FINANCIAL PLANNING & EDUCATION SEMINAR SERIES Choose from One of Our 45-60 Minute Financial Wellness Presentations: Investment Management
• Basics on Asset Allocation/Diversification • Researching Investments • Market Volatility & Asset Protection
Medicare Solutions
• Parts A, B, C and D • Employer Group Plan vs. Medicare Plan Comparisons • Medicare & HSA • Medicare Advantage vs. Medicare Supplement: Which one is right for me?
Michael Napier, CFP® Vice President HORAN Wealth
Mike’s expertise includes estate and income tax planning, retirement income analysis, risk management, education planning/funding and investment asset allocation.
Michael Hermes, CFP®, CFA Vice President HORAN Wealth
Michael helps families and individuals achieve their financial goals through holistic financial planning encompassing investment, insurance, estate, tax and education planning.
Social Security
• What are the Different Strategies • Windfall Elimination & Government Offset Provision • Widow Benefits, Divorcee Benefits, Minor Benefits
Retirement Readiness • • • •
Have I Saved Enough to Retire? Withdrawal Strategies Pension: Lump Sum or Annuity Are My Investment Allocated Correctly?
Estate Planning
• What Documents Do I Need? • Item to Consider: Trust or Will? • How to Obtain the Documents
Chris Mihin
Vice President & Management Principal Campus & Individual Health Solutions
Chris simplifies the selection process of individual health insurance and Medicare by exploring all options for the client to help determine which option will best suit their health insurance needs.
Nate Epp
Account Executive Individual Health & Medicare
Nate provides education and expert analysis to help clients understand and determine which insurance plan is best suited for their specific health care needs.
To schedule a financial wellness seminar for your employees please contact your HORAN relationship manager at 800.544.8306.
www.horanassoc.com