Hope Magazine - Issue 111

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TELLING RWANDA’S STORY

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SULFO RWANDA INDUSTRIES LTD. Manufacturing essential soaps and sanitization products to prevent spread of COVID-19

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CONTENTS HOPE MAGEZINE

ISSUE 111 CONTENT

grant to mitigate Covid-19 effects on employment

inquiries: P. O. Box 6176, Kigali -

Dani K.

Kagera Thomas

Niyitegeka Theophile

Rwanda. +250 788 524 128/ +250

Gustave Murenzi

Keith Ntagozera

Ochoer Vincent

Ines Reine Ishime

Manzi Joseph

Rumanzi Abraham

Innocent Shemezimana

Mbanda Claude

Shema Ignace

Isabelle Mugomoka

Mcgeorge Odokopira

Sindayirwanya Isabelle

Ishimwe Yvonne

Migadde Allan

Daniel Rebero

PLASCON

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ABG

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DODOMA

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SULFO RWANDA

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KCB

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MTN RWANDA

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BABYL

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EGYPT AIR

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SERENA HOTEL

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NIIT

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24. BPR boosts Connect Rwanda Initiative with 1000 smartphones donation

COTIS

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BK

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BPR

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26. Airtel launches ‘Kandagiricyuma’ campaign to reward customers with motorcycles

AIRTEL

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CBC RWANDA

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I&M BANK

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HIGHLIGHTS SULFO RWANDA INDUSTRIES LIMITED.

14. Babyl making health care services accessible at home during Covid-19 pandemic 22. Bank of Kigali, I&M Bank Rwanda get EUR 10.7 million

24 Manufacturing essential soaps and sanitization products to prevent spread of COVID-19

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28. Coffee Business Center: Producing high quality coffee to meet global market demand 30. I&M Bank Rwanda launches SPENN Saving Account at 4% Annual Interest

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Mucyo Rodrigue

42. Africa Innovative Automation Limited introduces automated disinfectant machine 4

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BRALIRWA

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EUROP CAR

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MOBISOL

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GORILLA LOGISTICS

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RIDERS

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DOWNTOWN

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RODAS

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AIAL

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TERESSA

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ABC TYLES

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AQUASUN

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788 404 138, info@hope-mag.com, www.hope-mag.com COPYRIGHT 2013: Reserved by Hope Magazine, a monthly magazine published by Hope Holdings Limited.

All rights reserved.

Why SULFO sanitizers stand-out Rwanda confirmed the first case of Covid-19 on 14th March 2020. Subsequently, the Ministry of Health urged the public to take precautionary measures to prevent further spreading of the virus.

Hand washing and sanitizing have been identified among the best measures in curbing the spread of COVID-19 pandemic. Other health guidelines include respecting social distancing and wearing of face mask.

A hand sanitizer containing at least 70 per cent of alcohol is recommended because the amount of alcohol can kill a virus.

Considering the urgent and increased demand of hand sanitizers; many companies took undue advantage of the spiked market demand for the product to sell substandard sanitizers at higher prices.

The latter saw Rwanda Foods and Drugs Authority (Rwanda FDA) cautioning such merchants and suspended manufacturers producing substandard hand sanitizers that posed a serious risk to the people’s health.

As the world strives to defeat the pandemic that has put the economy at a downturn, individuals, public and private institutions are strongly encouraged to adhere to preventive measures to counter effects of the pandemic.

Considering the nature of its business, SULFO RWANDA INDUSTRIES LTD as the largest manufacturer of sanitizers and soaps has not been left behind supporting the cause to bridge the gap and continues to take giant strides to fighting COVID-19 pandemic.

Hope Magazine assume no liability for error or omissions in this publication. All Advertisements are taken in good faith, opinions and views contained herein are not necessarily those of the publisher. All copyrights and trademarks are recognized. No part of this publication or contents thereof may be reproduced, stored in retrievable system or transmitted in any form without written permission by Hope Magazine. Exemption is hereby granted for extracts with purpose of fair review. ©2013 www,hope-mag.com HM 5

The company produces essential products for cleaning and sanitization extremely needed to prevent COVID-19 and make sure they are made available at affordable prices.

SULFO RWANDA INDUSTRIES LTD has different types of Sanitizers like SANTE Hand sanitizer in varying pack sizes and K*Star Alcohol RUB .The customers are presented choices depending upon their need and application.

With the urgent need of sanitizers, it has also increased production volumes of sanitizers produced in line with international standards to meet demand and ensure the country doesn’t run short of supply.

Concerting efforts across all sectors to come up with innovative practices is key towards minimizing impact of the pandemic and returning to normalcy.

With ongoing efforts, the Government of Rwanda is gradually recording reduced Covid-19 cases due to different measures instituted.

However, these efforts should not be taken for granted. It is a good opportunity to consolidate gains.

Let us be watchful, use quality products and respect other health guidelines to defeat Covid-19.

SULFO products are ideal to help us along the journey.

By Théophile Niyitegeka We appreciate your feedback. Keep sending more on info@hope-mag.com or visit www.hope-mag.com to post your comment on any published story. We shall pick it and respond to you asap!

ISSUE 111 EDITORIAL

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16. MTN Rwanda launches digital campaign with amazing prizes to customers

Jean Claude Ingabire

ADVERTISERS

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Alexadre Himbana

SULFO RWANDA INDUSTRIES LTD. “Ishema ry’igihugu cy’imisozi igihumbi” “La fierté du pays des mille collines”

#12 KN 82 St. B.P. 90 Kigali - Rwanda. Tel: 0788 305979, 025257 4556, 025257 5321, 025257 4573, Email: info@sulfo.com | www.sulfo.com

Give your skin the extra care it deserves.

Always use SULFO RWANDA skin care products!

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HOPE MAGAZINE

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COVID-19 pandemic has presented a situation where we have to work under new unusual circumstances. This requires us to be very flexible and agile in responding to such situation. We do all within the limited options to sustain the business but ensuring that our products remain affordable.

SULFO RWANDA INDUSTRIES LTD. Manufacturing essential soaps and sanitization products to prevent spread of COVID-19

8. What are major the distribution lines of your products?

We sell the Sanitizers through our Dealers, Pharmacies, and Supermarkets among others.

9. Do you have further planning to keep supporting the country and the public in general to cope with COVID-19 effects?

COVID-19 cases?

We make essential products for cleaning and sanitization extremely needed to prevent COVID-19 and make sure they are made available at affordable prices.

SULFO RWANDA | BUSINESS

We fully ensure strict compliance with the directives of the Government in controlling the spread of COVD-19.

Our internal policies are designed to ensure all employees are sensitized and adhere to prevention guidelines.

SULFO RWANDA INDUSTRIES LTD products are made available at affordable price.

COVID-19 pandemic has affected businesses, individuals leaving the World in economic downturn.

However; concerting efforts across all sectors to come up with innovative practices is key towards minimizing impact of the pandemic and returning to normalcy.

As part of ongoing efforts to curb the spread the virus, the World Health Organization (WHO) instituted regulations aimed at encouraging people to protect themselves and others against COVID-19.

Cleaning hands frequently and thoroughly, using alcohol-based hand sanitizer or washing hands with soap and water is among strongly recommended measures, the others being social distancing, seeking medical attention for supposedly

Coronavirus symptoms and respecting health officials’ directives as well.

Considering the nature of its business, SULFO RWANDA INDUSTRIES LTD as the largest manufacturer of sanitizers and soaps has not been left behind supporting the cause and continues to take giant strides to fighting COVID-19 pandemic.

Hope Magazine has caught up with the Managing Director of SULFO RWANDA INDUSTRIES LTD, Dharmarajan Hariharan to give us an insight into the company’s intervention to prevent the spread COVID-19 pandemic.

1. As the largest manufacturer of sanitizers and soaps, how does SULFORWANDA INDUSTRIES LTD help the country to curb new 8

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These include: avoiding unnecessary movements and crowding, keeping social distance, thermal checks, washing hands and wearing face masks etc. Our Health and Safety department is fully equipped to ensure compliance.

2. The use of alcohol based hand sanitizers is recommended as part of measures of curbing new infections, what are efforts put in place to ensure the country doesn’t run short of supply?

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SULFO RWANDA INDUSTRIES LTD manufacturers sanitizers in varying pack sizes and volumes to suite customer needs.

you ensure quality standard of sanitizers are respected?

Our products are made under the controls of Internationally Certified ISO Management systems related to Quality, Environmental Management, Occupational Health & Safety and Food safety - ISO 9001, ISO 14001. ISO 45001 and ISO 22000.

The quality of our sanitizers is in line with international standards like USFDA, EAS and even exceeds the requirements of these standards. Our products can stand up to the quality of any internationally accepted brands.

5. What is the uniqueness of your sanitizers that makes them standout?

Strict quality compliance and the consequent customer confidence. We have all sorts of products that satisfy demands from variety of consumers.

6. What types of sanitizers available for use, and how do they differ?

We have different types of Sanitizers like SANTE Hand sanitizer in varying pack sizes and K*Star Alcohol RUB .The customers are presented choices depending upon their need and application.

7. Covid-19 has resulted into economic shortfalls, henceforth affecting people in many aspects of life.

How do you ensure affordability of manufactured sanitizers?

We have ramped up our production and lined up supplies of essential raw materials and packaging.

3. What is the production capacity compared to required market demand?

Despite the fact that the demand for these products has been quite unpredictable, we have augmented production volumes that we currently have enough to meet the demand.

4. Recently, some manufacturers were suspended over failure to meet standards, how do SULFO RWANDA INDUSTRIES LTD manufactures a wide range of soaps and sanitizers.

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Yes, we will continue to manufacture Cleaning products and Sanitizers to ensure the country doesn’t run short of supply at affordable prices.

10. What is your message to the public?

Follow strictly all Government directions bearing in mind that it is everyone’s responsibility to protect his life and prevent the spread of COVID-19.

CLAIRE is among soaps manufactured

by SULFO RWANDA INDUSTRIES LTD maintaining a smooth skin.

SULFO RWANDA | BUSINESS

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BANK GURA CASH POWER BYIHUSE.

KCB BANK | FINANCE

Kanda *522#, Shyiramu umubare wibanga, Hitamo 3, ukurikize amabwiriza.

KCB Bank Rwanda Plc has launched a mobile banking service dubbed “M-Banki” that will enable noncustomers to open a bank account using their mobile phones, eliminating the need to visit a branch.

A first of its kind in the market, the solution has been created to ensure that the unbanked population in Rwanda has easy access to financial services.

“The days of conventional account opening are a thing of the past.

Typically, a potential financial services consumer is timid when considering joining a bank. Many look at the process of opening a bank account as an inconvenience. With M-Banki, anyone with a National ID can now open an account from wherever they are in Rwanda, by simply dialing *522# on their mobile phone,” said George

Odhiambo, KCB Bank Managing Director.

Rwanda’s

Mobile account opening is only one element of the new service.

Customers will be able to enjoy various mobile banking services on the go like Mobile transfers, buy airtime, payment of utilities and bills, check account statements and apply for mobile loans that are pre-rated, allowing for instant credit issuance which occurs right on their phones.

“We see this as another pivotal piece in the drive to boost financial inclusion in Rwanda,” observed Odhiambo.

Innovation remains a priority for KCB Bank Rwanda as the bank continues to enforce its digital transformation agenda. Mobile Banking Services are enabled on both non-internet enabled phones through USSD and internet www,hope-mag.com HM 11

enabled phones through the KCB Mobile App.

ABOUT KCB BANK RWANDA PLC KCB Bank Rwanda Plc (a member of KCB Group Plc) is a commercial bank regulated by the National Bank of Rwanda operating with a Network of 13 branches, 2 cash centers, 25 ATMs and over 260 banking agents, spread across the width and breadth of the country in order to take our products and services closer to the marketplace.

The bank takes pride in being an innovative, warm and customer friendly bank offering a full range of financial solutions. KCB is Simple, Inspiring and Friendly, and practice these values as it works towards simplifying clients’ world to enable their progress.

HOPE MAGAZINE

MTN Rwanda launches digital campaign with amazing prizes to customers

MTN RWANDA | COMMUNICATION

To participate in the Twizamukire na MTN campaign, customers can Opt-in by dialling *456*1# to join the celebration for free.

Desire Ruhinguka, MTN’s Marketing Operations Senior Manager reiterated MTN’s commitment to investing in initiatives that positively change the lives of customers.

Kigali City Mayor, Prudence Rubingisa with MTN management at the launch of ‘Twizamukire Na MTN’ campaign.

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MTN introduced MoMo services ten years ago.

During this campaign, MTN will also reward highly performing sales agents of MTN Internet and MoMoPay merchants. The campaign titled ‘Twizamukire na MTN’ (Let’s grow together with MTN) will run until 18th December 2020.

The objective of the campaign is to celebrate the digital journey that MTN

customers are on while motivating them to adopt digitisation in their everyday lives, especially MoMo and Internet.

Speaking at the launch of the campaign at the MTN Nyarutarama Headquarters, MTN CEO, Mitwa Ng’ambi encouraged Rwandans to keep using cashless transactions especially during this period of COVID-19 pandemic.

“This is an extraordinary time where many of our customers and sales agents have faced economic and financial hurdles caused by COVID-19.

Despite the challenges and the bleakness, this is a time when we need

“Our ambition is to invest in digital solutions for a brighter Rwanda. We hope that customers will seize the opportunities that the campaign offers, and we look forward to celebrating and rewarding them with these gifts,” he said.

Volkswagen Polo is the grand prize of the campaign.

There will be live shows where winners will be announced every Saturday at 6:00pm on Rwanda Television and MTN’s Social Media platforms. Viewers can catch the repeat highlights on Sundays at 7:40pm.

available on the MTN website www. mtn.co.rw and customers can get more information at any MTN Service Centre countrywide and on MTN’s digital platforms.

About the MTN Rwanda

MTN Rwanda has alerted customers to be mindful of possible scams during the period of the promotion. Winners will be contacted via the MTN official line 0784000000. Redemption of prizes is free, and winners will not be asked to make any payments in cash or in kind.

Terms and conditions for the Twizamukire na MTN campaign are

to stand up and uplift one another. Our stakeholders in this digital journey can count on MTN to do so as we celebrate what the digital life has to offer,” she said.

“MTN Rwanda’s purpose is to bring the benefits of a modern connected life to all and we remain steadfast in ensuring we continue to drive the country’s cashless agenda,” added Ng’ambi.

Present at the launch, the Mayor of Kigali City, Pudence Rubingisa, commended MTN for its commitment in providing digital solutions as part of its many efforts in preventing the further spread of Covid-19.

MTN team at the official launch of Twizamukire Na MTN digital campaign.

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“Solutions that strengthen the payment ecosystem and deepen financial inclusion are in line with Kigali’s Smart City programme and the overall objectives we have as a Nation in becoming a truly digital ecosystem. As we continue to fight the spread of Covid-19, I urge Rwandans to embrace e-services across all sectors,” he noted.

The campaign will see MTN customers win daily, weekly, and monthly prizes.

They will be eligible to get cash prizes up to Rwf 1,000,000, motor bikes, helmets, bicycles, smartphones, airtime, data, and the ultimate grand prize of a Volkswagen Polo car.

TN Rwanda has launched a Digital Campaign to celebrate and reward customers for simply using Internet and Mobile Money (MoMo) services.

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MTN Rwanda is the market leader in the mobile telecommunications industry in Rwanda. Since 1998, MTN Rwanda has continuously invested in expanding and modernizing its network and is now proudly Rwanda’s No 1 Internet Network. MTN Rwanda offers superior services to its subscriber base, including innovative propositions such as personalized voice and data offers with MTN Irekure. The company is also the front runner in Mobile Financial Services in Rwanda with Mobile Money, MoMoPay and MoKash Loans and Savings.

MTN RWANDA | COMMUNICATION

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Babyl making health care services accessible at home during Covid-19 pandemic “These images illustrate Babyl health care services on-screen appointment steps 1 through 6”

After consultation, a patient receives a notification indicating prescriptions in the form of a code which is unlocked at health centers or pharmacies.

Laboratory test codes are also sent

by Babyl doctors via SMS code and can all be completed at any partner clinic, health center or laboratory.

Babyl appointment support center

When we fall sick, we are very much concerned about our failing health and make all possible attempts for quick recovery. However, complex processes to go through, waiting for other patients with most critical conditions and queuing before consultation among other stumbling blocks delays time for medical attention.

Having actors in the health sector to deal with all non-emergency cases leaving critical medical cases to be handled through physical presence would be of great significance to boost the quality of health care.

Such services are mostly very important during Covid-19 pandemic which has caused unprecedented effects to socio-economic welfare of the society at large requiring a wide spectrum of proactive approaches across all sectors to mitigate its effects and move on.

During this pandemic, people are advised to avoid unnecessary movements, respect all health guidelines including social distancing; washing hands and wearing a face mask to prevent its spread.

With strong ambitions to make health care services accessible to everyone, Babyl Health is committed and continues to help Rwandans overcome those challenges with time and costefficient services and helps the society to limit their direct contacts.

Babyl Health is Rwanda’s first and leading digital healthcare service provider.

It is a subsidiary company of Babylon which is now operational in the United Kingdom, Canada, China, South East Asia and Rwanda with a global vision of having footprint everywhere around the world.

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above. General Practitioners also have at least two years of experience and receive intensive training after joining the team.

EXPANSION

babyl has agents helping recommended patients to go to pharmacy and labs. It has integrated services with health centers that almost 80% of staff at health centers understand the journey and helps Babyl patients to get attended to.

Lab technicians send lab results through babyl system serving as the basis for the doctor to call back and send prescription to the patient through a code or give health education depending on test results.

Babyl works with 418 health centers and over 70 credited pharmacies countrywide and a good number of laboratories With the expansion of digital health care services to other health insurances users, the number is expected to grow.

To register for the service, you simply dial USSD code *811*identity card number#, choose 5 to select the insurance to which a user is subscribed and follow instructions.

After completing the process, the patient

Babyl has great partnership with the Government of Rwanda through both the Ministry of Health and RSSB where babyl offers services to both Community Health Based Insurance (mutuelle) and RSSB affiliates who can access expert doctors from the comfort of their home or office, avoiding long queues and saving time.

receives a notification indicating the duration to wait for the doctor’s call which doesn’t exceed 15minutes.

For Mutuelle de Santé users, the copay of consultation is Rwf 200, and for RSSB users the co-pay is Rwf 600 to be paid via MTN Mobile Money or Airtel-Tigo Cash It currently does an average of 3000 consultations per day primarily Mutuelle de Santé users up from 5 per day at the start of its operations in 2016.

According to Grace Mbabazi, the Head of Nurses at Babyl , the e-health service provider wants to make health care services accessible to everyone providing assistance in non-emergent conditions that don’t require physical presence for consultation like headaches, stress , constipation, Malaria symptoms among other conditions under the package of conditions approved by the Ministry of Health.

EXPERIENCED TEAM Mbabazi explained that Babyl goes through a stern selection of nurses with three years of experience and www,hope-mag.com HM 15

Since the start of digital health services in Rwanda, mindsets have changed that more patients are increasingly seeking support.

“Today we receive an average of 3000 appointments booked for consultations from 5 consultations per day at the beginning. People’s mindsets have evolved and understood the convenience of our services because they don’t have to line up at health facilities. The system is cost saving and saves time.

Nowadays, patients go to the hospital when they are very sick,” she says.

Babyl is also planning to introduce Artificial Intelligence (AI) system where a patient will be able to chat through an application in which he/she will type symptoms and receive health advise. babyl has over two million registered users.

Rwanda is the second country after the United Kingdom to operationalize Babylon’s digital health system.

BABYL | HEALTH SERVICES

BABYL | HEALTH SERVICES

Babyl is a health service provider that enables users to have consultations health care professionals via phone and through its mobile application.

The service also allows users to receive drug prescriptions, medical referrals, and book exams with nearby health facilities.

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For reservations please contact: Lake Kivu Serena - Tel: +250 788 200 430, Email: kivu@serena.co.rw www.serenahotels.com

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COTIS LIMITED | BUSINESS

Computer Telecommunication Information Services Limited (COTIS Ltd) is the exclusive distributor of UNIVIEW and TANDA brands PRIME IV Series Cameras

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Bank of Kigali, I&M Bank Rwanda get EUR 10.7 million grant to mitigate Covid-19 effects on employment

country: Bank of Kigali Plc. and I&M Bank (Rwanda) Plc. With their help, the project supports SMEs - the job engine of the Rwandan economy - across all industries to fund jobs, working capital and support credit service for SMEs,” he said.

Dr. Diane Karusisi, CEO of Bank of Kigali Plc commended the facility shading light to preserving jobs in the SME sector considering it a very good complement to Government’s and BK’s efforts to stimulate the economic recovery.

“We believe that when our SME sector is assisted to weather this crisis, it will continue to be uniquely positioned in the transformation of our economy, providing off-farm jobs and supporting the livelihoods of many,” she said.

BANK OF KIGALI | FINANCE

Robin Bairstow, Chief Executive Officer of I&M Bank (Rwanda) Plc expressed delight for the partnership between IFE and I&M Bank highlighting that the grant complements the efforts of the Rwandan Government and the Bank to provide assistance to the sector, especially maintaining employment.

Some SMEs owners during an e-commerce worskshop in Kigali 2019.

Bank of Kigali Plc. (BK) and I&M Bank Rwanda Plc. (IMBR) have launched a project with the Investing for Employment (IFE), a subsidiary of German Development Bank (KfW) to support the preservation of employment by small and medium enterprises (SMEs) in Rwanda against the effects of the Covid-19 Pandemic.

Under the project, the German Government, through the KfW IFE, will provide a total grant funding of EUR 10.7 million, which both banks will deploy to selected SMEs in their portfolios suffering from the negative effects of Covid-19 related restrictions. Each bank will supplement these grants by providing additional credit relief to their pre-selected SME clients from own sources. This combination of measures aims to

enable the beneficiary SMEs to maintain the largest share of their employees and to support them in their economic recovery.

In total, IFE, Bank of Kigali Plc. and I&M Bank Plc. expect to be able to support over 400 SMEs across a wide spectrum of important economic sectors (such as hospitality, construction, education, logistics or health) through the project. The interventions of both banks combined are set to contribute to the preservation of almost 10,000 jobs in SME’s directly, and a countless number in other small enterprises (suppliers etc.) indirectly.

Covid-19 has resulted into economic downturn, affected various businesses and left quite a number of employees losing jobs.

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As part of responses to Covid-19 effects, the Rwandan government has set up the Economic Recovery Plan which gives clear directions on how Rwanda will be dealing with the pandemic and its economic consequences.

Speaking at a virtual kick-off meeting today, the Ambassador of the Federal Republic of Germany to Rwanda, Dr. Thomas Kurz said explained that substantive action is necessary to help preserve employment, production capacities and supply chain linkages and support the recovery in light of the massive socio-economic impact of the Covid-19 Pandemic in Rwanda.

“SMEs are a source of growth, jobs and innovation and create economic dynamism. That is why we have built a strong SME portfolio through Financial Skills’ Workshops offered to clients to mitigate their businesses’ financial risks during the pandemic. We expect our customers to stay afloat and continue progressing steadily even after the COVID-19 Pandemic. In the past, we have seen businesses grow from SME to Corporate profiles and this new grant will make it possible for our clients to maintain that growth,” he reminisced.

Mr. Andreas Holtkotte, one of the Executive Directors of KFW IFE extolled the partnership IFE’s Corona Response Programme and emphasized that the institution is proud to have professional and reputable partners in order to implement the allocated funds.

“The project aims at supporting

SMEs which are known to be the backbone and job engine of the Rwandan economy. The partnership with the banks enables us to deploy our results-based grant support in a targeted manner to SMEs which hold the potential for poverty reduction and development of African economies,” he said.

KfW has been a longstanding partner in development of the Government of Rwanda. Today, its work focuses on three key areas: decentralization and good governance, sustainable economic development, and regional energy integration.

The support of the private sector, in particular in export promotion, is one important singular project, where KfW, through the Rwandan Export Growth Fund, also works with Rwandan banks, such as Bank of Kigali and I&M Bank.

The Director of KfW‘s Office in Rwanda, Ms. Charlotte Povel who also took part of the virtual event announced a new rapid upscaling project in co-operation with the Rwandan Development Bank, to further enhance support to exporting Rwandan SMEs. Ms. Povel thanked banks, Bank of Kigali Plc. and I&M Bank (Rwanda) Plc. for their co-operation in the IFE project.

“This shows that Rwandan banks assume responsibility for the economic recovery of Rwanda and for sustaining and fostering jobs in the SME sector. It also shows, how international development and the domestic financial sector can work hand in hand to fight Covid-19 and its related effects,” she explained.

ABOUT IFE IFE, a subsidiary of the German Development Bank (KfW), was established in 2020 as an integral part of the German Government’s Special Initiative on Training and Employment (Invest for Jobs). Under the Invest for Jobs brand, the German Federal Ministry for Economic Cooperation and Development (BMZ) offers a

“In Rwanda, German Development Cooperation and the Investing for Employment facility are proud to cooperate with two leading banks in the www,hope-mag.com HM 23

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111 package of measures to support investment activities that have a high impact on employment in Africa, of which IFE is one key pillar. The objective of the Special Initiative is to create jobs and apprenticeships and to improve working conditions in our partner countries. The Special Initiative thus contributes to the implementation of the G20 investment partnership Compact with Africa and the Marshall Plan with Africa.

ABOUT BANK OF KIGALI PLC. Bank of Kigali Plc. is the largest commercial bank in Rwanda, by total assets. As of 31 December 2019, the bank’s total assets were valued at US$1,1059 million, with a loan book of $735.8 million, customer deposits of $697.4 million and shareholder equity of US$239.6 million. On 29 September 2017, Global Credit Ratings affirmed Bank of Kigali Plc.’s long-term and short-term national scale ratings of AA-(RW) and A1+(RW) respectively; with a stable outlook. The bank has won several back to back international and regional “Best Bank in Rwanda” awards, including EuroMoney, The Banker, Global Finance Magazine, and EMEA Finance.

ABOUT I&M BANK RWANDA PLC. I&M Bank (Rwanda) Plc. is a commercial bank in Rwanda. It is the second largest bank in Rwanda. The headquarters of the bank are located at KN 03 Avenue 9, in the central business district of Kigali, Rwanda’s capital and largest city.

The Bank is serving large corporations, small-to-medium businesses, and individuals. As of December 2019, the bank’s total assets were valued at Rwf 317.9 billion (approx. US$344.6 million), with shareholders’ equity of Rwf 42.78 billion (approx. US$46.4 million). I&M Bank (Rwanda) is a member of the I&M Bank Group of companies. The group is a leading financial services provider in East Africa and has operations in Kenya, Mauritius, Rwanda, and Tanzania.

BANK OF KIGALI | FINANCE

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BPR boosts Connect Rwanda Initiative with 1000 smartphones donation the Government of Rwanda for leading this journey. We were fast to respond to the challenge because we attached great significance to the impact in transforming the country by enhancing smartphones penetration and smart communities,” he said.

BPR PLC | FINANCE

“As the country pushes for Cashless payments to curb the spread of Covid-19, the 1000 smartphones will enable 1000 Rwandans to utilize mobile payments as safer alternative to cash-in hand payment,” added Toroitich.

BPR MD handing over a dummy cheque worth 1000 smartphones to MTN Rwanda CEO

BPR, Part of Atlas Mara has honored the pledge of 1000 smartphones committed in Connect Rwanda Initiative last year to increase smart phone penetration.

The bank owning the largest retail network in the country honored the pledge of Friday 4th September 2020 at MTN headquarters in presence of MTN and BPR management.

BPR was fast to jump on board as Connect Rwanda challenge (online campaign) was launched by MTN in partnership with the Ministry of ICT and Innovation last year

early December urging more institutions and individuals to join the race to connect unconnected Rwandans.

Speaking at the handover of the dummy cheque worth 1000 smartphones; BPR Managing Director, Maurice Toroitich explained that bank is committed to walk with Rwandans along their economic growth and support initiatives transforming citizens’ welfare.

“Honoring the pledge signifies that more Rwandans will be connected. Our thanks go to MTN for initiating the campaign and

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BPR HAFI IN YOUR NEIGHBORHOOD

Enjoy banking services near you with our BPR Hafi Agents to: Deposit Withdraw Pay RRA Taxes Send and Receive Money Balance inquiry And More...

Digitalization is expected to have a direct impact in different aspects of life with increased smartphones penetration improving service delivery, boost financial inclusion and facilitate the rapid migration of services to digital platforms.

So far, more than 31,000 smartphones have been committed since the launch of Connect Rwanda campaign.

MTN and the Ministry of ICT and Innovation will work with local leaders to identify vulnerable households to give the smartphones.

Your Bank. Your Future.

Banki Yawe. Ejo Heza.

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Airtel launches ‘Kandagiricyuma’ campaign to reward customers with motorcycles week. With promotions such as these, our customers can be able to have fun while using the Airtel network,” he added.

AIRTEL RWANDA | BUSINESS

All winners will be notified only via call from an Airtel Rwanda official number 0731000000. Beware of fraudsters and report any cases to our call center 100, the Airtel shop closest to you or on the official Airtel Rwanda social media pages.

In an effort to protect our customers and promote social distancing during the COVID 19 pandemic, the motorcycles will be delivered to each winners’ residence where ever they are in Rwanda.

Airtel launches ‘Kandagiricyuma’ campaign to reward its customers with motorcycles

Airtel Rwanda has launched a rewards campaign that will see lucky customers rewarded with motorcycles every week if they recharge their phones with airtime of over Rwf 250 a week.

The campaign that is dubbed as Kandagiricyuma, is aimed at encouraging customers to continue using Airtel’s affordable services and be eligible to enter in a weekly draw and win one of the up to 8 motorcycles.

Commenting on the latest campaign, Airtel Rwanda Managing Director, Amit

Chawla said; “We have introduced this campaign to try and put a smile on the faces of our lucky customers. We appreciate the period we are in and we believe this campaign will encourage our customers to use more of our services so as they can stand a chance and win a brand new motorcycle. We have had similar campaigns in the past, such as Tunga.”

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About Airtel Africa Limited Airtel Africa Limited is a panAfrican telecommunications company with operations in 14 countries across Africa. Airtel Africa is driven by the vision of providing affordable and innovative mobile services to all and is supported in pursuing this vision by its largest shareholder, Bharti Airtel. Its product offerings include 2G, 3G and 4G wireless voice and data services and mobile commerce through ‘Airtel Money’. Airtel Africa had over 100 million customers across its operations at the end of December 2019.

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111 REVENUE SHARING CBC has so far received community appreciation award from Kicukiro district in recognition of the company’s initiatives contributing to wellbeing of surrounding communities where it operated before relocation to Special Economic Zone.

Coffee Business Center: Producing high quality coffee to meet global market demand

Throughout the month February 2020, CBC carried out a gain sharing distribution totaling Rwf 42 million to 2400 of partner farmers in Muyongwe, Nyakibanda, Imena and Ruyumba.

CBC RWANDA | VALUE CHAIN

With extensive knowledge of the local and international export markets, CBC has skilled staff and continuous improvement in logistical support and processing facilities that are all critical aspects of the highest standards that CBC abides by.

Through collaboration with various cooperatives and thousands of farmers, CBC ethically sources, processes, markets and exports Rwandan coffee to a satisfied global client base including USA, Switzerland, UK, Japan, Australia, among others within a timely and dependable manner.

CBC uses state of the art mill and strict control processes to meet standards.

“Our supply chain is completely transparent. We have full control of the whole supply chain. The coffee is traceable from farmers, coffee washing stations to the plant’s drying mill. Our coffee goes through standard processing and packaging processes qualifying it to compete at the global market,” says Loic Rwagasana, Managing Director at Coffee Business Center Ltd (CBC) as he takes Hope Magazine through the company’s processes to produce coffee with great taste.

coffee. CBC also produces two main brands including Pedro and Luna Coffee with great taste.

It was created as a strategic response to the growing demand of Rwandan

GREEN COFFEE CBC offer high quality 100% Pure Arabica Bourbon commercial and specialty green coffee beans (fullywashed) to clients globally; traders, roasters and enthusiasts.

As customer-centric company, services are customized at an individual level in terms of contract, price negotiations and logistics among others to make deliveries as seamless as possible and maximize customer experience.

PEDRO’S COFFEE Pedro’s Coffee is solely grown, produced and selected from Muyongwe CWS. This boutique artisanal coffee has consistently been recognized as some of Rwanda’s best, scooping multiple awards and recognitions along the way.

The coffee is hand-roasted, highly defined and differentiated.

It is sourced from single region making ownership of the entire value chain of Pedro’s Coffee a reality.

STANDARDS According to Rwagasana, CBC is trying to leverage on longstanding experience to promote coffee industry and make it a profitable business.

CBC factory does 100% of operations in house, giving it full control of supply chain and allows the coffee sourced from a single region to be fully traceable which an aspect critical to coffee industry.

With highly skilled personnel, state of the art mill and strict control processes to meet standards; CBC products have attracted global market and received several excellence awards.

CBC also offers husking and milling services to over 20% of the total coffee producers in the country at a competitive price using state of the art machinery.

It has the production capacity of 15,000 tons of coffee per annum.

CBC has invested the necessary effort and resources to ensure impeccable quality in all aspects of Pedro’s Coffee; from the harvest, to the cup selection, roasting and even the packaging to enrich consumers’ experience.

LUNA COFFEE

With Headquarters in Special Economic Zone, Gasabo district of Kigali City; CBC Ltd is a coffee processing company with operations in Rwanda and Burundi.

Founded in 2002, the company operates 5 coffee washing stations.

It is specialized in exporting green

Samples of Pedro Coffee produced and packed by CBC Rwanda

As per previous years, the portion of revenue was allocated to farmers whose produce was processed and exported at a generous price with the purpose of supporting and incentivizing them in remaining dedicated to the continuous improvement of the quality of their coffee

CBC has received several excellence awards.

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Rwanda’s elegance and vibrancy is felt within every sip of Luna Coffee.

Advantaged by the region’s favorable conditions that make Rwandan coffee some of the best in the world, Luna offers a truly dazzling cup indeed; a creamy body, sweet taste and caramel aroma.

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CBC RWANDA | VALUE CHAIN

coffee and desire to get Rwandan coffee to global markets.

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I&M BANK | FINANCE

unlike other saving products, users are able to move their money at anytime and anywhere at no charges, all that is required is a smartphone.

SPENN Savings Account allows users to set savings goals, check the progress of their savings, and does not require a minimum amount to receive interest.

I&M Bank Rwanda launches SPENN Saving Account at 4% Annual Interest SPENN, a Norwegian Fintech company in partnership with I&M Bank (Rwanda) Plc have launched a new savings account that has no fees, gives customers chance to enjoy unlimited withdrawals and 4% annual interest.

The savings account allows users to set savings goals, check the progress of their savings, and does not require a minimum amount to receive interest.

The savings account adds another piece of the puzzle in I&M Bank’s ambition to empower all Rwandans

access to formal financial services and support Rwanda in its mission to going cashless.

Speaking at the launch of the product during a virtual event, Mr. Haguma, Country Manager of SPENN Rwanda explained that the development comes in handy to help users realize their dreams.

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accounts instantly, with no fees is one of features we are expected to launch in the near future.

The CEO of I&M Bank (Rwanda) Plc. Mr. Robin Bairstow encouraged clients to embrace saving culture and reiterated the bank’s commitment to continue enriching their experience.

By downloading the cost-free SPENN application, everyone can access financial services such as savings, money transfers, airtime purchases, bills payment, payments in stores and deposit or cash out at any I&M Bank branch in Rwanda, at zero fees.

“Saving provides financial security. And the more you save, the more secure you will be. I&M Bank’s partnership with SPENN will continue to differentiate itself by pursuing innovative solutions that create sustainable value for all our customers and stakeholders,” he assured.

Commenting on the development, SPENN CEO Jens Glaso stressed the need for financial institutions to take a big role in educating Rwandans to prepare for the future by adopting a culture of saving.

In these times of COVID-19, SPENN together with I&M Bank Plc is working tirelessly to ensure Rwandans have all necessary features in their SPENN Application to allow them to transact money in the comfort of their homes, without the need to go to the bank branch.

Push & pull function enabling customers to move funds between I&M Bank accounts and SPENN

“No matter your financial situation, this is the right time to save for your family, your education and your future projects to avoid panic and stress as the world is dealing with the economic impact of COVID-19,” he said.

ABOUT SPENN SPENN is a Norwegian Fintech company established in 2015. Today, SPENN is present in 11 markets, live in 4 markets and directly engages over 100

I&M Bank Rwanda head office will be housed in a green building, that is still under construction

are committed to offering a product that suits different needs and saving goals, particularly during this time of uncertainty,” he said.

As one of the leading saving offerings in Rwanda, SPENN Saving is tailored to anyone who want to save for the future.

It can be for the bigger life events such as education, wedding, buying a house or a car or for retirement. But it can also be for the smaller things such as a trip or a gift or anything depending on one’s needs. It is easy to use, and www,hope-mag.com HM 31

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SPENN’s mission is to give everyone equal financial opportunity through innovative technology. SPENN wants to empower people by creating a world where everyone can manage their savings, payments and investments in an honest, transparent and secure way.

SPENN is the solution for everyone to be a part of the cashless society, enabling them to transact money instantly, securely and free of fees.

ABOUT I&M BANK (RWANDA) PLC. Established in 1963, I&M Bank Rwanda (formerly - BCR) is a leading Financial Services Provider with a regional presence in Africa.

In Rwanda, the company’s product offering includes Retail Banking, Business Banking, Corporate and Institutional Banking. The Bank has a proven track record in pioneering innovative financial services and supporting the Republic of Rwanda’s strategy for Financial Inclusion.

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COVID-19 is still here Stay safe and protect others.

Wash

your hands frequently with soap and water, or use an alcohol-based sanitiser

Cover

your mouth and nose with elbow or tissue when coughing or sneezing. Dispose tissue in designated bin and wash your hands after.

Distance

of 1-2 meters must be kept from each other. Avoid crowds

Clean

and disinfect objects and surfaces that are touched frequently

Isolate

as soon as you identify signs and symptoms, call 114 for help

Work

from home if possible.

Manage as much of your work remotely as possible

Masks

should properly cover your mouth and nose every time you are in public places.

Reduce

paperwork and cash transactions as much as possible

Stop shaking hands and touching surfaces or objects, use gloves if necessary and remember to wash your hands frequently

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HOPE MAGAZINE

“Customer care is the responsibility of everyone at Mobisol. We want to let our customers know that we value them. We would not be here without them and we continue doing our best to improve and look forward to bring more products and interesting appliances in the near future. We know they trust us because of services but we want them to enjoy much better,” he stressed.

ENGIE Mobisol Rwanda celebrates customers with amazing prizes The prizes are given to the best customers who recommended others to purchase Engie Mobisol solar home systems. It is additional to the commission of Rwf 15,000 to customers who recommend a single new client.

ENGIE MOBISOL | ENERGY

Liliane Cyuzuzo, a student is a lucky winner of the campaign in Kigali who has received a decoder, African print wrapper and an umbrella for recommending 36 customers this year.

Patrick Mugabo , Chief operations Officer at Engie Mobisol Rwanda reiterated that quality service is one of most important aspect the company focuses on.

The business community is celebrating customer service week running from 1st until 10th October 2020.

It is a good opportunity to reflect on the contribution of customers and recognize their loyalty.

40,000 Engie Mobisol customers in Rwanda.

She expressed delight for the recognition and encouraged more people to embrace Engie Mobisol products.

“I am very excited for the prizes. This reflects how Engie Mobisol attaches great relevance to appreciating customers’ loyalty. I have been

Engie Mobisol is running a promotional campaign to award loyal customers with different appliances like TV, Radios, Hair clippers, Flat iron boxes and decoders among others.

This year’s customer service week is celebrated under the theme ‘DREAM TEAM’.

ENGIE Mobisol Rwanda team holding flyers appreciating customers’ loyalty.

sharing products on social media platforms and attracted new clients.

Apart from prizes, I have received commissions for each single client that helped me to start a small business to survive during Covid-19 pandemic. I encourage more people to embrace the company’s products as they are reliable and affordable with uncompromised quality,”said Cyuzuzo.

As Engie Mobisol customer since 2017, Cyuzuzo has so far won prizes in three promotions including a smartphone, cash and latest prizes.

The company expects to reward up to 200 customers.

Mobisol will deliver prizes to other winners countrywide in due course.

Driven by strong ambitions to give the best experience to customers, ENGIE Mobisol, Rwanda’s leading provider of solar energy solutions, part of Engie Africa has taken advantage of this week to enhance customer satisfaction, appreciate and celebrate them for relentless support to the company’s growth with amazing prizes.

According to Patrick Mugabo , Chief operations Officer at Engie Mobisol, quality service is one of most important aspect the company focuses on to offer the best experience to customers.

Mobisol staff handing prizes to Liliane Cyuzuzo at Mobisol headquarters.

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“We want to make sure that our customers are valued not only in this week but also take this opportunity

to remind them that they matter in our business. We offer after sales services to our customers with three years warranty and ensure customers enjoy the best experience with us.

During this week, we are taking time to reflect back on what we have achieved and leverage on it to improve services,” he said.

To ensure continued customer satisfaction, Engie Mobisol has provided more platforms to engage directly with customers for quick feedback.

The communication is maintained through different channels including Watsapp, toll free line, Twitter, Facebook among other platforms.

Engie Mobisol has 40,000 customers in Rwanda.

80% of sales are from customers recommending other customers.

Mugabo explained that it is a good indication that customers are happy for services, products and reiterated commitment to keep customers at the forefront of operations.

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Engie Mobisol started its operations in Rwanda in 2014 and has been rapidly expanding its activities in rural areas which don’t have access to the electricity grid.

The company offers Solar TV System with integrated battery and 40w panel, all at affordable prices.

Customers can experience a wide range of products made available by Mobisol including: Solar Home System 100w with battery of 50 amp, 200w with battery of 100amp and more appliances such as TVs ( 24’’, 32” and 43’’) stereo radios, torches , flat-iron boxes and hair-cutters, lamps and phone chargers.

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Transport and logistics are among sectors affected by COVID-19 pandemic that put economic growth at a slow pace. To curb the spread of Coronavirus, the lockdown was imposed but essential activities like health care, food shops and pharmacies among others continued to operate during the lockdown that extended for some days.

As one of leading transport and logistics service providers, Gorilla Logistics Ltd continued to work among front liners transporting cargos to ensure allowed businesses don’t run short of supply during the lockdown.

GORILLA LOGISTICS | BUSINESS

Through collaboration with Rwanda Revenue Authority (RRA), Rwanda National Police (RNP) and the Ministry of Trade (MINICOM), the company managed to deliver goods to customers safely.

Due to revelations showing that cross-border cargo truck drivers posed high risks of spreading coronavirus, the Government took strict measures whereby customs clearance was taken to border posts.

Following the development, sanitation workers were deployed at border posts to disinfect vehicles upon arrival. After being disinfected, trucks proceed to be cleared by customs officers for goods clearance before transshipment.

Despite COVID-19 challenges, Gorilla Logistics delegated a small team but courageous enough to handle cargos adhering to health guidelines.

Gorilla Logistics staff inspecting activities at Rusumo border.

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Speaking to Hope Magazine, Peter Gapira, Gorilla Logistics Chief Operating Officer (COO) explained that the team maximized efforts to ensure safe arrival of goods and extolled stakeholders for relentless support that enabled smooth operations.

Gorilla Logistics moves your cargo on time, worldwide.

“Our team was among front-liners at Rusumo, Kagitumba borders working hard to curb the spread of COVID-19 pandemic and coordinating activities to make sure cargo arrive safely.

We provided necessary equipment for protection and sensitized them on health guidelines like washing hands, wearing a face mask and respecting social distancing,” he said.

“Again, we voice appreciation to the Ministry of Trade, Rwanda Revenue Authority and Rwanda National Police for smooth collaboration that enabled a conducive environment.

We accessed badges easily, tax declarations were extended that we had time to carry on activities diligently. It was a tiresome work handling bulk cargos but we made it,” added Gapira.

He assured customers that Gorilla Logistics will continue to serve customers efficiently at all cost and advised the business community to stand firm looking for solutions instead of sticking to challenges persistently and support instituted health guidelines to defeat COVID-19 pandemic.

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With self-evidencing expertize and international credibility, Gorilla Logistics Ltd is a regional Clearing and Forwarding Company with head office in Kigali Rwanda. It has other offices within the country and the region.

Gorilla Logistics provides integrated services including inland logistics and transportation for a complete doorto-door solution or stand alone.

Gorilla Logistics specializes in total logistics requirement and services related to businesses ranging from national and international logistics, forwarding, and trucking providing a variety of services like warehouse, production-related services, commissioning and transport.

In partnership with large transporters, the company ensures delivery of products to the right place in right time and at right price.

Among others, Gorilla Logistics offers seamless integrated international logistics services with a core expertize in air, rail and road freight of perishable and dry produce.

GORILLA LOGISTICS | BUSINESS

Gorilla Logistics supporting uninterrupted supply of essential products during COVID-19 pandemic

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Gorilla Games launches exciting features on USSD platform Gorilla Games continues is mission to further enrich Rwanda’s betting enthusiasts’ experience with ease of betting whilst promoting responsible gambling, in line with the Government of Rwanda regulations.

Gorilla Games, Rwanda’s only licensed online gaming platform has launched exciting new features on its USSD (*878#) platform offering more sports, games and markets to betting fans than ever before.

About Cheza Rwanda Games Cheza Rwanda Games (CRG), is a responsible gaming company registered in Rwanda providing quality entertainment to passionate players in a modern interactive environment. It offers uniquely integrated modern online and land-based sports betting and gambling system offering the most competitive odds in the Country.

The system integrates advanced features to ensure responsible gaming and the company is deeply rooted on its corporate social investment policy to ensure that users are gaming responsibly. It is also the first and only licenced online gaming platform in Rwanda.

The package of new features is expected to enrich betting enthusiasts’ experience as it coincides with the return of major leagues such as NBA. According to the management of Gorilla Games, the company has made it extremely easy for fans to select their games and place a bet using following steps: Dial *878# and select option (4), enter your pin, select the sport you want to bet on, select the competition and make your pick.

Some of new sports available on USSD platform include: Football, Basketball, Volleyball, Tennis and Table Tennis.

In a continued effort to provide users with world class experience, the new USSD platform also provides gaming fans with a variety of new markets including: Both teams to score, double Chance, total goals (odd/ even) and exact total goals.

With new features, customers in Rwanda have ample options available at their fingertips to be able win with Gorilla Games at anytime from anywhere.

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GORILLA GAMES | SPORTS

Gorilla Games that began operations in Rwanda last year, is a product of Cheza Rwanda Games Ltd, a locally registered and authorized betting and gaming company. It prides itself as the pioneer of licenced online gaming in Rwanda offering a wide range of Casino Games and numerous games and markets in sports, cyber sports, virtual games, E-Sports and other unique markets like politics, reality shows, Nobel Prize and other special predictions.

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Africa Innovative Automation Ltd introduces automated disinfectant machine business house that offers state of the art automation solutions in East Africa.

With a regional office in Nairobi and headquarters in UAE, the group is emerging as a major supplier of automation solutions in the region.

The company’s business which is evolving gradually spans across automation, security, software, construction and energy solutions.

AIAL is one of the leading providers of security systems in East African region. Provided security solutions include electronic surveillance, perimeter security, alarm systems, and scanning solutions.

AIAL business spans across different solutions including disinfection automation.

COVID-19 has presented a situation requiring dynamism to adapt to emerging circumstances despite incurred shortfalls. Driven by strong commitment to serve customers with great perfection, Africa Innovative Automation Limited (AIAL) takes heed on providing solutions that cater for emerging needs of the society.

In response to COVID-19 pandemic, the company has introduced a machine known as ‘Safe Pass’ to disinfect people entering a building.

Safe Pass is an automatic machine equipped with comprehensive system controlling all human movement in and out an establishment. It has an indoor camera detecting if a person walking through it is wearing a face mask or not. It has a touch for hand sanitizer spray and checks body temperature.

The machine only gives automatic access to people with normal temperature and releases disinfectants.

According to Ayaz Hashwani, AIAL Managing Director; the system is very efficient can be deployed to entrances of hospitals, airport, banking halls, hospitals, worship places, schools and universities among other public places.

“The introduction of the machine with automatic disinfecting system was driven by the company’s ambition to be part of solution providers as the world consolidates efforts to contain the spread of Coronavirus.

It is additional to our existing state of the art solutions enriching users’ experience,” he said.

The automatic disinfectant machine is part of a wide range of solutions offered by AIAL through its main subsidiaries: AIAL Security, AIAL Automation, AIAL Technology, AIAL Energy, AIAL Modular and AIAL Care.

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AIA LIMITED | INNOVATION

AIA LIMITED | INNOVATION

SECURITY

AUTOMATION AIAL Automation has enabled businesses to improve their effectiveness of services at lower costs than current methods, but with certain limitations. Offered solutions include video door phones, automatic gates, security lights, elevators and guest room automation.

TECHNOLOGY AIAL Technology specializes in business development and management software that is given to clients on software as a service basis helping to maximize businesses’ growth potential.

Provided technology solutions include core banking solution which is an online system where all crucial data is stored in the centralized database of the bank and ticket management system, a software program that is used for centralizing and streamlining various issues and complaints reported by customer or employees of a particular organization.

AIAL business spans across different solutions including automation.

Others include visitor management, time and attendance systems, and utility bill collection systems.

AIAL also offers queue management systems ensuring customer satisfaction in various segments such as hospitals, banks and retail outlets among others. The company has standard customizable queuing solutions to various organizations in the East African region; POS machines and kiosks; ICT Infrastructure Solutions and ICT Supplies.

ENERGY AIAL Energy, undertakes the installation and maintenance of solar energy solutions and wind-solar hybrid energy solutions. It provides solar street lights, rooftop solar power, rooftop solar water heaters, power backup solutions, wind solar battery hybrid solutions and energy management.

AIAL MODULAR AIAL Modular includes the construction of pre-engineered, prefabricated building units that are cast off-site and later assembled on-site.

It enhances the quality of the entire structure and reduces construction time. AIAL has modular banks and offices, structures with endless possibilities for customization and many options for interior design and floor plan.

Bullet proof glass enclosures, ballistic tested panic room with 24 hours survival resistance, safes and vault room doors are also available.

AIAL CARE AIAL Care takes care of all after sale services and addresses all the maintenance and support requirements that can arise at any time.

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It comprises of a support center, preventive maintenance, and online health check reports which provide customers with comprehensive reports on the performance of their equipment and systems installed in their homes and offices; virtual guarding, remote monitoring services and event backup.

AIAL has constantly grown and built reputation over the years working with major clients including UNHCR, WORLD BANK, AGGREKO, KPI, JOINT MEDICAL STORE (JSM), KCB BANK, EQUITY BANK, MTN and UNDP among others.

The company is driven by a young and energetic workforce that comprises of engineers, expert consultants and customer care executives.

Having started operations in 2019, Terrassa Wines has over 57 brands of wines including Spanish, French, and Italian just to mention a few.

It was introduced to enrich Wines enthusiasts experience with worldclass brands brought closer to their doorsteps in Rwanda.

AIA LIMITED | INNOVATION

In a bid to ensure uninterrupted supply to interested clients during Covid-19 pandemic, Terrassa Wines has put in place measures enabling quick delivery on order.

also make bulk sales to retailers and negotiate price depending on ordered quantity. We look forward to welcoming more enthusiasts to enjoy the best services and wines at Terrassa Wines,” he says.

Apart from wines, the company also sales different types of liquors distilled to great taste and soft drinks.

With the current store at Sonatubes and sister store next to Rwanda Development Board (RDB) headquarters, the company plans to expand to other parts of the country.

Terrassa Wines enriches enthusiasts with a wide range of wines from different countries.

AIA LIMITED | INNOVATION

Terrassa Wines enriching wines enthusiasts’ experience with world-class brands

According to Drake Nkunda, Public Relations and Marketing Manager at Terrassa Wines, an online portal enabling clients to experience wines available in store and make online orders is set to be launched in the near future.

Customers have multiple choices at Terrassa Wines.

It is everyone’s desire to buy quality products from a credible retail store and ultimately enjoying the best experience.

“We are committed to enrich wine enthusiasts’ experience at affordable price. Apart from individuals, we

This is what Terrassa Wines is renowned for as an icon of liquor retailers with impressive consumeroriented services and products made to meet wine enthusiasts’ demand.

The team at Terrassa Wines vows to provide wine connoisseurs, the best, world renown brands

Terrassa Wines enriches enthusiasts with a wide range of wines from different countries.

Terrassa Wines has a variety of wines and liquors.

Terrassa Wines enriches enthusiasts with a wide range of wines from different countries.

Neatness, interior decor and warm hospitality fascinate a client stepping into to order more from the store which operates with ethical practices developing consumer consciousness to keep the uptake of consumers knowing the advantages of available brands.

Located at Sonatubes, in Kicukiro district, Kigali City; Terrassa Wines is a wine store enriching enthusiasts with a wide range of wines from different countries.

Terrassa has world-class brands in store.

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ABC RWANDA: Providing unmatched satisfaction with high quality tiles, sanitary wares, bathroom fittings

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He assured customers of enriched experience with its products that cater for needs of low and middle income earners.

ABC TILES | BUSINESS

ABC imports leading brands like TOTO, GROHE from Germany with ten years warranty and BATEX with 5 years warranty.

Distributed bathroom fittings are made to meet customers’ needs

global competence and strong commitment to offer unmatched satisfaction to its customers.

The current company’s major imports are from India, China, Spain, Italy and Dubai among others.

ABC has so far executed many prestigious projects with innovation, quality and competitiveness in partnership with local construction companies including Real Contractors, Remote Group among others.

ABC provides a wide range of sanitary wares, bathroom fittings.

“The design and quality of our products is very unique. With imports from internationally accredited companies, we provide unmatched satisfaction to customers with a wide range of sanitary wares, bathroom fittings and tiles among others at fair pricing.

There is nothing to worry about ABC as we rest you assured of longterm warranty,” says Ajay Kumar, the Managing Director of ABC RWANDA. ABC RWANDA is the subsidiary of ABC Group, a global market leader

in tiles, sanitary wares, bathroom fittings and allied products in building material industry.

Having started operations in 1998 at Taliparamba, India as a trading and marketing company, ABC Group, has expanded footprints to seven countries worldwide including India, Qatar, UAE, Oman, Uganda, Tanzania and Rwanda.

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road for success becoming a reputed leader in offering technologically and aesthetically brilliant international tiles, sanitary wares and allied products.

It imports world-class products from internationally accredited companies and has developed a comprehensive dedicated supply chain meeting required market needs.

Rwanda is the latest country where ABC opened doors in 2018 with longstanding experience,

ABC imports world-class products from internationally accredited companies.

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It has showrooms in Gakinjiro, Remera and MIC building with a plan to open other outlets in Musanze and Huye districts.

Among others, ABC offers warehousing services to ensure smooth flow of products.

ABC TILES | BUSINESS

“We invested in Rwanda for its conducive environment. We are optimistic that customers will keep enjoying our high-quality products brought to their doorsteps instead of delaying processes waiting for orders from Dubai. From Rwf 95,000 to 5 million, we provide products for everyone’s need,” said Kumar.