 911SC is considered to be the most reliable model ever made. It sports a 3.0 liter, engine and a Bosch K-Jetronic fuel injection, with a five speed 915 transmission.

Of the 40 to 50 cars Dave Evans has owned over the years, his favorite has to be his 1979 Porsche 911SC Targa. He purchased this very rare “hellblau” blue car in 1999, and it’s one he just has never been able to part with. “I get at least two offers a month to buy this car, it has such eye appeal,” says Dave. “But, I really enjoy it. The Targa roof is not often seen these days, and it’s just so much fun to drive, particularly in the warm weather. My wife and I love to take it out for a cruise. She’s been very supportive over the years of my car habit. I’ve had many Porsche, but now that we are retired here in Bethany, I just have the two; this Porsche and a 2003, that I purchased just because I like it.”

28 Grand Living Magazine

Bob Hammond and his 2009 Bentley GTC Convertible We all work hard most of our lives, and we deserve to “treat” ourselves once in awhile. For Bob Hammond, his 50th birthday was just that occasion. Bob’s vehicle of choice, the luxurious 2009 Bentley GTC Convertible, in Silver Tempest.

Truly luxurious in every way, the British supercar convertible sports a hand-stitched leather interior, and a ride so smooth, you could easily enjoy a beverage without risk of spill. Although the odometer can reach 200 mph, Hammond tells Grand Living Magazine he drives it for the luxury and has never tested its limits. “I’m so happy to have this car,” says Hammond. “It makes my old Mercedes 550SL seem like a Ford Ranger.”

Bob drives his car most every day to and from his place of business, Atlantic Physical Therapy in Ocean Pines. Hammond expects quality in every aspect of his life, and it’s reflected not only in his business locations across Delmarva, but in the standard of car he drives.

Upon a closer look, the rearview mirror reveals a more personal side of Bob, as his Rosary reminds him of his roots and how he reached this point in his life. Bob is active in the community and has been the proud sponsor of Stephen Decatur’s “Tough Kid Award” for the last 11 years.

Bob’s Bentley is also the focus of the 2010 Dream Car Contest revealed on page 7.

Grand Living Magazine

29

The Sporting Life

to integrate modern ideas with old-school philosophy. “When we take on a project, we like to think outside of the box, and try new things. We have a team with a variety of talent, from handmade parts to artistic metal detail, we make it all happen right here in our shop,” boasts Kevin. “We live the motorsports lifestyle,” adds John. “And it doesn’t end when we go home. We have cars, jet skis and motorcycles there too, it’s who we are”.

Kevin even has a plywood floor in his living room, so he can take his work home. “We put our heart and soul into everything we do.

Sometimes you have to slice your finger, and bleed a little for the project,” remarks Kevin.

“Each bike is a work of art, and every member of my team gives what it takes to get the job done right.”

Loaded Gun has completed 10 custom Café Bikes for happy customers all over the world, right from their shop tucked here on Delmarva. They are currently working on bikes that will return to their homes in Australia and Spain. “With social networking making the world such a smaller place, we get calls from all over the world. It’s really exciting to think about what we can do,” says Kevin.

All this passion and inspiration has really taken their business to a whole new level.

Not only has the business grown in name and reputation, but it has become a world leader Left to right: Kevin Dunworth, Eric Hoyle, KC McQuilkin and John Deforest. in Café Bike customization. They will even We’ve all known the kid that takes things apart to see how they be a part of the upcoming series on Café work. Often it doesn’t quite go back together the same, if at all.

Bikes from Discovery Channel, which premiers in October.

But there is real magic in the boy that takes it apart and puts it back The series features select shops around the country that recretogether, and then finds it performs even better. There is a spark, ate and customize the classic rides with their own individual and ignition of a drive that just doesn’t let go. When that little boy style. grows up with a passion for performance, and While the business appeals to many car the drive to achieve new heights, you find a and bike enthusiasts, Loaded Gun’s typisuccessful mechanic that knows no limits. cal customers are the blue collar workers Meet the men of Loaded Gun Customs: with a big idea. “Our customers are the Kevin Dunworth, John Deforest, Eric Hoyle people who want things done correctly and KC McQuilkin. Kevin and John have and are passionate about the performance been improving machines together for the last of their toys,” says Kevin. The team does 12 years. From cars to motorcycles, mopeds restoration work as well, but they like to to cigarette boats, if it has a motor, they can utilize their creative talents and improve make it more efficient. Each member of the the factory model. team brings something special to the shop.

Loaded Gun is a very people-oriented It’s more than mechanical talent. They not service business. The shop has an image only build their machines, but showcase and compete for honors that harkens post war when out in the community, allowing in world class competitions. From car shows to road racing, and you to step back in time, if only for a moment, when you meet on levels as upscale as the Rolex cup, this team of men is so much their “pin-up girls”. You will find them at local auto events more than grease monkeys. Their list of accomplishments boast posed alongside the shops creations. You can also find the men a National Award Winning 1966 Slingshot Dragster, and a 1970 at many local charitable events featuring motorsports. They Camaro, which took Honorable Mention at the East Coast Nationjust love to get up close and personal with fellow enthusiasts. als, an invitation-only event, alongside cars built with much larger Look for them this fall at Bike Week Events and the Oasis Bar budgets. The Camaro is a hallmark of machine and cost efficiency. & Grille Fall Vintage Car’n Bike Show. Be sure to tune into While their expertise is expansive, their passion is the Café Bike. the Discovery Channel when the series begins October 4th. GLM Kevin has a real love of the post-World War II machines and likes

Sandy Phillips

Blue Collar People With A Big Idea

30 Grand Living Magazine

Cover Car, 1967 Shelby Cobra Ever thought of your car as part of the family? Harry and Cheryl Hoke have.

They’ve had so much fun with their 1967, 427 red Shelby Cobra in the last few years, they can’t imagine the excitement they would miss without it. Sporting a 351 cubic inch engine, this fun car has even been the honored guest at its own birthday party. It’s also been the focal point of several cookouts and family events. “Some people have a boat,”says Cheryl. “We have a Shelby Cobra.”

The first time Harry saw a Cobra was in the sixties in high school. He thought it was the coolest car he had ever seen. “I still think it is; and since I can’t afford the six to seven digit price for an original, I have a replica,” says Harry. “The timeless design and styling of the car draws smiles and waves from little kids, and little old ladies too. I read in a magazine, one time, a perfect description of the attraction that this car has for me. It said, “There’s nothing nice about a Cobra. It’s stripped down to the essentials—a big engine, a small car and four wide tires. You just try to keep the whole business on the pavement. It’s loud, smells like gasoline, shakes, shudders, and bucks. It makes your arms tired and your feet hot. You nearly crash about once every 10 minutes, and yet it’s so darn wonderful that you can’t believe it.”

Harry thought he would never have the opportunity to have his own Cobra, until his wife’s inheritance provided the financial means to his dream. “I can’t believe she bought this for me. I really owe her. But we enjoy it together, and it’s so much fun. It was an amazing gift,” says Harry. “She’s the best!”

Harry & Cheryl Hoke and their 1967 Shelby Cobra

Grand Living Magazine

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The Vintage Motorcycle Collection of Pino Tomasello

From distinctive owners to hallmark competitions, the value and passion of owning an old motorcycle is all in the history to Pino Tomasello. His Italian heritage has ignited a fire for preserving the craftsmanship of vintage motorcycles. Pino has been collecting for over 20 years, purchasing his first motorcycle at the age of 16. His current collection sports a very impressive group of bikes. Many of the motorcycles are rarely seen stateside, and some are among the only few remaining models in the world. Pino recognizes the potential in old motorcycles and cars that have been abandoned for newer models. “Rarity is special to me,” says Pino. “My Ferrari 1959 250cc is one of three in the world. It’s fully restored and a true masterpiece, because of its very unique build.” His 1961 Maserati 175cc is another favorite, as is his 1972 Agusta MV 350cc. The Agusta has sentimental value, having belonged to a well-known Italian

shoe manufacturer that he was friends with sometime ago. The gentleman purchased it new, but outgrew it, and the bike quickly became of part of Pino’s collection. There is also a 1973 Ducati 450cc in the collection. When Pino purchased the Ducati, it was in very poor condition. Pino tell us that, “Part of the attraction for me is the joy in restoring the bikes to their original glory. My motorcycles and cars are a real source of enjoyment for me. Some are street legal, and I enjoy taking them out on a nice day. Others are just to enjoy when I need to get away from the day-to-day stress of the world.” Pino also enjoys sharing his collection at a variety of automotive shows.

Grand Living Magazine

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The Racing Collection of Dave McQuilkin

Dave McQuilkin has had a love for cars and motorcycles since junior high school, and it’s a passion that just continues to grow.

His collection itself is vast and includes not only cars, but numerous racing bikes from his career, as a “Superbike” competitor. Now retired from racing, he keeps his bikes for sentimental value and to enjoy with other avid collectors. Dave also sponsors young racers in their quest and enjoyment of the sport.

The collection of bikes alone sports rare specimens not only because of their name, but because of their customization. Dave’s fondness for each bike is individual. The time spent with the vehicles allows him to get away from the day-to-day stresses of life. Dave loves to share his collection at motorsports event. “I love to talk to the kids, and let them see the cars up close, and instill my love of cars in them. It’s really a family affair for us. My wife, children, and even my two grandchildren attend events with me. It’s just great that they share my enthusiasm. The motorsports community here on Delmarva has opened its arms to me. In a few years I plan to retire here and just enjoy the shore and motorsports.”

Grand Living had the opportunity to explore Dave’s amazing collection and have selected a few models to share with you here: 1966 Slingshot Dragster is a real Friday night racer. This car was clocked in the mid 7’s (approximately 7.5 seconds) in the quarter mile. It’s an Ultimate Hot Rod Winner and known nationally in the drag racing world. The machine sports an image that many women can relate to, aptly titled, “The Other Women”. Dave tells us, his wife often referred to his cars as such, and so the dragster bears the sentiment. This unique auto even garnered an invitation to the East Coast Nationals.

1970 Camaro – This “exotic drag racer/street cruiser” can run the ¼ mile in less than ten seconds. Although this car no longer races, Dave’s dream was to build a car that was meticulously correct for speed. The Camaro even boasts a “tubed” design to accommodate the large tires, while maintaining the center of gravity for speed. This vehicle was also privileged to be invited to the East Coast Nationals.

Other vehicles in the stable include a 1998 Camaro SLT. While this car is a true “road racer,” it’s also a show piece.

Only leaving the protection of storage for OC Cruising and car shows, this car was built to drive and enjoy.

Grand Living Magazine

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The Fastest Street Cars Ever!

1. Bugatti Veyron 16.4 - This high performance sports car was clocked at 267.86 mph. It’s also the world’s most expensive (as of press) at approximately $1.7 million.

According to Guinness, this model Bugatti is the current world record holder for speed.

2. Shelby Super Car, Ultimate Aero TT The second fastest production car in the world, at an impressive 257 mph. MSRP: $650,000.

3. Koenigsegg CCX - This Swedish mid-engined roadster held the world record for a short time, reaching a speed of 250 mph.

The CCXR version is currently available and is designed to run on biofuel. MSRP: $590,000.

4.

5.

6.

7.

8.

9.

10.

McLaren F1 - 240 mph.

Ferrari 288 GTO - 225 mph Jaguar XJ220 - 217 mph Bugatti EB110 SS - 213 mph Ferrari F40 - 201 mph Lamborghini Diablo - 200 mph Porsche 959 - 199 mph Source:wikipedia

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The 1992 Ferrari 512TR of David Rothner, Irie Radio Personality “Bulldog”

Art takes many forms and is often in the eye of the beholder. The mind quickly goes to Picasso or Renoir when you mention fine art, but to Bulldog, art has four wheels.

“When I was little, I use to go to work with my dad, who was a mechanic, just to sit in the cars,” says Bulldog. “I have always been a car fanatic. My first car was a 1970 Plymouth Fury III, a hand-me-down from Dad.” His first purchase, a 1982 Mustang GT 5.0 (real American Muscle) his first passion. That Mustang was so perfect; it made the cover of Mustang Monthly. He sold it for $17,000.

That same car later re-sold for $75,000. Bulldog has always seen a car as an investment, just like art. However, he drives everything he buys and Bulldog has never made a purchase to impress the neighbors. He makes his purchases strictly on his desire to have that particular car in his stable. “The buying process is so much fun,” says Bulldog, “It’s not just about the car, but the search for the car, that is intriguing. It’s a true passion. I’m always looking for my next car.”

“I’ve owned many cars over the years, but my favorite has to be my 1983 Ferrari 308GTSi purchased in 1988. I wanted a Ferrari for years, and I have always seen it as my Dream Car. I bought the car to drive and enjoy. I have so many wonderful memories in that car. My wife and I have been so many places in it, and my son learned to drive a stick in that car. I would love to hand it down to him one day.”

Bulldog’s infatuation with the Ferrari took another jump forward when he first saw the Testarossa in 1990. It took 10 years to find the perfect one, and in 2009, deep in Texas, a black 1992, 512TR was added to his collection.

“I’m just a true car guy,” says Bulldog. “You’ll never see me in a dirty car. I could easily spend a Sunday afternoon just washing my cars and enjoying my collection.”

1983 Ferrari 308GTSi Grand Living Magazine

37

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Grand Living Magazine

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Grand Living Magazine

41

Photos Courtsey American Cruise Lines

Marie Nottingham

Small Ship Cruising

Cruising is becoming a preferred option in travel. With everything you need in close proximity, a cruise ship is a mobile resort.

The fees are often all inclusive, with the exception of shore excursions, and on a cruise, you can relax and play between destinations.

There is no packing and unpacking, and no cramped bus travel between towns on your itinerary.

Cruising on the big ships offers you immersion into a whole world of travel, and a cruise to an exotic port should definitely be on your travel list. However, there is another avenue to consider when exploring cruising options.“Small ship” cruising, which you will find very up close and personal on many levels.

American Cruise Lines offers “small ship cruising, done perfectly,” and now sails direct from the Port of Baltimore. These small ships, some built right here on Delmarva, carry no more than 100 passengers and navigate America’s smooth inland waterways. They dock in untraveled ports, allowing you to experience the rich culture, history and natural beauty of many quaint towns. Small ships still offer many of the big ship amenities, including gourmet chefs, but dining is informal, and you can sit with whomever you choose.

Most tables have an outside view, allowing you to savor each minute of your cruise experience. American’s staterooms are the largest in their class and feature large private baths and balconies, each facing the outside with pictures windows that actually open.

Docking at ports only accessible on a small ship, you can experience villages that are steeped in centuries of history. Many ports on the itineraries played a role in the Civil War. You can step back into the past in Williamsburg, stroll the islands of Tangier and Solomon’s, or the once-colonial seaport of Oxford.

Looking to travel a bit further from home? There are sailings from the Port of Baltimore that travel the inland waterways all the way to Florida. A quick trip to Rhode Island offers travel along the northern inland waterway to several New England destinations.

42 Grand Living Magazine

Consider the tours that offer a glimpse of coastal rural America. You can connect with the estuaries and canals to fully appreciate nature’s unspoiled treasures. From the unique vantage point of a small ship, you can discover coastal wildlife on its own terms. Cruise through a rich past that has influenced the shape of our country since the days of the early explorers.

Experience the elegance of the restored southern plantations and the mysterious secrets they hold. Wilmington, NC boasts one of the largest districts recognized on the National Register of Historic Places, with an outstanding reputation as a leader in preservation efforts. Here you can explore Georgian, Victorian and Antebellum-style homes restored to their original grandeur.

Visit the countries “first planned city,” Savannah. With historic squares and classic southern grace, Savannah has earned its nickname as “Hostess City of the South.” Still a bustling seaport, with its amazing 19th century wealth and enchanting ghost tales, you will discover why docking at this port is a favorite among small ship cruisers. Sail on to St. Simons and Jekyll Islands in Georgia, then to Amelia Island, Florida, where there are miles of quartz beaches and rolling sand dunes. Every port is alive with adventure.

Small ship cruising is tailor made to bring you up close and personal to picturesque towns that are hidden treasures. Offering exciting ports full of history and lore, abundant wildlife, and miles of brilliant coastline, small ship cruising has something for everyone, and practically from our door step, at the Port of Baltimore. GLM Marie Nottingham lives in Ocean Pines with her husband Mike and two dogs, Molly & Piper. For more information on American Cruise Lines, please call Grand Living Magazine at 410-726-7334.

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Grand Living Magazine

43

The Pet Trust Sandy Phillips Animals have come to play such a significant role in our lives. It’s now a fact that people live more fulfilling, healthier lives, when they live with pets. Two-thirds of Americans consider pets “family members”.

As veterinary medicine advances, our pets are living longer healthier lives. Many of us have several pets in a lifetime, but what happens to your pet when your time comes? What if you become ill and cannot care for your pet? Who will look after your pet? Legally pets are considered property. But to their owners, pets are much more than furniture.

We’ve all heard about the very wealthy who leave millions, in trust funds, to their pets. However, planning for your pet is not just for the rich and famous. It’s for anyone who wishes to provide continuing care for their pets and to ensure their pet is not left at the pound.

A Statutory Pet Trust does just that, it allows you to name a Pet Guardian to take care of your pets should you become unable to care for them. Now available in both Maryland and Delaware, a Pet Trust provides contingencies and allows you to leave funds to support your pets.

It offers a place and direction for your pets during a time of confusion.

If you simply leave money in your will to a trusted caregiver and that person is no longer able to care for the pet, the money will go to that person’s heirs or beneficiaries at his or her death and will not be available for the care of the pet. Concurrently, assets in a Pet Trust are not subject to the caregiver’s creditors, marital disputes or bankruptcy. A Pet Trust lasts the duration of the pet’s life. It can provide for a level of health care, exercise and dietary needs. Remaining funds in a Pet Trust after final arrangements have been made for the pet can go to a charity or a family member.

Do you really need this paperwork? The answer is most likely, yes. The informal vows of family members to take care of pets often fall through. They may have insufficient funds, allergies, work conflicts or restrictions imposed by a landlord. When the time comes, they may not actually be able to provide for the pet’s care.

Planning can lead to peace of mind. All too often people die or become unable to care for their pets without leaving a will or making trust provisions for their pets. When no Pet Trust exists, because pets are considered “property”, the court will often decide the fate of your pet. In the absence of a family mem-

44 Grand Living Magazine

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Unleashed

ber willing to take possession of the animal, they are often relegated to a public facility for adoption.

Plan ahead for the unforeseen and talk with your legal counsel about your wishes for your pet. Select a caregiver and a trustee. The trustee should be financially astute, responsible and trustworthy to manage and administer your Pet Trust. The pet’s caregiver should be someone who is knowledgeable in the care required for the pet and someone whom is clearly able to provide that care. In fact, the caregiver and trustee are often the same person. However, having two different people involved offers a higher level of security for your pet. One provides direct care for the animal and one manages the funds to do so. Speak with these designees in advance of completing any paperwork, to be sure they are willing to participate in the management of the trust or care of the pet.

In today’s world, where things change so quickly, peace of mind can be as valuable as your pet.

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Grand Living Magazine

45

Unleashed

Naming Chihuahuas Marie Burch Chihuahuas are the world’s smallest breed of dog, and one of the most popular too. The unique breed is named after the Mexican state where they were discovered. This explains why Spanish names are so popular for them, and why a Chihuahua is the Taco Bell mascot!

As you look for names for your new Chihuahua, the most important thing to remember is to choose a name that you like and one that suits your dog. Here are four suggestions, specifically suited to Chihuahuas.

1. Look for a name that refers to your dog’s most obvious physical attribute - its size. In this instance, names like Atom, Gadget, Peanut, Tic Tac and Tinkerbell might be ideal.

2. Perhaps a name that refers to your dog’s Spanish heritage.

Consider the name Bonita (pretty), Chiquita (small girl), Carlos or Geraldo.

3. Select a name that has a touch of hyperbole. For example, imagine a little Chihuahua called Moose, Hercules or Bruiser!

These names are sure to bring a smile to your face.

4. Since little dogs are famous for their big personalities and bold attitudes, look for a name that refers to this trait. Maybe Diva, Princess, Jock or Napoleon, each definitely correct for the attitude.

Of course, there are countless other options. Here are some additional suggestions.

1. Use your hobbies for inspiration. If you’re a golfer, how about the name Putter? Love to read? Choose the name of your favorite author.

2. Think of famous people. Presidents, royalty, movie stars, scientists, inventors...the list goes on. If there’s someone you admire, or whose name you like, you may want to name your Chihuahua after them.

3. Look at your Chihuahua’s other physical attributes, such as its color and markings. How about Q-Tip for a white Chihuahua or Oreo for a black and white one?

4. Choose names from other languages. If you’re looking for something a little out of the ordinary, choose a Native American Chihuahua name like Yoki (rain) or a Japanese Chihuahua name like Kabuki (Japanese dance-drama).

5. Consult pet naming books and websites. You’ll find hundreds, if not thousands, of pet names to choose from.

Remember, you’re naming your dog, not your first-born, (though

46 Grand Living Magazine

in my family, there is some debate that the dog is preferred over the first-born). The only names you should avoid are ones that sound like commands and names that are demeaning to your Chihuahua. One or two-syllable names are usually considered preferable, as they are easiest to pronounce and easiest for your dog to understand. Choose any name you like, just remember that you will be calling it out dozens of times each day, so a shorter form or nickname may be more convenient for daily use.

Finally, don’t forget to enlist the help of your Chihuahua!

Call out some of the names on your short-list, and wait to see his or her reaction. This may help seal the deal on the perfect Chihuahua name.

Marie Burch is a writer and contributor to www.dognamesplaces.com.

Unleashed

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One size fits all. Machine wash and dry. Will not shrink. Iron safe. Colors will not fade or bleed. Fold away entry panel.

“Le Dresser” and other designs are available from www.kattysaks.com. $39.00

All treats with Up Country’s new Halloween products!

Up Country’s all natural pumpkin treats are made with delicious ingredients and are a healthy way for your dog to snack. A perfect tote to give and enjoy! Made in the USA with domestic ingredients. 10 ounces. Suggested Retail: $10.00, at your local pet store.

Halloween collars and leads make the holiday even more fun!

Up Country uses only the finest solid brass hardware, washable poly/nylon materials and high hold buckles. Collars come with matching leads and harnesses to fit any dog! Made and designed in the USA. Suggested Retail: $20.00 for collars and leads, at your local pet store.

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Fare Marie Nottingham

What Beer Would You Recommend?

Delaware’s newest micro-brewery opened its doors in July of 2009. One year later, they have expanded and are well on their way to garnering their share of the market, with a brew that is not only refreshing but designed for the more refined beer drinker.

Bringing in only the finest grains from England, Brett McCrea and Chad Campbell, co-owners of 16 Mile Brewery, brew their own unique recipes to the highest standards. Each hand-crafted recipe features smooth flavors, free from distracting additives and bitterness. The brewery, located in Georgetown, Delaware, is a modest establishment packed with technology designed specifically for their vision. The name, 16 Mile, even has roots in Georgetown, following the early 1900 sentiment that Georgetown was 16 miles from just about everything else in Sussex, at that time.

The 16 Mile process begins with milling of the grain; the mash is then hydrated, or steeped, in large tanks where the sugars are extracted. It’s then boiled to balance the hops. The brew moves onto the fermentation tanks where the sugars change to alcohol with the help of a yeast counterpart. With a good fermentation process, 10 to 12 days later, the beverage will be filtered, infused with CO2 and bottled. The small micro-brew can even produce 100 bottles

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per hour, during the bottling phase. The micro-brew process is fairly straight forward and sounds rather simple, but Brett and Chad’s ultimate goal is to produce ale that takes your food experience to the next level, and the art of the brew master is in the details.

Consider the micro-brew beer from the mature perspective.

As we age, we learn to appreciate good food. Typically, we pair a gourmet meal with a fine wine. We normally pair beer with crabs, wings, or some other bar food. Not that 16 Mile’s beer doesn’t compliment bar food, in fact it’s outstanding. But there is another way to appreciate a quality beer. Consider a new venue... pairing with beer. We’re not talking about the strong flavored, bitter beer you pined for in college, but a well-developed flavor, full of body and very smooth going down. There’s a lot of passion that goes into a micro-brewed beer. Although people of all ages enjoy 16 Mile beer, they find that Grand Citizens have a particular fondness for the ales.

A beer with just the right amount of hops opens the cap to a brew that truly compliments food flavors. 16 Mile’s Amber Sun Ale offers a very refreshing treat. It’s also perfect for pairing with any red meat. From Kobe, to venison the flavor does not impair your taste buds, but allows you to experi-

What’s a Growler?

We’re not talking about a naval submarine, a naval fighter jet, a small iceberg, a four-wheeled British cab, or any of the other slang phrases associated with the word – there are many. We’re talking about a vessel which carries fresh beer from a brewery to your home.

A growler is a half gallon (66.5 fl. oz.) glass jug used to transport draft beer. They are commonly sold at breweries and brew pubs as a way to sell “take-out” draft beer.

Growlers are generally made of glass and have either a screw-on cap or a hinged, porcelain gasket cap, which can provide freshness for a week or more. A properly sealed growler will hold its carbonation indefinitely, and will store beer like any other sanitized bottle.

The term “growler” likely dates back to the late 19th century, when fresh beer was carried from the local pub to one’s home by means of a small galvanized pail. It is claimed that the sound the CO2 made, as it escaped from the lid, while the beer sloshed around, sounded like a growl, hence the term “growler.”

ence the full body of the beer, while not destroying the flavor of the meat. The Amber Sun Ale is also an outstanding dessert wine.

Remember, beer is made with sugar. Why would a properly brewed beer not compliment dessert? In perfect alliance with a cheesecake, Brett and Chad even use the “wort,” a brew bi-product, to make an excellent syrup to top the dessert favorite. The result is a flavor sensation you would find in a five-star restaurant, particularly when you savor the dessert while sipping the ale.

Of course, the brewmasters offer other flavors for your dining pleasure. “Old Court Ale,” a stronger, darker brew, will allow spicy foods to explode with flavor, taking those grilled fajitas to the next level.

For your seafood, we suggest “Blues Golden Ale,” and it’s not just for crabs. You will find it an outstanding compliment for baked fish of almost any variety, as well as any shellfish on the shore.

Continuing their mission of developing brew to delight your taste buds, Brett and Chad have a new flavor on the horizon...one you won’t want to miss. Mirroring the taste of a southern english brown ale, 16 Mile’s newest brew is scheduled to debut in October, and with a chocolaty flavor that is sure to wow the ladies. A word of wisdom to you gals, if you have never experienced a quality dark ale, you are truly missing out. Women typically steer away

from dark ales, favoring the lighter colored, traditional beers.

Sadly, if you fall in this category, you are passing on a taste sensation.

We would be remiss in not sharing the story of 16 Mile’s award-winning packaging. A distinctive bottle that easily catches your eye, these bottles are not only environmentally friendly (they are 100% recyclable), but lightweight and durable. While the inner liner keeps the beer true to aroma and taste, the outer layers of the bottle provide excellent insulation, allowing the beer to chill faster. Compile these factors and you have an excellent product in the best package for customers at the park, beach, or marina.

When planning your next dinner party, skip the wine and impress your friends with a new trend beginning to grip the shore... pairng with 16 Mile. You can find 16 Mile at your favorite spirits outlet, or take a ride to the brewery in Georgetown, located just one mile south of the historic circle, and take home your party beverage “old school,” in a convenient Growler. GLM

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Heart’s Desire

Grand Living Readers

We all have a list of things to do in our lifetime. The list often begins in our childhood. Things like college, marriage, children, and home building take center stage. There are many other things that make your “list of a lifetime.” Consider adding some of the suggestions below because you’re only as old as you think you are!

Send you’re “Heart’s Desire,” for an upcoming issue, to grandlivingmag@verizon.net or call us at 410-726-7334.

“To see the Moai of Easter Island.”

G. Wilkinson - Age 63 - Salisbury, MD

“ To keep surfing!”

S. Millhouser- Age 70 - Annapolis, MD

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“To finally win a Moose Tag, in the Maine Moose Lottery.”

K. Parker - Age 59 - Millsboro, DE

“ To get my PhD.” R. Markowitz - Age 61 - Ocean City, MD

“To become a published author.”

M. Polk- Age 50 - Lewes, DE

TANGIER ISLAND CRUISES Chart a course back in time, to Historic Tangier Island, aboard the Steven Thomas.

• Depart at 12:30 and enjoy a relaxing hour and fifteen minute cruise to Tangier Island

• Walk the paths visited by John Smith in 1608 as you browse through the gift shops and Tangier Island Museum (no charge) • You have a choice of restaurants for lunch or take an enjoyable golf cart tour ($5.00) • Arrive back in Crisfield at 5:15 with pleasant memories of Tangier Island

410-968-2338

www.tangierislandcruises.com 1001 West Main Street, Crisfield, MD tangierislandcruises@verizon.net

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410.546.3866 Grand Living Magazine

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