Grand Living Magazine Nov Dec 2011

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Grand Living

Vol. 3 Issue 6 - November/December 2011

www.grandlivingmag.com TM

Delmarva’s Premier 50+ Magazine

Cupcakes in

Complimentary

Bloom Holiday Entertaining This Fall, Take A Child Hunting Gift Cards, Christmas Faux Pas?

Manage Stress

This Holiday Season: Stay Calm and Avoid Weight Gain


Cupcakes in Bloom

by Sandy Phillips

2 Grand Living Magazine

www.grandlivingmag.com


From the Cover

W

hen Shawnee Berzonsk’s daughter asked her to bake some special cupcakes for her birthday, Shawnee had no idea the spark this request would ignite. As Shawnee showed off the delightful cupcakes she created for her daughter’s celebration, her friends noticed she had a real talent for creating the confection, and mentioned the unique designs to other friends with upcoming social events. Soon Shawnee was making special cupcakes for baby showers, birthdays and numerous other events and occasions. Fast forward three years later…After working a “day” job and making cupcakes on the side, Shawnee decided to take her business to the next level, when she opened a quaint shop in downtown Berlin. Her shop houses the bakery and a store front, where you can choose from an ever-changing selection of scrumptious cupcakes. Each cupcake in the case is a feast for the eye. If you can recall the fun of choosing penny candy from a showcase, you can relive that same magic as you look over the delicious cupcakes. We have seen Shawnee’s trademark flower creations, seasonal items and characters like Angry Birds, and just about anything you can imagine. And it’s not just about the decoration. The underlying cake is just as exciting. Of course she offers a plain vanilla and chocolate, but you can also choose from flavors like spice cake, carrot cake, a raisin variation and more. Shawnee mixes flavors, such as chocolate butterscotch and vanilla caramel. These are not box cupcakes! After just three months in her own shop, Shawnee has so much to be proud of. Her signature Bloomin’ Cupcake Bouquets have been a hit with Extreme Home Makeover and Leann Rimes, who tweeted about how much she loved the special desert! Her “to-do list” is getting longer each day as weddings have begun to take center stage. When we asked Shawnee what she was most proud of to this point, she tells us “I delivered cupcakes to two large weddings in one day. One was in Laurel, MD and the other in Washington D.C. There are so many places to have a wedding cake prepared in D.C. I thought it was really cool they both chose me!” For the future, Shawnee would not only like to stay on her current track, but she also has some interest in shipping her wares. “This job is just so much fun, with cupcakes, the sky’s the limit! I’m really just enjoying every minute of what I do.” Shawnee has wonderful ideas for your holiday event. Stop by for a taste, and order early so your event sweets will be the hit of the season! GLM Cupcakes in Bloom, 120 N. Main Street, Berlin, MD. 410-641-9020 www.grandlivingmag.com

Grand Living Magazine 3


Grand Living Magazine

From the Publisher

Vol. 3, Issue 6, Nov/Dec 2011 Publisher Sandy Phillips Associate Publisher Farin Phillips Editor Lou Ann Hill

We have a great deal to be thankful for this holiday season. The Eastern Shore has survived both an earthquake, tornadoes and the proverbial 100 year storm, Irene. The economy has been all over the place this year in America, and yet the shore still shines. We endure here and work together for the benefit of all. Maybe that’s part of the magic of Delmarva. The beaches welcome millions of visitors each year, and each year the shore, new year ‘round residents. Far from the chaos of the metropolitan areas, there is a slower pace here, one that continues to work its magic on the natives who never leave, and the transplants who now call the shore home. From the staff of Grand Living Magazine, warmest holiday wishes to you and yours, and a very successful and prosperous 2012.

Sandy

Contents

pg. 16

4 Grand Living Magazine

Photography Kyle Hughes, Next Wave Studios Contributing Writers Polly Elliott Therese. H. Ganster, LCSW, MPM Marie Nottingham Tim Richards Mark Stoehr, MAc LAc For Advertising Call: Grand Living Main Office (410)726-7334 grandlivingmag@verizon.net Field Management Brandon Phillips

2 Cupcakes in Bloom 6 Learning Curve 7 Grand Calendar 8 Holiday Entertaining 12 Time Out for Holding 13 Gift Cards: The Perfect Gift or Christmas Faux Pas? 14 Massage Therapy

pg. 13

Creative Sandy Phillips Farin Phillips

16 18 20 21 22 25

www.grandlivingmag.com

Cover: A unique holiday creation by Shawnee Berzonski of Cupcakes in Bloom. Photography by Next Wave Studios.

Managing Holiday Stress Take a Child Hunting The Historic Family Portrait Dick Scheider Preferred Docs Poll Heart’s Desire

Grand Living Magazine is published six times a year; Jan., Mar., May, July, Sept., and Nov. It is circulated throughout Worcester, Wicomico & Sussex counties, by Grand Living Magazine LLC. Grand Living Magazine is protected under trademark registration. “Grand Citizens”™ is also protected under trademark. No portion in whole or part maybe reproduced without written permission of the publisher. Copyright 2010 ©, Grand Living Magazine LLC. All rights reserved. Content in Grand Living Magazine is intended to provide information only and is in no way meant to treat or diagnose. Always consult with a speciality professional (i.e. medical, financial, etc.) to address your own personal needs. The company makes every effort to ensure that all information presented is correct. However, we do not make any representations or warranties as to the accuracy of the information, and reliance on information provided is solely at your own risk.


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302-846-2295

www.ladybugpm.com www.grandlivingmag.com

Grand Living Magazine 5


Learning Curve Turkey Anyone?

Although a holiday favorite, turkey can be a healthy meat choice any time of year. One 4 oz serving is a good source of essential amino acids and provides 65 percent of your recommended daily intake of protein. The same 4 oz serving also is under 12 percent of the daily recommend low saturated fat intake. The meat is also considered a good source of vitamins B3 and B6, According to LiveStrong, “a little-known health benefit of turkey, is that it contains trace minerals thought to aid in cancer prevention. Turkey contains selenium, which is essential for the healthy function of the thyroid and immune system. Selenium also has an essential role to play in your antioxidant defense system, helping to eliminate cancer-friendly free radicals in the body.

Upgrade Your Holiday Wrapping Make the presentation worthy of the present. Gifts can be so much more exciting for the recipient with striking paper and a beautiful ribbon. Grand kids will delight in paper that is a glitter with their favorite character. Don't just think the idea applies to the kids, it's fun for adults too, to recall days gone by. With all the nostalgic characters now appearing on gift paper, it's easy to rekindle memories. Make wonderful gift tags by recycling your holiday greeting cards. They can be cut into fun or classic shapes and provide ample room for a personal message. If your looking for a little something extra, tie a kitchen gadget, small pocket tool or a holiday ornament to your package. Your recipient will definitely remember the extra touch. Gift giving should be an expression of yourself and show the thought you put into the selection of item for your recipient. Take the extra time to make your package reflect the gift.

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Still Have a Few Blooms Left? Enjoying them inside this winter is easy. Cut them at their peak and place them in a glass container. A mason jar is an excellent choice. Cover the blooms completely with about one inch of clay cat litter and move the jar to a dark place. In about a week, gently uncover the bloom. You will find a beautifully preserved, flower ready for a dried arrangement. Best of all, it’s direct from your garden!

Tips for Better Sleep 1. Stick to a sleep schedule. Go to bed at the same time each night and set your alarm for the same time each morning. 2. Pay attention to what you eat and drink during the day. Limit caffeine intake. 3. Create a bedtime ritual and complete it in the same manner each night. 4. Get comfortable. Sleep on a quality bed with fresh linens. Web Md recommends a cooler room temperature, between 68 and 72 degrees, for optimum sleep. 5. Limit daytime naps. 6. Include physical activities in your daily routine. 7. Manage stress.

Giving Back According to the U.S. Bureau of Labor and Statistics, 23.6% of Americans over the age of 65 volunteered last year, while 57.5% of those between ages 45-64 offered their services to their community. Men and women tended to engage in different activities for their organizations. Men who volunteered were most likely to engage in general labor (11.5 %), coach, referee, supervise sports teams (10.2 %), or fundraise (9.3 %). Female volunteers were most likely to fundraise (12.1 %), tutor or teach (11.5 %), or collect, prepare, distribute, and serve food (11.4 %).


Grand Calendar

Mid November 2011 - December 2011

Nov. 25-Dec. 24

Nov. 25-27

Dec. 1-Jan. 2

Dec. 2

Town of Berlin Check website for specific events that will run all month long 410-641-4775 www.berlinchamber.org

Convention Center, Ocean City Fri. & Sat: 10:00 a.m. - 5:00 p.m. Sun: 10:00 p.m. - 4:00 p.m. 410-723-8605

Northside Park, 125th St. Sun-Thurs: 5:30 p.m. - 9:30 p.m. Fri. & Sat: 5:30 p.m. - 10:30 p.m. 800-626-2326

1:00 p.m. FREE

Dec. 3

Dec. 3

Victorian Christmas

Ocean City Christmas Parade 100th St. to 115th St. 10:00 a.m. 410-542-9000

Holiday Shoppers’s Fair

Winterfest of Lights

Fibromyalgia Support Group

1st Friday of every month Lewes Senior Center, Nassau

302-644-8181 Dec. 13

A Nutcracker Christmas Celebration

Alzheimer’s Support Group FREE

Julia A. Purnell Museum, Snow Hill 10:00 a.m. - 4:00 p.m. 410-632-0515

2nd Tuesday of every month 1:30-2:30 p.m. 302-436-0808 RSVP the Friday before the meeting you wish to attend.

Holiday Tips to Help Lighten Your Load by Lou Ann Hill, Professional Organizer The holidays are a special time of year, but they are always a busy time too. Consciously organizing, planning, and setting up routines will help save you time and money, year after year. Try using several of the tips below as a start. Attempt to add on a few more each year, and, before you know it, you’ll be enjoying every part of the holiday season without the holiday stress! • Give and request “activity” gifts, such as movie and show tickets, sporting event tickets, as well as restaurant gift cards, subscription notices and spa services, such as manicures, pedicures and massages. • Shop with a list and STICK TO IT! • De-clutter your home BEFORE the holidays, then locate a charity or church where you can donate toys, games, and books. • Start a new tradition: Send New Year greeting cards right after January 1st. It will give your friends and family something fun to open, before opening their credit card bills. • Party and Event Planning: (A) Keep it simple; (B) Plan in advance; and (C) Gladly accept help! • After the holidays, wrap tree lights in paper towel or empty wrapping paper tubes, to keep them from tangling. Attach a strip of masking tape, reflecting the area where the lights belong.

Grand Tip

Use your creative decorating ideas year after year by photographing a decorated centerpiece, mantel, or stairway, for example. Place the picture(s) in an envelope with your holiday storage boxes. These will serve as an annual decorating guide. It will be especially helpful when attempting to recall the number of spindles to leave between each loop of garland on the stairway. Lou Ann Hill is the President of Lighten Your Load Solutions, LLC. Offices are located in Annapolis and Tilghman Island, Maryland. www.grandlivingmag.com Grand Living Magazine 7


{ Holiday Entertaining } Your Favorite Recipes for the Holiday season

{ Cocktails } { Hot Buttered Rum }

{ Gingerbread Martini }

Batter: 1/2 lb light brown sugar 1/4 lb unsalted butter; softened 1 tsp ground cinnamon 1 tsp ground nutmeg 1/4 tsp ground allspice 1 tsp vanilla extract

Ingredients: 1 oz quality vodka 1 oz Irish cream liqueur 1/2 oz coffee liqueur 1/2 oz gingerbread syrup 1/2 scoop vanilla ice cream, soft Graham cracker crumbs Whipped cream Gingerbread cookies

In a mixing bowl, beat together softened butter, brown sugar, vanilla extract, and spices until well combined. Refrigerate in an airtight container until ready to serve. The most flavored buttered rum comes from the batter that has had time to rest before serving. To serve: In a preheated mug, combine 2 heaping Tbsp. of batter with 1 1/2 oz of quality Gold Rum. Top with boiling water and stir well to mix. Serve with a spoon.

Directions: 1. Mix the first five ingredients in a shaker with ice. Shake very well. 2. Pour into a chilled martini glass that has been rimmed with graham cracker crumbs. 3. Top with a dollop of whipped cream and a gingerbread cookie. Yields 1 serving

Yields 1 serving (not including batter)

{ Maple Hot Chocolate: Non-Alcoholic }

Ingredients: 1/4 cup sugar 2 Tbsp cocoa-powder 1/8 tsp salt 2 tsp butter 4 cups 2% milk 1 tsp maple syrup 1 tsp vanilla extract 12 large marshmallows (optional) Whipped cream Directions: In a large saucepan, combine sugar, cocoa-powder, and salt. Stir in butter and bring to a boil. Add the milk, maple syrup, vanilla, and 8 marshmallows. Heat thoroughly, stirring occasionally, until marshmallows are melted. Ladle into mugs and top each with whipped cream and a marshmallow. Yields 4 servings

{ Homemade Eggnog }

Observations: 1. Not for those watching their cholesterol 2. Contains raw eggs Ingredients: 12 eggs, separate yolks & whites 3 cups sugar 1 (750 ml) bottle of light rum 1 quart half-and-half 1 quart heavy cream 1/4 tsp nutmeg Directions: 1. In a large bowl, combine egg yolks, 2 cups sugar and rum. Mix well, cover, and refrigerate for 24 hours. 2. Whip the heavy cream until soft peaks form. 3. Stir half-and-half into cooled yolk mixture. 4. In a separate bowl, whisk egg whites until thick, then gradually add 1 cup sugar and whip until peaks form. Fold the whipped cream into the egg whites, then fold into the yolk mixture. Serve with a sprinkle of nutmeg. Yields 4 servings

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{ Cranberry-Stuffed Cornish Game Hens } Ingredients: 8 oz rye bread; cut in small cubes 1/2 Tbsp EVOO 3 oz mushrooms, chopped 1 garlic clove, finely chopped 1 Tbsp sage 1 Tbsp parsley 1/2 tsp dry mustard 1/2 tsp thyme 1 cup dried cranberries 3/4 cup chicken stock 6 Cornish game hens 1 Tbsp unsalted butter 1/2 cup port wine Salt & Pepper

{ Roasted Venison with Red Currant Sauce } Ingredients: 4 cups beef stock 2 dried bay leaves 1 tsp thyme 3/4 cup red wine 1 Tbsp ginger 1/2 cup red-currant jam 4 Tbsp rosemary 1 Tbsp olive oil 2 Tbsp butter 2 lb Venison Roast 2 Tsp all-purpose flour 1 cup of fresh cranberries Salt & Pepper

Directions: 1. 1. Combine stock, bay leaves, thyme, wine, ginger, and jam in a large saucepan. Bring mixture to a boil. Reduce heat and simmer until stock has reduced to about 1/2 volume. Remove from heat, strain, and transfer to a small saucepan. Set aside. 2. Heat oven to 350째F. Preheat a large roasting pan in the oven. 3. Salt and pepper both sides of the roast well, and rub with rosemary. 4. Heat olive oil and 1 tablespoon butter in a large skillet over mediumhigh heat. Place roast in skillet, and brown each side; about 2 minutes per side. Transfer roast to the preheated roasting pan. 5. Roast Venison 30 to 35 minutes for medium rare. 6. Return sauce to a boil. In a small bowl, combine remaining 2 teaspoons butter with flour; mix until a paste forms. Reduce heat, stir in cranberries. Let simmer until berries are soft and sauce is clear. Whisk in the butter mixture. Serve sauce with Venison.

The Grand Life

{ Dinner }

Directions: 1. Preheat oven to 350째F. Spread out diced bread on a rimmed baking sheet. Toast in oven, turning occasionally, until light brown and dry, approx. 10-12 minutes. 2. In a large nonstick skillet, heat the oil over mediumhigh heat. Add mushrooms, garlic, and salt. Cook, stirring occasionally until softened. Transfer to a bowl and stir in bread, sage, parsley, mustard, thyme, 1/2 cup dried cranberries, and 1/2 cup chicken stock. 3. Spoon stuffing into bird cavities. Rub birds with butter, and then sprinkle with salt and pepper. 4. Roast until brown, about 30 minutes, or until the internal temperature of the thigh registers 170 degrees on a meat thermometer. Sauce: 5. Deglaze roasting pan with wine and remaining broth. Add remaining dried cranberries, heat with constant stirring until sauce reduces slightly; About 2-3 minutes. 6. Drizzle sauce over birds and serve.

Yields 6 servings

{ Spinach Pomegranate Salad } Ingredients: 1-1/2 (10 ounce) bags baby spinach leaves, rinsed and drained 3/8 cup red onion, sliced very thin 3/4 cup walnut pieces 3/4 cup crumbled feta 1-1/2 cups pomegranate seeds 1/4 cup balsamic vinaigrette Directions: 1. Place spinach in a salad bowl. Top with red onion, walnuts, feta, and pomegranate seeds. Drizzle with vinaigrette. Yields 6 servings

Yields 6 servings

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{ Roasted Green Beans with Dill Vinaigrette } Ingredients: 3 lbs fresh green beans, trimmed 3 1/2 Tbsp olive oil 3/4 tsp sea salt 3 Tbsp red wine vinegar 2 1/4 tsp Dijon mustard 1 1/2 tsp sugar 3/4 tsp dill weed 3/4 tsp pepper

Directions: 1. Preheat oven to 450째F. 2. Combine the green beans in a large bowl with 1 Tablespoon olive oil and the sea salt; toss to coat. 3. Roast the green beans in the preheated oven until cooked through; about 20 minutes. 4. Whisk 1 Tablespoon of the olive oil, red wine vinegar, Dijon mustard, sugar, dill, and pepper together in a bowl; drizzle over the roasted green beans to serve. Yields 6 servings

{ Sausage, Apple, and Cranberry Dressing } Ingredients: 5 cups cubed sourdough bread toasted 3/4 pound pork sausage 1 tablespoon butter 1 cup diced onion 1 cup diced celery salt and pepper to taste 1 Golden Delicious apple, diced 3/4 cup dried cranberries 1/2 cup toasted walnuts, chopped 2 Tablespoons sage 1 Tablespoon rosemary 1-1/2 teaspoons thyme 1/2 cup parsley 1 eggs 1 cup chicken stock 1/4 cup melted butter Directions: 1. Preheat oven to 350째F. Grease a 9x13 inch baking dish. 2. In a large skillet, cook sausage over medium heat until brown. Drain and mix with toasted bread crumbs. 3. Melt 2 Tbsps. of butter in skillet over medium heat. Stir in the onions and celery, and cook until the onion has softened and turned translucent; about 5 minutes. Season to taste with sea salt and pepper, and add to bread crumb mixture. 4. Stir in apples, cranberries, walnuts, sage, rosemary, thyme, and parsley. 5. Whisk the eggs in a bowl, add the chicken stock, and pour over the bread mixture, along with 1/2 cup of melted butter. Stir well until the bread cubes have absorbed the chicken stock. Pack into the prepared 9x13 inch baking dish and cover with aluminum foil. 6. Bake for 30 minutes. Stir before serving. Yields 10 servings 10

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{ Creamy Potato Gratin } Ingredients: 2 cloves garlic, chopped 4 tablespoons butter 3 pounds potatoes, unpeeled 3 cups milk Salt and pepper Directions: 1. Preheat oven to 425째F. 2. Cut potatoes into 1/8 inch-thick slices. In a 12 inch skillet, combine potatoes, milk, and remaining garlic. Heat to boiling on medium, stirring occasionally. Reduce heat to medium-low and simmer 3 minutes. Stir in nutmeg, 1 teaspoon salt, and 1/2 teaspoon freshly ground black pepper. Remove garlic and discard. Carefully transfer potato mixture to prepared baking dish, spreading evenly. Top with reserved margarine pieces. 3. Rub half of 1 garlic clove all over inside of 3 quart shallow glass or ceramic baking dish; discard garlic. Rub 1/2 Tablespoon margarine all over dish; cut remaining margarine into small pieces and reserve. 4. Bake gratin 30 minutes or until golden brown, with darker brown spots and potatoes are tender when pierced with tip of knife. Cool 10 minutes before serving. Yields 12 servings

{ Macaroni & Cheese with Crab } Ingredients: 1 sm sweet onion, chopped 2 1/2 Tbsp butter 1/2 box sm shell pasta 1/3 cup flour 1/4 tsp salt 1/2 tsp pepper 3 cups milk 1 cup shredded cheddar cheese 12 oz lump crab meat Directions: 1. Preheat oven to 350째F. Lightly coat eight, 8 ounce individual baking dishes with cooking spray; set aside. In large skillet cook onion in butter over medium-low heat until tender and golden brown. Meanwhile, cook pasta oven according to package directions; drain and return to pan. 2. Add flour, salt, and pepper to onion in a separate skillet. Add milk all at once. Cook and stir until slightly thickened and bubbly. Gradually add chopped cheese; cook over medium-low heat until cheese melts. Stir into pasta. Fold in crab. Transfer to baking dishes. 3. Place bread pieces in food processor; cover and process to coarse crumbs. Sprinkle crumbs over pasta mixture. Bake 20 minutes or until heated through and crumbs are golden brown. Yields 8 servings


{ Desserts } { Creamy Rum Balls }

{ Eggnog Cheesecake }

Ingredients: 3/4 cup unsalted butter, cubed 1/2 teaspoon salt 3 large eggs 1/2 cup packed light-brown sugar 1 teaspoon pure vanilla extract 6 ounces semisweet chocolate, chopped 3/4 cup all-purpose flour 1/4 cup plus 2 tablespoons dark rum Coarse sanding sugar, for rolling

Ingredients: 1 1/2 cups graham crackers crumbs 3/4 cup plus 3 Tablespoons sugar 4 Tbsps unsalted butter, melted 2 8 oz packages of cream cheese 3 large eggs 3/4 cup eggnog 2 Tbsp all-purpose flour 2 Tbsp brandy 1 tsp vanilla extract 1/2 tsp nutmeg 1/4 tsp salt

Directions: 1. Preheat oven to 350째F. 2. Whisk together eggs, brown sugar, vanilla, and salt. Melt butter and chocolate in a double boiler, stirring occasionally. Stir in egg mixture, then fold in flour. 3. Pour batter into greased baking sheet, spread evenly. Bake until top is shiny, about 10 minutes. Let cool completely. 4. Break up brownie into small pieces. Place in a mixing bowl. With mixer on low speed, add in rum, and mix until crumbs start to come together to form a ball. 5. Shape into 1 inch balls, and roll in sanding sugar to coat. Place on a baking sheet; refrigerate, about 2 hours. Serve chilled. Yields 4 dozen

{ Chocolate Shortbread Cookies } Ingredients: 3 cup all-purpose flour 1 1/2 cup confectioners sugar 3/4 cup unsweetened cocoa powder 3/4 teaspoon salt 1 1/2 cup cold unsalted butter, cubed 1 1/2 teaspoon pure vanilla extract 6 ounces best-quality white chocolate, chopped Directions: 1. Preheat oven to 300째F. Mix flour, sugar, cocoa powder, and salt. Add butter and vanilla, and mix well. Shape the dough into a ball. 2. Roll out dough on a lightly floured surface to 1/4 inch thick; cut into diamond shapes. Place on a baking sheets lined with parchment paper. Bake cookies until firm to the touch, 20 to 25 minutes. Let cookies cool completely before moving on, 3. Melt white chocolate, stirring, in a double boiler. Drizzle chocolate over tops of cookies using a spoon. Let set before serving, about 25 minutes. Yields 42 cookies

Directions: 1. Preheat oven to 350째F. Stir together graham crackers, 3 Tablespoons sugar, and the melted butter. Press into bottom of a greased pan. Bake until crust is just brown around the edges; 10 to 12 minutes. Let cool. 2. Mix cream cheese on medium speed until fluffy. Add the remaining 3/4 cup sugar, 2 eggs, 1 egg yolk, eggnog, flour, brandy, vanilla, nutmeg, and salt; beat until smooth. Pour filling over crust. 3. Bake 40 to 45 minutes. Let cool slightly, about 30 minutes. Refrigerate for at least 3 hours before serving.

{ Mini Pecan Tarts }

Ingredients: 3 oz soft cream cheese 1/2 cup butter softened 1 cup sifted flour 1 egg 3/4 cup firmly packed brown sugar 1 teaspoon vanilla 2/3 cup chopped pecans dash salt Directions: 1. Preheat oven to 325째F. Combine cream cheese, butter and flour. Mix thoroughly and chill, approximately 1 hour. 2. Divide into small balls and press into sides and bottom of 2 ungreased tart pans. 3. Combine egg, brown sugar, vanilla, salt & remaining 1 tablespoon butter; beat until smooth. Sprinkle 1/3 cup pecans equally into tart shells. 4. Divide egg mixture equally among tarts, pouring on top of pecans. Sprinkle remaining 1/3 cup pecans on top of tarts. 5. Bake 20 minutes until pastry is golden brown. Yields 24 tarts

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Grand Living Magazine 11


Well Being

Time Out for

Holding

by Therese H. Ganster, LCSW, MPM

A

ll of my family are hockey and football enthusiasts and this became abundantly clear to me when my daughter was sharing the latest incident with my 22 month old granddaughter. She was visiting with her friend Wyatt when Wyatt became a little more assertive with his toys. The parents and I, almost in unison, shouted out “time out for roughing.” As we were driving home, my husband laughed and thought about all the other “time outs,” such as tripping and holding. While we laughed at the similarities between parenting and sports, I also

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reflected on our daily lives as caregivers for our children, grandchildren and parents, particularly around the Holidays and found other similar correlations. There have been numerous articles over the past few years regarding stress the Holidays can bring when decorating inside and out, cooking, baking, hosting parties, buying and wrapping presents, and the list goes on. I’m always stuck on what to get my aging parents. While the gift I will suggest may perceive to give you more stress as it’s the one thing we all believe we do not have enough of is “time.” If you live a long distance from your elderly parents, consider Skyping or G-chatting with your loved ones. This communication might only be 10 minutes every other week, but the memories and joy it brings is ten-fold. I have been known to read a book, sing, teach the hokey pokey, play itsy bitsy spider, hiding go seek and one, two, three, go, or the racing game,” with my granddaughter. Great grandparents would also love this! It also provides memories to last a lifetime. If you have a teenager or young adult that drives and still lives by their grandparents, suggest an outing once a month. Taking them out to lunch, driving them to a doctor’s appointment, grocery shopping and putting away their groceries, learning to cook Gram’s favorite recipe, a date night playing pinochle, canasta or another game where everyone can interact. I also took a recorder and made several trips asking my grandparents to tell me about their parents and grandparents, the “old-country,” what it was like to work in the anthracite coal mines as a young child (starting at age 10). My grandpa was always quiet, but after he shared his stories, our bonds became much closer and it just became natural to take time to reminisce. This has become a treasure we can pass down from one generation to the next. Lastly, take “time out for holding,” in the form of hugging when you say hello and good-bye, blowing kisses when Skyping, taking their hands when walking them to the car or in a store, saying the blessing over meals, or just when you’re chatting. Who knew a simple declaration from a parent could lead to the simplest gift of all...the gift of touch. Happy Holidays to you and yours! GLM Therese H. Ganster, LCSW, MPM, is the Branch Director of Peninsula Home Care, Salisbury, MD


by Maire Nottingham

The Perfect Gift or Christmas Faux Pas?

Financial Strength

Gift Cards: I

n recent years, gift cards have gained tremendous popularity. They have also gained a stigma of being “impersonal.” Perhaps it all depends on your perspective and whether you are the giver or the receiver. A gift says, “I thought about you, your likes and dislikes, and found something that I think you will find delightful and enjoy.” It shows that you spent some time and have a real interest in the happiness of the recipient. For those who put forth a great effort in choosing a gift item, to receive a gift card simply states, “There... I checked you off my list.” Miss Manners, Judith Martin, dismisses gift cards as "a pathetic compromise, convenient to people who do not trust their judgment about selecting the right present for those whose tastes they ought to know." Think for a moment; as a proud new grandparent, would you rush to the hospital to see your new grandchild and take them a gift card? Would you give the gift of a gift card to a person with whom you share a budding romance? What kind of message are you sending in these situations? Consumers will spend $26.3 billion on gift cards this year, according to the National Retail Foundation (NRF) estimates, up from $24.8 billion last year. With statistics at that level, gift cards have a high degree of popularity, stigma or not. There are situations when gift cards make perfect sense. Teens can be difficult to buy for, and often delight in a gift card. They are at an age where they have little income, and often do not have funds to make purchases on their own.

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Through December 15, 2011 www.grandlivingmag.com

Grand Living Magazine 13


Massage Therapy M

assage therapy has a long history in cultures around the world. Today, people use many different types of massage therapy for a variety of health-related purposes. In the United States, massage therapy is often considered part of complementary and alternative medicine. Complimentary Alternative Medicine (CAM) is a group of diverse medical and health care systems, practices, and products that are not presently considered to be part of conventional medicine. Complimentary Medicine is used together with conventional medicine, and alternative medicine is used in place of conventional medicine. The term "massage therapy" encompasses many different techniques (read on for examples). In general, therapists press, rub, and otherwise manipulate the muscles and other soft tissues of the body. They most often use their hands and fingers, but may use their forearms, elbows, or even their feet. Key Points •Scientific evidence on massage therapy is limited. Scientists are not yet certain what changes occur in the body during massage, whether they influence health, and, if so, how. The National Center for Complimentary and Alternative Medicine (NCCAM) is sponsoring studies to answer these questions and identify the purposes for which massage may be most helpful. •Massage therapy appears to have few serious risks, if it is used appropriately and provided by a trained massage professional. •Tell your healthcare providers about any complementary and alternative practices you use. Give them a full picture of what you do to manage your health. This will help ensure coordinated and safe care.

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History of Massage Massage therapy dates back thousands of years. References to “massage” appear in writings from ancient China, Japan, India, Arabic nations, Egypt, Greece (Hippocrates defined medicine as "the art of rubbing"), and Rome. Massage became widely used in Europe during the Renaissance. In the 1850’s, two American physicians, who had studied in Sweden, introduced massage therapy in the United States, where it became popular and was promoted for a variety of health purposes. With scientific and technological advances in medical treatment during the 1930’s and 1940’s, massage fell out of favor in the United States. Interest in massage was revived in the 1970’s, especially among athletes. According to the 2007 National Health Interview Survey, which included a comprehensive survey of CAM use by Americans, an estimated 18 million U.S. adults and 700,000 children had received massage therapy in the previous year. People use massage for a variety of health-related purposes, including to relieve pain, rehabilitate sports injuries, reduce stress, increase relaxation, address anxiety and depression, and to aid in general wellness. Types of Massage Therapy: A Few Examples In Swedish massage, the therapist uses long strokes, kneading, deep circular movements, vibration, and tapping. Sports massage is similar to Swedish massage, adapted specifically to the needs of athletes. Among the many other examples are deep tissue massage and trigger point massage, which focuses on myofascial trigger points—muscle "knots" that are painful when pressed and can cause symptoms elsewhere in the body.


suggest that massage might stimulate the release of certain chemicals in the body, such as serotonin or endorphins, or cause beneficial mechanical changes in the body. However, additional studies are needed to test the various theories. Massage therapy appears to have few serious risks, if it is performed by a properly trained therapist and if appropriate precautions are followed. The number of serious injuries reported is very small. Side effects of massage therapy may include temporary pain or discomfort, bruising, swelling, and a sensitivity or allergy to massage oils.

Well Being

Massage therapists work in a variety of settings, including private offices, hospitals, nursing homes, studios, and sport and fitness facilities. Some also travel to patients' homes or workplaces. They usually try to provide a calm, soothing environment. Therapists typically ask new patients about symptoms, medical history, and desired results. They may also perform an evaluation through touch, to locate painful or tense areas and determine how much pressure to apply. Often, the patient lies on a table, either in loose-fitting clothing or undressed (covered with a sheet, except for the area being massaged). The therapist may use oil or lotion to reduce friction on the skin. Sometimes, people receive massage therapy while sitting in a chair. A massage session can be fairly brief, but may also last an hour or even longer.

Cautions about massage therapy include the following: •Vigorous massage should be avoided by people with bleeding disorders or low blood platelet counts, and by people taking blood-thinning medications such as Warfarin. •Massage should not be done in any area of the body with blood clots, fractures, open or healing wounds, skin infections, or weakened bones (such as from osteoporosis or cancer), or where there has been a recent surgery. •Although massage therapy appears to be generally safe for cancer patients, they should consult their oncologist before having a massage which involves deep or intense pressure. Any direct pressure over a tumor usually is discouraged. Cancer patients should discuss any concerns about massage therapy with their oncologist. •Pregnant women should consult their healthcare provider before using massage therapy.

Research Status Although scientific research on massage therapy—whether it works and, if so, how—is limited, there is evidence that massage may benefit some patients. Conclusions generally cannot yet be drawn about its effectiveness for specific health conditions. According to one analysis, however, research supports the general conclusion that massage therapy is effective. The studies included in the analysis suggest that a single session of massage therapy can reduce "state anxiety" (a reaction to a particular situation), blood pressure, and heart rate. Multiple sessions can reduce "trait anxiety" (general anxiety-proneness), depression, and pain. In addition, recent studies suggest that massage may benefit certain conditions, for example: Continued on page 21 •A 2008 review of 13 clinical trials found evidence that massage might be useful for chronic low-back pain. Clinical practice guidelines, issued in 2007, by the American Pain Society and the American College of Physicians recommend that physicians consider using certain CAM therapies, including massage, as well as acupuncture. This family of acupuncture procedure originated in traditional Chinese medicine. Acupuncture is the stimulation of specific points on the body by a variety of techniques, including the inserSalisbury 410-543-1943 tion of thin metal needles though the skin. It is Berlin 410-641-0277 intended to remove blockages in the flow of “qi” and restore and maintain health. There is also Seaford 302-628-6344 chiropractic, progressive relaxation, and yoga, DelmarvaCancerDoctors.com when patients with chronic low-back pain do not respond to conventional treatment. •A multi-site study of more than 300 hospice patients, with advanced cancer, concluded that massage may help to relieve pain and improve mood for these patients. •A study of 64 patients with chronic neck pain found that therapeutic massage was more beneficial than a self-care book, in terms of improving function and relieving symptoms. There are numerous theories about how massage therapy may effect the body. For example, the "gate control theory" suggests that massage may provide stimulation which helps to block Manoj Jian, M.D. pain signals sent to the brain. Other theories

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Alternatives

Manage Stress This Holiday Season: Stay Calm and Avoid Weight Gain by Mark Stoehr, MAc LAc T

he holiday season is here, and with all of the joy and excitement, many people find this time of year to be emotionally taxing. This is a stressful time of year for many reasons. Some of the negative emotions and feelings associated with the holiday season include stress, anxiety, loneliness, anger, grief and sadness. Many people find family gatherings to be especially trying. Buying holiday gifts can also bring about feelings of pressure and guilt, especially with so many facing financial difficulties. Someone who lives alone can find the holiday season to be very lonely and depressing. This is also a time a year that people go off of their diets and even gain extra weight which is very frustrating! So, how can you ensure your holiday season is less emotional and more joyous? No matter what triggers your stress, it is important to deal with your emotions instead of masking and burying your feelings with alcohol and food. Sometimes talking with someone (friend, therapist, etc...) can be especially healing. I also recom16

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mend using meditation to prevent and reduce negative feelings. My favorite way to manage these harmful feelings is by using acupuncture and herbal medicine. Acupuncture helps to release healing brain chemicals like serotonin and endorphins. It can make you more resilient to stressful situations. I also like to use herbal medicine. There is a group of herbal medicines called “adaptogens,” which makes the body and mind cope with stress more effectively and efficiently. Some of my favorite adaptogens include: holy basil, Ashwaganda, Ginseng, Rhodiola and Eluethro, as well as amino acid supplements such as 5-htp. 5-htp is a precursor to serotonin, which is one of the feel- good chemicals in the brain. Tryptophan, also a precursor to serotonin, is actually found in many holiday meals. Holidays foods such as turkey, salmon, nuts, dairy products and seeds are all rich in feel-good tryptophan. This time of year, with less sunlight, makes it a critical time to supplement with Vitamin D. Deficiency of Vitamin D can make you feel more stressed and also make you more prone to disease. Exercise is another important tool which increases endorphins and makes you feel great! Did you know that you have multiple ways to respond to difficult situations? You do not have to respond by getting upset. I like to say, “upset is optional.” It is okay to respond to a normally upsetting situation with the emotions of forgiveness, gratitude or even sympathy. It is also important to set boundaries and “know when to say no” this holiday season. Do not overextend yourself physically, emotionally or financially, which is an easy way to prevent becoming overwhelmed. One of the most important reasons to manage your stress is because it can severely derail your weight management efforts. Many people eat out of emotional fluctuations, such as anger, frustration, sadness or even when you are feeling happy or excited. This is because food releases several different “feel-good” chemicals in the brain. Carbohydrates and sugar, in particular, TEMPORARILY increases serotonin levels (just like acupuncture and 5-htp). So, it’s not surprising we eat when we aren’t feeling great, as it is our way of self medicating to feel better. Our bodies are actually genetically designed to seek out sweet tasting foods when we are experiencing emotional pressure. In addition, when our bodies perceive that we are in a stressed state, it sends a signal to the fat cells to store more energy which can causes weight gain. Following the above recommendations for managing stress can keep you on track with your weight management program this season. Weight gain is obviously not the only problem caused by stress. It can also lead to problems like heart disease and make you more prone to catching colds and the flu. Stress is an especially dangerous emotion, and keeping calm this holiday season is extremely critical. So, spare no expense to manage your emotions this holiday season; your body, mind and spirit will thank you! GLM This article is for information purposed only should not be construed as medical advice, medical opinion, diagnosis or treatment. Consult a licensed health-care professional before starting any herbal dietary supplements, changing diet, or beginning an exercise regimen. Mark Stoehr MAc LAc and Grand Living Magazine are not responsible for damages caused as a result of implementing practices discussed in this article. Mark Stoehr earned a BS degree of University of Maryland College Park and a Masters Degree in Acupuncture from Tai Sophia Institute. He has a private practice in North Ocean City on 142nd Street and West Ocean City next to OC Organics. Mr. Stoehr is also a faculty member at Tai Sophia Institute and has been a guest lecturer at University of Maryland Medical School, Salisbury University and Howard Community College. Mark can be reached at (410) 707-1540, mastoehr@hotmail.com and www.marksacupuncture.com.


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The Grand Life

This Fall, Take a Child Hunting by Tim Richards

G

reat pleasure can be found when you combine different passions, and it’s very easy to do when you take your grand kids hunting. The first time I took my son, he was about 4 years old. We walked a couple hundred yards behind the house, and sat down on my hunting stools. We were only there for about 15 minutes when he needed to go to the bathroom and it had to be done at the house. I just couldn’t talk him into relieving himself in the woods, so we headed in. Once in the house, he was deterred from returning to the woods by other things, so our first hunting experience together wasn’t very satisfying or very long. After that, I wasn’t really eager to take him out again. But the truth is, I was the one who had a great deal to learn about hunting with children. I realized that I really did want to hunt with my children, so I decided to keep trying. My son had shown an interest, and I didn’t want to tell him he was “too young.” I wanted him there with me, when he was old enough, and I was afraid that if I discouraged him now, he might not want to hunt later in life.

We’ve really had some great times in the woods together. Stories about hunting with young children usually do not conclude with the description of that trophy buck you shot, but the memories are often better than the actual trophy. To this day I can clearly remember how excited my son was when a squirrel came into view, the first time, and of course, when he shot his first deer. Hunting season is short, and sometimes it’s difficult to accept the fact that you have to give up prime hunting time with someone who may be a bit noisy. Once you accept that it’s really about spending time with your grandkids, and allowing them to develop a love for the sport, you will have a wonderful experience. Over time, outings will become longer and guidelines for behavior on a hunt will be adhered to more often. It’s worth every minute you spend now, in developing that hunter later. Over the years, I have found ways to make the hunt more enjoyable for all. The quiet woods will only hold a child’s attention for a short time, and then they will want to look for something else to do. Food is a great entertainer and it can buy you another half hour or so. Taking treats only available on a hunt, will give them something else to look forward too. Only years later will they remember that Grandad always carried those root beer barrels in the pocket of his hunting coat. I also like to take along word search books and crossword puzzles, depending on the age, which seems to deter them from moving around a lot and, again, can get you an additional half an hour of hunting time. If your child gets cold, the hunt will be over quickly. So be sure they are properly dressed. One time I took my son’s camo sleeping bag, it kept him rather cozy. Keeping out of precipitation is also a good idea. Box blinds or umbrella stands work well too, particularly those built for two hunters. The very best way to keep kids interested in hunting again and again is seeing game. Unfortunately, you have little control over that. I take them out when they want to go, even during non-peak hours. It’s more difficult to get them to go with you at dawn or dusk, when activity is best, and it’s also colder then too. But keep in mind that any animals they see will be beneficial to the experience. Before you go out the first couple of times, with a preschool or elementary school age child, talk about what animals live in your woods so they can be on the lookout for them. Last year, I noticed on my deer cam, that deer had visited my feeder consistently around 4:30 in the afternoon. At the end of hunting season, I decided to take my son hunting, one day after school. It started raining on the way out, and he wanted to head back, but I convinced him that we would most likely see some deer, if we just stuck it out for a bit longer. The deer were true to their schedule, and my son had the best time watching them gathered to eat; seven animals in total. It was a great opportunity for both of us to see that perseverance pays off. GLM Tim Richards is an avid hunter and life-long resident of the shore.


Massage Therapy continued from page 15 Training, Licensing, and Certification There are approximately 1,500 massage therapy schools and training programs in the United States. In addition to hands-on practice of massage techniques, students generally learn about the body and how it works, business practices, and ethics. Massage training programs generally are approved by a state board. Some may also be accredited by an independent agency, such as the Commission on Massage Therapy Accreditation (COMTA). The National Certification Board for Therapeutic Massage and Bodywork certifies practitioners who pass a national examination. Increasingly, states that license massage therapists require them to have a minimum of 500 hours of training at an accredited institution, pass a national exam, meet specific continuing education requirements, and carry malpractice insurance. In addition to massage therapists, healthcare providers, such as chiropractors and physical therapists, may have training in massage. Some common licenses or certifications for massage therapists include: LMT, Licensed Massage Therapist; LMP, Licensed Massage Practitioner; CMT, Certified Massage Therapist; NCTMB, Has met the creden• Carefree Retirement Living tialing requirements (including passing an exam) of the National Certification Board for Therapeutic • Affordable Homes Massage and Bodywork, for practicing therapeu• Beautifully Appointed Campus tic massage and bodywork. NCTM, has met the credentialing requirements (including passing an exam) of the National Certification Board for Therapeutic Massage and Bodywork, for practicing therapeutic massage. If You Are Thinking About Using Massage Therapy… • Do not use massage therapy to replace your regular medical care or as a reason to postpone seeing a health care provider about a medical problem. • If you have a medical condition, and are unsure whether massage therapy would be appropriate for you, discuss your concerns with your health care provider. Your health care provider may also be able to help you select a massage therapist. You might also look for published research articles on massage therapy for your condition. • Before deciding to begin massage therapy, ask about the therapist’s training, experience, and credentials. Also ask about the number of treatments that might be needed, the cost, and insurance HERITAGE RETIREMENT COMMUNITY coverage. • If a massage therapist suggests using other CAM practices (for example, herbs or other supplements, or a special diet), discuss it first with your regular healthcare provider. • Tell all your healthcare providers about any www.wesleyancenteratdenton.com complementary and alternative practices you use. 425 Colonial Drive Give them a full picture of what you do to manage Denton, MD 21629 your health. This will ensure coordinated and safe Part of the care. GLM

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Grand Living Magazine 19


The Grand Life

When George Eastman introduced the first Kodak camera in 1885, the average person was able to snap an informal vacation photo. “You press the button, and we do the rest,” was the company motto. As technology advanced, there were faster films and flash attachments, we began to see more and more of the intimate family life captured in photos. One hundred and twenty five years later, everyone has a camera on their cell phone. But the regard to the composition has been lost, we are losing the “art” of photography. Have we become complacent with the partially-blurred image with half of Bob’s head? Would you hang the less than attractive photo in your home? Would it be meaningful to you decades from now? Quality images have a very powerful place in the home. Photos have the power to conjure up warm, happy memories of years gone by. People keep them around to remind them of good times in their lives. Psychological studies show it’s particularly important to have them around when life becomes difficult. A quality family portrait exemplifies the foundation of family, the cohesiveness and bond a family has. A professional image will reflect that same strength for generations to come. Professional portraits are rarely tucked away, but proudly displayed. The professional image represents a moment frozen in time that is still captured by an artist, much like those early paintings of the social elite that have been handed down for generations. In today’s world, where the capture of an image is just a cell click away, let’s not lose site of the “art” that is quality photography. While your family is together this holiday season, plan for a professional photo shoot and capture a moment in time that the whole family will treasure for generations to come. GLM

The Historic Family Portrait

by Sandy Phillips

W

hy spend the money on another picture? You took all those photos while on your family vacation and they were simply tucked away in an album you rarely look at. Is taking photographs a worthless activity? Absolutely not! Yet everyday, thousands of images are captured with little regard to the composition of the shot. With social media now mainstream and camera phones always just a click away, we are seeing more of people’s lives, that we have ever seen. This all simply supports the importance of photos in our society. Family photographs can be considered “cultural artifacts” because they document the events that shape families' lives. The recording of family history is an important endeavor. In many cases, photographs are the only thing people leave behind after they are gone. With each image, there is a story and stories will endure generations. History is an important part of the human culture, and it’s easily captured in a photo. Photos become an informational means of communication. Much like storytelling, pictures are an easy way to initiate outsiders to family history. Boyfriends and girlfriends often learn family history from photos and the stories that accompany them. Early in American history, images were captured by painters. Because of the slow process, images were often only commissioned of the social elite, who had a great deal of time to pose for the painter. The subjects often appeared very aloof and ridged from the hours of sitting before the artist. By the early 20th century, street photographers equipped with cameras would often hang around family tourist attractions and capture those moments. At that time, few people owned cameras, so it was popular to have a family photo taken while on vacation. It wasn’t unusual to have a professional family beach portrait taken as early as the mid 1800’s. The people in the images were more relaxed and the background took on a major significance in the photo. These were the forerunners of the present-day family photos, carefree vacation shots and modern beach portraits. 20

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Photos compliments of Next Wave Studios. www.nextwavestudios.com.


by Polly Elliott

W

hen Dick Schneider was in high school, a close friend talked him into galloping horses at Belmont Park. Having mounted his first steed at the tender age of 9, Dick had riding experience from a Long Island riding academy, so this unique opportunity just made perfect sense. Not to mention that his home was just down the road from the famous horse park. His day as an “exercise boy,” began each day at 4:45 a.m. It was a summer job that gave rise to a passion that would last a lifetime...the love affair with the horse. Dick left the Thoroughbreds behind when he began classes at Cornell. In 1949, after graduating, he once again found himself on the back of a horse, as a real life Cowboy. His position was to count and manage beef on a farm belonging to his new wife’s family. A few years later, Dick left the horse world and began a career with Grumman Aerospace, but his fate was still intertwined with the horse. Not long after he began his career, he was approached by an executive who had an interest in investing in sulky horses, a sport he discovered while on holiday. He sought Dick out, in an effort to find someone knowledgeable in equine management, which would help him achieve his own aspirations. Together they went to Lexington, and bought a trotter at the sale. When the horse arrived home, Dick began exercising and training the young horse. Once again, Dick’s passion was fueled and he began driving and training horses for other people. When he wasn’t working, he was in a sulky training and was truly in his element. Of course, there was that one special horse, Heathcliff, which Dick refers to as “the horse of a lifetime.” He took Heathcliff to great heights in the sulky world at that time. Heathcliff was an outstanding horse, having many second place finishes to the noted horse of the day, Sumac Lad, an accomplishment that Dick is very proud of. Seventeen years after Heathcliff began working with Dick, Heathcliff moved to a horse retirement home in Florida, which

My Life

Dick Schneider

was difficult for Dick. On previous occasions he had turned down attractive offers for this prize horse. For Dick, it wasn’t about the money, it was about the passion. It had always been the passion for the horse. Recently, Dick moved into Brandywine Assisted Living, and Director of Community Relations, Kathy Jacobs noticed that Dick seemed to be missing a spark in his eye. She explored his stories, listening carefully for clues to things that made Dick smile. When she discovered there was a true life’s passion that was disconnected, she made arrangements with a local horse facility, Whimsical Equine Rescue, for Dick to visit and interact with the horses. That missing spark was quickly rekindled. Dick visits the horses, as often as possible and that equine connection, not just to his past, but to his Heart’s Desire have once again renewed his life. Dick’s story is simple, but the message is huge. Stay connected to your passion as you live your Grand Years. Passions are extinguished when you let them go. Dick’s best advice after 84 years…keep living your dreams. GLM

Dick, with Heathcliff, right after he purchased him in 1954.

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Grand Living Magazine 21


! y s a E s ’ t I line.

n O e t Vo

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Grand Living Magazine 23


Continued from page 13

Gift Cards...

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A well thought out gift card, to a merchant they like, would be most appreciated. You might even choose a Visa or American Express gift card, which will allow them to make a purchase at the merchant of their choice. For new drivers, a prepaid gas card makes a delightful gift. For the movie buff a gift card to the movies, for the working mom, a gift card for dinner out is a hit and for the hunter or fisherman, a gift card for new supplies is a winner. The trick is to put the same thought into the selection of the gift card as you would into the selection of a gift item. Don’t just purchase a stack of gift cards and hand them out like business cards. The gift card world is undergoing some changes and they really are for the better. According to CNN Money, the Federal Government has imposed new rules for gift cards, which went into effect in August of this year. These new rules “limit the fees that issuers are allowed to charge on gift cards, including inactivity, dormancy and other service fees. Issuers will also be required to clearly state the terms and conditions associated with gift cards.” Under the new rules, issuers will only be able to “charge fees after a gift card has been dormant for a year, and fees will be limited to one per month after that.” In addition, issuers cannot charge fees unless the consumer has been given "clear and conspicuous disclosure" about them. The rules will also extend expiration dates for gift cards to at least five years after the date of issue, or five years after the date when funds were last loaded on the card. Although the new rules are currently in effect, consumer watch groups urge you to use the cards quickly and for their full amount. In areas where the economy is still struggling, you could be left holding a worthless card if the business were to go into bankruptcy or close. GLM


Heart’s Desire

from “Grand Living” Readers

We all have a list of things to do in our lifetime. The list often begins in our childhood. Things like college, marriage, children, and home building, take center stage. There are many other things that make your “list of a lifetime.” Consider adding some of the suggestions below, because you’re only as old as you think you are! Send your “Heart’s Desire” for an upcoming issue, to grandlivingmag@verizon.net or call us at 410-726-7334.

“Cruise to Antarctica.” M. Forbis - Age 59 - Millsboro, DE

“See the Northern Lights.” N. Jarvis - Age 71 - The Parke Ocean Pines, MD

Living Your Heart’s Desire

“My Heart’s Desire has always been to meet my father’s relatives in Italy. He came here alone at the age of 18, and either changed his last name or it was changed due to mispelling at Ellis Island. By searching the Internet for a period of four years, I finally discovered his true name and found some of his relatives. I just spent two weeks visiting them in Italy and they were wonderful. It was a real dream come true for my husband and I.” P.Christiana - Age 70 - Delmar, MD

“I am 79 years old with a severe heart condition, and recently new resident of the Eastern Shore. In four months, I will be 80 (an occasion to celebrate). My entire career and professional life has been in the service of others. I taught art K-12, adults and university level, and then moved into administration, (now retired president of a small arts college in the Midwest). My Heart’s Desire is to devote all of my time to becoming a painter’s painter. Not just the occasional pretty painting, but a serious, growing, changing, developing, professional artist.” ***You can see this art, this February, at a local gallery in Cambridge. For more info visit www.pggallery.com. P. Jaffe- Age 79 - Salisbury, MD www.grandlivingmag.com

Grand Living Magazine 25


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