ExpectID® Score Reduce risk, improve compliance and gain more insights into transactions. ExpectID Score allows you to build a risk-based score to enhance identity verification and evaluate customer behavior. ExpectID Score is customizable, allowing identity attributes and fraud indicators to be assigned values and ranked within fraud thresholds that you control. Results and decisioning are presented in real-time, reducing friction while providing analytical insights into transactions.
Advantages You Can Expect • Create custom scoring models that fit your business rules • Meet compliance regulations by providing scored transactions • Real-Time scoring helps speed decisioning proceeses • Provides flexible control for businesses to change rules and criteria settings • Decision from ExpectID Score or ID Notes • Gain additional insights into transactions and customers
Adaptive Scoring Adaptive Scoring allows you to create and update scoring criteria to fit your business rules. ExpectID Score is easy to configure and can be customized to reflect the risk factors specifc to your industry and business. As risk factors change, ExpectID Score can easily be configured to reflect these changes giving you the ability to properly assess risk and know what is driving your risk score. Combinations of identity, location and other risk attributes can all be ranked according to your preferences or risk tolerance.
Real‑ Time Delivery. Real ‑ Time Control. Just like Expect ID, ExpectID Score is delivered in real-time. Decisioning is performed instantly from the score and users have the ability to review the identity attributes that created the score. Transactions can be passed, failed or escalated depending on the rules that you define. Transactions can be processed according to the scoring rules you define or rules set from indivdual ID Notes, giving you the ability to optimize decsioning based off of your risk policies.
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“I like the customization available for each enterprise and how each verification delivers either a pass or fail result.” IDology Customer
Expect ID® Score Overview
Group identity attributes by risk level and assign threshholds to those levels
Assign values to identity and fraud attributes.
Customize Scores Adaptive Scoring allows you to create scoring models that fit your business rules and respond to evolving fraud tactics. Identity attributes and fraud indicators can be assigned values based on risk and placed into risk thresholds that you score.
Enhance Risk Evaluation ExpectID Score complements Expect ID’s delivery of identity attributes by offering an additional view into transactions. Increase your decisioning power by viewing an identity as high, medium or low risk in addition to viewing the identity attributes individually that created the risk score.
Meet Compliance Regulations ExpectID Score gives you the ability to group customers into high, medium and low risk levels. These levels can be used to evaluate overall risk profiles and meet regulatory compliance requirements for creating a risk-based approach to KYC and AML guidelines.
Gain Customer Insights ExpectID Score helps you to create risk profiles and develop trending analysis for different customer types. By utilizing score data from transactions, businesses can better perform customer modeling to improve predictability of customer behavior and reduce risk.
About IDology IDology, Inc. provides real-time technology solutions that verify an individual’s identity and age for anyone conducting business in a consumer-not-present environment to help drive revenue, decrease costs, prevent fraud and meet compliance regulations. © 2014 IDology Inc. ExpectID is a trademark of IDology Inc.
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