Colorado Home Journal AUG09

August 2009

Favorable Ratings For Denver’s Real Estate Colorado Home Mortgage Becomes

Bank Of Commerce / Mortgage Kayaking To Sailing In Colorado From your

broker

close-up

COMMUNITY Harry Potter And The Half-Blood Prince Warner Brothers “Harry Potter and the Half-Blood Prince” brings out true wizard enthusiasts for a celebration of company clients and associates hosted by Colorado Home Realty and Bank of Commerce / Mortgage.

C olorado Home Realty (CHR) and the Bank of Commerce / Mortgage (BOCM) provided what can only be

characterized as an “evening among wizards and muggles” in honor of CHR and BOCM’s clients, sponsors and partners. Almost 600 clients, brokers, sponsors and their respective families filled the theater hall booked for the private screening. Armed with door prizes and raffle tickets for a variety of treasures, everyone in attendance became some of the first in the world to view the latest Harry Potter sequel.

Guests were encouraged to attend in wizardry attire and many graced the theater in true Harry Potter dress.

“Harry Potter” fans and “Harry Potter” novices enjoyed the latest sequel with much enthusiasm and of course anticipation as the movie came to an end…the next and final chapter of the Harry Potter saga will be released at a later date.

This event was one small gesture of appreciation for CHR and BOCM clients and associates. For those who missed out this round, do look forward to more of such appreciation activities in the future. Stay tuned!

We gratefully acknowledge the generosity and support of our Colorado Home Realty (CHR) and Bank of Commerce / Mortgage (BOCM) partners. These important supporters were committed to making our Harry Potter Pre-Screening a fabulous success. Their commitment ensured a quality experience for all attendees, industry participants and volunteers.

Without their assistance, the CHR/BOCM Harry Potter Event would not have been possible.

We graciously extend our appreciation to each of them. In recognition of their generous contributions, please take a moment to visit their respective websites or contact them directly to learn more about these important sponsors and their products and services.

800-695-2020 deeprockwater.com

720-981-4109 303-770-7867 www.pumpitupparty.com

303-742-0922 www.maids.com 303-730-1833 www.stgco.com

303-237-1234 www.allstate.com

303.457.1313 www.theberkshirelife.com

303-470-1213 www.trinity-title.com

303-683-0462 303-948-2514 www.ltgc.com

estate REAL

Favorable Ratings For Denver Real Estate National experts say it is time to sell, buy and refinance real estate in Denver, Colorado.

The CNN real estate expert takes a totally different route to get to the same conclusion. She looks at market fundamentals that must be present to create a healthy real estate market. The fundamentals include: (1) Job growth, (2) Growing population, (3) Good weather, (4) Plenty of first time buyers, (5) No overbuilding of new homes, (6) Vital downtown areas, (7) Well-educated populace and (8) Rates of foreclosures that have peaked and are heading down.

T wo recent stories in the national press have

All you have to do is stroll down the 16th Street Mall and attend a sporting event or restaurant in LoDo to know that Denver has great weather and a vital downtown. And, when the CNN expert looked at the other six factors, she came to the same conclusion as Forbes – Denver is the first place she would go to buy real estate.

Forbes Magazine takes a technical approach to its evaluation. They analyze trends in price per square foot and in sales volume. They also look to make sure that sales are occurring uniformly throughout a metropolitan area as opposed to being concentrated in just a few hot spots.

When they crunched all the numbers and plugged them into their formula, Denver came out “numero uno”. While the markets in most metropolitan areas are still searching for a bottom, Denver is one of the few places where Forbes thinks it makes sense to buy right now.

So the experts agree: It is time to buy and own real estate in Denver. It’s also a great time to buy if you are a first time buyer or have not owned a house in the last three years because you can get an $8,000 check from Uncle Sam (call me for details if you have not heard of this fantastic deal).

And, of course, interest rates are very low right now and this benefits first time buyers and move-up buyers alike. And finally, if you are happy where you are, it is the perfect time to refinance and lock in a low, fixed interest rate and make your real estate investment even more secure.

Call me if you or anyone you know is thinking about selling, buying or financing real estate. Let’s figure out how to take advantage of this historic opportunity.

independently identified Denver as the place to be if you want to be a home owner. In fact, both agree that it is the No. 1 place to be from a real estate standpoint.

MORTGAGE

Colorado Home Mortgage Becomes Bank Of Commerce / Mortgage C olorado Home Mortgage has always been a premier

provider of mortgage financing, whether you’re financing your first home, multi-units, a second home or investment property.

Colorado Home Mortgage has always demanded the very best the real estate industry has to offer.

As a company wanting to deliver financial solutions with integrity and to ensure we could meet our client’s needs in these challenging and ever changing economic times, we decided to merge with Bank of Commerce / Mortgage in July 2009.

Our business partnership with parent company, Bank of Commerce Holdings (NASDAQ: BOCH), a $765 million financial services holding company, enhances our capital strength to provide the best opportunities for our clients.

We now control every aspect of the lending process possible.

We are able to offer competitive FHA, jumbo and conforming products with the benefit of in-house underwriting, document drawing and funding with great turn around times. Our clients will receive competitively priced financial solutions with professionalism and veracity. Operating as both a mortgage banker and brokerage, our experienced loan representatives are prepared to tackle any challenge in matching you with the best loan program available.

We will continue to operate with the same core values that have driven our past success and we will be able to meet your needs timely and efficiently with processes in place to ensure the best service in the industry. Colorado Home Mortgage, now Bank of Commerce / Mortgage understands your financial goal of finding a mortgage that works just as well for you today as it will tomorrow.

Please feel free to contact me about your home financing needs.

spotlight

COMPANY

Colorado Home Realty Announces New Property Management Division C olorado Home Realty (CHR) is proud to introduce our new

property management division which will focus on assisting our client base with their rental and investment property needs in the Metro Denver and front-range areas.

Managed by CHR real estate broker and long time property manager, Christine Gulley, Colorado Home Realty – Property Management Division (CHR-PMD) has already begun providing quality services to our clients throughout the metro area.

CHR-PMD will offer an array of services that provide our clients the tools to confidently purchase, own/manage, and sell investment property.

“Property management is important to our clients and their investments, and we take that seriously. We, as a company, want to be sure our clients are getting optimum rental revenue from their investment properties, as well as great professional services from a fantastic team,” said Matt Hudson – Founder/Owner of Colorado Home Realty.

Our experienced team includes seasoned real estate and leasing experts, qualified finance professionals and knowledgeable construction/maintenance personnel.

“One Team, Total Solution” Please contact me with questions about property management and what our team can do for you.

style

LIFE

Kayaking to Sailing

Colorado Dives Into A World Of Water Sports S ome on-the-water activities require a lot of physical effort while others offer pure pleasure and relaxation. Don’t forget your sunglasses, hat and sunscreen. Here’s a boatload of water sports to enjoy this summer. Who needs an ocean, anyway?

Rafting. croa.org Rafting the rivers of Colorado seems to be a rite of passage for anyone who visits. Those of us who live here forget the beauty and sheer fun of paddling — or just riding — with a group of friends on a summer day, relaxing on tranquil waters or thrilling to riding the rapids. Colorado presents all levels of river difficulty, from gentle floating to frequent whitewater.

Sailing. victoriasailingschool.com communitysailing.org Victoria Sailing School teaches a combination of theory classes and hands- on sessions at Cherry Creek and Chatfield reservoirs, Carter Lake and Lake Dillon.

Community Sailing of Colorado runs week-long day camps and drop-in sailing programs at Standley Lake in Westminster and at Cherry Creek State Park Punting. veniceonthecreek.com Enjoy a Colorado summer evening aboard a punt piloted

by Venice on the Creek. Your pole operator (punter) will take you through four of the world’s smallest locks from Larimer to Confluence Park and back, giving you an historical tour of Denver along the way.

Sculling. www.coloradorowing.com.; www.friscorowing.com Sculling is an Olympic sport that uses boats (or “shells”) with long, powerful oars. The rhythm and cadence of the rowing is not only terrific non-impact exercise, it is also meditative.

Excerpts from Article written by Linda J. Buch, Special to The Denver Post. To see the full article http://www.denverpost.com/lifestyles/ci_12817326

Kayaking. BOC123.com A good choice for beginners, kayaking is relatively easy to learn. While we marvel at those intrepid kayakers who navigate the rapids in a roaring river, first-timers learn in calm lakes and reservoirs. “Lessons — and a love for the water — are important for someone new to the sport.”

Welcome to Colorado: Lots of beach.

No ocean. But this year, plenty of water.

Windsurfing. RMWA.org Windsurfing was all the rage in the 1980s, with lessons offered on most tropical beaches and resorts. Rigs are now lighter and more stable, allowing participants to learn how to sail instead of just trying to stay upright.

Stand-up paddle. larsonsport.com This comes to us right from Hawaii. Surfing may be the “sport of kings,” but stand-up paddle is far easier to learn.

It has become the latest exercise craze. This is a super way to get a workout.

Aurora

listings

CURRENT

$324,500 5 bed, 4 bath, 2695 SQFT SPACIOUS UPDATED 2-STORY IN GREENFIELD!

Denver

$124,500 2 bed, 2 bath, 1148 SQFT MOUNTAIN AND POOL VIEWS! POOL, FITNESS CENTER AND SPA!

Parker

Littleton

$748,000 5bed, 5bath, 3444 SQFT AWESOME TIMBERS HOME ON CUL DE SAC WRAP AROUND PORCH.

$579,900 4 bed, 4 bath, 2602 SQFT NEWEST CUSTOM HOME IN LEGACY! CLEAN AND UPDATED!

Littleton

10822 West Toller Drive, Suite 180 Littleton.CO 80127 720.981.4109

ColoradoHomeRealty.com

$260,000 2bed, 2bath, 1294 SQFT BEAUTIFUL RANCH FULLY FURNISHED!

Denver

Aurora

$299,900 2bed, 1bath, 1350 SQFT BEAUTIFUL REMODEL IN BERKLEY! HUGE YARD!

$149,900 4bed, 2bath, 1746 SQFT TOTALLY REMODELED! NEW KITCHEN WITH GRANITE. $399,900 3bed, 2bath, 2257 SQFT PRICED TO SELL QUICKLY! TONS OF UPGRADES!

Highlands Ranch

Lakewood

Highlands Ranch

$254,900 3bed, 3bath, 1602 SQFT 305,000 5bed, 4bath, VAULTED, OPEN, 2111 SQFT SPACIOUS FABULOUS! GATED UPDATED KITCHEN COMMUNITY AND WITH GRANITE. CLUB HOUSE.