A Look at the New Health Care Bill The ACA was a blessing to some, but not all. Could it have been perfected over time? We will never really know as it is being replaced. As of now, 70% of Americans do not approve of the ACA, so let's see if the new one is any better. The New Health Care Bill This bill does not require people to buy insurance. Instead, it offers incentives to those who do. The new bill tries to encourage insured people to maintain their coverage by setting regulations with insurance companies. The new act will prevent companies from charging more or denying coverage for pre-existing conditions. The only stipulation is, you cannot let your insurance lapse. If insurance does lapse for more than 63 days, it allows the company to tag on a 30% penalty for the year. The tax credits will be based on age, but can go up to 4,000 per year. It's difficult to predict who will win out with the new bill, and who will lose, it takes some time to determine the results. Related: Importance of Nursing Practitioner Affordable Healthcare Example (Obamacare) The PositiveA single mom of three works in a dentist office 4 days a week. Her children are covered under their dad's insurance; however, the mom went for years without coverage, due to the cost. She worked 36 hours a week and made too much for state aid on coverage for herself. When the Affordable Act was put in place, she shopped for, and found coverage. For $114 per month she now has insurance for herself. The NegativeA 52-year-old woman that suffers from severe Crohn's disease was forced to switch to the healthcare marketplace when it became the law. Her current doctor did not accept her new insurance, in fact, no GI specialist in her town did. She was forced to drive 3 hours one way to obtain a provider on the list of covered insured.