ExpectID速 Age
Protect Privacy. Meet Compliance. Deter Fraud. As age-restricted commerce continues to grow, it becomes more important than ever to protect our youth and keep the products and services intended for adults out of the reach of children. Given the increasing level of identity theft, just validating that a customer is of age is no longer enough. Determining a minimum age needs to be combined with gaining a deeper insight into the validity of an identity along with fraud patterns to help meet compliance and prevent fraud. Advantages You Can Expect: • Quickly confirm age, requiring as little as name and address • Meet guidelines set forth in the Children’s Online Privacy Protection Act (COPPA) • More sales from faster approvals • Decreased costs from lower manual review processes • Protect customer privacy as well as your business • Comprehensive fraud platform and dynamic decisioning to deter fraud • Advanced reporting improves due diligence efforts
“IDology’s age verification solution gives wineries an important, effective and efficient way to instantly confirm someone’s age when making remote wine sales” What is ExpectID Age? Bill Nelson, President, WineAmerica
ExpectID Age was specifically designed for age restricted industries such as lottery, online gaming, wine, distilled spirits, tobacco, social networking, and wireless among others. It helps customers quickly confirm age while protecting customer privacy and meeting compliance. ExpectID Age is combined with the power of ExpectID, IDology’s identity verification and fraud prevention platform. Customers gain the ability to verify that an individual meets minimum age requirements while also gaining further insight into an identity and potential fraud indicators.
Sample Applications: • Alcohol & wine sales • Social network membership access • Tobacco related items and marketing • Online gaming • Rated entertainment • Lottery • Wireless mobile content • Subscription based services • Restricted access websites • Promotional item requests
IDology.com
Why ExpectID Age? Rules-Based Technology Engine - YOU Control All the ExpectID products are based on an innovative and flexible point-and- click technology
which lets YOU define how identity results are presented. Businesses can define their own criteria and automatically escalate the verification to a secondary level in order to complete the pending customer transaction. Superior Performance IDology’s infrastructure is connected to multiple backbone providers to ensure that you have maximum uptime and superior performance. • Real-time verification • High locate rates, including young and new-in-country • Easy implementation
• Flexible configuration Dynamic Decisioning & Scoring • Comprehensive and robust reporting • Ability to analyze processes and make immediate changes • Customize reports specific to your needs • Permission-based access • Create custom scores to assess risk Responsible Data Use Because the identity verification process is not based on sensitive information such as social security number, your customers are comfortable with the amount of information they are required to share. Additionally, your employees only see the logical results determined from our patent-pending verification process thus shielding your company from any data misuse by an employee. About IDology IDology, Inc. provides real-time technology solutions that verify an individual’s identity and age for anyone conducting business in a consumer-not-present environment to help drive revenue, decrease costs, prevent fraud and meet compliance regulations. © 2014 IDology Inc. ExpectID is a trademark of IDology Inc. 5/14 SS4
ExpectID® Age Step One: Basic customer information, such as name & address, is input into the system. You also have the option to enter Date of Birth or Social Security Information.
Step Two: ExpectID Age conducts an analytical search on billions of trusted data sources to return a result, including any identity discrepancies it finds.
Step Three: The returned identity is checked for fraudulent activity, applying a deep set of fraud detection analytics to help minimize risk and loss.
Step Four: Depending on the results and your business rules, the transaction can be approved, failed or escalated to
a KBA question session through IDology’s Expect ID IQ.
Schedule a Demo Today! Call: (866) 520-1234 Email: info@IDology.com Web: www.IDology.com