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AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

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WGU Indiana offers regionally, NCATE, and CCNE* accredited bachelor’s and master’s degree programs in IT, business, teaching, and healthcare (including nursing). Tuition for most programs at WGU is under $6,000 per year. Our programs are developed with input from experts in each field to ensure that when you graduate from WGU Indiana, you’ll be equipped to excel in the workplace. Learn more at: indiana.wgu.edu/indystar

*Through Western Governors University, WGU Indiana’s programs are regionally accredited by the Northwest Commission on Colleges and Universities (NWCCU), WGU Indiana’s online teaching programs are approved by the National Council for the Accreditation of Teacher Education (NCATE), and WGU Indiana’s nursing programs are accredited by the Commission on Collegiate Nursing Education (One Dupont Circle, NW, Suite 530, Washington, DC 20036, 202-887-6791).

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

college fair Browsing

We’re for students. For late nights.

Big games. And good friends. We believe in working hard, getting somewhere, and then

Plan ahead to ensure you visit each of the colleges that interest you. But leave some extra time for browsing. “Be adventurous! Don’t just focus on ‘name’ schools,� said one admission director. “You may find that a school you’ve never heard of offers the exact major, extracurricular program, etc., that you’re seeking.�

giving back.

We encourage the pursuit of happiness,

Following up

fairness, excellence, and success. We are nurses, biologists, linguists,

By the time the fair is over, you’ll have a bag filled with information about colleges — and a possible case of information overload. Don’t give in to the temptation of piling those brochures in an obscure corner of your bedroom. If you’re feeling overwhelmed, take a day or two away from the college search. Then get out all of your brochures, along with the notes you took at the fair, and read through them. You may find that some colleges aren’t as interesting as you first thought. Others look better the more you research them. For those colleges, follow up by filling out information cards to learn more or by scheduling a visit. ◆

accountants, marketers, musicians, and

most important, mentors.

We stand up: For community.

For opportunity. For self-discovery.

And for you.

College categories

THERE’S MORE TO BLUE.

As you look ahead to college, you have many options — as you probably realize. Listed below are college categories describing the broad types of institutions available to you.

indstate.edu

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Nonprofit – private These colleges and universities: Ĺ? 5HFHLYH IXQGLQJ SULPDULO\ IURP VWXGHQW WXLWLRQ DQG HQGRZPHQWV 6RPH funding comes from governmental support in the form of tax breaks and student loans. Ĺ? )ROORZ WKH OHDGHUVKLS RI D ERDUG RI WUXVWHHV Ĺ? 'HYHORS WKHLU RZQ LQVWLWXWLRQDO SODQV EHFDXVH WKH\ RSHUDWH PRVWO\ RQ private support. Ĺ? 5HO\ RQ SULYDWH IXQGV ZKLFK OHDGV WR D KLJKHU DYHUDJH FRVW WKDQ SXEOLF schools. Ĺ? 2IIHU Ä&#x;QDQFLDO DLG RSSRUWXQLWLHV WR UHGXFH WKH WRWDO FRVW IRU VWXGHQWV

Nonprofit – public These colleges and universities: Ĺ? 5HFHLYH D ODUJH SDUW RI IXQGLQJ IURP VWDWH RU ORFDO WD[HV 6RPH IXQGLQJ comes from tuition and endowments. Ĺ? )ROORZ SHUIRUPDQFH VWDQGDUGV VHW E\ WKH VWDWH Ĺ? 0D\ EH VWDWH UXQ ZKLFK ORZHUV WKH WXLWLRQ IRU LQ VWDWH VWXGHQWV Ĺ? 7\SLFDOO\ DUH FDWHJRUL]HG DV WZR \HDU IRXU \HDU UHVHDUFK FRPSUHKHQVLYH or community colleges.

For-profit/proprietary These colleges and universities: Ĺ? 5HFHLYH XS WR SHUFHQW RI UHYHQXH IURP IHGHUDO VWXGHQW DLG Ĺ? 2SHUDWH XQGHU WKH GHPDQGV RI LQYHVWRUV DQG VWRFNKROGHUV Ĺ? 8VXDOO\ RIIHU QRQWUDGLWLRQDO IRUPDWV Ĺ? +DYH FRPH XQGHU IHGHUDO VFUXWLQ\ IRU KLJK SUHVVXUH VDOHV DQG recruitment tactics. &ORVHO\ H[DPLQH D VFKRROĹ‚V DFDGHPLF VRFLDO DQG Ä&#x;QDQFLDO IDFWRUV WR Ä&#x;QG WKH EHVW Ä&#x;W 7R UHDG PRUH RQ WKH GLIIHUHQFHV EHWZHHQ FDWHJRULHV YLVLW www.nacacnet.org/ncfstudent.

Come to Indiana Wesleyan University to discover and prepare for your God-given destiny. Schedule a visit today at indwes.edu/visit or 866.468.6498 IS-0000023877

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

college prep

MARIAN UNIVERSITY Indianapolis

®

Military personnel

By Karen Murray for Custom Publications

&5($7,1* /($'(56 HERE At Marian University, we’re in the business of preparing today’s students to become tomorrow’s leaders. We offer a unique approach to educating our students, combining experiential learning, faith-based values, and a liberal arts foundation that ensures our graduates have the analytical, communication, and ethical proficiencies sought after by employers and graduate schools. If you’re just looking for a degree, we’re probably not the right school for you. If you want to change the world, let us teach you how.

WE’RE CREATING TRANSFORMATIONAL LEADERS IN: Health Care Business Education Public Service Ministry

www.marian.edu Marian University is sponsored by the Sisters of St. Francis, Oldenburg, Indiana. IS-0000023062

Military personnel and their eligible dependents are filling seats in classrooms at colleges and universities nationwide, including Indiana. The U.S. Department of Veterans Affairs is offering financial aid programs to help with tuition costs. “The Post- 9/11 GI Bill and the Yellow Ribbon “Schools are Program can dedicating more cover most of the tuition staff and resources here at Butler University,” to specifically help said Leslie veterans and their Middleton, associate families navigate director of the financial aid financial aid. “But service members or process.” dependents must do their parts first.” After being admitted to an institution of higher learning, military personnel and eligible dependents can access the VA website —www.benefits.va.gov/gibill — for a list of requirements and application instructions. For printed materials, schools and libraries are a good resource. “We typically refer people to the VA website so they can complete those steps first,” Middleton said. “The VA process can be unique to each institution and to each military benefit.” When applying for financial aid, students must track communications between their college and the VA. They also must respond to notices from either party without delay. “The VA determines eligibility first,” Middleton said. “The VA informs the family and the institution, and then (the school) contacts the VA to confirm benefits.”


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college prep The amount of the financial aid package will depend on the number of credit hours the student is taking, the course of study and whether he or she is a full- or part-time student. Grants and scholarships are available for both undergraduate and graduate coursework. Since the federal veterans’ benefits bill was passed in 2008, service personnel are receiving increasing levels of support as they pursue educational goals. Institutions are eager to enroll military veterans and guide them toward available funds. “Schools are dedicating more staff and resources to specifically help veterans and their families navigate the financial aid process,” Middleton said.

Vet-friendly WGU Western Governors University is a nontraditional school that suits nontraditional students, including military personnel returning from active duty. The nonprofit university, based in Indianapolis but administered online, attracts adult students across the state. WGU runs on a schedule of “terms” rather than semesters or quarters. A term begins on the first day of the month and runs six months. Active or reserve military personnel tend to appreciate the flexible schedule. Most service members enrolled at WGU are older than the typical college student and must balance family responsibilities, jobs and classes. The WGU staff includes representatives who help guide service members through VA benefits and paperwork. Financial aid may cover tuition, supplies, fees and living expenses for eligible recipients. ◆

Yellow Ribbon Program The Yellow Ribbon Program, run by the U.S. Department of Veterans’ Affairs, helps military personnel pursue a higher education. Through the program, veterans can access federal funds to pay tuition and fees at participating colleges and universities. ,6

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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SUNDAY, SEPTEMBER 14, 2014 •

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college prep

OT assistants: Job benefits without all the class work Love the idea of a career in occupational therapy, but you’re not sure you want to commit to a graduate degree? Brown Mackie College in Indianapolis offers a 23-month occupational therapy assistants program to prepare students to work under the direction of OTs. The pay is still above average. The 2012 median annual wage for OTAs was nearly $54,000, and demand is expected to grow 41 percent by 2022. The required skills are similar to OTs. “They must be good problem solvers, have patience and good listening skills and be motivational to others in assisting them to return to their former lifestyles,” said Julie Carson, MA/OTR, director of the OTA program at Brown Mackie College in Indianapolis. “Math skills are required as well for numerous job functions, including taking joint range-of-motion measurements, measuring reach ranges and space sizes related to accessibility issues, and budgeting.” The program includes courses in English, math, psychology, public speaking, anatomy and physiology, as well as OTA-concentration courses and four months of Carson fieldwork. Brown Mackie College offers a range of services — including advising, tutoring and career guidance — to help students achieve their academic and career goals. The school’s career services team also helps students with practical concerns like child care, transportation and appropriate wardrobe. OTA students can continue their education to springboard into the broader OT field. “OTAs who obtain a bachelor’s degree and wish to pursue a master’s degree in the field of occupational therapy benefit from bridge programs that recognize their occupational therapy experience,” Carson said.

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

college prep

What to expect from your college tour By Julie Young for Custom Publications

The college visit is a time-honored tradition — an important part of the transition from high school to adulthood. Each year, students descend en masse on post-secondary institutions, where perky campus guides – each one exceptionally skilled at walking backward while talking — direct tours over and through well-groomed grounds, waxing poetic about the wonders that await the students who attend. As the parent of a high school senior, I’ve been there and done that. I’ve gotten the hat and T-shirt, not to mention the pens, cups and sticky notes. But if I’ve learned anything about campus visits, it’s that no two are alike. Before you take time off work and embark on a road trip with your teenager, take note of what you should know before you go.

Explore your options Colleges and universities offer a wide variety of tours for prospective students. The basic, no-frills tour focuses on the school’s history and features building exteriors and a look inside a model dorm room. The guide generally offers a commentary on the school’s top selling points, which you may or may not see on the actual tour. An individualized tour includes more stops, such as the dining hall, student union, several housing options, the library and fitness center. Plus, it may leave time for students to explore their primary area of interest and meet with a faculty member and counselor to discuss their options. Some schools offer an overnight campus, which gives incoming students the opportunity to get a better feel for the campus. They may attend a sporting event, eat meals in the dining hall and join in a club meeting or two. While not a traditional “tour,” this can provide a meaningful, in-depth experience for students.

Weigh the pros and cons I’ve discovered that the various types of campus tours each have pros and cons. The campus overnight is intended, for the most part, to be a party; I understand that and wouldn’t expect much different. The general tour can be great for the first-time campus visitor and for those who are brand-new to the notion of choosing a secondary school. Yet I’ve learned that while school tour guides possess a wealth of information, they recite it so quickly that I can’t keep up. Many of their stories have a you-had-to-be-there feel to them; if the guides aren’t majoring in the same discipline as your son or daughter, they may not be able to adequately answer your questions. Though I prefer the customized tour, I’ve noticed that prospective students tend to be treated like visiting dignitaries. They may be given a designated parking space, and their name may be featured on a plasma screen. A T-shirt and other school swag await them, and the admissions office staff may act as though your child is the greatest thing ever to arrive on campus. The attention is flattering, of course, but it can begin to feel too good to be true. I know that parking space won’t be there when my child is running late for a final exam, and that T-shirt won’t make it easier for me to manage the cost of tuition, books, food and lodging.

Manage your expectations Keep in mind, the purpose of the college visit is to find an environment where your student is going to grow and learn while getting an optimal education. Ideally, the school will be genuinely welcoming without overdoing the enthusiasm. The tour should showcase the institution’s best features, answer all questions from parents and allow prospective students to experience the academic atmosphere, all with the No. 1 goal being to find a smart fit. ◆


AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

THE STRENGTH IT TAKES

IU Health can prepare you for a career in healthcare. To fill Indiana University Health’s mission-critical positions, we’re always looking for “the best of the best” in pharmacists, registered nurses, physical therapists, occupational therapists and respiratory therapists. But are you prepared? If you’re looking for a health science program that provides state-of-the-art education, classes taught by leaders in their field and clinical experience in nationally acclaimed hospitals, IU Health has the perfect educational program for you. Certificate Programs • Pharmacy Technician: 9 months, full-time, (days) $2,500 • Surgical Technologist: 11 months, full-time (days), $4,300 • Central Service Technician: 5 months, part-time (days), $300 - $600 NOTE: Program length and costs are approximate and may vary Associate’s Degree Programs via Ball State University • Radiography

Bachelor’s Degree Programs via multiple universities • Clinical Laboratory Science • Respiratory Therapy

Programs are fully accredited and capacity is limited. WIA funding and university financial aid may be available based on eligibility criteria. For applications and details, contact Health Science Education at 317.962.5470, learning@iuhealth.org, or visit the Learning Alliance website at iuhealth.org/education.

Discover the strength at iuhealth.org © 2011 IUHealth 02/11 IUH#13856

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

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) #$ + <"F 1,E"<=,AH8888888888888888888888888888888888888888888 B4J DA)"<= 1,E"<=,AH 88888888888888888888888888888888888888?BB "A31 // 1,E"<=,AH88888888888888888888888888888888888 'J4

) * " "F "G, 3 ,/,A <H 1=A,ADA"8888888888888888888888(BB

) "# / 1H 3//")" 3% * <0 H 1! " /A* 88888888888 ,"1 "= 8888888888888888888888888888888888888888888888''C ,1)* 0A31 1,E"<=,AH+ 888888888888888888B'( 3/) A" 1,E"<=,AH 8888888888888888888888888888888888888BJB *" D/,1 <H 1=A,ADA" 3% 0"<, 888888888888888?J# 3<!* 0 1,E"<=,AH 88888888888888888888888888888888888B'2 3%=A< 1,E"<=,AH 8888888888888888888888888888888888888'B' A* 3//")" 888888888888888888888888888888888888888888888BJ?

3//")"8888888888888888888888888888888888888888888888888 ?4> 1* AA 1 3//")"88888888888888888888888888888888888888B(' 1* AA 1E,//" 3//")"88888888888888888888888888888888 4C> <,=A 3//")" 888888888888888888888888888888888888888888888BJ' *" "F *33/888888888888888888888888888888888888888888 44? *" "F *33/ %3< II 31A"053< <H D=, 88888888888888888888888888888((2 "F 3<. ,/0 !"0H 3//")" 3% ,=D / 1! "<%3<0,1) <A=888888888888888888888888888888 4J' "F 3<. 1=A,ADA" 3% " *13/3)H8888888888888888'BB 3 *"=A"< 1=A,ADA" 3% " *13/3)H 8888888888888BBC < * F<"1 " 3//")" 88888888888888888888888888888(C2 H< D=" 1,E"<=,AH 88888888888888888888888888888888888 'B4

8 8 "< * 1A <,1" !"0H88888888888888888 (4B 1,E"<=,AH A / 1H 6 7 888888888888888888888 ?44 "//= 3//")"88888888888888888888888888888888888888888888888 B(4

"#& #" ! ,)* 3,1A 1,E"<=,AH 8888888888888888888888888888888888 4B4

3*1=31 /"= 1,E"<=,AH888888888888888888888888CC' <<"1 ,/=31 3//")" 888888888888888888888888888888CB? " =*/ 1! 1,E"<=,AH88888888888888888888888888888888888888CJC /!F,1 // " 1,E"<=,AH 88888888888888888888888BC? 5,A / 1,E"<=,AH 88888888888888888888888888888888888888?BC /"E"/ 1! 1=A,ADA" 3% <A88888888888888888888888888888 '4> *" 3//")" 3% 33=A"< 8888888888888888888888888888888 C'C "& 1 " 3//")"88888888888888888888888888888888888888888 C'4 ",!"/ "<) 1,E"<=,AH 888888888888888888888888888888888 44( "1A A A" 1,E"<=,AH88888888888888888888888888888888888 4B>

3D<!"= 1,E"<=,AH 88888888888888888888888888888888888888'(' , 0, 1,E"<=,AH 888888888888888888888888888888888888888?'J 3D1A A8 3="5* 1,E"<=,AH 888888888888888888888B'# *,3 *<,=A, 1 1,E"<=,AH88888888888888888888888888888'BJ *" *,3 A A" 1,E"<=,AH 88888888888888888888888888CBJ *,3 1,E"<=,AH 888888888888888888888888888888888888888888?C# *,3 "=/"H 1 1,E"<=,AH8888888888888888888888888888 C(' AA"< ",1 1,E"<=,AH888888888888888888888888888888888888 4CB 1,E"<=,AH 3% ,1 ,11 A, $ 1),1""<,1) 55/,"! ,"1 "= 888888888888888888888888888888888'JC 1,E"<=,AH 3% ,1 ,11 A, 88888888888888888888888888888?(> 1,E"<=,AH 3% HA31 8888888888888888888888888888888888'JJ 1,E"<=,AH 3% 3D1A 1,31 88888888888888888888888888 C(> <=D/,1" 3//")"888888888888888888888888888888888888888888''J ,AA"1 "<) 1,E"<=,AH 88888888888888888888888888888888 '4' E,"< 1,E"<=,AH 88888888888888888888888888888888888888888B(2 !!$+ ( ! D .1"// 1,E"<=,AH8888888888888888888888888888888888888C((

"*,)* 1,E"<=,AH 8888888888888888888888888888888888888888CB' "11 A A" 1,E"<=,AH 88888888888888888888888888888888 B4( 3 "<A 3<<,= 1,E"<=,AH88888888888888888888888888888?(' "05/" 1,E"<=,AH 8888888888888888888888888888888888888884C2 1,E"<=,AH 3% ,AA= D<)* 888888888888888888888888888888'(( ,// 13E 1,E"<=,AH8888888888888888888888888888888888888BB( "=A0,1=A"< 3//")" 8888888888888888888888888888888888''B " $ ! 1,E"<=,AH 3% *3!" =/ 1!88888888888888888888888888 44> "'& #" ! /"0=31 1,E"<=,AH 88888888888888888888888888888888888 '4# 3 =A / <3/,1 1,E"<=,AH 8888888888888888888888888 44B "F "<<H 3//")"8888888888888888888888888888888888888888 B44 3%%3<! 3//")"8888888888888888888888888888888888888888888 '4? !! $$ D=A,1 " H A A" 1,E"<=,AH 888888888888888888888 B42 "F 1"" *" 1,E"<=,AH 3% A*" 3DA* 88888888(J# "11"=="" " *13/3), / 1,E"<=,AH 888888888 ('> 1,E"<=,AH 3% "11"==""888888888888888888888888888888 '4C 1!"< ,/A 1,E"<=,AH88888888888888888888888888888888888BB' * $ 3DA*"<1 "A*3!,=A 1,E"<=,AH88888888888888888888CB# "G = *<,=A, 1 1,E"<=,AH 8888888888888888888888888CJ( 1,E"<=,AH 3% 3D=A31 88888888888888888888888888888888C(# 1,E"<=,AH 3% "G = A 1 1A31,3 888888888888(B# # "!& </ 3<3 3//")" 888888888888888888888888888888888888888''> # ! "3<)" =31 1,E"<=,AH8888888888888888888888888888(BC 05A31 1,E"<=,AH 8888888888888888888888888888888888 4B' <H03D1A 1,E"<=,AH 8888888888888888888888888888888BC2 !%3<! 1,E"<=,AH 88888888888888888888888888888888888888 4(2 F""A <, < 3//")" 88888888888888888888888888888888888888 4(> ,<),1, 30031F" /A* 1,E"<=,AH 888888888888(BJ ,<),1, ,/,A <H 1=A,ADA"888888888888888888888888888888 (42 ,<),1, " * 88888888888888888888888888888888888888888888888(JC $ ! &"! ,), "1 1=A,ADA" 3% " *13/3)H 88888888888888888 CJ4 $& # ! <=* // 1,E"<=,AH 8888888888888888888888888888888888888B'' "=A ,<),1, 1,E"<=,AH 1=A,ADA" 3% " *13/3)H 888888888888888888888888888888888888888888888888 '44 $ "!$ ! <A* )" 3//")"88888888888888888888888888888888888888888BJ> 31 3<!, 1,E"<=,AH ,= 31=,1 8888888888888888 4JB <9D"AA" 1,E"<=,AH 8888888888888888888888888888888888?JC 3<A*/ 1! 3//")"888888888888888888888888888888888888888'(2 ,531 3//")" 888888888888888888888888888888888888888888888BC# 1,E"<=,AH 3% ,= 31=,1$ !,=31 888888888888888 444 1,E"<=,AH 3% ,= 31=,1$ ,/F D."" 8888888888'J> 1,E"<=,AH 3% ,= 31=,1$ / AA"E,//"88888888888888BBB 1,E"<=,AH 3% ,= 31=,1$ *,A"F A"< 88888888888 C4# ,A"< 3 1,E"<=,AH 88888888888888888888888888888888888888 44J +" ! 1,E"<=,AH 3% H30,1) 88888888888888888888888888888888'B?


K14

• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

ì#Â’­0

K15

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K16

• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

SUNDAY, SEPTEMBER 14, 2014 •

K17

DISCOVER ANDERSON UNIVERSITY!

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If you are looking for a university with exceptional academics and opportunities to put your faith into action and your career skills into practice, then discover Anderson University! Visit our campus and learn why Anderson University could be a good fit for you.

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• SUNDAY, SEPTEMBER 14, 2014

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college costs

Work it out:

College jobs help students pay the bills, earn experience By Julie Young for Custom Publications

College students know a thing or two about working for a living. School is expensive, after all, and the U.S. Census reports that some 71 percent of nearly 20 million undergrads earn an income. Whether it’s working on campus, off campus or as an intern, students can get creative to balance classes while paying bills and building a career.

More than a paycheck Colleges and universities champion experiential education in the form of student employment. They offer work/study programs and on-campus jobs that can afford students flexible schedules, discounted tuition and the chance to earn a paycheck. The only snag is that there are often more applicants than available jobs. Janna McDonald, director of the office of student employment

at Indiana University Purdue University Indianapolis, said each open position may attract 30 to 40 applicants. The office therefore works to match candidates with the right position. “It is our mission that our employees find jobs that tie to their future goals,” she said. Biology majors, for example, may work in the animal labs; computer science students could be employed in the IT department; and others may be eligible to work in the student union or help professors with research. “We want something that will have you learning, earning and keep moving forward,” McDonald said. Students might not jump at the chance to flip burgers, serve meals, fold shirts or staff a reception desk, but career counselors urge them not to overlook the vital skills and experience gained in these positions. Libby Davis, director of the Professional Edge Center at the University of Indianapolis, frequently encounters students who

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college costs aren’t enthusiastic about working in fast food or taking an entrylevel position. She encourages them to think beyond what they know. “Every fast-food chain and retail store has a corporate office, and those offices may have opportunities in a number of different majors,” David said. “It never hurts to get your foot in the door. After all, companies like to hire from within.” Many such positions enable students to expand their network, which can lead to countless new opportunities. Working in a health club, for example, might enable a student to talk with members who represent a variety of careers and companies. Davis said these positions should never be discounted based on perception. “Every work experience is valuable,” she said. “It’s important that students not ignore that when talking about their work experience. Being a camp counselor may not be directly connected to your particular major, but there are always some transferrable skills that will be used later on.”

The job before The Job University staff members promote the value of the internship experience. For some majors, at least one internship is required for graduation. While some are paid positions and others are not, each professional internship can help students determine whether they’re on the right career path.

“Not only can it help them decide if this career is the right fit for them, but it does help them connect with others in their field, and it could lead to a full-time hire,” said Tim Luzader, director of the Center for Career Opportunities at Purdue University. “An internship is a lot like a long job interview. When a company has a strong degree of confidence that you can do the job and that you’ll thrive and grow with the company, it can lead to full-time employment after graduation.”

Winning Linda Hajduk, vice president of organizational effectiveness for Community Health Network, knows of a number of central Indiana companies that like to work with college students. Those who are taking classes and actively learning tend to bring a fresh perspective to an organization — a win-win for everyone. “We know they’re still learning, and we are excited to integrate that new knowledge into the existing business,” Hajduk said. Above all, students should not procrastinate when seeking a job, especially when looking for summer work and internships. “There are a lot of opportunities out there, but there is also a lot of competition,” Davis said. “Companies are looking to fill open positions as quickly as possible, and it’s important not to wait.” ◆

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K20

• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

college costs

Indiana college costs 2014-15 academic year Institution

Ancilla College Anderson University Ball State University Bethel College Butler University Calumet College of St. Joseph DePauw University Earlham College Franklin College Goshen College Grace College Hanover College Holy Cross College Huntington University Indiana State University Indiana Tech Indiana University IU East IU Kokomo IU Northwest IU South Bend IU Southeast IUPUC (Columbus) IPFW (Fort Wayne) IUPUI (Indianapolis) Indiana Wesleyan University Ivy Tech Community College Manchester University Marian University Martin University Oakland City University Purdue University Purdue University Calumet Purdue University North Central Rose-Hulman Institute of Technology Saint Joseph’s College Saint Mary’s College Saint Mary-of-the-Woods College Taylor University Trine University University of Evansville University of Indianapolis University of Notre Dame University of Saint Francis University of Southern Indiana Valparaiso University Vincennes University Wabash College Western Governors University

Tuition

$13,730 $26,850 $9,344 $25,830 $35,652 $16,440 $42,050 $42,870 $28,185 $29,700 $22,450 $33,023 $26,200 $24,771 $8,216 $24,860 $10,388 $6,787 $6,810 $6,853 $6,905 $6,827 $8,756 $7,013 $8,756 $23,628 $3,859 $29,040 $29,400 $14,870 $19,800 $10,002 $6,530 $7,352 $40,449 $27,700 $35,970 $28,226 $29,538 $29,300 $30,596 $25,154 $46,237 $25,930 $6,320 $34,760 $5,010 + program fees $37,750 $6,070

Room and board

None $9,250 $8,460 $7,780 $11,620 None $11,200 $8,600 $8,400 $9,700 $8,168 $10,050 $9,494 $8,306 $9,182 $9,380 $9,494 None None None $8,596 $9,208 None $9,242 $8,534 $7,560 None $9,300 $9,140 None $8,700 $10,030 $7,717 None $12,057 $8,610 $10,930 $10,250 $8,283 $9,800 $10,460 $9,010 $13,224 $8,420 $7,498 $10,180 $8,478 $8,730 None

Total

$13,730 $36,100 $17,804 $33,610 $47,272 $16,440 $53,250 $51,470 $36,585 $39,400 $30,618 $43,073 $35,694 $33,077 $17,398 $34,240 $34,240 $6,787 $6,810 $6,853 $15,501 $16,035 $8,756 $16,255 $17,290 $31,188 $3,859 $38,340 $38,540 $14,870 $28,500 $20,032 $14,247 $7,352 $52,506 $36,310 $46,900 $38,476 $37,821 $39,100 $41,056 $34,164 $59,461 $34,350 $13,818 $44,940 $13,488 + program fees $46,480 $6,070

NOTE: All totals are based on full-time residential student status (typically about 30 credit hours per year). Tuition costs include mandatory student fees/charges. Room and board is based on double occupancy and the largest meal plan available. Source: The National Center for College Costs


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college costs

Earning credit By Deb Buehler for Custom Publications

Used wisely, a credit card can be a valuable tool for students as they begin to manage their personal budget away from home.

Applying for a credit card Credit cards can be applied for online, through mail-in applications or by contacting a lender directly. Local banks issue credit cards and can help students and parents make decisions about whether this resource is helpful. “A college student and parents may want to consider a joint credit card,” said Celest Mathews-Higgins, vice president of private banking, Old National Bank. With a joint card, they can receive duplicate statements and evaluate monthly spending together. This strategy lets parents help their children develop budgeting skills and track spending. Students gain a better understanding of their expenses – including the difference between needs and wants – while building confidence in their ability to budget.

Growing good credit Mathews-Higgins cites several reasons college students can benefit from managing a credit card. The monthly statements can help them evaluate their spending habits — or overspending, as the case may be. Managing a card can build credit for the future. “Bankers and other creditors normally look at the last 24 months for a good payment history when evaluating whether to extend a loan,” Mathews-Higgins said. She cautions students and families not to establish too many

Credit for local treats

Managing a credit card is a serious responsibility. When students can handle it well, they can use it to take advantage of special offerings, coupons and discounts in their college town. In downtown Indianapolis, for example, students can watch for discounts and free festivals with their credit card and a valid student ID. Jennifer Hanson, senior communications director for Downtown Indy said students can sign up to receive a weekly e-newsletter with information about lively and interesting happenings in the city. “Students can visit our website, www.indydt.com, and choose the college student link to access the College Student Guide to Indy, where they can read more about what’s available,” Hanson said. From weekly farmers’ markets to Indianapolis Indians game-day specials to music venues with no cover charge, the link connects students with inexpensive opportunities to explore all of central Indiana.

credit cards, which can have negative impact on the individual’s credit report. If cards are lost or stolen, some corporations have a security feature to protect the cardholder from fraud situations.

a

Balancing the budget Mathews-Higgins said parents can consider additional options to help students learn to use credit without blowing up the budget. When applying for a credit card together, they can request a specific upper limit for the card. Or parents can consider a secured credit card. “A secured credit card would help students avoid overspending while allowing them to build credit,” Mathews-Higgins said. “The secured card requires a deposit, and the credit line is the amount deposited. If parents deposit $200, then the student’s credit limit is $200. Payments are made to the card to build credit history, and it can be reused as payments are made.” ◆

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• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

college news

Students jump on tuition savings Huntington University to launch agriculture program Huntington University is set to launch Indiana’s first faithbased agriculture program thanks to a $100,000 gift from an anonymous donor. The new Institute for Agricultural Studies will open its new agribusiness program next fall. According to the Indiana Business Research Center, agriculture is one of the largest sectors of Indiana’s economy, resulting in more than $37 billion in annual revenue. Huntington University hopes to collaborate with the state’s public agriculture program at Purdue University. “Some options we have discussed involve shared faculty, joint undergraduate research opportunities and servicelearning international trips for both Purdue and Huntington students,” said Sherilyn Emberton, president of Huntington University. The school’s Institute for Agriculture Studies will be based on the core values of faith, family and farming. The institute seeks to provide innovative, agriculture-based solutions to meet challenges in Indiana, the nation and the world while addressing a growing need for agriculture professionals. The Indiana Department of Workforce Development puts the average age of the Indiana farmer at 55. Despite industry expansion, Change the Equation says that in 2013, fewer than 12 percent of college degrees and certifications granted in Indiana were in science, technology, engineering and mathematics fields — which includes agriculture. Emberton, now in her second year as president, felt compelled to consider the opportunity when she looked out the airplane window upon arriving in Indiana; 83 percent of the state’s acreage is devoted to farms and forests. “I was so struck by the beauty of the cornfields,” she said. “After meeting the people of this region and seeing the overwhelming connection to everything agriculture, I began to sense a strong conviction that Huntington University was being called to launch a faith-based program in agriculture.” Source: Huntington University

In the 2012–13 school year, more than 11,000 Ivy Tech Community College students transferred 226,333 credit hours to the state’s public institutions and saved more than $34.8 million in tuition costs. The savings are calculated by taking the total credit hour cost at the transfer institutions minus the Ivy Tech per credit hour rate. Source: Ivy Tech Community College

‘15 to Finish’ seeks to keep students on track for graduation Indiana Commissioner for Higher Education Teresa Lubbers kicked off a statewide “15 to Finish” campaign to boost college graduation rates. The program encourages Hoosier students to take at least 15 credit hours each semester. Data shows that students who complete 15 or more credits each semester are more likely to graduate on time, earn better grades and save money on college costs. “We find that most Indiana college students expect to graduate on time, but only about half are taking enough courses each semester to do so,” Lubbers said. “Hoosiers should know that if on-time graduation is their goal, they should be taking 15 to finish.” Taking longer to complete means that students pay more for their degrees, and it also dramatically decreases their chances of graduating. Source: Indiana Commission for Higher Education


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college news

Pilot project saves students money

More than 700 Indiana State University students participated in a pilot program that encourages faculty to forego textbooks in favor of open-educational, or openaccess, resources. These include learning materials — such as worksheets, lecture notes, slides and even complete textbooks — all available for free, typically online. The year-old program is part of an initiative aimed at making college more affordable. Organizers say participating students have saved a collective $90,000 — about $123 per person. And students say learning hasn’t suffered. “I loved the fact that our reading assignments and articles came from links my professor provided, and they were very interesting,” said Hailee Travioli, a junior criminal justice major from Terre Haute. “The articles and links involved current issues and made it more enjoyable to read and participate in class.” Jalen Foster, a computer engineering and electronic engineering technology student who always carries his laptop with him, liked the program for another reason. “I never had to worry about grabbing a book before leaving for this class,” he said. “I had all the content I needed right on my computer.” Participating faculty members like the program, too. “New materials get produced a lot quicker online than through traditional courses,” said Nathan Schaumleffel, associate professor of kinesiology, recreation and sport. “We can keep our courses more cutting-edge. The multisensory opportunities within online resources such as YouTube videos really spice up the classes. Students also get a variety of professionals that are bringing content to the course through online materials.” Source: Indiana State University

Purdue University announces new competency-degree program The program allows students to progress at their own rate as they demonstrate mastery of specific skills. The College of Technology will transform into the Purdue Polytechnic Institute, where teaching methods will shift to a hands-on curriculum. College of Technology Dean Gary Bertolini said the move is part of a larger effort to fill the skill gap in business and industry. Thousands of jobs are available in higher technology that recent graduates may not be prepared enough to fill. President Mitch Daniels wrote an open letter to the Purdue community offering two $500,000 grants: one for the first department or program to create a three-year degree, one for the first to make a competency degree. The award for a three-year degree program went to the Brian Lamb School of Communications. As part of the Purdue Moves initiative, students in the institute will experience yearlong industry-sponsored design projects, study abroad programs and design-lab courses their freshman year. Students can look forward to projects including construction of a flexible research lab facility, an addition to the biomedical engineering facilities in Martin Jischke Hall, construction of a new building to add research capacity to the Zucrow High Pressure Lab and the renovation of Knoy Hall. Source:indystar.com


K24

• SUNDAY, SEPTEMBER 14, 2014

AN ADVERTISING SUPPLEMENT OF THE INDIANAPOLIS STAR

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