New Resident Guide 2020 by Ian Coles

New Resident 2020

Maps | Housing | Healthcare Island Etiquette Cost of Living | Schools Pets | Getting around And much more

Pass me on for a greener Bermuda

Delivering the Highest Quality Medical Care Possible

Dr. Gerhard Boonstra

Dr. Carlton C. Jones

Dr. Basil Wilson

Dr. Judith Boyce

Dr. Roddy Moore

Dr. Heather Montgomery

Dr. Samantha Price

Dr. Margot K. Harvey

Dr. Diane Kooiman

Dr. Hayley Morton

WHAT WE OFFER: • Family Practice

• Panel Physician for US Immigration

• Functional Medicine

• Scuba Diving Medical Examinations

• On-site Laboratory Open from 7:30am

• Home Visits

• Ultra Sound

• On-site Nurses

• Stress Testing

• Vaccinations

• 24hr. Blood Pressure Monitoring

• Se Habla Español, Afrikaans, Dutch

• TCD Examinations

Paget Location 40 & 42 Point Finger Road, Paget DV 04 Monday - Friday 8am - 8pm | Saturday 9am - 12noon | Call 236-0084 for Appointments Hamilton Location 14 Dundonald Street, Hamilton HM 09 Monday-Thursday 8am-5pm | Friday 9am-4pm | Call: 296-9733 for Appointments

WWW.IHS.BM

FROM THE PUBLISHER

WELCOME We’re glad you’re here

This publication has been compiled to assist people who are weighing up the pros and cons of accepting a job in Bermuda as well as those who have just arrived here and need a crash course in how the island works. Whichever category you fall into, we suspect you have some concerns — and perhaps even a few fears. If so, relax! Bermuda is warm, welcoming and one of the least stressful places in which to live and work. It is sophisticated, with far more amenities than would be found in many similar sized communities in North America or Europe. It is also GPIER IǽGMIRXP] VYR GSQTEVEXMZIP] crime free, and you are unlikely to encounter a better range of sporting and recreational activities in any other place on earth. In most respects, life in Bermuda has much in common with that of an EǾYIRX XS[R IPWI[LIVI FYX [MXL HMWXMRGX ERH ETTIEPMRK HMǺIVIRGIW due to its geographical, cultural

and social make-up. And Bermuda has its odd quirks, too. Some, like the two days a year when the island closes down for a cricket match and a party, you will love. Others, such as the 35 kph speed limit, you will learn to appreciate. Workwise, the island moves at the same pace as London and New York. Otherwise it would not have become one of the world’s QSWX MQTSVXERX SǺWLSVI ǻRERGMEP centers. There is one major HMǺIVIRGI XLSYKL =SYƶPP LEZI SRI of the shortest and most beautiful commutes in the world. While most of us here have to work hard, we also know how to IRNS] SYVWIPZIW =SY [MPP ǻRH XLEX Bermudians are happy to embrace you in their social circles. They are generally well educated, welltravelled and very entertaining company. Although it is true that “expats” are a recurring political issue, the debate is rarely about individuals, but rather about the general immigration policy. To

set your mind at rest, the current Government appreciates that we need talent and skills from overseas; but balances this against the need to ensure Bermudians have a fair chance in the job market. Hardly unreasonable is it? =SYƶPP ǻRH QSWX MR XLI PSGEP community genuinely understand that ‘guest workers’ are very much a part of what keeps our economy moving forward. Bermudians are proud of the success they have achieved on this obscure outcrop in the Atlantic. However, they also appreciate that without help from overseas, we would not be where we are today – or where we want to be tomorrow.

Contents New Resident 2020 Island Facts ...........................................5 Island Essentials................................7 Investing ............................................... 11 Meet the locals ...............................15 Prices ......................................................17 Island Etiquette ...............................18 Banking .................................................19 Working to rule .............................. 20 British Ties ..........................................22 US Ties ..................................................23 Property ................................................24 Transportation ................................. 28 Business Map .................................. 30 Festive Hamilton ............................32 Boating ..................................................34 School Report ..................................36 Just for Kids .......................................43 Pets ..........................................................45 Shipping ...............................................49 Healthcare ..........................................50 Dining Guide .....................................57 Director of Marketing Lissa Fisher Publisher Ian Coles Art Director Tim Parker Published by Bermuda Media Postal address: PO Box HM 2032, Hamilton HM HX, Bermuda. Tel: 292-7279 Email: hello@bm.bm www.bermudamedia.bm

New Resident 2020

Life, by

dŚĞ ŐƌĞĂƚĞƐƚ ƌĞƚƵƌŶ ŝƐ ƟŵĞ ǁĞůů ƐƉĞŶƚ͘ WƌĞŵŝƵŵ ĂŶŬŝŶŐ ďǇ ƵƩĞƌĮĞůĚ ŵĞĂŶƐ ŚĂǀŝŶŐ ŝŶĚŝǀŝĚƵĂů ĂƩĞŶƟŽŶ͕ ƉƌŝŽƌŝƚǇ ĂĐĐĞƐƐ͕ ĂŶĚ Ă ƉĞƌƐŽŶĂů ďĂŶŬĞƌ ǁŚŽ ŝƐ ĨŽĐƵƐĞĚ ŽŶ ǇŽƵƌ ĮŶĂŶĐŝĂů ŶĞĞĚƐ͘ ĞĐĂƵƐĞ ǁĞĂůƚŚ ŝƐŶ͛ƚ ǁŚĂƚ ǇŽƵ ŵĂŬĞ͘ /ƚ͛Ɛ ǁŚĂƚ ǇŽƵ ŵĂŬĞ ŽĨ ŝƚ͘ Speak to a Premium Banking ZĞůĂƟŽŶƐŚŝƉ DĂŶĂŐĞƌ ŽŶ ;ϰϰϭͿ Ϯϵϵ ϯϵϬϳ Žƌ ;ϰϰϭͿ Ϯϵϵ ϯϴϵϮ ƚŽ ůĞĂƌŶ ŵŽƌĞ͘

WƌĞŵŝƵŵ ĂŶŬŝŶŐ ĞŶĞĮƚƐ ĚĞĚŝĐĂƚĞĚ ZĞůĂƟŽŶƐŚŝƉ DĂŶĂŐĞƌ ǁŚŽ ǁŝůů ďĞ ǇŽƵƌ ƐŝŶŐůĞ ƉŽŝŶƚ ŽĨ ĐŽŶƚĂĐƚ ĨŽƌ Ăůů ƵƩĞƌĮĞůĚ ƐĞƌǀŝĐĞƐ͘ WƌĞĨĞƌƌĞĚ ŝŶƚĞƌĞƐƚ ƌĂƚĞƐ ŽŶ ůŽĂŶƐ ĂŶĚ ŵŽƌƚŐĂŐĞƐ͘ zŽƵƌ ĐŚŽŝĐĞ ŽĨ ƚŚĞ ƵƩĞƌĮĞůĚ ͬ ĚǀĂŶƚĂŐĞ® WůĂƟŶƵŵ DĂƐƚĞƌĐĂƌĚ®

ƌĞĚŝƚ ĂƌĚ Žƌ ƚŚĞ ƌŝƟƐŚ ŝƌǁĂǇƐ sŝƐĂ® WůĂƟŶƵŵ ƌĞĚŝƚ ĂƌĚ ǁŝƚŚ Ă ĐƌĞĚŝƚ ůŝŵŝƚ ŽĨ ƵƉ ƚŽ ΨϮϬ͕ϬϬϬΎ͘

EXWWHU¿HOGJURXS FRP Bank of the Year 2019 BERMUDA

ΎdĞƌŵƐ ĂŶĚ ĐŽŶĚŝƟŽŶƐ ĂƉƉůǇ͘ ^ĞĞ ǁĞďƐŝƚĞ ĨŽƌ ĚĞƚĂŝůƐ͘ dŚĞ ĂŶŬ ŽĨ E͘d͘ ƵƩĞƌĮĞůĚ Θ ^ŽŶ >ŝŵŝƚĞĚ ŝƐ ůŝĐĞŶƐĞĚ ƚŽ ĐŽŶĚƵĐƚ ďĂŶŬŝŶŐ ďƵƐŝŶĞƐƐ ďǇ ƚŚĞ ĞƌŵƵĚĂ DŽŶĞƚĂƌǇ ƵƚŚŽƌŝƚǇ͘ ĚĚƌĞƐƐ͗ ϲϱ &ƌŽŶƚ ^ƚƌĞĞƚ͕ ,ĂŵŝůƚŽŶ ,D ϭϮ͕ ĞƌŵƵĚĂ͘

Stay S ttay ay ahead ay ahea a ad d of your of yo y our competition! c com co o pe ettition! Bermuda’s B ermuda da’s da ’s int iinternational nte t natio tern attionall s shipping hip hippiing g experts ex xper ts t offering off of ffe ferring ng g fa fas fast ast st a and nd d ef effi efficient ffic cien n service nt servic ce for: fo or: Cus Customs ust sto to oms Clearance C eara Cle ranc ce • Delivery Deliv De ive very r • Exports Exports Ex r ts • Logistics Lo ogist is sttic cs Storage Sto St to ora age • Re Relo Relocations ocattio ons • International Int nte te ernat ation nal Forwarding Forw rward rdin ng

Call C all 292 292-9509 92 2-9 950 09 o orr v visit isit w www.teamfast.bm ww.tte ww teamfa mffas ast st.b bm

ISLAND STATS

5. Argus Group Holdings Ltd.

FACTS AT A GLANCE

6. ONE Communications Ltd.

THE BASICS

7. Watlington Waterworks

Population .............................................63,921 Gender ratio ............................52% female Bermuda-born .........................................69% Land area .............................. 20.5 sq miles Length ................................................ 21 miles Greatest width ................................. 2 miles Highest point ...................................259 feet Islands in archipelago.......................... 138 Capital Hamilton, pop ..................... 1,100 Currency ................................................................. ........................Bermuda $, par with US $ Climate ........... sub-tropical, frost-free Farmland (total) ......................... 735 acres

LARGEST PUBLICLY TRADED COMPANIES 1. 'ERO SJ 38 'YXXIVÇ»IPH 2. BF&M Limited 3. Ascendant Group 4. Somers Limited

8. LOM Financial Ltd. 9. Bermuda Aviation Services Ltd 10. West Hamilton Holdings Ltd.

HATCHES, MATCHES AND DISPATCHES Births: ..............................................................576 Deaths: ........................................................... 481 Marriages: ....................................................440 Divorces: ........................................................173

HEALTH & WELFARE SCHOOL REPORT Total school enrollment: ...............8,718 Government schools: ......................4,963 Private schools: ................................... 3,103 Bermuda College: .................................652

GOVERNMENT REVENUE Payroll tax ...................................................43%

Infant mortality per 1,000 live births....................................................0 Life expectancy at birth female .......................................................85 male ............................................................79 Doctors per 10,000 people.................28 Nurses ................................................................79 Dentists ............................................................ 13

RACIAL RATIO Black ...............................................................59% White and other colours.................. 41%

MIDDLE-CLASS MAJORITY Economic position Bermuda vs United States Poor 19% 14% Near poor 11% 15% Middle 46% 50% Well-to-do 24% 21%

THE WORKPLACE Total workforce ..................................33,653 Proportion of jobs held by Bermudians.......................................70% Expatriates .........................................30% Trade union membership ............. 8,152 Avg employment income (est) ..................................................................... $93,713 Median household income (est) ..................................................................$103,657 Average hours worked per week ...36 Unemployment (estimated)..............7%

ON THE ROAD Private cars (maximum of one per household)...................................23,529 Motorcycles & mopeds .............. 19,608 Taxis...................................................................490 Buses, trucks, others ........................5,392

Customs duty ..........................................22% Land tax ..........................................................6% International Company tax ...............6% Other ...............................................................23%

TOURISM Total visitors .................................... 734,000 Air visitors .......................................... 194,000 Cruise visitors .................................540,000 Peak month July .................................(16%) 80% of visitors from USA New Resident 2020

YOUNG, GIFTED AND BERMUDIAN Percentage of 25 to 34-year-olds with a degree Bermuda ......................................................32% United States.............................................42%

ECONOMIC INDICATORS GDP (market prices) .......................$6.127 (YVVIRX MRÇ¼EXMSR VEXI IWX ............. 0.8%

POLITICS 2017 general election turnout ......73% Progressive Labour Party...... 25 seats One Bermuda Alliance............. 11 seats Next general election: before Sept 2022

From Bermuda Digest of Statistics 2018. Facts and Figures 2018. Employment Brief August 2019. Consumer Price Index September 2019. Bermuda Tourism Authority. Census 2016. Bermuda Government Department of Statistics.

Bring home

the best From building and contents protection for homeowners to contents-only protection for renters, we at BF&M offer F ‫ ܫ‬J]NGQJ UJWXTSFQNXJI UTQNH^ YT ‫ ܪ‬Y ^TZW NSXZWFSHJ SJJIX Ask us about the BF&M added-value features in our standard cover, like replacing old items with new, protecting overseas students’ property, and loss of freezer food and tank water after a storm.* We’re Bermuda’s leading home insurer because our Home Insurance was designed with you in mind, the way it should be. * For full details on coverage, please call 295 5566.

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ISLAND ESSENTIALS

Democracy, Bermuda-Style The House has 36 elected members representing all areas of the island. At the moment the majority belong to the Progressive Labour Party (PLP), who regained power in the July 2017 election, from the One Bermuda Alliance (OBA). The PLP has 25 seats while the OBA is now represented with 11. The PLP previously held power for 14 years, winning three consecutive elections from 1998 to 2012. Prior to that the United Bermuda Party formed the Government since party politics began in the 1960’s. The TEVX] SǽGMEPP] GIEWIH STIVEXMSRW in 2011 after the majority of its members joined the OBA. The Premier is chosen by the majority party from its elected members to lead the Government and therefore the country. As a “guest worker”, one is not entitled to vote or stand for election.

The Premier, David Burt, JP, MP

Bermuda remains a British colony but is self-governing in almost EPP WMKRMǻGERX VIWTIGXW [MXL E Parliamentary system modeled after that of the UK. Although we are nominally under the responsibility of a Governor who is appointed by the Queen, the House of Assembly – the so-called “lower house” of Parliament – is where the big decisions are made.

The Governor, His Excellency John Rankin

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New Resident 2020

Bermuda has its own very colourful currency

MONEY

MATTERS The island has its own currency, the Bermuda dollar, which is ‘pegged’ to the US dollar — one Bermuda dollar equals one US dollar. American money is accepted everywhere. Nearly all ATM’s dispense Bermuda dollars but there are a few that provide US dollars – including several in the departure lounge at the airport. Major credit and debit cards are accepted island-wide. Unlike some of the islands to our south, we don’t have hundreds of banks registered here. There are only a few, with names probably unfamiliar to you (with the notable exception of HSBC). All of them SǺIV XLI VERKI SJ WIVZMGIW ]SY might expect, such as loans, investment services and online banking. With money laundering of major concern worldwide, don’t be surprised if you’re asked for a great deal of personal information when opening an account. 7

ISLAND ESSENTIALS

Capital Gains

GETTING OFF THE ROCK

Of all the world’s capital cities, Hamilton must rank among the smallest and the most prosperous. It’s also an unusually pleasant city with a tasteful blend of traditional and contemporary architecture and hardly a window that doesn’t overlook blue sea or luxuriant greenery. 'YX -EQMPXSR MW JEV JVSQ XLI XS] XS[R XLEX MX WIIQW EX ǻVWX WMKLX 'ILMRH the attractively unassuming facades that line the main streets beats the heart of big-time international business. Hamilton is one of the world’s leading insurance centers, ranking behind only London and New York, and is the undisputed number one in captive insurance. One of the things you’ll like about our capital is that everything is within [EPOMRK HMWXERGI .XƶW WS IEW] XS KIX EVSYRH XLEX XLIVIƶW RS SXLIV SǽGI more than 10 minutes walk from your own, and within a 5-minute walk there’s every chance of more than 10 restaurants or take-outs from which to choose for lunch.

Bermuda is a small place with limited diversions, which is why Bermudians are so well travelled. They’re always taking short trips XS ƵKIX SǺ XLI VSGOƶ ;MXL GEVIJYP planning of your budget, you can too, because despite our relative isolation, we’re remarkably well connected by air to the US, Canada and the UK. There are regular (mostly daily) non-stop ǼMKLXW VMKLX YT ERH HS[R XLI *EWX Coast, including Miami, Atlanta, Philadelphia, New York, Boston and Toronto. British Airways has a dedicated service between Bermuda and London Gatwick that operates daily in the summer, reduced to four times a week in the winter.

ENGLISH WITH A TWIST…

You and the Law =SY [SRƶX ǻRH XLI 'IVQYHMER NYWXMGI W]WXIQ QYGL HMǺIVIRX JVSQ QSWX SXLIV WSTLMWXMGEXIH countries. It is based on English common law. Firearms and ammunitions and indeed all weaponry are completely unwelcome and carry heavy penalties. Importing even a small amount of any illegal drug for your own use is E WIVMSYW MQTVMWSREFPI SǺIRWI )VMRO HVMZMRK TIREPXMIW EVI EPWS ZIV] ǻVQ And be warned, working outside the bounds of your work-permit could lead to big The Police wouldn’t want to meet you on business trouble, both for you and your employer.

Of course we do speak English, FYX [MXL ER EXXVEGXMZIP] HMǺIVIRX accent that may be a little GSRJYWMRK EX ǻVWX One particular feature is the transposing of the letters w and v – as in “Velcome to our island” and “gold is a waluable commodity” – which can be traced back to old English. Ask any Bermudian you meet to explain the intricacies of islandspeak and you’re in for a hilarious conversation.

Our wild side

Despite the island’s XMR] HMQIRWMSRW XLIVI EVI WXMPP WSQI WMKRMǻGERX WXVIXGLIW SJ STIR space here, and lots of (non-threatening) wildlife inhabiting it. The island is sprinkled with small, but interesting national parks and nature reserves. There are also miles of South Shore beachfront that are mercifully clear of development. They are public and therefore free to roam and swim. The railway trail is another treat. It stretches from St. George’s to Somerset, cutting through parts of the island you would otherwise never see. Great for walking, jogging or cycling. 4ǺWLSVI SYV EFYRHERX VIIJW ERH [VIGOW QEOI E TEVEHMWI JSV divers.

Bermuda is an ecological treasure island

New Resident 2020

ISLAND ESSENTIALS Our weather is mostly marvelous

Over the Volcano It is generally referred to as “the island”, but Bermuda is in fact a chain of about 150 islands, many of which are really just rocky outcrops. The land area, all 22 square miles of it, represents the summit of an undersea mountain. Although the highest point in Bermuda is a mere 259 feet above sea level,

the ocean plunges to 15,000 feet within a few miles of land. Do not be alarmed that the mountain we mentioned was volcanic – it is extinct. And you will also be happy to learn that although we do get the occasional hurricane, Bermuda is spared other natural disasters of any magnitude.

Particularly Pleasant Weather Although it is close to the US northeast, Bermuda’s climate is semi-tropical, kept warm and humid by the Gulf Stream. It is hottest in the months of July, August and September when temperatures are usually in the 80s with equally high humidity counts. Summer is considered to FIKMR SǽGMEPP] MR 2E] Ƴ E TYFPMG holiday observed on the last +VMHE] SJ 2E] WMKRMǻIW XLI ǻVWX HE] SJ SGIER W[MQQMRK for Bermudians – and end in November. But temperatures from November to May can vary enormously, from the pleasant mid-70s to the all-time low of 41, recorded in 1955. January, February and March can be rainy and cool, although once again in this temperate climate, it is unusual to experience more than a few days of unpleasant weather at a time. New Resident 2020

BEAUTY

Your incredible new hair salon and spa

f one of your concerns about moving to a small island is breaking up with your hairdresser ERH ÇťRHMRK E RI[ SRI [SVV] RS more. The stylists at Headway will keep you looking good and feeling great. Headway is a friendly and inviting salon and day spa right in XLI GIRXVI SJ -EQMPXSR .X SÇşIVW E JYPP range of hair and beauty services as well as a wide range of products, including Jane Iredale skincare/ QEOI YT /ERI .VIHEPI SÇşIVW LIEPXL] alternatives to cosmetics. They are clean, cruelty free products recognised by Leaping Bunny (the gold-standard in crueltyJVII GIVXMÇťGEXMSR JSV TIVWSREP GEVI products) and People for the Ethical Treatment of Animals (PETA). SPF products in the Jane Iredale line are approved by the Skin Cancer Foundation and unlike many sun protectors they are powders containing no chemical components, making them clean

and cruelty free. Along with being kind to our skin, they are also reef safe, making them kind to the environment and to Bermudaâ&#x20AC;&#x2122;s fragile coral reefs. Jane Iredale has been in business for 25 years, developing an

uncompromised product line, free of parabens, talc, synthetic fragrance, ÇťPPIVW ERH ,24 MRKVIHMIRXW XLEX EVI dermatologist and allergy tested, YWMRK SRP] XLI QSWX LMKLP] IÇşIGXMZI natural ingredients. www.headway.bm

New Resident 2020

FINANCE

-S[ XS TVSÇťX MR TEVEHMWI

ouâ&#x20AC;&#x2122;ll be impressed by the ÇťVWX GPEWW ÇťRERGMEP WIVZMGIW which is why Bermuda attracts top investors. They come not only for the valued opportunities, but because of our pragmatic regulatory environment, sensibly overseen by the Bermuda Monetary Authority (BMA). Bermuda is one of the top three reinsurance markets in the world, the others being London and New York. It is the worldâ&#x20AC;&#x2122;s largest captive insurance centre, and a global leader for insurance-linked securities. Which is another important reason why it has become the jurisdiction of choice for private and institutional investors.

INVESTMENT SERVICES 'IVQYHEĆśW XLVMZMRK ÇťRERGMEP WIVZMGIW sector is home to a wide variety of investment managers, from traditional â&#x20AC;&#x153;long-onlyâ&#x20AC;? fundamental research to technically driven

GSQTYXIV FEWIH ÇťRERGMEP QSHIPW TRUSTS Bermuda has long been a leader in the business of setting up private trusts, which can be a valuable tax, asset protection and estateplanning tool. Bermudaâ&#x20AC;&#x2122;s trust laws are modelled after British trusts legislation. BSX Established almost 50 years ago, the Bermuda Stock Exchange (BSX) is the worldâ&#x20AC;&#x2122;s largest fully IPIGXVSRMG SÇşWLSVI WIGYVMXMIW market. The BSX operates a market for international securities, issued either by Bermuda-incorporated exempted companies or nonBermudian issuers, as well as a domestic market for Bermudaâ&#x20AC;&#x2122;s local companies. For more information on the BSX contact Greg Wojciechowski, CE. Telephone: 2927212. Email: ceo@bsx.com

Licensed to conduct Investment Business by the Bermuda Monetary Authority

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ISLAND ESSENTIALS

Super-speedy Internet

ermuda is one of the most wired countries in the world, so you can put aside any worries about staying in touch through Facebook, FaceTime, WhatsApp, Instagram, Skype or any of your other favourite apps. -S[IZIV ]SY QE] ǻRH .RXIVRIX and cell/mobile rates higher than elsewhere, and the price of

smart phones higher than in North America and Europe. Also, the latest releases tend to reach us later than those larger markets. =SYƶPP ǻRH XLI TVMGI SJ E ZIV] FEWMG cell phone plan will cost you more than $100 per month. A basic cable TV package is $30 and if you’re looking for ‘the works’, including HBO, expect to pay close to $150 per month. Internet access is also from $100 per month upwards with the fastest speeds costing more than $200. A basic phone landline is around $30 a month. 4G LTE cellular service is available throughout the island. No decision has yet been made on the deployment of 5G technology on the island.

Dress Code

GVYǺ] RSX XS FI GSRJYWIH [MXL casual, just isn’t the done thing here. 2IR JSV XLI SǽGI ]SY GERƶX KS wrong with a blue blazer, white or blue cotton shirt and khakis. They’ll do for everything from work to weddings. But if you prefer to conform with the locals, wear Bermuda shorts, paired with knee socks and loafers. Women: err on the conservative and smart side until you get a feel for the prevailing attitude in your TEVXMGYPEV SǽGI 8SS QYGL GPIEZEKI or make-up just isn’t the done thing; neither are nose rings, tongue studs and other prominent body piercings.

New Resident 2020

ISLAND ESSENTIALS engaged the Aecon Group to lead construction. The new building will replace a core facility that dates back more than 70 years. Six passenger boarding bridges, or jetways, will be in place to take departing passengers directly onboard the airplanes, and arriving passengers from the airplanes to the arrivals concourse. Important, considering Bermuda’s unpredictable weather, and the

current need to walk across the airport apron and up (or down) a mobile stairway. 8LI EMVǻIPH MXWIPJ [MPP FI I\TERHIH to allow additional space for parking, HVST SǺ ERH TMGOYT EVIEW Given the possibility that the current trend of tourism and hotel capacity growth continues, the airport is being constructed in such a way that it is easy to add additional structures at either end of the terminal.

Arriving: Bermuda’s New Airport

hen you landed at L.F. Wade International Airport you may have noticed our new, unmistakable landmark. Bermuda’s new airport is rising and, if all goes according to plan, will be open by July 2020. The new terminal is located just north of the existing building, with its longitudinal axis oriented north– south. It will be a larger facility with extensive use of steel and glass to withstand hurricanes and WYFXVSTMGEP LIEX 8S XL[EVX ǼSSHMRK the new terminal will stand more than 5 metres above sea level and be nearly 300 metres farther away from the shoreline. (The close proximity of the existing building to Castle Harbour makes it susceptible XS WXSVQ WYVKI ERH ǼSSHMRK HYVMRK heavy storms). The new terminal is expected to cost around $250 million and is being designed in a way that would easily accommodate the future addition of extra aircraft gates. A partnership between the governments of Bermuda and Canada underpins the airport redevelopment project. The Canadian Commercial Corporation (CCC), an international contracting arm of the Canadian Government,

New Resident 2020

WAREHOUSE SHOPPING TWO LOCATIONS TO SERVE YOU!

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Premium Cleaning Services (including Laundry, Ironing & Windows) Move In/Move Out Cleans

CELEBRATING 17 YEARS OF SERVICE EXCELLENCE

PEOPLE

MEET THE LOCALS Michael Bloomberg

Michael Douglas and Catherine Zeta-Jones

ermuda is a mecca for MRXIVREXMSREP GIPIFVMXMIW Çź]MRK in for a break. But did you know that we have a superstar of our own â&#x20AC;&#x201D; Oscar-winning actor and producer Michael Douglas, whose mother Diana Dillâ&#x20AC;&#x2122;s Bermudian bloodlines go back to 1630. Until a few years ago, Douglas lived here full-time with his wife, Catherine Zeta-Jones, and their two children. Until his death in July 2019, Ross Perot was a part-time resident of Bermuda. He was Ross Perot perhaps best known

as a two-time US Presidential GERHMHEXI VYRRMRK JSV SÇ˝GI MR and 1996. He made his fortune, estimated by Forbes at $3.5 billion, in IT. His family still own two luxury properties in toney Tuckerâ&#x20AC;&#x2122;s Town. Bermuda now has another billionaire part-time Tuckerâ&#x20AC;&#x2122;s Town resident running for President. Michael Bloomberg, who can often be seen playing golf at exclusive Mid Ocean Club, declared his candidacy in the 2020 election as a member of the Democratic Party. His

OUR SPORTS STARS SHAUN GOATER Shaun Goater played for Manchester City in the Premier League between 1998 and 2003, where he scored more than 100 goals â&#x20AC;&#x201D; including E LEX XVMGO EKEMRWX LMW ÇťVWX TVSJIWWMSREP GPYF Manchester United. He was Manchester Cityâ&#x20AC;&#x2122;s top scorer for four consecutive seasons, and the local fans created a song in his honour, â&#x20AC;&#x153;Feed the Goat and He Will Scoreâ&#x20AC;?. FLORA DUFFY +PSVE )YÇş] MW XLI ERH .89 ;SVPH Triathlon Series World Champion, a twotime winner of the ITU Cross Triathlon World (LEQTMSRWLMTW ERH E ÇťZI XMQI [MRRIV SJ XLI XTERRA World Championships. Flora is also the ÇťVWX 'IVQYHE JIQEPI XS [MR E KSPH QIHEP EX the Commonwealth Games when she won the triathlon event in Gold Coast, Australia in April 2018 New Resident 2020

fortune is thought to be in the region of $5bn and as a philanthropist he has donated millions of dollars to cultural, educational and medical causes. Like many wealthy families that reside in Bermuda, the Greens GLSSWI XS OIIT E PS[ TVSÇťPI 4ZIV the last few years, however, they have been thrust into the spotlight by their purchase and subsequent $100 million renovation of the Hamilton Princess Hotel, as well as the development of a new SÇ˝GI GSQTPI\ ;EXIVPSS -SYWI the purchase of several existing SÇ˝GI FYMPHMRKW ERH QSVI VIGIRXP] the redevelopment of the former HSBC Bermuda headquarters building, located in one of the most prominent positions in all of Hamilton. The familyâ&#x20AC;&#x2122;s connection to the island goes back three generations.

Alexander and Andrew Green

Money Matters

&ÇşSVHMRK 8LI 'IVQYHE 1MJIWX]PI Itâ&#x20AC;&#x2122;s certainly a lovely place, but even with a good job Bermuda can seem expensive. Hereâ&#x20AC;&#x2122;s a guide to help you budget.

iving on an island in the middle of the Atlantic Ocean means things inevitably will be more expensive than you might be used to. But the lifestyle youâ&#x20AC;&#x2122;ll enjoy here, more than makes up for the high prices. It is a great place to bring up small children but there is a price to pay for kids. You have the choice here of putting him or her through the free Government education system, from which many Bermudians and others have gone on to great careers. But the truth is that, given the choice, most parents here would opt for private education. A private education will cost up to about $23,000 a year. Add another $2,000 to $4,000 for uniform, books, after-school care and other school-

related expenses. There are lots of daycare, nurseries and pre-schools. Costs vary between $800 and $1,400 month. There are also free public nurseries that are worth

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investigating. The good news for homeseekers is that rents being asked by landlords have declined between 20% and 30% over the past few years, and there is a surplus of apartments and houses on the market now. The more bedrooms you require, the more you obviously will pay. Everything is subjective but an â&#x20AC;&#x2DC;okayâ&#x20AC;&#x2122; two bedroom, one bathroom apartment in an â&#x20AC;&#x2DC;okayâ&#x20AC;&#x2122; area within 20 minutes of Hamilton will likely not be less than $3,000 a mont Prices vary widely, and sometimes you can be lucky. Grocery prices can be a bit of a WLSGO EX ÇťVWX II SYV WLSTTMRK PMWX on page 17 for a clearer picture of particular items. Per month, you may need up to $600 per person to cover individual and household needs, so $2,400 a month for a family of four. As for utilities, that same family might pay $600 a month on electricity in the winter and double that in the summer if they use airconditioning. A modest used car that will get you around safely and reliably for three years could be as little as $12,000 while fuel, maintenance, insurance and fees might amount to $200 a month. New Resident 2020

PRICES

We went shopping on your behalf to provide a rough idea of what you might expect to pay for lifeâ&#x20AC;&#x2122;s necessities. You will discover that, for most items, Bermuda isnâ&#x20AC;&#x2122;t inexpensive. But, unlike other out-of-the-way islands, our shops stock just about everything you could possibly want, and the quality is generally good

HOUSEHOLD Window cleaner (12oz, Windex) ........................................................................$4.80 Mildew remover (32oz, Tilex) .. $8.35 Lavatory bowl cleaner (24oz, Pinesol) .................................... $4.55 Dishwashing liquid

MOPEDS & MOTORCYCLES The choice is between scooters, starting at 50ccs, and larger bikes, up to 150ccs. Prices start in the region of $2,750 on the road with insurance included. (VEWL LIPQIX ............................$99â&#x20AC;&#x201C;$180

(10oz, Dawn) .........................................$6.99 Laundry detergent

ELECTRONICS

(46oz, Tide liquid) ..........................$14.65

MacBook 12â&#x20AC;?...................................... $1,885 iPad Pro 12.9â&#x20AC;? .....................................$1,449 Lenovo Idea Pad 330......................$699 iPhone Xs .............................................$1,599

Lavatory paper (4 rolls) ............... $5.99 Tissues (Kleenex) ............................. $3.59 Paper towel (large single roll) . $3.49 Cat food (156g can, Friskies) ....$1.45 Dog food (625g can, Pedigree) $2.55

PHARMACY Toothbrush (Oral B) ........................$6.99 Toothpaste (Colgate, 4oz) .........$5.69 Soap (three-pack, Dial) ............... $3.29 Shampoo (Pantene, 12oz) .......... $9.29 Shaving foam (Gillette, 11oz) ...$5.09 7E^SVW ,MPPIXXI ÇťZI TEGO ......$16.45 Deodorant (Degree gel) ..............$7.49

CARS Sub-Compact .............................. $16,250 Family Estate ..................................$48,700 Electric ................................................$59,600 Luxury .................................................$83,500 Depending on size of car third-party insurance starts from about $300 a year (with maximum transferable no-claims bonus) for a mature driver of a used car. A new car might be treble that or more. Gasoline (litre) .....................................$2.08 Diesel (litre) ........................................... $1.86 New Resident 2020

APPLIANCES (TYPICAL PRICES) Washer/dryer (each) ...................... $995 Electric cooker ...............................$1,000 Gas cooker ...........................................$1395 Refrigerator....................................... $1,200 Dishwasher ........................................... $895 8IPIZMWMSR Ćš ÇźEX WGVIIR ..........$370

CLOTHING Bermuda shorts ..........................$60â&#x20AC;&#x201C;98 Long socks ........................................$12.95 Blazer .........................................$250â&#x20AC;&#x201C;$395 Shirt (menâ&#x20AC;&#x2122;s) ............................. $30â&#x20AC;&#x201C;$125 Leather loafers (Sebago) ......$149.95 Tights (Hanes ultra sheer) ............... $8 Work dress ..............................$125â&#x20AC;&#x201C;$275 Cocktail dress .......................$175â&#x20AC;&#x201C;$350 Sweaters (cotton or wool) $50â&#x20AC;&#x201C;$200

DRY CLEANING Trousers ......................................................$23 Suit ..................................................................$45 Dress .............................................................$32 Blouse ..........................................................$23

FOOD 2MPO KEPPSR ..............................$5.59 Bread (sliced wholewheat loaf) ................................................................... $6.85 Butter (1lb) ........................................ $8.99 Cheddar cheese (1lb) ..............$7.99 Brie (8oz) ........................................... $8.49 Parmigiano Regiano (per lb) ................................................................ $26.99 Bermuda eggs (1 doz, lge) .... $5.19 Tea bags (25 Twinings) .............. $4.15 Bacon (1lb, Oscar Meyer) .......$8.59 (SÇşII S^ KVSYRH Maxwell House) ........................... $8.99 )IGEÇşIMREXIH S^ MRWXERX $11.75 Orange juice (52oz, Tropicana premium) ............................................$6.95 Tenderloin steak (1lb) .............$24.99 Fish (1lb, salmon) ..............$18.99 Chicken (per lb) Thighs ..............................................$3.69 Breast, boneless, skinless $8.49 Hamburger meat (1lb, extra lean sirloin) ...................................................$4.49 Peas (1lb, Pictsweet frozen) $6.69 Corn Flakes (12oz) ...................... $6.89 Potatoes (5lb) ................................. $6.99 Onions (1lb) .......................................$2.39 Lettuce (romaine) ........................$5.99 Cabbage (1lb) ..................................$1.99 Broccoli crowns (1lb) .................$4.99 Asparagus (1lb) ............................. $6.99 Tomatoes (1lb, vine ripened) $4.99 Mushrooms (1lb) ...........................$5.99 Grapes (1lb) .......................................$5.99 Apples (3lb, Golden Delicious) ............. $8.99 Bananas (1lb) ...................................$2.29 .GI GVIEQ KEPPSR 8YVOI] -MPP ....................................................................$8.45

DRINK Beer (6 cans, Heineken) ........$15.40 Table wine ..................................$13â&#x20AC;&#x201C;$35 Famous Grouse Scotch, 1 litre .................................................................$45.35 Absolut vodka, litre .................$38.70 Coke (6 pack cans) .................... $9.69 Mineral water (1.5 litre Spa) ....$2.65 Goslingâ&#x20AC;&#x2122;s Black Seal rum, litre ................................................................ $33.80

SWEET TREATS Cadburyâ&#x20AC;&#x2122;s Dairy Milk (49g) ....$2.59 Hersheyâ&#x20AC;&#x2122;s chocolate (41g) ....$1.89 17

ISLAND ETIQUETTE

Courtesies & Manners This candid guide may save you from embarrassment and a surprise or two DO try to appreciate that, while Bermudians are generally welcoming folk who understand they need help to run the island’s sophisticated economy, they get somewhat ticklish when they suspect someone is being brought in to change the proverbial lightbulb (even if the truth is more complicated), or suspect that your job could easily be done by a Bermudian. Be straightforward, low-key and ready to laugh at your own expense and you’ll have no problem. DON’T burst a blood vessel if that package that you’re used to getting from Amazon overnight, XEOIW JSYV SV ǻZI HE]W XS VIEGL ]SY in Bermuda. Some things just take a little longer living on an island. DO be prepared for some ‘gossipy’ dinner table talk here. A local TSPMXMGMERƶW MRWMKRMǻGERX FPYRHIV is likely to get half an hour of animated banter, while the latest 18

global disaster is dismissed with a distracted “Sad…”

DON’T gossip about one local to another. Invariably, the subject turns out to be your interlocutor’s cousin/ neighbour/ex-spouse — you get the idea. The key concept to remember: everyone you meet is probably related and slated to talk soon.

Afternoon” or whatever is appropriate when you greet a Bermudian. Failure to do so will severely impede your chances of ever getting anything to eat, purchasing products, or making a cab move in a forward direction. In short, being nice is a necessity here. Sorry.

DON’T be shocked to hear the DO be patient if you make a social arrangement with a Bermudian and he or she shows up 20 minutes late. It’s a kind of custom here — infuriating to outsiders until they wise up to ‘Bermuda time’. You should, of course, always show up to business meetings on time.

DO expect waiters or shop assistants to provide friendly and helpful service. But don’t expect them to over-indulge you with formal respect. Things are a little more relaxed here. DO say “Good Morning”, “Good

mild-mannered local banker or lawyer you know as, say, Fred Smith, being referred to by colleagues as perhaps “Big Meat” or “Flea” or even “Sledgehammer.” Nicknames are a Bermudian thing; just look in the Obituaries column of the Royal Gazette each day to see some wonderful examples.

DO plan to eat out before 10pm unless you want fry-shaped WSPMHMǻIH KVIEWI JVSQ WSQI PEXI late take-out. Bermudians generally eat around 7:30pm to 8:30pm and there’s precious few eating establishments open late. New Resident 2020

BANKING

Your bank in Bermuda

s one would expect of a PIEHMRK MRXIVREXMSREP ǻRERGMEP centre, Bermuda has a highly sophisticated and well-respected banking industry. That’s good news, because once you have relocated to Bermuda, you will need a local bank account to receive your salary and XS WYTTSVX ER] EHHMXMSREP ǻRERGMEP requirements you may have. Established over 160 years ago EW XLI .WPERHƶW ǻVWX FERO 'YXXIVǻIPH is Bermuda’s largest independent ǻRERGMEP WIVZMGIW GSQTER] SǺIVMRK a full range of cash management, credit and wealth management WSPYXMSRW 'YXXIVǻIPH [EW VIGIRXP] named 2019 Bank of the Year by The Banker, earning this prestigious award for a seventh consecutive year. .X SǺIVW GLIUYMRK ERH WEZMRKW accounts in both Bermuda and US

New Resident 2020

dollars, and makes it simple to set up your local banking services. You can expedite the process before arriving on the Island by visiting [IFWMXI [[[ FYXXIVǻIPHKVSYT com), selecting “Bermuda” from the drop down menu on the right hand side of the page, and then clicking on the “Moving to Bermuda?” link on the Bermuda page. There you [MPP ǻRH ER ETTPMGEXMSR JSVQ XLEX you can complete, scan and send in. When you arrive on island, WMQTP] ZMWMX 'YXXIVǻIPHƶW 7IMH XVIIX Banking Centre in Hamilton to complete the application process. If you require more hands-on service for your banking needs, 'YXXIVǻIPH TVSZMHIW 5VIQMYQ Banking, a personalised banking service for qualifying customers. Premium Banking customers enjoy the services of a dedicated

Relationship Manager who is their single point of contact for access to all our products and services. No matter where you work or choose to live in Bermuda, you’ll be close to your money, EW 'YXXIVǻIPH LEW &82W PSGEXIH across the Island, as well as three conveniently located Banking Centres. And if you are travelling to the US, Canada, XLI 90 SV *YVSTI 'YXXIVǻIPH makes obtaining cash for your trip extremely convenient with its multi-currency ATMs located in the US and International Departures lounges at the L.F. Wade International Airport. 'YXXIVǻIPH 4RPMRI XLI 'EROƶW .RXIVRIX FEROMRK WIVZMGI SǺIVW you secure, 24/7 access to your accounts, as does the mobile banking app. And if you opt for the ability to send wires, you can easily transfer funds to personal or family accounts back home. 'YXXIVǻIPH MW EPWS XLI I\GPYWMZI provider of credit cards featuring AAdvantage rewards and Avios that can be redeemed for bookings with American Airlines, British Airways, and their OneWorld partners. If you need a loan for a car or a motorcycle to get around the island, furnishings for your new home, or perhaps a boat to make the most SJ ]SYV [IIOIRHW 'YXXIVǻIPH has you covered with a range of personalised lending solutions at very competitive rates. 'YXXIVǻIPHƶW ;IEPXL 2EREKIQIRX XIEQ EPWS SǺIVW E VERKI SJ investment services, including proprietary mutual funds as well as discretionary asset management, and self-directed online and traditional private client brokerage services. For wealth structuring and succession planning advice, you are invited to speak with XLI TVSJIWWMSREPW EX 'YXXIVǻIPH Trust who are experts at creating bespoke solutions to suit each client’s unique needs. For more information about 'YXXIVǻIPH W TVSHYGXW ERH services or to speak with a 'YXXIVǻIPH VITVIWIRXEXMZI TPIEWI call 441-295-1111. 19

IMMIGRATION

Getting the balance right Bermuda continues to maintain the delicate balance between encouraging new residents who can create new jobs and ensuring Bermudians have fair employment opportunities. Bermuda Executive Services explains

ith sub-tropical temperatures, beautiful pink beaches and one of the highest standards of living in the world, it is no surprise that Bermuda needs immigration controls to ensure that it is not overrun by people looking for the good life. Still, immigration tends to be one of the least understood areas of moving to Bermuda – and the one which may lead to frustration. The basic means of controlling immigration is a work permit. If you come to Bermuda with the intention of working and you are neither a Bermudian nor a spouse of a Bermudian, you must have a work permit. To qualify for a work permit, you must have an employer who has carried out the necessary due diligence and advertising to satisfy the Department of Immigration that XLIVI MW RS UYEPMǻIH 'IVQYHMER available to do your job. And you QYWX ǻPP SYX E RYQFIV SJ JSVQW ERH get the necessary documentation. Certain other restrictions can also apply. There are limits on the number of children you can bring to the Island due to concerns about overburdening local schools and your ability to support them. All work permit holders must sign a declaration that they have no right to remain in Bermuda, or to gain residency rights, once their work permit has expired, regardless of how long they have been on the island. Only marrying a Bermudian, qualifying for rights under other legislation such as the “Job Makers Act” and certain other processes will override that declaration. The standard work permit is for one year, but there are also two-, XLVII ERH ǻZI ]IEV [SVO TIVQMXW The work permit is not held by you, but by your employer, and 20

there are restrictions on what you can do under the work permit. For example, you generally will not be able to work in a second job and you usually will not be able to change jobs until you have been in Bermuda for two years. Many people who are intending to work in Bermuda have a spouse or partner. This can be complicated. You might be an insurance executive or actuary but if your spouse is a retail store manager or E RYGPIEV TL]WMGMWX ǻRHMRK E NSF MR 'IVQYHE QE] FI QSVI HMǽGYPX Sometimes the jobs will simply not exist or they may be closed to nonBermudians because it is believed there are enough Bermudians available to carry out the role. As a rule of thumb, the spouse would be wise to seek employment before coming to Bermuda. Once here, the spouse must get a letter from Immigration giving permission to seek employment before looking for work. In any event, if the spouse wishes to come to work in Bermuda, this must be stated in the work permit application. Individual permits are also required for children.

If your spouse, partner or children do not intend to work, they must still be included in the application form and you need to show you earn IRSYKL XS WYTTSVX XLIQ ǻRERGMEPP] Anyone coming to Bermuda also needs to be aware that certain jobs are “closed” or “restricted”. Closed categories, which include jobs like KIRIVEP PEFSYVIV SǽGI VIGITXMSRMWX and taxi drivers, cannot be held by non-Bermudians unless they have a Bermudian spouse. Some other jobs, where there is E PEGO SJ UYEPMǻIH 'IVQYHMERW EVI easier to get with an in principle application. These run the gamut from actuaries to nurses to butchers. There are a number of measures in place aimed at encouraging businesses to come to Bermuda or to stay in Bermuda. For example, a new business coming to Bermuda can get permission not to advertise XLI NSFW SJ YT XS WM\ WIRMSV WXEǺ members before getting work permits for them, and these jobs would not have to be advertised for two years. Non-Bermudian owned companies operating locally – known as section 114b companies – can also get some concessions on New Resident 2020

Xxxxxxx Xxxxx work permit requirements. A second policy enables a company to be granted a global work permit, by which a senior employee of a global company can come to Bermuda without the need to advertise the work permit. The only condition is that the employee WLSYPH RSX FI ÇťPPMRK ER I\MWXMRK TSWMXMSR MR XLI 'IVQYHE SÇ˝GI An Entrepreneurâ&#x20AC;&#x2122;s work permit has also been created to enable people to live and work on the Island for up to a year while developing their business plans and raising capital for new international companies. â&#x20AC;&#x153;Job Makersâ&#x20AC;? legislation enables executives who are responsible for at least ten jobs held by Bermudians to be eligible for permanent residence. +SV GSQTERMIW MR XLI ÇťRERGMEP XIGLRSPSK] ÇťRXIGL WTEGI RI[ companies can get automatic [SVO TIVQMXW JSV YT XS ÇťZI RSR Bermudian employees provided they apply for them within six QSRXLW SJ XLI ÇťVWX TIVQMX FIMRK granted. There are similar processes for new companies that are not in XLI ÇťRXIGL WTEGI Since the change of Government in Bermuda in 2017, there have been some changes. There are additional rules around the use of SZIVWIEW IRXIVXEMRIVW JSV SRI SÇş events, and a report on immigration was submitted in November 2017 which attempts to lay out Fees: Three-month short-term work permit..................................................... $640 One-year standard work permit......................................................$920 Three-year standard work permit..................................................$3,440 Five-year standard work permit................................................. $5,905 One-year global work permit...................................................$1,775 Three-year global work permit................................................. $4,300 Five-year global work permit..................................................$6,765 Entrepreneur work permit (one year)...........................................$1,775 Work Permit Card ..........................$160

New Resident 2020

IMMIGRATION a path to citizenship. However, these proposals remain just that â&#x20AC;&#x201C; proposals. Similarly, a consultation was carried out over whether Bermuda should require non-Bermudians from non-English speaking countries in customer-facing VSPIW XS WLS[ XLI] EVI TVSÇťGMIRX MR *RKPMWL .R EHHMXMSR TVSÇťGMIRG] in English is required in some construction and industrial sectors,

where miscommunication could be particularly dangerous. In addition, even where there is not a requirement in the Immigration rules JSV *RKPMWL TVSÇťGMIRG] TVSJIWWMSREP registration bodies â&#x20AC;&#x201C; for example for nurses â&#x20AC;&#x201C; may require it. To learn more about Immigration, contact the Department of Immigration at 295-5151 or contact Bermuda Executive Services at 2965627, email info@bes.bm

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ONLINE ORDERING

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Pick-up available at Hamilton, Shelly Bay and Heron Bay stores more stores coming soon! 21

FROM THE GOVERNOR the highest regulatory standards through the work of the Bermuda Monetary Authority (BMA) and that Bermuda’s courts and its legal profession are widely respected MRXIVREXMSREPP] 8LI] [MPP EPWS ǻRH a wealth of business expertise, MRGPYHMRK MR XLI FEROMRK ǻRERGMEP and insurance sectors.

Our strong ties

with Britain Britain and Bermuda have extremely close ties – politically and economically. We asked The Governor John Rankin if there are any must-need knows for newcomers to the Island.

Question: Is there anything a RI[GSQIV [MPP ǻRH WYVTVMWMRK EFSYX Bermuda? Answer: Some may expect Bermuda to be very British in culture SV IPWI XS ǻRH E TVIHSQMRERXP] 3SVXL &QIVMGER SV (EVMFFIER MRǼYIRGI .R JEGX XLI] [MPP ǻRH ER MWPERH XLEX VIǼIGXW MRǼYIRGIW JVSQ IEGL SJ these areas and indeed from farther EǻIPH *EGL GSQTSRIRX MW JEQMPMEV in some ways, but the end result is uniquely Bermudian. Q: Is there anything a person should know in order to make that MQTSVXERX ƸǻVWX MQTVIWWMSRƹ [LIR meeting Bermudians? Is there E HMǺIVIRX ƸHVIWW GSHIƹ LIVI JSV example? A: The most important thing is always to say, “Good Morning!” Otherwise, the dress code is perhaps slightly more formal in 22

Bermuda than in London. In quite a number of businesses in the UK, for example, men no longer wear ties. Here, together with jackets, they are seen more regularly. Everyone knows about Bermuda shorts, and visitors will see for themselves that they are a very smart form of dress. Q: Is there any advice you would share with someone who is experienced in doing business MR FMK GMXMIW ERH RS[ ǻRHW LMQ SV herself in this small community? A: Bermuda’s small size gives it a business advantage. Here you can meet key people quickly without the need for lengthy travel between appointments. Key things that businesses are looking for include clear regulation, certainty, and security of contract and a reputable legal system in which to operate. 8LI] [MPP ǻRH XLEX 'IVQYHE QIIXW

Q: Can you talk a little bit about the relationship between Bermuda and the United Kingdom from a cultural point of view as well as trade and politics? A: The UK and Bermuda are linked not only by history and by the constitutional relationship but also by close people to people links. So many Bermudians have family living in the UK, and UK universities remain the destination of choice for ]SYRK 'IVQYHMERW WIIOMRK E ǻVWX class education at “home student” rates. The Premier League football is followed throughout Bermuda, and Bermudian footballers who have excelled in the UK – Clyde Best, Shaun Goater, and currently Nahki Wells – are rightly celebrated ǻKYVIW 2IQFIVW SJ XLI 7S]EP Family continue to visit Bermuda on a regular basis, including, in 2017, Her Royal Highness, The Princess Royal, and His Royal Highness The Earl of Wessex. Each year Her Majesty The Queen is delighted to receive Easter Lilies from the people of Bermuda. The links between the UK and Bermuda therefore remain strong across a wide variety of areas. We are sure that British business visitors, like any other visitor, will always be made to feel welcome in Bermuda. Q: Outside of business hours, what would you recommend a newcomer does to get to know and enjoy Bermuda? A: In good weather a walk on the railway trail, a trip on the water, or an exploration of historic St. George’s or Dockyard. In bad weather, a visit to the National Gallery or Masterworks or the Bermuda Triangle exhibition at BUEI. But, most of all, take the opportunity to meet and talk with the always welcoming Bermudians. New Resident 2020

Xxxxxxx Xxxxx

AMERICA'S VIEW

(SYRWIP JVSQ XLI (SRWYP B 8LI 9 (SRWYP ,IRIVEP XS 'IVQYHE 2VW (SRWXERGI )MIVQER SǺIVW ZEPYEFPI EHZMGI

geographically with a population of only around 65,000. We asked Mrs. Dierman how it compares with a small town in the US. “I am from a town in Ohio of about 80,000 people. However, that’s where the comparison ends,” says Mrs. Dierman. “Bermuda is very sophisticated for such a small island. It has every element of a big city, a prosperous nation, and yet it has that hometown feel.”

ermuda’s relationship with the United States began by accident. In 1609, the Sea Venture, on its way from England to the newly created colony of Jamestown, Virginia, was shipwrecked on the reefs around Bermuda. The passengers and crew came ashore, and that’s the story SJ LS[ XLI ǻVWX WIXXPIVW GEQI XS XLI island. In the years that followed, Bermuda became an important supply and waypoint between Virginia and England, and the island become dependent on trade with its nearest neighbour 750 miles to the northwest. Today the US is still Bermuda’s most important trading partner, accounting for more than 70% of all imports. A special relationship “The US–Bermuda diplomatic and commercial relationship is an important one,” says US Consul General Mrs. Constance M. Dierman. “And that is one of the reasons The Consulate is here, to support US commercial interests on the island. On our website, https:// FQ YWGSRWYPEXI KSZ [I SǺIV some very useful information in association with the Department of Commerce in the United States about doing business in Bermuda. That can be a useful resource. For businesses that need assistance, we are always available to give guidance and referrals, whether it’s legal assistance, a lost passport, any other types of concerns they may have, we’re absolutely open for business and welcome those approaches.” Welcoming Mrs. Dierman says that everyone gets a warm welcome to the island. “You’re welcomed immediately. Every person that greets you is warm and gracious. The people of Bermuda are extraordinarily New Resident 2020

gracious. They are very inviting; they like to talk, they like to tell you about their city, their country. There’s extraordinary national pride here. I think people are proud of what they do, and I think they’re very proud of their international connections. Multidimensional “One of the things I’ve noticed is the multidimensional aspect of Bermudians,” Mrs. Dierman observes. “That can be underestimated. I have met many very senior business executives and have gotten to know them. I’ve learned that they’re also volunteers, they’re teachers, they’re historians, they’re artists. That’s again a very unique aspect about Bermuda. People invest heavily, not only in what I like to say is their day job but into society broadly. Getting to know people is really getting to know Bermuda.” Bermuda is very small

Connections Mrs. Dierman then considered the cultural similarities between Bermuda and the US. “First-time visitors may be surprised at how comfortable they are in Bermuda because it is similar to the United States in so many ways. Newcomers [MPP ǻRH XLEX PSGEPW YRHSYFXIHP] have some connection to the United States, whether they themselves have studied in the US or members of their family have studied there. They may have relatives living in the US. And they almost certainly will have taken vacations there because it’s so easy to travel back and forth. Certainly culturally, we share so much. It’s easy to keep up with the US news. The local cable television carries more than 100 US channels. The local radio stations play the US news and predominantly music by American artists. And as I said earlier, Bermuda relies heavily on the US for imports so the shop, drug store, and supermarket shelves EVI ǻPPIH [MXL 9 FVERHW ;LMGL MW great because I can get my favourite brand of toothpaste!” There are an estimated 8,000 Americans who live and work in Bermuda. That’s more than 10% of the population, but the number of US Citizens in Bermuda doesn’t stop there. “We get half a million visitors from the US to Bermuda each year. So you can see how the United States contributes to the economy of Bermuda,” explains Mrs. Dierman. 23

PROPERTY

Living Island Style Coldwell Banker Bermuda Realty shares key information you need to know when looking at housing options.

efore moving here, it is advisable to become familiar with housing availability and costs. Of course this is easy with today’s technology, as you can ǻRH E ZEVMIX] SJ VIEP IWXEXI SRPMRI However, personal contact is still QSWX IǺIGXMZI Bermuda does not have an MLS, but real estate brokers openly share property information with each other and a single agent can show you anything that is advertised; regardless of the company name appearing in an advertisement or SRPMRI .J ]SY GER ǻRH ER EKIRX XLEX you trust, who is willing to share information with you in advance of your arrival you can start out ahead of the game. If you are ‘shopping online’ we recommend you take a look at www.bermudarealty.com and other individual company websites; although a word of caution that some real estate sites may not be updated regularly. There is also a consolidated site at www. TVSTIVX]WOMTTIV GSQ [LMGL SǺIVW local real estate companies a chance to upload their information and make the search process much easier for potential tenants (and buyers). 8LIVI MW E [MHI ZEVMIX] SJ HMǺIVIRX types of properties on the rental market in Bermuda and your personal priorities may dictate your price point. Is a house with a pool or near a beach your main goal? Is your family coming to Bermuda and do you prefer to be close to a school? Do you want to be in the City of Hamilton? Each of these and many other factors will be critical in identifying your new home. Most leases in Bermuda run for a minimum of one year and maximum of three years. Landlords are typically responsible for the 24

exterior upkeep, tenants for the interior. Rentals usually include major appliances and the tenant is responsible for freshly painting the interior walls and ceilings just prior to the end of the lease. Here are the main styles of residential rental options:

amenities but do mean you are living in close proximity to the owner of the property. This can be useful when you are new to the Island as Bermudian hospitality will often prevail and tenants/landlords become friends. Prices range from

City Living Several new and modern apartment blocks have sprung up over the past decade. Living in Hamilton is all about convenience — it’s easy to walk to work, shops and restaurants and typically units are furnished. Demand is high and rents tend to be higher than outside the city. One and two bedroom units typically rent for $3,500 to $4,500 per month. Apartments A very common form of rental property in Bermuda are apartments located adjacent to the landlord’s LSQI 8LIWI YRMXW SǺIV GSWX IǺIGXMZI STXMSRW [MXL E ZEVMIX] SJ New Resident 2020

Xxxxxxx Xxxxx

PROPERTY allowed in Bermuda. It would be wise to ensure that your property has what is known as an ‘assessment number’ that permits a car. There is no limitation on the number of motorbikes allowed. • A work permit is required before a lease can be signed.

$2,400 upwards depending on size and location. Condominium Units There is a wide range of condominiums throughout the Island, from studio to four or more bedrooms. Most units are unfurnished, although you will EP[E]W ǻRH I\GITXMSRW .J ]SY LEZI children or pets, check the policy of the landlord or condominium owners’ association; some complexes are more family friendly than others. One and two bedroom units typically rent for $2,200 to $3,100 per month but newer/larger units can be higher. Cottages and Private Homes Stand-alone cottages are often the most sought-after property type and thus are also the most expensive. Tenants are usually responsible for certain maintenance costs such as landscaping and pool cleaning. You [MPP ǻRH EPP WM^IW JVSQ SRI FIHVSSQ cottages to spectacular estates. Rental prices vary widely on all these types of homes, but generally, the closer to Hamilton, the higher the rent. General advice on renting 4RGI ]SY LEZI MHIRXMǻIH ]SYV perfect property, be sure to take note of the following: • There is usually a standard onemonth’s security deposit required

Rosemont City Place

to secure your tenancy. • Real estate agent commission is typically paid by the landlord, so you can get valuable advice without a price tag. • .J ]SY ǻRH ER EKIRX XLEX ]SY [SYPH like to work with, they can show you any property that is on the market, not just those listed by their company. • The roof of your new home is also a catchment for water. Every property has a large underground water tank, but if you run out, you’ll be responsible for purchasing more. • Only one car per household is

bermuda’s largest real estate company

Purchasing Property Purchasing real estate in Bermuda can be costly but people often HIZIPST ER EǽRMX] JSV SYV PMXXPI TMIGI of paradise. The range of inventory available is broad, including condominiums starting as low as $495,000 up to multi-million dollar estates. Bermuda Government has regulated the number of properties that can be sold to non-Bermudians and buyers pay a licensing fee equal to 6% of the purchase price of a condominium and 8% for a house. If you are interested in pursuing property ownership in Bermuda as an overseas buyer, ask your Coldwell Banker Representative for more details. Telephone 441 292-1793.

COLDWELLBANKERBERMUDA.COM

VISIT OUR WEBSITE FOR AVAILABILITY OF HOMES

BEAUTIFUL HOMES FOR RENT Moving? Relocating? Vacationing? We have the perfect place for you and your family.

GET IN TOUCH WITH US

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STAY IN TOUCH

OUR

Atlantic House 11 Par-la-Ville Road Hamilton HM 11 Tel: 441-292-1793

FACEBOOK PAGE

fa c e b o o k . c o m / c o l d w e l l b a n k e r b e r m u d a r e a lt y/

PROPERTY

Buying into the Bermuda Dream Hundreds of people from all over the world have bought homes in Bermuda â&#x20AC;&#x201D; some because they chose to retire here, some due to work commitments on the Island, still more for vacation purposes and others for any combination of the above.

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# () H* , ) * , . 3 7 ! , /*8 ) ' î ?e Property Group has a) luxury portfolio 9 5 1 1 1 8 * , ) * , . 3 7 ! , ) / * 8 ) ' of. desirable properties in , 5 " ) / , 5 * & 5 ) (. . 9Bermuda. # . , 5 " ) / , 5 * & 5 ) ( . . 9 & & 3 ((5 ' . " 5 B j j g C 5 k i k 7 j k h g 5 ) , www.property-group.com & & 3 ( ( 5 ' # . " 5 B j j g C 5 k i k 7 j k h g 5 ) , , # . . ( 3 5 , " , 5 B j j g C 5 k f k 7 g j l l info@tpg.bm , # . . (3 5 , " , 5 B j j g C 5 k f k 7 g j l l Phone: (441) 234-6900

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ver the decades, property has grown steadily in value while remaining secure due to Bermudaâ&#x20AC;&#x2122;s history of political and social stability. There are opportunities for people from abroad to buy grand local houses from about $4 million up to $25 million. There are also some condominiums available to overseas buyers, and these range from roughly $1 million to upwards of $3 million. Buying here involves a bit of red tape but nothing too onerous. And there is a one-off Government fee for foreign acquisition of a local property of 8% for houses and 6% for condos. The purpose is an honourable one â&#x20AC;&#x201D; to negate the risk of international speculation in the local property market. These figures are likely to rise in the near future, so now is the time to buy. If a year-round home is more than you need, there are several first-class fractional ownership properties to contemplate. Whichever option you eventually choose, the current buyerâ&#x20AC;&#x2122;s market will make the apparently hefty initial investment seem positively shrewd in a few years time. However, it is the lifestyle rather than the investment opportunity that motivates most buyers of luxury Bermuda homes. And that â&#x20AC;&#x201D; the New Resident 2020

PROPERTY

Looking to rent or purchase property? Looking to lease or sell your property? Call today!

Nautilus, a fabulous waterfront home with beach access

Bermudian way of life â&#x20AC;&#x201D; is truly priceless. For expert advice on the Bermuda property market and details on fine homes for sale, contact The Property Group at 441-234-6900, email: info@tpg.bm

New Resident 2020

Cecilia (Cesa) Edwards - Broker Antwan Edwards - Owner Cesa Edwards - Broker Antwan Edwards - Owner

Bermuda Longtail Real Estate Ltd SALES & RENTALS Office: (441) 232-2769 Email: cesa@bermudalongtail.com www.bermudalongtailrealestate.com

TRANSPORTATION

Getting on the road

All you need to know to about driving in Bermuda

ER] RI[ VIWMHIRXW ǻRH driving on our roads a bit peculiar. After all, if you’re from North America, here you will be driving on the “wrong” side of narrow, single-lane roads. You will also have to adjust your speed to our 35 kph (20 mph) limit and get used to driving in what Americans call a compact or subcompact car — or small family car in British acceptation. There’s also the issue of being allowed only one car per household. Within no time, however, you will appreciate and enjoy being out and about on some of the most beautiful drives in the world. One of the pleasures of living in Bermuda is that it doesn’t take long to get anywhere, even with the slower speeds at which we ride. If you choose to live at the extreme east or west ends of the island, your commute into Hamilton will be 30 minutes or less and only 5 or 10 minutes when you live in Pembroke, Paget, or Devonshire Parishes. Prices for new cars are higher than in North America and Europe, due to shipping and import duty rates. 28

However, we strongly recommend buying here. There are severe restrictions on importing your own vehicle. The least-expensive car available is priced at around $16,250. Highend luxury vehicles cost $70,000 to $90,000. Electric vehicles are becoming popular on the island, and with a range of 150 to 200 miles, they are perfect for our small island. There are several models available from around $45,000 up to $70,000. =SY [MPP EPQSWX GIVXEMRP] ǻRH running costs for a car in Bermuda less than back home. Although the price of gas (petrol) is relatively high in Bermuda compared with other countries (currently around $2 per liter, or $8 per gallon), you’ll likely FI ǻPPMRK YT MRJVIUYIRXP] HYI XS XLI short distances driven. Insurance is reasonable, and, because it’s unlikely that you will be clocking up high mileage, maintenance and repairs should be minimal. Due to our narrow roads, the size of private cars allowed in Bermuda is strictly controlled with a maximum length of 175 inches and maximum width of 71 inches. Engine size is also restricted to a maximum of 2,500 cubic

centimeters. As mentioned earlier, cars are restricted to one per household; otherwise, our roads would become far too crowded. When looking to rent a property, ensure it has an annual rental value (ARV) number available to you in order to register a vehicle. There is no restriction on the number of motorbikes or scooters you may own, and most families ǻRH XLI] GER QEREKI XVERWTSVXEXMSR comfortably. The only driving licenses accepted in Bermuda are those issued by the Transport Control Department (TCD). You will be required to take a written and practical driving test for a car or motorbike. Your new car or bike will also have to be tested for roadworthiness and registered with TCD. Annual car license fees vary from $358 for the smallest category of car to $1,732 for the largest cars. Parking around Bermuda is generally free, with the exception of parking in Hamilton. It costs $5 per day in several car parks on the outskirts of the city created for commuters, $2 per hour (maximum 3 hours) in the centrally located car parks intended for shoppers such as at City Hall, and $2 per hour to park on the street. New Resident 2020

INSIGHT 65,000 souls you don’t expect to have ballet and opera and theatre going on all the time. But within its limitations, there is actually quite a lot happening in amateur drama and dance (often excellent), music of all kinds, painting and even poetry. And XLIVI EVI ǻRI ǻPQ QYWMG EVXW ERH even culinary festivals throughout the year.

Fake expectations? Much of what you’ve heard about Bermuda, the bad as well as the too-good-to-be-true, is probably wrong. New Resident attempts to redress the balance Myth #1 BERMUDA’S A BAD MOVE FOR YOUR CAREER Incongruously, Hamilton (daytime population: 14,000 or so) ranks right up there with New York and London in the insurance industry and its SXLIV ǻRERGMEP WIVZMGIW WIGXSVW EVI gaining strength, too. There is hardly a global big name that doesn’t have a Bermudian presence in one form or another. In short, therefore, it is possible that the island could be a very positive step in your career. Myth #2 EVERYTHING IS GROSSLY EXPENSIVE HERE 'IGEYWI IZIV]XLMRK LEW XS FI ǼS[R MR ]SYƶPP ǻRH WSQI MXIQW WYGL EW groceries and fresh produce, more expensive than you’re used to. Other items, clothing and jewellery for example, are arguably less expensive. It can also be argued that your household budget will be very HMǺIVIRX GSQTEVIH [MXL PMZMRK elsewhere. For instance, you’ll probably spend far less on gas/ petrol and car insurance. And living in Bermuda means some of life’s richest pleasures will be literally on your doorstep and free of charge. Myth #3 IT’S SOLITARY CONFINEMENT FOR SINGLES If you are lonely in London or New Resident 2020

Toronto or wherever, yes, you will be miserable here too. However, if you are reasonably outgoing and tolerably pleasant, you’ll get on very well. There’s a lively social scene here if you look for it. We suggest you join a club or organisation — there’s everything from sports, to theatre and arts — where you’ll meet lots of like-minded people. Myth #4 IT’S A TAX HAVEN, ISN’T IT? Interesting one, this. Bermuda considers itself an “international FYWMRIWW ERH ǻRERGMEP GIRXVIƹ VEXLIV XLER E XE\ LEZIR 'MK JSVIMKR ǻVQW bring their money here for a variety of reasons, sometimes to do with our geographical location, sometimes to do with light regulation, sometimes to do with low taxation — as opposed to no taxation. If this pricks your conscience, don’t worry because you as an individual will be paying your fair share of taxes. Not a lot but enough to be noticed. Myth #5 TRANSPORT IS A NIGHTMARE HERE Yes, you will be allowed only one car per household, and a small car at that. But you will soon adapt to riding a scooter or motorbike when necessary. And our ferry is a wonderful way to commute to work. Myth #6 IT’S A CULTURAL DESERT Of course, on an island of only

Myth #7 HURRICANE SEASON IS HELL No, it isn’t. For one thing, for centuries [I LEZI FYMPX SYV LSYWIW ERH SǽGIW as if they were under constant cannonball attack. For another, we EVIRƶX TVSRI XS WIVMSYW ǼSSHMRK &RH we have a well-oiled plan to deal with such crises. Myth #8 BERMUDA IS TOO AMERICAN/ENGLISH Americans think it is either wonderfully or awfully English, the *RKPMWL FIPMIZI MX MW JEV XSS EǺIGXIH by American ways. In fact, you will discover that the place is distinctively Bermudian, having purloined bits and pieces from diverse cultures. Myth #9 IT IS FAR TOO SMALL AND CLAUSTROPHOBIC Truth is, this small island feels far larger when you live here. We may not have forests or mountains, but we do have one of the largest playgrounds and open spaces in the world — it’s called the Atlantic Ocean. Anyway, if you do get ‘rock fever’, JSV E JI[ LYRHVIH HSPPEVW ]SY GER Ǽ] to New York or Boston and be there in less than two hours. How great is that! Myth #10 IT’S POLITICALLY UNSTABLE, TOO You must be thinking about some other islands to our south? Bermuda has a long history and tradition of stable Government and seamless XVERWMXMSRW FIX[IIR HMǺIVIRX administrations following elections. The most recent Parliamentary election of July 2017 being an example of the island’s mature and open democracy. 29

HAMILTON BUSINESS MAP 1

A&P Marine American Consulate Atlantic Caregiving AXA XL Bermuda Cancer and Health Centre Bermuda Chamber of Commerce Bermuda Media Bermuda Medical Specialties Group BMSG Health Express Urgent Care Bermuda Monetary Authority (BMA) Bermuda Offshore Investment Services Bermuda Stock Exchange

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Bermuda Tourism Authority Bermuda Underwater Exploration Institute Bermuda Waterworks Bermuda Veterinary Services BEST Shipping/Joe Vieira Trucking BF&M BHS Bus Terminal Butterfield Head Office Café 4 Chubb City Hall

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Coldwell Banker Bermuda Realty Coral Beach & Tennis Club Corporate Concierge Fast Forward Freight Ferry Terminal Gov’t Information Services Gov’t Offices including Immigration Harbourfront Restaurant Headway Hair & Body H.M. Customs In Motion School of Dance Island Health Services

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Keller Williams Bermuda La Trattoria Library Little Venice Restaurant Lâ&#x20AC;&#x2122;Oriental Restaurant Lâ&#x20AC;&#x2122;Oriental Express Marine Locker MarketPlace MSA Offshore Yachting & Maintenance Opposition Leader Phoenix Stores

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FESTIVE CITY

Happening

Hamilton Although one of the world’s smallest capital cities, Hamilton must rank among the most enjoyable

entrally located with a QEKRMǻGIRX REXYVEP LEVFSYV Hamilton has been in existence since the 18th century. However, it wasn’t until 1815 that it became the governmental as well as the business capital of the Island. Hamilton takes up fewer than 200 EGVIW ƴ EFSYX XLI WM^I SJ E ǻIPH MR Texas or a small farm in Europe. It is scrupulously clean and, thanks to its string of fragrant pocket parks, unusually green and leafy. By the standards of business cities worldwide, it is idyllic. It is surely no exaggeration that any service you might need is less than 10 minutes’ walk from anywhere else. The Hamilton Corporation, under the leadership of an elected Mayor, VYRW XLI GMX] [MXL UYMIX IǽGMIRG] The Corporation is responsible for the streets, the docks, sewerage, garbage, parking, open spaces and more, including many exciting

events throughout the year. Here are just a few of the highlights. For full details visit: www.cityofhamilton.bm

The Christmas Boat Parade Dozens of boats decorated with thousands of lights cruise around Hamilton Harbour creating a uniquely Bermudian spectacle. Fashion Festival One of the most highly anticipated events on Bermuda’s social calendar

Our ten special days Bermudians love a holiday — and who doesn’t. Here are details of all ten that you will celebrate with us. GOOD FRIDAY April 10, 2020 An important day in the Christian calendar. In Bermuda this is also a HE] JSV OMXI Ǽ]MRK ERH IEXMRK GSHǻWL cakes and hot cross buns. BERMUDA DAY May 29, 2020 8LI SǽGMEP WXEVX SJ XLI 'IVQYHMER summer. There is also a halfQEVEXLSR VYRRMRK VEGI ǻXXIH

dinghy racing and a carnival–like parade through the streets of Hamilton. NATIONAL HEROES DAY June 15, 2020 Celebrating local heroes and heroines. CUP MATCH July 30 and 31, 2020 The island stops for a two-day

cricket match. Thousands gather to watch the game, eat, drink, socialise and try their luck at Crown and Anchor gaming tables. LABOUR DAY September 7 2020 There’s a morning march from Union Square in Hamilton. After speeches by union and political representatives, there is musical entertainment and refreshments. REMEMBRANCE DAY November 11 2020 A special service takes place at the Cenotaph on Front Street in the morning.

New Resident 2020

FESTIVE CITY with highenergy runway shows, a fashion expo, glamorous gala dinner, boat cruise and golf tournament. City Food Festival Chef and bartender competitions and other events celebrating fine

food is a must for those that love eating and drinking. Summer Sundays On Sunday afternoons during the summer local artists from differing genres take to the stage to entertain.

CHRISTMAS DAY December 25 2020 Bermudians celebrate Christmas in a big way with a family feast of turkey. BOXING DAY December 26 2020 Many families throw their homes open to family and friends for a â&#x20AC;&#x2DC;stop byâ&#x20AC;&#x2122; and of course food and refreshments. The gombeys will also be out, so listen for the beat of that drum. NEW YEARS DAY January 1, 2021 In Bermuda this may mean anything from a quiet day with family to further revelry.

New Resident 2020

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New Resident 2020

BOATING

Boaterâ&#x20AC;&#x2122;s Paradise

here isnâ&#x20AC;&#x2122;t much watersportswise that you canâ&#x20AC;&#x2122;t do here â&#x20AC;&#x201D; I\GITX MGI ÇťWLMRK 8LI [EXIVW could hardly be clearer or warmer, and the winds could not be more favourable for sailing, which is why Bermuda was chosen to host the 35th Americaâ&#x20AC;&#x2122;s Cup, held in 2017. There are many intangibles to the legacy the Americaâ&#x20AC;&#x2122;s Cup left behind, but others, such as new marinas and other boating facilities, are very real. Bermuda is a boaterâ&#x20AC;&#x2122;s paradise, and thereâ&#x20AC;&#x2122;s no reason to spend the weekends stuck on dry land when there are so many options for having fun on the water. First, decide what will you use a boat for: family pleasure, water skiing, ÇťWLMRK SV HS ]SY TVIJIV WEMPMRK$ 3I\X ask yourself what style of boat and size would you like and, of course, your budget. There are several reputable boat dealers on the island, including Marine Locker (www.marinelocker. com) and A&P Marine (www. apmarine.bm) who can help you with the process of choosing a boat thatâ&#x20AC;&#x2122;s right for you. Boats may not be trouble-free, but when you buy from a local dealer, you have the added reassurance of a warranty on new boats and a trusted advisor for service and maintenance. If you want to meet like-minded boaters, consider joining a club. The clubs listed below organise regular sailing regattas and also welcome motor boaters. The Royal Bermuda Yacht Club: www.rbyc.bm The Royal Hamilton Amateur Dinghy Club: www.rhadc.bm Spanish Point Boat Club: www.spanishpointboatclub.bm St. Georgeâ&#x20AC;&#x2122;s Dinghy and Sports Club: www.stgdsc.com Sandys Boat Club: www.sandysboatclub.com 0IIR ÇťWLIVQIR [MPP [ERX XS NSMR XLI Bermuda Anglers Club: www.bermudaanglersclub.com. New Resident 2020

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Top Class A tiny island in the middle of nowhere — how could it possibly have adequate facilities for the schooling of the most important child in the world … yours!

ecause Bermudians have always taken education seriously, the facilities are superb. And not just facilities. The simple truth is that Bermuda can and does educate its young residents to a surprising degree of success. It has been said that Bermuda TVSHYGIW QSVI UYEPMǻIH professionals than any other country on a proportional basis. So you can rest assured that your child will not be put at a disadvantage by coming here with you. So which school? For beginners, all nurseries — whether Government run or private — have to conform to internationally accepted standards of

care and education. The best way to choose is to visit them and also ask other parents. Schooling is compulsory from XLI EKI SJ ǻZI =SY LEZI E GLSMGI SJ public and private institutions — all coeducational and with curricula that blend North American and British systems. Many people from overseas plump for private schools here. The fees can reach up to $22,000 a year. There EVI WGLSSPW KIEVIH WTIGMǻGEPP] FYX

not exclusively) for Catholics and Seventh-Day Adventists, as well as Montessori schools. The school year lasts close to 40 weeks, from early September to late June, with Christmas (two weeks), Easter (two weeks) and summer (10 weeks) breaks. Children must wear uniform.If you are considering one of the Government schools, it is wise to contact the Ministry of Education, Tel: 441-278-3300. For older children and young adults, there is the Bermuda College, [LMGL SǺIVW JYPP ERH TEVX XMQI courses in a wide variety of subjects, many of which can be credited towards degrees. www.college.bm.

PRIVATE SCHOOLS BHS (Bermuda High School) Linda Parker 19 Richmond Road, Pembroke HM 08 Tel: 295-6153 Email: info@bhs.bm Web: www.bhs.bm Bermuda Institute of Seventh-day Adventists Jan Smith 234 Middle Road, Southampton SN 04 Tel: 238-1566 Email: jansmith@bermudainstitute. bm Web: www.bermudainstitute.com Mount St Agnes (Catholic) Susan Moench 19 Dundonald Street West, Hamilton HM 09 Tel: 292-4134 Email: QWESǽGI%QWE FQ Web: www.msa.bm Saltus Grammar School Deryn Lavell PO Box HM 2224, Hamilton HM JX Tel: 292-6177 Email: info@saltus.bm Web: www.saltus.bm SQIVWǻIPH &GEHIQ] Carlos Symonds 107 Middle Rd, Devonshire DV 06 Tel: 236-9797 Email: MRJS%WSQIVWǻIPH FQ Web: [[[ WSQIVWǻIPH FQ Warwick Academy David Horan 117 Middle Road, Warwick PG 01 Tel: 236-1917, Primary 239-9460

Email: info@warwick.bm Web: www.warwick.bm 36

New Resident 2020

SCHOOLS

Fostering global citizens

BHS educates students to the highest international standards

HS is an independent, International Baccalaureate and Round Square School for students from the Early Years Programme (EYP) through to Y13. BHS is all-girls’ from ages 4-16, and GS IHYGEXMSREP MR XLI ǻREP X[S ]IEVW for the IB Diploma programme. The School’s mission is to educate students to the highest international WXERHEVHW ERH XS JSWXIV GSRǻHIRX resilient, and responsible global citizens. Set in the heart of Hamilton, the BHS campus is a place where students acquire critical and creative thinking and dynamic problemsolving skills in an inspirational learning environment. The newly constructed Innovation Centre and renovated Arts Wing provides state of the art facilities unlike any other in Bermuda. Students at BHS are given every opportunity in sports, the performing and MWYEP EVXW ERH EVI SǺIVIH E [MHI variety of extra-curricular activities. Through their Global Round Square membership, each year more than 100 students travel around the world on exchanges, conferences, service projects and cultural trips; broadening their world view beyond the shores of Bermuda. Head of School, Linda Parker states, “When I walk around school ERH XEPO XS WXYHIRXW ERH WXEǺ SV observe lessons or activities, I am endlessly reminded of how very fortunate we are at BHS: we work with talented young people with very bright futures. As I interview TVSWTIGXMZI WXYHIRXW ERH WXEǺ

New Resident 2020

they invariably remark on several aspects of the School: the high level of academic achievement, the international opportunities, the warm and nurturing environment ERH SYV LETT] GSRǻHIRX WXYHIRXWƹ As a school dedicated to the education and empowerment of girls for more than 125 years, BHS believes that when girls are given the resources, support and

encouragement they deserve, they can achieve anything. BHS provides an environment where girls take centre stage and learn to YWI XLIMV ZSMGI GSRǻHIRXP] ERH [MXL purpose. 100% of BHS graduates go on to tertiary education and join a close-knit Alumni community around the world. If you would like to visit BHS, please contact the Director of Admissions and Inclusion at admissions@bhs.bm www.bhs.bm Tel: 295-6153

n ce e ll e c x E g in ir p s n I a n d Lea de rship

Open, collaborative spaces and rooms to inspire. Education is forever changing, and BHS is on the cutting edge with the only state-of-the-art Innovation Centre for STEAM learning in Bermuda. As a school that has educated girls for over 125 years, BHS knows how girls thrive and learn best. Everything about our new building has been designed to suit girls’ learning. There is quite simply, no better place for your daughter to discover and nurture her passions, make lifelong friends, and become the young woman she is meant to be.

Come and have a look around! We’d love to show you our school and answer any questions you may have. Contact the Director of Admissions & Inclusion for more information and to arrange a tour Tel: 278-3047 or Email: admissions@bhs.bm The Bermuda High School for Girls 19 Richmond Road Pembroke HM 08

SCHOOLS

The path that suits best W arwick Academy is an International Baccalaureate (IB) World School and Council of International Schools (CIS) member school catering to 850 students from Reception through to Year 13 (Pre-K to Grade 12). It also happens to be the oldest continually operating school in the western hemisphere at

]IEVW SPH 8LI WGLSSP SǺIVW XLI International Early Years Curriculum (IEYC), the U.K. National Curriculum and International Primary Curriculum (IPC) from Year 1 to 9 (Kindergarten to Grade 8); International General (IVXMǻGEXI SJ IGSRHEV] *HYGEXMSR (IGCSE) examinations in Year 10 and 11 (Grade 9 and 10); and the IB Diploma, IB Individual Subjects

SO MUCH MORE THAN A PLACE TO LEARN

and Business and Technology Education Council (BTEC) programme in Year 12 and 13 (Grade 11 and 12). Students who graduate from the school predominately attend University/ College in the United Kingdom, Canada and United States. In addition, the school has vibrant music, drama, sport, leadership and community service TVSKVEQQIW ERH SǺIVW E ZEVMIX] SJ co-curriculars. The school enjoys a strong EGEHIQMG VITYXEXMSR SR ERH SǺ island, whilst remaining innovative and relevant; balancing modern approaches with past experience. It LEW HIZIPSTIH E ǼI\MFPI ETTVSEGL XS IHYGEXMSR SǺIVMRK TEXL[E]W for students to navigate which best meets their needs and its personalised approach to pastoral care creates a happy school with a climate of learning, collaboration and school spirit. Warwick has a rolling admissions process in place which means it welcomes applications at any time. In addition, the main points of entry in the Primary School are Reception Year, Year 1 and Year 5; and in the Secondary School Year 7, Year 10 and Year 12. Interested students will regularly enjoy a ‘shadow day’ to experience a day in the life of a Warwick Academy student. Please contact Director of Admissions, Mrs. Rochelle Lee (rlee@warwick.bm) or the Principal, Mr. David Horan (dhoran@wawick.bm) if you would like to apply, request a ‘shadow day’ or for further information. www. warwick.bm New Resident 2020

SCHOOLS

Preparing the head, hands ERH LIEVX SJ each learner

SQIVWǻIPH &GEHIQ] Bermuda’s International School, was founded in 1991 by a group of parents who created the Montessori Trust. The school was originally known as the Montessori International Academy, but changed its name XS SQIVWǻIPH &GEHIQ] [LIR MX relocated to Devonshire in 2001. SQIVWǻIPH &GEHIQ] FSEWXW small classes and 510 students ranging in age from 3 to 18 years old. The school is divided into three divisions: Montessori, Upper Primary and Secondary. At the Montessori levels (ages 3- 9), the student to teacher ratio is very small, 12:1 — providing one of the most personalised learning experiences of any school on the island. SQIVWǻIPH &GEHIQ] 'IVQYHEƶW ǻVWX MRXIVREXMSREPP] EGGVIHMXIH school, is currently validated by the Canadian Accredited Independent Schools authority, as well as the International Baccalaureate Organisation and is an associate member of the American Montessori SGMIX] ERH ER EǽPMEXI SJ XLI National Association of Independent Schools. As Bermuda’s only accredited SEED School (Seeking Educational Equity and Diversity), SQIVWǻIPH MW E GLEQTMSR JSV diversity, equity and inclusion. Visitors to the school remark on the warm, inviting, family atmosphere and the vibrant sense of energy and innovation that GLEVEGXIVMWIW XLI SQIVWǻIPH experience. The campus is beautifully landscaped and has seen extensive improvements recently, including a fresh stateof-the art science suite, “success centers” for remediation and enrichment and, most impressively, an exciting International Center [MXL ǼI\MFPI MRWXVYGXMSREP WTEGIW New Resident 2020

for delivering the I.B. Diploma Programme. The newly introduced I.B. Diploma Programme provides a robust and broad preparation for tertiary education and the world of work. The select range SJ GSYVWIW SǺIVIH EVI HIWMKRIH to prepare students to meet the most demanding admission VIUYMVIQIRXW SJ XLI ǻRIWX WGLSSPW and a wide range of career choices. As an international school

servicing a broad population of both local and mobile families, the Montessori and I.B. programmes are readily transferable to more than 200 countries. The school’s rolling admission policy, which accepts students throughout the school year, provides new families to the island the opportunity to join a dynamic and diverse school family that is committed to providing a stellar program of study for the 21st century global learner.

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World-class MSA uses the Alberta Programs of Study, which is recognised as one of the world leaders in education.

ue Moench, the MSA Principal, says the school transitioned to the Alberta Programs of Study in 2009 and the curriculum has since proven that MSA is providing the best educational opportunities possible for its students. She says, “We needed to guarantee that our students were attaining a level of achievement equivalent to standards in North America and the UK.” The Alberta Programs of Study is held in high regard by universities around the world and MSA students write the rigorous Alberta Diploma Exams. Since switching to this world-recognised Canadian curriculum, recent MSA graduates are seeing their course grades scaled an additional two to four percent upwards by Canadian Universities during their admission process as well as acceptance by UK Universities. MSA’s continuous curriculum begins with age-appropriate learning at age 4 in its Early Learning Program and continues through to graduation from Grade 12. The school campus is conveniently located within the City of Hamilton ERH SǺIVW E ZEVMIX] SJ I\XVE curricular options in sports and the arts. Every parent wants to set up their children for the best opportunity for success, getting an MSA education with an Alberta High School Diploma helps them do that.

New Resident 2020

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The Saltus Edge

altus is an independent day school that sets itself apart by focusing on its unique international experience, preparing students for success at colleges and universities from Cambridge, UK to Cambridge, USA â&#x20AC;&#x201C; and everything in between. Its students will one day be leaving this idyllic island, fanning out across the globe to pursue their studies. Saltus believes its job is not simply to help them get through high school, but to give them the tools theyâ&#x20AC;&#x2122;ll need to thrive, no matter where their passions take them. Saltus recently undertook a major planning exercise to position the school for the future. The result is The Key, a strategy that focuses on strengthening its programme, building its community, ensuring its sustainability and maintaining a reputation for excellence that is recognisable around the world. With these priorities, Saltus provides a seamless, progressive academic experience from Lower Primary right through to the end of Senior School. With two stunning campuses, students enjoy an enhanced learning environment that is full of life, energy and discovery. Sports, the arts, music, drama and robotics, are just a few of the many cocurricular options available to all Saltus students, rounding out their education and encouraging their love of learning.

New Resident 2020

SCHOOLS Xxxxxxx Xxxxx

A selection of private nurseries and pre-schools Aerieâ&#x20AC;&#x2122;s Adventures, Devonshire Ages XS TYTMPW WXEÇº Tel: Michelle Caesar, 232-3743 Adventureland Pre-School, Warwick Ages: Â&#x201A; XS TYTMPW WXEÇº Tel: Ryan Minors, 238-8032 Bda Montessori School, Pembroke Ages: 15 months to 4 ]IEVW TYTMPW WXEÇº Tel: Julie Durrant, 292-7209 Bloomfield, Paget Ages: XS TYTMPW WXEÇº Tel: Anna Moniz, 232-4047 Bright Beginnings, Pembroke Ages: 3 months to 5. 50 pupils/ WXEÇº Tel: Victoria Cunningham, 238-5160

Little Learners Nursery, Pembroke Ages: 3-months to 5. 45 pupils/ WXEÇº Tel: Christine Larrivee, 292-8326 Mount St. Agnes (Catholic) Early Learning Programme Ages: ]IEVW WXYHIRXW WXEÇº Tel: 292-4134 Â&#x192;Å&#x2026;ÄµÃ¥Å³Å¸Ä&#x20AC;Ã¥Ä¬Ã&#x161;Æ&#x2030; Ã&#x17D;Â°Ã&#x161;Ã¥ÄµÆ¼, Devonshire Ages: 3 to 16 years. 494 pupils/ WXEÇº Tel: Janice Outerbridge, 236-9797 Play With A Purpose Nursery, Warwick Ages: XS TYTMPW WXEÇº Tel: Jennifer McLeod, 236-4835 www.play.bm

Saltus Foundation Year Cavendish Campus Devonshire &KI XYHIRXW WXEÇº Tel: Amanda Skinner, 292-6177 School House Nursery, Devonshire Ages: XS TYTMPW WXEÇº Tel: Katie Adams, 236-2830 Stepping Stones Nursery, Devonshire Ages: XS TYTMPW WXEÇº Tel: Julie Goodwin, 293-8031 Tree Tops Pre-School, Smiths Ages: XS TYTMPW WXEÇº Tel: Danielle Barrest, 236-9281 Tree Tops 2, Southampton Ages: XS TYTMPW WXEÇº Tel: Sarah Oatley, 238-6025 Warwick Academy Reception Year., Warwick Ages: ]IEVW TYTMPW WXEÇº Tel: 236-1917

New Resident 2020

JUST FOR KIDS

The Ultimate Kids Playground Whatever your kids’ interests — ballet or baseball — there’s almost certainly an active group for them to join.

[S KVSYTW XLEX SǺIV XIEQ sports for kids aged 5 to 12 are the Bermuda Youth Sports Programme (BYSP) at the west end of the island, and the Youth Athletic Organisation (YAO) at the east end. No one is turned away, and every child gets a chance to play. These SVKERMWEXMSRW SǺIV 8 FEPP ERH PMXXPI league baseball (April to June), soccer (October to December), and basketball (January to March). There is also a thriving youth roller blade hockey group that meets at Admiralty Park on the North Shore (www.bermudaballhockey. pointstreaksites.com). Golf lessons are available at Port Royal Golf Course (www. portroyalgolfcourse.com) and through the Bermuda Junior Golf Programme, which accepts top prospects for coaching and tournament play. Tennis is available through Coral Beach & Tennis Club (www.coralbeachclub.com) and the National Tennis Center (www.blta. bm). There is a popular junior programme at the Bermuda Squash Club (www.bermudasquash.com). As you would expect on an island, there are numerous swim clubs. Harbour Swim Club (www.harbourswimclub.bm), Sharks (www.sharksswimclub.bm) and Dolphins (www.dolphins.bm) are three of the most popular. Those who wish take gymnastics seriously should consider joining the Bermuda Gymnastics Association (www.bermudagymnastics.bm). Bermuda’s premier dance school MW .R 2SXMSR .X SǺIVW TEVIRXW ERH tots classes for children 18 months to three years, right on up through all age groups, with classes in jazz, tap, ballet, modern dance, and

New Resident 2020

more. Public performances are held throughout the year (www. inmotionbda.com). Popular for indoor recreation — and especially birthday parties — is The Playtrium, with soft play areas for toddlers and a large climbing frame for four- to nine-year-olds (www.theplaytriumbda.com). For young people interested in the environment, we recommend joining the Bermuda Zoological Society (BZS), the support charity for the aquarium, museum, and

zoo. BZS provides a wide variety of programmes for children and parents throughout the year (www.bamz.org). Similarly, the Bermuda Underwater Exploration Institute has many camps and activities geared toward children aged seven to 13. Schools close during the summer in Bermuda for up to 11 weeks. But don’t worry — a seemingly endless number of summer camps spring into action. =SYƶPP ǻRH HIXEMPW SJ QER] SJ XLIQ EX www.BermudaCamps.com.

JUST FOR KIDS

The good beach guide

hen you tell your kids that they are going to the beach their faces will light up. This is where they can yell and play and no one tells them to be quiet. They can collect

seashells, build a sand castle, explore for crabs and boogie board on the waves all day long. And youâ&#x20AC;&#x2122;re never far from a world-class beach in Bermuda. Here are some of the best of our public beaches,

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and we can guarantee you will not be disappointed with their beauty. CLARENCE COVE Admiralty House Park, Pembroke: tranquil sandy inlet with caves and tunnels to explore. ELBOW BEACH South Shore, Paget: lovely spot with a lunch wagon for snacks. Not to be confused with the adjacent Elbow Beach Hotelâ&#x20AC;&#x2122;s private beach. WARWICK LONG BAY South Shore, Warwick: start of the spectacular South Shore sequence. HORSESHOE BAY South Shore, Southampton: rated among XLI [SVPHĆśW ÇťRIWX FIEGLIW Restaurant and bar, changing facilities, showers, lockers, beach equipment rentals. Lifeguard on duty in summer. CHURCH BAY South Shore, Southampton: ideal for snorkeling. MANGROVE BAY Somerset: XVERUYMP [MXL QEKRMÇťGIRX panoramic views. JOHN SMITHâ&#x20AC;&#x2122;S BAY South Shore, Smithâ&#x20AC;&#x2122;s: popular neighbourhood beach with restrooms, lunch wagon and summer lifeguard. Great snorkeling along western GPMÇşW TOBACCO BAY St Georgeâ&#x20AC;&#x2122;s: pleasant little beach with restaurant and bar, beach equipment and snorkel rentals, showers, restrooms and changing facilities. CLEARWATER BEACH St Davidâ&#x20AC;&#x2122;s: two sheltered beaches with restaurant, picnic grounds and summer lifeguard. Umbrellas, beach chairs, barbecues and lilos for rent. New Resident 2020

PETS

Comprehensive Veterinary Care For Your Pet

ince 2015, Bermuda Veterinary Services has endeavored to provide outstanding health care to pets, and exceptional client service in a friendly environment. Its commitment to high standards, competence and service has raised the bar for veterinary medicine in Bermuda. Unique in Bermuda and impressive for any small community, the TVEGXMGI MW TVSYH XS SǺIV WIVZMGIW previously only available overseas. The skilled and experienced veterinary surgeons and registered veterinary nurses are capable of performing a wide variety of medical and surgical procedures for both small and large animals (equine). The team at the fullservice hospital at Bermuda Veterinary Services utilises advanced diagnostic tools,

New Resident 2020

including MRI, x-ray, ultrasound, blood analysis, laboratory, ECG and much more, ensuring your pet FIRIǻXW JVSQ EGGIWW XS XLI PEXIWX veterinary medical technology in order to diagnose and develop an appropriate treatment plan. Should surgery be recommended, the surgical suite has modern equipment to safeguard your pet’s health. After surgery, your pet will be monitored continuously by the nursing and veterinary team, who will assure your pet is clean, comfortable, free of pain and on the road to recovery. Whether your pet has a broken leg, an abdominal tumor, or has a bone stuck inside, the doctors at Bermuda Veterinary IVZMGIW LEZI XLI I\TIVMIRGI XS ǻ\ the problem. Bermuda Veterinary Services has the honor of working with Dr. Tomas

.RJIVRYWS E 'SEVH (IVXMǻIH YVKISR (Diplomate in the American College of Veterinary Surgeons) from New York, who is available to perform advanced surgical procedures at the hospital, thereby reducing the stress of travel for a sick pet. Dr. Infernuso’s caseload encompasses surgery for patients with a wide range of orthopedic, neurologic, oncologic (cancer), thoracic and soft tissue problems. Bermuda Veterinary Services SǺIVW GSRZIRMIRX I\XIRHIH LSYVW early admissions, 30-minute appointments, minimal waiting times, house calls and barn calls. If one of its patients has an emergency after hours, the on-call doctor is available to help 24 hours a day, 7 days a week, 365 days a year. Its clients trust Bermuda Veterinary Services to be there for them and it takes the responsibility of emergency service seriously. For more information or to schedule an appointment, please call 232-8387 or visit www.bermudavets.bm

PETS

Bringing your pet to Bermuda

ravelling to Bermuda with your canine or feline companion requires a bit of planning but is quite an easy process if you get started early enough. Bermuda currently enjoys status as a rabies free jurisdiction. As such, the import regulations for companion animals are set up to maintain this status, and obtaining an import permit from the Bermuda Government

Department of Environment and Natural Resources is required. Firstly, your pet must be implanted with a microchip that can be read by any standard microchip reader. This is usually done at a very early age but can be done by your vet at any age. Your pet must have an ID chip for entry. If you are arriving directly from the United Kingdom, Australia, New Zealand or Jamaica, your pet is

dedicated to helping your pet achieve

The Highest Quality Of Life

We love what we do...

168 Middle Road , Devonshire . Ofﬁce (441) 236 - 3292 Emergency Pager (441) 694 - 0703 . www.endsmeet.bm

permitted to enter without having any rabies vaccinations. For those travelling from the US, Canada or other countries where rabies is present, your pet must have been rabies vaccinated. To enter Bermuda, your pet has to have received two rabies vaccinations. There must be at least a six-month interval between the rabies vaccinations with the most recent one being given at least thirty days before arrival. This means that if your pet has never had a rabies vaccine, it will take a minimum of seven months prior to travel for them to qualify for entry. If your pet has already been receiving annual rabies ZEGGMRIW ]SY QYWX GSRǻVQ [MXL ]SYV vet that there has been no lapse in the coverage and they have received at least two rabies vaccinations. 4RGI ]SY LEZI GSRǻVQIH ]SYV TIX meets the rabies requirements for IRXV] ]SYV LSQI ZIX GER JYPǻPP XLI other requirements with one visit. You [MPP RIIH E ZIXIVMREV] LIEPXL GIVXMǻGEXI issued within ten days of your arrival into Bermuda that states your pet is not infected with any communicable disease and is free from external TEVEWMXIW 8LI GIVXMǻGEXI WLSYPH GSRǻVQ XLI REQI HEXI SJ FMVXL FVIIH description and microchip number of the pet, along with the owner’s name and address. Your vet must apply a tick preventative to your pet and state that they have done so, including naming the medication used, on the LIEPXL GIVXMǻGEXI Once you have your rabies vaccine TVSSJW ERH LIEPXL GIVXMǻGEXI EPSRK with a completed application to import form (which you can download from the Bermuda Department of Environment website), you can email or fax them to the Department of Environment and Natural Resources and they will email or fax back an import permit. Response times are usualy very fast, within 24 to 48 hours. For more information and to obtain the forms required to import a pet, visit the Bermuda Government website for the Ministry of the Environment: www.gov.bm/onlineservices/import-dog-or-cat For local vet services and information, visit www.endsmeet.bm. Tel: 236-3292. New Resident 2020

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PETS

Help your dog keep its cool

ermudaâ&#x20AC;&#x2122;s summer weather can present challenges for dogs. As a dog owner, there are several factors to consider to ensure that your dog remains cool, comfortable, and healthy. Dogs can die from heatstroke in a very short time. Avoid walking your dog during the hottest hours of the day (10am to 5pm). Brachiocephalics (pug-nosed dogs) should only be given short walks on summer days, regardless of the time SJ HE] ;LIR [EPOMRK SÇºIV ]SYV HSK short breaks with water and try to keep to shaded paths such as the Railway Trail, as opposed to tarmac and concrete paths. Never leave your dog alone in your car, even for just a few minutes. Dogs can die from heatstroke in a very short time. If your dog is overweight and not used to regular exercise, donâ&#x20AC;&#x2122;t start walking him or her during the heat in the summer. Start with

WLSVX [EPOW YRXMP XLI HSKÆ¶W Ç»XRIWW level improves and he or she has dropped some weight. Long-haired dogs and thickcoated dogs are more sensitive to the heat. Keep your dog wellgroomed with regular combing to remove mats and loose hair. Dogs with thin hair and light pigment/ skin/fur are more prone to sunburn. Dogs should not be tied out unsupervised in the yard, as they run the risk of getting tangled, with no way of escaping the heat of the sun. If a dog must be tied out, he or she should be in an area that

provides ample shade. As with humans, dogs require more drinking water in the summer. Clean, fresh water should be provided at all times in a shaded spot in a container that cannot be knocked over. The container should be checked frequently. Remember that, even if your dog has been swimming, he or she can still get overheated if running excessively or not being able to get out of the sun. When boating with your dog, make sure you provide a cool shaded area on the boat, preferably with a breeze. If you suspect that your dog may have become overheated, wet him or her down with cool water as soon as possible and call your veterinarian. He or she can help assess whether the problem is resolvable at home or if the dog needs emergency treatment. Dogs WYÇºIVMRK JVSQ LIEXWXVSOI RIIH emergency treatment as soon as possible to prevent complications

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New Resident 2020

Xxxxxxx Xxxxx PETS than can be fatal. Advice from Dr. Andrew Madeiros, owner of Ettrick Animal Hospital in Warwick. His practice has been providing veterinary care for Bermudaâ&#x20AC;&#x2122;s pets for 48 years in a professional and friendly environment. The medical team has more than 140 combined years of experience, and Dr. Madeiros

GSRXMRYIW XS MRZIWX MR LMW WXEÇş ERH MR new technologies to ensure ongoing provision of excellent animal medical care. Ettrick is currently YRHIVKSMRK E WMKRMÇťGERX VIRSZEXMSR and extension and the team is looking forward to its completion in the summer of 2020. The hospital will continue to operate as normal during this period of rejuvenation.

HEAT: Ambient temperatures in the mid- to high 80s challenges a dogâ&#x20AC;&#x2122;s ability to remain cool. Dogs cannot sweat like humans and do not lose body heat through evaporation of sweat. HUMIDITY: The daily humidity in Bermuda year-round is high, especially MR XLI WYQQIV -YQMHMX] GSQTSYRHW XLI IÇşIGX SJ LIEX ERH QYWX FI factored in, especially when considering exercise. ALLERGIES: In the summer, grass allergies can worsen, causing dogs to itch more than usual. Reddened moist skin is more susceptible to infection. WEIGHT: 1EVKI HSKW ERH SZIV[IMKLX HSKW EVI QSVI TVSRI XS WYÇşIVMRK from the heat, as the extra body mass and fat retains more heat, making MX QSVI HMÇ˝GYPX JSV XLIQ XS GSSP SÇş BREED: Brachiocephalic breeds (snub-nosed dogs such as Pugs, Boston 8IVVMIVW 2EWXMÇşW +VIRGL 'YPPHSKW 'S\IVW IXG LEZI REVVS[IV EMV[E]W [LMGL QIERW XLI] LEZI QSVI HMÇ˝GYPX] QSZMRK EMV ERH EVI TEVXMGYPEVP] prone to heat-related complications.

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PETS BEWARE Watch out for these critters and plants to keep your pet safe

e donâ&#x20AC;&#x2122;t have snakes or coyotes in Bermuda, but that doesnâ&#x20AC;&#x2122;t mean we donâ&#x20AC;&#x2122;t have critters that could harm your pet. You are allowed to walk your dog on a leash on public beaches in the winter months; if you do, watch out for 5SVXYKYIWI 2ER 4 ;EV E NIPP]ÇťWL PMOI SGIER GVIEXYVI XLEX ÇźSEXW SR XLI surface of the water and often washes ashore. The long tentacles pack a mighty sting and pose a serious threat to people and pets. Another small animal to look out for is the Bermuda toad. These can grow quite large and are toxic to dogs. Donâ&#x20AC;&#x2122;t let your dog pick up a toad with its mouth. Plus, certain toads also secrete a deadly toxin through their skin, so just licking or touching a toad could require emergency attention. Not quite so dangerous, but still to be avoided, are lizards, tree frogs, and snails. Sometimes pets can get Liver Fluke from chasing or eating these small creatures. The severity of symptoms depends on the severity of infection. ;I LEZI ZIV] JI[ Çź]MRK MRWIGXW MR Bermuda, but mosquitoes can be a problem in the summer months. If your dog is bitten, it may lead to heartworm. Dogs are sometimes tempted to chew on or eat plants. Be especially vigilante that your pet doesnâ&#x20AC;&#x2122;t chew on Sago palms, which have toxic properties. Severe liver damage and death can occur. Also, youâ&#x20AC;&#x2122;ll see Oleander hedges along the roadside and in gardens throughout the island. They may look pretty, but Oleander is poisonous to many species, including cats and dogs. There have even been cases on the Island where cows have died from ingesting Oleander. Finally, our tropical, humid climate GER GEYWI IEV MRJIGXMSRW MR ÇźSTT] eared dogs and those with excessive hair growth in the ear. Get your groomer to trim hair in the outer-ear canal or ask your veterinarian for the proper technique to do this yourself. New Resident 2020

Xxxxxxx Xxxxx

TRANSPORTATION

2SZMRK IǺSVXPIWWP]

EST Shipping has a team of UYEPMǻIH MRXIVREXMSREP QSZMRK specialists that will oversee your move every step of the way, from initial planning at origin to

ǻREP YRTEGOMRK MR ]SYV RI[ LSQI It is also well versed in corporate relocations; so whether you are moving a department or your whole operation, BEST can handle it —large

or small, through a vast network of agents and associations overseas. It is a member of the International Association of Movers (IAM), the British Association of Removers (BAR) and the International Air Transport Association (IATA). BEST can supply the correct packing materials, load, deliver your goods safely, unpack and ensure every possibility is anticipated. BEST can also assist in handling customs clearance to make your international shipping I\TIVMIRGI WMQTPI ERH IǺSVXPIWW It understands the importance of valuable heirlooms, sentimental items and items of immense value. Size is not an issue; if you need it packed and crated, BEST will do it. BEST wants to help you complete your relocation IǺSVXPIWWP] WS ]SY GER KIX SR XS enjoy your new island home. Call BEST’s relocation department for inquiries; personal imports 441-294-6232 and personal exports 441-294-6207. Email info@best.bm

Let BEST Shipping & Joe Vieira Trucking help take the stress out of relocating.

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BEST IN THE BUSINESS! #1 Ä ½ ½ Ä ͕ Ö Ã ÙÊ» «Ã 02 New Resident 2020

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Bermuda Cancer and Health Centre is a

BREAST & PROSTATE BIOPSIES

registered charity engaged in the prevention, detection, treatment and support of cancer and other health concerns in the local

BONE DENSITOMETRY

community. Ask your doctor to refer you to Bermuda

ULTRASOUND SERVICES

Cancer and Health Centre for your diagnostic imaging and radiation therapy needs.

236-1001 info@cancer.bm www.cancer.bm

RADIATION THERAPY

PREVENTION PROGRAMMES Free to our community

HEALTH CARE

Equal access to cancer

services on island With one in three people worldwide being diagnosed with cancer, it is likely you or someone you know has been EǺIGXIH F] XLMW HMWIEWI EW [IPP 'IVQYHE (ERGIV ERH Health Centre is the Island’s leading entity providing cancer prevention, early detection, treatment, and support care for those in need

he Bermuda Cancer and Health Centre (BCHC) is E VIKMWXIVIH RSX JSV TVSǻX charity, working to serve the community, building healthier lives free of cancer and disease. Clinical services include 3D and digital mammography, ultrasound, breast and prostate biopsy, bone densitometry, and radiation therapy cancer treatment. Prevention is a vital part of BCHC’s mission and is provided through a variety of community outreach programmes. BCHC has a multidisciplinary, experienced team consisting of radiologists, oncologists, diagnostic imaging technologists, radiation therapy nurses and therapists,

New Resident 2020

TEXMIRX WIVZMGI WXEǺ GSQQYRMX] outreach professionals, and accounting and administrative personnel. This dedicated team provides compassion with care throughout all areas of the cancer journey. The Radiation Therapy Unit, which opened in 2017, has a GPMRMGEP EǽPMEXMSR [MXL 9 & VEROIH Dana-Farber/Brigham and Women’s Cancer Centre. In line with our charitable purpose, '(-( ǻVQP] FIPMIZIW XLEX LIEPXL screenings such as mammograms and ultrasound and treatment like radiation therapy should be available to everyone, regardless of insurance coverage or ability to pay. BCHC’s Equal Access Fund subsidises the cost of clinical

services including radiation therapy, ensuring that all who require these services receive them. To make this possible, BCHC continues to rely on the generosity of the local community, corporations, foundations, and fundraising events to support its mission. BCHC has two major fundraising goals in 2019: 1) raise $1.7 million to close the $10 million capital campaign, which built the radiation therapy unit; 2) raise $2 million dollars toward its Equal Access Fund. The Equal Access Fund means that, if you choose a service SǺIVIH EX '(-( ERH ]SYV LIEPXL insurance does not cover the full cost or you do not have health insurance, this fund will assist regardless of whether it is a $326 mammogram or $80,000 radiation treatment. BCHC is tremendously grateful for the continued support from all sectors of the community who TVSZMHI ǻRERGMEP WYTTSVX [LIXLIV MX is through volunteering, participating in one or more of our eight annual fundraising events, hosting independent third-party fundraisers, making a donation directly to BCHC, or sponsoring BCHC events and programmes. These opportunities and more are available on the centre’s website. If you’d like to host a fundraiser, BCHC would love to hear your ideas. There are a number of volunteer opportunities at BCHC. If you are a TVSJIWWMSREP [MWLMRK XS SǺIV ]SYV services or someone who would like XS SǺIV EHHMXMSREP ZSPYRXIIV WYTTSVX all you have to do is download, complete, and return the volunteer JSVQ ]SY [MPP ǻRH EX [[[ GLG FQ For more information on Bermuda Cancer and Health Centre or to book a screening mammogram appointment, telephone 236-1001 or visit www.chc.bm. For other clinical services provided by BCHC, speak to your doctor about making Bermuda Cancer and Health Centre your choice. BCHC provides a specialist approach XS TEXMIRX GEVI ǼI\MFPI LSYVW (including after work and Saturday appointments), a convenient central location, and lots of free parking. 51

Xxxxxxx CARE HEALTH Xxxxx

.R 5IVJIGX -IEPXL New residents to Bermuda typically have two primary concerns: “What is the quality of health care on the island and what does it cost?

he good news is that the standard of health care here is high. All doctors and dentists QYWX FIGSQI FSEVH GIVXMǻIH FIJSVI

they can practice. We only have one hospital, the King Edward Memorial Hospital (KEMH). A new state-of-the art wing

opened here in 2014 at a cost of $247 million. This wing has most of the features and services you would I\TIGX MR E ǻVWX [SVPH LSWTMXEP You can sleep easily knowing that your medical needs can be very well taken care of on the island. Most medical conditions and emergencies are treated here, but patients requiring highly specialised treatment, such as heart surgery and GERGIV XVIEXQIRX EVI ǼS[R XS XST hospitals in the United States and Canada. Formal overseas partners include some of the very best hospitals in the United States such as Johns Hopkins in Baltimore, and, in the Boston area, the Lahey Clinic, Massachusetts General Hospital, Dana Farber Institute, Brigham

New Resident 2020

HEALTH CARE Most medical conditions and emergencies are treated at the KEMH

;LEX ]SY [MPP ÇťRH LS[IZIV MW that health care in Bermuda is one of the most expensive in the world. A Bermuda Health Council report from 2014 shows that among OECD (Organisation for Economic Cooperation and Development) countries, only the United States has a higher cost per capita for health insurance than Bermuda. Even though Bermuda is a British Overseas Dependent Territory, it has no equivalent to

the United Kingdomâ&#x20AC;&#x2122;s National Health Service. Instead, every employee must have health insurance. Employers usually pay 50% of the employeeâ&#x20AC;&#x2122;s health insurance, but some pay more as TEVX SJ XLI FIRIÇťXW TEGOEKI .X [SYPH FI HMÇ˝GYPX XS TYX E GSWX on how much a single employee could expect to pay, as health insurance plans vary from company to company. But a new employee could expect the cost to be around

& Womenâ&#x20AC;&#x2122;s Hospital, and the Spaulding Rehabilitation Hospital. In order to receive specialised treatment at any overseas hospital, a patient has to be referred by his or her doctor. Hopefully, you will RIZIV LEZI XS FI ÇźS[R SZIVWIEW for treatment, but if you do, you will be in the care of some of the top medical practitioners in North America.

New Resident 2020

HEALTH CARE $900 or more per month. However, this is typically (but not always) shared 50/50 with your employer. If you have a spouse and/or children, they can be added to your health plan. That cost could be as much as $2,500 per month. Health plans often include medical, dental, and optical. You are not free to shop around for your health insurance — you LEZI XS IRVSPP [MXL XLI TPER SǺIVIH by your company. But you are allowed to choose which general practitioner (GP) to see for your health concerns. The health insurance companies are a good resource in helping choose the right doctor for you. A doctor’s visit can run anywhere from $80 to $150, depending upon the physician. If your plan does not cover the total cost of a doctor’s visit, and you are being cost-conscious, the insurer can help you choose one with a lower cost. It is perfectly acceptable to ƸWLST EVSYRHƹ XS ǻRH SRI XLEX MW

Health Care Atlantic Caregiving Tel: 292-9690 Email: acg@queenmgt.com www.atlanticcaregiving.com Bermuda Cancer and Health Centre Tel: 236-1001 www.chc.bm Bermuda Health Council Tel: 292-6420 www.bhec.bm Island Health Services Tel: 236-0084 www.ihs.bm Bermuda Medical Specialties Group 3 Reid Street, Hamilton, HM 11 (Beside entrance to Phoenix Centre) Dr. Arlene Basden, FRCP 54

New Resident 2020

HEALTH CARE Dental care is of a very high standard

EÇşSVHEFPI New employees can ask their companyâ&#x20AC;&#x2122;s human resource director what their policy does and does not cover or to contact your insurer for that information. Prescriptions are another add-on cost. Many plans cover up to 80% of the expense for prescriptions, but you can expect to pay something when you see the pharmacist. Opticians and optometrists operate privately, and there are resident eye surgeons on the island. Dental care is of a high standardâ&#x20AC;&#x201D; from orthodontic treatment to routine maintenance and cleaning.

Are you moving to Bermuda?

Let Atlantic Caregiving Ltd help you with all your home care needs: x x x x

Â&#x160;Â&#x2039;Â&#x17D;Â&#x2020;ÇŚÂ&#x2026;Â&#x192;Â&#x201D;Â&#x2021; Â&#x2018;Â&#x2014;Â&#x2022;Â&#x2021;Â?Â&#x2021;Â&#x2021;Â&#x2019;Â&#x2039;Â?Â&#x2030; Â&#x17D;Â&#x2020;Â&#x2021;Â&#x201D;Â&#x17D;Â&#x203A; Â&#x2026;Â&#x192;Â&#x201D;Â&#x2021; Â&#x2018;Â?Â&#x2019;Â&#x192;Â?Â&#x2039;Â&#x2018;Â?Â&#x2022;Â&#x160;Â&#x2039;Â&#x2019; ÇĽ Â&#x192;Â?Â&#x2020; Â?Â&#x2014;Â&#x2026;Â&#x160; Â?Â&#x2018;Â&#x201D;Â&#x2021;Ç¨ ĎŽĹśÄ&#x161; &ĹŻĹ˝Ĺ˝Ć&#x152; Ĺ&#x161;Ä&#x17E;Ç&#x20AC;Ć&#x152;Ĺ˝Ĺś ,Ĺ˝ĆľĆ?Ä&#x17E;Í&#x2022; ĎĎ Ĺ&#x161;ĆľĆ&#x152;Ä?Ĺ&#x161; ^Ć&#x161;Ć&#x152;Ä&#x17E;Ä&#x17E;Ć&#x161;Í&#x2022; ,Ä&#x201A;ĹľĹ?ĹŻĆ&#x161;Ĺ˝Ĺś ,DĎĎ ĎŽĎľĎ˛Í˛ĎąĎ˛ĎŽĎłÍŽÇ Ç Ç Í&#x2DC;Ä&#x201A;Ć&#x161;ĹŻÄ&#x201A;ĹśĆ&#x161;Ĺ?Ä?Ä?Ä&#x201A;Ć&#x152;Ä&#x17E;Ĺ?Ĺ?Ç&#x20AC;Ĺ?ĹśĹ?Í&#x2DC;Ä?Ĺ˝ĹľÍŽÄ&#x201A;Ä?Ĺ?Î&#x203A;Ć&#x2039;ĆľÄ&#x17E;Ä&#x17E;ĹśĹľĹ?Ć&#x161;Í&#x2DC;Ä?Ĺ˝Ĺľ

e Resources Tel: 292-0022 Email: cmo@bermudamedical.com www.bermudamedical.com

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BMSG Health Express Urgent Care 5 Reid Street, Hamilton, HM 11 (Opposite HSBC) Dr. Arlene Basden, FRCP Tel: 292-0022 Email: cmo@bermudamedical.com www.bermudamedical.com Smilesinc Tel: 296-0990 Email: smiles@smilesinc.bm www.smilesinc.bm

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Wee Care Pediatrics Tel: 296-3032 Email: bdaweecare@gmail.com

New Resident 2020

LEISURE Xxxxxxx Xxxxx TIME

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rom the natural wonders of our beaches, to the charm of our pastel coloured parishes, it is no small wonder that tourists JVSQ EPP SZIV XLI [SVPH วผSGO XS Bermuda to experience a taste of our unique island lifestyle. We are of course proud to share that experience, but sometimes having a private piece of the island life is worth investing into. Enter Bermudaโ s private clubs. The latest example of which comes in the form of Tuckerโ s Point Club. Set within 240 pristine coastal acres shared with the islandโ s most luxurious hotel, Rosewood Bermuda, the exclusive QIQFIVฦถW GPYF SวบIVW E HM^^]MRK array of leisure facilities, and elegant spaces perfect for seeking refuge, without the typical connotation of ฦธWXYวฝRIWW ฦน ERH TVIXIRWI +SV WTSVX 8YGOIVฦถW 5SMRX (PYF SวบIVW an exquisite 18-hole golf course [MXL TVS WLST E วปZI GSYVX XIRRMW

GIRXVI ERH วปXRIWW JEGMPMXMIW XLEX SวบIV [IIOP] วปXRIWW IZIRXW =SYRKIV family members will enjoy an active childrenโ s program while parents enjoy access to the relaxing spaces SวบIVIH F] 7SWI[SSH 'IVQYHEฦถW โ Senseยฎ Spa.โ Fans of โ retail-therapyโ will truly enjoy the luxury boutiques GYVEXIH F] 7IKEPM SวบIVMRK IZIV]XLMRK from exclusive swimwear and high fashion pieces, to wellness and spa products, and simple sundries. The crown jewel of Tuckerโ s Point Club is the exclusive Beach Club. Accessible only to members of the club and Rosewood guests, QIQFIVW [MPP วปRH E XVERUYMP VITVMIZI from the bustle of the island as EXXIRXMZI FIEGL WXEวบ WIX PSYRKIVW YQFVIPPEW ERH SวบIV VIJVIWLMRK cocktails to order. The Beach Club JIEXYVIW MXW S[R VIWXEYVERX SวบIVMRK a market-place selection of fresh seafood and refreshing cocktails. Five more unique dining experiences

are available throughout the club, from a contemporary steakhouse to the Conservatory Bar and Lounge, fast-becoming one of the islands places to see and be seen. It goes without saying that service is exquisite in every venue. In addition to these world-class facilities, club members have access to exclusive events, from holiday galas, to live music gatherings, and special dinners with member priority. These events are scheduled annually fostering a sense of shared community to ensure that club members are never found wanting for social interaction while ensuring a sense of privacy and peace from the island hustle and bustle. For more details on investing into the exclusive club memberships, or to arrange a tour, contact Tuckerโ s Point Club at 441 298-4031 or email melody. linberg@rosewoodhotels.com

C I VI L I Z E D B Y N AT U R E 'เจ เจ เจ เจ เจ เจ เจ %เจ เจ เจ เจ เจ เจ เจ เจ ยถ เจ ยถยถ เจ 0เจ เจ เจ เจ (เจ เจ เจ เจ เจ เจ เจ เจ &เจ เจ เจ (เจ เจ เจ เจ เจ เจ เจ เจ เจ เจ เจ เจ เจ 8เจ เจ เจ เจ เจ &เจ เจ เจ เจ เจ เจ เจ 9เจ เจ เจ เจ เจ เจ เจ เจ 3เจ เจ เจ เจ เจ เจ %เจ เจ เจ เจ &เจ เจ เจ เจ เจ .เจ เจ เจ &เจ เจ เจ เจ i 7เจ เจ เจ เจ เจ เจ เจ

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New Resident 2020

A WORLD OF

FLAVOURS AT

BERMUDA’S

BEST

R E STAU R A N TS

LITTLE VENICE

L’ORIENTAL

The original location at 32 Bermudiana Road, Hamilton 441-295-3503 | info@littlevenice.bm | www.littlevenice.bm

32 Bermudiana Road (above Little Venice), Hamilton 441-296-4477 | info@loriental.bm | www.loriental.bm

HARBOURFRONT

SEABREEZE & MICKEY’S BEACH BISTRO

At the BUEI on the water 441-295-4207 | ﬂorian@harbourfront.bm | www.harbourfront.bm

On the beach at Elbow Beach 441-236-9107 | manager@lido.bm | www.lido.bm

CAFÉ LIDO

FOURWAYS INN

By the beach at Elbow Beach 441-236-9884 | manager@lido.bm | www.lido.bm

1 Middle Road, Paget in the heart of Bermuda 441-236-6517 | info@fourways.bm | www.fourways.bm

LA TRATTORIA

BLÛ BAR & GRILL

23 Washington Lane in the heart of Hamilton 441-295-1877 | info@trattoria.bm | www.latrattoria.bm

25 Belmont Drive at the Belmont Golf Course 441-232-2323 | info@blu.bm | www.blu.bm

LEADERS OF INNOVATION IN DINING ON BERMUDA WWW.DININGBERMUDA.COM | 441-295-8279 | INFO@MEF.BM

DINING

EATING OUT

rom English pub grub to French gourmet cuisine â&#x20AC;&#x201D; and (almost) everything in between â&#x20AC;&#x201D; you can eat very well in Bermuda. And drink well, too â&#x20AC;&#x201D; the better restaurants all have truly outstanding wine cellar. As for local delicacies, you must try Bermuda lobster (available only in months in which there is an â&#x20AC;&#x153;Râ&#x20AC;?), or at least our world JEQSYW ÇťWL GLS[HIV $ less than $30 $$ $30 to $40 $$$ $40 to $50 $$$$ $50 to $60 $$$$$ $60 plus

Bella Vista Bar & Grill: Port Royal Golf Course, Southampton. 232-0100. $$. Join us for lunch, dinner, and HVMROW ERH ÇťRH SYX JSV ]SYVWIPJ [L] 'IPPE :MWXE 'EV ,VMPP MW XLI VEROIH among all of Bermudaâ&#x20AC;&#x2122;s West End restaurants. BlĂť Bar & Grill: 25 Belmont Hills

Drive, Warwick WK 06. 232-2323. Reservations recommended. Smart casual. $$$$. BlĂťâ&#x20AC;&#x2122;s stunning location overlooks picturesque Hamilton Harbour and the Great Sound, providing an unparalleled view of the water and international sailing events. BlĂť has a bold American menu with KIRIVSYW .XEPMER ERH &WMER MRÇźYIRGIW as well as a delightful sushi menu and a small bites menu. Bone Fish Bar & Grill: 6 Dockyard Terrace, Dockyard. 234-5151. $$. 7IEWSREFPI TVMGIH QIRY ÇťPPIH [MXL seafood, top-grade meat, home made pastas, Italian wine, draft beer, and desserts to die for. Open for lunch and dinner. Catering also available. (EJÂł &QMGM Clock Tower Mall, Dockyard. 234-5009. $$. Italian family-style restaurant in the heart of LMWXSVMG )SGO]EVH SÇşIVMRK E JVMIRHP] intimate atmosphere and simple, YRGSQTPMGEXIH ERH EÇşSVHEFPI .XEPMER

cuisine. Open seven days. Breakfast Monday to Saturday 9â&#x20AC;&#x201C;11am. Bermuda GSHÇťWL ERH TSXEXS FVIEOJEWX YRHE]W 9 amâ&#x20AC;&#x201C;noon. Lunch to 4 pm and dinner 6â&#x20AC;&#x201C;9 pm. CafĂŠ Amici â&#x20AC;&#x201D; where friends and family come together. Buon appetito. (EJÂł Windsor Place, 18 Queen Street, Hamilton. 295-8444. $. A stylish and sophisticated take out of organic, local, fresh, ingredients; along with homemade bread, pasta and healthy soups. Accompanied by the Best of Bermuda 2019 award winning Salad Bar. Enjoy the indoor/outdoor dining facility. (EJÂł 1MHS Elbow Beach Hotel, Paget. 236-9884. Reservations VIGSQQIRHIH 4ÇşIVW ER unrivaled culinary experience and a gem of a view of the South Shore. Award winning restaurant SÇşIVW ER I\GMXMRK QIRY JIEXYVMRK 2IHMXIVVERIER HMWLIW PSGEP ÇťWL ERH an enticing meat selection. Elianaâ&#x20AC;&#x2122;s Restaurant: 106 Southside Road, St. Davidâ&#x20AC;&#x2122;s. 777-0555. $$$. Bermudaâ&#x20AC;&#x2122;s unique dining experience where you can choose from premium

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New Resident 2020

Xxxxxxx Xxxxx

cuts of steak, seafood and lamb cooked to perfection along with fresh vegetables and salads and the most mouth-watering desserts. Fourways Inn & Restaurant: 1 Middle Road, Paget. 236-6517. Reservations recommended. Smart. $$$$. Superb international cuisine in a restaurant steeped with Bermudian history. Elegant and charming atmosphere with live piano music in the evenings and the most extensive wine cellar on the island. It has Bermudaâ&#x20AC;&#x2122;s most lavish Sunday brunch. -EVFSYVJVSRX &X XLI '9*., 40 Crow Lane, Pembroke. 295-4207. Reservations recommended. Smart casual. $$$. On the harbour, with its own dock, water lapping gently by the romantic table setting. Catch the WYRWIX JVSQ XLI YTTIV HIGO 4ÇşIVW a varied menu featuring a selection SJ XLI JVIWLIWX ÇťWL ERH WIEJSSH in addition to dry-aged meats, handcrafted sushi rolls and irresistible desserts. La Trattoria: 23 Washington Lane, Hamilton. 295-1877. Reservations recommended. $$. One of Bermudaâ&#x20AC;&#x2122;s longest standing restaurants and a favourite of locals and visitors. Perfectly placed in the heart of Hamilton makes it the ideal restaurant for a romantic dinner for two or a gathering with friends. This festive trattoria has the islandâ&#x20AC;&#x2122;s only woodburning pizza oven as a centerpiece and is recognised as best in Bermuda for its hearty Italian food, and warm, kid-friendly environment, all at an extraordinary value. Little Venice: 32 Bermudiana Road, Hamilton. 295-3503. Reservations recommended. Smart casual. $$$. 'IVQYHEĆśW ÇťVWX ERH QSWX JEQSYW Italian restaurant, celebrating over JSVX] ÇťZI ]IEVW SJ JEFYPSYW WIVZMGI ÇťRI JSSH ERH QIXMGYPSYWP] TVITEVIH New Resident 2020

DINING

classic and contemporary regional Italian specialties. Enjoy fabulous wine and tasty bites with the in-crowd in the adjacent Wine Bar. Lâ&#x20AC;&#x2122;Oriental: 32 Bermudiana Road, Hamilton (above Little Venice). 2964477. Reservations recommended. Smart casual. $$$. The only place to get the best Oriental Fusion cuisine, featuring a welcoming Sushi Bar and Bermudaâ&#x20AC;&#x2122;s only Teppanyaki table. Seating available inside under the exquisite Pagoda or outside under the stars. Lâ&#x20AC;&#x2122;Oriental Express: Corner of Church Street and Par-La-Ville Road. $. 296 4ÇşIVW XLI FIWX SJ XLI FIWX JSV take-out in Hamilton â&#x20AC;&#x201D; everything from soup and sushi, to wraps and sandwiches, to amazing salads and daily hot food specials. Thereâ&#x20AC;&#x2122;s a TEWXE FEV TPYW WTIGMEPX] GSÇşIIW XIEW and smoothies â&#x20AC;&#x201C; the selection is unbeatable. Mickeyâ&#x20AC;&#x2122;s Beach Bistro: Elbow Beach Hotel, Paget. 236-9107. Reservations recommended. $$$. Is the only true beach bar and bistro on the island, VMKLX SR XLI WERH SÇşIVMRK E JYR ERH eclectic menu, loved by visitors and locals. Pizza House: Southside, St Davidâ&#x20AC;&#x2122;s, 293-5700; Shelly Bay, 293-8465; Heron Bay, Southampton, 238-2753. Casual. $. Top-quality pizza. Red Carpet: Reid Street, Hamilton. 295-6774. Reservations recommended. Smart casual. $$. Informal but excellent continental restaurant favoured by local politicians. Sea Breeze Lounge: Elbow Beach Hotel, Paget. 232-3999. Reservations recommended. $$$. Provides the best spot for an al fresco drink, great sushi ERH XETEW & GSZIVIH KE^IFS SÇşIVW shelter if needed. Live entertainment during the summer months.

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THE RED CARPET

BAR & RESTAURANT

History still in the making... Fourways Inn Restaurant & Cottages.

1 MIDDLE ROAD, PAGET, BERMUDA | 441-236-6517 | INFO@FOURWAYS.BM | WWW.FOURWAYS.BM | WWW.DININGBERMUDA.COM

WE HAVE THE BEST! FROM

THE

EAST

THE

WEST

L’ORIENTAL EXPRESS

CAFÉ 4

FOURWAYS CATERING

PAVILION RENTALS

Church Street & Par-la-Ville Road 441-296-7475 | order@lorientalexpress.bm

Windsor Place, 18 Queen Street, Hamilton 441-295-8444 | info@cafe4.bm

1 Middle Road, Paget 441-236-6517 | info@catering.bm

LEADERS OF INNOVATION IN DINING ON BERMUDA WWW.DININGBERMUDA.COM | 441-295-8279 | INFO@MEF.BM

You are invited. Become a member of Coral Beach & Tennis Club

the coral beach & tennis club boasts one of Bermuda’s most iconic locations and some of its best loved views. The private members Club is steeped in tennis heritage and is predicated on community values and fostering a welcoming, family -friendly escape into some of the best Bermuda has to offer, be it food and beverage, accommodation or recreational facilities. Overlooking one of the most spectacular private beaches on the island, the Club provides a welcome retreat for all members with a holistic approach to health, happiness and wellness. An oasis of casual elegance, it serves as a hub for locals and visitors alike to connect and unwind, exercise, celebrate or simply find a spot of old Bermuda charm to relax into. Visit the Club for a first hand, first class experience of the island’s magic. Email secretary@coralbeach.bm to find out more about membership.

tel: 441 236-2233 • toll free: 888 300-7349 • secretary@coralbeach.bm www.coralbeachclub.com • 34 south road, paget, bermuda