Banking & Mortgage Industry

BB&T, photo by Stephanie Marty

Once you move to the First Coast it will be important to find the perfect mortgage and banking provider. Luckily, the First Coast is full of both local and global companies with perfect track records and years of experience and knowledge. Below you can find some available providers in the area.

121 Financial Credit Union

121 Financial Credit Union provides the First Coast with many services including banking, investments, loans and more. The company has had a presence on the First Coast since 1935 and is a staple in the area for those looking for a small-town credit union feel.

Ameris Bancorp

Ameris Bancorp has been in the industry since 1971 and recently joined forces with Fidelity Southern Corp., the bank’s parent company. The transition has been quite smooth with many added branches. There is a very personal feel to the bank and they continue to maintain the highest of standards for their customers.

Bank of America

Those looking for a new financial institution may find Bank of America to be the perfect fit. The American multinational investment bank and financial services company is one of the largest international financial institutions. Bank of America offers services in many different specialties including CDs, savings, loans, mortgages, auto and more.

BB&T/SunTrust Bank

In 2008, BB&T was one of the largest bank mergers during the financial crisis. Assets of approximately $66 billion between BB&T and SunTrust Bank were combined. This join of forces has brought Truist Financial to life and is now sitting as one of the top 10 banks in the U.S.

Capital City Bank Group Inc.

Capital City Bank Group Inc. has branches in Florida, Georgia and Alabama. The main branch in located in Gainesville and is one of the largest publicly traded financial holding institutions. Founded in 1895, the bank has a rich history and has been providing banking services including mortgages, trusts, merchant services, bankcards, banking services and more.

Employing approximately 4,000 individuals on the First Coast, Citigroup offers a wide range of financial services. For 24 years the company has enabled growth and economic development for the area. Citigroup focuses on consumer businesses such as banking, credit cards and wealth management. They also focus on institutional businesses including commercial banking, markets and securities services, private banking, treasury and trade solutions and banking, capital markets and advisory.

Deutsche Bank

Deutsche Bank’s operation center in Jacksonville is the second largest U.S. operation besides it’s New York branch. This multinational investment bank and financial services company is headquartered in Frankfurt, Germany, and continues to focus on profits, shareholder returns and longterm growth.

Fifth Third Bank

Besides its financial focus of banking, insurance, investments and more, Fifth Third Bank promises itself to improve lives across all markets it serves including community involvement and building strategic relationships. Banking services include credit cards, checking accounts, CDs, savings accounts and more.

First Citizens Bank

At the end of 2020, First Citizens BancShares Inc. and CIT Group Inc. announced a merger, that has added approximately $223 million in assets to the company. The company has had several mergers in the last few years which has prompted significant growth.

First Federal Bank of Florida

Since 1962, First Federal Bank of Florida has been helping with home financing. Within the last five years the company has began to cover the services of wholesale lending, specialty commercial financing, warehouse lending, consumer lending and manufactured housing lending. There are 23 full-service branches located throughout Florida.

Florida Capital Bank

Florida Capital Bank focuses on wholesale mortgage lending solutions. They take banking to the next step with their Community Rewards Program that supports several local organizations. This includes developmental and intellectual disability agencies, sports programs, temporary housing and after-school programs.

JPMorgan Chase

JPMorgan Chase is one of the world’s oldest and largest financial institutions. Recently, it joined the beautiful downtown Jacksonville skyline when it made the former Barnett National Bank Building a home for its downtown branch.

Regions Financial Corporation

Regions Financial Corporation is very focused on community and economic development, which includes education and workforce readiness, and financial wellness. The company provides mortgages services, stockbrokerage, retail and commercial banking and trust services. It is one of the largest full-service banking and mortgage providers in the country. When thinking of State Farm, most people think of auto insurance, but the company is also a banking and mortgage service provider. State Farm offers customers credit cards, checking and savings accounts, money market savings and auto and home loans.

Teachers Insurance and Annuity Association (TIAA)

For over 100 years, TIAA has been providing customers with banking and retirement services, as well as investment advice so customers can make the most of their money. In February 2019, TIAA announced that they will be restructuring their home lending sector of business so they can serve a wider range of clients.

Wells Fargo

With more than 50 locations on the First Coast, Wells Fargo offers checking and savings accounts, credit cards, car loans, personal loans and more. Founded 68 years ago at Naval Station Jacksonville (NAS Jax), VyStar Credit Union is headquartered in Jacksonville. The company is the fourth largest financial institution in the First Coast with assets of $9.7 billion and the largest mortgage lender in the area. The company services more than 735,000 members, providing military personnel and civil service and their families a safe place to bank. VyStar has deep involvement with the community and local nonprofits with the goal of creating and supporting financial knowledge for their members. VyStar stands strong with the philosophy of “People Helping People” continuing to give back to the community.

Photos by Stephanie Marty