The Real Estate Book of Palm Beach County, FL Volume 29, Issue 8 by Hulsey Media

JUPITER FARMS HOME LETS THE SUN SHINE IN See details on Page 6

SPECIAL SECTION:

WESTERN NORTH CAROLINA MOUNTAIN LIVING

CONTACT: Nena Pike 561-262-3750 Realty Associates

Text LubeckTeam to 85377

WATERFRONT SINGER ISLAND Soaring ceilings and open floor plan. 4br/4.5 bath + office. Light and bright 2 story pool home on direct ocean access canal. Three blocks to the beach. The star of this home is the 935 s/f garage with 13 foot ceilings. A must see for your distinguished buyers. Exclusively offered at $1,699,000.

PALM BEACH ISLES WATERFRONT Walk in and you’ll feel like you’re home in this 4 br/3 ba waterfront home. Owners pride with metal roof, impact windows, salt water pool, covered porch with 7 foot pocket slider doors. Indoor/outdoor living at its best. Ocean access canal. call for a private showing. Offered at $1,299,000.

RARE SINGER ISLAND SE CORNER New to the market is this 15th Floor SE corner unit in Martinique’s East Tower. You would be hard pressed to find a better view of the Singer Island beach line. This 2 bedroom unit has over 2,000 s/f with upgraded kitchen & bathrooms. Top building amenities include a private restaurant serving breakfast and lunch with dinner food service, pool, tennis and everything else you could want. Offered to you at $925,000.

ICE D PR UCE D RE

TIARA CONDOMINIUM Highly sought after F unit. Spec-tacular views from this SE corner unit. Interior has been beautifully renovated. Top amenities at the Tiara.. Ten-nis, security, pool, pool grill, the Marquis room - a rooftop restaurant with amazing 360 degree views and more. Exclusively Offered at $849,000.00

YACHT HARBOR MANOR This 3 bd/ 2ba home has it all. Beau-tifully maintained with updates and curb appeal. Split floor plan. Screened in pool area, inside laundry room, a 2 car garage, solar heated pool and so much more. One block to the beach. Florida lifestyle at its best. Offered at $625,000.

PALM BEACH ISLES Great home situated on an elevated cor-ner lot. 3br/2ba home w/ 2 car garage, large screened rear porch and inground pool. This home is located 1 block to the beaches of the beautiful Atlantic Ocean. Palm Beach Isles is the premier subdivision on Singer Island. Offered at $470,000.

PERFECT SINGER ISLAND UNIT(S) FOR INVESTOR/USER New to the market are four 2 bedroom 2 bath units in the same building within a block of the Atlantic Ocean. These units can be sold as a package or individually. Prices range from $280,000 to $299,000 each and are fully furnished with screened porches. The building has a 55 and over age restriction, swimming pool, grill area and bike storage. Call today for details and restrictions.

THE ATRIUM Lovely 2br/ 2ba in oceanfront build. Unit has been updated with wood floors, granite counter top and stainless steel appliances. Ocean view from the balcony and Master Bedroom. Heated pool, beach access, club house, sauna, workout room, shuffle board, and full time manager. Offered at $259,000.

SCHOONER OAKS - STUART All the offerings for living the Flori-da Lifestyle. This second floor townhome has 3 BR 2 BA, 1 car garage, valted ceilings, eat in kitchen, washer/dryer and a large deck. A quick walk takes you to the community gazebo, day dock and private beach on the Intracoastal..Pool, Hot Tub, Tennis Courts and Clubhouse. Offered at $249,900.

Tiara

Beach Living at Its Best All Rooms With A View Amenities

Staffed Gate, 24-Hour Concierge/Security, Pool/Spa, Restaurant Between Beach and Pool that Delivers to Units, 43rd Floor Cocktail Lounge/Restaurant for Residents and Guests, Men’s & Women’s Fitness, Tennis, Library, A One Bedroom Suite for Guests and more…

Easy Access

Twenty Minutes to Palm Beach, PB Airport and World Class Shopping and Dining.

Singer Island

Ocean and Intracoastal Views from Corner Units

Ocean and Beach Views from All Units

Selling and Leasing. Call to Make an Appointment.

SUSAN M. BENNETT, PhD 561-676-3376

sbennett10h@msn.com

ON THE COVER

13392 154th Pl. N., Jupiter, FL 33478

ONE OFin THE MOST IMPRESSIVE HOMESBeach. I’ve ever seenproperty in Jupiter is Farms. Located the heart of North Palm This situated There are surprises around every corner of this gorgeous home. Brand new onconstruction .37 acres 4br/4ba with 110ft of water frontage on Intracoastal. Deep exceptional contemporary stylethe home offers unprecwater dock withtoboat Inﬁnity separate 2 car garage, edented attention detail lift. and top of thepool, line marble tile & hand scraped white wash wood flooring, top of the appliances, resort$1,900,000. style spa-like meticulously maintained yard andline covered patio. bathroom and bedroom features. $749,900 Text R440920 to 52187

NenaRPike

KIRK ANDERSEN

I’ve served clients with integrity and excellence since 2001, Top Producer 2016 at Realty Associates Florida Properties Donald Ross Office. My commitment to you is to provide the ultimate service www. BeachtownRealEstate.com EALTOR experience leading to the smoothest 561-721-6500 At Beach Town Real Estate our teamtransaction consist ofpossible. some ofI specialize the top in Jupiter area. Farms, Jupiter, North Palm real estate professionals in the South Florida We continuously Beach & Stuart areas. strive for ﬁrst class service. We understand that this is only accomplished by hard work and dedication. Our passionate professionals have a burning desire for the ever changing real estate market.

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“All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

Welcome to the NEW Real Estate Book of Palm Beach County! The Real Estate Book of Palm Beach County is now published by Hulsey Media, Inc., which also publishes The Real Estate Book of Asheville/Hendersonville in North Carolina. We are excited to connect Palm Beach area Realtors® with local home buyers and sellers, as well as the greater Asheville, NC market and the Tryon International Equestrian Center. The cross-market connections we’re developing help local Realtors® build their brand, win more listings, and sell more homes.

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Text NENA to 85377

300 N HIGHWAY A1A APT E209, JUPITER, FL 33477

$309,000

2 BEDS 2 BATHS 1,240 SQFT Here is a chance to own a small piece of Paradise in Jupiter Beach Florida...This unit has been renovated from the wall studs to closets and everything in between. Some of the features include hand crafted wood flooring, under-mounted sinks with granite tops, stylish open kitchen with all new appliances and more!! Designer closets , all new bathrooms, new electrical panel, move in ready!!! Walk to the beach, fine dining, the gym, Carlin Park, Harbourside....

NICHOLAS Dâ&#x20AC;&#x2122;ALESSIO 772-263-2494 125 W Indian Crossing Cir, Jupiter, FL 33458

3 BEDS 3 BATHS 1,998 SQFT This beautiful rare end unit Townhouse in the very desirable Oseola Woods Community of Abacoa is in a great location, beautiful white kitchen cabinets, tile flooring, plantation shutter window treatments, berber carpet, Accordion hurricane shutters, close to shopping, town center, ball field, beaches, schools, in the best town of Jupiter.

Every homeowner wants their house to be unique inside and out, to reflect their own personal styles and stand apart from their neighbors. And while it’s easier to control the inside of your home, with furniture, artwork, decorations, etc., outdoor improvements can be made too to have your home stand out. A lot of homeowners are saying no to cookie cutter curb appeal and instead saying yes to landscapes that help them stand out, according to findings from the 2017 U.S. Landscaping Trends Survey recently released by Houzz. Thirty-three percent— the majority—of those surveyed reported personalization as their motivation for completing an outdoor improvement. “Home renovation activity is benefiting from the significant increase in home sales in 2015 and 2016, which is reflected in our findings on motivations for starting a landscape project,” said Nino Sitchinava, principal economist at Houzz, in a release about the survey. Forty-one percent of those surveyed are aiming for a landscape that is “extremely” or “very” different. A sheer 6 percent of those surveyed who are completing or have completed outdoor improvements have landscapes that are “identical” to those of their neighbors—36 percent had landscapes similar to those of their neighbors before completing their improvements. A distinct landscape, oddly, can make its owner more likely to interact with his or her neighbors,

despite their differing tastes. Eighteen percent of those surveyed interacted more with their neighbors following completion of an outdoor improvement. Being out in the yard working makes it easier to stop and have a chat with a neighbor out doing the same, walking the dog or washing the car. Who knows, maybe you’ll even meet a new friend to enjoy the fruits of your labor with in the backyard. How are homeowners making their landscapes stand out? “Attractant” plants, low maintenance plants and native plants are all popular add-ons, in the form of beds or borders, perennials and/or shrubs, according to the survey. “Since housing inventory has remained low, recent homebuyers likely consider their homes less than ideal, leading them to prioritize upgrades like outdoor projects more than ever, with emphasis on low maintenance,” Sitchinava said. Some homeowners are dead set on separating their landscapes from those of their neighbors—in some cases with no lawn at all. Twenty-six percent of those surveyed are removing or have removed their front lawn, and 5 percent are replacing or have replaced it with a synthetic alternative. What goes into differentiating your landscape? According to the survey, an outdoor improvement can take three to six months to plan and three to fiveand-a-half months to execute—and 63 percent of those surveyed are planning to hire a professional to help make the improvement.

MUCH BETTER THAN NEW! JUPITER FARMS 10162 154th Road N, Jupiter, FL 33478 This beautiful home is much better than a new build! Everything has been remodeled and upgraded in the past 2 years. Features include CBS construction, 2539 under A/C, 4 bedrooms, Plus a den, 3 full baths, 2 car garage and a screened salt water pool on 1.25 fenced acres. Has new wood kitchen cabinets, granite counters, and Samsung stainless steel appliances. Also has a new spa like master bath with huge glass enclosed shower, including rain head and body wash fixtures, custom vanity with granite counter. In addition there are new 12.5 mm Brazilian hand scraped laminate floors, and new baseboards and crown molding throughout the home. There is a custom built solid wood entertainment center in great room and metal epoxy finish on garage floor. Call Carole and come see this home for yourselves!

R UNDEACT R CONT

Home Security Systems: What to Know Before Buying

Everyone wants to protect their home, their property, and, most of all, their families. In fact, market research suggests the home security business is growing at a rate of about 9 percent a year. Home security systems are not all alike, however. Some systems can not only warn you of intruders, but can also notify authorities, monitor smoke and carbon monoxide detectors, and/or include video surveillance. Mot security alarm installers can provide services that include equipment plus installation and monitoring service. If you are thinking about buying a home security system, the Federal Trade Commission (FTC) suggests that you: » Get references from friends, neighbors or relatives; » Check out companies online and check the Better Business Bureau for complaints; » Verify that the contractor’s license is in good standing via the National Association of State Contractors Licensing Agencies; » Get written estimates from several companies; » Read the fine print regarding costs, installation timeline, warranty, and an explanation of your right to cancel within three days of signing a contract; and » Ask lots of questions: 1.

Who will perform the installation and monitor the system? Some companies subcontract this work to a third party.

2. What is the contract period for monitoring? One year? More? Are there penalties for early termination? What happens if you move before the contract term is up? 3. How much does the monitoring cost? How often will you be billed?

4. Does the company call you before notifying the police? 5. How soon after the alarm sounds will you be notified? 6. What happens if the alarm company can’t reach you when the alarm is sounding? Is the alarm reset? Are the police called? Are alternate numbers called? 7.

What happens if the power goes out? Is there a back-up battery system?

8. What does the warranty cover, and for how long? Is it from the manufacturer or their installer? 9. Who is responsible for repairs or upgrades to the system? 10. Does the company offer interactive services like smoke and fire detection, remote control, video surveillance, email notifications and special apps for smart phones?

561-419-7955 Complete Home Inspection Services. ON TIME, KNOWLEDGEABLE, COURTEOUS SERVICE. Buyers and seller can rest at ease knowing the following warranties are included with every inspection.

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Juno Beach: Superb Location With Deeded Beach Walkway Access in Exclusive Juno Beach. Featuring 3 bedrooms, 2 baths, 1 car garage, this Property Combines a Beautifully Updated Home with Paradise. Kitchen features White Wood Custom Cabinetry and Wains Coating Door Design. Stainless Steel Appliances. Recessed Lighting Under Cabinets. Beveled Carrera Marble Backsplash. Granite Counter Tops. Extra Deep Sink. Large Master with Walk in Closet. Wood Cabinets with Carrera Marble Tops and Kohler Fixtures in Baths. Shower with Subway Tile. Master with Ceramic and Glass Tile. 20x24 Porcelain Tile Square Herringbone Pattern Throughout. All Windows and Sliding Doors are Impact Glass. Come See This Beautiful Side of Paradise. $765,000

OP P ORTUNI TI ES TO M A K E A HOM E “GREEN” E X I ST ON A SPE CTRUM When thinking about “green” homes, consumers often think first about new home construction and the opportunity to build a fully sustainable home from the ground up. However, there are also vast unrealized opportunities to increase the resource efficiency of existing homes. In the recent major revision of coursework for the National Association of Realtor’s Green Designation, the content was revised to amplify the focus on existing homes.

he opportunities to increase a home’s efficiency occur on a spectrum, from energy surveys – a systematic review of how energy is used within your house - to major remodeling and retrofitting, and finally to new home construction. We will discuss each of these opportunities here briefly, but urge all interested readers to obtain additional education on the topic with Green Designation coursework through NAR, either in the classroom or online.

surge protector easily accessible, so that at night or when not in use, you can turn everything off with the flick of one switch. This helps prevent “ghosting”, or the draining of electricity by electronics even when they are turned off.

In each of these phases, smart home devices and technology may be installed as needed or desired. Smart home installations have applications across the entire spectrum.

RENOVATIONS Opportunities for resource-efficiency retrofitting are enormous during major renovations. Deep energy retrofits are on the extreme end of cost and effort when it comes to making homes more energy-efficient, but can achieve dramatic energy savings.

ENERGY SURVEY The simplest and quickest approach to increasing your home’s efficiency is to do a walk-through energy survey of your house. An energy survey is sometimes called a clipboard audit, simple assessment, screening or preliminary audit. The walk-through survey usually doesn’t include any diagnostic testing, but it might. The evaluator may look for symptoms that indicate a problem, or concentrate on a particular problem like comfort or health issues. A home energy survey takes about an hour to complete. After the survey, you can implement suggested improvements immediately, or over time. RESOURCE EFFICIENCY After performing your energy survey, the opportunity is to increase a home’s resource-efficiency as part of routine or major maintenance projects. These can include replacement of major appliances, heating/cooling systems, windows, entryways, security systems, ventilation, plumbing, and so on. Upgrade projects like these enhance or maintain a home’s value when compared with new and upgraded homes in the market area. A quick and easy fix is replacing your old incandescent or fluorescent light bulbs with more energy efficient LED light bulbs. Not only do these LED bulbs save energy, which in turn saves you money, they last longer than traditional bulbs, sometimes lasting years depending on how often you use them. And as the technology has improved, the price of LED bulbs has dropped dramatically over the years, making their use a no-brainer. Also use surge protectors for entertainment systems or other high-energy drawing electronics. Make the

Further, consider installing new fixtures like water-saving faucet aerators in the bathroom or kitchen. Pipe wraps around your pipes will also help save energy.

The process typically involves resealing the building envelope, super-insulating, upgrading systems including HVAC, and installing energy generation capacity like solar photovoltaic (PV) panels. If a homeowner plans to do major renovations such as replacing a roof or siding, it may be an opportunity for a whole-house deep energy retrofit. The first step is a thorough, professional energy assessment to determine which actions will produce the most benefit. NEW HOME Finally, a new home, especially a custom home, provides the opportunity to make a myriad of choices to achieve all the benefits of a resource-efficient home. From high-efficiency systems to innovative materials, and more, the opportunities for upgrades are vast. The real estate professional can play a valuable role in guiding a client to authoritative sources of information and helping put together the design-and-build team who will transform the client’s vision of a new, resource-efficient home into a reality. Some real estate professionals who have made sustainability a major focus of their businesses find that clients and customers turn to them as a source of information about greening homes. Expanding your network to include green vendors, energy assessors, builders, designers, and other service providers benefits your clients and customers and enhances your reputation, credibility, and appeal.

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5 KEY STEPS TO PROTECTING YOUR SMART HOME

Smart homes open the doors to new technological potential, but they can also open the virtual door to intruders and hackers. As smart home technology grows, so do the risks of being hacked, which can stop some customers from adopting these amazing technologies for their homes. However, protection can make a home incredibly safe from hackers. Here are five ways to keep your smart home safe.

USE STRONG PASSWORDS We’ve all heard it countless times, but having a strong password really is the first step against hackers and is enough to keep the majority of hackers out of your devices. However, many people prioritize creating passwords that are easy to remember (or that don’t change) over their home’s security. The best passwords are a combination of capital and lowercase letters, numbers and special characters. As a rule of thumb, change your passwords every time you add a new device to the network, or at least every few months. There are also reliable password management systems that can keep passwords rotating and safe for all your devices.

BE SELECTIVE WITH SMART HOME DEVICES The growth of smart home technology means that not every product is created equally. Before bringing something into your home that could put your privacy and safety at risk, be sure to do your research. In general, use products from brands you are familiar with— bigger brands typically have more updates and better customer service just in case hacking does occur. You’ll also want to get feedback from other people who have used the devices by reading reviews from experts and customers online. If you are unsure about a device’s safety, talk to a cybersecurity or smart home professional.

UPDATE APPS & FIRMWARE Most people generally remember to update their smartphone apps, but updating the apps and firmware in smart devices around the house can be a different story. Just like mobile apps, smart devices are constantly being updated and often come out with updates to increase performance, remove bugs, or improve safety. Using an old version of a device’s firmware makes it easier for hackers to attack because the firmware is vulnerable and not running at its full potential. Firmware and app updates are a great way to stay one step ahead of hackers and can be incredibly powerful—a 2016 update by Apple helped prevent computers and iPhones from being accessed by hackers to use as spy devices. In

many cases, you’ll have to seek out updates by going into the app for each smart device. Making this a part of your regular home maintenance schedule and checking for updates once a month helps keep devices up to date and continually improves their safety measures.

WATCH THE WIFI NETWORK Putting smart home devices on a public wireless internet network makes them much easier to hack and makes them more visible to hackers. Instead, opt for a private home network that has a strong password and network protection. To be even safer, security experts recommend putting your smart home devices on a separate wireless network from your home computer, which greatly reduces the risk of hacking across devices. Essentially, if hackers somehow get into devices on one network, they will still have to work hard to get into the other devices.

TURN OFF UNUSED DEVICES It can be tempting to always leave every device plugged in and turned on, but doing that just gives hackers more opportunities to find a way in. Even though it can seem like a hassle, powering down your home router and computer server when they aren’t in use at night can keep your home network much more secure. Some smart home devices like thermostats and refrigerators will most likely always be plugged in, but devices used less often like TVs or wireless printers can serve as more access points for hackers if they are plugged in but not in use. You’ll save energy and keep your home safer by turning them off or unplugging them—a win-win situation. Smart home devices are powerful tools, but they must be used carefully and safely to keep digital intruders out of your home.

SE Corner Floor to Ceiling wrap around panaromic ocean views for miles that will never change. NO obstructions one of a kind property on the 12th floor. 3 bedroom 3.5 bath, formal dining - granite kitchen, enormous grand living room - East South North West balconies for wrap around views. Private elevator to your double door entry way, once you walk into your beautiful home you will be amazed at the expansiveness of the floor plan and the endless views. Guard 24/7 at Gate - Concierge 24/7 in both buildings 30 Seat Cinema - Billards - Library - Card Room - Fitness Center - Enormous spacious grounds - Large Function Room - Club Room - Bike Room - Paddle Board Room. Priced at $1.6 Million

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INSIDE THIS ISSU

HOME & LIFESTY

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Volume 29, Issue

MIZNER GRAND

AT THE BOCA

RATON RESORT See details on Page 6

SPECIAL SECTION:

WESTERN NORT H CAROLINA MOUNTAIN LIVIN G

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561-929-5727

palmbeach@hulseymedia.com

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Buying a New House? 5 T HI NG S TO C H EC K BEFOR E M OVING IN BY K A RA M A STE R SO N

Buying a new house is an exciting process that marks a new chapter in life. For many people, it’s fun to shop around and tour different properties. When you’re serious about purchasing a home, there are a few important parts of the property to check before you move in. 1. The Neighborhood

4. The Roof

You should feel comfortable with the quality of the neighborhood, which will influence the value of your home. Look at the condition of the other homes and check to see if people are loitering at different times of the day. The house should also be in proximity to your job, or nearby schools if you have children. Some individuals who don’t have a family may want to purchase a home in a good school district due to the impact that it’ll have on the value of the property.

The roof is one of the more costly features of the home and protects the interior setting from damage due to environmental elements. Hire a professional roofer to determine the lifespan of the roofing material and if it needs any repairs. The tiles or shingles should be secure on the roof deck, and there shouldn’t be any leaks present.

2. Storage Space The storage space that is available in the home influences how much clutter will be left out in the open. Look for plenty of storage space that is available in the bedroom closets or in the kitchen to ensure that you can comfortably fit everything that you own without feeling cramped. 3. Plumbing System Run the faucets to inspect the water pressure and ask the owners if the pipes are insulated. Hire professionals to check if the radiators are working and if the hot water tank needs to be replaced soon.

5. Sufficient Drainage Many buyers make the mistake of overlooking the drainage on the property, but it can cause issues if not in good shape. Insufficient drainage can lead to severe structural problems in the home. Although it can be easy to fall in love with a house, there are several areas to check before making an offer to ensure that you won’t run into problems down the road. By taking the time to inspect each part of the property, you can have peace of mind knowing you’re making a good investment.

Planting Pro:

Tips for a Healthy, Happy Tree Planting flowers such as annuals or bulbs, bushes and other plants are a great and fairly easy way to brighten up your yard and add curb appeal. And with the softer ground and warm weather, spring and summer are a perfect time to get outside and plant. But one landscaping tactic is often overlooked or not considered because of perceived difficulty: planting a tree. While planting a tree in your yard may seem intimidating, all it takes is a little muscle and some good know-how. Get your money’s worth from the new tree in your life by first planting it correctly and then caring for it while it grows.

Follow these guidelines from the expert arborists at the Tree Care Industry Association: •

Measure the height and diameter of the root ball or root spread.

•

Dig the hole just deep enough to allow the first structural root to be at level grade. The diameter of the hole should be two to three times the diameter of the root ball or root spread. Digging a proper hole is the key to proper, timely growth of your new tree.

•

Set the tree on undisturbed solid ground in the center of the hole. The tree should be planted so that the root flare, the base of the tree trunk where the roots begin to “flare-out,” will be visible above grade.

•

Backfill with soil from the planting hole, using water to pack or settle the soil around the root ball. Do not tamp soil by stepping on it.

• Mulch the planting area with 2 to 4 inches of organic, composted mulch such as wood chips. Do not mulch up to or against the trunk. Start the mulch six inches away from the tree trunk. •

Trees should be pruned after planting to remove broken, damaged, diseased or dead branches.

•

Stake and/or protect the trunk of the tree if there is a real potential for wind damage or lawn-mower injury. Remove the supportive wires and materials when the staking is no longer needed or the tree could be injured or even killed. Prune to develop a good branch structure once the tree has become established

in its new home, usually 1 - 3 years after planting. Never remove more than 25 percent of total foliage in one year. •

Fertilizing is not recommended at the time of planting.

If you need help, a professional arborist can assess your landscape and work with you to determine the best care for your trees. Contact the Tree Care Industry Association at www.tcia.org.

WNC Mountain

Living

Western North Carolina residents have been welcoming Floridians to their community for generations. Whether you’re a primary homeowner, a secondary homeowner, or a visitor to the Blue Ridge Mountains, we encourage you to learn more about real estate in this unique area. Travel down the Blue Ridge Parkway and discover the charm of Asheville, Hendersonville, Brevard, Lake Lure & the Tryon International Equestrian Center. For a sampling of some of the communities you will find, browse the next few pages and discover the true meaning behind “mountain living.”

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Discover the Quality of Life in Hendersonville Hendersonville Magazine has provided readers with virtually everything someone relocating or visiting needs to know. It contains an insider’s view of housing, attractions and assets that make the community unique. Call 828-513-3888 or email info@hendersonvillemagazine.com to request your copy today! Visit www.HulseyMedia.com for more information.

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NMLS #3901 Branch Office: (NMLS ID#1180624) US Mortgage Corporation, 5606 PGA Boulevard, Suite 111A & 111B , Palm Beach Gardens, FL 33418. Licensed Mortgage Lender–Florida Office of Financial Regulation. US Mortgage Corporation is not an agent of or acting on behalf of or at the direction of HUD/FHA/VA/USDA or the Federal government. Rates and program guidelines are subject to change without notice. Certain restrictions may apply. Some loans arranged through third parties. First Liens. Not all products and/or programs are available in all states. This is not intended as an offer to extend credit nor a commitment to lend. Corporate Office (NMLS ID#3901): 201 Old Country Road, Suite 140, Melville, NY 11747; (800) LOANS-15.