Zest for Life - Fall 2010

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energizing retirement

2010-2011 edition A Special Advertising Supplement of the grand rapids Business Journal

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Discover the possibilities There’s a lot more to retirement than relaxing. You want time to put your feet up, yet you also want to be involved, engaged and fulfilled. And you want to be secure.

Discover the possibilities continuing care retirement at Covenant Village can offer. Delegate daily details to us. Live maintenance free. Have the freedom to pursue your personal passions, enjoy a welcoming community of Christian fellowship, explore the resources at your fingertips. When you want to put your feet up, you’ll be surrounded by 36 gloriously wooded acres.

Live abundantly, be secure

Live abundantly, secure in your lifestyle. We’ve been dedicated to our Christian mission of serving seniors since 1886. If your needs change, we’ll be there with you. Assisted living, rehabilitation and skilled nursing are all available.

Ask about our discounts and The Home Purchase Program™. Call or email. (616) 735-6080 • (888) 655-0165 CVGLmarketing@CovenantRetirement.org

Covenant Village of the Great Lakes is administered by Covenant Retirement Communities, Inc. on behalf of the Board of Benevolence of the Evangelical Covenant Church. CRC does not discriminate pursuant to the Fair Housing Act subject to any exemptions that may apply.

2510 L AKE M ICHIGAN D RIVE N.W. • G RAND R APIDS , M ICHIGAN 49504

www.covenantretirement.com

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Special Advertising SUPPLEMENT

Contents 2

Holland Home

10

3

Covenant Village of the Great Lakes

Successful aging: a way of life!

11

4

Aging in place with PACE

Aging in the United States and the State of Michigan

5

Freedom Village

12

Directory

6

Care Resources

14

Map

LifeCircles

15

Choosing your retirement lifestyle

7

Porter Hills

16

Beacon Hill at Eastgate

Not your fathers retirement

8

With continuing care retirement, upfront investment pays for lifelong care

A Special Advertising Supplement

To learn more about the Zest for Life Senior Health spring edition, the summer Parade of Senior Living, or the Zest for Life Energizing Retirement fall edition please contact Christina at 616-459-3080 or by email at cmeister@geminipub.com.

Aging in place with PACE

As health declines with age, it can become more difficult for seniors to remain independent and care for themselves effectively. For most people, their wish is to live as independently as possible in their home until the end of life. But when physical needs increase or mental conditions grow worse those wishes don’t always seem possible. However, an alternative healthcare program exists that can help elderly people remain safely in their homes. The Program of All-inclusive Care for the Elderly (PACE) is a healthcare option available to frail seniors who need a skilled level of care but who would prefer not to live in a nursing home. PACE is a national healthcare model that started in the 1970s in California as a way to help seniors age in place. The program is now available in 30 different states. In those states, 75 different organizations run the PACE program. In Michigan, four PACE organizations operate; three are located in West Michigan.

Care Resources has been providing PACE services since the end of 2006 for Kent County seniors. Care Resources began operating with the help of five community partners: Dominican Sisters~Grand Rapids, HHS Health Options, Holland Home, Metro Health and Pine Rest Christian Mental Health Services. LifeCircles provides PACE services for Muskegon County and northern Ottawa County residents (specific to zip codes 49409, 49417, 49456, 49448, 49403, and 49404 in Ottawa County). Services are provided via a partnership with Porter Hills Retirement Communities and Services, Mercy Health Partners, and Senior Resources. CentraCare, located in Battle Creek, opened in 2009 to provide PACE services for Calhoun County Residents. The PACE model provides all of the

medical and social services that eligible seniors require to help them live independently. This innovative program includes preventative, primary, and acute/chronic medical services, as well as opportunities for social interaction. Our primary focus is on preventative Continued on page 6

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HOLLAND’S FREEDOM VILLAGE OFFERS

LOCATION, LOCATION, LOCATION Local retirees aren’t the only ones singing the praises of Holland, Michigan. Once ranked as one of the “50 Best Retirement Communities in America,” and Holland as one of the “Top 5 Places for Retirement” in the United States, Freedom Village Holland was also the first senior community in Michigan certified as a “Retirement Resort.” Freedom Village is nestled along Historic Windmill Island just blocks from Hope College and historical downtown Holland with its Snow Melt sidewalks and street. Geared toward independent, high-quality, carefree living, Freedom Village is truly a “City Under One Roof” that offers a variety of amenities for residents while providing the ultimate in financial security. Freedom Village guarantees that residents are cared for the rest of their lives, regardless of what happens to them physically or financially as defined in the Life Care and Residency Agreement. Freedom Village’s 326 luxury apartments are available in 22 different floor plans.

Call or visit Freedom Village today to see all we have to offer you!

Extraordinary Retirement Living with a Full Continuum of Care, if ever needed 145 Columbia Avenue, Holland, MI 49423 (616) 820-7480 • 1 (800) 622-5474 www.fvholland.com • www.brookdaleliving.com 51101EF-SPL01-0709

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PACE

Program of All-inclusive Care for the Elderly Another option in healthcare for seniors who want to age in their own homes. We provide All Medicare & Medicaid Benefits. Services include: Hospital & Emergency Care All Primary & Specialty Care Nursing Facility Care Prescriptions Dental, Eye & Foot Care Durable Medical Equipment Rehab & Home Care Recreational Activities

West Michigan PACE providers:

measures to maintain the health and well-being of our elderly participants, allowing them to remain in their homes for as long as possible. Each PACE organization provides all of a person’s primary and specialty care, medical transportation, prescriptions, therapy, in-home care, recreational day center activities, along with many other services as needed. This model of healthcare is based on a team approach. Participants have an entire medical team creating a care plan and overseeing it for them. The care plans are very individualized to meet the needs of each participant. Seniors’ health care isn’t fragmented and doesn’t fall through the cracks when there are people monitoring it. This all-inclusive program alleviates participants’ financial burden for medical care and in the process improves compliance and healthy outcomes. The cost for PACE is funded by Medicare and Medicaid. Participants may be responsible for costs of services that are unauthorized or not provided by our network of providers, except in an emergency. Participants who receive only Medicare have an out-of-pocket cost each month to receive services. To be eligible for a PACE program, a person must be at least 55 years old, a resident of a designated PACE service area, able to live safely at home, eligible for a nursing facility level of care, and receive Medicare and/or Medicaid. If you are interested in learning more about the PACE program and how these services can allow seniors to remain safely in their homes longer, call any West Michigan PACE organization. The participant’s address determines which PACE organization provides the services. Submitted by: Jennifer Feuerstein Community Outreach Representative ~ Care Resources

KENT COUNTY 1471 Grace St. SE Grand Rapids, MI 49506 616-913-2006 www.care-resources.org

MUSKEGON COUNTY 560 Seminole Rd. Muskegon, MI 49444 231-733-8686 www.lifecircles-pace.org

Participants must lock into our network of providers. If they go outside the network they may be liable for the cost (except emergency care).

Care Resources 616-913-2006 LifeCircles 231-733-8686 CentraCare 877-284-4071 Center for Senior Independence 313-653-2020

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Special advertiSing SUppleMent

not your father’s retirement

A

s baby boomers approach retirement, they are redefining the retirement lifestyle. According to studies, 37 percent of boomers will move to a new home within the first year after their youngest child goes off to college. But they’re not moving to warmer, sunnier climes. They are generally staying in town near their families and old friends. Not only are aging boomers looking for a low maintenance lifestyle that gives them plenty of room for entertaining, they also desire the option of just “shutting the door” when they want to take off and explore. They enjoy having “someone else” take care of chores like lawn mowing and snow shoveling, leaving them time to pursue their hobbies and interests. Fortunately Grand Rapids offers a number of exceptional independent retirement communities geared to meet the needs of the next generation of retirees. “Our apartment suites at Breton Ridge are brand new and spacious enough for entertaining family and friends,” said Chris Nicely, vice president of marketing for Holland Home. “Many of our residents still travel extensively — to cottages in the summer and Florida in the winter — and they appreciate that all maintenance is taken care of for them while they’re gone. It’s the ultimate freedom.” Add a wide-ranging roster of activities to the mix along with a state-of-the-art health and fitness center, and you have everything the new generation wants in a retirement lifestyle! Submitted by Holland Home

Live your best life. West Michigan’s most in-depth, innovative & inclusive senior living resource.

Residential & Assisted Living Memory Support Inpatient Rehabilitation Therapy Skilled Nursing Hospice Care In-Home Personal Care Licensed Nursing In-Home & Outpatient Rehabilitation Therapy Health Monitoring Mental Health Services

4450 Cascade Road SE, Suite 200, Grand Rapids, Michigan 49546

616-949-4975 www.porterhills.org

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Special Advertising SUPPLEMENT

With continuing care retirement, upfront investment pays for lifelong care There’s a lot to consider when you’re making long-term plans for your retirement years. You’ll want to have friends around and live in a community where you feel like you belong. You’ll want meaningful things to do. You’ll want to make sure services such as rehabilitative care and skilled nursing are readily accessible in case your health changes. You’ll want to be confident in the caliber those who will provide the services. There are lots of options for retirement living, from gated over-55 communities to a fully loaded RV. Some of them may be good choices when you retire at 55 but need to be reconsidered when you get a little farther down the road.

One choice, many options Continuing care retirement spans the entire time. Continuing care communities enable you to age in place — you move in and never have to leave your community of choice. The community’s services and flexible housing options — from residential retirement for active retirees to assisted living and skilled nursing — respond to your needs as they change over time. Future services are specifically defined in a long-term contract, removing the uncertainties of retirement planning. Continuing care offers the security of long-range planning and the freedom to stay independent. Contracts usually include both an entrance fee, which is paid before you move in, and a monthly fee. Because it funds lifetime services, the entrance fee can be a substantial investment. It can also return substantial dividends: Contractual promise of access to future care The entrance fee is a contract for access to needed future care —l ike post-hospital rehab. You or your family won’t have to find a provider in an emergency. Full continuum of service on campus Most communities have a service continuum that can include on-campus assisted living, rehab and skilled nursing. After you move to the community, you’ll always be at home in the community you selected. You’ll know the people who will provide any needed future services. Maintain relationships for life Being in a community of friends increases life expectancy and decreases your chance of chronic illness.

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Sense of community ownership The investment in an entrance fee gives you a stake in the life of the community. It encourages residents to become involved and use their skills to enrich community life. The upfront investment fosters a stable community of lasting relationships. Continuity of staff In health care, a plethora of specialists may make coordination and continuity of medical care difficult. In contrast, the stability associated with a continuing care community makes familiarity the norm. Monthly fee reflects only operating costs The continuing care entrance fee covers your community’s debt, refurbishing and capital costs. Therefore, the monthly fee is relatively stable, affected only by costs directly related to your lifestyle. One-time cost for long-term community improvements When you pay an entrance fee, you won’t be assessed for future improvements. Your monthly fee won’t spiral with every enhancement.

Potential tax advantage You may be able to deduct the portion of the entrance fee attributed to health care services from your federal tax bill. Make sure to check with your tax advisor.

The community’s services and flexible housing options — from residential retirement for active retirees to assisted living and skilled nursing — respond to your needs as they change over time.

Stay independent; don’t burden your children When you pay an entrance fee, you determine your own future. Your children won’t be responsible for your well-being. Like any major decision, you’ll have to balance the benefits with costs to choose the best retirement setting. Moving is challenging at any age, perhaps more so in the senior years. Make sure your thorough evaluation considers your present lifestyle as well as lifestyle changes that may come down the road. Submitted by Covenant Village of the Grand Lakes 2010-2011 Zest For Life supplement 9

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Special Advertising SUPPLEMENT

Successful aging: a way of life!

A

s you age, are you looking for ways to improve your life? Are you looking for a better quality of life? If you answer yes to these questions, then Successful Aging is for you! As a geriatric doctor for over 29 years, Dr. Kevin O’Neil*, of Brookdale Senior Living, parent company of Freedom Village Holland, came up with a way to make sure that seniors could age optimally. This method has turned into a way of life called Optimum Life.** Optimum life is incorporated into all Brookdale communities and focuses on six keys to optimal aging that include: 1. Social: encouraging you to interact with others and promote personal connections that can enhance your positive outlook on life. 2. Emotional: enabling you to respond effectively to what you are feeling. 3. Physical: providing improved health and wellness through participation in activities designed to help improve cardiovascular endurance, muscular strength and flexibility.

$2 which includes a lunch. If you are still not sure Successful Aging is important to you, here are 10 Reasons to get involved in Successful Aging: 1. Studies have demonstrated that regular physical activity such as walking for at least 20 minutes three times a week significantly reduces the incidence of dementia; it’s never too late to start! 2. Laughter and fun recreational involvement can help strengthen your immune system. 3. Social connections can help you live longer (and better). 4. Preventative screenings reduce the damage that undetected diseases can cause. 5. Volunteering gives you a sense of purpose and helps you to face life’s difficulties.

4. Spiritual: a very personal dimension that helps you find meaning in life. 5. Purposeful: providing a sense of meaning and purpose. 6. Intellectual: encouraging full use of your mental capacity, enabling you to think, analyze, reason and comprehend. Here in the West Michigan area, Freedom Village Holland in partnership with Priority Health, Holland Hospital and Evergreen Commons, has taken this concept and rolled out a program called Successful Aging** to the entire area. Successful Aging programs take place on the 3rd Thursday of each month at Evergreen Commons for anyone age 50+ that is interested in participating. The cost to participate is only

6. Eating plenty of fruits, vegetables, green tea and other “super foods” can help prevent cancer and other chronic conditions. 7. Those who attend religious services or who pray and meditate have reduced stress and are more at peace. 8. Challenging your brain in new ways-being a life long learner keeps your mind sharp. 9. Active engagement in life is one of the marks of a person who is aging successfully. You are worth the effort!

*Dr. Kevin O’Neil is the Medical Director for Brookdale Senior Living (BSL), the largest senior housing provided in the United States. Dr. O’Neil practiced and taught geriatric medicine for over 29 years (seven years in Massachusetts and 22 years in Sarasota, FL). Dr. O’Neil is co-editor and a contributing writer to Optimal Aging Manual, which Art Linkletter has called “the great master book for the boomers.” **Optimum Life & Successful Aging are registered trademarks of Brookdale Senior Living. Reg. US. Pat. Off.

For more information on Successful Aging, log onto www.successful-aging. net or call Cathy Blackburn at Freedom Village at 616-820-7400.

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Special Advertising SUPPLEMENT

Aging in the United States and the State of Michigan

T

he population of Americans aged 65 years and older continues to grow in both absolute numbers and as a percentage of the total population. As exhibited in Table 1, the number of Amer-

icans age 60 and older is 2.4 times greater than it was in 1960 and is estimated to be 4.73 times greater in 2050 than in 1960. In fact, people age 85 and over now account to approximately 20.5 times their

number in 1960. By 2050 people over the age of 85 will account for approximately 4.35 percent of America’s population — more than double their percentage of the total population in 2010.

Table 1

Population Growth Multiplier (Base year 1960) Census Year 2010 2020 2030 2040 2050

Age 60-64 2.35 2.94 2.81 2.87 3.29

Age 65-74 1.95 2.94 3.53 3.36 3.65

Age 75-84 2.81 3.43 5.30 6.51 6.34

Age 85+ 6.19 7.10 9.41 15.28 20.49

Age 60 and older 2.40 3.20 3.89 4.29 4.73

Age 65 and older 2.43 3.31 4.35 4.91 5.35

The State of Michigan currently accounts for approximately 3.3 percent of the U.S. population over the age of 65. The percentage of Michiganders as a portion of the total U.S. population is expected to decline somewhat over the next three decades (2.9 percent by 2050). However, the percentage of people age 65 and over as a percentage of the state’s population is expected to increase from the current level of 12.8 percent (2010) to approximately 19.5 percent in 2050. That represents an increase of 152 percent in the state’s population of persons age 65 years and older in 30 years. Submitted by Beacon Hill at Eastgate Contact: T. Scott Kearney, Kearney Associates, LLC. (616) 493-6911. Table 2

Michigan Population 65 Years of Age and Older (Number of Persons / Percentage of State Population) Census 2000 1,219,018 12.3%

Projection 2005 1,245,644 12.2%

Projection 2010 1,334,491 12.8%

Projection 2015 1,506,856 14.2%

Projection 2020 1,711,476 16.0%

Projection 2025 1,926,396 18.0%

Projection 2030 2,080,725 19.5%

Source: Administration on Aging, U.S. Department of Health and Human Services, 2010

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Special advertiSing SUppleMent

D I R E CTO RY LI S T I N G S

www.beaconhillgr.org 1a. Beacon Hill at Eastgate Information Center 1801 Breton Rd. 616-855-1881 1b. Beacon Hill at Eastgate Main Campus 1845 Boston Street NE, Grand Rapids 616-245-9179 CCRC; IL/RL; AL; SNF; HS; RC Opening Fall 2010

www.covenantvillageofthegreatlakes.org 2a. Covenant Village of the Great Lakes 2510 Lake Michigan Drive NW, Grand Rapids 616-735-4541 CCRC; IL/RL; AL; SNF; MEM; RC; HS; HC

www.hollandhome.org 4a.

Holland Home 2100 Raybrook Street, Grand Rapids 616-235-5000 CCRC

4b.

Faith Hospice 2100 Raybrook Street, Grand Rapids 616-235-5113 HS

4c.

HomeCare of Holland Home 2100 Raybrook Street, Grand Rapids 616-235-5113 HC

4d. Memory Care Center Raybrook Manor 2121 Raybrook Street, Grand Rapids 616-235-5704 MEM; RC 4e.

Raybrook Estates/Raybrook Homes 2105 Raybrook Street, Grand Rapids 616-235-5672 IL/RL

4f.

Raybrook Manor 2121 Raybrook Street, Grand Rapids 616-235-5704 IL/RL; SNF; MEM; AL-HFA; RC

3b. Inn at Freedom Village-Health Care 145 Columbia Ave., Holland 616-820-7600 AL-AFC; SNF; MEM: HS; HC: OC

4g.

Breton Manor 2589 44th St SE, Kentwood 616-235-5113 SNF

3c. The Lakes at Freedom VillageIndependent Living 145 Columbia Ave., Holland 616-820-7400 CCRC; IL/RL; HC; CL; OC

4h.

Rehab Dimensions 2589 44th Street SE, Grand Rapids 616-235-5113 OC

www.fvholland.com 3a. Freedom Village A Brookdale Senior Living Retirement Community 145 Columbia Ave., Holland 800-622-5474

4i.

Breton Woods 2500 Breton Woods Drive, Kentwood 616-643-2730 IL/RL; CL

4j.

Faith Hospice at Trillium Woods 8214 Pfeiffer Farms Drive, SW, Byron Center 616-356-4820 HS

4k.

Fulton Manor 1450 East Fulton Street, Grand Rapids 616-643-2631 IL/RL; SNF; MC; AL-HFA; RC

4l.

Memory Care Center Fulton Manor 1450 East Fulton Street, Grand Rapids 616-643-2631 MC; RC

4m. In-Home Helpers (skilled and unskilled home assistance) 2500 Breton Woods Drive, Grand Rapids 616-235-5113 4n.

Breton Ridge 2772 Pfeiffer Woods Drive, Grand Rapids 616-643-2730 IL/RL; CL

www.porterhills.org 5a. Porter Hills Retirement Communities & Services 4450 Cascade Road SE, Suite. 200, Grand Rapids 616-949-4975

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5b.

Porter Hills Home Care; Main Office 4450 Cascade Road SE, Suite 300, Grand Rapids 616-949-5140 HC; MEM; HS

5k.

Oak Ridge Retirement Community 3781 Giddings Avenue SE, Grand Rapids 616-248-5410 AH; IL/RL

5c.

Porter Hills Village 3600 East Fulton Street, Grand Rapids 616-942-6221 CCRC; IL/RL; HS; SNF; MEM; AL-HFA; CL; OC

5l.

River Grove Retirement Community 5761 Jupiter Avenue, Belmont 616-364-0120 AH; IL/RL

5d.

Porter Hills Health & Rehabilitation Center 3600 East Fulton Street, Grand Rapids 616-949-4971 HS; SNF; MEM

5m. Station Creek Retirement Community 10010 Crossroad Court, Caledonia 616-891-6080 AH; IL/RL

5e.

Porter Hills Outpatient Rehabilitation Clinic 3600 East Fulton Street, Suite R, Grand Rapids 616-949-4971 OC

5f.

Cook Valley Estates 1049 East Paris Avenue, Grand Rapids 616-464-2675 IL/RL; CL

5g.

Meadowlark Retirement Village 65 Ida Red Avenue, Sparta 616-887-8891 AL-AFC; IL/RL; RC

5h.

Harvest Way Retirement Community 100 Ida Red Avenue, Sparta 616-887-7869 AH; IL/RL

5i.

Porter Hills Home Care Sparta Care Coordination Center 65 Ida Red Avenue, Sparta 616-949-5140 HC; MEM; HS

5j.

Bailey’s Grove Retirement Community 5252 Bailey’s Center Drive SE, Kentwood 616-871-9300 AH; IL/RL

5n.

Porter Hills Home Care Caledonia Care Coordination Center 10010 Crossroad Court, Caledonia 616-949-5140 HC; MEM; HS

5o.

Walker Meadow Retirement Community 1101 Wilson Avenue NW, Walker 616-735-9672 AH; IL/RL

5p.

Sunshine Transportation 4450 Cascade Rd SE, Ste 400, Grand Rapids 616-464-1509

5q.

LifeCircles A Porter Hills PACE Partnership 560 Seminole Road, Muskegon 231-733-8686 HC; OC; HS; SNF; PACE

5r.

THE GREENHOUSE® Homes 1015 and 1029 East Paris SE, Grand Rapids 616-949-4975

www.care-resources.org 6a.

Care Resources 1471 Grace St. SE, Grand Rapids 616-913-2006 MEM;HC;OC;RC;PACE

www.lifecircles-pace.org 7a.

LifeCircles 560 Seminole Rd., Muskegon 231-733-8686 MEM;HC;OC;RC;PACE

Key Continuing Care Retirement Community CCRC Independent Living/Residential Living

IL/RL

Assisted Living

AL

Skilled Nursing

SNF

Dementia/Memory Care/Alzheimer’s

MEM

Hospice (on-site or brought in)

HS

Home Care

HC

Respite Care

RC

Affordable Housing (HUD)

AH

Adult Foster Care (Licensed AL)

AFC

Home for Aged

HFA

Outpatient Clinic

OC

Condominium Living/Townhomes/Cottages CL Program of ALL-inclusive Care for the Elderly

PACE

2010-2011 Zest For Life supplement 13


3

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Beacon Hill at Eastgate

Freedom Village

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Holland Home

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Special Advertising SUPPLEMENT

Choosing Your

retirement lifestyle

Those contemplating retirement living have a number of options today, including remaining in the family home, moving to a more manageably-sized condo or considering a retirement community. The family home is familiar and holds a lot of memories. On the downside, it is probably now too big and can be very costly with heating, cooling and electric bills and interior and exterior maintenance. And, in the winter or in bad weather, it can be very isolating. A condo will probably cost less and be more suitable size-wise. The monthly fee will cover the cost of any exterior maintenance.

A retirement community ... offers a choice of living quarters to suit your exact needs. And the monthly fee covers … everything. A retirement community on the other hand, offers a choice of living quarters to suit your exact needs. And the monthly fee covers … everything. From indoor maintenance to exterior maintenance, landscaping and snow removal plus outings, social events, activities and more! An independent retirement living community can be a very cost-effective choice for seniors. Many of the expenses of living in a home or condo don’t exist when you opt for retirement living. Most have a fitness center and a pool or spa making health club membership fees a thing of the past. Entertainment is plentiful — speakers, musical events, classes and more are on the schedule at most communities at no extra charge. Living among friends in a senior community means that foul weather need no longer hold you hostage — at most you’re an elevator ride or short walk away from myriad activities and events.

“But not all monthly fees are created equal,” said Chris Nicely, vice president of marketing for Holland Home, provider of services to seniors. “Make sure you are only paying for what you want. Some communities force you to pay for a meal plan that you may or may not use. On our campuses, meals are on a pay-as-you-go basis allowing us to keep our monthly fees as low as possible. In fact, our fees are some of the lowest in the Grand Rapids area.” There are a lot of decisions to be made when choosing your retirement lifestyle. Be sure to explore all your options. Submitted by Holland Home. 2010-2011 Zest For Life supplement 15

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Home...

“Where I enjoy time with my friends.”

Step out of your new apartment home and discover a place where friends gather for activities and games, share their faith, and enjoy all that life has to offer. Make your move to the all-inclusive lifestyle of Beacon Hill at Eastgate, which includes three restaurant-style venues, housekeeping, linens, maintenance, garage, pool, fitness area, and so much more.

A new retirement community opening later this year in Grand Rapids’ Eastgate neighborhood. For more information, call Laurie at (616) 855-1881.

2010 Fall Zest For Life.indd 16

8/27/10 12:50 PM


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