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y\K@uef@oifclrf@ wKb[Fif;umef,mefrldif; Social Security Knowledge
For Migrant Worker1
y\K@uef@oifclrf@ wKb[Fif;umef,mefrldif; OBm;aovBjzmwfUofy.wfb,OfU [Fif;umef,mefrldif; awvBjcOfjy\K@ uef@oifclrf@ ,.efUydlOfjydlifrBmrDjqdkifjxB; ruf;refjOBUOKj ayKjvAifU tvj vkufjvAifU nef[Awf;umef,lb egf;rldif;xB; wuf;vBjeyfU,rf [Awf;q.rf;/ oifOKj ayKjvAifUauKUvgf nrfbeyfU,rf [Awf;q.rf;rBmrDjeBUqkdif aw vBjpK;wmrfbidkef; nrfbeef wmrfbwluf;c.ufj [kdOf pK;wmrfb wif; o.ifnef/ u.yfjoifvBjqgfUwkdOf;rBmrDj nefeBUqkdif u.yfjOKjrldif;xB; vBjvlif;vBm;rkdOf;OBU wKbaweyfU,rf [Awf;q.rf;yuf;yldifrBmrDjnef uljqkdifjrldif;vkrfjZKU ruf;refjOBUeefU,lb/ yuf;yldifrBmrDj uljqkdifjrldif;vkrfjZKU1-rBmrDj nefnrfbqufbtz qefUcldOf;ulef; (International Law 1969)/ 2-rBmrDjuAOfbuyf; v.ifjyAefaz;ukdifUumifU egf;eKjumef rBmrDjeBUulef; rldif;tvj ulef;wmifbqmOf;cldOf; awvBjuKjw.yfbwFef; zAifbyAif; uef (International Law, volume-19)/ 3-rBmrDj nefnKboDb,efb (ASEAN) ykdefcmOfbOBU v.ifjokefbvBj[Fif; umef,mefrldif;/ vlify.ifqkdifjxB;auKj vBjykdefcmOfbOBUOKj [Fif;umef,mefrldif; rldif;rmefj? rldif;vmOf;tvj rldif;urfbayK@wd,ldOf@ oifvBj[yfUzmwfUofy.wfb,OfU eefU ayKjvAifUwuf;vBjn.efrK;cOfj y\K@uef@oifclrf@ eB,OfU/ 2
y\K@uef@oifclrf@ nefOKjeefUy.ifbOKjoif < y\K@uef@oifclrf@ nefOKjeefU yAefwDjuAyf;+rfqkikdef;u.ifumif wKb rK;qgfUqBmb[yfU+if;yef zOKU[Fif;umef? ulpf;[Fif;umef wuf;vBj[uf; idkef;vldef 5 % ogfbuljvdlef/ OBm;aoogfbidkef;cOfj y\K@uef@oifclrf@ ,OfU [Fif;umefrD;okefbvBjikdef;urfUq.BjvldOf qldifUeifb1-nrf,lbvD (In The Event of Injury or Sickness) 2-yAefwkcDUw (In The Invalidity Benefit) 3-wBm (In The Event of Death) 4-uldwfbvkufj (In The Maternity Benefit) 5-idkef;q.BjvldOfvkufjn.efbvAufUuldwfbrgfb (In The Child Allowance) 6-ikdef;q.BjvldOf rldOfjnKb,lUtubxOfj (In The Case Old-Age Benefit) 7-rldOfj[mrf;umef wluf;imef; (In The Case Unemployment Benefit)
rBmw.if; - y\K@uef@oifclrf@ awq.Bjv.ifjwif;yAef nefnrfbqgfj
egf;eKjumef/
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3
rBmw.if; - [Fif;umef,mefrldif; vBj[yfUzmwfUofy.wfb,OfUaowKU
qdlOf;nrfbrD;okefbvBjcOfj y'M@uef@oifclrf@eefU aw yAef[Fif;umefqdlifUeifb -
1-eMjumef nefnrfbvBj[Awf;wif;yD@ (yAefumefqlOfjuFyfU_cmOf;) 2-eKjumefzkufbo.rfj 3-eMjumef[MyM(wrfbiMj) 4-eMjumef yKbrBU tvj umefvAifUowf; 5-eMjumef nefayKjvAifU qmifj[Awf;qlOfjuFyfU_cmOf; 6-eMjumef nefayKjvAifU qmifj[Awf;nrfbqgfj v.ifjyBm;rufjrD; (umeftrjOmefj? umefywf;zAOfj [Awf;v.ifjrlwf;ogf) [Fif;umef qdlOf;nrfbvBjcOfjy'M@uef@oifclrf@eefU awvBj[Awf;Ogf [yfU+if;yBm;,lbvD (30 Omwfb) wDj[lif;,Kvlify.ifqkdifj/ v.ifjogfbikdef; wDjy\M@uef@oifclrf@ w.efjwKb awogfbikdef; wDjy'M@uef@oifclrf@eefU ayKjvAifUawrD; ykefjz.ef; [uf;ikdef;vkufjvAifUao nOfugMbofgbyef/ aw[uf; 5% c.if ikdef;vldef[Fif;umefao ZBmbayKjvAifUvBjxFrfogfbyef 5% tvj ZBmb vlify.ifqkdifjauKj awogfbyefxFifj 2U75% / ulpf;[Fif;umef nefvBjcOfjy\K@uef@oifclrf@eefUqkdif qdlOf;vBj [yfUidkef;vdlefwifbtwb 1b650 Omwfb xkdif 15b000 Omwfb/ oifOKj vBj[yfUikdef;vldef vldOfao 15b000 OmwfbauKj aw[uf;efg;Olif;idkef; 15b000 Omwfbulpf;/ 4
ayKjvAifU awvBjnOfykefjz.ef;ao ugMbogfbikdef;yefwDjvkrf;y'M@ uef@oifclrf@ uljvldefOef;xd 15 (urf;vdkef;okwf;)/ oifOKjofgb wluf;vkdef;Oef; nrfbeef ogfbikdef;nrfbwArfqkdif ayKjvAifUawvBj [yfUykefjz.ef;qBmbyK; idkef;cDj ekdifjvldef 2% / idkef;cDjeefU awnrfbuAOfbq.rf;vkufjvAifU ZBmbayKjvAifUauKUvAOf ulpf; awvBjofgb/ ayKjvAifUrD;okefb[uf;idkef; 5% c.ifikdef;vldef [Fif;umefulpf; tvj awnrfbrD;okefb [uf;ikdef;vkufjvAifU vldOfao 5% c.ifidkef;vldef [Fif;umef/ OmB;aocOfjy\M@uef@oifclrf@ awvBj[yfUOgfoif< 1-awvBj[yfUOgfwFef; wKbawuyf;odkyfb y\M@uef@oifclrf@/ 2-ogfbidkef; 3 vldef,OfU awvBjOfg wMbqfgUuyf;odkyfb,lwf;,KwlOf wDj[lif;,K / egf;OgfeefU awrD;qkdOfj[lif;,K nef[Of;vldufjOBUOKj [Of;cfgj,lwf;,K [lif;,KwDjvfg (nrfbvBjoAifj uKj,lwf;,K)/ oifOKj [Of;cfgjqfgU okefbvldOf (zDUoAwfb) qkdif awvBjoAifjuKjqgfUqBmb[if;ulpf;/
5
okefb nef[Of;awvBj[yfU wDjy\M@uef@oifclrf@ 1)- vBj[yfUokefb ,lwf;,KwlOf (In The Event of Injury or Sickness) ,lwf;,KwlOf nefyAefv.ifjnrfb,lbvD udefOmef tvj wdlOfUOmwfbqAyf;oFyfb (nrfbuAOfbq.rf;efg;eMjumef)/ OBm;aoofgb idkef; 3 vldef,OfUu.efb qifbvBjqgfUokefb acMjeBUvBj/ v.uf;vBm; - u>Kb,lwf;,KwlOf wDj[lif; ,K nefrD;qkdOfjOBU efg;Ofgy\M@uef@oif clrf@/ rldOfju>Kb,lwf;,KwlOfeefU aw vBj,dkefj Ogfy\Muef@oifclrf@ tvjOgf zmwfUofy.wfb/ rldOfjnrfb,lbvD udefOmef eefU ,.ef;Ofg[yfU+if; wDjarK,Mao vkdOfjumefvBj/ ndifedlOfydlifrBmrDj[Fif;umefOmif;wrf;OBUeefU oifOKjvBj[yfUwmif;urfU qB.j wDjayKjvAifU,OfUao orfUrD;uMjqfgUqBmberfvdlOfeefUqdkif rD; okefb wKbawvBj[yfUwmif;q.BjvldOf wDjy'M@uef@oifclrf@xFifj,lb/ y\M@uef@oifclrf@ awq.Bj 50% c.ifuKjqmifj ekdifjy.ufj nrfbylefU 90 Oef; tvj ekdifjyD nrfbylefU 180 Oef;/
6
oifOKjnrfb,lbvD qyf;wmif;yAefcmOf;,mOf; (vBj,lwf;,K [dkifylefU 180 Oef;) ugMbqkdif awvBjwmif;q.BjvldOf 50% c.ifuKjqmifj ekdifjyD@ nrfbylefU 365 Oef;/ wmif;yAefcmOf;,mOf; rD; 6 oFef; nefy\K@ uef@oifclrf@ ruf;refjOBU/ wmif;yAef;cmOf;,mOf; 6 oFef; qdlifUeifb 1)- uFef@odlOf@ 2)- wmif;yAefrmufbvef; 3)- nAufUcsfnBmbVDb_nAwfbof 4)- wmif;yAef uAOfbuyf;n.uf;anK _ vkyfbu.if;vif (nefqmifjyAefwkcDUw) 5)- uAOfbuyf;vkyfb_vkyfb[uf; 6)- nrfb,lbvDao nrfb[Awf;umefvBj ,lwf;,K [lif;,KwmifbwDj qifbvBj < -rD; 2 ydlifulpf; nefawugMb=if;,MwmifbwDjvBj qdlifUeifb1)- pM;az;ukdifUumifU (nrfbqfgjyAefefg;eKjumef) 2)- ukdifUumifUyAef nrfb,lbvD (qmifjwlrfUwldOfUnKb,k wuf;vBj ,lwf;,Kurf;vAOf) [Of;wuf;,dkefjte Ogfy\M@uef@oifclrf@ wDj=if;,M? OBm;aoeefU wuf;vBjuyf;odkyfbql;[lif;,K nefrD;qdkOfjOBU egf;Ogfy'M@uef@oif clrf@[Of;eefUao wmifbvOfjte v.ifjuKjqgfUqBmb ,lwf;,KwlOf nefvBjqBmboAifjOBU/ ZBmb[lif;,K nef[Of;vlif;qdkOfj udkuf;OBUeefU awnOfykefjz.ef; qgfUqBmbyef/ 7
v.ifjuKjqgfUqBmb ,lwf;,KwlOf wDj[lif;,Kvlify.ifqdkifj oifOKjvBjqgfUqBmb uKj,lwf;,KOBU wDj[lif;,Kqkdif [Of;wuf;vBjuAyf; OgfqBmbikdef; nef[Of;vBjqBmbugMbwif;rlwf;/ v.ifj,lwf;,KwlOf nrfbe.ef;wDj=if;,K - oifOKj vBjqgfUqBmbOBU uKj,lwf;,Kqkdif u>Kb,.ef;nOfidkef;cdkef; wDjy\M@uef@oifclrf@vBj ,lb (awvBjckdef;uKjqgfUqBmb nef[Of;oAifjOBUtwU) vlpfjteOgf qBmb ikdef; nef[lif;,Mn.ufbyef/ v.ifj,lwf;,KwlOf e.ef;wDj[lif;,K - oifOKjvBjqgfUqBmbOBU uKj ,lwf;,Kqkdif ,.ef;vBjikdef;ckdef; wDjy\M@uef@oifclrf@ efg;cmOf; ,mrf; 72 qlOfjr.if; (awvBjckdef;uKjqgfUqBmb nef[Of;oAifjOBUtwU)/ y\K@uef@oifclrf@ awyefekdifjOef; nrfbylefU 700 Omwfb/ v.ifjuKjqgfUqBmb ,lwf;,KwlOf wDj[lif;,K nefnrfbqgfj [lif;,K vlify.ifqdkifj v.ifj,lwf;,KwlOf nrfbe.ef;wDj=if;,K - yAeftz;ukdifUumifU(nrfb qfgjyAef efg;eKjumef) tvj ukdifUumifUnrfb,lbvD (qmifjwlrfUwldOfU nKb,k wuf;vBj,lwf;,Kurf;vAOf) eefU y\M@uef@oifclrf@ aw yef ekdifjOef; nrfbylefU 1b000 Omwfb/
v.ifjawvBj[yfUidkef; uKj,lwf;,K ekdifjOef; nefylefU 1b000 Omwfb eefUqkdif - wuf;yAefqdlifUeifb 1)-vBjxFifjvldwfj 2)-orf;,Kt[Uuifj wmif;yAefrKjrl 8
3)-wmif;yAefumif;cFif 4)-wmif;yAefuAOfbuyf;w.ifUao vBjxBmbnFuf@oa'@ 5)-uldwfbvkufj,OfU vldwfj=Ofj 6)-wluf;vkufjao vBjcdwfbyFwfj[lif;vkufj 7)-vBj,lwf;,K cOfj+ifj ICU [dkifylefU 3 qlOfjr.if;/ v.ifj,lwf;,KwlOf e.ef;wDj[lif;,K - uKj,lwf;,K egf;+ifj (nrfb qgfj+ifjzdoAwfb) ekdifjOef; nrfbylefU 2b000 Omwfb/ -uKj+ifj uKjcOfjzuf; ekdifjOef; nrfbylefU 700 Omwfb -vBj,lwf;,KwlOf egf;+ifjzdoAwfb uKj+ifj uKj,lwf;,KwlOf ekdifj Oef; nrfbylefU 4b500 Omwfb -oifOKj vBjzKbwwf;qdkif ekdifjy.ufj awvBj 8b000 Omwfb xkdif 16b000 Omwfb/ -vBjorf;cArf odkyfbogfqgf tvj uKj,KwmifbqdlOf; ekdifjy.ufj nrfb ylefU 4b000 Omwfb -xBmbnFuf@oa'@ ekdifjy.ufj nrfbylefU 1b000 Omwfb/
rBmw.if; - v.ifj,lwf;,KwlOf =if;,KwmifbwDj ,.efUaz;ukdifUumifU (nrfbqfgjyAef efg;eKjumef) eefU yAefvBmy.ufjauKj y\M@uef@oif clrf@ awq.BjvldOf,lb/ 9
ulpf;v.ifj,lwf;,KwlOf =if;,KwmifbwDj ,.efUukdifUumifUyAef nrfb ,lbvD (qmifjwlrfUwldOfUnK,k wuf;vBj,lwf;,K urf;vAOf) ao nrfbvBje.ef;wDj[lif;,KeefU y\K@uef@oifclrf@ awq.Bjyef 1 yD@ nrfbylefU 2 y.ufj/ vBje.ef; wDj[lif;,KauKj y\K@uef@oifclrf@ awq.Bjyef 1 yD@ nrfb ylefU 2 y.ufj? [lrfjuef wif;rlwf; 1 yD nrfbylefU 4 y.ufj/ v.ifjuKjqgfUqBmb wmifbqdlOf; -uKjvlwfU (vlwfU=if;,M) u>Kb[lif;,K egf;n.ifjwDj[Of;,lb ekdifj y.ufj nrfbylefU 500 Omwfb/ -uKjqmifjvlwfU [yfUqmifj_WFuf@od ekdifjy.ufj nrfbykefU 300 Omwfb/ -u>Kb[lif;,K e.ufjcAwfbwDj[Of;,lb 1 uD@vlOf@rAwf@ 6 Omwfb(eyfU o.efb q.rf;wmif;uBqdkifjrdlif; ruf;refjOBU)/ v.ifj,lwf;,K cAOfj -x.efcAOfj? uyf;cAOfj tvj cwf;cDjcAOfj awvBjuKjqgfUqBmb (q.rf;eifb qBmboAifjtwU) ekdifjy.ufj 250 Omwfb ulpf;awvBj ekdifjyDnrfbylefU 500 Omwfb/ -ogfbcAOfjy.rf 1-5 odufj vBjcdkef;idkef; 1b200 Omwfb/ (OBm;ao[yfUidkef; ygfbxkdif 5 yD@ nrfbqgfUokefbeBU vBjxFifj)/ 10
-ogfbcAOfjy.rf erfylefU 5 odufj vBjcdkef; 1b400 Omwfb/ (OBm;ao[yfU idkef; ygfbxkdif 5 yD@ nrfbqgfUokefbeBU vBjxFifj)/ v.ifj,lwf;,K rmufbvef; -zKbwwf;rmufbvef; ekdifjy.ufj awvBj 30b000 Omwfb -uKjvlrf;vK; v.ifj,lwf;,Krmufbvef; OBm;aozKjwwf;,OfU aw vBj 230b000 Omwfb (awvBj[yfU urf;vAOf) vldOfaoeefU w.efjwKbaw,lwf;,Krmufbvef; y\K@uef@oifclrf@ awq.Bjidkef;yef wKb 3 yD@ -vkdefxDU 1 - 6 awvBj 30b000 Omwfb awKbvldef -vldefxDU 7 - 12 awvBj 20b000 Omwfb awKbvldef -yD@xDU 2 awvBj 15b000 Omwfb awKbvldef -yD@xDU 3 awvBj 10b000 Omwfb awKbvldef -qFwfjvldwfj ekdifjOlifj 3b000 Omwfb (ekdifjy.ufj 1b500 Omwfb) -vefUrmufbvef; ekdifjy.ufj 15b000 Omwfb/ zKbwwf;vkyfb -awvBj nrfbylefU 750b000 Omwf (vBjurf;vAOf) zKbwwf; vFufjvBmjr.ef;cFOfjwKb -awvBj 25b000 Omwfb v.ifjogfbwdefy.rf rkdOf;y.rf -oAifjuKj[kdOfauKj y\K@uef@oifclrf@ awq.Bjvldef 11
v.ifjyAef a\K;uKbnAufUcsfnBmbVDb_nAwfbof -[lif;,K nefrD;qkdOfjOBU egf;Ogfy\K@uef@oifclrf@ awyef,Kwifj v.ifj,lwf;,KwlOf nefy\K@uef@oifclrf@ nrfbq.BjvldOfeBU -a\K;uKbyBm;qgf -a\K;uKbwif;yAef nefudef,KrOf;urfao yAefrK; -egf;ekdifjyD@ vBj,lwf;,KwlOf ylefUvldefu>Kb 180 Oef; -vBjyefuKjqgfUqBmbylefUvldOfu>Kb nefy\K@uef@oifclrf@ ruf;refjOBU -v.ifjzKbwwf; wlOfcdif; {j[mifjvD -a\K;uKbwif;yAef orfUarKcOf qFufjwlpf;OKj yAefa\K;uKboif -v.ifjqgfUqBmb cgfjvBjvkufjao u>KbtearK ? cgfjvBjvkufj tvjzKb wwf;ao nOferfUqldOfUqBm; ogfbegf;[lif;vkufj -zKbwwf; vFufjvBmj eldOfUeif ? zKbwwf; vFufjvBmj qBm; _ ,dif; -uKjqgfUqBmb v.ifjyAefqAyf;oFyfbekdifjwDjtvj {jarKayKUxmwfj rmefbwmifbwDj -uKjqgfUqBmb [Awf;rmefbwK (nrfbqgfjarKoifb {j[Awf;)/ 12
2)- okefbvBjikdef; rldOfjyAefwkcDUw (In The Invalidity Benefit) -ogfbidkef; 3 vldef,OfUu.efbqifb [yfUokefbacKjeBUvBj/ -awvBj uKj,lwf;,KwlOf ekdifj vldef 2b000 Omwfb/ -oifOKj zKbwwf;,OfUtvj aw [Awf;umefvBjckdef;,lbqkdif awvBj 40b000 Omwfb wKbuKjzkduf; {jnAef [Fif; erfUuwfUwlOfbuOfb vDckdefjrK;ckdef; (awvBj[yfUurf;vAOf)/ -,lwf;,KwlOf,OfU oifOKjnrfbvDckdef; tvj nrfb[Awf;umefvBj qkdif awvBj[yfUikdef; 50 % c.ifuKjqmifj [Fif;umef awKbqlOf;/ -oifOKj auKUyAefwkcDUw wBmu>Kbqkdif awvBj[yfU uKj[Awf;rKboKb 40b000 Omwfb/
13
3)- okefvBjidkef; rldOfjvk[BmwBm (In The Event of Death)
-ogfbidkef; 1 vldef,OfUu.efb qifb[yfUokefbacKjeBUvBj/ awvBjuKj [Awf;rKboKb 40b000 Omwfb/ -auKUwBm oifOKjogfbidkef;cOfj y\K@uef@oifclrf@ vBj 3-10 yD@ ,OfUqkdif awvBj[yfUikdef;q.BjvldOfxFifj ekdifjvldefckdifj c.ifikdef; vldefauKUwBm (idkef;nefeBU auKUwBmogfbqkdOfj egf;Ogfy\K@uef@oif clrf@OBU auKUvfgauKj auKUeBU awvBj[yfUidkef; oifOKjauKUwBm nrfb ogfbqkdOfjOBUqkdif ikdef;nefeBU ayKjtrj vkufjzlOftr; auKUwBmrD;vBm auKUauKj awvBjtz {jvBjzAifbyAifjuef)/ -auKUwBm oifOKjogfbikdef;cOfj y\K@uef@oifclrf@ vBj 10 yD@ yBm ,OfUqkdif awvBj[yfUikdef;q.BjvldOfxFifj [Kjvldef c.ifidkef;vldef auKUwBm (idkef;nefeBU auKUwBmogfbqkdOfj egf;Ogfy\K@uef@oifclrf@ OBU auKUvfgauKj auKUeBU awvBj[yfUidkef; oifOKjauKUwBm nrfbogfb qkdOfjOBUqkdif ikdef;nefeBU ayKjtrj vkufjzlOftr; auKUwBm rD;vBm auKUauKj awvBjtz {jvBjzAifbyAifjuef)/ 14
4)- okefbvBjikdef; rldOfjuldwfbvkufj (In The Maternity Benefit) -ogfbidkef; 7 vldef,OfUu.efb qifb [yfUokefbacKjeBUvBj/ -auKUofgbikdef; awvBj[yfUokefbnef eBUvBj 2 y.ufj awKbqlOfj/ -oifOKj zlOftvj tr; cOfjy\K@uef@ oifclr;f OBUqkid f awvBj[yfUokefbnef eBU ekdifjauKU 2 y.ufj? [lrfjuefwmif; rlwf; 4 y.ufj/ -emif;,dif;auKUogfbikdef;eefU ukdwfbvkufjwDj[lif;,KvgfauKj awvBj [yfUidkef; uldwfbvkufjekdifjy.ufj 13b000 Omwfb vlpfjnOfOgfukdwfb vkufjtvj Owf;OgfwlOfuOfb,kdefjteq.rf;/ vldOfaoeefU emif; ,dif;auKUuldwfbvkufj awvBj[yfUidkef; q.BjvldOf 50 % c.ifuKjqmifj ref; wKb 45 Oef;/ -ulef;qBm;auKUofgbikdef; n.eftr;u>Kbuldwfbvkufj [lif;,KwDjvgfauKj awvBj[yfUidkef; uldwfbvkufjekdifjy.ufj 13b000 Omwfb vlpfjnOfOgf ulyfUulj? Ogfuldwfbvkufjtvj Owf;OgfwlOfuOfb ,kdefjteq.rf;/ oifOKj nrfbrD;OgfulyfUuljqkdif wuf;vBjrD;Ogf [yfU+if;OKj emif;,dif;auKUeBU yAeftr; wlOfqOfjuOfbtwU/ 15
5)- okefbvBjikdef; wKbq.BjvldOf vkufjn.ef (In The Child Allowance) -ogfbikdef; 12 vldef,OfUu.efb qifb[yfU okefbacKjeBUvBj/ -auKUogfbidkef; wDjy\K@uef@ oifclrf@ awvBj[yfUikdef; uKj q.BjvldOf ekdifjvldef 400 Omwfb wKbvkufjn.efb ekdifjauKU wifjtwbuldwfbxkdif nKb,k 6 clyfb tvj awvBjuKjq.Bj vldOfeBU wKbvkufjn.efbo.ifauKU awKbqlOfj/ -oifOKj zlOf wif;tr; cOfjy\K@uef@oifclrf@OBUqkdif awvBj[yfU uKjq.BjvldOf ekdifjauKU wKbvkufjn.efbo.ifauKUtvj [lrfjuefaw vBj[yfU uKjq.BjvldOfvkufjn.efb wKboDbauKU/ -oifvkufjn.efb nefnKb,lU yBbwArf 6 clyfbeefU wBmu>Kbqkdif aw nrfbvBj uKjq.BjvldOfeBU/ oifOKjyefvkufjn.efb {jyldefjuAyf;vAifU auKj awnrfbvBj uKjq.BjvldOfeBU/ -OBm;aowlOfqOfjuOfbn.ufbumef,OfUtvj nrfbogfbidkef; wDjy\K@ uef@oifclrf@ao x.efn.ufbqkdOfjyFwfj 6 vle d f,OfUqkdif aw nrfbvBjuKjq.BjvldOfeBU/ 16
6)- uKjq.BjvldOf rldOf;[Of;xOfjtub (In The Case Old-Age Benefit) 1-rldOfjcmOf;,mrf; nKb,k 55 yD@eefU oifOKjogfbikdef; 180 vldef (15 yD@) wArf,OfUqkdif qifbvBj[yfU acKjokefbeBUvBj/
rBmw.if; -cmOf;,mrf;eefU nrfb odkyfbofgbidkef; wDjy'M@uef@oif clrf@auKjvBj/ oifOKj cgfj[yfUokefb xFifj,lbqkdif okdyfbogfbidkef;wDjy\K@ uef@oifclrf@ vBj,lb/ -awvBj[yfUidkef;q.BjvldOf 20 % c.if 5 yD@ (60 vldef) nefwlOfqOfj uOfb[Awf;umefOBU (eyfUo.efbnOf OBm;aonKb,k 50 yD@)/ *vBm;eyfU - uKj[Fif;[Awf;umef c.if 5 yD@ wif;rlwf;eefU nOf 60 rK; [mef = awvBj[yfUikdef; 20 % c.if nefvBj[mefrK;/ - oifOKjogfbikdef; ylefUu>Kb 15 yD@ (180 vldef) ,OfUqkdif awvBj[yfU idkef; nefacKjwif;eldOfeBUaonrfbuK; awvBj[yfUyK;idkef;cDj ekdifjyD@ 1U5 % awKb 100 Omwfb? wArfekdifjyD@,OfU eyfUavK;yK; 1U5 % wKbuljyD@/ *vBm;eyfU - uKj[Fif;[Awf;umef c.if 5 yD@ wif;rlwf;eefU nOf 60 rK; [mef = awvBj[yfUikdef; 20 % c.if nefvBj[mefrK; ,OfUnOf 1U5 % rK;avK;xFifj/ *v.ifjq.BjvldOfikdef;vldefeBU - awvBj[yfUuljvldef awKbqlOfj / 17
2-uKjq.BjvldOf xOfjtub rldOfjnKb,lU 55 yD@eefU oifOKj ogfbikdef; yBbwArf 12 vldefqkdif awvBj[yfUidkef; 3% c.if ikdef;nef[Of;ogfb OBUulpf;/ *vBm;eyfU - ogfbikdef;yBbwArf 12 vldef - awvBjikdef; nef[Of;ogfbOBU 3 % / -oifOKj ogfbikdef;ylefUvldOfu>Kb 12 vldefqkdif awvBj[yfUikdef; nef [Of;ogfbOBUaonrfbuK; awvBj[yfUidkef; nefayKjvAifUogfbyef[Of; vlpfjvBjyK;ikdef;cDj nefy\K@uef@oifclrf@ ruf;wrf;OBU q.rf; eifb rBmrDj / *vBm;eyfU - ogfbikdef;wArf 12 vldef - awvBjikdef; nef[Of; ogfbOBU 3 % + nefayKjvAifUogfb yef + idkef;cDj wDjy\K@uef@oifclrf@/ *v.ifjq.BjvldOfeBU - awvBj[yfU yAefidkef;u.efj urf;vAOfulpf;/
7)- idkef;q.BjvldOf rldOfj[mrf;umefimef; (Unemployment Benefit) -ogfbikdef; 6 vldef,OfUu.efb qifb[yfU okefb acMjeBUvBj/ -oifOKjayKjvAifU vkdyfjn.ufbumefqkdif awvBj[yfUikdef; 50% c.ifuKjqmifj wKb 240 Oef;/ 18
- oifOKj wlOfqOfjuOfb n.ufbumef [if;ulpf;eB awvBjikdef; 30 % c.if uKjqmifj wKb 90 Oef;/ -OBm;ao [mrf;umefimef; egf; 30 Oef; wuf;vBju>Kb,.ef; Ogf[mrf;umefwluf;imef; wDjvkrf; qwf;[Kimef;,OfU qifbnOfOfgeefUao u>Kb[yfUuKjq.BjvldOf wDj vkrf;y\M@uef@oifclrf@/ v.uf;vBm;qgfUqBmbidkef; y\K@uef@oifclrf@ (nefvBjikdef;rK; wDj vkufjvAifU? ayKjvAifU tvj vlify.ifqkdifj) z.ef;vD okefbvBj rmwfbqAyf; wkufUcdw vk[BmwBm uldwfbvkufj
idkef;qk+rf vkufjvAifU
ayKjvAifU vlify.ifqkdifj
1U5 %
1U5 %
1U5 %
vAifUvl vkufjn.efb z.if;rldOfjtubxOfj
3 %
3%
1%
[mrf;umef wluf;imef;
0U5 %
0U5 %
0U25 % 19
Human Rights and Development Foundation
Migrant Justice Programme
wDjuyf;okdyfb clif;umef[Of;cKj
à ¦ µ¦¥» · ¦¦¤Á¡ºÉ°Â¦ µ ʵ¤ µ · °»É °µ¦¸ °¥ µ¤ ¸¯µ «¦¸£¼¤· ° Á¤º° Á ¸¥ Ä®¤É rBmzlef;_rBmZFufb - 053 223 077 rkdOf;xkdOf - 081 595 7578 E-mail : migrantjustice@hrdfoundation.org
20
Supported by : Solidarity Center Supported by : Solidarity Center