Property360 - National Digital Magazine - 28 May 2021

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PA N D E M I C D R I V E S E A R LY RETIREMENT PA G E 3

THE RETIREMENT ISSUE

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Enjoying leisure activities with friends has been found to protect cognitive skills.

Don’t leave it too late

Experts suggest many older people postpone the decision to move into a retirement community until they discover they are running out of options BY BONNY FOURIE bronwyn.fourie@inl.co.za MOVING into retirement development is a big decision for retirees and their families and there are many points to consider. Often just discussing the option to move into such accommodation is a tricky one for families to broach and can lead to friction. Retirement villages offer the advantages of independent living in your own space, without the time-consuming maintenance, says Garry Reed, managing director of Evergreen Lifestyle Villages. And there is anecdotal evidence that such a lifestyle even boosts your life expectancy, thanks to the amenities offered. But first, how do you know the time is right to make this move? And once the decision has been made, how do you choose the accommodation that is best for you? The experts offer this advice: When is it time to move? Phil Barker of Renishaw Property Developments says this is a very subjective decision and one that is often taken when people’s health starts to fail. His experience is that the vast majority of people leave it later than they should. “The increase in stress levels of moving home is directly proportional to the age of the mover. Everyone handles stress differently, so this is not a universal law, but moving at 65 is generally far less stressful than moving home at 75. One needs to be proactive and understand that age-related illnesses come upon one suddenly. “The retiring baby-boomer generation is more proactive in this regard and there are more people moving into mature lifestyle villages in their late 50s early 60s, which is the ideal time, bearing in mind modern villages cater for an active lifestyle.” Barker suggests that families encourage their elderly loved ones to visit friends or relatives who have made the move to see first-hand what it is like.

Considerations for moving to a modern retirement village Reed says the main considerations revolve around: • Physical health: In later life, being able to access medical care quickly and easily, while not breaking the bank, will become a priority. Having health-care facilities and trained professionals close at hand means that you will be able to enjoy your golden years without worrying unduly. • Mental health: Loneliness, boredom and social isolation become a reality as you age, particularly if you’re stuck behind high walls in the suburbs, nursing a spouse, or are no longer able to drive. Retirement villages, however, are home to vibrant communities of elderly people who are keen to make new friends, to stay active and to learn new skills. There’s always something to do and someone to do it with. • Home and garden maintenance: Cooking, cleaning and gardening all get more difficult as you age and keeping up with maintenance can be onerous and costly. In modern retirement villages, professional teams take care of all aspects of daily life – like cleaning; painting and repairs; gardening and landscaping; health care; housekeeping; laundry and catering. • Safety and security: At most professionally run retirement villages, 24-hour security is part of the package. And if you go away on holiday, you can simply lock up and go, knowing your home is safe and secure. • Financial peace of mind: When you buy into a retirement village, you get a lifestyle that suits your needs. Choosing the right village Barker advises prospective purchasers to visit at least five villages to make comparisons. “We propose that the prospective purchaser draws up a comprehensive list of questions that should be satisfactorily

answered by the salesperson. The list will be long but should always start with security, which is paramount.” A wall or electrified fence and gatehouse alone are not sufficient. “Security must include 24/7 CCTV monitoring of the fence line in a professionally operated control room with an armed response back up. Thermal cameras are always preferable to optical.” Other questions to ask relate to healthcare provision; the monthly levy and what it covers; community life and facilities and the financial strength of the body corporate. Buyers must obviously also check that prices and payment options suit their budgets, Barker says. Retaining independence Many senior living communities are aware that retired people don’t want to give up their independence, they simply want a structure that is beneficial to their needs and preferred lifestyles – the right place for the right time in their life. “Retirement neighbourhoods can use technology, expert service providers and a wealth of options for living, eating, enjoying exercise and entertainment to ensure that residents are independent and happy,” says Gus van der Spek,property developer and owner of life rights company Manor Life Property. The benefit of community Van der Spek adds that senior living communities lessen isolation, provide security, community and care and that this has especially been the case during Covid restrictions which have seen older people facing intense isolation. Living in a senior community can help residents create relationships with their peers, carers, and service providers, and feel less alone.

Health effects Enjoying leisure activities with friends, such as playing bridge or participating in a book club, have been found to protect cognitive skills. Physical activity, such as walking and hiking, gardening or yoga, is one of the most important things you can do for your health. “Senior-living communities also reduce the instances of falls, one of the leading causes of injury and death, Van der Spek says. The likelihood of a fall going unnoticed in a senior community is low, as well-lit and clutter-free living areas help prevent falls, and exercise and physical therapy can reduce their instances and severity. How important are pets to you? Whether or not they can bring their pet along can be a deciding factor for some people. Many senior living communities allow pets, or in other cases, certain types of pets such as one small dog. Some facilities may offer care for pets if residents cannot care for them alone. Medical care and amenities Before choosing a senior living community, a person should be physically and cognitively assessed by a qualified nurse at the facility, Van der Spek notes. They should also confirm the community’s procedures in the event of an emergency, their disaster preparedness and which hospitals will be used for admission if necessary. “This will help ensure a person receives the right level of care and can avoid revisions to their routines after they move in.” The services and amenities can also play a large role in the type of lifestyle a person can enjoy. Hospitality; dining; exercise and wellness and medication management are typical offerings, while gyms and swimming pools, libraries and hair salons can help a person maintain their preferred routines or even pursue a healthier lifestyle.


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Letter from the editor OUR LAST retirement supplement saw us inundated with letters from readers, and was one of the most well-read supplements of the year. With a large number of people either entering retirement or having parents who are, questions often come up regarding the best place in which to live. With people as young as 50 now able to buy into some retirement villages, it’s obvious that the developers have to create full-on communities equipped for those from any stage and age, ensuring that people get a one-stop shop with all the bells and whistles. The needs of a 55-year-old are different from those of a 90-year-old – and so we are finding developments that cater for both, with perhaps a tennis court as well as a frail-care unit. With the rise in cases of dementia, I am also glad to see dementia units being built into some developments. Another factor hastening the move to retirement villages is the increase in early retirements, or people wanting to live in a place with a village feel in times of lockdown. One of the letters we received after the previous supplement came from Julian Carter, 85, a retiree living in a retirement village in Pinetown who writes a newsletter and is very active in his community. The letter was charming and in-depth and gave insight into life for our many retirees. It also shows the camaraderie that can build up in a community. “Even in a large village, one of the most dreadful things to cope with (particularly in these times of Covid-19 lockdowns) is loneliness,” Carter wrote. “In our frail care and assisted living areas people are still confined to quarters and for a single person this can be dreadful. Both my wife, Maureen, and I make it a habit to phone people there on our internal phone and try to cheer them up.” On another aspect of retiree living in a retirement village: “...one of the very best things about this life is that people do not try to persuade you to do anything that you are not entirely happy with. A suggestion may be made to you, but the ultimate decision on your participation is entirely up to you, with no pressure brought to bear. Having said that, there is always something on the go for the active, or even fairly active, resident who wishes to partake.” And Carter’s recipe for longevity? “A smile, keeping active and – even more important than the smile – is the regular use of ‘thank you!’ and an expression of appreciation when it is earned.” Wise words Happy retirement village hunting readers, do keep us posted.

Warm regards

Vivian Warby vivian.warby@inl.co.za

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Retirement comes early for those with the means Modern developments have to cater for both traditional retirees and those who are still active and working BY BONNY FOURIE bronwyn.fourie@inl.co.za

Joan and Hugh Gaitskell.

Retirees are placing more focus on community and health care when choosing where to live out their golden years.

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ASTENED by the pandemic, more South Africans are taking early retirement or voluntary retrenchment packages – even as early as 55. For those with enough money for retirement it is a “life-is-short” attitude. This is a trend also being seen in the US with a November study from Pew Research Center finding a surge in the number of baby boomers – those born between 1946 and 1964 – reporting being retired. Compared to previous years, there were 1.2 million more than the annual average. Because many middle-class South Africans cannot afford this, and are forced to work way past typical retirement age, retirement developments have had to be reimagined to cater for those who must, as well as those who choose to, continue working. The coronavirus pandemic also gave rise to the popularity of active-adult communities because people could feel safe within the bubble of their neighbourhoods, where they know everyone. In fact, if the pandemic has taught retirement property developers and managers anything, it is that health and safety, lifestyle and financial peace of mind are priorities, says Cobus Bedeker, managing director of Evergreen Property Investments. The last thing that retirees want to do during their golden years is deal with daily cooking and cleaning. “Upmarket villages... now take care of gardening, catering, laundry and housekeeping and you can choose to eat in a dining room or restaurant, rather than catering for yourself. Some estates also provide additional facilities like shops, beauty and hair salons and financial services, so you never have to leave the property.” Rob Jones, retirement-living consultant

to The Somerset Lifestyle and Retirement Village in the Western Cape, says the days of regimented, institutional frail-care units, run in a hospital-like fashion are gone. “The modern crop of retirees – many of who are still very active and who often do not self-identify as ‘old’ – have necessitated this change.” To cater for these evolutions and ensure that elderly residents still receive the care they need, Barry Kaganson, chief executive of Auria Senior Living, says the “big trend” both here and overseas is to offer various wellness aspects within senior-living facilities. These include fitness programmes; healthy eating plans and options; planned social activities; lifelong learning courses, volunteer opportunities and wellness education workshops. “In addition, of course, from a design perspective, senior-living communities are now attractive, modern and appealing places to live, underpinned by the requisite operational and hospitality services. “Availability of care and support is critical as people live longer and aspects such as dementia care need to be addressed... People also want choice as to how their care and support is delivered.” Phil Barker, a consultant to Renishaw Property Developments, believes the homebased care model is the future of health care in mature-lifestyle villages. “Current retirees are demanding this and successful developments will deliver.” This model means units will be: • Wheelchair friendly. • Designed to facilitate ageing in the home rather than in a frail-care facility. • Managed by professional health-care organisations and manned by qualified nursing and supervised care-giving personnel.

Apart from physical changes, retirement developments also have had to restructure their offerings. “Being creative in encouraging the residents to participate in organised and individual activities is one such change. Of course, these activities are always governed by strict Covid-19 heath protocols.” Community and friendship are also vital aspects for retirees, and Helen and Corrie Peters who live in the Widenham Retirement Village, in KZN, say they now meet and talk to more people in one week than they did in three months in their previous complex. “It is just so much better than I expected,” Helen says. The sense of community that is a big feature in most modern retirement villages is evident in even small details, such as village newspapers and magazines where local and personal news is shared between residents. The increasing numbers of people and traffic in Ballito on the KZN North Coast forced Joan and Hugh Gaitskell to consider alternate retirement living. In November 2019, they made the move to the Scottburgh on the South Coast. They chose Renishaw Hills and it is a decision they have not regretted. “The things that were influential to our decision were the views – those of the sea as well as the village – and the impossibility of any other dwelling being built in front of us to spoil the views,” says Joan, 72. Hugh, 78, adds: “Our favourite parts of living here include the peace and quiet of the neighbourhood and also our fellow residents who have the same outlook on life as we do.” The couple’s average day involves taking part in sport and social gatherings – and there is no pressure to do anything that does not

DISCLAIMER: The publisher and editor of this magazine give no warranties, guarantees or assurances and make no representations regarding any goods or services advertised within this edition. Copyright ANA Publishing. All rights reserved. No portion of this publication may be reproduced in any form without prior written consent from ANA Publishing. The publishers are not responsible for any unsolicited material. Publisher Vasantha Angamuthu vasantha@africannewsagency Executive Editor Property Vivian Warby vivian.warby@inl.co.za Features Writer Property Bonny Fourie bronwyn.fourie@inl.co.za Design Kim Stone kim.stone@inl.co.za


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B R A N D S T O R I E S LIFE RIGHTS CAN BE AFFORDABLE

Life rights gives the holder security of tenure for the rest of their life. THE COSTS of senior living options range from entry-level to premium, says Gus van der Spek, founder and owner of life rights company Manor Life. But even the premium options are often more affordable than you might assume. One such affordable financing option favoured by an increasing number of upmarket retirement developments is life rights. Life rights gives the holder of the right the security of tenure for the rest of their life. With no bond, insurance, special levies, taxes or maintenance costs to pay, an up-market senior living option may be more affordable than homeownership. “Senior communities usually offer a choice of units, homes and apartments to suit each individual’s financial situation. Upon selling their home and choosing to hold life rights, people often find that they can enjoy a more prosperous lifestyle than anticipated.”

Your new home in your old neighbourhood

Estate celebrates birthday with special offers

A unique promotional offer will see new buyers getting good prices on 20 brand-new, fully completed properties. DE PLATTEKLOOF Lifestyle Estate is in the most exclusive area in Cape Town’s northern suburbs and represents the best of luxury lifestyle retirement living. Offering a five-star lifestyle for the over-50s, De Plattekloof has achieved close to R400 million in sales to date, says Johan Laubscher from Arun Holdings, which partnered with Old Mutual Alternative Investments to develop the estate. To celebrate De Plattekloof’s fourth birthday, a promotional offer will see new buyers realising incredible savings on 20 brandnew, fully completed properties. “These include all the

accommodation options we have available, with special pricing on six independent-living apartments, five independentliving designer homes and nine assisted-living apartments.” Details of this birthday offer are:

• Independent-living apartments: Five studio apartments previously priced at R1.596m are now for sale at R1.499 and a two-bedroom apartment on offer at R2.25m was previously priced at R2.413m. • Independent-living exquisite homes: Special prices for five new homes, all featuring luxurious finishes as specified by

an interior specialist. To put this into perspective, one of these beautifully designed homes was previously priced at R6.135m and is now priced at R5.049m.

• The assisted-living apartments included in the celebratory offer include six studio suites and three twobedroom suites. The studio suites were priced R1.406m and are now priced at R1.25m. The two-bedroom suites are on offer at R2.499. For further information or to book a private viewing, contact Dawid Prinsloo at 060 960 0100, email live@deplattekloof.co.za or visit www.deplattekloof.co.za.

TOP HEALTH CARE THROUGH EVERY STAGE

Wytham Estate is in leafy upper Kenilworth and is close to amenities.

SECURE and upmarket retirement living in the heart of the Cape Town’s southern suburbs has been a long time coming – but is now a reality with the development of Wytham Estate. Many of the estate’s residents have lived in the area for decades and were looking for a nearby retirement property option that still met their lifestyle requirements, says property developer Gus van der Spek. “We’ve positioned the estate as ‘welcome to your new home in your old neighbourhood’.” The development is in leafy upper Kenilworth and is close to many amenities including the National Botanical Gardens at Kirstenbosch and Kelvin Grove Country Club. “Understanding the diverse needs of a new generation of retirees, Wytham Estate offers two upmarket living options: 49 one- and twobedroom apartments and 12 mews homes for those looking for a bit more space,” says Van der Spek. Still under construction, the estate plans to add to the grounds a restaurant, cafe, library, wellness centre, several entertainment areas and even a boutique hotel for visiting friends and family. “Safety and the highest levels of care are two of the biggest priorities for our residents and so we offer round-the-clock security monitoring and have an ‘age-in-place’ policy to allow our residents access to the varying levels of healthcare on site.” Learn more at https://wytham.estate/

AGE-RELATED illnesses such as dementia, heart disease and strokes commonly occur after middle age, with genetic predispositions increasing the likelihood of developing diseases in even the healthiest of elderly people. It therefore makes sense, says Evergreen Health managing director Elize Porter, to have quick and easy access to top-quality care from doctors, nurses and other professionals trained to assist at every stage of the retirement journey. “There is currently a range of health-care solutions available in South Africa that offer health-care support for older people whenever, wherever and however it’s needed. Broadly speaking, these are divided into three categories: home-based care, assisted living and in-patient care, each designed to meet the challenges and needs of aging.” Before embarking on any of these solutions for an elderly person, Porter says a doctor needs to conduct an assessment to determine exactly what level of care is needed and tailor a health-care solution to best meet the person’s needs.

Elderly people need quick and easy access to top-quality care from doctors, nurses and other professionals.


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B R A N D S T O R I E S PINNACLE OF RETIREMENT LIVING

Caister Lodge has many facilities for residents. ESTABLISHED in 1987, Caister Lodge, in Musgrave, is a sought-after retirement village which provides many amenities to help residents enjoy their retirement years. It offers on-site teams to oversee catering, cleaning and laundry; a beautifully renovated clinic and exceptional medical staff who provide personalised, home-based health care 24 hours a day. Nursing services also provide emergency treatment, post-operative convalescence and frail care. Caister Lodge has a vibrant community of retirees who love to socialise in the dining room or to have a sundowner in the ladies’ bar. The active retirees, who love to keep fit, exercise daily in the outdoor pool or play croquet on the lawn, which has both city and ocean views, while the tranquil library offers a wide selection of reading materials for residents to enjoy. During the Covid-19 pandemic, Caister Lodge has striven to ensure the safety of all its retirees and staff by always adhering to regulations.

Ready for the next adventure

Edenroc provides spectacular sea views and optimal health care.

Retire to the beach LOCATED on Durban’s Golden Mile, with direct access to the beach promenade, Edenroc Retirement Hotel offers spectacular ocean views from the sea-facing as well as the side suites. The hotel provides everything needed to enjoy a carefree and caredfor retirement in the best

location, including: • A care centre with 24hour nursing and assisted living care, overseen by registered nursing sisters. • Private, fully furnished care-centre apartments on a rental basis. • Life rights with 100% refund. • Studio, one and twobedroom suites across six

floors – 96 in total. • Three meals a day with morning and afternoon tea. • Units serviced daily. • Weekly shopping trips and outings. For more information contact Nicki or Alana at 031 337 4321, email md@edenroc.co.za or visit www.edenroc.co.za.

HOME MEDICAL CARE IS AN OPTION

Many residents at Renishaw Hill in Scottburgh, on the KZN South Coast, enjoy views and gardens.

LIFE is a series of adventures and your retirement should be the greatest journey yet. Residents at Renishaw Hill in Scottburgh, on the KZN midSouth Coast, live a year-round holiday with all the excitement that comes with the promise of new adventures. As a mature lifestyle village in a picturesque coastal town, residents get to enjoy many days of sunshine and the best of Mother Nature, says Phil Barker, consultant to Renishaw Property Developments. “This means they’re more likely to make the most of their surroundings. With a choice of sea views, lush indigenous forest or garden expanses, a

breathtaking outlook comes standard with every home. This provides a sense of freedom – a must for any adventurer.” The community of like-minded residents ensures the ultimate level of companionship for the array of activities on offer. “For those looking to try new things, our village is a hub of hobbies just waiting to be explored. The toughest part of it all is deciding what to try first.” For more on how Renishaw Hills delivers quality, value and community, or to arrange a private tour, contact sales@ renishawhills.co.za or visit www.renishawhills.co.za for a virtual one.

HOME care is not as widely understood by South African retirees and their loved ones as it is in many other countries but, for those who are informed, it is a popular choice for retirement living. Various health conditions can successfully be treated at home and many are partially or fully covered by medical schemes, says home healthcare supplier Medwell SA. Some of the conditions / situations that can be treated at home by a reputable supplier include: • Post-hospitalisation care, including rehabilitation. • Recuperating and rehabilitating after a stroke. • Receiving intravenous medication. • Ventilation for stabilised patients. • Care and nursing of patients with life-threatening illnesses. • Care for the elderly who need assistance with daily activities. • Care for dementia patients in a familiar environment. • Covid-19 care for stable patients. • Wound care. “In these trying Covid-19 pandemic times, it is important to keep in mind that home care is available for stable patients not needing further medical intervention. If it is not necessary to convalesce in a hospital, the best home-care supplier providing this option should be chosen,” advises Medwell SA. Visit www.medwell.co.za or email info@medwell.co.za.

Medwell SA offers managed home care to patients of all ages.


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What’s new in the

Western Cape

PICTURE: MORGANE LE BRETON / UNSPLASH

TO ADVERTISE HERE Shevon Philander 078 422 4925 Leigh Auret 074 991 3373 advertising@property360.co.za

shevon.philander@inl.co.za leigh@property360.co.za w w w. p ro p e r t y 3 6 0 . c o . z a


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Frail care, home-based care and memory care are some of the services on offer at Great Oaks Retirement Village in Constantia.

E L E V AT I N G RETIREMENT VILLAGE H E A LT H C A R E Top medical services in a residential setting

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S DEMAND within the retirement property market increases, so does the competition. Retirees are prioritising independent living which supports their evolving needs as they grow older, and this was evident to Helen Seaman and her team at Constantia Life Developers which recently launched Great Oaks Retirement Village in Constantia. “While our clients seek a retirement village that matches their needs and budget, it is ultimately the health-care services on offer that drives a purchase. Frail care, home-based care and memory care are three different, but equally important and complementary, services within a retirement village setting.” The team, therefore, always encourages retirees to do a “deepdive” into the facilities on their shortlists. “After all, the design elements and health-care principles that support these three levels of care have a direct impact on a resident’s long-term well-being.” Great Oaks has been designed to “do more than just tick all the

basic health-care boxes”, and Seaman believes that the inclusion of finer details in all areas of retirement village life has been “crucial” to converting an interested party into a buyer. Other primary medical-care services include on-site doctors’ and nurses’ consulting rooms for day-to-day medical needs and physio and hydrotherapy facilities with advanced features like hoists for residents with mobility issues. In addition, the Great Oaks care team facilitates medical aid authorisations on behalf of residents. “Our clients want to spend their valuable time on the things they want and like to do, and not on humdrum daily chores and maintenance,” says Seaman, adding: “That is why our multi-disciplinary approach in caring for our residents, regardless of their medical needs, is within the Great Oaks DNA.” Great Oaks Retirement Village is scheduled for occupancy in mid-2023. Limited cottages and apartments are still available. Visit www.greatoaksvillage.co.za or call 073 119 9999 for more information.

Great Oaks offers facilities that provide mental and emotional stimulation for residents.

Memory boards, bright colours, and names and photographs at room entrances will allow easy recognition by residents.

T H O U G H T F U L LY D E S I G N E D F R A I L C A R E Great Oaks elevates its on-site frail-care facilities by offering private and furnished en suite bedrooms, including: • A central nurse’s station that is conveniently close to all patients. • Garden access from some of the rooms. • Easy and limitless access for spouses to their loved ones in frail care. CUSTOMISABLE HOME-BASED CARE The Great Oaks “Age-in-Place” philosophy supports independent living and home-based care while continuously adapting to residents’ needs, with features including: • Removable counter panels and modules for better wheelchair fit under counters, sinks and work areas. • Ample wheelchair space next to toilets, doors and inside garages to enable accessibility. • Screens that allow carers to assist residents in the shower without getting wet. • Lower door handles and light switches and higher plug points. • Level access throughout the unit. • Wheelchair turning circles throughout, including bathrooms. Great Oak’s Helen Seaman notes: “Our design elements go further than the standard grip rails and every design and fitting enables you to lead an independent life.” HOLISTIC MEMORY CARE Memory care is offered by many retirement villages but it is the unique design of Great Oaks’s memorycare facility, coupled with the development team’s collaboration with a respected neuro-architect who understands the finer nuances of effective and sustainable therapeutic interventions, that makes the retirement village unique. Interventions include: • Ensuring a resident can see the toilet from their bedroom to make a visual connection without having to remember where the bathroom is. • Strategic positioning of bathroom mirrors to not confuse residents living with Alzheimer’s or dementia. • Memory boards, bright colours, names and photographs at room entrances for easy recognition by residents. • Colourful plates to improve a resident’s appetite and ability to recognise food. • The elimination of dark colours or patterns in flooring and furniture which can be seen as holes or obstacles. • Elements that improve mental stimulation, including “caring” for dolls in prams, stroking stuffed animals, picking flowers, planting herbs and feeding birds. • Walkways designed to ensure residents don’t get lost. • A Snoezelen multi-sensory room to calm and reduce patient agitation through the use of soothing sound and fibre-optic light.


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• Luxurious 1, 2 and 3 bedroom homes for sale (rentals available)

Luxury Lifestyle Village

• Golf course, croquet, bowls, swimming, tennis, walking paths

For over 30 years, we’ve been constantly refining and improving our luxurious lifestyle estate, catering for the needs of all our residents. With 24-hour security, a range of well-maintained facilities including a 9-hole golf course, bowling greens, tennis courts, swimming pools and expertly established, first-class healthcare, we’re able to offer our residents a lifestyle experience like no other.

• Clubhouse, art studio, pottery studio, library, hair salon & gym • Restaurants, clubs, societies & off-site day trips • Healthcare Centre

Surrounded by vineyards, beautiful beaches and wide-open skies, just 30 minutes from Cape Town, this tranquil village is perfectly situated against the breath-taking backdrop of the Helderberg Mountain in Somerset West.

• 24-hour security & access control • Fibre & high speed Internet • Established in 1987 – 33 years of total financial security

COTTAGE 91

COTTAGE 15

COTTAGE 158

Close to all amenities.

Lovely and spacious set in private garden.

North facing home with the added bonus of a double garage.

Size: 90 m² Levies: R2 056

Size: 147 m² Levies: R3 658

Size: 205 m² Levies: R4 836

R1.95 M

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R3.8 M

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R5 M

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COTTAGE 1100

COTTAGE 420

CONTACT US FOR SALES / RENTALS: 021- 855 8335 rentals@helderbergvillage.org.za

Space galore.

Immaculate and private all round.

Size: 210 m² Levies: R4 731

Size: 201 m² Levies: R4 439

R4.95 M

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R5.995 M

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sales@helderbergvillage.org.za

www.helderbergvillage.org.za

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PROPERTY TRENDS TO WATCH AS LOW-INTEREST RATES REMAIN Last week the Reserve Bank announced to keep the prime lending rate at 7%, this was a great relief to many cash-strapped consumers. Property experts, on the other hand, have expressed little surprise at this outcome. “Realistically, we don’t expect interest rates to change just yet,” says Tony Clarke, MD of the Rawson Property Group. “When increases do start happening – possibly towards the end of this year, or early in 2022 – the climb is likely to be very slow, creating little immediate change to the property market.” While interest rates may not be changing any time soon, Clarke says property trends are always shifting, particularly as buyers redefine their needs under the “new normal”. Both Clarke and Craig Mott, Cape Town Regional Sales and Commercial Manager for the Rawson Property Group share their take on what this means for the property industry and some major trends to keep an eye on. Bigger is better According to Mott, the massive shift towards remote work has directly influenced buyer priorities when looking for the “perfect home”. “People are spending a lot more time at home these days,” he says. “Buyers are looking for properties that can make that time as comfortable – and productive – as possible. That means more than just home offices. We’re talking larger living areas, more spacious gardens, functional outdoor areas – the whole package.” Freehold over sectional title In their search for more space, Mott says more and more buyers are turning to freehold properties over sectional title – the opposite of pre-pandemic trends. “Freehold homes tend to offer more space, more privacy, and more freedom to renovate and make changes,” he says. “Lock-up-and-go is also less essential with travel restrictions keeping most of us grounded.” Multi-generational living Clarke says the multi-generational living trend is becoming more common, contributing to the demand for larger properties and properties with multiple dwellings. “Making ends meet on a fixed or limited income has become extremely difficult in the current economic situation,” he says. “As a result, we’re seeing a lot of young adults moving back in with their parents, and a lot of elderly parents moving in with their kids.” Decentralisation Location is just as important to buyers as ever, but Clarke says lifestyle has become a greater priority than proximity to major business hubs.

“A lot of buyers are moving away from major cities in favour of small-town life, particularly along the coast,” he says. “These so-called Zoom Towns are really booming as the popularity of remote work and distance learning increase.” Residential property While 2020 was characterised by lowered interest rates and ample supply of properties on the market, creating favourable market conditions for buyers who wasted no time in snapping up properties, 2021 has brought about stock shortages to much of the country. “Agents have now focused their efforts to get their hands on enough properties to satisfy demand, particularly in the entry-level market,” says Clarke, “We do expect to see this dynamic shifting, however, with a wave of distressed properties due to hit the market soon. Sellers hoping to minimise competition should definitely get their properties listed as quickly as possible.” Commercial conversions Remote work has caused an inevitable decline in the demand for commercial property, triggering a flood of commercial to residential conversions in CBDs. Mott says the result will be a number of new mixed-use buildings with shared workplace, exercise and entertainment facilities. “It’s an exciting trend that should inject new life into South Africa’s cities, and provide excellent opportunities for buyers looking to ‘get it all’ under one roof,” he says. Stabilising demand While the decision to keep interest rates where they are will certainly benefit buyers, Clarke says it is unlikely to cause the same surge in market activity that the initial interest rate decreases did. “We’re expecting buyer activity to level off now that pent up demand has largely been satisfied,” he says. “Demand will still be high, just unlikely to increase further.” Good timing for buyers and sellers It’s only a matter of time before interest rates begin to climb once again. As such, both Clarke and Mott urge buyers to act sooner rather than later to benefit from the current rock-bottom rates for as long as possible. Sellers, too, are advised to act quickly in order to tap into today’s lively market. “As interest rates increase, demand will slow and sales will become trickier,” says Clarke. “It’s one of those rare situations in which both buyers and sellers stand to benefit by acting quickly.” For more information on property sales and Industry news visit www.rawson.co.za. If you are ready to sell, we will help you sell your property – quickly, easily and at the right price. Get in touch with our team of neighbourhood experts for a property valuation or advice on selling your property. Contact us on 021658 7100, email marketing@rawsonproperties.com.

“I don’t think any accolade could ever mean more to us than this one!” Rawson Franchisees award their Franchisor team as the Best Real Estate Franchisor in South Africa

WANT IN? We're growing our team Email: join-us@rawsonproperties.com


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DOGON GROUP PROPERTIES MD ALEXA HORNE

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The New Normal Recently we marked a year since South Africa officially went into lockdown and the country began to acclimatise to our “new normal”. Since then we have witnessed immense resilience, strength, innovation and ingenuity from the citizens, businesses and communities of this country as people work towards an optimistic future. This is the spirit we need to rebuild our beautiful country.

In the property sector, following on from a bumper 2020 which, according to statistics, saw the highest volume of mortgage approvals in South Africa in more than a decade, the last few months have shown continued robust activity following the series of interest rate cuts that occurred last year. During the last 6 months, Dogon Group have managed to grow our market share considerably and we anticipate continued growth due to our hardworking, dedicated agents.

The decision to keep the repo rate unchanged at 3.5% has been welcomed by South Africans and this means that the prime lending rate remains stable at a near 50-year low of 7%. So for potential homeowners, now is the time to buy and secure an attractive interest rate. In addition to the positive news on the repo rate and property sales figures, 2021 could see South Africa experiencing an improving local economic landscape, despite the continuing challenges we face. This is driven by the confidence boost of a positive Budget and South African resilience in the face of significant economic challenges. SA has many positives going for it. In addition to the fact that ours is one of the most beautiful and diverse countries in the world, we also have a politically stable democracy with a free media, an independent central bank, huge mineral wealth and tourism potential, growing trade and investment links with Africa and Asia, a strong financial sector, a generally healthy corporate sector and an easing fiscal crisis. I truly believe that we have moved into a season of rebirth, despite the lingering presence of Covid-19. We are optimistic of ongoing positivity in the property sector as the interest rates and favourable lending attitudes of the banks make for fertile grounds for property investment.

Alexa Horne 082 349 7799 alexa@dogongroup.com

Photo Credit: David Fish

C L I F TO N - VAC A N T L A N D - R 175 MIL L ION E XC I T I N G N E W R E L E A S E

EXCLUSIVE

Web Ref: RL11157

A RARE O PPO RTUNI T Y TO ACQUI R E THE FI NEST P LOT ON WHI CH TO B U I LD YOU R D R E AM H OM E

Nettleton Road, Clifton, boasts the most valuable residential real estate on the African continent. Located at the very end of this road, on the sea-side, is arguably the best piece of land of them all. Private and discreet from the road the land splays open towards the ocean, effortlessly embracing iconic postcard views. The vistas of Clifton’s famed natural beauty are unspoilt from this unique location. SAOTA plans available on request

DENISE DOGON 082 449 6608

VICKY ATLAS 083 447 1381

ADRIEN EPSTEIN 083 455 5661

d o g o n g r o u p . c o m A visionary company with decades of experience


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NEWL AN D S - R 5.9 95 M I L L I O N

G R EEN PO I N T - R 13. 5 MIL L IO N

NEW RELEASE

Web Ref: RL11201

NEW RELEASE

E XC L U S I V E

ST YLISH SECURE TO WNHOUSE

Web Ref: RL11209

VIEWS THAT NEVER CEASE TO AMAZE

SANDRA EVANS 083 253 0115

GAVIN GOLIATH 082 963 0000

SEA PO INT - R 5.15 M I L L I O N

V R EDEH O EK - R 2 . 25 MIL L IO N NEW RELEASE

MICHELLE 082 321 7871

STEPHEN 082 600 5335

ORANJE ZICHT - R 4 .5 M I L L I O N

AT L AST - A BEAUTIFUL FAMILY HOME

Modern 4 bedroom, 4 bathroom (3 en-suite) family home with pool offers open-plan entertainment areas leading onto lovely view deck. Garden and double garage

STEPHEN 082 600 5335

YZERFONTEIN - FROM R3.5 MILLION (VAT INCL)(NO TRANSFER DUTY)

E XC L U S I V E

GORGEOUS GARDEN ART-DECO GEM

Find tranquility in this welcoming & immaculate 1.5 bed apartment, surrounded by greenery & sunlight. Enjoy the friendliness of this Vredehoek neighbourhood. 1 P/bay

ALISON ROBB 082 956 9506

Web Ref: RL11217

OCEAN VILL AS YZERFONTEIN - PLOT & PL AN

Exquisite unobstructed sea views - Ocean Villas. This gated beachfront estate is nestled between 2 pristine beaches with views towards Table Mountain. Erven from 612m2

NATALIE 082 393 8923

M O U I L L E PO I N T - R 3. 7 MIL L IO N

NEW RELEASE

NEW RELEASE

Web Ref: RL11221

NATALIE 082 961 7602

D E WAT E RKAN T - R 2.895 MI LLI O N NEW RELEASE

Web Ref: RL11220

PEACE OF MIND WITH VIEWS

MICHELLE 082 321 7871

NEW RELEASE

Web Ref: RL11190

WAITING FOR YOUR PERSONAL TOUCH

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FRE S N AYE - R 9.95 MI LLI ON

Web Ref: RL11218

This 3 bed penthouse is on the cusp of the Signal Hill Nature Reserve and nicely perched above the V&A Waterfront and Cape Town Stadium. 2 Parking bays

Situated in a unique & hidden quiet square in Sea Point, is this 3 bedroom gem which is simply oozing potential and can easily be converted back to its former glory

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NEW RELEASE

Luxurious, secure, well-maintained townhouse situated in gated estate. 4 Spacious bedrooms and 3 modern bathrooms. Garage and off-street parking bay

Web Ref: RL11200

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Web Ref: RL11216

BEACHFRONT LIVING

E XC L U S I V E

LIVE THE HIGH LIFE AT THE MIRAGE

Situated in a boutique complex building, this apartment offers spacious open-plan living with views. 2 Bedrooms, 2 bathrooms & guest cloakroom. 1 Parking bay

A marvellous opportunity to live in one of Cape Town’s most sought-after suburbs and roads. The apartment is within walking distance of Cape Town Stadium

Supersized 1 bedroom unit high up in the sky. Fully integrated kitchen. 24 Hour manned security. Secure private floor access, communal pool and gym

KEAGAN JAMES 082 902 8202

GAVIN GOLIATH 082 963 0000

GRAHAM COWBURN 082 421 6764

SEA POINT - R1.645 MILLION (VAT INCL)(NO TRANSFER DUTY)

C I T Y C EN TR E - R 2 . 75 MIL L IO N

GARD E N S - R 2.5 MI LLI O N

NEW RELEASE

Web Ref: RL11212

Web Ref: RL11219

AMAZING STUDIO APARTMENT

Beautifully finished studio in ultra-luxury development located on the slopes of Signal Hill & offers a secure lifestyle combined with the convenience of a lock-up & go

JAMES 082 485 2702

NEW RELEASE

KEAGAN 082 902 8202

Web Ref: RL11227

THE STUDIOS

LOCATION - LOCATION - LOCATION

Located on the top floor, this voluminous and airy loft offers the perfect inner city lifestyle living. Parking bay, communal sun-filled pool and concierge security

This 2 bedroom apartment is ideally located in the building with great Table Mountain views. Living area leads onto enclosed balcony with views & unique built-in diner

KEAGAN JAMES 082 902 8202

DUNE TANCREL 084 358 4910

Rentals 021 433 2580 A visionary company with decades of experience


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PROPERTY PORTFOLIO – FRANSCHHOEK ADDRESS PRICE ERF SIZE

2 HOUSES

: Gentleman’s Estate : R19 500 000 : 4.5 ha

Viewing by appointment only

PROPERTY DETAILS

GENTLEMAN’S ESTATE

l Nestled a stone throw from the magical town of Franschhoek you will find this lifestyle farm high up in the mountain. l The farm is improved with two comfortable dwellings.

House 1: 2 bedrooms with en suite bathrooms; open plan kitchen / lounge area /living areas; scullery and pantry; mezzanine Tv room; sunroom with built in braai; balcony overlooking the valley; separate entrance flatlet with large bedroom, en suite bathroom and kitchenette. House 2: 2 bedrooms with en suite bathrooms; study with fireplace; open plan kitchen / lounge area /dining area; mezzanine Tv room; scullery and pantry; covered stoep area. l Each property has a double garage and wine cellar. l Beautiful gardens and indigenous fynbos with 2 dams. l Varkblaardrif river runs through the farm. l Stunning property with picturesque views, once in a lifetime opportunity. https://www.homeandhectare.com/results/residential/for-sale/franschhoek/franschhoekrural/farm/2818/ Albie Loubser 082 573 9902, Willie van Rensburg 083 261 7641

AUCTIONS There is a commonly held belief that property auctions are a good place to pick up a bargain because auctioneers often handle sales in execution / property reposessions / liquidations. Our dedicated auction section allows auctioneers to showcase their properties to buyers looking for these bargains. THE AUCTION SECTION OF THE PORTAL OFFERS: • Advice to buyers • Auction news • Recommended auctioneers to deal with • Diary of upcoming auctions Contact LEIGH to get your listings visible 074 991 3373 or leigh@property360.co.za

www.property360.co.za


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What’s new in KwaZulu-Natal

Durban’s beachfront promenade. PICTURE: LT NGEMA / UNSPLASH

TO ADVERTISE HERE Anne Reddy

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Larissa Marks 0 7 6 2 3 1 1 0 8 9 advertising@property360.co.za

anne.reddy@inl.co.za larissa.marks@inl.co.za w w w. p ro p e r t y 3 6 0 . c o . z a

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KLOOF / PADFIELD PARK LIVE THE LIFE YOU'VE IMAGINED

FROM R1 450 000 NO TRANSFER DUTY

BUSHWILLOW VALLEY IV

OVER 50s LEISURE LIFESTYLE ESTATE NOW SELLING OFF-PLAN 2 & 3 Bedroom Sectional Title Units Now selling off-plan, in a variety of different size and layout design options, Bushwillow Valley IV offers 16 two and three-bedroom sectional title units in the heart of Greenhaven Estate. Featuring contemporary country-style architecture, these spacious, single-level units come with an open-plan design and a selection of modern finishes.

LEISURE LIFESTYLE ESTATE FOR OVER 50s

BOOK AN ESTATE TOUR / CALL 079 046 1441 / GREENHAVENESTATE.CO.ZA


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FEW T S LA THE M FRO PER O L E DEV

Freestanding 3 bedroom homes from R3 450 000 You could own a modern Farm Style home in the heart of the economic stronghold Sunshine on your face and grass under your bare feet! This is how you’re supposed to live Your own garden, lock-up double garages and spacious rooms Communal Park and Pool

Call now 081 281 3960 to view by appointment! www.woodland.co.za | info@woodland.co.za 2 Woodlands Close, Prestondale, Umhlanga

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ESTATE AGENTS A special offer to Estate Agents during this Lockdown period FOR ONLY R495PM Excl Vat.

THIS PACKAGE INCLUDES THE FOLLOWING: • Unlimited listings for sale and to let • Unlimited uploads of virtual tours with a Youtube URL • Unlimited access to our showhouse facility • Pay as you go month-to-month advertising • No charge for leads • Branding - your agency logo on each listing to promote your brand • 2 Featured listings each month • Access to the system backend to track your leads

Contact LEIGH to get your listings visible 074 991 3373 or leigh@property360.co.za www.property360.co.za


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PRIME ESTATES VIEW BY APPOINTMENT

OFFI­CE 031 767 1217 www.primeestates.co.za

NEW SOLE MANDATE

WATERFALL AREA/CRESTVIEW R1 295 000

ABSOLUTE BARGAIN!! All newly painted - nothing to compare in the area. This double-storey cottage was originally thatch - now covered, but retains thatch character. Downstairs has 2 bedrooms (BIC’s), a full bathroom, open-plan granite kitchen and cosy living area with fireplace. Upstairs is spacious enough for 3rd bedroom plus lounge or office. All set on level ½ acre with room to build a large home. To view, call ANN 072 425 9411 • Web: 100872177 VIEW BY APPOINTMENT

VIEW BY APPOINTMENT

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SUE DINNIE 082 491 5822 www.capcubed.com

EXCLUSIVE MANDATE

FOREST HILLS R2 100 000

FABULOUS FOREST HAMLET - YOU WILL FALL IN LOVE WITH THIS SUPER SIMPLEX Nothing to spend…..absolutely immaculate inside and out!!! Be quick, this home will sell fast!! Private 3 bed, 2 bath family home, fitted granite kitchen & open plan lounge/dining room. The dbl garage has been converted into two separate multipurpose rooms. Dbl carport, garden sheds. Close to all amenities. Call AMANDA 079 528 0942 to view today. VIEW BY APPOINTMENT

SOLE MANDATE

HILLCREST R1 895 000 (RETIREMENT)

HILLCREST CENTRAL R2 295 000

RETIRE IN STYLE - POPULAR GREEN MEADOW COUNTRY ESTATE At last - a 2 bed garden apartment!! Modern with loads of extras - this end unit has a stunning Caesar-stone kitchen, large living area, with enclosed sun-lounge, 2 large beds, bathroom with shower, dbl vanity and heated towel rails. A 2nd toilet, clear-view burglar strips & fitted blinds are extras. 2 Carports, a lock-up storeroom, garden on 2 sides. Superb facilities include heated pool, Clubhouse, library, clinic sister, hairdresser. Fibre & DSTV connections. Call DEBBIE 082 903 2024 • Web: 109653290

HIGHBURY SCHOOL AREA - FREESTANDING - LOW LEVY! Super-secure Estate. This fully tiled home has just been freshly painted inside & out, and the large driveway newly tarred. 3 Beds, 2 baths (new en-suite), large open plan granite kitchen, double auto garage and a fully walled garden. 2 Small dogs allowed, no cats. Walk to all amenities. Call DEBBIE 082 903 2024 • Web: 109099251

VIEW BY APPOINTMENT

SOLE MANDATE

KLOOF (GOLF COURSE AREA) R4 250 000

UNBELIEVABLE VALUE... 4/5 BEDROOM FAMILY HOME ++ SEPARATE 2 BED COTTAGE Seeing in believing..... this is a large family winner!! MAIN HOUSE has 4/5 bedrooms, 2 bathrooms, 2 lounges, separate dining room, large gourmet kitchen, 2 covered entertainment patios overlooking level established garden with pool. Double garage & tandem carport. COTTAGE has large open plan lounge/granite kitchen, 2 bedrooms and 1 bathroom. Single auto garage & carport. Call AMANDA 079 528 0942


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TIMED ONLINE AUCTION WED, 2 nd JUNE 2021 @ 10H00 https://bidlive.maskell.co.za Duly instructed by the Trustees of the Insolvent Estate: S & R Sharma , Master’s Ref: N261/2018/PMB

INSOLVENCY AUCTION OF A 3 BEDROOM FAMILY HOME WITH SINGLE LOCK-UP GARAGE AND SWIMMING POOL 37 JESMOND GROVE, MUSGRAVE, DURBAN, KWAZULU-NATAL

BIDDING OPENS ON WEDNESDAY THE 2ND OF JUNE 2021 AT 10H00 AND CLOSES ON THURSDAY THE 3RD OF JUNE 2021 AT 10H00 Download our APP “Peter Maskell Auctioneers” – from IOS or the Play Store OR visit https://bidlive.maskell.co.za Contact Danielle 082 801 6827 / 033 397 1190 / danielle@maskell.co.za • R50 000 buyer's card deposit payable by EFT • 10% deposit payable by purchaser on fall of hammer • FICA docs to be provided • Sale is subject to confirmation • “ABOVE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE” (E&OE)

AUCTIONS There is a commonly held belief that property auctions are a good place to pick up a bargain because auctioneers often handle sales in execution / property reposessions / liquidations. Our dedicated auction section allows auctioneers to showcase their properties to buyers looking for these bargains. THE AUCTION SECTION OF THE PORTAL OFFERS: • Advice to buyers • Auction news • Recommended auctioneers to deal with • Diary of upcoming auctions Contact LEIGH to get your listings visible 074 991 3373 or leigh@property360.co.za

www.property360.co.za


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What’s new in

Gauteng

PICTURE: THOMAS BENNIE / UNSPLASH

TO ADVERTISE HERE Shevon Philander 078 422 4925 Leigh Auret 074 991 3373 Anne Reddy

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Larissa Marks 0 7 6 2 3 1 1 0 8 9 advertising@property360.co.za

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STYLE DÉCOR- ONLINE AUCTION!!

MANUFACTURERS, RETAILERS & WHOLESALERS OF ORNAMENTAL PRECAST CONCRETE PRODUCTS: PRIME PROPERTIES IDEAL FOR FURTHER DEVELOPMENT, STOCK, MOULDS, LOOSE ASSETS AND MORE! - BETWEEN PTA & HARTBEESPOORT OFFERED SEPARATELY & AS GOING CONCERN

ONLINE BIDDING: 23-24 JUNE 2021 BID AND REGISTER: www.vansauctions.co.za STYLE DÉCOR, VAN DER HOFF ROAD EXTENSION, MAGALIESMOOT, PRETORIA

Lot 1 Lot 2 WEB21/0047

LOT 1: Remainder of farm Uitzicht Alias Rietvalei 314 JR Extent: 9,3476 ha GLA: 9270.54 m² Zoning: Undetermined Approved consent uses: Sale of garden furniture; general dealer in hardware and building material; general dealer in groceries; clothing; fresh vegetables and fruit; doctor’s consulting room; general dealer of articles for interior decorating; gymnasium; manufacturing of fibre glass decorations and other products, which are exercised. Rezoning has been approved to special: Manufacturing and storage of concrete and fibre glass products; place of refreshment; shop; plant nursery; residential buildings for employees; recreational facilities; one second dwelling; subject to conditions, not promulgated. Improvements: - Double volume steel structures x 3, storage, mould store, shop & factory. - Large display and shop areas, cubicle offices, bathrooms and boardroom facilities. - Ample open and covered on-site parking bays. - 2 dwellings plus flatlet. - Large semi-double volume storage facility (147.36 m²). - Gymnasium - Staff ablution and security gate. - 5 equipped boreholes and a windmill and 2 boreholes not equipped - There are 15 x 5000 liter tanks and 2 x 1000 liter tanks fed by rainfall. - Reservoirs: There are 14 x 5000 liter reservoirs which includes 1 x 5000 liter concrete reservoir on roof of dwelling, fed by boreholes. - Large yard area - Vacant land: ± 5.2 ha Current rental income: ± R460,794 p.a., balance owner occupied. Gross annual rental income potential: ± R3,259,431. LOT 2: Portion 6 of farm Uitzicht Alias Rietvalei 314 JR Vacant land, fully fenced with concrete pallisade fencing & old building currently used as storage facility. Extent: 4,3113 ha Zoning: Undetermined Approved consent use: - To erect 13 blocks of self-storage units with a maximum building size of 23,354m². - Maximum height 2 storeys. - Ideal for industrial development. - 2 boreholes not equipped with pumps - 1 x 5000 liter tank fed by borehole LOT 3: Batching plant and vibrating tables LOT 4: Brick making machinery LOT 5: All stock - complete list available on request. LOT 6: Moulds LOT 7: Masters LOT 8: LOTS 1, 3, 4, 5, 6 AND 7 OFFERED AS A GOING CONCERN!

Manufacturers, wholesalers and retailers of ornamental concrete products and moulds since 1965! LOOSE ASSETS OFFERED SEPARATELY: FORKLIFTS, TRUCKS, TRACTORS, TROLLEYS AND GYM EQUIPMENT COMPLETE LIST AVAILABLE ON REQUEST.

R100,000 Registration fee, R1,750 Vehicle documentation fee, plus commission plus Vat. Property: BIDDERS TO REGISTER ONLINE, REGISTRATION FEE 10% deposit & commission plus Vat. Viewing: By appointment. Bidders must register and furnish proof of identity and residence. Regulations of the Consumer Protection Act: www.vansauctions.co.za. OF R100,000 PAYABLE VIA EFT ONLY, FICA DOCS Auction rules can be viewed at 36 Gemsbok Street, Koedoespoort, Pretoria REQUIRED TO BE ABLE TO REGISTER. Right is reserved to add, combine and remove lots. Tel 086 111 8267 | Auctioneer: Martin Pretorius


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HOME LOANS

Now is the time to find out how much you qualify for as the repo rate is at a record low. Celestine is always available to take your call and guide you through the process from application through to registration. She will pre-qualify you for a home loan before you start house hunting. A pre-approval is very useful when house hunting as it helps the agent narrow down which properties to show you and not waste unnecessary time. Complete one application and she will apply to all 4 major banks and negotiate the best interest rate on your behalf. Call her for quick and efficient service Please feel free to contact Celestine at any time on 084 559 1786 | celestine@property360.co.za

www.property360.co.za


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Have you discovered these DIGITAL MAGAZINES yet? Click here to read our magazines now.

To receive all our FREE digital magazines directly to your mailbox, email iol.magazines@inl.co.za with the word Digital.

Advertising Sales queries: Charl Reineke | charl.reineke@inl.co.za


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