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The medical aid landscape can be tricky to navigate so it’s best to compare all available schemes and their ranges of plans (benefit options) to find cover that works for your budget and your family’s health. Bonitas Medical Fund offers the following:
10
points
on choosing the right medical aid
1. Analyse your healthcare needs No two people or families are alike – medical needs differ. So do a quick personal healthcare needs analysis to determine what cover you need. If you have dependants, factor in their healthcare needs too. Factors to consider include: l How often you visit your family visit a doctor or specialist l Over-the-counter medication and chronic medication required l Chronic conditions like high blood pressure or diabetes l Specific conditions like cancer, HIV or renal failure l Dentistry l Optometry This will help you decide whether you need a comprehensive medical aid plan or more basic cover, such as a hospital plan. 2. Read the small print Benefits vary from plan to plan, so establish what is and isn’t covered and look at whether
